November 25, 2024 • 43 mins
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Speaker 1 (00:04):
We're just trying to turn a neckel in you a dime.
That's the bottom line.
Speaker 2 (00:16):
Welcome to real honest talk about money, politics, news and
information you can actually use. Buckle up and hold on tight.
This is that's the bottom line.
Speaker 3 (00:31):
The best thing in life of free.
Speaker 4 (00:35):
But you can give them to the bath and be the.
Speaker 5 (00:48):
Hello everyone everywhere, welcome this is that's the bottom line
with yours truly, Jeene Valeradi. Your weekly radio broadcast that
tells it like it is on KLVII five sixty am
Saturdays at six in the morning and then again on
Sundays at eleven in the morning. And we also welcome
(01:11):
those of you who listen to this weekly report online
by logging on to Save my Retirement Colm or that's
the bottom Line radio show. You'll find us on the
internet as well, and then you can listen at your leisure.
I'm a partner at Asset Growth Associates. We have offices
(01:31):
located in Dallas, Houston, and Beaumont, Texas, where we offer investments,
pension and retirement planning services, as well as income tax
returns for individuals, families, and businesses. We do it all
Asset Growth Associates, including representing our clients who may be
having difficulty with the irs, often being able to negotiate
(01:55):
a settlement or occasionally even paying nothing at all, sometimes
negotiating a fresh start too. As I said, we do
it all and have been serving our clients in Texas
and Louisiana for decades now. On today's report, among our topics,
we see the war escalating in the Ukraine and questioned
(02:20):
Biden's authorization to allow Ukraine to use ballistic missiles supplied
by the United States to bomb Russia. You know, as
his administration is closing down. I wonder if it's to
create a new crisis for Trump when he takes office.
(02:41):
Today's Dirty Little Secret Fox television personality Pete Hegson is
under fire for an alleged one night stand years ago
with a woman he met in a bar while going
through a divorce. Hegseth is also a combat decorator, a
military veteran. He was an officer, but now after being
(03:05):
nominated to become Secretary of Defense, he's being criticized for
claiming women do not believe belong in frontline combat units.
He's probably right about that too. Today's Solutions segments always
provides ways to participate in stocks without being exposed to
(03:29):
market losses. And listen, ladies and gentlemen, we can help
you with your tax returns. The holiday season is upon us,
and you know what comes next time to start looking
at following your income tax returns. And we also, of course,
when we're not on the radio, we are helping people
(03:50):
invest money for future use and you know, talk to
them about risk analysis. Do you know what your risk
number is? Everyone? No one has one. You can find
out what yours is by logging on to either Savemyretirement
dot com or what is my Risk number dot Com?
You answer a few questions, the computer program will assign
(04:14):
you a risk number between one and ninety nine. The
higher the number, the more risk you're willing to take.
The lower the number, the less risk you're willing to take.
So why don't you do that? Why don't you log
on to Save my retirement dot com? Find out what
your risk number is and then if it's in, if
you're over, if you're taking too much risk, and the
(04:36):
best thing to do is to call us an Asset
Growth Associates four nine eight or sixty nine hundred. Okay,
ladies and gentlemen, Thanksgiving next week for this coming week.
As we begin today's report only days before the Thanksgiving
(04:59):
holiday and two months before President elect Trump's inauguration, it
seems the chaos that runs through the affairs of men
is worsening. Let me explain. President Trump has said as
soon as he takes office, he will quickly end the
war between Russia and the Ukraine. But that little foreign
(05:21):
war took a step closer to escalation this past week
when our current outgoing President Joe Biden authorized the Ukraine's
President Zelenski to lob some missiles supplied by the United
States into Russia, which heretofore he was ordered by Biden
not to do so. Why did Biden give Zelensky to
(05:44):
go ahead? Now? Why is the US involved? It all?
Over there? And Putin's response when it happened was to
threaten using nuclear weapons to bomb the Ukraine. And by
the time Trump takes the oath of office on January twentieth,
world War three could already be well underway, I hope not.
(06:06):
What was Biden's motive? Listen to me, what was Biden's
motive to authorize the use of those missiles In the
waning days of his administration. Biden for his part, we
all know, the people know that he's probably suffering from
dementia or close to it. He may have just been
(06:30):
doing what his handlers have been, what they told him
to do. Now, why would they do that? Did they
want to start a war before Trump takes office? Was
the use of missiles simply a dirty trick by people
inside the Biden administration to escalate the war make things
tougher for Trump when he becomes president again on January twentieth.
(06:53):
Regardless of the motives, operatives within the Biden administration could
be plotting and planning to make problems on the world
stage more chaotic for Trump between now and when he
assumes office. And Trump, for his part, wants less conflict
and has as his primary goal to stabilize the American economy,
(07:16):
settle the illegal alien crisis, which continues to fester by
sending the illegals back to their home countries or back
to Mexico where they can wait while applying for entry
into the United States. Anything the Democrats can do to
thwart Trump's plans before he resumes the presidency might be
(07:40):
what they're they're up to in Washington to see the
Democrats as they relinquish control of the government and send
it back to the second Trump administration. So keep your
fingers crossed that World War III isn't already underway. Come
January and Trump once again takes the oath of office
(08:05):
to become the forty seventh president. He was the forty
fifth and now he's the forty seventh, or will be soon.
We'll just have to wait and see how much damage
the outgoing Democrats can accomplish between now and Trump taking
the oath of office on January twentieth. Meantime, in other
(08:25):
developments in Pennsylvania, Democrat election officials in three counties wanted
to count disqualified votes after incumbent Democrat Senator Bob Casey
was defeated by Republican challenger Dave McCormick. Those are election
officials in Bucks, Montgomery, and Philadelphia Counties, all Democrats, said
(08:49):
they were going to count ineligible votes anyhow and defy
the Pennsylvania Supreme Court. Last I heard, the rebel committees
counting votes are going to defy their own Supreme Court.
They want to count those ineligible votes even though they
were ineligible, and of course they can't do it now.
(09:12):
Pennsylvania carries the slogan of being the State of Brotherly Love,
as it was originally settled by Quakers. Pennsylvania is unusual
in that it's two biggest cities, Pittsburgh on the southwestern
corner in Philadelphia on the southeastern corner, are the heaviest
(09:32):
in population and Democrat strongholds, while the rest of the
state is more sparsely populated farmland and mostly made up
of Republican voters. It's you know, I guess the rural
voters vote Republican and the big city voters they tend
to vote Democrat. That's true in Texas too, but Texas
(09:55):
has got a lot more territory and that's why we
can and a couple of big cities, but the rural
population voters just have bigger numbers. Meantime, in the Middle East,
after having decimated the terrorist group Amas on its west
bank in Gaza, Israel is now engaged with the terrorist
(10:18):
group Hezbillah in Lebanon. Israel is of course also referred
to as part of the Holy Land and where the
Prince of Peace Jesus was born and whose birth were
soon going to be celebrating after we finish our tell
you to Christmas on Thanksgiving in the world that is
anything but peaceful. And that's the bottom line, and where
(10:43):
we're going to begin today's report. I want to remind
everyone in case you've forgotten Thanksgiving sixty one years ago
this past week on F. Kennedy was assassinated in Dallas,
Texas by Lee Harvey Oswald. An assassin's bullet struck him
(11:08):
down in that motorcade. It was sixty one years ago.
