FHA Loans in Middle Tennessee: Why They’re a Smart Move for Buyers Under 720 Credit

Think FHA loans are only for broke buyers? That myth is costing families thousands of dollars when they move to Middle Tennessee.
In this episode, I break down why FHA often beats conventional if you’re under a 720 credit score and putting less than 10% down. You’ll learn how FHA’s lower rates usually cancel out the upfront funding fee, why a 3.5% down payment is often all you need, and how to use FHA to house-hack your way into Nashville, Franklin, or Murfreesboro real estate.
After 23 years licensed in Tennessee, I’ve seen it all — and I’ll show you the simple math that most lenders and “Uncle Bob” don’t talk about. By the end, you’ll know whether FHA could be your golden ticket to Tennessee living.
 Ready to run the numbers for yourself? Call or text me directly at 615.955.0461 — I answer 7 days a week.

• The biggest FHA myth that keeps buyers stuck
• Why FHA usually wins under 720 credit + <10% down
• How lower rates often wash out the upfront fee
• The Middle Tennessee house-hack play (duplex strategy)
• When conventional actually makes more sense
• Why moving to TN gives you more buying power — but why you shouldn’t get house-poor

Schedule your free consultation- http://schedulewithkeithgo.com
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