September 15, 2025 • 13 mins
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)
In this episode, I share what it means to move beyond the conventional definition of a “wealth mindset.” Instead of focusing only on strategies or numbers, I explore how your feelings, nervous system, and self-trust are the real foundations of abundance.
We’ll also explore why nervous system regulation is essential for wealth creation. When you’re living in fight-or-flight, it makes it more difficult to access intuition or feel safe making financial decisions. By calming your body and seeing money as a neutral tool that serves your values, you reclaim financial sovereignty.
What you’ll learn in this episode:
- How to stop outsourcing your financial decisions and build self-trust
- Why nervous system regulation is the hidden key to financial intuition
- How to prioritize your values and let money serve you
- Why money is neutral—and what that means for your sense of abundance
- How to see yourself as already wealthy, no matter your bank balance
- Practical reflection prompts to deepen your relationship with money
Want to learn more or connect with me?
Step 1: Join my Facebook Community.
Connect, share, and learn how to relate to your money with other women just like you.
➡️ Join here
Step 2: Grab your free Human Design chart
Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?
Step 3: Work with Me
Learn how to trust your choices, honor your worth, and feel financial freedom that lives in your body, not just on paper.
➡️ Schedule your free clarity call here
From my soul to yours,
Erin
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Erin Gray (00:00):
Today I want to share my personal perspective on what
I believe a wealth mindsetactually is, what that means to
me, what I think a lot of ushave been conditioned to believe
or have been taught wealthmindset is, and then how I
shifted as well as help clientsshift into a place of more trust
(00:22):
, safety and expansion withmoney and, ultimately, a wealth
mindset.
So, before we dive in, if youhave been around here for a
while, I want to say thank youfor tuning in twice a week,
letting me be in your ear.
I think it is a privilege thatI get to be in your ear and to
(00:43):
be in that intimate space.
You get to listen to lots ofpeople and I just want to say
thank you for tuning in everyweek.
If you are new here, I want tosay welcome.
I hope that you enjoy what youhear, you like what you hear and
that you stick around.
So, if this is a topic afterwhat I talk, I talk about wealth
mindset and some of thequestions that I ask you if you
(01:07):
are, you know, have beenpondering, like you know, what I
also want to offer that youknow, if you are feeling anxious
about your money, about moneydecisions, and you are ready to
feel more calm and peace andconfidence, not just with your
money, but just in every area ofyour life, and you are ready to
(01:29):
start trusting yourself.
Stop outsourcing your you knowpower to other people when you
make decisions.
I would love to guide you, Iwould love to support you.
You could just schedule asession with me.
Just click the link in the shownotes and you can find a good
time that will fit for you forus to have a conversation.
Okay, so I actually went toGoogle not AI, which they're
(01:51):
probably the same, but whatever.
So I went to Google and Iactually Googled what is a
wealth mindset?
And Google came up with awealth mindset is a set of
beliefs Google came up with.
A wealth mindset is a set ofbeliefs, habits and behaviors
that guides us to make the mostof the money that we have, and
(02:11):
involves spending less which Ido not agree with, but we will
talk about that here in a secondmaking wise investments and
looking for ways to improve ourfinancial standing while
minimizing our risk.
And while some of that abovemight be true, what they fail to
mention which I think iseverything is how we feel about
(02:35):
money.
How we feel drives every singlething in our life.
Yes, I talk about theimagination.
I talk about, you know, livingin your imagination, living from
the feeling and the wishfulfilled, and every idea does
start in the mind first.
But how we feel in our body, Ithink has been completely
undervalued and underrated, forI don't even know how long, how
(03:00):
many years have we not talkedabout.
I mean, thankfully, I think, weare coming back online, we are
recognizing, oh wow, ourfeelings are really important,
but how we feel is how we createeverything in our life, and I
want to just share with you whata wealth mindset actually means
to me, like how I used to thinkabout wealth and wealth mindset
(03:24):
versus how I think about it now, and I always encourage you to
take what resonates and leavethe rest.
Like you do your own homework,spend some time with a journal
and your pen and your mind and anice beverage, and sit down and
actually answer some of thesequestions or ideas that I am
(03:46):
bringing to you and cultivateand formulate your own idea of a
wealth mindset, because if wedo not know and we do not define
what wealthy means to us, howwill we ever know if we are
wealthy and I believe we are allwealthy already.