Hard to believe. I remember that day well. I was
a young US marine on my way to foreign lands.
But I remember that, remember that day very well. John F.
Kennedy was assassinated, and it was sixty one years ago,
(11:31):
a whole lifetime. People have grown old, have grown old
and retired, and there were little children whenever that happened.
People forget about that sixty one years ago, and I
thought it was worth worth mentioning we begin this morning
you report. Oh, we've got a lot to cover. We're
(11:53):
gonna have to take a break. We'll be right back
with much more. So please stay tuned.
Speaker 1 (11:58):
Where're just trying to turn a neckle to what die.
That's the bottom line.
Speaker 6 (12:06):
If you owe the I R. S. Five thousand dollars
or more. Don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem and
if you want to pay the I R S nothing
or less than you owe, we can set up a
fresh start agreement with the I R S. We can
(12:29):
help you. Ladies and gentlemen can call us whole free
at one eight six six seven, two eight three, six
nine seven.
Speaker 3 (12:37):
We're just trying to turn a nippel in to what die.
Speaker 7 (12:40):
That's the bottom line.
Speaker 4 (12:47):
We will move down from them.
Speaker 5 (12:52):
We will move.
Speaker 3 (12:57):
People can't even walk the street.
Speaker 4 (13:02):
In the world that beat on that.
Speaker 5 (13:12):
Welcome back, ladies and gentlemen you're listening to. That's the
bottom line. Your weekly report on KLVI, that tells it
like it is. And this is Jane Vaaleradi reporting. Well.
Come Thursday, we Americans will be celebrating the Thanksgiving holiday,
time for families and friends to gather and give thanks
(13:35):
to the Almighty for all the blessings Heaven has bestowed
on America. It's a commemoration of the first Thanksgiving held
in Plymouth, Massachusetts, in sixteen twenty one, the celebration that
marked a successful harvest with a feast joined in with
(13:57):
the Wampologue Indians. I hope I said it right, and
the Pilgrims together. So the Indians and the Pilgrims joined together,
and they had a big celebration lasted for days. Over
the early decades of Young America, Thanksgiving celebrations didn't necessarily
(14:19):
occur as a national holiday. Abraham Lincoln proclaimed the national
Day of Thanksgiving in eighteen sixty three, and the holiday
was annually proclaimed by every president thereafter, until finally President
Franklin Roosevelt declared international holiday to be celebrated on the
(14:43):
second to the last Thursday of November every year. In
nineteen thirty nine, Thanksgiving fell on the last day of
the month, but it was the second to the last Thursday.
This year it the last day of the month. Is
(15:05):
also the fourth Thursday of the month the way the
calendar fell. Concerned that that would shorten the Christmas shopping season,
FDR moved the holiday to the fourth Thursday. They were
in the depression back then, and I guess they wanted
to give everybody out a chance to go Christmas shopping suitor,
(15:29):
you know. And it's been that way ever since. This year,
twenty twenty four, Thanksgiving still falls on the fourth Thursday,
even though it is the last Thursday of the month.
But in commercial America, Thanksgiving also Harald's the beginning of
the Christmas season. But what about those twelve days of
(15:50):
Christmas that we sing Christmas carols and talk about. Well,
the twelve Days of Christmas really harkened back to the
Middle Ages when there wasn't a rush for Christmas shopping.
The twelve Days of Christmas is the period in Christian
theology that marks the span between the birth of Christ
(16:13):
and the coming of the Three Kings following the Star
of Bethlehem. So in Christianity, since the birth of Christ
has nothing to do with enough time for Christmas shopping,
Christmas begins on December the twenty fifth and runs through
January sixth, which is called the Epiphany or the Peace
(16:36):
of the Three Kings, which is why if you go
to church you still hear Christmas songs being sung after Christmas. Well,
Christmas is a religious celebration, and it's become pretty much
a secular celebration too, And so in ancient Rome, you know,
(16:58):
they celebration this time of year actually started with the
celebration of the Winter Solstice, and in ancient Rome, it
was all about the days growing longer after having become shorter,
and that celebration was about the winter solstice when the
days began to grow longer again. So as you move
(17:22):
into January, you know, these shortened days that we're in
right now, they will be getting a little bit longer.
And since the days were growing longer due to the
timing of the rising and setting of the sun, it
was a cause for celebration in the ancient world, and
as a good reason as any for merriment and celebration,
(17:43):
which was anything but wholly. As Christianity grew and became
an integral part of the ancient world, the celebrations took
on the significance of the Earth of Christ in Jesus,
who is the light of the world. Well, the old
(18:05):
pagan gods were out and the new king, Christ the King,
was now the real reason to celebrate. Fot to give
you a little history note there from a modern American viewpoint,
since the Christmas parties and get together get togethers, and
of course all the gift giving was good for commerce.
(18:26):
Instead of the twelve days of Christmas being celebrated after
Christmas Day it begins, you know, the Christmas now you, Miles,
we'll say, begins the day after Thanksgiving, with some extra
days thrown in, more time for celebrating and more time
for shopping. So technically, while we're celebrating the birth of
(18:48):
Christ on a religious point of view, and the redemption
of sinful mankind and the reconciliation of mankind with the
Almighty for the sins of the world beginning with Adam
and Eve for eating that forbidden fruit, the story itself
is not over, and we can learn more about how
Christianity came about for the sole purpose of a merciful
(19:12):
God becoming man in the person of Jesus Christ, to
suffer and die on our behalf to atone for those sins.
He rose from the dead and some days going to
come back and take us into eternity body and soul.
So with Thanksgiving comes Christmas and soon a brand new year.
(19:34):
So in the spirit of the season, we hope your
Thanksgiving celebration on Thursday is going to be a happy
day of family and friends looking forward to so much
that we have to be thankful for that our country
will have a new president who will be working to
open the door to peace and prosperity, along with a
(19:57):
much much needed dose of life, law and order to
return to the United States. Indeed, a lot of a
lot to be thankful for this year, and a lot
to look forward to as we as we move into
the into the coming new year and this year's Christmas season.
(20:20):
Of course, we've got all this turmoil going on in
the world right now, so let's hope that the Prince
of Peace, you know, will grant the somehow that we're
not going to be by the time Trump takes office,
we won't be in the middle of World War three.
You never know what's going on, this business that's escalating
(20:42):
between Russia, and why the United States, why the Bibe administration,
why they decided now to start sending missiles into Russia
on behalf of the Ukraine. Actually was the Ukraine that
sent the missiles, but the missiles were supplied by the
United States, and up until till last week they were
(21:02):
the Ukrainians were told no, you can't use those missiles.
