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September 14, 2025 18 mins

In this episode of Wealth Para Todos, host Rita Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, explains how negative thoughts about personal finance, termed 'Trickster Traitor Trash Thoughts,' hinder financial success. They share methods to identify these thoughts, understand their origins, and replace them with 'Playful Pleasant Pensamientos,' which encourage proactive financial behavior.

Through a five-step process, listeners learn to transition from limiting beliefs to positive actions that support their financial goals. Soledad also emphasizes the importance of creating realistic and actionable financial plans that align with personal wellness.

00:00 Introduction to Wealth Para Todos

00:21 Identifying Trickster Traitor Trash Thoughts

01:59 Understanding the Science Behind Negative Thoughts

03:52 Personal Experience with Overcoming Negative Thoughts

05:46 Transforming Negative Thoughts into Playful Pleasant Pensamientos

10:23 Five-Step Process to Shift Your Mindset

13:38 Applying the Five-Step Process to Financial Goals

16:06 Conclusion and Final Thoughts

17:15 Additional Resources and Closing Remarks

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