It is not a number in our bankaccount or our investment
accounts or what our business isearning.
(04:07):
I think that that is anexternal thing that is showing
us what we feel within.
Not always the case, because Iknow I have accumulated and
grown our assets from a very lowself-worth place.
Right, but I really want theoutside to match the inside for
(04:30):
all of us.
So a wealth mindset.
To me, first and foremost, itmeans trusting yourself with
your money, with your decisions.
Think about every area of yourlife.
Are you trusting yourself inyour decision-making?
I think for a lot of us humanyou know, men and women, but I
(04:51):
think there's a lot of I noticedthis with my daughter,
sometimes in her friends of whatyou're going to eat, and the
friends will ask like what isGrayson going?
Like a societal thing that wedo.
So how can we be more decisiveand declaring with our
(05:16):
entrusting our own decisionsinstead of outsourcing our power
, instead of outsourcing ourpower to you know, our financial
planner or banker or CPA orlike whatever mentor, business
coach or whoever you are workingwith, just notice when you are
wanting to ask them their advicefrom a place, not of knowledge
(05:40):
and education, but from a placeof what would they do.
And I noticed, when I do this Ido this sometimes with my
husband and I will catch myselfand I will tell myself, no,
you're going to make thedecision first, and then you're
going to come to him and you'regoing to say this is what I'm
doing and then, you know, havethe conversation about it.
But I noticed, when I asked himhis opinion, it is because I
(06:02):
have not made my decision firstfor myself.
So, really starting to trustyourself with money, making
decisions, clear decisions foryourself, instead of outsourcing
our power, I think it alsomeans regulating our nervous
system right, feeling safe to bein our bodies, feeling safe
with any and all emotions thatwe have, so that we, you know,
(06:24):
feel grounded, so that we cantap into our intuition.
That's a you know podcast thatI just did.
I think it's the previous one Ijust did about really being
able to tap into our intuition.
That's a podcast that I justdid.
I think it's the previous one Ijust did about really being
able to tap into your intuitionwhen we are in fight or flight,
when we're in that survival mode.
Sometimes it can be verydifficult is the word I want to
use to be able to tap into ourintuition.
So really doing things to carefor our nervous system, to teach
(06:47):
our bodies that we are safe,instead of, you know, moving
from that, that scarce, thatfear, that lack.
I think also a wealth mindset ischoosing your values and your
joy first, like a heart's desire, right?
Not putting money above whatyour heart's desire, your joy,
your values are.
(07:08):
And and I want to be clear onheart's desire, heart's desire
sometimes isn't, isn't the easychoice, it isn't necessarily the
choice that everyone else goesalong with.
Or, you know, there have beenmany choices I have made a
heart's desire in my immediatefamily where my husband and my
daughter didn't necessarily likethat decision initially.
(07:29):
And so when I say heart'sdesire to me, it's not always
like rainbows and daisies andlike everything's just so joyful
, right.
Heart's desire sometimes ishaving those tougher
conversations or really doingthings that maybe someone else
not necessarily that theywouldn't do, but like that is
(07:51):
going against the grain andhonoring that first and letting
money serve your heart's desires, not the other way around.
I think it's also a wealthmindset is, you know, seeing
money just as it is.
It's neutral.
It is right.
Sometimes my body wants tobelieve it's not neutral, and so
(08:11):
that's where I know I've gotyou know some deeper work to do,
but I really believe that Imean we could go on a rabbit
hole of you how money isn't evenreal and all of that, but like
it is a tool that expands whatis already within you.
So when you think about that,when you think about how do I
(08:35):
want to use money to serve me,how do I want to direct source
energy, do I want to believethat it is something that is
here on planet earth to serve me, to live my best life and to
expand myself?
And to you know, if you have abusiness, to grow my business
(08:57):
and to pay my people well, andto you know, live in the home
that I want to live in andtravel the way that I want to
like really seeing money as theservant instead of it being the
master.
And I think the biggest one isalready seeing yourself as
wealthy.
I think that we've been taught,at least in the Western culture
(09:19):
, that we have to have a certainamount of money to be wealthy.