But suddenly, now the Trump's coming back into the into office, well,
Biden has given the okay for the Ukraine to send
missiles into Russia, and of course Vladimir Putin he's kind
of pretty upset about that, and he's threatening World War three.
(21:26):
He's going to start sending missiles into into the Ukraine
and into the rest of Europe. He says, well, who knows,
hope not so this little crisis is brewing right now.
We don't know if it's going to settle down or not.
And I'll keep your fingers crossed. It's always something, isn't that,
(21:48):
Ladies and gentlemen. Here we are celebrating the birth of
Christ pretty soon, the Prince of peace, who brings peace
to the world. And we have more war back after this.
Speaker 1 (21:59):
Well, Josh, try to turn a neckle in, do a die.
That's the bottom line.
Speaker 5 (22:08):
I want to invite our listeners to find out what
a risk number can do for them. Visit what is
My Risk Number? Dot com? And while you're there you
will find more information and if you click the link
on the front page, a quick five minute process will
give you your risk number for free. Visit what is
(22:30):
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to do with a very high degree of certainty. That
is what is my risk number? Dot Com? Again, what
is my risk number dot com.
Speaker 1 (22:48):
We're just trying to turn a neckle in to a die.
That's the bottom line.
Speaker 5 (22:55):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly broadcast on KLVII that tells it
like it is. You can hear this program at six
am on Saturday mornings and then again on Sundays at
eleven am at any time you want to listen by
logging on to either save my retirement or that's the
(23:16):
bottom line radio show. Now sign for this week's dirty
Little Secret, the segment that lets you in on things
that you don't read about in the newspaper, or things
that they leave out or things that they gloss over.
Pete hegset forty six year old, the Fox Television Network personality,
(23:43):
has been nominated by President elect Donald Trump or Secretary
of Defense. And the left is having a conniption fit,
just like they're having a conniption fit about Matt Dates.
But here's why they're they're they're having that fit over Hegseth.
(24:04):
And we'll tell you it's not because of his age,
but rather his negative stance on women in the military
being assigned combat roles. Hegseth himself is a decorated veteran
in the the Iraq War who has been awarded two
(24:25):
Bronze Stars as a field officer fighting in that foreign war.
He's a soldier who has not been far removed from
combat and has combat experience and knowledge that many higher
ranking military officers haven't either gotten yet or they've climbed
(24:45):
up through the ranks solely in administrative roles. Combat up
close and personal is not for the faint hearted ladies
and gentlemen. For the record, let me tell you I'm
the veteran of the US Marine Corps and as a
former frontline infantry company machine gunner, I firmly believe that
(25:06):
no woman should should ever be exposed to frontline combat
duty because, in case you didn't know it, women are
different creatures than men, and most of them better and
more reliable than men, but not in close up, face
to face, hand to hand frontline fighting. When God created mankind,
(25:31):
he did so with different roles in mind for males
and females, with built in obvious reasons for doing so. Now,
the Democrats, of course, want what they want to challenge this,
and as I understand it, they would have no trouble
populating a frontline combat infantry company with women. A woman
(25:54):
can do anything a man can do in business dealings
and administrative work, really good at comforting little children. But
carrying a heavy machine gun into a combat zone, or
being capable of forced marches, carrying rifles, machine guns, rocket launchers,
mortars and ammunition on their persons, or engaging enemy soldiers
(26:18):
in hand to hand combat, would guarantee the end of
the US the US military superiority. We would lose a
lot of battles, ladies and gentlemen if there's too many
women in frontline units and they don't belong there to
begin with. Heg Seth is right to announce this, and
of course in so doing, the long knives have come
(26:42):
out come out against him. Boy, I'm telling you, they
really want to go after him, don't they. Another argument
democrats are using is that Hegseeth is too young. He's
forty six years old. Most of the signers of the
US Declaration of Independence listen to this. They were young
men in their thirties and forties. One was even still
(27:04):
in his twenties when they signed the Declaration of Independence.
The crew started what is now the United States of America.
And besides, here's really today's dirty little secret, and that
is President Trump has to think outside the box this
time around and who he chooses to work with him
(27:27):
inside his administration, because he doesn't need military leaders or
cabinet members or an Attorney general who's not on his
team or beholden to the federal bureaucracy instead of the president,
nor an FBI director or anyone else who would stab
him in the back to Garner points with the opposition.
(27:50):
Remember Attorney General Rod Rosenstein or William Barr, among others,
or current FBI Director Christopher Ray, whom Trump appointed but
who's steel was not faithful to Trump, and neither was
Ray's predecessor, James Comy. I'm sure you remember all that chaos.
This time around, Trump needs to put it together and
(28:13):
needs to know any one part of his administration must
be working with him, not against him. And we all
know that to be correct, any leader must surround himself
with people loyal to him who work to carry out
his agenda if the outcome is going to be successful.
(28:34):
It's hard to do, especially when much of the American
news media is pro Democrat and slants the news to
make a Republican president look bad. But let's face it,
Trump's appointees are going to meet strong headwinds during the
Senate confirmation process from Democrats, from all the Democrats, as
(28:56):
I understand, and from some Republican senators too. Probably. You know,
of course, the news media, some of whom are going
to be attempting to submit articles of impeachment against Trump,
because that's that's just what they just what they do.
They're already plotting and planning to do crazy things like that.
(29:19):
I read something on the internet the other day that
I'm not sure it's true or not, but Italy, the
country of Italy, is offering low rent rentals to all
those rich American movie stars leaving the United States since
Trump was elected. So maybe they ought to go over
there and go go live in Italy. Maybe they should
(29:42):
take up citizenship over there too. I mean, it's just
just a thought on just a thought on my part.
But you know, the long knives are coming out. Trump
has got to put a catnet together, and so he's
got a couple of young men there had set the
combat veteran, decorated combat veteran. He wasn't just there risking
(30:06):
his life. He was decorated for bravery in battle, and
so the consequence is that and having seen battle, he
knows it's not the place for young girls to be
thrown into now and support. You know, you can use
women in the military for support. That's been going on
(30:30):
for decades. Even during the American Revolution they had they
had women. Who was the lady that helped man the cannons,
but I think of his Molly picture or something like
that was her name. The point is, though, when you're
going into battle, you know, you don't send young girls
(30:52):
into battle. You don't send ladies, grown adult women in
the battle because they're just not They don't have the
physical strength. They don't have the physical strength to carry
the ammunition. Nobody questions their brain vower and in the
rear they can do a lot of help it since
(31:12):
they don't have that frontline experience. Even even calling shots
from behind the lines is not necessarily a good place
for a woman, right mankind men uh Put used to
say when I was young, which I'm getting I'm getting
(31:34):
pretty old now. When I was young, you you put
a woman on a pedestal, right, you treat her with
respect anyhow, throw their coat so he didn't have to
walk through a puddle on a rainy day, so on
and so forth. Well, I guess they nobody does that anymore.
(31:55):
Oh boy, I don't know what the world's coming to.
