The Raw Truth About Home Buying (Answering Your Real Questions)

Thinking about buying a home but tired of the sugar-coated answers? In this episode, Matt Socci (Owner of Anchor Home Loans LLC, NMLS 2733068, and Iron Gate Lending in TX) answers YOUR real questions — straight from social media. From down payments and credit scores to interest rates, appraisals, and what really happens behind the scenes, nothing is off-limits.

This is the no-fluff, no-BS conversation every buyer, seller, and even realtor needs to hear. Whether you’re a first-time buyer, refinancing, or investing, you’ll walk away with insights that could save you time, stress, and money.

👉 Subscribe to hear more raw talk on homeownership, money, and growth — and share this episode with someone who’s ready to take the leap into homeownership.

00:00Introduction to Real Talk and Q&A Session 02:12Understanding Down Payment Options 06:03Pre-Qualification vs. Pre-Approval 10:10Navigating the Home Buying Process 14:05Investment Properties and DSCR Loans 17:51The Importance of Closing Speed 22:01Buying vs. Renting: Making the Right Choice 25:42New Construction vs. Resale Homes

• home buying tips

• mortgage advice

• Anchor Home Loans

• Iron Gate Lending

• first time home buyer

• Florida mortgages

• Texas mortgages

• real estate podcast

• refinance tips

• credit score and mortgages