September 18, 2025 • 13 mins
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Have you ever wondered how the banking system actually works?
In this episode, I'm sharing the hidden history of money and how our banking system was deliberately designed to benefit a few at the expense of the many.
I debated on creating this episode because I feel like it can feel so heavy AND I wanted to share from the lens of empowerment. The old fear-based systems of scarcity and control are beginning to crumble, and we’re at a pivotal moment in history. I believe when conscious people create wealth from a place of love and integrity, they circulate it differently and invest it in ways that uplift humanity rather than exploiting it.
What you’ll learn in this episode:
- Why the Federal Reserve was secretly created
- The impact of removing the gold standard in the 1970s
- How inflation and debt were deliberately built into our system
- Why these structures were created from a lower-consciousness paradigm
- How understanding the banking system can help you feel more empowered
- Why I believe that wealth created from higher consciousness can transform the world
Resources mentioned in this episode:
The Creature from Jekyll Island by G. Edward Griffin
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From my soul to yours,
Erin
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Erin Gray (00:00):
Today I want to talk about a book that really opened
my eyes to the banking industry.
I had already started to godown the rabbit hole of the
financial industry andunderstanding how that worked,
and then I came upon this bookand I want to talk about how the
banking industry actually works.
I mean this book, it describesit, but who controls the banking
(00:21):
industry?
What actually goes on behindthe scenes?
And by reading this book itreally empowered me industry,
what actually goes on behind thescenes, and by reading this
book it really empowered me tosee what actually happens in the
banking world.
And I really walk this line ofeducating and empowering you
from what I call that 5D placeright, from changing your
(00:42):
thoughts and your feelings andyour beliefs and your
self-concept around money andjust in general right.
I really want to elevateconsciousness for humanity, not
just with money but in everyarea of our life, and I really
really stay focused more so onthat, what I call that 5D, that
spiritual side, the can't beseen side, and I do think that
(01:07):
there is some value inunderstanding how these certain
systems work, what I call in the3D world, you know, in the
observed world, like ourfinancial industry and our
banking systems and ourhealthcare systems and our
school systems, and I meanthere's so many systems that
have been created from a placeof lower consciousness, humans
(01:32):
that felt and do feel a lot offear and scarcity and lack, and
they have created systems fromthat place.
And I really you know, and Ireally want you to live in the
5D and live from that expansiveplace and I think, also, knowing
some of the way that thesesystems are, once you know, once
(01:56):
you understand, you can feeleven more empowered to then
create systems that are moreempowered.
I think the more of us thatwake up to the way that these
systems are and they arecrumbling on purpose because,
like I have always said, youcan't create something from lack
and expect it to continue andto spit out abundance so the
(02:19):
more that we understand how someof these systems work, I think
it actually helps us tocirculate our money more easily
because and invest in ourselves,because we will realize that,
like we are our best investmentand really understanding that
these systems came from a place,at a time, where people, like I
(02:43):
said, lower conscious humanscreated these systems, and I
think we are here now to breakthem all down and rebuild them
so that we can really helphumanity and create systems that
are for the highest good of all.
Okay, so the book is calledCreature of Jekyll Island by G
(03:03):
Edward Griffin.
I will put the link for him inthe show notes.
Like I say with everything,read, do your own homework,
develop your own thoughts andbeliefs and ideas around this
and then go take empoweringaction from that place.
But basically it goes back to1910 where a group of powerful
(03:25):
bankers and politicians likewe're talking, the Carnegie's,
the Rothschilds, theRockefellers and several
politicians because they neededthe politicians to be able to
pass some of this stuff into law.
But they met on an Islandcalled Jekyll Island, which is
off the coast of Georgia.
Law.
But they met on an Island calledJekyll Island, which is off the
(03:47):
coast of Georgia, and it was.
It was one of these I don'tremember who it was in the book,
but it was one of these guys islike vacation homes and it was
so secret and nobody knew thatthey were meeting and their
whole mission was to create acentral banking system in the
United States.
And the reason why they wantedto do that is because a lot of
these bankers, because they arelower consciousness.