But we'll be back with more right after this.
Speaker 1 (31:59):
Where's to turn a neckel into a dime? That's the
bottom line.
Speaker 5 (32:06):
This is Gene Valerati of Ascent Growth Associates. If you've
been watching recent news, a few banks have had a
run where customers panic and withdraw all their money at once,
causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set
(32:26):
a new low reserve trunch for net transaction accounts to
six hundred and ninety one point seven million dollars, meaning
that banks with net transaction account balances up to this
amount are subject to a reserve requirement ratio of zero percent.
(32:47):
You heard me right, zero reserve requirements. Forget fractional reserve banking,
how about zero reserve banking? Why would the Federal Reserve
create this environment of uncertainty? If this is a concern
to you, and it should be, we can show you
how to protect yourself and how to locate and utilize
(33:10):
financial institutions with very real reserves, not zero reserves. Give
us a call an Asset Growth Associates one eight six
six seven two eight three six nine seven. That's eight
six six seven two eight three six ninety seven. You
can also reach us locally in Beaumont, Texas by dialing
(33:31):
four oh nine eight four oh sixty nine hundred. Give
us a call. You'll be glad that you did.
Speaker 3 (33:38):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 5 (33:44):
Welcome back, ladies and gentlemen you're listening to. That's the
bottom nine. You're weekly broadcast on KLBI. That tells it
like it is now as always, it's time for a solution.
You know, when we started doing this show a couple
decades ago, we were talking always about investing money, and
(34:07):
then we came to realize that you had good years,
you had bad years, and whenever the politicians get in there,
that you had politics and money or just hand in
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(34:27):
of look at the cause of why money is made
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a pretty good deal, and that's because, unlike those who
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or an index fund, but rather our earning returns based
(35:11):
on a market index or a combination of them, or
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The money stays in the contract and grows over time
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worry about losing it. And these principal protection accounts are
(35:34):
designed primarily to help our clients accumulate savings or retirement income.
And despite the intended goal being to accumulate and grow
money for future use, clients still have access to the
funds inside these types of contracts and that they can
be drawn upon in the here and now based on
(35:58):
contractual gearing. Ees. That's pretty nice, and you make money
and you you have a choice of how the how
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what market index you want to use. So allow me
to make it perfectly clear. Open an account through our
(36:20):
work Asset Growth Associates, allocate funds to a principal protection account,
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not take that first step and call us an Asset
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(36:42):
oh sixty nine, one hundred. If you live in far
away places, we have a toll free line for you
to use one eight six six seven two eight three
six nine seven, or you can reach us online by
logging on to Save by Retirement dot com and we
can help you move your your move funds out of
(37:02):
harm's way. You for one k money, that's uh, that's vested.
You can move it into principal protection where it continues
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That's that's pretty powerful market returns without market risk. Think
about that for a minute. Money goes up it never
(37:23):
goes down. The federal reserve is lowered interest rates, but
inside principal protection, a new contract earns an upfront six
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(37:48):
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And they can also be used for current cash flow
(38:08):
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(38:30):
And by the way, since most of these accounts are
issued through life insurance companies, they bypass probate and they
go directly to a name beneficiary. And listen, we have
local offices and here in Beaumont, Texas from where this
broadcasts coming from. We've got agents in Dallas and Houston too,
(38:53):
So you don't have to deal with strangers in faraway places,
just local agents who offer friendly service. Now come in
visit with us. Learn more. Learn more about these types
of accounts. Here's our phone number again four O nine
eight four oh sixty nine one hundred long distance one
(39:15):
eight six six seven two eight three six nine seven.
Easy way to remember the toll free number one eight
sixty six Save my retirement call us. We can also
be reached online at savelin retirement dot com and no
pun intended. That's the bottom line. That's what we call this,
this weekly broadcast. Call it the bottom line, meaning that
(39:39):
you don't have to worry about anything else. You just
we can do it all. We can do the securities too,
and we do a lot of that for people who
want to go want to have a go it directly
into the market instead of using the principal protection accounts.
All right, we'll be back with some more right for this.
Speaker 3 (40:00):
We're just trying to turn a nechelin who die.
Speaker 1 (40:03):
That's the bottom line. Where'res just trying to turn a
nechelin who die?
Speaker 7 (40:11):
That's the bottom line.
Speaker 5 (40:28):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. You're a weekly broadcast on k l v
I with Gene Valerani. That's me telling you what you
need to know regarding both money and politics. Do you
know what your financial what financial independence means? I mean,
(40:52):
stop and think about what does financial independence mean? Well,
here's a hint. Financial independence means you have the need
to meet your financial goals, whatever they may be, goals
such as providing for your children's education or being able
to retire comfortably. Also, what provisions, if any, have you
(41:14):
made toward being able to handle financial emergencies. At Asset
Growth Associates, we are committed to helping our clients answer
those questions. If those wild swings up and down on
walls free to have you slightly or even moderately concerned.
Why don't you call us at Asset Growth Associates. Our
(41:35):
phone numbers four O nine eight four oh sixty nine hundred.
We have a toll free number one eight sixty six
seven two eight three six nine seven. Either one will
reach our office. And why then make it? Don't you
make an appointment with us? Come in, take the first
(41:56):
step of achieving financial independence, because as we can help you,
ladies and gentlemen, that's the work that we do, or
either just a phone call away and we or click
away if you want to reach us on a computer
on our online that's savedwyretirement dot com. We'll get you
(42:18):
get a hold of us that way, we'll call you,
we'll set an appointment with you, we'll sit down and
we'll go for everything, and that'll help you to determine
where you're at financially if you have if you have
a vested four oh one k and you're getting close
to retirement, that would be a good time to move
(42:41):
that money before you retire, put it into principal protection
so it's there after you reach out. We do it
all here and we can certainly give you the advice
that you need for a successful retirement or for whatever
you save money for college education fund, so on and
so forth. You name it, we do it. Four o
(43:03):
nine eight four oh sixty nine hundred. Give us a
ring and we'll help you save your retirement because that's
really what we do for eleven well clock says, I
got a close for today. God bless you, God bless
your families, and we'll see you next week.
Speaker 3 (43:24):
That's the bottom line.
Speaker 2 (43:27):
You can reach Asset Growth Associates by calling one eight
six six seven to eight thirty six ninety seven are
by visiting savemiretirement dot com
We're just trying to turn a neckel in you a dime.
That's the bottom line.
Speaker 2 (00:16):
Welcome to real honest talk about money, politics, news and
information you can actually use. Buckle up and hold on tight.
This is that's the bottom line.
Speaker 3 (00:31):
The best thing in life of free.
Speaker 4 (00:35):
But you can give them to the bath and be the.
Speaker 5 (00:48):
Hello everyone everywhere, welcome this is that's the bottom line
with yours truly, Jeene Valeradi. Your weekly radio broadcast that
tells it like it is on KLVII five sixty am
Saturdays at six in the morning and then again on
Sundays at eleven in the morning. And we also welcome
(01:11):
those of you who listen to this weekly report online
by logging on to Save my Retirement Colm or that's
the bottom Line radio show. You'll find us on the
internet as well, and then you can listen at your leisure.
