November 11, 2025 • 44 mins
- On today's show Kacie Bass with Goosehead Insurance explains what homeowners need to know aboiut home insurance and Lisa Hemmings explains how to stage your home to sell.
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Episode Transcript
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Speaker 1 (00:04):
Well, hello's out these Texas. I hope you're enjoying this
wonderful Saturday. I want to let you know we have
an amazing show today. We have guests that are going
to knock your socks off. If you have been thinking
about am I going to put my house on the
market in the spring, and you're not sure what you
might need to do, what's really going to give you
(00:26):
a little bit of umph on that listing, or what's
going to bring you a little bit more money for
your house? Don't go away today we are going to
be talking to Katie Martin, the listing agent for Dana
Simmons real Estate, and also Lisa Hemmings are stager extraordinaire
who has so many tips and tricks up her sleeve,
(00:50):
often many of which don't cost you a lot, so
stay tuned for that. We also have Casey Bass with
Goosehead Insurance, speaking of say money, If you're thinking you
want to save a little bit money on your insurance,
Casey is going to talk a little bit about how
she may be able to help you to do that.
You know, when we're talking about monthly payments on mortgages,
(01:13):
large portion of that is tax is an insurance, so
if we can help you save a little bit of
money on either of those. The fixed rate we can't
change unless you refinance when the rate goes down, but
tax is an insurance that may be a place where
you can save a little on your monthly mortgage payment.
So you're going to want to stay tuned for that
as we give you tips on things that you might
(01:35):
be able to do to save there. But before we
get doing that, I want to make sure that you
know who our guests are and Casey Casey Bass with
Goosehead Insurance. This is your first time on the show.
We're so excited to have you, and I'd love for
you to tell everyone a little bit about who you
are because you have some interesting things about your time
(01:58):
here in Southeast Texas.
Speaker 2 (02:00):
Do I do so?
Speaker 3 (02:01):
I've been here my whole entire life, born and raised.
I am the granddaughter of a local farmer, still active
in the family farm. What that taught me was work
ethic for sure. I am a proud servant of our community.
I'm involved in almost everything I can get my hands on.
(02:22):
Then I also have a local nonprofit as well to
help support the community. So I lead with the servant's
heart at all times.
Speaker 1 (02:28):
So tell us a little bit about that local nonprofit.
Speaker 2 (02:32):
It's called Millie's Way. It's an animal nonprofit.
Speaker 3 (02:34):
It's to help support people who can't afford their vet
bills or animals that are in crisis.
Speaker 2 (02:39):
Wow.
Speaker 1 (02:39):
So if someone wanted to get more information about that,
where would they find it?
Speaker 2 (02:42):
Yeah, find us on Facebook Millie's.
Speaker 1 (02:44):
Way, Millie's See, I didn't even know that about you, Casey.
I'm learning something just like everyone else.
Speaker 4 (02:49):
Yeah.
Speaker 3 (02:49):
It's named after my sweet put Millie that passed away
a year ago. She was a local. I got her
from the Beaumont Pound. I had her for fifteen years.
She was my little soulmate and she passed away, and
I just knew God gave me the whispers I'm God
whispers that her her life meant much more than just
what I had with her.
Speaker 1 (03:08):
So oh yeah, so sweet. I love it. Now, when
you talk about being a servant, you're also serving in
lots of different ways at.
Speaker 3 (03:15):
The Chamber, absolutely so. I'm a facilitator for the Leadership
Beaumont Program. I'm the chair of the Young Professionals organization group.
But then I also serve as the event chair for
the BBB Brunch and learns as well.
Speaker 1 (03:27):
So very active. So we get to sleep.
Speaker 2 (03:30):
Yeah, I don't, I don't know idea.
Speaker 1 (03:33):
So you talk about the YPO. Tell people what that?
So many people, you know, we say these acronyms off
our tongue like everyone knows what they are talk a
little bit about. So what is YPO.
Speaker 3 (03:45):
So YPO is a program of the Greater Beaumont Chamber
of Commerce. We are we put on the forty under
forty event, which is coming up next couple of weeks.
But we really just provide a community and support system
for young professionals.
Speaker 2 (03:59):
In the workplace.
Speaker 3 (04:00):
Yes, and we talk to them, build a community, become
friends with them, we figure out what they want to
learn and grow about.
Speaker 2 (04:09):
We find them support when they need it.
Speaker 3 (04:11):
It's really just about a community of young people who
really are aspiring to do great things.
Speaker 2 (04:16):
They just don't know how.
Speaker 1 (04:18):
Yeah, so it's called Young Professionals Organizations. So inquiring minds
would like to know what is considered young.
Speaker 2 (04:27):
So it's forty and under.
Speaker 1 (04:28):
Okay, so we're out darn all of us.
Speaker 5 (04:31):
Well, but yeah, the.
Speaker 1 (04:33):
Rest of us can can play a role though in
the Chamber of Commerce, and so if you're not a
member of the Chamber and you would like to participate,
you can do that. From the youngest to the oldest.
There are places at the Chamber that can service every
single person. And I love that you're a part of
(04:54):
that with under forty year olds. And that's where it starts,
because the leadership of our entire community has to start somewhere,
and so training in a younger professional organization to move
to a position of being able to serve. And it
sounds like you've done exactly.
Speaker 2 (05:13):
That, absolutely well.
Speaker 3 (05:14):
And then the other perspective is is I am a
business owner. My future employees or maybe the future owner
of my company is potentially coming up through this program.
So anybody over forty, I want feedback. What do you
need to what do we need to teach the young people?
Speaker 2 (05:30):
What are you seeing? What can we help with?
Speaker 3 (05:32):
So everyone over forty is just as important to our
program as the ones that are under.
Speaker 1 (05:36):
I love that. And you were telling me that you
graduated Hampshire Finette.
Speaker 2 (05:39):
I did. I did two thousand and six. Yeah out
of it.
Speaker 1 (05:42):
Yeah, you know. Whenever I have people on the show,
I love hearing about how they're local, they've been local
either for a long time or all their life, like
you and the ways that they're serving our community. And Casey,
what an incredible way that you're serving our community in
so many different ways. So excited to hear about Goosehead
(06:03):
Insurance and ways that we can utilize your services to
potentially help us reduce either our auto or our home.
So we're going to get into that here in just
a little bit. But before we do that, I also
want to introduce Katie Martin, who is the listing agent
for Dana Simmons real Estate. And you've been on the
show a few times, Katie, but some people may not
(06:24):
remember or maybe they didn't get to hear about that show.
So tell everyone a little bit about you. Well, I
would like to say I didn't want to go behind her. Yeah.
First off, well, I know, listen, she's doing a lot
of things.
Speaker 6 (06:38):
Absolutely Well. My name's Katie and I'm the listing agent
for our team. I've been with Dana since twenty eighteen,
but before that, I've been in real estate since I
was eighteen, So I don't even know the math on
that at this point, over twenty five years, yeah, something
like that A long time. Yeah, but I have a
(06:58):
wonderful husband, Robert Martin Free Plug Ardie Martin Electric. Yes,
he and his brother own that company and I know
it's a big part of Southeast Texas as well. He's
been in business for a long time. And then I
have two beautiful girls who are teenagers, so just pray
(07:18):
for my sanity. The fun years, yes, they are fun years.
Speaker 2 (07:24):
I love youth.
Speaker 6 (07:25):
I help with our youth group at church and these
are great ages. Just they all have their own sense
of challenges. Yea. So one of them is we have
one that just got her driving permit, So insurance is
a big talk in our family.
Speaker 1 (07:42):
May have to get some tips from Casey here.
Speaker 6 (07:44):
Yeap exactly. And then I have a twelve year old
and we got a legacy school, and we're very involved
with every possible thing you can possibly imagine.
Speaker 1 (07:54):
Yeah, you guys do so many things there.
Speaker 2 (07:56):
Yeah.
Speaker 1 (07:56):
So, and you're real involved in the Uh they don't
call PTA anymore.
Speaker 6 (08:01):
It's the Booster Club Booster Clow more on the sports
side of things. But I don't know how I got
suckered into that, but I'm the Booster president. If anybody
wants to buy a sponsorship package.
Speaker 1 (08:15):
Yes, it absolutely does well, Katie, so excited to have
you on the show. And along with that is Lisa Hemmings,
who has been the stager for our team for seventeen
seventeen years, I mean a long time. Lisa. You are
our sparkle queen. You do. I call you our secret weapon.
Speaker 5 (08:39):
I like that.
Speaker 1 (08:39):
Yeah, I think you're our secret weapon on things that
you do to help us get homes sold faster and
for more money, because your I is unbelievable.
Speaker 5 (08:49):
You know.
Speaker 1 (08:49):
It's the creativity that you have that really can't be taught.
It's what you've. It's God's gift to you what you have,
and it is amazing and I wish I had it
and I don't. But I know my weakness, so I
find people who have strengths like you, uh and can
do what I can't do. So Lisa, tell everybody a
little bit about you.
Speaker 4 (09:07):
Well the Okay, I'm originally from Mobile, Alabama, and growing
up my childhood was rather unique because it was always
in the arts. My mom I think gave me my
gift of talent because I'm always in the theater. She
(09:30):
was in the green room making costumes and set designs,
and then always doing stuff at our house, so uh,
I kind of I'm sure I mimicked a lot of that,
So I owe it a lot.
Speaker 5 (09:44):
To my mom.
Speaker 4 (09:45):
She's a very unique individual. And Uh, I've got two kids.
Grace uh just graduated from the University of Texas, uh
Texas State University. And uh Drew is uh my son,
and he's in flight school. He spent six years in
(10:07):
the in the military and uh now he's on the
GI bill and thank goodness.
Speaker 1 (10:13):
Uh.
Speaker 4 (10:16):
And my husband is Andy Hemmings uh and a lot
of people know him around town. And we've been here
in Beaumont for We've lived here for over twenty years.
