That's The Bottom Line 02/01/25

• If you have any questions please contact Asset Growth Associates Tax & Retirement Advisors located at 1391 Calder Avenue in Beaumont. You can also email [e-mail] or phone [phone].

Episode Transcript

Speaker 1 (00:10):
We're just trying to turn a necke into a dime.
That's the bottom line.

Speaker 2 (00:22):
Welcome to real honest talk about money, politics, news and
information you can actually use.

Speaker 3 (00:29):
Buckle up and hold on tight.

Speaker 4 (00:31):
This is that's the bottom line.

Speaker 5 (00:37):
The best thing the life of free.

Speaker 4 (00:41):
But you can give them to the bath and be the.

Speaker 2 (00:54):
Everyone everywhere welcome this is. That's the bottom line. With yours,
Druman Jean Valerami, you're wely radio broadcast that tells it
like it is on KLVII five sixty Am Saturdays at
six in the morning and then again on Sundays at
eleven in the morning. We also want to welcome those
of you who listen to this weekly report online by

(01:17):
logging onto either savemiretirement dot com or That's the bottom
Line Radio show. As you know by now, I'm a
partner at Asset Growth Associates. We've got offices located in
Dallas and Beaumont, Texas, where we offer investment, pension and
retirement planning services as well as income tax returns for individuals, families,

(01:42):
and businesses. We do it all at Asset Growth Associates,
including representing our clients who may be having difficulty with
the irs, often being able to negotiate a settlement or
occasionally even paying nothing at all, sometimes negotiate a fresh
start as well. As I said, we do it all

(02:03):
and have been serving our clients in Texas and Louisiana
for decades now. On today's report, we offer information about
the ACLU wanting to find ways to interfere with Trump's
order to remove illegals, and more about Congress holding hearings

(02:26):
about Biden and his brothers taking bribes from foreign governments. Also,
in our second segment, we have commentary on how the
left wing media seeks to promote sympathy for the families
of the illegals left behind. But why should we show pity?

(02:48):
I guess I don't know. Today's Dirty Little Secret exposes
and explains how and why President Trump is shrinking large
segments of the federal workforce and why we should not
be concerned, especially since many of them never show up
to work in the first place. And today's solution segment

(03:10):
gives you information about investing money safely, earning market link
returns and without the worry of losing it whenever the
market decides to have a downturn. And they have a
lot of those listen with income tax season. Here now
we can help with all types of tax returns. So

(03:32):
I want you to know that you can call here
four oh nine eight four sixty nine hundred and you
can make an appointment where you can get your income
tax return done. So take advantage of it. That's it,
ladies and gentlemen. We want to start today's show, So

(03:53):
let's get started once again. This is Gene Valerani reporting well.
The roundup and deep importation of the illegals continues unabated
with NonStop accuracy. President Trump orders to rid the comfy
of those who crossed the border illegally or being sent
back in record numbers. The challenges to the President's roundup

(04:17):
and deportation of the illegals will continue. Despite efforts by
left wing lawyers inside the ACLU trying to find ways
to stop the deportations. President Trump means what he says,
and the deportation of the illegals will continue. Former President
Joe Biden literally abandoned the law when he allowed the

(04:41):
ongoing invasion of the illegals to continue during his administration.
But soon former President Biden and his brothers may be
required to testify before Congress about the illegalities of getting
rich by taking bribes from foreign potenti, many of whom

(05:01):
were enemies of the United States. It's hard to believe
that that's what was going on. Despite Biden's pardons to
members of his family and himself, it will not stop
some members of Congress from ordering hearings and saphoenaing the
Bidens to testify before Congress, an event which would only

(05:23):
result in the Bidens refusing to answer questions by invoking
the Fifth Amendment of the Constitution, which provides protection against
someone testifying against themselves. Yet it exposes the criminal activity
of the Biden administration and at the least displays how