I'm a partner at Asset Growth Associates. We have offices
(01:31):
located in Dallas, Houston, and Beaumont, Texas, where we offer investments,
pension and retirement planning services, as well as income tax
returns for individuals, families, and businesses. We do it all
Asset Growth Associates, including representing our clients who may be
having difficulty with the irs, often being able to negotiate
(01:55):
a settlement or occasionally even paying nothing at all, sometimes
negotiating a fresh start too. As I said, we do
it all and have been serving our clients in Texas
and Louisiana for decades now. On today's report, among our topics,
we see the war escalating in the Ukraine and questioned
(02:20):
Biden's authorization to allow Ukraine to use ballistic missiles supplied
by the United States to bomb Russia. You know, as
his administration is closing down. I wonder if it's to
create a new crisis for Trump when he takes office.
(02:41):
Today's Dirty Little Secret Fox television personality Pete Hegson is
under fire for an alleged one night stand years ago
with a woman he met in a bar while going
through a divorce. Hegseth is also a combat decorator, a
military veteran. He was an officer, but now after being
(03:05):
nominated to become Secretary of Defense, he's being criticized for
claiming women do not believe belong in frontline combat units.
He's probably right about that too. Today's Solutions segments always
provides ways to participate in stocks without being exposed to
(03:29):
market losses. And listen, ladies and gentlemen, we can help
you with your tax returns. The holiday season is upon us,
and you know what comes next time to start looking
at following your income tax returns. And we also, of course,
when we're not on the radio, we are helping people
(03:50):
invest money for future use and you know, talk to
them about risk analysis. Do you know what your risk
number is? Everyone? No one has one. You can find
out what yours is by logging on to either Savemyretirement
dot com or what is my Risk number dot Com?
You answer a few questions, the computer program will assign
(04:14):
you a risk number between one and ninety nine. The
higher the number, the more risk you're willing to take.
The lower the number, the less risk you're willing to take.
So why don't you do that? Why don't you log
on to Save my retirement dot com? Find out what
your risk number is and then if it's in, if
you're over, if you're taking too much risk, and the
(04:36):
best thing to do is to call us an Asset
Growth Associates four nine eight or sixty nine hundred. Okay,
ladies and gentlemen, Thanksgiving next week for this coming week.
As we begin today's report only days before the Thanksgiving
(04:59):
holiday and two months before President elect Trump's inauguration, it
seems the chaos that runs through the affairs of men
is worsening. Let me explain. President Trump has said as
soon as he takes office, he will quickly end the
war between Russia and the Ukraine. But that little foreign
(05:21):
war took a step closer to escalation this past week
when our current outgoing President Joe Biden authorized the Ukraine's
President Zelenski to lob some missiles supplied by the United
States into Russia, which heretofore he was ordered by Biden
not to do so. Why did Biden give Zelensky to
(05:44):
go ahead? Now? Why is the US involved? It all?
Over there? And Putin's response when it happened was to
threaten using nuclear weapons to bomb the Ukraine. And by
the time Trump takes the oath of office on January twentieth,
world War three could already be well underway, I hope not.
(06:06):
What was Biden's motive? Listen to me, what was Biden's
motive to authorize the use of those missiles In the
waning days of his administration. Biden for his part, we
all know, the people know that he's probably suffering from
dementia or close to it. He may have just been
(06:30):
doing what his handlers have been, what they told him
to do. Now, why would they do that? Did they
want to start a war before Trump takes office? Was
the use of missiles simply a dirty trick by people
inside the Biden administration to escalate the war make things
tougher for Trump when he becomes president again on January twentieth.
(06:53):
Regardless of the motives, operatives within the Biden administration could
be plotting and planning to make problems on the world
stage more chaotic for Trump between now and when he
assumes office. And Trump, for his part, wants less conflict
and has as his primary goal to stabilize the American economy,
(07:16):
settle the illegal alien crisis, which continues to fester by
sending the illegals back to their home countries or back
to Mexico where they can wait while applying for entry
into the United States. Anything the Democrats can do to
thwart Trump's plans before he resumes the presidency might be
(07:40):
what they're they're up to in Washington to see the
Democrats as they relinquish control of the government and send
it back to the second Trump administration. So keep your
fingers crossed that World War III isn't already underway. Come
January and Trump once again takes the oath of office
(08:05):
to become the forty seventh president. He was the forty
fifth and now he's the forty seventh, or will be soon.
We'll just have to wait and see how much damage
the outgoing Democrats can accomplish between now and Trump taking
the oath of office on January twentieth. Meantime, in other
(08:25):
developments in Pennsylvania, Democrat election officials in three counties wanted
to count disqualified votes after incumbent Democrat Senator Bob Casey
was defeated by Republican challenger Dave McCormick. Those are election
officials in Bucks, Montgomery, and Philadelphia Counties, all Democrats, said
(08:49):
they were going to count ineligible votes anyhow and defy
the Pennsylvania Supreme Court. Last I heard, the rebel committees
counting votes are going to defy their own Supreme Court.
They want to count those ineligible votes even though they
were ineligible, and of course they can't do it now.
(09:12):
Pennsylvania carries the slogan of being the State of Brotherly Love,
as it was originally settled by Quakers. Pennsylvania is unusual
in that it's two biggest cities, Pittsburgh on the southwestern
corner in Philadelphia on the southeastern corner, are the heaviest
(09:32):
in population and Democrat strongholds, while the rest of the
state is more sparsely populated farmland and mostly made up
of Republican voters. It's you know, I guess the rural
voters vote Republican and the big city voters they tend
to vote Democrat. That's true in Texas too, but Texas
(09:55):
has got a lot more territory and that's why we
can and a couple of big cities, but the rural
population voters just have bigger numbers. Meantime, in the Middle East,
after having decimated the terrorist group Amas on its west
bank in Gaza, Israel is now engaged with the terrorist
(10:18):
group Hezbillah in Lebanon. Israel is of course also referred
to as part of the Holy Land and where the
Prince of Peace Jesus was born and whose birth were
soon going to be celebrating after we finish our tell
you to Christmas on Thanksgiving in the world that is
anything but peaceful. And that's the bottom line, and where
(10:43):
we're going to begin today's report. I want to remind
everyone in case you've forgotten Thanksgiving sixty one years ago
this past week on F. Kennedy was assassinated in Dallas,
Texas by Lee Harvey Oswald. An assassin's bullet struck him
(11:08):
down in that motorcade. It was sixty one years ago.
Hard to believe. I remember that day well. I was
a young US marine on my way to foreign lands.
But I remember that, remember that day very well. John F.
Kennedy was assassinated, and it was sixty one years ago,
(11:31):
a whole lifetime. People have grown old, have grown old
and retired, and there were little children whenever that happened.