Speaker 1 (10:29):
So yeah, and Andy has hosted my show many times.
Andy is a big part of Capital Title and has
been in real estate and has done so many different things.
But he also uh plays a guitar, a mean guitar,
and you sing with him. And often you guys are
(10:50):
on shows here around town. Any anything recently, nothing recently.
Speaker 5 (10:57):
Just been so busy doing life.
Speaker 1 (10:58):
If you uh, if you need a little tune played somewhere.
Lisa and Andy are amazing. I don't know that they're
for hire boy, I'm telling you we are now. I
love it though, you guys just compliment each other so beautifully,
and I just enjoy when I get to sit and
(11:21):
listen to the two of you so well, we have
a great show. I'm excited because you're going to get
to hear from Casey about the insurance side of things
and what we can do to potentially maybe reduce some things.
You're going to give us some tips. But then, are
you thinking about putting your house on the market in
the spring, Well, a lot of people are. And if
(11:42):
you are thinking about that, what are some things you
can do now to prepare yourself for that. So don't
go away. This is Dana Simmons. We'll be right back
with the Dana Simmons Show. Welcome back. This is Dana
Simmons and we have a fun show. Today. We have
Casey Bass who is with Goosehead Insurance and we're going
(12:03):
to visit with her in just a minute about what
are some ways that you can potentially save on your insurance.
But also with us today is Lisa Hemmings and Katie Martin,
and in the next few segments we're going to talk
about if you're thinking about putting your house on the
market in the spring, what are some things you can
do to prepare for that spring market. But first, so Casey,
(12:25):
let's talk first about what are the insurances that you sell?
What all do you sell?
Speaker 3 (12:31):
Yeah, so I sell pretty much everything except for health insurance.
I can take care of most aspects of everything, okay,
but not health.
Speaker 1 (12:40):
So for us today, I'll tell you every month we're
seeing the cost of things go up. And for me personally,
as I'm looking at my mortgage and plus you know
I have investment property and the monthly note for those,
we're seeing that go up because of taxes and insurance.
(13:01):
For many people their shopping trying to figure out what
is it that I can do to try to reduce
some of those expenses. Well, for taxes, you know that,
we've seen the state legislator if it's your homestead, trying
to do things to reduce that. But then there are
also things we can do that If you want to
(13:22):
battle the appraisal district price, that's another way you can
do that, because sometimes those appraisal district prices are wrong
and they're overinflated and overvalued. So if you have questions
about that and you'd like to speak to our office
about that, give us a call at four oh nine
eight six six eight three two six, I might can
(13:43):
help you with that. Now insurance I personally can't help
you at So casey, let's talk about what are some
things that you can give people help on in reducing
that costs for them.
Speaker 3 (13:57):
So here's some of the trends that we've seen since
really since COVID, right, which kind of turned everything upside down.
The insurance market looked great through COVID till about twenty
two roughly, and then things just went wild. Inflation in
the economy caused replacement cost on homes to go up,
cost of claims went up, everything went up, and it
takes time for those increases to kind of trickle down
(14:20):
to everyone, right, because your home insurance renews one time
a year, So when you're seeing an increase in your
home insurance, it's probably because of something that happened over
a year ago. So projecting to the future and looking
at what we can do going forward, people oftentimes talk
about raising their deductibles, So that conversation which lowers your premium. Right,
(14:41):
the higher the deductible, the lower the premium. But if
something happens, can you afford that deductible? That's the risk
it's the risk, and that's great if you can, if
you have another option to be able to cut costs.
So I talk about that with every client that I have.
Are you comfortable keeping a higher deductible? Do we need
to keep you at a lower deduction option? Are you
(15:01):
an insurance at the end of the day. It's peace
of mind, right Do you have peace of mind that
when you go to bed at night, if something happens
in the middle of the night, you're okay. So I
talk about all of those things. The thing with home
insurance right now, home insurance market is really starting to
look really good right wise. We've got a bunch of
carriers that had pulled out of Texas market coming back in.
(15:23):
We've got surplus lines carriers who are coming back into
market as well. But here's the biggest thing you need
to know about insurance is it's not one size fits all.
There's not one carrier that's going to be a perfect
fit for everyone, which brings benefit about what I do
right because I write through over one hundred different carriers,
I can reshop you through most major brands, so I
(15:46):
can find a product that fits checks all of your boxes.
And the thing too that I have kind of try
to pull out of people. Is I need to know
tell me everything? People are like, I don't want to
tell you too much. No, tell me everything. Yeah, let's
identify pain points. Is it budget, is it coverage? Are
you concerned with communication from your agent?
Speaker 2 (16:07):
What is it? So that we can work on those?
Speaker 1 (16:11):
And you're right, all of those are critically important and
I think getting all of the information is going to
help them in the long run. But one of the
things I think people do is they just shop price,
and so sometimes that can bite you in the behind
(16:32):
because if you're working or dealing with a national company
that doesn't have a local representative, they more than likely
can just avoid you for a very long time.
Speaker 3 (16:45):
Absolutely, and of course would love to be everyone's agent,
but you should interview your agent. Yes, know who you're
doing business with, because at the end of the day,
the agent can make a break a situation like that.
We are finding too that if you have a local
agent but you have a national carrier, that you are
assigned a local adjuster if you have a claim. So
that's something really positive because especially auto insurance, a lot
(17:08):
of the local adjusters went away for a time period,
and so sometimes you have a great agent, you have
a great policy, you get a bad adjuster, and we
have some struggles. So it's good to have a good
agent that can help you navigate and really really help
you fight that battle.
Speaker 2 (17:24):
Sometimes.
Speaker 1 (17:25):
I love that because interviewing we think we say the
same thing on real estate agents. You know, not all
agents are the same. Insurance are real estate, and you
need to interview several agents to see number one, if
you have a good connection with them, we're all different.
But then number two, what are they going to provide
for you? And if something happens in the case of
(17:48):
some sort of claim, are you going to be available?
Is that agent going to be available to you? Should
I need to call you.
Speaker 3 (17:56):
Absolutely, And that's how that to all of my clients.
You may get my voicemail, but turn calls every call
every day. I may text you at seven o'clock and say,
don't want to interrupt your dinner. If you're available, give
me a shout real quick. So the most important thing
is communication, and we lost that. I feel like in
a generation almost where they just wanted to text or email,
But now that younger generation, they want to hear your
(18:18):
voice really, which is so great. And they're asking a
ton of questions and they want to be involved. Because
here's the thing about an insurance policy. You own your
insurance policy. That is your policy. I facilitate the sale
of the policy and make sure you're covered, but you
own that policy. So you're responsible for paying that policy.
You're responsible if any inspection items come back for that policy.
(18:40):
It is your responsibility. And so a lot of people think, oh, well,
we'll just wait for something bad to happen before we
step in. No, let's get ahead of the problems. Let's
kind of project forward. So a lot of education on roofs,
overhanging trust.
Speaker 2 (18:55):
That's what I was about to ask you.
Speaker 6 (18:57):
Yeah, I was just waiting for you to finish.
Speaker 2 (18:58):
Yeah.
Speaker 3 (19:00):
Absolutely, Yeah, it's education on if we've got a fifteen
year old roof, it's like, let's look at that for
a second, just plan for it. It's probably perfectly fine,
but let's plan to look at that roof.
Speaker 1 (19:11):
So, Casey, that's a conversation that Katie has at least
every time every time.
Speaker 6 (19:17):
We pull a windstorm certificate in Jefferson County and.
Speaker 1 (19:22):
Chambers Chambers.
Speaker 6 (19:23):
Yeah, if the roof's over fifteen years old, even if
it's five days over fifteen years old, it's going to
have to be replaced. So a lot of people don't
understand is that their current insurance policy is not going
to kick them off because it's over fifteen but for
a new policy holder, which would be a buyer for example,
(19:43):
they are going to require a new roof be installed.
Speaker 1 (19:45):
Which is also the reason why our buyers agents, when
they're working with buyers and they're looking at a property
that may not be listed by our company, that are
you know, Katie's really good about having that conversation up front.
One of the things that she always wants to do
is prepare a head and let you know that this
is probably coming up. We don't want to blindside you
(20:08):
at the end. But our buyer's agents are doing the
same thing. They're pulling that information before the offer is
written and maybe asking for that roof in the offer
because that seller may not know and there may be pushback.
And we've had listen, we've had that happening where there's
pushback when we're like, listen, that's a non negotiable. It's
(20:29):
coming up. What are you seeing with your carriers with
roofs that are fifteen years and older.
Speaker 2 (20:36):
So they've it got really tight.
Speaker 3 (20:39):
In twenty one, twenty two, twenty three with roofs, it
was almost like every roof over fifteen had to be replaced.
But now we're seeing carriers that will actually offer replacement
cost up to fifteen years on a roof, which is great. Yeah,
that's the other thing with insurance and roofs. Every carrier
has a different rule how they're going to cover it. Yeah.
I've got carriers that cover a roof placement costs for
(21:00):
two years, and then I've got them all the way
up to fifteen.
Speaker 2 (21:03):
So that's a question. I always ask, how's my roof covered?
Speaker 3 (21:06):
Right? But yeah, anything, And I hate to be the
bad guy in new buyer in situations when I'm like, oh,
you don't know how old that roof is and I'm
looking at the photos online and I'm like, oh, I know,
it's got to be at least fifteen years old.
Speaker 2 (21:19):
Ask the question.
Speaker 3 (21:20):
Yeah, you know, But I am sometimes that bad guy
where I'm like, hey, you have to be this isn't
this isn't you know. I'm not telling you not do it.
I'm just saying to educate yourself a little bit.
Speaker 2 (21:29):
Yeah.
Speaker 1 (21:30):
Well, and part of the challenge is Rita was twenty
and fifteen. How many houses got roofs after Hurricane Rita?
A large number of them. Okay, so we're in twenty
twenty five. What two thousand and five, sorry, not twenty fifteen,
and two thousand and five was Rita. Those roofs are
(21:51):
now twenty years old, and people are like, here's the
other thing. That's a thirty year old roof.