(05:43):
corrupt it was. Democrats in Congress and left wing organizations
throughout the United States continue to flex their muscles in
defiance of Trump's initiative to clean up corruption within the
federal government. Additionally, we will see a reference within the
Armed Forces of the United States with the appointment of

(06:05):
Pete Hegseth as Secretary of Defense. Already, the military is
pushing out transgender individuals from the US military ranks, plus
offering to take back those individuals who were forced out
by the Biden administration. When they refuse to take the
COVID shots, they're now able to return to military service

(06:30):
with all their back pay. Basic ladies and gentlemen. This
is a resumption of normalcy and common sense within the
US military, which we'll strengthen it and excuse the pun
make it great again. A powerful military is what protects
the citizens of the United States. With a powerful military

(06:53):
defending the country, it lessens the threat of more wars
and can be used to restore pu instead of inviting conflict.
It's called peace through strength. As for those despots around
the world who seek to threaten war, we can be
assured they will begin walking slowly, knowing once again the

(07:17):
United States is carrying that big stick that Teddy Roosevelt
called it a century ago. Remember he said, speak softly,
but carry a big stick. Although I think Trump, unlike Roosevelt,
will not be speaking softly. Countries like Red China who
seek world domination will find it a little more difficult

(07:40):
for the immediate future. Secretary of Defense, Pete the Hexstaff
said the other day part of his duties the Secretary
of Defense will also include the building all the iron
dome over the United States. He's talking of course, about
the US having a defense system which would repel missile

(08:03):
attacks from foreign adversaries before they could hit targets here
in the US. Trump is also dedicated to establishing a
strong economy for the United States. So he's on the job,
ladies and gentlemen, He's he's on the job. He also
mentioned moving many federal offices and headquarters out of Washington,

(08:27):
d C. And relocating them in different parts of the
United States in an effort to displace the massive federal
bureaucracy from Washington, d C. To other parts of the
country to help release the chokehold Washington d C has
on the rest of the country. It's been talked about

(08:47):
but never attempted. Perhaps under Trump it will finally happen. Anyhow,
expect America to have a resurgence over the next four
years and perhaps beyond, as Trump continues his promise make
America great again. And Donald Trump is keeping his promises,

(09:08):
ladies and gentlemen. And that's that's a unique that's very
unique because in the past, it wasn't always that way,
was it. Politicians would say things to get elected, but
then again they felt no obligation necessarily to fulfill those promises,

(09:29):
and at least with Donald Trump at the helm where
he's making the arrangements to fulfill those promises. All right,
we've got a lock to cover this morning. Don't go away,
We'll be right back.

Speaker 5 (09:41):
We're just trying to turn a nickel into a dime.

Speaker 6 (09:44):
That's the bottom line.

Speaker 2 (09:48):
The power to tax is the power to disper it.
Taxes affect your paycheck, your plans, and even your peace
of mind. But this tax season leads stress to us.
This is gene Valleraniut Asset Growth Associates. We make filing
income tax returns simple, accurate, and stress free. If you're

(10:12):
fifty year older, you could qualify for a low price
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Call us four oh nine eighty four oh sixty nine
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(10:34):
Taxes are everything. Let's make them work for you. Are
you thinking about starting your Social Security benefits early? Before
you decide, let's talk about the big picture. Claiming benefits
before your full retirement age, whether it's sixty six, sixty seven,

(10:56):
or somewhere in between can reduce your monthly income by
up to thirty percent. That could mean thousands of dollars
less every year, and once you start, there's no going back.
Here's the unintended consequence that smaller check could limit your
ability to enjoy retirement, cover healthcare costs, or leave a

(11:20):
legacy for you and your loved ones. And if you
live longer than you expect, those reduced benefits might not
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Asset Growth Associates specialize in creating smart strategies for social
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(11:45):
and secure your future. Call four oh nine eight four
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retirement works for you, not against you. Plant smarter, retire better.

Speaker 3 (12:16):
If you owe the IRS five thousand dollars or more,
don't call an unknown eight hundred number. Instead personally meet
with us to review your IRS problem. And if you
want to pay the IRS nothing or less than you owe,
we can set up a fresh start agreement with the IRS.

