From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC®

Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education. Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting shame or unrealistic goals derail your progress. We talk about the emotional baggage we bring to our finances, the myths about debt and income that need to die already, and how a little creativity—hello, gamification—can completely change your budgeting experience. Tiffany also opens up about her own debt journey, including what happened when she didn’t hit her goal of being debt-free by 30—and why she now sees that as a win. If you’re tired of “six-figure salary” hype, comparison traps, or beating yourself up for not being perfect with money, this episode is the mindset reset you didn’t know you needed. You'll walk away with: A new perspective on what being “broke” really means Tactical ways to document and take inventory of your finances How self-talk impacts your money habits and confidence Why gamifying your budget could be the trick to staying consistent The power of redefining financial goals when life throws curveballs The difference between using credit as a tool versus as income Permission to ditch the shame and take small, intentional steps forward How to personalize your path to financial freedom Tips for questioning financial advice that doesn’t fit your life A reminder that kindness to yourself is key on this journey Resources + Connect with Tiffany: Website: moneytalkwitht.com Podcast: Money Talk With Tiff Instagram: @moneytalkwitht YouTube: Money Talk With Tiff Twitter: @moneytalkwitht TikTok: @moneytalkwitht Facebook: Money Talk With Tiff Pinterest: Money Talk With Tiff Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices