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November 13, 2025 149 mins
Thursday - Do Oreos come in a bag? Should lifted trucks be banned? Rauce Thoughts on the concept of time. Have you bought anything from a door-to-door salesman. Date Night Guide with Dani Meyering with date night ideas like a coffee rave, camping at the zoo, and another brewery birthday block party. Attorney Glenn Klausman with the Case of the Undeclared Roomate for Colbert Court. Plus, JCS News, the Froggers Football Forecast, JCS Trivia & You Heard it Here First.

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Episode Transcript

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Speaker 1 (00:00):
Management or advertisers.

Speaker 2 (00:04):
You are now listening to the Jim Colbert Show on
Real Radio one four point one.

Speaker 1 (00:15):
That's right, guys, here we go on a Thursday edition
of The Jim Colbert Show. Thank you so much for
tuning in. We appreciate that, as we do every single day,
and we do have a banger for you this afternoon.
We will get you caught up on what's happening in
the world. Deb We'll do that around three twenty with
JCS News three forty five. It's the Froggers Football Forecast.
Four o'clock hours, Load to date, night done right with
our friend Danny Meyrie, Colbert Court with our buddy Glenn Clausman.

(00:37):
Five o'clock hour, it's trivia. We'll end up with Ross
thoughts and you heard it here first here calls textan
talkbacks all day long, plus four opportunities for you to
win one thousand dollars. Welcome to the show. I'm Jim.
To my left, my lovely very dangerous co Hostan is
doub Roberts he straight Adverducer bat y'all, good afternoon. Somebody alien,
Ross Pad is dirty, Chai Weather Foorah seven nine one
six four one text us seven seven zero three one

(01:00):
finds easily on social Instagram, Facebook at d Jim Colbert
showing X just at Jim Colbert showing all day every
day at Jimcolbertlive dot com. That's where you can check
us out on YouTube absolutely free to watch us do
our thing. You can also get involved with our question
of the day. They're on Instagram. If you'd like to
send the talk back, that's easy as well. Grab the
iHeartRadio app, go to Real Radio and use that mic
to send your comment right over to Jack. We'll get

(01:22):
you on the air. Dollar is your three o'clock keyword
d O L L A R. Slide over to Real
Radio dot fmanson that away for your chance at one
thousand of those dollars. Dollars the work guys, go get
that money and get it. This is the last week
that is correct.

Speaker 3 (01:35):
Today and tomorrow. That's it.

Speaker 1 (01:37):
You got it? Yeah, Yeah, And we had a real
hot spot last week and then this week a little
drive so I can think, like, I can't think of
a better time to kick it off than like right now.
Absolutely had that last rush before we get into the
end of this particular wave.

Speaker 4 (01:52):
And please don't be like the talkback we got yesterday,
or the gentleman said, oh I think I missed the
call that said no caller idea.

Speaker 5 (02:01):
Dude didn't pick it up and he was playing the game.
Oh yeah, yeah, that's a kick in the ass.

Speaker 6 (02:05):
I wonder what he was doing.

Speaker 1 (02:06):
I don't know, being angry because he called us the
towns out piste.

Speaker 5 (02:09):
He was probably playing like Monopoly Go or something on
his phone.

Speaker 1 (02:12):
How's everybody going today? Everybody good? Good? Yeah? Yeah. We
had our client meeting in the building today, so when
we walked in, we're inundated with people that spend money
here on the station. We appreciate every single one of them.
And that doesn't just include w TKS Real Radio. All
the stations were represented today. So everybody who who leans
on iHeartRadio and iHeartMedia here in Central Florida, we thank

(02:35):
you so much for your your yeah, and for coming by.

Speaker 7 (02:41):
Yeah.

Speaker 1 (02:41):
It's always good to see him goo Ol' Leon Mills
see him today. The wonderful people from Paul Davis Frustration
dropped by today. It's always good. Yeah. The guy's from
Solar Source. Yeah, well absolutely.

Speaker 5 (02:51):
Man, I'd just be eating all the scraps that you
guys didn't eat.