People forget about that sixty one years ago, and I
thought it was worth worth mentioning we begin this morning
you report. Oh, we've got a lot to cover. We're
(11:53):
gonna have to take a break. We'll be right back
with much more. So please stay tuned.
Speaker 1 (11:58):
Where're just trying to turn a neckle to what die.
That's the bottom line.
Speaker 6 (12:06):
If you owe the I R. S. Five thousand dollars
or more. Don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem and
if you want to pay the I R S nothing
or less than you owe, we can set up a
fresh start agreement with the I R S. We can
(12:29):
help you. Ladies and gentlemen can call us whole free
at one eight six six seven, two eight three, six
nine seven.
Speaker 3 (12:37):
We're just trying to turn a nippel in to what die.
Speaker 7 (12:40):
That's the bottom line.
Speaker 4 (12:47):
We will move down from them.
Speaker 5 (12:52):
We will move.
Speaker 3 (12:57):
People can't even walk the street.
Speaker 4 (13:02):
In the world that beat on that.
Speaker 5 (13:12):
Welcome back, ladies and gentlemen you're listening to. That's the
bottom line. Your weekly report on KLVI, that tells it
like it is. And this is Jane Vaaleradi reporting. Well.
Come Thursday, we Americans will be celebrating the Thanksgiving holiday,
time for families and friends to gather and give thanks
(13:35):
to the Almighty for all the blessings Heaven has bestowed
on America. It's a commemoration of the first Thanksgiving held
in Plymouth, Massachusetts, in sixteen twenty one, the celebration that
marked a successful harvest with a feast joined in with
(13:57):
the Wampologue Indians. I hope I said it right, and
the Pilgrims together. So the Indians and the Pilgrims joined together,
and they had a big celebration lasted for days. Over
the early decades of Young America, Thanksgiving celebrations didn't necessarily
(14:19):
occur as a national holiday. Abraham Lincoln proclaimed the national
Day of Thanksgiving in eighteen sixty three, and the holiday
was annually proclaimed by every president thereafter, until finally President
Franklin Roosevelt declared international holiday to be celebrated on the
(14:43):
second to the last Thursday of November every year. In
nineteen thirty nine, Thanksgiving fell on the last day of
the month, but it was the second to the last Thursday.
This year it the last day of the month. Is
(15:05):
also the fourth Thursday of the month the way the
calendar fell. Concerned that that would shorten the Christmas shopping season,
FDR moved the holiday to the fourth Thursday. They were
in the depression back then, and I guess they wanted
to give everybody out a chance to go Christmas shopping suitor,
(15:29):
you know. And it's been that way ever since. This year,
twenty twenty four, Thanksgiving still falls on the fourth Thursday,
even though it is the last Thursday of the month.
But in commercial America, Thanksgiving also Harald's the beginning of
the Christmas season. But what about those twelve days of
(15:50):
Christmas that we sing Christmas carols and talk about. Well,
the twelve Days of Christmas really harkened back to the
Middle Ages when there wasn't a rush for Christmas shopping.
The twelve Days of Christmas is the period in Christian
theology that marks the span between the birth of Christ
(16:13):
and the coming of the Three Kings following the Star
of Bethlehem. So in Christianity, since the birth of Christ
has nothing to do with enough time for Christmas shopping,
Christmas begins on December the twenty fifth and runs through
January sixth, which is called the Epiphany or the Peace
(16:36):
of the Three Kings, which is why if you go
to church you still hear Christmas songs being sung after Christmas. Well,
Christmas is a religious celebration, and it's become pretty much
a secular celebration too, And so in ancient Rome, you know,
(16:58):
they celebration this time of year actually started with the
celebration of the Winter Solstice, and in ancient Rome, it
was all about the days growing longer after having become shorter,
and that celebration was about the winter solstice when the
days began to grow longer again. So as you move
(17:22):
into January, you know, these shortened days that we're in
right now, they will be getting a little bit longer.
And since the days were growing longer due to the
timing of the rising and setting of the sun, it
was a cause for celebration in the ancient world, and
as a good reason as any for merriment and celebration,
(17:43):
which was anything but wholly. As Christianity grew and became
an integral part of the ancient world, the celebrations took
on the significance of the Earth of Christ in Jesus,
who is the light of the world. Well, the old
(18:05):
pagan gods were out and the new king, Christ the King,
was now the real reason to celebrate. Fot to give
you a little history note there from a modern American viewpoint,
since the Christmas parties and get together get togethers, and
of course all the gift giving was good for commerce.
(18:26):
Instead of the twelve days of Christmas being celebrated after
Christmas Day it begins, you know, the Christmas now you, Miles,
we'll say, begins the day after Thanksgiving, with some extra
days thrown in, more time for celebrating and more time
for shopping. So technically, while we're celebrating the birth of
(18:48):
Christ on a religious point of view, and the redemption
of sinful mankind and the reconciliation of mankind with the
Almighty for the sins of the world beginning with Adam
and Eve for eating that forbidden fruit, the story itself
is not over, and we can learn more about how
Christianity came about for the sole purpose of a merciful
(19:12):
God becoming man in the person of Jesus Christ, to
suffer and die on our behalf to atone for those sins.
He rose from the dead and some days going to
come back and take us into eternity body and soul.
So with Thanksgiving comes Christmas and soon a brand new year.
(19:34):
So in the spirit of the season, we hope your
Thanksgiving celebration on Thursday is going to be a happy
day of family and friends looking forward to so much
that we have to be thankful for that our country
will have a new president who will be working to
open the door to peace and prosperity, along with a
(19:57):
much much needed dose of life, law and order to
return to the United States. Indeed, a lot of a
lot to be thankful for this year, and a lot
to look forward to as we as we move into
the into the coming new year and this year's Christmas season.
(20:20):
Of course, we've got all this turmoil going on in
the world right now, so let's hope that the Prince
of Peace, you know, will grant the somehow that we're
not going to be by the time Trump takes office,
we won't be in the middle of World War three.
You never know what's going on, this business that's escalating
(20:42):
between Russia, and why the United States, why the Bibe administration,
why they decided now to start sending missiles into Russia
on behalf of the Ukraine. Actually was the Ukraine that
sent the missiles, but the missiles were supplied by the
United States, and up until till last week they were
(21:02):
the Ukrainians were told no, you can't use those missiles.
But suddenly, now the Trump's coming back into the into office, well,
Biden has given the okay for the Ukraine to send
missiles into Russia, and of course Vladimir Putin he's kind
of pretty upset about that, and he's threatening World War three.
(21:26):
He's going to start sending missiles into into the Ukraine
and into the rest of Europe. He says, well, who knows,
hope not so this little crisis is brewing right now.
We don't know if it's going to settle down or not.
And I'll keep your fingers crossed. It's always something, isn't that,
(21:48):
Ladies and gentlemen. Here we are celebrating the birth of
Christ pretty soon, the Prince of peace, who brings peace
to the world. And we have more war back after this.
Speaker 1 (21:59):
Well, Josh, try to turn a neckle in, do a die.
