Something More with Chris Boyd

Memorial Day Weekend and In the News – With Memorial Day approaching, Chris
Boyd and Jeff Perry reflect on the true meaning of Memorial Day. They highlight the
Cape Cod Cares for the Troops event happening on Sunday, May 26 th (see link below) as
they outline the excellent work done by Michelle and Dylan DeSilva. Chris and Jeff next
discuss that despite recent economic data, most Americans feel like they are living in a
recession (...

What is it worth? – How does one put a value on collaborating with a good financial
advisor? Chris Boyd and Jeff Perry explore this question and more. Chris and Jeff begin
the conversation by outlining the various roles of a financial advisor. Chris explains the
importance of working with a Fiduciary. Jeff suggests a 3-question test before selecting
the right financial advisor. A wide range of topics are discussed including making ...

Best Night - Cape Cod – Chris Boyd and Jeff Perry welcome Bert Talerman, President
of Cape Cod 5 Bank. The episode starts off with congratulations to Bert for being
recognized with the Visionary Award from the Cape and Islands United Way. Chris
outlines the various efforts the United Way provides funding and services. Bert next
answers Chris’s questions about the current banking environment and economic
conditions on Cape Cod. Jeff...

8 Ways to become poor in your Retirement – Chris Boyd and Jeff Perry review
an article which outlines common financial mistakes baby boomers are making in
their retirement years (see link below). Having too much consumer debt, starting
social security too soon, having too much house, not having a realistic budget, and
selling your investments at the wrong time are some of the issues covered.

https://www.gobankingrates.com/retireme...

Cape Cod Housing Challenges – Alisa Magnotta from the Housing Assistance Corp
(HAC) of Cape Cod joins Chris Boyd and Jeff Perry to discuss the numerous housing
related challenges in the region. Alisa reviews the wide range of services and programs
of HAC in attempts to bridge issues between homelessness and homeownership. The
discussion highlights the growing issues of homelessness, including an increasing
number of senior citizens...

Should you worry about a declining birth rate? –The world is at a startling
demographic milestone. Sometime soon, the global fertility rate will drop below
the point needed to keep population constant. It may have already happened.
Chris Boyd and Jeff Perry review a recent Wall Street Journal article discussing
what declining birth rates mean to the economy, investing and the quality of life
(see link below).

https://www.wsj.com/...

Earnings and what really matters – Chris Boyd welcomes Brian Regan to the show.
With approximately 80% of corporate earnings reported for this quarter, Brian outlines
common trends he is seeing from these earnings. Jeff Perry questions Brian about areas
of concern that CEO’s and investors may be focused on. Brian explains how he
approaches evaluating a company to invest in and the trio discuss how stock buybacks
and dividends can b...

5 Conversations with your Financial Advisor - Based on the recently published article
in Financial Planning (linked below), there are five extraordinary circumstances that go
beyond the basic retirement planning that advisors should address with clients. The topics
of discussion include non-traditional relationships and what happens when things go
wrong, special issues with minor children, estate planning in second marriages, healt...

The Retirement Smile – Chris Boyd and Jeff Perry explore personal spending patterns
when people enter retirement. The Retirement Smile shows increased spending in the
early and late stages of retirement. Chris and Jeff dig into the reasons for this
phenomenon and how to create a financial plan to best reflect projected spending and
capital needs. Chris also brings up a Wall Street Journal article indicating that most
people expect ...

Mail Bag – For this episode, Chris Boyd and Jeff Perry open the “Mail Bag” and discuss
questions from clients and listeners. Chris and Jeff start the episode with a Happy
Mother’s Day wish. During the episode, Chris and Jeff discuss the “Still Working”
exception related to 401Ks and required minimum distributions (RMDs), how to use a
QCD (qualified charitable distribution) to reduce income taxes, and best practices when
planning fo...

AI and the Human Element of Marketing – Michael Byrnes of Byrnes Consulting
joins Chris Boyd and Jeff Perry to discuss how Artificial Intelligence is changing how
companies do business and how consumers receive information. In addition to discussing
how changes in technology impact businesses and the manner in which they market their
goods and services to customers, Michael, Chris, and Jeff discuss instances of Cause
Related Market...

17th Anniversary & Changing Times – The Something More with Chris Boyd Radio
Show has been on WXTK 95.1FM for 17 years! Chris Boyd and Jeff Perry have a wide-
ranging conversation about how the radio show has changed and developed over the
years. With a little bit of reminiscing and looking into the future, Chris offers his
personal thoughts and business perspective on why the Something More with Chris Boyd
Show is soon moving enti...

Investors who are more like Gamblers – Brian Regan, Team AMR’s Senior Portfolio
Manager, joins Chris Boyd and Jeff Perry and shares his commentary on what he
perceives as a growing trend of people “gambling” in the stock market by investing in
financially unsound companies. Brian goes into detail and reflects how far too many
people are buying stocks in companies close to bankruptcy. The trio also explores the
common Wall Street sa...

In the News this Week – For this episode, Chris Boyd and Jeff Perry dig into financially
related news items from the last week. Chris and Jeff start off with a discussion of the
Federal Reserve’s decision to keep interest rates at current levels. Chris and Jeff explore
the direct and indirect impacts of such a decision on the stock market, mortgage rates,
and the national debt. Jeff next mentions the comments of President Biden tha...

In the News this week – Chris Boyd and Jeff Perry dig into the top financial news stories
of the week. The segment starts off with a review of the recent stock market volatility.
Chris reminds listeners of the first quarter results and that corrections in the stock market
are common. The conversation shifts to several economic data points from the past
week, including the gross domestic product, the personal consumption expenditure...

Wrap up - Stop Sabotaging Your Retirement Plans – Chris Boyd and Jeff Perry
continue a previous conversation about how to avoid some of the more common mistakes
people make that can be harmful to their retirement planning. The dialogue starts out
with the mistake of investing too conservatively and how inflation will erode your
financial plan. Chris and Jeff next discuss why you should estimate your age as a life
insurance actuary ...

Financial Literacy – April is Financial Literacy Month and Chris Boyd and Jeff Perry
share their thoughts on what financial and consumer topics should be included in
everyone’s knowledge. The pair reviews the growing trend of states requiring a financial
literacy class for high school students. Chris and Jeff also discuss various tactics
available to parents to instill a desire in their children to learn the basics of personal
fina...

Special Needs Planning – Charlie Massimo joins Chris Boyd and Jeff Perry for an
engaging discussion concerning the various financial planning issues for parents of
special needs children. Charlie shares his personal story of having two sons with autism
and the many financial and personal challenges. Topic areas discussed during the episode
are estate planning, future housing needs, special needs trusts, life insurance planning,
and...

Stop Sabotaging Your Retirement Plans – Referencing a recently published article from Sarah Newcomb, PhD, Chris Boyd and Jeff Perry review a number of subjects that can put your retirement plan in jeopardy.