It's all this externalvalidation, and I know that that
is how I created my wealth thefirst time around I'm going to
call it the first time around,versus the second time around I
created it from a place ofinadequacy, of not enough, and I
(09:41):
thought that there would be anumber that I would get to and
that then I would feel wealthy.
Be a number that I would get toand that then I would feel
wealthy.
And what I know now is that isnever going to.
There's no amount of money inyour bank account or investment
accounts or the amount of moneyyou earn in your business or in
your income or whatever that'sgoing to create that feeling
Like you have to feel wealthyright now.
(10:01):
It is a self-concept right, youridentity, who you believe
yourself to be.
It is a feeling that you feelin your body.
Yes, we're talking about wealthmindset, but what I go back to
at the very beginning of what Isaid in this episode, it is a
feeling and wealth to me becauseit is a feeling.
(10:25):
It feels expansive, it feelswide open and courageous, and so
you really have to tap intowhat does wealth feel like to
you?
And moving and taking actionfrom the place of someone who is
(10:45):
already wealthy, of someone whois already assuming that their
success is guaranteed.
It's already done.
So, instead of moving from aplace of I'm going to generate
the thing to then one way is I'malready whole and I am creating
from this place versus I feelinadequate, I am lacking and I
(11:10):
want this to then give me this.
So, really starting to tap inand to ask yourself do you see
yourself as a wealthy person?
Like, spend some time tojournal on these.
Do you see yourself already aswealthy, no matter what's in
your bank account, no matterwhat debt you have, no matter
(11:30):
what's in your investments,whatever your net worth is?
Do you already see yourself aswealthy?
And if you answered no, that'sokay.
Then that's where we get to digin.
We get to ask ourselves whatbeliefs do I have?
What have I been taughtourselves?
What beliefs do I have?
What have I been taught?
Who has told me what?
Have I been able to?
Watch my parents or societytell me what wealth is?
(11:54):
What is my self-concept?
What do I believe about myselfthat is keeping me from feeling
wealthy?
Already, dig into those beliefs.
Really get clear on.
What are you believing rightnow?
What do you want to believe?
Because we get to choosewhatever we want to think and
believe about ourselves, and ifyou want some support to pick
(12:16):
some of this apart so that youcan get more clarity where you
can see where you are alreadywealthy and where you believe
you aren't, and how that'screating what it is creating for
you, for your, in your life, Iwould love to support you.
Just click the link in the shownotes and we can schedule a
time.
You can schedule a time to thatworks for you.
(12:37):
I really want you to spend sometime.
You know, like I think podcastsare a great way to educate you,
but educating and listening isonly one part right, really
doing the actual exercises,taking it into the body,
becoming someone different.
That is where the realtransformation is and lies.
(12:58):
So if you want support, reachout to me, click the link in the
show notes and I would love tosupport you.
Okay, I'll see you in the nextepisode.
Today I want to share my personal perspective on what
I believe a wealth mindsetactually is, what that means to
me, what I think a lot of ushave been conditioned to believe
or have been taught wealthmindset is, and then how I
shifted as well as help clientsshift into a place of more trust
(00:22):
, safety and expansion withmoney and, ultimately, a wealth
mindset.
So, before we dive in, if youhave been around here for a
while, I want to say thank youfor tuning in twice a week,
letting me be in your ear.
I think it is a privilege thatI get to be in your ear and to
(00:43):
be in that intimate space.
You get to listen to lots ofpeople and I just want to say
thank you for tuning in everyweek.
If you are new here, I want tosay welcome.
I hope that you enjoy what youhear, you like what you hear and
that you stick around.
So, if this is a topic afterwhat I talk, I talk about wealth
mindset and some of thequestions that I ask you if you
(01:07):
are, you know, have beenpondering, like you know, what I
also want to offer that youknow, if you are feeling anxious
about your money, about moneydecisions, and you are ready to
feel more calm and peace andconfidence, not just with your
money, but just in every area ofyour life, and you are ready to
(01:29):
start trusting yourself.
Stop outsourcing your you knowpower to other people when you
make decisions.
I would love to guide you, Iwould love to support you.
You could just schedule asession with me.
Just click the link in the shownotes and you can find a good
time that will fit for you forus to have a conversation.
Okay, so I actually went toGoogle not AI, which they're
(01:51):
probably the same, but whatever.