That's the bottom line.
Speaker 5 (22:08):
I want to invite our listeners to find out what
a risk number can do for them. Visit what is
My Risk Number? Dot com? And while you're there you
will find more information and if you click the link
on the front page, a quick five minute process will
give you your risk number for free. Visit what is
(22:30):
my Risk number dot com now to take control of
your investments and make them do what you want them
to do with a very high degree of certainty. That
is what is my risk number? Dot Com? Again, what
is my risk number dot com.
Speaker 1 (22:48):
We're just trying to turn a neckle in to a die.
That's the bottom line.
Speaker 5 (22:55):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly broadcast on KLVII that tells it
like it is. You can hear this program at six
am on Saturday mornings and then again on Sundays at
eleven am at any time you want to listen by
logging on to either save my retirement or that's the
(23:16):
bottom line radio show. Now sign for this week's dirty
Little Secret, the segment that lets you in on things
that you don't read about in the newspaper, or things
that they leave out or things that they gloss over.
Pete hegset forty six year old, the Fox Television Network personality,
(23:43):
has been nominated by President elect Donald Trump or Secretary
of Defense. And the left is having a conniption fit,
just like they're having a conniption fit about Matt Dates.
But here's why they're they're they're having that fit over Hegseth.
(24:04):
And we'll tell you it's not because of his age,
but rather his negative stance on women in the military
being assigned combat roles. Hegseth himself is a decorated veteran
in the the Iraq War who has been awarded two
(24:25):
Bronze Stars as a field officer fighting in that foreign war.
He's a soldier who has not been far removed from
combat and has combat experience and knowledge that many higher
ranking military officers haven't either gotten yet or they've climbed
(24:45):
up through the ranks solely in administrative roles. Combat up
close and personal is not for the faint hearted ladies
and gentlemen. For the record, let me tell you I'm
the veteran of the US Marine Corps and as a
former frontline infantry company machine gunner, I firmly believe that
(25:06):
no woman should should ever be exposed to frontline combat
duty because, in case you didn't know it, women are
different creatures than men, and most of them better and
more reliable than men, but not in close up, face
to face, hand to hand frontline fighting. When God created mankind,
(25:31):
he did so with different roles in mind for males
and females, with built in obvious reasons for doing so. Now,
the Democrats, of course, want what they want to challenge this,
and as I understand it, they would have no trouble
populating a frontline combat infantry company with women. A woman
(25:54):
can do anything a man can do in business dealings
and administrative work, really good at comforting little children. But
carrying a heavy machine gun into a combat zone, or
being capable of forced marches, carrying rifles, machine guns, rocket launchers,
mortars and ammunition on their persons, or engaging enemy soldiers
(26:18):
in hand to hand combat, would guarantee the end of
the US the US military superiority. We would lose a
lot of battles, ladies and gentlemen if there's too many
women in frontline units and they don't belong there to
begin with. Heg Seth is right to announce this, and
of course in so doing, the long knives have come
(26:42):
out come out against him. Boy, I'm telling you, they
really want to go after him, don't they. Another argument
democrats are using is that Hegseeth is too young. He's
forty six years old. Most of the signers of the
US Declaration of Independence listen to this. They were young
men in their thirties and forties. One was even still
(27:04):
in his twenties when they signed the Declaration of Independence.
The crew started what is now the United States of America.
And besides, here's really today's dirty little secret, and that
is President Trump has to think outside the box this
time around and who he chooses to work with him
(27:27):
inside his administration, because he doesn't need military leaders or
cabinet members or an Attorney general who's not on his
team or beholden to the federal bureaucracy instead of the president,
nor an FBI director or anyone else who would stab
him in the back to Garner points with the opposition.
(27:50):
Remember Attorney General Rod Rosenstein or William Barr, among others,
or current FBI Director Christopher Ray, whom Trump appointed but
who's steel was not faithful to Trump, and neither was
Ray's predecessor, James Comy. I'm sure you remember all that chaos.
This time around, Trump needs to put it together and
(28:13):
needs to know any one part of his administration must
be working with him, not against him. And we all
know that to be correct, any leader must surround himself
with people loyal to him who work to carry out
his agenda if the outcome is going to be successful.
(28:34):
It's hard to do, especially when much of the American
news media is pro Democrat and slants the news to
make a Republican president look bad. But let's face it,
Trump's appointees are going to meet strong headwinds during the
Senate confirmation process from Democrats, from all the Democrats, as
(28:56):
I understand, and from some Republican senators too. Probably. You know,
of course, the news media, some of whom are going
to be attempting to submit articles of impeachment against Trump,
because that's that's just what they just what they do.
They're already plotting and planning to do crazy things like that.
(29:19):
I read something on the internet the other day that
I'm not sure it's true or not, but Italy, the
country of Italy, is offering low rent rentals to all
those rich American movie stars leaving the United States since
Trump was elected. So maybe they ought to go over
there and go go live in Italy. Maybe they should
(29:42):
take up citizenship over there too. I mean, it's just
just a thought on just a thought on my part.
But you know, the long knives are coming out. Trump
has got to put a catnet together, and so he's
got a couple of young men there had set the
combat veteran, decorated combat veteran. He wasn't just there risking
(30:06):
his life. He was decorated for bravery in battle, and
so the consequence is that and having seen battle, he
knows it's not the place for young girls to be
thrown into now and support. You know, you can use
women in the military for support. That's been going on
(30:30):
for decades. Even during the American Revolution they had they
had women. Who was the lady that helped man the cannons,
but I think of his Molly picture or something like
that was her name. The point is, though, when you're
going into battle, you know, you don't send young girls
(30:52):
into battle. You don't send ladies, grown adult women in
the battle because they're just not They don't have the
physical strength. They don't have the physical strength to carry
the ammunition. Nobody questions their brain vower and in the
rear they can do a lot of help it since
(31:12):
they don't have that frontline experience. Even even calling shots
from behind the lines is not necessarily a good place
for a woman, right mankind men uh Put used to
say when I was young, which I'm getting I'm getting
(31:34):
pretty old now. When I was young, you you put
a woman on a pedestal, right, you treat her with
respect anyhow, throw their coat so he didn't have to
walk through a puddle on a rainy day, so on
and so forth. Well, I guess they nobody does that anymore.
(31:55):
Oh boy, I don't know what the world's coming to.
But we'll be back with more right after this.
Speaker 1 (31:59):
Where's to turn a neckel into a dime? That's the
bottom line.
Speaker 5 (32:06):
This is Gene Valerati of Ascent Growth Associates. If you've
been watching recent news, a few banks have had a
run where customers panic and withdraw all their money at once,
causing the banks to fail. If that isn't worrying enough.
On January first, twenty twenty three, the Federal Reserve set
(32:26):
a new low reserve trunch for net transaction accounts to
six hundred and ninety one point seven million dollars, meaning
that banks with net transaction account balances up to this
amount are subject to a reserve requirement ratio of zero percent.