They were feeling fear aroundsome of these other banks that
(04:10):
weren't as big, in their words,creating competition.
So if they could create thiscentral banking, then they could
control the banking system andthen they could ultimately
eradicate some of these smallerbanks and they could ultimately
have more control over theUnited States and also the world
.
So this meeting ultimatelycreated, or the idea was birthed
(04:34):
, of creating, this FederalReserve.
And the Federal Reserve as weknow it today is a system that
issues US dollars and they setinterest rates and they
essentially control the way andthe flow of money in our economy
.
And I'm going to give you kindof the Cliff Notes version of
(04:57):
the book.
But I want you to go and readthe book and I want you to use
your own perception andunderstand and use it from a
place of empowering versusfeeling disempowered by this.
But the Cliff Notes version isbasically that we're going to
name it the Federal Reserve,because then people won't
(05:18):
question if it's a privateentity, which it is, but we'll
name it Federal Reserve.
People will think it's part ofthe government and no one will
know the difference.
So it's really more of aprivate entity and it has.
When I say government ties.
What I mean is like, if youscratch my back, I'll scratch
yours, kind of government ties.
(05:40):
But they named it that FederalReserve because they thought
easy way for just people to belike oh, it's part of the
government and the government'slooking out for us, so okay,
must be good.
They create money out of nothingBack in the 1970s, I believe
it's, when Nixon took us off thegold standard.
By doing that, we can now justprint money whenever we want,
(06:02):
and by printing money, that ishow we create inflation, and so,
through lending and throughdebt, new dollars are printed,
and this is where, like I said,we get inflation.
And if you really dig into this, I think he explains it.
I don't know if he explains itin this book, but maybe it was
some of my digging that I did.
Also is you will see how theFed had such a huge part in the
(06:26):
2008, 2009 banking crisis andhow the Fed bailed out so many
banks that, technically, if theywere any other business, they
probably wouldn't have beenbailed out because they were
insolvent, because the way thatthe banking system has changed
how they lend money, how muchthey actually have to keep on
(06:47):
hand, how all of that works, andso it's basically an
opportunity for banks to becompletely insolvent and no
problem, because then they willjust continue to receive money
from the Fed when they are andI'm air quoting like in tough
times, insolvency and theinflation is intentional because
(07:10):
by constantly increasing,expanding our money supply, the
dollar actually loses value.
Now, this is where the part ofme that's like well, that
doesn't feel very empowering,right, because it just doesn't
feel good in my body.
I think, also, it's good tounderstand how these systems
(07:31):
actually work, though, and so Ialways want to think that money
is expanding and there's alwaysmore money, because it is
technically energy, and when weincrease the money supply, when
we just print money but there'sno gold to back it with, that
(07:53):
actually benefits lenders.
It erodes the purchasing powerof you and me, right, and I
think it is empowering to knowand to understand how these
systems work, so that you canthen decide how do you want to
circulate your money.
(08:14):
Debt is actually part of thesystem.
It is built into the system.
He talks about this in the book.
He talks about how our economyas you know I don't even know
what the number of the clock nowis at Like 37 trillion is
probably at like 38, 39 by nowbut how debt and borrowing is
actually built into the system.
It is part of the design andit's done on purpose and the
(08:40):
whole point, basically, of allof this around the book is to
concentrate the wealth, to tryto, over time, create and
maintain the power and theresources to these certain
families, to these specificpeople and these systems, so
that they can try to maintaintheir power.
(09:02):
And this all comes from you know, I kind of went down this.
I would call it let's just usethe word dark rabbit hole, cause
I was just like holy shit, likehow can people knowingly choose
such systems and create suchsuch systems that do not benefit
the good of all and reallyaren't looking out for humanity?
(09:25):
And so I had to just be therefor a while and then I
recognized these are people thatare acting from a very wounded
and hurt place in a lowerconsciousness.
And when people act from thatplace, they make very different
decisions.
Because when you are actingfrom fear, when you are acting
from lack, obviously you are notthinking that there is enough
(09:48):
money for everybody andeverybody gets to enjoy it.