Speaker 6 (21:57):
Every day here every day.
Speaker 5 (21:59):
Yeah, that's what I'm saying.
Speaker 1 (22:00):
We laugh because we're like, yeah, it says thirty years.
It's not a thirty year roof, So talk a little
bit about that.
Speaker 3 (22:06):
Yeah.
Speaker 2 (22:06):
I love when people say that's a thirty year room.
Speaker 3 (22:08):
Yeah, which my roof for referrals that I get my
roofing partners, they really have stopped saying that. Yeah, just
I think it's education from all angles, Like, stop saying that,
because even if that roof has been twenty years old,
it's been through Amilda, it's been through Harvey, it's been through.
Speaker 1 (22:25):
All of that.
Speaker 3 (22:25):
And then a roof at my house isn't going to
last but maybe twelve thirteen years because I live in
the middle of nowhere with a ton of wind.
Speaker 1 (22:32):
So it's also our rain, it's also our heat. I mean,
there are so many different factors that I've talked to
roofers about that they say, absolutely not. It will never
last thirty years. It's just not. And I don't know
if that's in other parts of the world. I don't know.
I've only lived here. Yeah, so I just know here
it's just not gonna happen. No, And so that's a challenge.
(22:53):
So if people have questions about their insurance and they
just want to talk to you about that, how would
they reach out to you?
Speaker 3 (23:00):
Give my office a call four oh nine two five
seven six three seven three okay?
Speaker 1 (23:06):
And and can they find you other places?
Speaker 3 (23:08):
Absolutely social, all the social medias. My email first and
last name KC. Dot bass at goosehead dot com.
Speaker 1 (23:16):
Spell casey because it's different K A C.
Speaker 6 (23:18):
I E.
Speaker 3 (23:19):
Yeah dot bass just like the fish, Yeah yeah at
goose head dot com.
Speaker 1 (23:23):
Just go fishing and find that insurance rate you live.
We might have just found you a little slogan here.
Speaker 5 (23:32):
For us real quick.
Speaker 3 (23:34):
I did have, but I did have a client come
up with a great it's ensuring your adventures that you
can live your bass life.
Speaker 1 (23:40):
Oh yeah, let's go well, Casey, thank you so much
for educating us and for educating uh, the community. Uh,
I know that's really important for our customers and clients
to understand.
Speaker 4 (23:56):
Uh.
Speaker 1 (23:56):
We're not trying to be the bad guy, but we
definitely want to give you clear information so that you
can make a wise decision. We don't want to tell
you what decision to make, but we want to give
you the information so that you can make a wise
decision that you feel confident about. And that's what all
of us here trying to do. Well when we come back,
we're going to try to help you make a wise
(24:18):
decision on is it the right time to sell in
the spring? Don't go away. This is the Dana Simmons Show.
Speaker 2 (24:24):
Welcome back.
Speaker 1 (24:25):
This is Dana Simmons and we are having a fun
show today talking about insurance. Don't you know that's a ball.
We've been visiting with k c. Bass and she's been
educating us on lots of things when it comes to insurance.
And if you have any questions or want to see
if there's any possibility that she can help you get
your insurance costs reduced, reach out to Casey. That's Kacie
(24:50):
Bass Bass and You can reach her at four nine
two five seven sixty three thirty three. Also with us
today is Katie Martin with Dana Simmons real Estate. She
is our listing agent, and Lisa Hemming, who is our stager.
We're talking about what are some things that you can
prepare now to do to get your house ready for
(25:13):
a spring market. But first, Katie, Yes, let's talk about
the spring market and what do you see coming and
what do you think will happen. Get your crystal ball out? Okay,
did you bring it with you today?
Speaker 6 (25:30):
I did.
Speaker 1 (25:32):
That's okay. Well, we will kind of navigate because you
and I both love data and we love seeing trends,
and we both study those all the time. I mean,
that's the thing about you that I think is one
of your greatest gifts is that the data doesn't lie,
and you're just going to look at the data and
see what the data says. So let's talk a little
(25:52):
bit about what is it looking like for the spring
market for sellers.
Speaker 6 (25:57):
Yeah, well, we don't know exactly. What we do know
is that it's been a wild ride for the last
five years. Yeah, we've had pockets of tons of activity
in random months that normally historically aren't our best months,
and then we've had slow months, like last summer was
a slow summer. So what we do know is that
(26:20):
at some point people have to continue to move when
you have a tough market or a volatile market. For
you know, the last two years, people's lives are still
moving on. We have death in the family, we have
babies being born, we have graduations, we have marriages and
divorces and all kinds of stuff that just causes you
(26:42):
to have to, you know, move. So with the last
two interest rate drops, we feel like it's kind of
poisoning us in a position for twenty twenty six to
be a better market than it has been historic the
last year or so. That's what we're hoping for.
Speaker 2 (26:59):
At least.
Speaker 6 (27:01):
Our biggest thing is just to watch the data, because
I've had people that I've gone on a listing appointment
and they said, I just cannot make these numbers work,
and I said, okay, we'll check back in six months,
let's see what it looks like then. For us, this
is not a pushy sales person, we need to get
your house listed today type of thing, like Casey was saying.
(27:22):
This is education for them right. They need to know
what they're home's worth. They need to know in the future.
Will it benefit me to just wait? Sometimes it does
and sometimes it doesn't, So to navigate that is what
I always try to find out from them when we're
at the initial appointment.
Speaker 1 (27:39):
Yeah, so right now, we still have houses selling. We're
still selling houses right now, and we are very hopeful
for twenty twenty six. But you're right, we don't know
for sure. We are hearing that there's another interest rate
drop that will come. We feel like there's pent up demand.
So we're very hopeful for twenty two twenty six, but
(28:01):
we're also uh, let's wait and see, right, And so
it's just a matter of for those people who it's not.
I can't wait and see. I've got to move on.
There are parts of my life, just like you spoke about,
that are needing me to move. Let's talk a little
bit about some of the things that they can do
(28:21):
to maximize the value in their homes. So Katie, talk
about what are some of those things that you recommend
for people to do, and then we'll have Lisa chime
in with that too. Things that we can do to
maximize value of what's currently there in your home.
Speaker 6 (28:40):
Yeah, So if you are not selling your home as is,
which some people are like, I'm not touching it, I'm
not doing anything. But if you're not doing that, which
most people don't, I would say, get all your general
maintenance stuff out of the way. If you know you
have an older roof, let's go ahead and start getting bids.
Let's get prepared. If you're air condition is going in
(29:01):
and out every other weekend, go ahead and have it,
you know, serviced, and figure out what's going on there.
If you're going to do a remodel of any any kind,
if it's going to bring your value up significantly, let's
talk about what to do. Kitchens, bathrooms, those are usually
the biggest thing a lot of times if people are
(29:22):
listing their home, I go ahead and have Lisa out immediately,
even if they're not ready for three months, right, because
they're going to keep calling Lisa and say did I
do this right, and she's going to say yes or no.
Speaker 4 (29:33):
I give them my number to you know, I'm here
throughout the whole process and I want it to be successful.
And you know, one of the main things that I
do is I'll tell them, you know, let's this is
a big elephant.
Speaker 5 (29:50):
How do you eat an.
Speaker 1 (29:51):
Elephant one bite at a time?
Speaker 4 (29:53):
And typically, you know, you do your quote spring cleaning,
do that in the way, little bites here and there.
That way, when you when you get to the point
of where you're ready to list, you don't have to
have that last minute garage sale, right because that is
(30:14):
just on top of everything else that's you know, I'll
give them suggestions on you know, maybe you need to
clean out this area, and it just it makes it
a lot more palatable and easier to put your house
on the market that way.
Speaker 1 (30:30):
Say so, one of the things that we do is
first Katie goes out does a market analysis, talks to
you about values. If you do a few things, you
know what we can get and what we can't. And
then the client signs the listing paperwork. But we don't
have to list that house immediately. We can put in
(30:51):
the listing agreement that there's a delay for a certain
number of days to get the house ready for sale.
So once we get that in there and we get
that signed at that point in time, that's when Lisa
is connected with the owner and Lisa you go out
there to kind of give them a first once over
(31:12):
to look at it. And so when you initially walk
up to the house, you're looking at everything, right.
Speaker 4 (31:18):
I'm walking, I'm looking from the curb all the way
through the house to the backyard. Yeah, because I like
to give suggestions, because curve appeal is obviously one of
the number one things that you've got to get them
out of the car, get them in the house, and
then of course pictures after that. But I'll give them
(31:38):
suggestions on you know, what to cut back. Have their
gardener do it, or if they are the gardener like
I am, then.
Speaker 5 (31:48):
Cut that tree back. Just the other day, I was
at a place.
Speaker 4 (31:51):
Where it's like, I don't want my car scratched by
these these trees, and you know, just cut them back. Yeah,
and you can always blame it on me if you're
the other homeowner that you know, I've.
Speaker 5 (32:04):
Been trying to get my husband again.
Speaker 1 (32:07):
It also said, yeah, we can blame for everything. It's fine. Yeah,
So that is a great point. But when you are
looking at it though, and you're looking at it as
a whole. Katie, let's talk though about value. You know
you talked in the beginning. There are some people who
just want to put their house on the market and
sell it as is, which you can do that. And
(32:29):
one of the things that our office does is we
give you an as is value, but then we also
give you an instant offer that says, if you don't
even want to put it on the market and you
want us to buy it and as is value, buy it.
We can do that too, So we can make it
as easy as you need it to be. Or if
you want to maximize value, it's going to cost you
(32:49):
a little bit of time, energy and effort and potentially
a little bit of money to get a little bit
more money. Right, So talk a little bit about those
options that you have first.