(32:47):
You heard me right, zero reserve requirements. Forget fractional reserve banking,
how about zero reserve banking? Why would the Federal Reserve
create this environment of uncertainty? If this is a concern
to you, and it should be, we can show you
how to protect yourself and how to locate and utilize
(33:10):
financial institutions with very real reserves, not zero reserves. Give
us a call an Asset Growth Associates one eight six
six seven two eight three six nine seven. That's eight
six six seven two eight three six ninety seven. You
can also reach us locally in Beaumont, Texas by dialing
(33:31):
four oh nine eight four oh sixty nine hundred. Give
us a call. You'll be glad that you did.
Speaker 3 (33:38):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 5 (33:44):
Welcome back, ladies and gentlemen you're listening to. That's the
bottom nine. You're weekly broadcast on KLBI. That tells it
like it is now as always, it's time for a solution.
You know, when we started doing this show a couple
decades ago, we were talking always about investing money, and
(34:07):
then we came to realize that you had good years,
you had bad years, and whenever the politicians get in there,
that you had politics and money or just hand in
hand sometimes. And so the whole point is to kind
(34:27):
of look at the cause of why money is made
and the cause of why money is lost. So you
hear us mentioned principal protection. We're talking about specialized financial
contracts which promise your initial investment in principle and credited
earnings are never at risk of market losses. Now that's
(34:50):
a pretty good deal, and that's because, unlike those who
invest in buying stock shares or mutual fund shares directly
in the market, people placing funds and a principal protection
account are not actually buying any shares of stock, bond
or an index fund, but rather our earning returns based
(35:11):
on a market index or a combination of them, or
even fixed interest. As such, a market downturn cannot reduce
the contract value. You can make money. The money's credited in.
The money stays in the contract and grows over time
to give you something to save money for and not
worry about losing it. And these principal protection accounts are
(35:34):
designed primarily to help our clients accumulate savings or retirement income.
And despite the intended goal being to accumulate and grow
money for future use, clients still have access to the
funds inside these types of contracts and that they can
be drawn upon in the here and now based on
(35:58):
contractual gearing. Ees. That's pretty nice, and you make money
and you you have a choice of how the how
the money is in these in these plans, what reflection,
what market index you want to use. So allow me
to make it perfectly clear. Open an account through our
(36:20):
work Asset Growth Associates, allocate funds to a principal protection account,
and you won't have to worry about losing money during
a stock market downturn. It's that simple. A journey of
one thousand miles begins with the first step, So why
not take that first step and call us an Asset
Growth Associates. Our phone numbers four oh nine eight, four
(36:42):
oh sixty nine, one hundred. If you live in far
away places, we have a toll free line for you
to use one eight six six seven two eight three
six nine seven, or you can reach us online by
logging on to Save by Retirement dot com and we
can help you move your your move funds out of
(37:02):
harm's way. You for one k money, that's uh, that's vested.
You can move it into principal protection where it continues
growing but no longer being exposed to a market decline.
That's that's pretty powerful market returns without market risk. Think
about that for a minute. Money goes up it never
(37:23):
goes down. The federal reserve is lowered interest rates, but
inside principal protection, a new contract earns an upfront six
percent bonus and a kind link, and it's linked to
an index to a market index the S and P
five hundred. Or you can continue getting earned earnings and
(37:48):
fixed interest or both without participating in a market downturn.
Listen to me. These these accounts make money for you
right from the start. And of course you have access
to your cash without surrender charge against the principal investment.
And they can also be used for current cash flow
(38:08):
by setting up things so you're going to receive you
you can pull money out and just have a regular
check coming in into your being direct deposited in your
checking account. Now, why expose yourself to market risk when
you can accumulate money for now or for the future.
(38:30):
And by the way, since most of these accounts are
issued through life insurance companies, they bypass probate and they
go directly to a name beneficiary. And listen, we have
local offices and here in Beaumont, Texas from where this
broadcasts coming from. We've got agents in Dallas and Houston too,
(38:53):
So you don't have to deal with strangers in faraway places,
just local agents who offer friendly service. Now come in
visit with us. Learn more. Learn more about these types
of accounts. Here's our phone number again four O nine
eight four oh sixty nine one hundred long distance one
(39:15):
eight six six seven two eight three six nine seven.
Easy way to remember the toll free number one eight
sixty six Save my retirement call us. We can also
be reached online at savelin retirement dot com and no
pun intended. That's the bottom line. That's what we call this,
this weekly broadcast. Call it the bottom line, meaning that
(39:39):
you don't have to worry about anything else. You just
we can do it all. We can do the securities too,
and we do a lot of that for people who
want to go want to have a go it directly
into the market instead of using the principal protection accounts.
All right, we'll be back with some more right for this.
Speaker 3 (40:00):
We're just trying to turn a nechelin who die.
Speaker 1 (40:03):
That's the bottom line. Where'res just trying to turn a
nechelin who die?
Speaker 7 (40:11):
That's the bottom line.
Speaker 5 (40:28):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. You're a weekly broadcast on k l v
I with Gene Valerani. That's me telling you what you
need to know regarding both money and politics. Do you
know what your financial what financial independence means? I mean,
(40:52):
stop and think about what does financial independence mean? Well,
here's a hint. Financial independence means you have the need
to meet your financial goals, whatever they may be, goals
such as providing for your children's education or being able
to retire comfortably. Also, what provisions, if any, have you
(41:14):
made toward being able to handle financial emergencies. At Asset
Growth Associates, we are committed to helping our clients answer
those questions. If those wild swings up and down on
walls free to have you slightly or even moderately concerned.
Why don't you call us at Asset Growth Associates. Our
(41:35):
phone numbers four O nine eight four oh sixty nine hundred.
We have a toll free number one eight sixty six
seven two eight three six nine seven. Either one will
reach our office. And why then make it? Don't you
make an appointment with us? Come in, take the first
(41:56):
step of achieving financial independence, because as we can help you,
ladies and gentlemen, that's the work that we do, or
either just a phone call away and we or click
away if you want to reach us on a computer
on our online that's savedwyretirement dot com. We'll get you
(42:18):
get a hold of us that way, we'll call you,
we'll set an appointment with you, we'll sit down and
we'll go for everything, and that'll help you to determine
where you're at financially if you have if you have
a vested four oh one k and you're getting close
to retirement, that would be a good time to move
(42:41):
that money before you retire, put it into principal protection
so it's there after you reach out. We do it
all here and we can certainly give you the advice
that you need for a successful retirement or for whatever
you save money for college education fund, so on and
so forth. You name it, we do it. Four o
(43:03):
nine eight four oh sixty nine hundred. Give us a
ring and we'll help you save your retirement because that's
really what we do for eleven well clock says, I
got a close for today. God bless you, God bless
your families, and we'll see you next week.
Speaker 3 (43:24):
That's the bottom line.
Speaker 2 (43:27):
You can reach Asset Growth Associates by calling one eight
six six seven to eight thirty six ninety seven are
by visiting savemiretirement dot com
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