And we all get to, you know.
Raise consciousness andhumanity and enjoy our fruits of
our labor and all of that.
And I really believe that we areat a time in history right now
where these systems are breakingdown.
There are powers that be thatare hiding tooth and nail, and I
(10:10):
think we have such a pivotalmoment to not just feel
empowered but be empowered andknow what these systems are like
, so that we can help create newsystems that empower all of
humanity, that serve the highestand the greatest good for
everyone.
And it's kind of like thependulum has you know it's
(10:33):
coming, it's swinging all theway over to the other side.
To come back to the middle oflike, how do we actually want to
create systems that createabundance and wealth for
everyone, not just for a fewselect few?
I know this episode might feela little bit heavier than normal
and I do want to apologize,because that is not typically my
(10:54):
MO.
I really am always trying toempower you and to educate you
from that more higherconsciousness, elevated state,
and I think it's also reallyimportant to understand what's
actually happening, so that thenwe can come back to the 5D and
we can choose.
What would we love, what wouldwe want to do?
(11:15):
I think that's why I'm sopassionate about helping you,
each of you, create as muchmoney as you want in your life,
because when people that are ofa higher consciousness, that
have love and compassion intheir hearts, when they create
money from that place and theyshare it and they circulate it
(11:36):
in the world, the world changesand I think we're ready for that
, and I want you to know that wehave a choice, that we get to
choose love and compassion overand over and over again while we
are growing and expanding andusing our money for the highest
good of all.
(11:56):
So if this episode speaks toyou, I will put the book in the
show notes.
You can read it.
It's a pretty thick book, butit is a very, very enlightening
book.
And if you want me to do acouple more episodes on the
financial industry or things ofthat sort, I'd be happy to.
But send me an email support atgenerate a life while lived and
(12:19):
tell me you want me to do someepisodes like this, because
obviously I enjoy doing more ofthe higher vibrational ones.
But I do think that there is aplace to understand, like,
what's really going on here?
Right, like I said at the verybeginning, what you know what's
our medical system Like, what'sour school system, like.
All of these systems have beenset up from a place of
(12:42):
disempowerment and I think themore that we wake up, the more
that we are aware, the more thatwe choose empowerment and love
and compassion, the more we getto change the world.
So, as always, I am rooting foryou, I love you and I want all
of us to have an amazingrelationship with money, with
(13:03):
ourselves, with each other, sothat we can create such
amazingness in the world.
Okay, I'll see you in the nextepisode.
Today I want to talk about a book that really opened
my eyes to the banking industry.
I had already started to godown the rabbit hole of the
financial industry andunderstanding how that worked,
and then I came upon this bookand I want to talk about how the
banking industry actually works.
I mean this book, it describesit, but who controls the banking
(00:21):
industry?
What actually goes on behindthe scenes?
And by reading this book itreally empowered me industry,
what actually goes on behind thescenes, and by reading this
book it really empowered me tosee what actually happens in the
banking world.
And I really walk this line ofeducating and empowering you
from what I call that 5D placeright, from changing your
(00:42):
thoughts and your feelings andyour beliefs and your
self-concept around money andjust in general right.
I really want to elevateconsciousness for humanity, not
just with money but in everyarea of our life, and I really
really stay focused more so onthat, what I call that 5D, that
spiritual side, the can't beseen side, and I do think that
(01:07):
there is some value inunderstanding how these certain
systems work, what I call in the3D world, you know, in the
observed world, like ourfinancial industry and our
banking systems and ourhealthcare systems and our
school systems, and I meanthere's so many systems that
have been created from a placeof lower consciousness, humans
(01:32):
that felt and do feel a lot offear and scarcity and lack, and
they have created systems fromthat place.
And I really you know, and Ireally want you to live in the
5D and live from that expansiveplace and I think, also, knowing
some of the way that thesesystems are, once you know, once
(01:56):
you understand, you can feeleven more empowered to then
create systems that are moreempowered.