(12:38):
We can help you. Ladies and gentlemen can call us
whole free at one eight six six seven, two eight
three six nine seven.

Speaker 5 (12:46):
We're just trying to turn a nippel into what time.

Speaker 7 (12:50):
That's the bottom line from them.

Speaker 8 (13:07):
People can't even welcome back.

Speaker 2 (13:23):
Ladies and gentlemen you're listening to. That's the bottom line.
You're weekly broadcast on k l v I. That tells
it like it is. As I said in the previous segment,
the roundup of illegals continues to be carried out in
the federal dragnet to deport illegals from the United States,

(13:44):
and the news media is printing and broadcasting stories about
how some of the illegals are that are being deported,
is breaking up families, stories of wives being arrested and deported,
and workers are rusted while on the job. As this
massive roundup continues, the media doesn't print the entire background

(14:07):
that are printing and broadcasting these stories in an attempt
to promote sympathy for illegals over President Trump's orders to
start the roundup of illegals and send them back to
their own countries. In some cases, you know, it does
seem sad when a spouse of an American is rounded

(14:28):
up by Ice for deportation. But these people knew what
they were doing when they came here illegally. On television recently,
there was a video report showing a woman weeping at
the fence separating the US from Mexico because she arrived
shortly after Trump took office and closed the border. Had

(14:51):
she come a day earlier, she would have freely entered
the United States illegally. The media does this to evoke
pity and support illegal immigration, because the media is corrupt
and supports left wing lawlessness. I don't know how else
to put it. When an American commits a crime and
is sent to jail and leaves his or her family behind,

(15:15):
there's no outcry from the news media, and most of
the news media is hopelessly corrupt and slants its stories
to protect anti American causes. In more simple terms, the
news media has no sympathy for illegals who murder and
rape Americans, but when someone like Donald Trump or members

(15:37):
of his family are unjustly attacked or put on trial,
they play it up and side with the crooked prosecutors
because Trump's a Republican and as such is not entitled
to fairness. Because Trump's Republican, Because he's a Republican and
as such is not entitled to fairness objective reporting, and truthfully,

(16:03):
I've never figured out why the media itself is so
one sided and is plainly the mouthbeast for left wing,
pro communist and socialist views, especially since the US Constitution
protects freedom of the press. Of course, there are some
newspapers and news organizations that report and write the news

(16:26):
as it is. Unfortunately they are few, far and few between.
Last November, when Trump want a landslide victory, one would
have thought the media would moderate its reporting and start
printing both sides honestly and fairly. But they won't, and
that's why it remains a mystery to me by waste

(16:47):
such a precious freedom, freedom of the press. Maybe they're
just doing the bidding of the far left because the
far left pays them under the table. Who knows. Maybe
the day will come when we can trust newspapers and
other news organizations once again, but in the meantime we
have to take such reporting with a grain of salt.

(17:08):
As they say, most reporters and editors have graduated from
colleges and university that are known to be pro left
wing institutions, So maybe most news organizations have been indoctrinated
from a young age and carry those beliefs with them.
There's nothing wrong with always seeking truth and justice, but

(17:31):
twisting the truth to side with injustice is never good.
It's never a good idea. Life is too short, and
eventually we will all meet our maker at a reckoning
of how we conduct ourselves on that sojourn from here
to eternity. I know a lot of people don't believe
in God, and they laugh at those who do, or agnostics,

(17:55):
which if they're an agnostic, that means they're not sure.
I take a chance. The Bible plainly states do not
be deceived. God is not marked mocked for whatever a
man sows that he will also reap. And we all

(18:15):
have free will and can't ignore good and choose what
is not good or just. But we must be willing
to pay for the consequences of such actions eventually. You know,
I mentioned a few moments ago about how the media
is running many stories about how families are being broken

(18:37):
up by ice weeping in and deporting illegals. Of course
it's sad, but they chose to come here illegally instead
of applying to come here legally. And should have known
that day would come when that have to pay a
price for their actions. And we all know that to

(18:57):
be true because that's always the case. Sooner or later,
everything catches up. Excuse me, are you worried that your
investment portfolio could be ripped to threads? Do you think
that chaos on Wall Street will persist? If you do,

(19:21):
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(19:43):
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(20:06):
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Set that appointment, do it as soon as you can.

