Smart Money

Global conflict also affects trade and consumer spending.

What uncertainties will appear, and how will markets respond to the US bombing Iran?

Harbour Asset Management's Income and Currency Strategist Hamish Pepper talks to Tim Beveridge...

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Some kids have a nack for saving, a piggy bank full of coins - while some never get it. 

So what is it that makes someone good with money?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Tim Beveridge is joined by Koura Wealth founder, Rupert Carlyon, to discuss the inner workings of a KiwiSaver fund and how to best use KiwiSaver.

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Career progression is a significant thing to consider for most people - whether they could develop as much as they'd like at their current job, or if they would need to look elsewhere.

So how can employers spot and support an employee who wants to progress?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

The Government is increasing the default KiwiSaver contributions for employees and employers, while halving their own contributions. 

Employee and employer contributions will raise from 3% to 3.5%, while the Government's contributions will drop from $521.43 to $260.72.

But should the Government be halving their input?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

A lot of people think trusts are only for the very wealthy, and absolutely useless for the every day person - but today's guest explains that's not the case. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Research by Shamubeel Eaqub finds only 32% of New Zealanders are satisfied with their financial situation, compared to 60% of Australians. 

He finds higher wages and a more solid retirement plan relieves financial stress for Australians - but how can Kiwis take control of their finances to ease their worries? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

It's a tough time for the markets and the volatility has been hard to keep track of. 

The tariffs have obviously had an impact - but some experts say AI developments are also a contributor. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Just when they should be at their peak, older generations are being discriminated against for their age. 

Do we no longer value experience? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

While sweeping tariffs rock the global economy, it's hardly discussed how it will impact the everyday person. 

So, where is the safest place to put your money? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

The average hourly wage is $42.57, the average annual salary is $88,500. 

The average home is worth $912,904, the average mortgage is $318,151.

The average KiwiSaver is $37,079, depending on your age. 

But does it really matter if you stack up to the nations averages? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

While the economy is looking up, the forecasts from economists aren't sending a clear message. 

Some are saying that even with a positive GDP result this week, we still have tough times ahead - while others say the state of global economics is an opportunity for growth in New Zealand. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Is it worth working after the age of 65? Or is it more of a need than a choice? 

Martin Hawes joins The Weekend Collective to discuss the finances of retirement. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Amanda Morrall joins to discuss how you can stabilise your finances in the midst of an economy in turmoil.

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Tim was recently told about an employer who binned a young man's CV for using three different fonts. 

Max says it's not uncommon, and there are many small mistakes that will lose you the job. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

The Reserve Bank of New Zealand cut the OCR by another 50 basis points this week. 

Homeowners and hopeful buyers alike have been eagerly watching recent OCR announcements as interest rates continue to fall. 

But why aren't the banks following suit? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

New data from Centrix reveals that the number of homeowners behind on their mortgage increased by 1,100 in December alone.

With the interest rates dropping significantly recently, why is it that homeowners are falling behind? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Humans are wired to find the path of least resistance - but how can that be done when it comes to your finances? 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

With a fresh year, and a wobbly economy, it's always a good idea to dust off the old CV and sure it's up to date. 

LISTEN ABOVE

See omnystudio.com/listener for privacy information.