So I went to Google and Iactually Googled what is a
wealth mindset?
And Google came up with awealth mindset is a set of
beliefs Google came up with.
A wealth mindset is a set ofbeliefs, habits and behaviors
that guides us to make the mostof the money that we have, and
(02:11):
involves spending less which Ido not agree with, but we will
talk about that here in a secondmaking wise investments and
looking for ways to improve ourfinancial standing while
minimizing our risk.
And while some of that abovemight be true, what they fail to
mention which I think iseverything is how we feel about
(02:35):
money.
How we feel drives every singlething in our life.
Yes, I talk about theimagination.
I talk about, you know, livingin your imagination, living from
the feeling and the wishfulfilled, and every idea does
start in the mind first.
But how we feel in our body, Ithink has been completely
undervalued and underrated, forI don't even know how long, how
(03:00):
many years have we not talkedabout.
I mean, thankfully, I think, weare coming back online, we are
recognizing, oh wow, ourfeelings are really important,
but how we feel is how we createeverything in our life, and I
want to just share with you whata wealth mindset actually means
to me, like how I used to thinkabout wealth and wealth mindset
(03:24):
versus how I think about it now, and I always encourage you to
take what resonates and leavethe rest.
Like you do your own homework,spend some time with a journal
and your pen and your mind and anice beverage, and sit down and
actually answer some of thesequestions or ideas that I am
(03:46):
bringing to you and cultivateand formulate your own idea of a
wealth mindset, because if wedo not know and we do not define
what wealthy means to us, howwill we ever know if we are
wealthy and I believe we are allwealthy already.
It is not a number in our bankaccount or our investment
accounts or what our business isearning.
(04:07):
I think that that is anexternal thing that is showing
us what we feel within.
Not always the case, because Iknow I have accumulated and
grown our assets from a very lowself-worth place.
Right, but I really want theoutside to match the inside for
(04:30):
all of us.
So a wealth mindset.
To me, first and foremost, itmeans trusting yourself with
your money, with your decisions.
Think about every area of yourlife.
Are you trusting yourself inyour decision-making?
I think for a lot of us humanyou know, men and women, but I
(04:51):
think there's a lot of I noticedthis with my daughter,
sometimes in her friends of whatyou're going to eat, and the
friends will ask like what isGrayson going?
Like a societal thing that wedo.
So how can we be more decisiveand declaring with our
(05:16):
entrusting our own decisionsinstead of outsourcing our power
, instead of outsourcing ourpower to you know, our financial
planner or banker or CPA orlike whatever mentor, business
coach or whoever you are workingwith, just notice when you are
wanting to ask them their advicefrom a place, not of knowledge
(05:40):
and education, but from a placeof what would they do.
And I noticed, when I do this Ido this sometimes with my
husband and I will catch myselfand I will tell myself, no,
you're going to make thedecision first, and then you're
going to come to him and you'regoing to say this is what I'm
doing and then, you know, havethe conversation about it.
But I noticed, when I asked himhis opinion, it is because I
(06:02):
have not made my decision firstfor myself.
So, really starting to trustyourself with money, making
decisions, clear decisions foryourself, instead of outsourcing
our power, I think it alsomeans regulating our nervous
system right, feeling safe to bein our bodies, feeling safe
with any and all emotions thatwe have, so that we, you know,
(06:24):
feel grounded, so that we cantap into our intuition.
That's a you know podcast thatI just did.
I think it's the previous one Ijust did about really being
able to tap into our intuition.
That's a podcast that I justdid.
I think it's the previous one Ijust did about really being
able to tap into your intuitionwhen we are in fight or flight,
when we're in that survival mode.
Sometimes it can be verydifficult is the word I want to
use to be able to tap into ourintuition.
So really doing things to carefor our nervous system, to teach
(06:47):
our bodies that we are safe,instead of, you know, moving
from that, that scarce, thatfear, that lack.
I think also a wealth mindset ischoosing your values and your
joy first, like a heart's desire, right?
Not putting money above whatyour heart's desire, your joy,
your values are.
(07:08):
And and I want to be clear onheart's desire, heart's desire
sometimes isn't, isn't the easychoice, it isn't necessarily the
choice that everyone else goesalong with.