(20:27):
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And there's nothing wrong with having an investment portfolio that
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(20:48):
exposed to market linked losses? Be back right after this,
so don't go far.

Speaker 5 (20:54):
We're just trying to turn a nickel into a dime.

Speaker 6 (20:57):
That's the bottom line.

Speaker 2 (21:01):
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(21:23):
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(22:30):
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Speaker 1 (23:00):
We're just trying to turn a nickel into a dime.
That's the bottom line.

Speaker 2 (23:06):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. You're weekly broadcast on KLVII that tells it
like it is. And now it's time for that segment
that we call on this report the dirty little secret,
and we like to share those secrets with you so
that you know what's going on behind the scenes. President

(23:27):
Trump said in his run for the presidency he was
going to trim the federal workforce, and by now everyone
should understand Trump means what he says. The pink slips
are going to be handed out to many in the
federal work force, and of course the fur is flying.
His unions are trying to prevent it. But listen to me,

(23:51):
to no avail, because Trump has the authority to push
his orders through and diminish the bloat of the Biden years.
First off, besides the pink slips, he froze hiring for
most departments for ninety days and adding that they cannot
hire contractors either. Now, his orders contained some confusion, you've

(24:16):
probably heard that on the news as to which agencies
were affected, and he has temporarily rescinded his order to
clear up confusion. However, his goal is to trim federal
employee roles to save taxpayers money, and unions are rushing
into try and prevent the reduction in the federal workforce.

(24:38):
But President Trump has a way around it by restoring
what was formerly called Schedule F, which lets him reclassify
certain civil servants as at will employees by using By
using this reclassification method, up to as many his fifty

(25:00):
thousand federal workers will be eventually affected. Biden during his
presidency established roadblocks to prevent such layoffs, but the law
still allows Trump to carry out these reductions in the
federal workforce. Many of the federal workers affected stay at
home most of the time. Anyhow, They don't even bother

(25:23):
to show up for work, and they still get paid.
Trump is ending this vast waste of spending your tax dollars.
He's also ending the practice of workers staying at home
and still collecting paychecks. He's ordered them to get up
and go to work and the federal offices provided and
to do it in person. When the federal government is

(25:45):
supposed to be responsive to we the people through elected officials,
but civil servants and union protection over the years have
allowed workers from previous administrations to remain for the Many
are partisan Democrats who then worked undermine President Trump and

(26:06):
his new administration with weeks to the press and behind
the scenes obstruction. What Trump is doing is simply beginning
a process of making the federal government more responsive to
the American people, and from President Trump's point of view,
trimming federal employees would save money for taxpayers. That's you

(26:30):
and me, enlighten the burden of future regulations on all Americans.
Joe Biden increased the federal workforce by two point four
million people by the end of last year, which was
an increase of seven percent. President Trump campaigned on reversing
this trend, and his early orders show that he intends

(26:53):
to keep all the promises he made during his campaign
to win back the presidency, which is done. Most Americans
hate to see people losing their jobs, but in the
case of the fifty thousand workers in DC eventually being
given the pink slip, it's something they had coming by

(27:13):
accepting paychecks and not even showing up to work, but
instead staying at home, claiming they could do their work
better at home than going to the trouble to show
up at their respective offices every day. Let most of
us do, and he did nothing and just stayed at home.
But yet we're receiving a salary from the federal government

(27:35):
paid for by your income taxes. It was literally taking
advantage of you, the hard working tax payer. The taxes
we pay are to fund the federal government to provide
for many things on behalf of we the people, not
the simply siphon off our hard earned dollars and waste