Speaker 1 (02:55):
Yeah, it was really good life image and gave her
a nice massage. Yeah yeah. Uh.

Speaker 8 (03:01):
With knowing it was a Thursday and Ross is coming
in and I saw all that food, I'm like.

Speaker 1 (03:06):
Ah, we got our boy cover.

Speaker 6 (03:07):
Yeah yeah, I am man I straight raccoon when I'm
over here.

Speaker 1 (03:10):
It's become a little thing between everybody on the show
that when Ross comes in on Tuesdays and Thursdays, we
have this want to feed you.

Speaker 5 (03:17):
Yeah, well I appreciate it.

Speaker 1 (03:19):
Yeah, you know, he comes in hungry.

Speaker 6 (03:21):
You can call me Ross trash Can Pageant.

Speaker 9 (03:23):
That's right.

Speaker 5 (03:25):
Jokes aside though, that was my mom's nickname towards my
brother brother, the trash Can. Yeah, yeah, cause ate a lot.

Speaker 9 (03:31):
Yeah.

Speaker 5 (03:31):
Well, whenever I didn't finish my food or she didn't
finish the food, she would be like, do you want it?

Speaker 1 (03:35):
And then you would say yes.

Speaker 5 (03:37):
It was one of those things that like should have
died in the nineties and it did, you know, Like
it's one of those things in hindsight you look back
and you're like, yeah, we didn't even call him the recycler.

Speaker 1 (03:48):
Dude was just a disposal, Yes, all right, seven seven
zero three one. We do have a question of the
day up? Jack? You have that worded a certain way
because I wanted to make sure before I launch into
the story that you have it right.

Speaker 8 (03:59):
I am going to take it verbatim from your email. Okay,
that's fine, And.

Speaker 1 (04:04):
The reason why is there's actually a story out there.
Want to kick the show off with us today and
then we can move in some other things. You're looking
at me, I there ain't no way you got this.

Speaker 10 (04:12):
I don't.

Speaker 3 (04:12):
I don't even know what it is.

Speaker 1 (04:13):
My half of my job is dodging what you already know.

Speaker 5 (04:16):
The other half is getting hit by it was already
done on the news drunk kit, right, that's just a
small like a obstacle horse we have to go through.

Speaker 1 (04:27):
For the show every day. So do you want the
question as worded? Yeah, you're go ahead.

Speaker 8 (04:31):
Okay, it's do you think lifted truck should be banned
because of safety issues for other vehicles?

Speaker 1 (04:37):
That's one hundred percent exactly how it should be worded,
because that's exactly one hundred percent what's being said.

Speaker 3 (04:44):
Is this what do you call it? You called it
the palacca?

Speaker 1 (04:47):
Oh yeah, the plaka leen.

Speaker 3 (04:48):
The plaqua lien.

Speaker 4 (04:49):
What's the other name for it frogging or something where
the ass of the truck goes up.

Speaker 1 (04:54):
Down, down, down. They squat the ass and lift the
front and they lift it all, but they lift the
front way more so. It's like it's a scalded dog.
If you kick the dog and the aswerre doing something
stupid and it tucked it's ass and ran away, that's
what they look like.

Speaker 5 (05:06):
It's also called waste own money. Now I'm joking. I'm joking.
I'm all about like modding your car so like it's
not a waste of money. I'm actually pro this. Whenever
I see it, I'm like, hell yeah, there is no rules.

Speaker 1 (05:17):
Okay, So here's the thing I don't mind either. Like
they've already hit these guys or girls. You can't say
just guys. Once with the whole bumper thing. Remember the
bumper was too high because cars that are smaller like
you're a car like you are the Actually all three
of you guys are the perfect example. You guys all
drive cars that are relatively low to the ground. Deb
yours is real low, like a good three or four

(05:38):
inches off the ground.

Speaker 5 (05:39):
Can't you go but rosses even though it's a it's
a Family Sedan.

Speaker 1 (05:43):
It's a Honda. It's a touring car which I take lower.