Or, you know, there have beenmany choices I have made a
heart's desire in my immediatefamily where my husband and my
daughter didn't necessarily likethat decision initially.
(07:29):
And so when I say heart'sdesire to me, it's not always
like rainbows and daisies andlike everything's just so joyful
, right.
Heart's desire sometimes ishaving those tougher
conversations or really doingthings that maybe someone else
not necessarily that theywouldn't do, but like that is
(07:51):
going against the grain andhonoring that first and letting
money serve your heart's desires, not the other way around.
I think it's also a wealthmindset is, you know, seeing
money just as it is.
It's neutral.
It is right.
Sometimes my body wants tobelieve it's not neutral, and so
(08:11):
that's where I know I've gotyou know some deeper work to do,
but I really believe that Imean we could go on a rabbit
hole of you how money isn't evenreal and all of that, but like
it is a tool that expands whatis already within you.
So when you think about that,when you think about how do I
(08:35):
want to use money to serve me,how do I want to direct source
energy, do I want to believethat it is something that is
here on planet earth to serve me, to live my best life and to
expand myself?
And to you know, if you have abusiness, to grow my business
(08:57):
and to pay my people well, andto you know, live in the home
that I want to live in andtravel the way that I want to
like really seeing money as theservant instead of it being the
master.
And I think the biggest one isalready seeing yourself as
wealthy.
I think that we've been taught,at least in the Western culture
(09:19):
, that we have to have a certainamount of money to be wealthy.
It's all this externalvalidation, and I know that that
is how I created my wealth thefirst time around I'm going to
call it the first time around,versus the second time around I
created it from a place ofinadequacy, of not enough, and I
(09:41):
thought that there would be anumber that I would get to and
that then I would feel wealthy.
Be a number that I would get toand that then I would feel
wealthy.
And what I know now is that isnever going to.
There's no amount of money inyour bank account or investment
accounts or the amount of moneyyou earn in your business or in
your income or whatever that'sgoing to create that feeling
Like you have to feel wealthyright now.
(10:01):
It is a self-concept right, youridentity, who you believe
yourself to be.
It is a feeling that you feelin your body.
Yes, we're talking about wealthmindset, but what I go back to
at the very beginning of what Isaid in this episode, it is a
feeling and wealth to me becauseit is a feeling.
(10:25):
It feels expansive, it feelswide open and courageous, and so
you really have to tap intowhat does wealth feel like to
you?
And moving and taking actionfrom the place of someone who is
(10:45):
already wealthy, of someone whois already assuming that their
success is guaranteed.
It's already done.
So, instead of moving from aplace of I'm going to generate
the thing to then one way is I'malready whole and I am creating
from this place versus I feelinadequate, I am lacking and I
(11:10):
want this to then give me this.
So, really starting to tap inand to ask yourself do you see
yourself as a wealthy person?
Like, spend some time tojournal on these.
Do you see yourself already aswealthy, no matter what's in
your bank account, no matterwhat debt you have, no matter
(11:30):
what's in your investments,whatever your net worth is?
Do you already see yourself aswealthy?
And if you answered no, that'sokay.
Then that's where we get to digin.
We get to ask ourselves whatbeliefs do I have?
What have I been taughtourselves?
What beliefs do I have?
What have I been taught?
Who has told me what?
Have I been able to?
Watch my parents or societytell me what wealth is?
(11:54):
What is my self-concept?
What do I believe about myselfthat is keeping me from feeling
wealthy?
Already, dig into those beliefs.
Really get clear on.
What are you believing rightnow?
What do you want to believe?
Because we get to choosewhatever we want to think and
believe about ourselves, and ifyou want some support to pick
(12:16):
some of this apart so that youcan get more clarity where you
can see where you are alreadywealthy and where you believe
you aren't, and how that'screating what it is creating for
you, for your, in your life, Iwould love to support you.
Just click the link in the shownotes and we can schedule a
time.
You can schedule a time to thatworks for you.
(12:37):
I really want you to spend sometime.
You know, like I think podcastsare a great way to educate you,
but educating and listening isonly one part right, really
doing the actual exercises,taking it into the body,
becoming someone different.
That is where the realtransformation is and lies.
(12:58):
So if you want support, reachout to me, click the link in the
show notes and I would love tosupport you.
Okay, I'll see you in the nextepisode.
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.