I think the more of us thatwake up to the way that these
systems are and they arecrumbling on purpose because,
like I have always said, youcan't create something from lack
and expect it to continue andto spit out abundance so the
(02:19):
more that we understand how someof these systems work, I think
it actually helps us tocirculate our money more easily
because and invest in ourselves,because we will realize that,
like we are our best investmentand really understanding that
these systems came from a place,at a time, where people, like I
(02:43):
said, lower conscious humanscreated these systems, and I
think we are here now to breakthem all down and rebuild them
so that we can really helphumanity and create systems that
are for the highest good of all.
Okay, so the book is calledCreature of Jekyll Island by G
(03:03):
Edward Griffin.
I will put the link for him inthe show notes.
Like I say with everything,read, do your own homework,
develop your own thoughts andbeliefs and ideas around this
and then go take empoweringaction from that place.
But basically it goes back to1910 where a group of powerful
(03:25):
bankers and politicians likewe're talking, the Carnegie's,
the Rothschilds, theRockefellers and several
politicians because they neededthe politicians to be able to
pass some of this stuff into law.
But they met on an Islandcalled Jekyll Island, which is
off the coast of Georgia.
Law.
But they met on an Island calledJekyll Island, which is off the
(03:47):
coast of Georgia, and it was.
It was one of these I don'tremember who it was in the book,
but it was one of these guys islike vacation homes and it was
so secret and nobody knew thatthey were meeting and their
whole mission was to create acentral banking system in the
United States.
And the reason why they wantedto do that is because a lot of
these bankers, because they arelower consciousness.
They were feeling fear aroundsome of these other banks that
(04:10):
weren't as big, in their words,creating competition.
So if they could create thiscentral banking, then they could
control the banking system andthen they could ultimately
eradicate some of these smallerbanks and they could ultimately
have more control over theUnited States and also the world
.
So this meeting ultimatelycreated, or the idea was birthed
(04:34):
, of creating, this FederalReserve.
And the Federal Reserve as weknow it today is a system that
issues US dollars and they setinterest rates and they
essentially control the way andthe flow of money in our economy
.
And I'm going to give you kindof the Cliff Notes version of
(04:57):
the book.
But I want you to go and readthe book and I want you to use
your own perception andunderstand and use it from a
place of empowering versusfeeling disempowered by this.
But the Cliff Notes version isbasically that we're going to
name it the Federal Reserve,because then people won't
(05:18):
question if it's a privateentity, which it is, but we'll
name it Federal Reserve.
People will think it's part ofthe government and no one will
know the difference.
So it's really more of aprivate entity and it has.
When I say government ties.
What I mean is like, if youscratch my back, I'll scratch
yours, kind of government ties.
(05:40):
But they named it that FederalReserve because they thought
easy way for just people to belike oh, it's part of the
government and the government'slooking out for us, so okay,
must be good.
They create money out of nothingBack in the 1970s, I believe
it's, when Nixon took us off thegold standard.
By doing that, we can now justprint money whenever we want,
(06:02):
and by printing money, that ishow we create inflation, and so,
through lending and throughdebt, new dollars are printed,
and this is where, like I said,we get inflation.
And if you really dig into this, I think he explains it.
I don't know if he explains itin this book, but maybe it was
some of my digging that I did.
Also is you will see how theFed had such a huge part in the
(06:26):
2008, 2009 banking crisis andhow the Fed bailed out so many
banks that, technically, if theywere any other business, they
probably wouldn't have beenbailed out because they were
insolvent, because the way thatthe banking system has changed
how they lend money, how muchthey actually have to keep on
(06:47):
hand, how all of that works, andso it's basically an
opportunity for banks to becompletely insolvent and no
problem, because then they willjust continue to receive money
from the Fed when they are andI'm air quoting like in tough
times, insolvency and theinflation is intentional because
(07:10):
by constantly increasing,expanding our money supply, the
dollar actually loses value.
Now, this is where the part ofme that's like well, that
doesn't feel very empowering,right, because it just doesn't
feel good in my body.