Speaker 5 (05:45):
Top Tram twenty twenty one. I did my research.

Speaker 1 (05:47):
Jack drives the sketchs of vehicles, so I can't. You're
the only one who he throws hate at you know what?

Speaker 11 (05:54):
You know what?

Speaker 1 (05:54):
I don't know. I don't get it.

Speaker 5 (05:55):
I listen, it's low, it's more of a it's just
say it's a crossover over. I got a compliment today
picking up our food on the vehicle, and Jim is
the only one who throws hate out.

Speaker 1 (06:06):
I only do it because it's fine.

Speaker 3 (06:07):
Listen, how have you guys been dating?

Speaker 5 (06:11):
I feel like I can defend Jim's position and Jack's
position when it comes to Jack's car. I think, Jim,
it's easy to make a joke about it because like,
you never.

Speaker 1 (06:20):
See that car.

Speaker 5 (06:21):
No, that is the you're the only person in Central
Florida driving that car like.

Speaker 1 (06:26):
A candy orange crown.

Speaker 8 (06:27):
Yeah yeah, in two years, I've seen like less than
five in the Wye.

Speaker 5 (06:32):
That sends some super jealous. But defend Jack's position. It
is kind of like a like a bag. Ceial rolls
rules right, it's a compliment. I drive a bag Cereal bens.

Speaker 1 (06:43):
You know the way that.

Speaker 4 (06:44):
Jack's just scratched his neck, I think you might want
to exit that.

Speaker 5 (06:48):
I'm kind of close. It's thin.

Speaker 1 (06:51):
It's the thin mint of cars to be compared to
a Rolls Royce. Is that right? Then he got the bag.
It's a nice car. It really does apply to the
same thing as well. So imagine if deb is cruising
on the highway right and you got one of these dudes,
these broadrope one of these bro.

Speaker 3 (07:05):
Dozers, Carolina squat right, that's lifted way up.

Speaker 1 (07:08):
I mean her car could go right under it.

Speaker 5 (07:09):
So theoretically, what they're saying in this story is is
that those cars are those those vehicles, those lifted trucks
are really a danger to a lot of people on
the highway.

Speaker 1 (07:19):
Now, I look, here's the thing.

Speaker 3 (07:20):
That looks so stupid.

Speaker 1 (07:21):
I don't really agree with it. I think you should
be able to monde your truck and do whatever you want,
have a good time with it. When I lived at Geneva,
every other vehicle was one of these was one of
these lifted trucks.

Speaker 5 (07:31):
Uh.

Speaker 1 (07:31):
But there is some movement out there on some legislation
to possibly, you know, consider you know, at least tuning
it or toning it down so that it is not
so dangerous, like if you ran in Like it's not
a like if we got into a record, if you
guys ran in each other'd be bumper to bumper. But
if deb got into a car crash with one of
these trucks, I mean, she would be hitting their axle

(07:52):
or they're you know, their their transfer case. You know,
it would be it'd be gnarly.

Speaker 6 (07:56):
The carbon conflibulate, it.

Speaker 1 (07:58):
Would go right under the truck.

Speaker 8 (08:00):
It's that's how we got what is it, the Mansfield bar. Yeah, yes,
in the back of a truck to prevent vehicles from
completely going under the back ass end of a truck.

Speaker 1 (08:11):
For tractor trailers. Yeah right. But the thing is is
a lot of these pickup trucks are taller than tractor trailers, right,
Like the back of them is actually taller than tractor
would be. How would you handle like the cyber truck,
the you know, the Tesla cyber truck is it's seven
thousand pounds, but it's big from the out of factory,
you know, you can't.

Speaker 5 (08:29):
But it's not lifted though, right dude, tell yeah, we're
talking about the trucks. Withere the bumper is like face high. Well,
you have to have a little ladder to get into it.