Speaker 6 (33:00):
Yeah, So the saying goes, you got to write small
checks to cash big ones, right, That's what Roy West
always says anyway. But I do feel like there are
certain things that are not always expensive, and I think
people just go in their mind to oh my gosh,
I'm gonna have to spend ten thousand dollars on X,
(33:20):
Y and Z when it may only be two thousand dollars.
So just getting information from a professional is important, and
you know, I like data, so I'm always about getting bids.
You know, if you have time, just get two or
three bids or even one, so you at least have
an idea of what that's going to look like. And
then we can talk about, based on the comparables, what
(33:44):
would be most beneficial for you, because not for everybody,
it's not painting the whole house or whatever they think
might be most beneficial. It might need to be put
somewhere else.
Speaker 1 (33:56):
Absolutely. Well, when we come back and we're gonna wrap
this up, I'm gonna let Lisa tell you her top
three tips for getting your house staged on the market.
So don't go away. This is Dana Simmons with the
Dana Simmons Show. This is Dana Simmons, and we are
talking with Lisa Hemmings and Katie Martin about is the
spring the right time to sell and what do you
(34:19):
need to do to get your house ready to sell?
And I told you I was gonna have Lisa tell
you her top three things that she thinks you should
do to get your house ready for the spring market.
So Lisa, let's hear it. We're all anticipating it.
Speaker 4 (34:35):
Well, the number one drum roll please, uh, cleaning, clean
out all those I mean, it really depends on how
long you've lived there. But if you've lived there for
twenty years, five years, you you will have those junk
drawers and we catch in stuff. Yeah, we yes, and
(34:57):
it's it's not fun to do, but it does add
a lot of value to the house when they are
going through the house and they are opening up drawers.
Because a lot of people tell me they're gonna open
up my drawers. Yes, well yeah, if I'm gonna spend
X amount of money, I'm test driving that that that house.
Speaker 6 (35:18):
Ye.
Speaker 1 (35:19):
Now, not your your chester drawers, but not your personal
not your personal. We're talking about cabinets, bathroom, cabinets, closets.
Those are things people.
Speaker 5 (35:29):
Are opposets, pantry.
Speaker 1 (35:30):
And if it's full, you know what, what are they saying?
Speaker 4 (35:33):
It's like, oh, there's there's not enough front. That's probably
why they're leaving.
Speaker 3 (35:37):
Yeah.
Speaker 4 (35:38):
I try to get into the mind of the buyer
and this is what And it's also just from what
I've heard from buyers, little eavesdropping on my part, but
just the complaints.
Speaker 5 (35:53):
It's like, man, oh, I don't know about that house because.
Speaker 2 (35:56):
There's no storage.
Speaker 6 (35:57):
Yeah, right, all the time, right, there's no storage.
Speaker 4 (36:00):
And so when I create it and when I talk
to the homeowner, I'll go, you know, this is your
this is your moment right here.
Speaker 5 (36:08):
You know, just take the whole drawer, dump.
Speaker 4 (36:10):
It out and only put what you need in there,
and really pare it down. You'll be surprised at how
much you can do without. But when they come in
to it's all about the experience of going into the house.
And I want them to have a floating experience. Oh,
this is wonderful. And when they open up that pantry
(36:33):
and it looks like a store, all the the the
ocd nous of it all, it does impress them. But
it also it gets back to their their psyche and
they go, man, I want them to talk about your
house before on the way to the other house and go, wow,
you know, they must have really taken good care of
(36:55):
that house. I didn't find any dust on the vents.
Speaker 1 (36:59):
I didn't score yeah, yeah, under the stake.
Speaker 4 (37:02):
It's the folding of the towels. It's the little details
that you think.
Speaker 5 (37:07):
Oh, that's ridiculous.
Speaker 4 (37:08):
You know, nobody's gonna it doesn't sell your house. It
gets into My job is to make them fall in
love with your house.
Speaker 1 (37:18):
Yep, so cleanless. We've heard that that's number one. What's
your second curb appeal?
Speaker 4 (37:23):
You got to get them out of the car. Yeah,
you got to get them excited. You have eight to
ten seconds from the moment that they drive up. And
I've been in the car before where it's like, oh,
let's just go to the next one. You know they
are you have to get in the mind of the
buyer and go. You know, they're they're under stress.
Speaker 5 (37:43):
Like is this going to be the one?
Speaker 4 (37:44):
You know, we're only here here for the weekend, We're
we're have to travel back. Whatever the situation is, it's
you want them to almost jump out.
Speaker 5 (37:54):
Of the car, right, So that being curve.
Speaker 4 (37:57):
Appeal, and you know, it could be simple as just
getting your your yard cut, trending.
Speaker 5 (38:03):
Bushes and a fresh mulch. Fresh mulch, and please don't
use the red mulch.
Speaker 1 (38:09):
It's just a little.
Speaker 4 (38:11):
Side note for me, not a fan. Does it make
your your brick pop?
Speaker 3 (38:18):
Yeah?
Speaker 1 (38:18):
Anyway, So tell us how you really feel about that
red male.
Speaker 4 (38:24):
And it's it's the brown and the and the black mulch.
It just kind of outlines it's like, you know, when
you were little and you're you're coloring, and you you
find that black pencil and you outline the It makes
it pop. It's the same way with your house.
Speaker 1 (38:41):
It's in that front door, the mad door, I mean,
no spiderwebs.
Speaker 4 (38:46):
I usually have the client come out to the front
and go, Okay, this is our first experience. Imagine yourself
at your front door for the first time. Yeah, and
then they start looking around.
Speaker 1 (39:00):
Because most of us don't even come in our front
door ever. Exact we go through the garage into the
house and we've not been to our front door in years.
Speaker 4 (39:07):
There's many houses that I've gone to that you know,
there's like a dog kennel in front because they always
go to the back and you know, they just never
use it.
Speaker 6 (39:17):
What about yard decorps.
Speaker 1 (39:20):
H, that's a no, I take it most.
Speaker 4 (39:27):
It. It kind of depends on the house. Yeah, you know,
because all in my beliefs, all houses have different personalities.
And that's you know when you were talking about uh
during COVID, Oh hated it because I couldn't go to
the house. They would just be walking around showing me
things and I couldn't get the mojo.
Speaker 1 (39:47):
With that feel of the house. Yeah, they're doing a
FaceTime with it, and it's not the same.
Speaker 4 (39:51):
And that's where the magic happened, because every time that
I go to a house, I try to I try
to talk to myself and go, you know, Okay, what's
gonna make me fall in love with this house? Yeah,
what's gonna make it pop? What's gonna make it unique?
And those are the suggestions that I will give them throughout.
Speaker 1 (40:10):
So talking about suggestions, your third suggestion was it paint.
Speaker 5 (40:17):
Paint.
Speaker 4 (40:18):
That's the most inexpensive way to uh jush it up.
Speaker 6 (40:24):
Transform. Yeah, yeah, you can transform a room.
Speaker 5 (40:27):
Yes, I was.
Speaker 4 (40:28):
I was just in a house just the other day
and they had that mustard yeller, remember it with burgundy accents,
but it was yellow and yellow on then the yellow floors.
It was just too much, too much, and I suggested,
I was like, just let's let's just paint this a
(40:51):
basic like off white. That's the trend these days. But
you know, you can do a lot with white, just
not the stark white because blue white or blue, yeah,
the blues that the cool tones, you don't want that,
but uh, any kind of a warmer. The trends now
(41:14):
they they're going away from gray on gray and gray
and gray thank you. But and now they're going white.
And now they're also going towards the beiges, but not
those dark yellow beiges. It's more of a little bit
of white with some black kind of mixed in there with.
Speaker 5 (41:39):
The paint.
Speaker 1 (41:40):
Yeah, and not not yellow undertones. Right, that's the thing
that no blue undertones, no yellow undertones. So one of
the things that you do is that you can help
people pick that right pink color right right. And one
thing I love about Eulie says, you always have gray
(42:00):
tips that are inexpensive, and you help people like if
you if they don't have a painter, you have some
people that you can recommend.
Speaker 4 (42:08):
And we also have a list of a list in
my off use at the office that that I definitely
tell people, you know, because we're here to help. And
you know, if if they're let's say elderly and they can't.
Speaker 5 (42:23):
Move big furniture, well I'll come in and move that.
Speaker 1 (42:26):
But don't say that out loud. You cannot tell people that,
and my hip Andy's gonna kill her.
Speaker 4 (42:36):
Well, if we want to help them as much as
we can, but I mean a lot of times it's
you know, they're not making a ton, or maybe they're
upside down.
Speaker 5 (42:50):
And I kind of crew this to my mom.
Speaker 4 (42:54):
Uh she we were always on a shoe string budget,
and so I always for ways to you know, turn
it sideways and stick it over here in this morning.
Speaker 3 (43:05):
Yeah.
Speaker 1 (43:05):
Yeah, utilize things that you have and at a very
low cost. Well, that's one of the things I love
about you. So if you're thinking about selling in the spring,
give our office a call at four oh nine eight
sixty six eight three two six and you can make
an appointment for Katie to come out visit with you,
talk about the numbers, see if the data is right
for you, and if it's not, what does it look
(43:26):
like in the future. We have a tool online that
can also help you check out your value. So you
can go to Dana Simmons real estate dot com. It'll
say put your address in, it'll come up with a value. Now,
of course, that value is not as accurate as when
we come out because it just uses AI data. And
while we love AI and we love that that puts
it together, it's not always as accurate as if a
(43:49):
person comes out and can help you with help you
to do that. So Katie Martin is excellent. She can
absolutely assist you in that. So give us a call
four oh nine eight sixty six team for nine eight
six six eight three two six and if you decide yes,
I'm ready to move forward. Let's get this house listed.
Then we can get you out there with Lisa, and
(44:09):
Lisa can help you make those decisions about what is
going to be best for you. Today's been a great show.
Thank you ladies so much. Casey Bass with Goosehead, thank
you so much for joining us. I'm Katie Martin with
Dana Simmons real Estate. Also Lisa Hemmings, our stager with
Dana Simmons real Estate. Hope you go out there and
make it a great Saturday. We'll see you next week.
