Between the Ts

Between the Ts

Whether you’re just starting college or just starting your new career. You need to learn to control your finances before they control you. Don’t look back 20 years from now and wish you had learned how to manage your money sooner. Between the Ts is a financial literacy podcast with real talk from real people. Let us help you make sense of the complex world of personal finance. Your future self will thank you.

Episodes

March 3, 2026 42 mins

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting?

In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us...

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Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that fintechs oft...

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AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans.

Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception.

 

#AI #AIandSociety #CyberS...

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What if your investments could make a difference, not just in your future but also in the world around you? In this edition of Between the Ts, we discuss how values-based investing turns your 401(k) and stock picks into real impact by being intentional in searching out companies that give to causes you care about as an individual. Additionally, we examine how to remain financially prudent and how to avoid sacrificing market perform...

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October 7, 2025 38 mins

Does holiday shopping stress you out? Do you ever wonder if you are losing sight of the reason for the season because you get caught in the trap of buying gifts for everyone under the sun?

In this edition of Between the Ts, we will discuss how to escape the holiday spending trap and bring back a spirit of joy to the holiday. Join us as we share practical budgeting tips and heartfelt insights that help us keep our sanity, avoid over...

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What do we do when we face a financial emergency? Whether it is the result of a pandemic, job loss, medical expense, home repair, or some other unexpected event, the way we manage our money now can affect how well we make it through a financial crisis.

Just as doctors use “triage” to prioritize the treatment of life threatening wounds over scrapes and bruises, we can use a similar “triage” approach to managing our money by defining...

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Ever feel like your stuff is owning you? In this edition of Between the Ts, we unpack the emotional and financial cost of clutter, the freedom of downsizing, and how life transitions can teach us what "enough" really means. 

Letting go isn't about giving up. It's about making room for the life you actually want. 

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What if you could retire in your 30s or 40s—would you take the leap?

This episode of Between the Ts explores the FIRE movement (Financial Independence, Retire Early), where ambitious savers are flipping the script on traditional retirement. We talk with a wealth management banker about how Millennials and Gen Z are designing lives around freedom, not paychecks—using strategies like geoarbitrage, house hacking, and savvy tax plannin...

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June 4, 2025 45 mins

Ever wonder if your money could be working harder for you? In this episode of Between the Ts, we break down the basics of investing – what it is, why it matters, and how to get started even if you only have a few dollars. This conversation is perfect for millennials and Gen Z who are ready to take control of their financial future.

 

Investment products offered by TBT Wealth Management are not a deposit or obligation of Texas Bank...

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May 7, 2025 34 mins

What happens when two people with totally different money styles say "I do?" In this episode of Between the Ts, we sit down with TBT Team members Becky and Aaron Jack, a couple who have turned financial friction into a foundation for partnership. From early budgeting battles to learning the art of compromise, they share the real talk about how they've grown together - financially and emotionally. 

Because when it comes to marriage ...

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April 2, 2025 48 mins

Cybercrimes and scams are everywhere, and the continual advances in artificial intelligence make recognizing scams more difficult than ever before. The need to be vigilant and aware of how to protect our online identity is important for both small businesses and individuals, no matter who we are.

In this edition of Between the Ts, we discuss the risks of cybercrime and the best practices we can consider as we seek to keep our pers...

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December 11, 2024 51 mins

Another year is coming to an end. But, before you set your resolutions for next year, let’s pause and reflect on your financial goals from this past year.

In this edition of Between the Ts, we sit down with Justin McFaul, Senior Vice President and Wealth and Trust Officer for Texas Bank and Trust’s Wealth Management Division, to discuss ways we can examine our previous year’s finances and use this knowledge to strategically plan at...

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November 5, 2024 45 mins

While November is a time to pause a reflect on the blessings we have received in life, it also provides an opportunity to recognize the world around us and see many people who do not experience the same type of blessings. So how do we shift our mindset to focus our life on being a blessing to others?

In this episode of Between the Ts, we are joined by Rogers Pope, Jr., Vice Chairman and CEO of Texas Bank and Trust, to discuss ways ...

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October is National Cyber Security Awareness Month and we at TBT take cyber security very seriously, especially when it comes to educating our employees and customers about the dangers of scams and fraud that can catch even the most sophisticated among us off guard.

Tune in to our newest episode of Between the Ts to learn tips for protecting yourself from financial fraud. 

Have a topic you'd love to hear us discuss on our program? ...

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September 16, 2024 35 mins

Looking for a bank that truly understands your needs?

Community Banks offer more than just financial services – they build personal connections through face-to-face relationships and customized solutions. Discover how they support local businesses, provide personalized service, and keep you money working for your community.

Tune in to our latest episode of Between the Ts and learn why these banks are essential to local growth.

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August 6, 2024 45 mins

Summer is coming to an end and school is almost back in session. And, with this transition comes the expenses of school supplies, new clothes for growing kids, and other items that are needed kick the school year off on the right foot. 

In this edition of Between the Ts, we sit down with Kelly Rankin, TBT Customer Support Supervisor for Treasury Management to discuss her passion for budgeting and her tips for saving money during Ba...

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July 16, 2024 46 mins

Recent cybercrimes and phishing attempts have taken on a higher level of sophistication that make them even harder to detect. Even some of the most tech savvy among us can fall victim to these scams, which often begin with a text message that resembles a legitimate fraud alert from a bank and end with a compromised bank account when login credentials are shared over the phone or through a fake banking website.  

In this episode of ...

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Buying a home can be one of the most exciting experiences as young adults. But the process can also be very daunting as we navigate the fees, terminology, and paperwork that is involved in the transaction. This is where a good realtor and mortgage lender come in handy.

In this episode of Between the Ts, we sit down with long-time lenders Barbara Berry and Adam Norton from TBT Mortgage to discuss the home buying process, and how we ...

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May 7, 2024 50 mins

Summer vacation season is right around the corner. But did you know it is possible to save a significant amount of money on vacation by doing a little pre-planning? In this episode of BETWEEN THE Ts, Kelly Rankin, Treasury Management Customer Support Supervisor for Texas Bank and Trust, shares how her family saves thousands of dollars on vacations, and how our listeners can use some simple steps to maximize their budgets, both on t...

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March 5, 2024 45 mins

Have you ever wondered how a bank makes the determination on loan applications? What factors are considered when they either approve or deny a loan? While a credit score is one of the primary items reviewed, there are times when even a good credit score may not be enough to qualify for a loan.

In this edition of Between the Ts, we sit down once again with TBT Lending Officer Zach Gilbert to discuss how loan decisions are made, as w...

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