Speaker 1 (08:37):
So you're just saying a limit on how much you
can lift the vehicle. Yeah, because what happens, is what
they're saying is is it puts that bumper right in
the in the position where if a little vehicle like yours,
like you guys, were to run under the car, the
bumper would really be out of play. It's gonna the
bumper would pay right exactly. The bumper is really more
of a danger than it has a help.

Speaker 4 (08:56):
Somebody just texted us another really good point at seven
to seven zero three.

Speaker 1 (09:00):
One.

Speaker 3 (09:00):
Squatting is also dangerous for.

Speaker 4 (09:02):
The driver of the truck at night because the headlights
don't point at the road, they just point up to
the sky.

Speaker 1 (09:08):
Yeah, but it looks cool and when you're sitting back
even a few degrees. I remember when I first saw
one of these trucks, They're like, even when you're sitting
back a few degrees that theoretically you could pull up
to a stoplight and not like and not know somebody's
in front of you, exactly like somebody could walk in
front of you and you would not have any idea
that somebody's there because you simply can't see. Now.

Speaker 3 (09:28):
Yeah, they're also say they're totally blind cornering.

Speaker 1 (09:31):
Oh really, I've never driven one. I've actually never even
ridden in one that's squatted down like that. I've been
in a lifted truck before, but nothing like that.

Speaker 3 (09:38):
I just saw some pictures.

Speaker 4 (09:39):
Now, I've been in a lifted truck before, because you
can't go properly mudding.

Speaker 1 (09:43):
Right, Yeah, you got to have a.

Speaker 4 (09:45):
Truck with the right tires, which means you're gonna have
to have a ladder to get into that truck. Some
of these Carolina Squad trucks, it looks like they're putting
twenty four or thirties on the front and smaller wheels
on the back. It almost looks like the back bumpers
dragging on the ground.

Speaker 1 (09:58):
I haven't seen one that bad yet, but I've seen.

Speaker 4 (09:59):
The Carolina Squad in your Google search and see what
you get real close.

Speaker 5 (10:05):
I am.

Speaker 1 (10:07):
Putting Town or Carolina Squat in my search.

Speaker 5 (10:10):
Well, it's research. It's Carolina, not Carolline.

Speaker 4 (10:15):
Yeah yeah, Nick, the porn tomorrow and pe Town is
just the letter yeah yeah, yeah, yeah, don't spell it
out no, and some of these even have hydraulics that
will left the bed of the truck off the front,
just off the front.

Speaker 1 (10:27):
It says that when one user pointed out front windshield
tent and tires extended beyond fenders is already illegal in
most states, suggesting that some of these modifications may already
violate exist existing regulations.

Speaker 4 (10:39):
You know what, I'm wondering, where do you have all
this extra money? Because from those photos, I just saw
if Carolina Squad not one of those modifications is cheap. Well,
the wheels, the tires alone, and.

Speaker 1 (10:50):
I'm sure we can get some texts out there seven
seven zero three to one from the good old boys,
Like there's a jeep place out on the east side
of town called, I think jeep Den, the jeepers Den,
and that's what they do. They customize all kinds of
jeeps and they do these rock crawling jeeps and they're fun.
It's really cool. Oh yeah, I've actually considered building one myself,
like a lot of fun. But the pickup trucks we're
talking about, I think those lift kits alone get into

(11:11):
the two and three thousand dollars four thousand dollars range.
And then when you start adding the lights and all
the other fun stuff under there, you're right. I mean
you could have a pickup truck that costs like seventy
k already and then put another twenty in it, just
in like stuff.

Speaker 3 (11:21):
What kind of job do you have?

Speaker 4 (11:23):
Mm?

Speaker 1 (11:24):
Does my kid? Do I sign them up for a
five two nine? Or do I look cool? Or do
I look cool? At the Muster truck show? Are am
I gonna?

Speaker 5 (11:31):
You know what I really want to see? I've never
seen this as a lifted truck with proportional truck nuts
like old man truck nuts.

Speaker 1 (11:40):
I've only seen the one.

Speaker 5 (11:41):
Size fit all yeah, yeah, truck higher truck nuts.