(27:56):
them by sending our money to bureaucrats to stay at
home and not even show up on the job. Our
plight is to our plight. Listen to me. You can
get your good book out. Our plight is the work
by the sweat of our brow. Has stated in the Bible,
not to have the wages of our earnings siphoned off

(28:20):
so others can remain at home and not even bother
to show up at their offices to go to work.
So don't feel too sorry for them or think that
Trump is putting workers on the street without cause. Anyone
who is paid to provide a service or to do
a job is obligated to honor their commitment. If they're

(28:42):
just collecting money for doing nothing, we the people are
paying them, you know, through the income taxes we send
the federal government. Then it amounts to taxes without representation.
Right If they're taxing, taxing you to pay these people,
and these people aren't showing up for work, and they're

(29:04):
still taking your taxes, who's representing you? It's taxation without representation.
Isn't that one of the many things which marked the
American Revolution and our country separation from Great Britain. Yes,
it was. What Trump is doing is simply curtailing wasteful spending,
and he should be applauded for it. He shouldn't be

(29:26):
criticized for it. And so naturally the news media they're
going to make it look like he's, you know, putting
families out of work and putting them on the street
and starving them and nothing, nothing, ladies and gentlemen, could
be further from the truth. But you know that's your
media for you, your pro communist, pro socialist, pro Democrat

(29:50):
news media. Shame on them, you know, just shame on him.
This is not your father's Democrat party anymore. I can
tell you that I could, I could, I could talk
for ours because I used to be one and it
just it's just not the same anymore. Uh what what
what the Democrats? What the Republican Party is under Trump

(30:14):
is kind of going back to what even the Democrat
Party was years ago. So anyhow, I want you to
keep that in mind, ladies and gentlemen, the Democrats have
gone too far left. And when they go that far left,
then it it's it upsets the the your rights and
and everything under which the American Constitution was founded under

(30:36):
or written for. HEO. We're busy at our office at
Asset Growth Associates, and I want you to know that.
To learn more about us at Asset Growth Associates, log
on to Save my Retirement dot com and find out more.
Be back right after this.

Speaker 5 (30:56):
We're just trying to turn a nickel into a dime.

Speaker 6 (30:59):
That's the bottom line.

Speaker 2 (31:03):
Planning your financial future. Taxes can be one of your
biggest expenses in retirement, but they don't have to be.
With a tax efficient distribution plan, you can keep more
of what you've worked so hard to say. Here's how
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(31:27):
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(31:52):
Let's make your money last longer and work smarter for you.
Call four to oh nine eight four zero sixty nine
hundred today or visit savemiretirement dot com to schedule your
free consultation. Your investment deserves a plan as unique as

(32:12):
your goals smart investments, smart tax strategies. This is gene
Valerati of Asset Growth Associates. If you've been watching recent news,
a few banks have had a run where customers panic
and withdraw all their.

Speaker 9 (32:30):
Money at once, causing the banks to fail. If that
isn't worrying enough. On January first, twenty twenty three, the
Federal Reserve set a new low reserve crumpch for net
transaction accounts to six hundred and ninety one point seven
million dollars, meaning that banks with net transaction account balances

(32:53):
up to this amount are subject to a reserve requirement
ratio of zero zero percent. You heard me right, zero
reserve requirements. Forget fractional reserve banking. How about zero reserve banking?
Why would the Federal Reserve create this environment of uncertainty?

(33:16):
If this is of concern to you, and it should be,
we can show you how to protect yourself and how
to locate and utilize financial institutions with very real reserves,
not zero reserves. Give us a call an Asset Growth
Associates one eight six six seven two eight three six
nine seven. That's eight six six seven two eight three

(33:40):
six ninety seven. You can also reach us locally in Beaumont,
Texas by dialing four oh nine eight four oh sixty
nine hundred.

Speaker 2 (33:49):
Give us a call. You'll be glad that you did.