(44:30):
This is the Dana Simmons Show.
Well, hello's out these Texas. I hope you're enjoying this
wonderful Saturday. I want to let you know we have
an amazing show today. We have guests that are going
to knock your socks off. If you have been thinking
about am I going to put my house on the
market in the spring, and you're not sure what you
might need to do, what's really going to give you
(00:26):
a little bit of umph on that listing, or what's
going to bring you a little bit more money for
your house? Don't go away today we are going to
be talking to Katie Martin, the listing agent for Dana
Simmons real Estate, and also Lisa Hemmings are stager extraordinaire
who has so many tips and tricks up her sleeve,
(00:50):
often many of which don't cost you a lot, so
stay tuned for that. We also have Casey Bass with
Goosehead Insurance, speaking of say money, If you're thinking you
want to save a little bit money on your insurance,
Casey is going to talk a little bit about how
she may be able to help you to do that.
You know, when we're talking about monthly payments on mortgages,
(01:13):
large portion of that is tax is an insurance, so
if we can help you save a little bit of
money on either of those. The fixed rate we can't
change unless you refinance when the rate goes down, but
tax is an insurance that may be a place where
you can save a little on your monthly mortgage payment.
So you're going to want to stay tuned for that
as we give you tips on things that you might
(01:35):
be able to do to save there. But before we
get doing that, I want to make sure that you
know who our guests are and Casey Casey Bass with
Goosehead Insurance. This is your first time on the show.
We're so excited to have you, and I'd love for
you to tell everyone a little bit about who you
are because you have some interesting things about your time
(01:58):
here in Southeast Texas.
Speaker 2 (02:00):
Do I do so?
Speaker 3 (02:01):
I've been here my whole entire life, born and raised.
I am the granddaughter of a local farmer, still active
in the family farm. What that taught me was work
ethic for sure. I am a proud servant of our community.
I'm involved in almost everything I can get my hands on.
(02:22):
Then I also have a local nonprofit as well to
help support the community. So I lead with the servant's
heart at all times.
Speaker 1 (02:28):
So tell us a little bit about that local nonprofit.
Speaker 2 (02:32):
It's called Millie's Way. It's an animal nonprofit.
Speaker 3 (02:34):
It's to help support people who can't afford their vet
bills or animals that are in crisis.
Speaker 2 (02:39):
Wow.
Speaker 1 (02:39):
So if someone wanted to get more information about that,
where would they find it?
Speaker 2 (02:42):
Yeah, find us on Facebook Millie's.
Speaker 1 (02:44):
Way, Millie's See, I didn't even know that about you, Casey.
I'm learning something just like everyone else.
Speaker 4 (02:49):
Yeah.
Speaker 3 (02:49):
It's named after my sweet put Millie that passed away
a year ago. She was a local. I got her
from the Beaumont Pound. I had her for fifteen years.
She was my little soulmate and she passed away, and
I just knew God gave me the whispers I'm God
whispers that her her life meant much more than just
what I had with her.
Speaker 1 (03:08):
So oh yeah, so sweet. I love it. Now, when
you talk about being a servant, you're also serving in
lots of different ways at.
Speaker 3 (03:15):
The Chamber, absolutely so. I'm a facilitator for the Leadership
Beaumont Program. I'm the chair of the Young Professionals organization group.
But then I also serve as the event chair for
the BBB Brunch and learns as well.
Speaker 1 (03:27):
So very active. So we get to sleep.
Speaker 2 (03:30):
Yeah, I don't, I don't know idea.
Speaker 1 (03:33):
So you talk about the YPO. Tell people what that?
So many people, you know, we say these acronyms off
our tongue like everyone knows what they are talk a
little bit about. So what is YPO.
Speaker 3 (03:45):
So YPO is a program of the Greater Beaumont Chamber
of Commerce. We are we put on the forty under
forty event, which is coming up next couple of weeks.
But we really just provide a community and support system
for young professionals.
Speaker 2 (03:59):
In the workplace.
Speaker 3 (04:00):
Yes, and we talk to them, build a community, become
friends with them, we figure out what they want to
learn and grow about.
Speaker 2 (04:09):
We find them support when they need it.
Speaker 3 (04:11):
It's really just about a community of young people who
really are aspiring to do great things.
Speaker 2 (04:16):
They just don't know how.
Speaker 1 (04:18):
Yeah, so it's called Young Professionals Organizations. So inquiring minds
would like to know what is considered young.
Speaker 2 (04:27):
So it's forty and under.
Speaker 1 (04:28):
Okay, so we're out darn all of us.
Speaker 5 (04:31):
Well, but yeah, the.
Speaker 1 (04:33):
Rest of us can can play a role though in
the Chamber of Commerce, and so if you're not a
member of the Chamber and you would like to participate,
you can do that. From the youngest to the oldest.
There are places at the Chamber that can service every
single person. And I love that you're a part of
(04:54):
that with under forty year olds. And that's where it starts,
because the leadership of our entire community has to start somewhere,
and so training in a younger professional organization to move
to a position of being able to serve. And it
sounds like you've done exactly.
Speaker 2 (05:13):
That, absolutely well.
Speaker 3 (05:14):
And then the other perspective is is I am a
business owner. My future employees or maybe the future owner
of my company is potentially coming up through this program.
So anybody over forty, I want feedback. What do you
need to what do we need to teach the young people?
Speaker 2 (05:30):
What are you seeing? What can we help with?
Speaker 3 (05:32):
So everyone over forty is just as important to our
program as the ones that are under.
Speaker 1 (05:36):
I love that. And you were telling me that you
graduated Hampshire Finette.
Speaker 2 (05:39):
I did. I did two thousand and six. Yeah out
of it.
Speaker 1 (05:42):
Yeah, you know. Whenever I have people on the show,
I love hearing about how they're local, they've been local
either for a long time or all their life, like
you and the ways that they're serving our community. And Casey,
what an incredible way that you're serving our community in
so many different ways. So excited to hear about Goosehead
(06:03):
Insurance and ways that we can utilize your services to
potentially help us reduce either our auto or our home.
So we're going to get into that here in just
a little bit. But before we do that, I also
want to introduce Katie Martin, who is the listing agent
for Dana Simmons real Estate. And you've been on the
show a few times, Katie, but some people may not
(06:24):
remember or maybe they didn't get to hear about that show.
So tell everyone a little bit about you. Well, I
would like to say I didn't want to go behind her. Yeah.
First off, well, I know, listen, she's doing a lot
of things.
Speaker 6 (06:38):
Absolutely Well. My name's Katie and I'm the listing agent
for our team. I've been with Dana since twenty eighteen,
but before that, I've been in real estate since I
was eighteen, So I don't even know the math on
that at this point, over twenty five years, yeah, something
like that A long time. Yeah, but I have a
(06:58):
wonderful husband, Robert Martin Free Plug Ardie Martin Electric. Yes,
he and his brother own that company and I know
it's a big part of Southeast Texas as well. He's
been in business for a long time. And then I
have two beautiful girls who are teenagers, so just pray
(07:18):
for my sanity. The fun years, yes, they are fun years.
Speaker 2 (07:24):
I love youth.
Speaker 6 (07:25):
I help with our youth group at church and these
are great ages. Just they all have their own sense
of challenges. Yea. So one of them is we have
one that just got her driving permit, So insurance is
a big talk in our family.
Speaker 1 (07:42):
May have to get some tips from Casey here.
Speaker 6 (07:44):
Yeap exactly. And then I have a twelve year old
and we got a legacy school, and we're very involved
with every possible thing you can possibly imagine.
Speaker 1 (07:54):
Yeah, you guys do so many things there.
Speaker 2 (07:56):
Yeah.
Speaker 1 (07:56):
So, and you're real involved in the Uh they don't
call PTA anymore.
Speaker 6 (08:01):
It's the Booster Club Booster Clow more on the sports
side of things. But I don't know how I got
suckered into that, but I'm the Booster president. If anybody
wants to buy a sponsorship package.
Speaker 1 (08:15):
Yes, it absolutely does well, Katie, so excited to have
you on the show. And along with that is Lisa Hemmings,
who has been the stager for our team for seventeen
seventeen years, I mean a long time. Lisa. You are
our sparkle queen. You do. I call you our secret weapon.
Speaker 5 (08:39):
I like that.
Speaker 1 (08:39):
Yeah, I think you're our secret weapon on things that
you do to help us get homes sold faster and
for more money, because your I is unbelievable.
Speaker 5 (08:49):
You know.
Speaker 1 (08:49):
It's the creativity that you have that really can't be taught.
It's what you've. It's God's gift to you what you have,
and it is amazing and I wish I had it
and I don't. But I know my weakness, so I
find people who have strengths like you, uh and can
do what I can't do. So Lisa, tell everybody a
little bit about you.
Speaker 4 (09:07):
Well the Okay, I'm originally from Mobile, Alabama, and growing
up my childhood was rather unique because it was always
in the arts. My mom I think gave me my
gift of talent because I'm always in the theater. She
(09:30):
was in the green room making costumes and set designs,
and then always doing stuff at our house, so uh,
I kind of I'm sure I mimicked a lot of that,
So I owe it a lot.
Speaker 5 (09:44):
To my mom.
Speaker 4 (09:45):
She's a very unique individual. And Uh, I've got two kids.
Grace uh just graduated from the University of Texas, uh
Texas State University. And uh Drew is uh my son,
and he's in flight school. He spent six years in
(10:07):
the in the military and uh now he's on the
GI bill and thank goodness.
Speaker 1 (10:13):
Uh.
Speaker 4 (10:16):
And my husband is Andy Hemmings uh and a lot
of people know him around town. And we've been here
in Beaumont for We've lived here for over twenty years.
Speaker 1 (10:29):
So yeah, and Andy has hosted my show many times.
Andy is a big part of Capital Title and has
been in real estate and has done so many different things.
