1: Episode 1: Welcome To The Money Mechanics Podcast - Let's Normalise The Conversation

Welcome to the Money Mechanics Podcast with your host, Sarah Poynton-Ryan! In this very first episode, Sarah shares her personal journey from being £60,000 in debt to mastering money and investing. She opens up about the lessons she learned the hard way and how understanding money can radically transform your life. This podcast is all about normalising the conversation around money—covering the fundamentals of personal finance, debt recovery, building stable income, and the steps to begin investing.

Sarah talks candidly about:

• Her own experience of debt and poor money management
• The negative stigma around money and how it impacts our financial decisions
• Why society doesn’t teach us about financial literacy and how this keeps us stuck
• The importance of understanding credit cards and the true cost of debt
• What this podcast will cover: money mindset, debt recovery strategies, smart money management, and how to start investing—even if you're starting with as little as £10

Key Takeaways:

• Money isn't inherently negative—it's a tool that, when managed well, can change your life.
• You don’t need to be rich to start investing. Investing is what makes you rich.
• Changing your financial future starts with discipline and a willingness to do things differently.

Links & Resources:

• Follow Sarah on YouTube: Subscribe here
• Get Sarah’s book "Money Mechanics": Link to buy

Follow & Connect:

• Instagram: @SarahPoyntonRyan or @Moneymechanics.global
• LinkedIN: Sarah Poynton