Speaker 1 (33:52):
We're just trying to turn a nekel into a dime.

Speaker 6 (33:55):
That's the bottom line.

Speaker 2 (33:58):
Welcome back, ladies and gentlemen. You're listening to that's the
bottom line. You're weekly broadcast on KLVII. That tells it
like it is, and listen to me right now. We
have a solution for you on investing your money. And
we do this because for every problem, there is a solution.

(34:20):
In today's solution segment as always wants our listeners to
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(34:40):
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(35:03):
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(35:28):
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(35:51):
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(36:12):
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(36:33):
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(36:53):
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(37:37):
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(38:24):
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named beneficiaries never have to worry about funds being tied up.
And because these accounts are issued by big life insurance companies,
and unlike money in banks, every dollar is backed up,

(39:10):
not just a portion of it. These planets can be
cashed out for their full value to they they can
be designed for lifetime income payments as well, and they
cannot be outlived. And also you can still you know,
and you have money that if you your life is
shortened for the good Lord calls you home, well your

(39:31):
beneficiaries will get the rest of the money and it
bypasses probate. So if you're looking for a safe place
to grow an estate, call us an Asset Growth Associates
four oh nine eight four oh sixty nine hundred long
distance callers. We have a toll free number one eight
six six seven two eight three six nine seven and

(39:54):
we can also be reached online by logging on to
save my retirement call us an Asset Growth Associates four
o nine eight four h sixty nine hundreds, and let
us show you how to put together an investment program.

Speaker 1 (40:14):
Where's just trying to turn a neckle in whate that's
the bottom line, Where's just trying to turn a neckle in.

Speaker 5 (40:24):
That's the bottom line.

Speaker 10 (40:28):
People welcome back, ladies and gentlemen, you're listening to the
closing two minutes of that's the bottom line your weekly
broadcast on KLBI.

Speaker 2 (40:49):
That tells it like it is. You know something, I
want you to remember that when we're not on the radio,
we're busy working with our clients helping them secure their
nest eggs and their investment programs. So please don't forget that.
You can call our offices and come in and visit
with us, and we'll share some ideas with you that

(41:09):
have helped many others in the past. Our phone numbers
four oh nine eight, four oh sixty nine hundred and
are toll free numbers one eight sixty six seven two
eight three six nine seven. And you can also reach
us online by logging on to Save my retirement dot com. Because,

(41:30):
ladies and gentlemen, stop and think about it. Do you
really know what financial independence means? Now here's a hint.
Financial independence means you have the ability to meet your
financial goals, whatever they may be, goals such as providing
for your children's education or being able to retire comfortably. Also,

(41:51):
what provisions, if any, have you made toward being able
to handle financial emergencies at Asset Growth Associates. We are
committed to helping our clients answer those questions. And if
those wild swings up and down on Wall Street have
you slightly or even moderately concerned, why don't you call

(42:12):
us an Asset Growth Associates. We have a toll free
number also one eight six six seven two eight three
six nine seven, And why not just take that first
step to achieving financial independence because it's possible to do so.

(42:33):
And just remember we're either just a phone call away
or a click away because you can always log on
to save my Retirement dot com. A lot going on
in the world, and believe it or not, time passes
very quickly. I can vouch for that as I as

(42:55):
I grow older. But the measure of time, as they say,
as quickly, and the older we get, the more we
recognize how truly time flies. Right, you might agree with me.
This is why it's important to plan for the future
when it comes to money. Proper planning prevents poor performance.

(43:16):
So one of the ways to properly plan would be
to call us an Asset Growth Associates. We can put
together a program, an investment program for you that you
don't have to lose sleepover. Clock on the wall says
I got to go. God bless you, God bless your families,
God bless freedom loving Americans everywhere.

Speaker 6 (43:36):
That's the bottom line.

Speaker 1 (43:39):
You can reach asset growth associates by calling one eight
six six seven to eight thirty six ninety seven are
by visiting savemretirement dot com