But he also uh plays a guitar, a mean guitar,
and you sing with him. And often you guys are
(10:50):
on shows here around town. Any anything recently, nothing recently.
Speaker 5 (10:57):
Just been so busy doing life.
Speaker 1 (10:58):
If you uh, if you need a little tune played somewhere.
Lisa and Andy are amazing. I don't know that they're
for hire boy, I'm telling you we are now. I
love it though, you guys just compliment each other so beautifully,
and I just enjoy when I get to sit and
(11:21):
listen to the two of you so well, we have
a great show. I'm excited because you're going to get
to hear from Casey about the insurance side of things
and what we can do to potentially maybe reduce some things.
You're going to give us some tips. But then, are
you thinking about putting your house on the market in
the spring, Well, a lot of people are. And if
(11:42):
you are thinking about that, what are some things you
can do now to prepare yourself for that. So don't
go away. This is Dana Simmons. We'll be right back
with the Dana Simmons Show. Welcome back. This is Dana
Simmons and we have a fun show. Today. We have
Casey Bass who is with Goosehead Insurance and we're going
(12:03):
to visit with her in just a minute about what
are some ways that you can potentially save on your insurance.
But also with us today is Lisa Hemmings and Katie Martin,
and in the next few segments we're going to talk
about if you're thinking about putting your house on the
market in the spring, what are some things you can
do to prepare for that spring market. But first, so Casey,
(12:25):
let's talk first about what are the insurances that you sell?
What all do you sell?
Speaker 3 (12:31):
Yeah, so I sell pretty much everything except for health insurance.
I can take care of most aspects of everything, okay,
but not health.
Speaker 1 (12:40):
So for us today, I'll tell you every month we're
seeing the cost of things go up. And for me personally,
as I'm looking at my mortgage and plus you know
I have investment property and the monthly note for those,
we're seeing that go up because of taxes and insurance.
(13:01):
For many people their shopping trying to figure out what
is it that I can do to try to reduce
some of those expenses. Well, for taxes, you know that,
we've seen the state legislator if it's your homestead, trying
to do things to reduce that. But then there are
also things we can do that If you want to
(13:22):
battle the appraisal district price, that's another way you can
do that, because sometimes those appraisal district prices are wrong
and they're overinflated and overvalued. So if you have questions
about that and you'd like to speak to our office
about that, give us a call at four oh nine
eight six six eight three two six, I might can
(13:43):
help you with that. Now insurance I personally can't help
you at So casey, let's talk about what are some
things that you can give people help on in reducing
that costs for them.
Speaker 3 (13:57):
So here's some of the trends that we've seen since
really since COVID, right, which kind of turned everything upside down.
The insurance market looked great through COVID till about twenty
two roughly, and then things just went wild. Inflation in
the economy caused replacement cost on homes to go up,
cost of claims went up, everything went up, and it
takes time for those increases to kind of trickle down
(14:20):
to everyone, right, because your home insurance renews one time
a year, So when you're seeing an increase in your
home insurance, it's probably because of something that happened over
a year ago. So projecting to the future and looking
at what we can do going forward, people oftentimes talk
about raising their deductibles, So that conversation which lowers your premium. Right,
(14:41):
the higher the deductible, the lower the premium. But if
something happens, can you afford that deductible? That's the risk
it's the risk, and that's great if you can, if
you have another option to be able to cut costs.
So I talk about that with every client that I have.
Are you comfortable keeping a higher deductible? Do we need
to keep you at a lower deduction option? Are you
(15:01):
an insurance at the end of the day. It's peace
of mind, right Do you have peace of mind that
when you go to bed at night, if something happens
in the middle of the night, you're okay. So I
talk about all of those things. The thing with home
insurance right now, home insurance market is really starting to
look really good right wise. We've got a bunch of
carriers that had pulled out of Texas market coming back in.
(15:23):
We've got surplus lines carriers who are coming back into
market as well. But here's the biggest thing you need
to know about insurance is it's not one size fits all.
There's not one carrier that's going to be a perfect
fit for everyone, which brings benefit about what I do
right because I write through over one hundred different carriers,
I can reshop you through most major brands, so I
(15:46):
can find a product that fits checks all of your boxes.
And the thing too that I have kind of try
to pull out of people. Is I need to know
tell me everything? People are like, I don't want to
tell you too much. No, tell me everything. Yeah, let's
identify pain points. Is it budget, is it coverage? Are
you concerned with communication from your agent?
Speaker 2 (16:07):
What is it? So that we can work on those?
Speaker 1 (16:11):
And you're right, all of those are critically important and
I think getting all of the information is going to
help them in the long run. But one of the
things I think people do is they just shop price,
and so sometimes that can bite you in the behind
(16:32):
because if you're working or dealing with a national company
that doesn't have a local representative, they more than likely
can just avoid you for a very long time.
Speaker 3 (16:45):
Absolutely, and of course would love to be everyone's agent,
but you should interview your agent. Yes, know who you're
doing business with, because at the end of the day,
the agent can make a break a situation like that.
We are finding too that if you have a local
agent but you have a national carrier, that you are
assigned a local adjuster if you have a claim. So
that's something really positive because especially auto insurance, a lot
(17:08):
of the local adjusters went away for a time period,
and so sometimes you have a great agent, you have
a great policy, you get a bad adjuster, and we
have some struggles. So it's good to have a good
agent that can help you navigate and really really help
you fight that battle.
Speaker 2 (17:24):
Sometimes.
Speaker 1 (17:25):
I love that because interviewing we think we say the
same thing on real estate agents. You know, not all
agents are the same. Insurance are real estate, and you
need to interview several agents to see number one, if
you have a good connection with them, we're all different.
But then number two, what are they going to provide
for you? And if something happens in the case of
(17:48):
some sort of claim, are you going to be available?
Is that agent going to be available to you? Should
I need to call you.
Speaker 3 (17:56):
Absolutely, And that's how that to all of my clients.
You may get my voicemail, but turn calls every call
every day. I may text you at seven o'clock and say,
don't want to interrupt your dinner. If you're available, give
me a shout real quick. So the most important thing
is communication, and we lost that. I feel like in
a generation almost where they just wanted to text or email,
But now that younger generation, they want to hear your
(18:18):
voice really, which is so great. And they're asking a
ton of questions and they want to be involved. Because
here's the thing about an insurance policy. You own your
insurance policy. That is your policy. I facilitate the sale
of the policy and make sure you're covered, but you
own that policy. So you're responsible for paying that policy.
You're responsible if any inspection items come back for that policy.
(18:40):
It is your responsibility. And so a lot of people think, oh, well,
we'll just wait for something bad to happen before we
step in. No, let's get ahead of the problems. Let's
kind of project forward. So a lot of education on roofs,
overhanging trust.
Speaker 2 (18:55):
That's what I was about to ask you.
Speaker 6 (18:57):
Yeah, I was just waiting for you to finish.
Speaker 2 (18:58):
Yeah.
Speaker 3 (19:00):
Absolutely, Yeah, it's education on if we've got a fifteen
year old roof, it's like, let's look at that for
a second, just plan for it. It's probably perfectly fine,
but let's plan to look at that roof.
Speaker 1 (19:11):
So, Casey, that's a conversation that Katie has at least
every time every time.
Speaker 6 (19:17):
We pull a windstorm certificate in Jefferson County and.
Speaker 1 (19:22):
Chambers Chambers.
Speaker 6 (19:23):
Yeah, if the roof's over fifteen years old, even if
it's five days over fifteen years old, it's going to
have to be replaced. So a lot of people don't
understand is that their current insurance policy is not going
to kick them off because it's over fifteen but for
a new policy holder, which would be a buyer for example,
(19:43):
they are going to require a new roof be installed.
Speaker 1 (19:45):
Which is also the reason why our buyers agents, when
they're working with buyers and they're looking at a property
that may not be listed by our company, that are
you know, Katie's really good about having that conversation up front.
One of the things that she always wants to do
is prepare a head and let you know that this
is probably coming up. We don't want to blindside you
(20:08):
at the end. But our buyer's agents are doing the
same thing. They're pulling that information before the offer is
written and maybe asking for that roof in the offer
because that seller may not know and there may be pushback.
And we've had listen, we've had that happening where there's
pushback when we're like, listen, that's a non negotiable. It's
(20:29):
coming up. What are you seeing with your carriers with
roofs that are fifteen years and older.
Speaker 2 (20:36):
So they've it got really tight.
Speaker 3 (20:39):
In twenty one, twenty two, twenty three with roofs, it
was almost like every roof over fifteen had to be replaced.
But now we're seeing carriers that will actually offer replacement
cost up to fifteen years on a roof, which is great. Yeah,
that's the other thing with insurance and roofs. Every carrier
has a different rule how they're going to cover it. Yeah.
I've got carriers that cover a roof placement costs for
(21:00):
two years, and then I've got them all the way
up to fifteen.
Speaker 2 (21:03):
So that's a question. I always ask, how's my roof covered?
Speaker 3 (21:06):
Right? But yeah, anything, And I hate to be the
bad guy in new buyer in situations when I'm like, oh,
you don't know how old that roof is and I'm
looking at the photos online and I'm like, oh, I know,
it's got to be at least fifteen years old.
Speaker 2 (21:19):
Ask the question.
Speaker 3 (21:20):
Yeah, you know, But I am sometimes that bad guy
where I'm like, hey, you have to be this isn't
this isn't you know. I'm not telling you not do it.
I'm just saying to educate yourself a little bit.
Speaker 2 (21:29):
Yeah.
Speaker 1 (21:30):
Well, and part of the challenge is Rita was twenty
and fifteen. How many houses got roofs after Hurricane Rita?
A large number of them. Okay, so we're in twenty
twenty five. What two thousand and five, sorry, not twenty fifteen,
and two thousand and five was Rita. Those roofs are
(21:51):
now twenty years old, and people are like, here's the
other thing. That's a thirty year old roof.