Speaker 1 (11:44):
I don't think you can do the truck nuts anymore.

Speaker 4 (11:46):
Right, somebody saw a squatter take out of Ferrari in Vegas?

Speaker 1 (11:49):
Oh man, yeah, yeah, Oh.

Speaker 3 (11:51):
I would not want that insurance bill?

Speaker 1 (11:52):
All right? Does seven seven zero three one? That's how
you text us? Call us easily at four seven nine
one six one. You're three o'clock keyword dollar that's d
O L L A R. Side over to real radio
dot if him and send that away for your chance
at a thousand bucks. We do have a question up right,
now in our YouTube and on Instagram. It's in YouTube chat.
So go to YouTube search Jim Culbert chow boom, it's there. Hey,

(12:13):
just watch us Georgia Show for the rest of the day.
You can just put us on there. It's a good
way to check out the program and watch what we
do here as well.

Speaker 5 (12:18):
We're going to undress on the commercial pests. Absolutely bad.
They are illegal. Chruck nuts are illegal.

Speaker 1 (12:22):
Yeah, they should be there by the way. Next segment
one boob out.

Speaker 3 (12:27):
Oh Jimmy, you're finally going to do it.

Speaker 1 (12:29):
From one member of the show. We're gonna draw for that.

Speaker 3 (12:33):
Didn't mean to break open the seal on that, bad boy.

Speaker 1 (12:36):
What do you go for? News wise, as we're going
to talk.

Speaker 4 (12:38):
About a loan Republican, a loan Florida Republican opposed the
reopening bill. Wait to hear why a sheriff says a
judge's sentencing decision makes her unfit for office. And it's
a sheriff we all know very very well, and not
Betty Boop. We'll talk about that and more coming up
next during JCS News.

Speaker 5 (12:59):
You got to sing Little break will come back and
get Deb's news and do more of the Jim Colbert.

Speaker 2 (13:03):
Show Thursdays are Cooler with Ross Pagets presented by mills Air.
Turned to the experts at Carrier and turned to the
experts at mills Air dot com.

Speaker 12 (13:20):
Hey as it o'hanna, what's happening in everyone?

Speaker 5 (13:25):
Oh?

Speaker 12 (13:25):
Now I'll start dogging on Jack's Toyota. That thing is
El Primo and it does bear the Toyota brand. Financity
hicle on the road again. That uh, when the truck
is lifted in the front low in the back, that's
called bulldogging. It's about the lamest thing out there.

Speaker 1 (13:47):
Hello.

Speaker 7 (13:50):
Hey, I had a buddy in Denver swore up and
down he had a low rider. Turns out he just
needed shocks and struts. There's just something things out and
be done to a Volkswagen Beatle anyway, keep the rubberside down, y'all.

Speaker 1 (14:05):
Thanks dof for virgin All right, you're three o'clock. Heyward
his dollar doll r slide over to Real Radio Dot
off him and send it off for your chance of
one thousand bucks. I'm Jim, Jack and Ross are right
over there, and Deb has your news.

Speaker 2 (14:23):
It's time for JCS news.

Speaker 3 (14:27):
Wow, this guy got to put his name on everything.

Speaker 1 (14:29):
It's in my contract ed.

Speaker 2 (14:31):
Here's the news on the Jim Colber.

Speaker 4 (14:33):
Show, and as always, JCS news is brought to you
by that mortgage guy, Don all Right. Sarasota Congressman Greg
Stuby says he couldn't support what he calls quote a
garbage resolution end quote to end the federal government shutdown.
Stuby was the only Republican from Florida to vote against
the bill, arguing it included a legal provision. Pay attention

(14:55):
to this part allowing senators to sue the Justice Department
using taxpayer dollars. The measure pass was support from both
Florida senators and nineteen of the state's House Republicans, while
all eight Democrats voted no the legislation. This is the
part of keeping the government open, keeps the government funded
through next January, restores pay for federal workers, and adds

(15:16):
money for food assistants, but excludes Obamacare subsidies. Yesterday, a
federal judge ruled that the Trump administration cannot force states
to undo their delivery of snap benefits, so that legal
provision would allow these nineteen senators whose.