I think, also, it's good tounderstand how these systems
(07:31):
actually work, though, and so Ialways want to think that money
is expanding and there's alwaysmore money, because it is
technically energy, and when weincrease the money supply, when
we just print money but there'sno gold to back it with, that
(07:53):
actually benefits lenders.
It erodes the purchasing powerof you and me, right, and I
think it is empowering to knowand to understand how these
systems work, so that you canthen decide how do you want to
circulate your money.
(08:14):
Debt is actually part of thesystem.
It is built into the system.
He talks about this in the book.
He talks about how our economyas you know I don't even know
what the number of the clock nowis at Like 37 trillion is
probably at like 38, 39 by nowbut how debt and borrowing is
actually built into the system.
It is part of the design andit's done on purpose and the
(08:40):
whole point, basically, of allof this around the book is to
concentrate the wealth, to tryto, over time, create and
maintain the power and theresources to these certain
families, to these specificpeople and these systems, so
that they can try to maintaintheir power.
(09:02):
And this all comes from you know, I kind of went down this.
I would call it let's just usethe word dark rabbit hole, cause
I was just like holy shit, likehow can people knowingly choose
such systems and create suchsuch systems that do not benefit
the good of all and reallyaren't looking out for humanity?
(09:25):
And so I had to just be therefor a while and then I
recognized these are people thatare acting from a very wounded
and hurt place in a lowerconsciousness.
And when people act from thatplace, they make very different
decisions.
Because when you are actingfrom fear, when you are acting
from lack, obviously you are notthinking that there is enough
(09:48):
money for everybody andeverybody gets to enjoy it.
And we all get to, you know.
Raise consciousness andhumanity and enjoy our fruits of
our labor and all of that.
And I really believe that we areat a time in history right now
where these systems are breakingdown.
There are powers that be thatare hiding tooth and nail, and I
(10:10):
think we have such a pivotalmoment to not just feel
empowered but be empowered andknow what these systems are like
, so that we can help create newsystems that empower all of
humanity, that serve the highestand the greatest good for
everyone.
And it's kind of like thependulum has you know it's
(10:33):
coming, it's swinging all theway over to the other side.
To come back to the middle oflike, how do we actually want to
create systems that createabundance and wealth for
everyone, not just for a fewselect few?
I know this episode might feela little bit heavier than normal
and I do want to apologize,because that is not typically my
(10:54):
MO.
I really am always trying toempower you and to educate you
from that more higherconsciousness, elevated state,
and I think it's also reallyimportant to understand what's
actually happening, so that thenwe can come back to the 5D and
we can choose.
What would we love, what wouldwe want to do?
(11:15):
I think that's why I'm sopassionate about helping you,
each of you, create as muchmoney as you want in your life,
because when people that are ofa higher consciousness, that
have love and compassion intheir hearts, when they create
money from that place and theyshare it and they circulate it
(11:36):
in the world, the world changesand I think we're ready for that
, and I want you to know that wehave a choice, that we get to
choose love and compassion overand over and over again while we
are growing and expanding andusing our money for the highest
good of all.
(11:56):
So if this episode speaks toyou, I will put the book in the
show notes.
You can read it.
It's a pretty thick book, butit is a very, very enlightening
book.
And if you want me to do acouple more episodes on the
financial industry or things ofthat sort, I'd be happy to.
But send me an email support atgenerate a life while lived and
(12:19):
tell me you want me to do someepisodes like this, because
obviously I enjoy doing more ofthe higher vibrational ones.
But I do think that there is aplace to understand, like,
what's really going on here?
Right, like I said at the verybeginning, what you know what's
our medical system Like, what'sour school system, like.
All of these systems have beenset up from a place of
(12:42):
disempowerment and I think themore that we wake up, the more
that we are aware, the more thatwe choose empowerment and love
and compassion, the more we getto change the world.
So, as always, I am rooting foryou, I love you and I want all
of us to have an amazingrelationship with money, with
(13:03):
ourselves, with each other, sothat we can create such
amazingness in the world.
Okay, I'll see you in the nextepisode.
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