Speaker 6 (21:57):
Every day here every day.
Speaker 5 (21:59):
Yeah, that's what I'm saying.
Speaker 1 (22:00):
We laugh because we're like, yeah, it says thirty years.
It's not a thirty year roof, So talk a little
bit about that.
Speaker 3 (22:06):
Yeah.
Speaker 2 (22:06):
I love when people say that's a thirty year room.
Speaker 3 (22:08):
Yeah, which my roof for referrals that I get my
roofing partners, they really have stopped saying that. Yeah, just
I think it's education from all angles, Like, stop saying that,
because even if that roof has been twenty years old,
it's been through Amilda, it's been through Harvey, it's been through.
Speaker 1 (22:25):
All of that.
Speaker 3 (22:25):
And then a roof at my house isn't going to
last but maybe twelve thirteen years because I live in
the middle of nowhere with a ton of wind.
Speaker 1 (22:32):
So it's also our rain, it's also our heat. I mean,
there are so many different factors that I've talked to
roofers about that they say, absolutely not. It will never
last thirty years. It's just not. And I don't know
if that's in other parts of the world. I don't know.
I've only lived here. Yeah, so I just know here
it's just not gonna happen. No, And so that's a challenge.
(22:53):
So if people have questions about their insurance and they
just want to talk to you about that, how would
they reach out to you?
Speaker 3 (23:00):
Give my office a call four oh nine two five
seven six three seven three okay?
Speaker 1 (23:06):
And and can they find you other places?
Speaker 3 (23:08):
Absolutely social, all the social medias. My email first and
last name KC. Dot bass at goosehead dot com.
Speaker 1 (23:16):
Spell casey because it's different K A C.
Speaker 6 (23:18):
I E.
Speaker 3 (23:19):
Yeah dot bass just like the fish, Yeah yeah at
goose head dot com.
Speaker 1 (23:23):
Just go fishing and find that insurance rate you live.
We might have just found you a little slogan here.
Speaker 5 (23:32):
For us real quick.
Speaker 3 (23:34):
I did have, but I did have a client come
up with a great it's ensuring your adventures that you
can live your bass life.
Speaker 1 (23:40):
Oh yeah, let's go well, Casey, thank you so much
for educating us and for educating uh, the community. Uh,
I know that's really important for our customers and clients
to understand.
Speaker 4 (23:56):
Uh.
Speaker 1 (23:56):
We're not trying to be the bad guy, but we
definitely want to give you clear information so that you
can make a wise decision. We don't want to tell
you what decision to make, but we want to give
you the information so that you can make a wise
decision that you feel confident about. And that's what all
of us here trying to do. Well when we come back,
we're going to try to help you make a wise
(24:18):
decision on is it the right time to sell in
the spring? Don't go away. This is the Dana Simmons Show.
Speaker 2 (24:24):
Welcome back.
Speaker 1 (24:25):
This is Dana Simmons and we are having a fun
show today talking about insurance. Don't you know that's a ball.
We've been visiting with k c. Bass and she's been
educating us on lots of things when it comes to insurance.
And if you have any questions or want to see
if there's any possibility that she can help you get
your insurance costs reduced, reach out to Casey. That's Kacie
(24:50):
Bass Bass and You can reach her at four nine
two five seven sixty three thirty three. Also with us
today is Katie Martin with Dana Simmons real Estate. She
is our listing agent, and Lisa Hemming, who is our stager.
We're talking about what are some things that you can
prepare now to do to get your house ready for
(25:13):
a spring market. But first, Katie, Yes, let's talk about
the spring market and what do you see coming and
what do you think will happen. Get your crystal ball out? Okay,
did you bring it with you today?
Speaker 6 (25:30):
I did.
Speaker 1 (25:32):
That's okay. Well, we will kind of navigate because you
and I both love data and we love seeing trends,
and we both study those all the time. I mean,
that's the thing about you that I think is one
of your greatest gifts is that the data doesn't lie,
and you're just going to look at the data and
see what the data says. So let's talk a little
(25:52):
bit about what is it looking like for the spring
market for sellers.
Speaker 6 (25:57):
Yeah, well, we don't know exactly. What we do know
is that it's been a wild ride for the last
five years. Yeah, we've had pockets of tons of activity
in random months that normally historically aren't our best months,
and then we've had slow months, like last summer was
a slow summer. So what we do know is that
(26:20):
at some point people have to continue to move when
you have a tough market or a volatile market. For
you know, the last two years, people's lives are still
moving on. We have death in the family, we have
babies being born, we have graduations, we have marriages and
divorces and all kinds of stuff that just causes you
(26:42):
to have to, you know, move. So with the last
two interest rate drops, we feel like it's kind of
poisoning us in a position for twenty twenty six to
be a better market than it has been historic the
last year or so. That's what we're hoping for.
Speaker 2 (26:59):
At least.
Speaker 6 (27:01):
Our biggest thing is just to watch the data, because
I've had people that I've gone on a listing appointment
and they said, I just cannot make these numbers work,
and I said, okay, we'll check back in six months,
let's see what it looks like then. For us, this
is not a pushy sales person, we need to get
your house listed today type of thing, like Casey was saying.
(27:22):
This is education for them right. They need to know
what they're home's worth. They need to know in the future.
Will it benefit me to just wait? Sometimes it does
and sometimes it doesn't, So to navigate that is what
I always try to find out from them when we're
at the initial appointment.
Speaker 1 (27:39):
Yeah, so right now, we still have houses selling. We're
still selling houses right now, and we are very hopeful
for twenty twenty six. But you're right, we don't know
for sure. We are hearing that there's another interest rate
drop that will come. We feel like there's pent up demand.
So we're very hopeful for twenty two twenty six, but
(28:01):
we're also uh, let's wait and see, right, And so
it's just a matter of for those people who it's not.
I can't wait and see. I've got to move on.
There are parts of my life, just like you spoke about,
that are needing me to move. Let's talk a little
bit about some of the things that they can do
(28:21):
to maximize the value in their homes. So Katie, talk
about what are some of those things that you recommend
for people to do, and then we'll have Lisa chime
in with that too. Things that we can do to
maximize value of what's currently there in your home.
Speaker 6 (28:40):
Yeah, So if you are not selling your home as is,
which some people are like, I'm not touching it, I'm
not doing anything. But if you're not doing that, which
most people don't, I would say, get all your general
maintenance stuff out of the way. If you know you
have an older roof, let's go ahead and start getting bids.
Let's get prepared. If you're air condition is going in
(29:01):
and out every other weekend, go ahead and have it,
you know, serviced, and figure out what's going on there.
If you're going to do a remodel of any any kind,
if it's going to bring your value up significantly, let's
talk about what to do. Kitchens, bathrooms, those are usually
the biggest thing a lot of times if people are
(29:22):
listing their home, I go ahead and have Lisa out immediately,
even if they're not ready for three months, right, because
they're going to keep calling Lisa and say did I
do this right, and she's going to say yes or no.
Speaker 4 (29:33):
I give them my number to you know, I'm here
throughout the whole process and I want it to be successful.
And you know, one of the main things that I
do is I'll tell them, you know, let's this is
a big elephant.
Speaker 5 (29:50):
How do you eat an.
Speaker 1 (29:51):
Elephant one bite at a time?
Speaker 4 (29:53):
And typically, you know, you do your quote spring cleaning,
do that in the way, little bites here and there.
That way, when you when you get to the point
of where you're ready to list, you don't have to
have that last minute garage sale, right because that is
(30:14):
just on top of everything else that's you know, I'll
give them suggestions on you know, maybe you need to
clean out this area, and it just it makes it
a lot more palatable and easier to put your house
on the market that way.
Speaker 1 (30:30):
Say so, one of the things that we do is
first Katie goes out does a market analysis, talks to
you about values. If you do a few things, you
know what we can get and what we can't. And
then the client signs the listing paperwork. But we don't
have to list that house immediately. We can put in
(30:51):
the listing agreement that there's a delay for a certain
number of days to get the house ready for sale.
So once we get that in there and we get
that signed at that point in time, that's when Lisa
is connected with the owner and Lisa you go out
there to kind of give them a first once over
(31:12):
to look at it. And so when you initially walk
up to the house, you're looking at everything, right.
Speaker 4 (31:18):
I'm walking, I'm looking from the curb all the way
through the house to the backyard. Yeah, because I like
to give suggestions, because curve appeal is obviously one of
the number one things that you've got to get them
out of the car, get them in the house, and
then of course pictures after that. But I'll give them
(31:38):
suggestions on you know, what to cut back. Have their
gardener do it, or if they are the gardener like
I am, then.
Speaker 5 (31:48):
Cut that tree back. Just the other day, I was
at a place.
Speaker 4 (31:51):
Where it's like, I don't want my car scratched by
these these trees, and you know, just cut them back. Yeah,
and you can always blame it on me if you're
the other homeowner that you know, I've.
Speaker 5 (32:04):
Been trying to get my husband again.
Speaker 1 (32:07):
It also said, yeah, we can blame for everything. It's fine. Yeah,
So that is a great point. But when you are
looking at it though, and you're looking at it as
a whole. Katie, let's talk though about value. You know
you talked in the beginning. There are some people who
just want to put their house on the market and
sell it as is, which you can do that. And
(32:29):
one of the things that our office does is we
give you an as is value, but then we also
give you an instant offer that says, if you don't
even want to put it on the market and you
want us to buy it and as is value, buy it.
We can do that too, So we can make it
as easy as you need it to be. Or if
you want to maximize value, it's going to cost you
(32:49):
a little bit of time, energy and effort and potentially
a little bit of money to get a little bit
more money. Right, So talk a little bit about those
options that you have first.
Speaker 6 (33:00):
Yeah, So the saying goes, you got to write small
checks to cash big ones, right, That's what Roy West
always says anyway. But I do feel like there are
certain things that are not always expensive, and I think
people just go in their mind to oh my gosh,
I'm gonna have to spend ten thousand dollars on X,
(33:20):
Y and Z when it may only be two thousand dollars.