Speaker 1 (15:31):
Data was elected nineteen or eight.

Speaker 3 (15:34):
Maybe it's eight.

Speaker 1 (15:35):
Yeah, yeah, I thought it was just the eight of them,
Lindsey Graham, Josh Hawley and a few.

Speaker 4 (15:39):
Other Senator Rick Scott during the called Arctic frost, right
during the Biden administration. So they're going to be allowed
to take five hundred thousand dollars of taxpayer money to
sue the Justice Department because you know, Rick Scott has
no money.

Speaker 1 (15:53):
Yeah, it's going to open open them up to be
able to do that. And that's that's per count. What
that's per count could be millions. Yeah, So it's disgusting.

Speaker 4 (16:04):
Again when we heard Greg Stuby talking about this while
we were getting ready for the show, and he was like,
this is unbelievable that during a time when we're trying
to pass an appropriations bill, they're talking about ripping millions
of dollars away from American taxpayers so the senators can
sue the Justice Department.

Speaker 1 (16:20):
That's a piece today saying how it was a conversation
about Tommy Tuberville and they were saying, just what a
terrible look this was, Just what an awful look it
is and apparently something it's going to stick to him
like a you know, like sticky booker.

Speaker 4 (16:32):
Yeah, Yeah, it was Stuby and Massey who voted against that.

Speaker 3 (16:36):
All right, Secretaries, huh.

Speaker 1 (16:39):
Sticky bugs, stacky bugs. It's like fighting of an alien.
They got to wipe it on something, right, You're just careful.

Speaker 3 (16:48):
Jack or Ross.

Speaker 4 (16:49):
Secretary of Homeland Security Christy Nome is praising TSA agents
for their work during the longest government shutdown in US history.
During a press conference today, Nome says agents stepped up,
been showed outstanding quote patriotism and service.

Speaker 13 (17:03):
We are going to not only continue their paychecks like
they should have received all along, but also they're going
to get a bonus check for stepping up, taking on
extra shifts, for showing up each and every day, for
serving the American people.

Speaker 4 (17:16):
She handed out ten thousand dollars bonuses for agents who
worked as the shutdown rolled on. The FAA has frozen
flight reductions now that the shutdown is over, but the
FAA says it's going to monitor staffing levels as controllers
start to receive their back pay. However, issues remain, as
nearly one thousand flights have been canceled and over eight
hundred have been delayed today and that's at last check now. Meanwhile,

(17:39):
an airline trade group is calling for air travel protection
in case of a future shutdown. Airlines for America issued
a statement on Wednesday saying, quote, we implore Congress to
ensure future funding bills do not allow aviation to become
collateral damage in Washington's policy debates end quote. The group's
statement also addressed the quote significant strain and quote on

(18:00):
travelers and employees while highlighting, oh here go, my flake's
getting crossed again, while highlighting the FAA's five billion dollar
trust fund, which it says could be used to pay
air traffic controllers during future shutdowns.

Speaker 1 (18:20):
In other words, they could have been doing it this time.
They could have been doing it this time.

Speaker 6 (18:23):
Five billion dollars.

Speaker 4 (18:26):
And flight disruptions continue across Florida's busiest airports even after
the shutdown ended. According to flight Aware, Fort Lauderdale reported
eighteen delays twenty cancelations, Miami has thirty nine delays seventeen cancelations.

Speaker 3 (18:39):
Back up, y'all, Orlando.

Speaker 4 (18:40):
Leads with thirty two delays and forty one cancelations. Step aside,
Tampa shows nine delays and twenty two cancelations, and again,
FAA says it's going to continue to monitor staffing. All right,
Vlucia County Sheriff Mike Chitwood is not happy what they
judge sentencing.

Speaker 1 (18:56):
I got this story decision. Sorry, no, no, no, it's fine.

Speaker 4 (18:58):
After one of his school resource deputies was attacked by a.