So just getting information from a professional is important, and
you know, I like data, so I'm always about getting bids.
You know, if you have time, just get two or
three bids or even one, so you at least have
an idea of what that's going to look like. And
then we can talk about, based on the comparables, what
(33:44):
would be most beneficial for you, because not for everybody,
it's not painting the whole house or whatever they think
might be most beneficial. It might need to be put
somewhere else.
Speaker 1 (33:56):
Absolutely. Well, when we come back and we're gonna wrap
this up, I'm gonna let Lisa tell you her top
three tips for getting your house staged on the market.
So don't go away. This is Dana Simmons with the
Dana Simmons Show. This is Dana Simmons, and we are
talking with Lisa Hemmings and Katie Martin about is the
spring the right time to sell and what do you
(34:19):
need to do to get your house ready to sell?
And I told you I was gonna have Lisa tell
you her top three things that she thinks you should
do to get your house ready for the spring market.
So Lisa, let's hear it. We're all anticipating it.
Speaker 4 (34:35):
Well, the number one drum roll please, uh, cleaning, clean
out all those I mean, it really depends on how
long you've lived there. But if you've lived there for
twenty years, five years, you you will have those junk
drawers and we catch in stuff. Yeah, we yes, and
(34:57):
it's it's not fun to do, but it does add
a lot of value to the house when they are
going through the house and they are opening up drawers.
Because a lot of people tell me they're gonna open
up my drawers. Yes, well yeah, if I'm gonna spend
X amount of money, I'm test driving that that that house.
Speaker 6 (35:18):
Ye.
Speaker 1 (35:19):
Now, not your your chester drawers, but not your personal
not your personal. We're talking about cabinets, bathroom, cabinets, closets.
Those are things people.
Speaker 5 (35:29):
Are opposets, pantry.
Speaker 1 (35:30):
And if it's full, you know what, what are they saying?
Speaker 4 (35:33):
It's like, oh, there's there's not enough front. That's probably
why they're leaving.
Speaker 3 (35:37):
Yeah.
Speaker 4 (35:38):
I try to get into the mind of the buyer
and this is what And it's also just from what
I've heard from buyers, little eavesdropping on my part, but
just the complaints.
Speaker 5 (35:53):
It's like, man, oh, I don't know about that house because.
Speaker 2 (35:56):
There's no storage.
Speaker 6 (35:57):
Yeah, right, all the time, right, there's no storage.
Speaker 4 (36:00):
And so when I create it and when I talk
to the homeowner, I'll go, you know, this is your
this is your moment right here.
Speaker 5 (36:08):
You know, just take the whole drawer, dump.
Speaker 4 (36:10):
It out and only put what you need in there,
and really pare it down. You'll be surprised at how
much you can do without. But when they come in
to it's all about the experience of going into the house.
And I want them to have a floating experience. Oh,
this is wonderful. And when they open up that pantry
(36:33):
and it looks like a store, all the the the
ocd nous of it all, it does impress them. But
it also it gets back to their their psyche and
they go, man, I want them to talk about your
house before on the way to the other house and go, wow,
you know, they must have really taken good care of
(36:55):
that house. I didn't find any dust on the vents.
Speaker 1 (36:59):
I didn't score yeah, yeah, under the stake.
Speaker 4 (37:02):
It's the folding of the towels. It's the little details
that you think.
Speaker 5 (37:07):
Oh, that's ridiculous.
Speaker 4 (37:08):
You know, nobody's gonna it doesn't sell your house. It
gets into My job is to make them fall in
love with your house.
Speaker 1 (37:18):
Yep, so cleanless. We've heard that that's number one. What's
your second curb appeal?
Speaker 4 (37:23):
You got to get them out of the car. Yeah,
you got to get them excited. You have eight to
ten seconds from the moment that they drive up. And
I've been in the car before where it's like, oh,
let's just go to the next one. You know they
are you have to get in the mind of the
buyer and go. You know, they're they're under stress.
Speaker 5 (37:43):
Like is this going to be the one?
Speaker 4 (37:44):
You know, we're only here here for the weekend, We're
we're have to travel back. Whatever the situation is, it's
you want them to almost jump out.
Speaker 5 (37:54):
Of the car, right, So that being curve.
Speaker 4 (37:57):
Appeal, and you know, it could be simple as just
getting your your yard cut, trending.
Speaker 5 (38:03):
Bushes and a fresh mulch. Fresh mulch, and please don't
use the red mulch.
Speaker 1 (38:09):
It's just a little.
Speaker 4 (38:11):
Side note for me, not a fan. Does it make
your your brick pop?
Speaker 3 (38:18):
Yeah?
Speaker 1 (38:18):
Anyway, So tell us how you really feel about that
red male.
Speaker 4 (38:24):
And it's it's the brown and the and the black mulch.
It just kind of outlines it's like, you know, when
you were little and you're you're coloring, and you you
find that black pencil and you outline the It makes
it pop. It's the same way with your house.
Speaker 1 (38:41):
It's in that front door, the mad door, I mean,
no spiderwebs.
Speaker 4 (38:46):
I usually have the client come out to the front
and go, Okay, this is our first experience. Imagine yourself
at your front door for the first time. Yeah, and
then they start looking around.
Speaker 1 (39:00):
Because most of us don't even come in our front
door ever. Exact we go through the garage into the
house and we've not been to our front door in years.
Speaker 4 (39:07):
There's many houses that I've gone to that you know,
there's like a dog kennel in front because they always
go to the back and you know, they just never
use it.
Speaker 6 (39:17):
What about yard decorps.
Speaker 1 (39:20):
H, that's a no, I take it most.
Speaker 4 (39:27):
It. It kind of depends on the house. Yeah, you know,
because all in my beliefs, all houses have different personalities.
And that's you know when you were talking about uh
during COVID, Oh hated it because I couldn't go to
the house. They would just be walking around showing me
things and I couldn't get the mojo.
Speaker 1 (39:47):
With that feel of the house. Yeah, they're doing a
FaceTime with it, and it's not the same.
Speaker 4 (39:51):
And that's where the magic happened, because every time that
I go to a house, I try to I try
to talk to myself and go, you know, Okay, what's
gonna make me fall in love with this house? Yeah,
what's gonna make it pop? What's gonna make it unique?
And those are the suggestions that I will give them throughout.
Speaker 1 (40:10):
So talking about suggestions, your third suggestion was it paint.
Speaker 5 (40:17):
Paint.
Speaker 4 (40:18):
That's the most inexpensive way to uh jush it up.
Speaker 6 (40:24):
Transform. Yeah, yeah, you can transform a room.
Speaker 5 (40:27):
Yes, I was.
Speaker 4 (40:28):
I was just in a house just the other day
and they had that mustard yeller, remember it with burgundy accents,
but it was yellow and yellow on then the yellow floors.
It was just too much, too much, and I suggested,
I was like, just let's let's just paint this a
(40:51):
basic like off white. That's the trend these days. But
you know, you can do a lot with white, just
not the stark white because blue white or blue, yeah,
the blues that the cool tones, you don't want that,
but uh, any kind of a warmer. The trends now
(41:14):
they they're going away from gray on gray and gray
and gray thank you. But and now they're going white.
And now they're also going towards the beiges, but not
those dark yellow beiges. It's more of a little bit
of white with some black kind of mixed in there with.
Speaker 5 (41:39):
The paint.
Speaker 1 (41:40):
Yeah, and not not yellow undertones. Right, that's the thing
that no blue undertones, no yellow undertones. So one of
the things that you do is that you can help
people pick that right pink color right right. And one
thing I love about Eulie says, you always have gray
(42:00):
tips that are inexpensive, and you help people like if
you if they don't have a painter, you have some
people that you can recommend.
Speaker 4 (42:08):
And we also have a list of a list in
my off use at the office that that I definitely
tell people, you know, because we're here to help. And
you know, if if they're let's say elderly and they can't.
Speaker 5 (42:23):
Move big furniture, well I'll come in and move that.
Speaker 1 (42:26):
But don't say that out loud. You cannot tell people that,
and my hip Andy's gonna kill her.
Speaker 4 (42:36):
Well, if we want to help them as much as
we can, but I mean a lot of times it's
you know, they're not making a ton, or maybe they're
upside down.
Speaker 5 (42:50):
And I kind of crew this to my mom.
Speaker 4 (42:54):
Uh she we were always on a shoe string budget,
and so I always for ways to you know, turn
it sideways and stick it over here in this morning.
Speaker 3 (43:05):
Yeah.
Speaker 1 (43:05):
Yeah, utilize things that you have and at a very
low cost. Well, that's one of the things I love
about you. So if you're thinking about selling in the spring,
give our office a call at four oh nine eight
sixty six eight three two six and you can make
an appointment for Katie to come out visit with you,
talk about the numbers, see if the data is right
for you, and if it's not, what does it look
(43:26):
like in the future. We have a tool online that
can also help you check out your value. So you
can go to Dana Simmons real estate dot com. It'll
say put your address in, it'll come up with a value. Now,
of course, that value is not as accurate as when
we come out because it just uses AI data. And
while we love AI and we love that that puts
it together, it's not always as accurate as if a
(43:49):
person comes out and can help you with help you
to do that. So Katie Martin is excellent. She can
absolutely assist you in that. So give us a call
four oh nine eight sixty six team for nine eight
six six eight three two six and if you decide yes,
I'm ready to move forward. Let's get this house listed.
Then we can get you out there with Lisa, and
(44:09):
Lisa can help you make those decisions about what is
going to be best for you. Today's been a great show.
Thank you ladies so much. Casey Bass with Goosehead, thank
you so much for joining us. I'm Katie Martin with
Dana Simmons real Estate. Also Lisa Hemmings, our stager with
Dana Simmons real Estate. Hope you go out there and
make it a great Saturday. We'll see you next week.
(44:30):
This is the Dana Simmons Show.
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