Speaker 3 (19:02):
Parent last year, I'm on his side.

Speaker 4 (19:04):
According to the sheriff, forty seven year old Jorge Rivera
and his wife attacked his deputy at Deltona Middle School
in twenty twenty four and took her taser.

Speaker 3 (19:13):
Here's just a little bit about what he had to say.

Speaker 1 (19:15):
The place was chaos because of what they did.

Speaker 14 (19:22):
If somebody comes up and sticks their finger right in
your face and then you swatted away all of a sudden,
you're the person who was the instigator.

Speaker 3 (19:29):
Yeah.

Speaker 4 (19:30):
So, Sheriff Chitwood accused Circuit Judge Kathleen McNeely of blaming
the deputy for the incident.

Speaker 3 (19:35):
He says she's unfit for office.

Speaker 4 (19:37):
After giving Rivera just forty five days in county jail,
no felony, conviction, no probation. Chitwood is urging residents to
vote the judge out in twenty twenty eight.

Speaker 1 (19:47):
Dude, it is ridiculous when you look at this case.
I looked at this morning. He was one of the
first things I read. I was like, got get out
of here. Like literally, that guy accosted a cop. She
had to pull her gun on both of them. Yeah,
because he had had her taser. She had to draw
down on these too.

Speaker 3 (20:00):
And that's again him they're coming to compliance.

Speaker 4 (20:02):
So they had gone to school, they went to a
parent teacher conference and apparently things got out of control
and the father walked up to the deputy and just
shoved his finger in her face, and as you would
normally do, she swatted it away, and that's when all
hell broke lose. He got a hold of her taser,
and as Jimmy just said, she had to draw her
service revolver, her service weapon to actually get them to

(20:23):
comply with her orders.

Speaker 1 (20:24):
That's why she can when you heard her yelling drop it,
she is drawn down on them. She is getting him
to drop the weapon that he pulled against an officer
of the law while doing her job. And the judge
gave him forty five days. They wanted ten years. For
the record. There's a parent in the parent teacher conferends
going like, h.

Speaker 5 (20:46):
Teacher, you can do that.

Speaker 1 (20:48):
Yeah. The teacher's very confusing, all right.

Speaker 4 (20:50):
A Bavar County woman who was fired over social media
posts about Charlie Kirk, assuing her former employer, Erica Santo's,
filed a federal lawsuit yesterday against against Eastern Florida State College.
The school fired her last month from her job and
accounting and grant compliance over her Facebook post after Kirk's assassination.
The ACLU is representing Santos, and they tell The Orlando

(21:11):
Sentinel the firing violated her free speech rights and she's
not alone. The Florida State Board of Education is listening
to a school board member explain her online post about
Charlie Kirk's death. Alatchiwa County School board member Tina Certain's
Facebook post called Kirk quote an uneducated white boy who's
been glorified.

Speaker 1 (21:30):
As a subjective.

Speaker 3 (21:31):
You have your feelings as to what you think is appropriate.

Speaker 1 (21:34):
And I have mine. You all elevated mister Kirk. He's
not a hero on my community.

Speaker 4 (21:38):
She defended her comments as protected speech, not a racial animus.
Certain admitted her personal Facebook post was poorly worded, but
it doesn't change the reality of Kirk's rhetoric. The Board
of Education's investigation of her continues. She also explained that
the school district is paying for her legal representation. All right,
back in Vlusha County, an incident there is an egg

(22:00):
example of the sad reality the effect drugs have in
our community. That's what Sheriff Mike Chipwood wrote yesterday on
Facebook about what happened Tuesday and Edgewater deputy say an.

Speaker 3 (22:11):
Eight year old boy oh Man.

Speaker 4 (22:13):
An eight year old boy had to use narcan to
revive his father, who had overdosed on heroin. Daniel Johnson
was taken to the hospital before being booked into the
county jail. He's charged with child neglect, contributing to the
delinquency of a minor, and possession of drug paale Finalia
Chitwood says, the boy's courage undoubtedly saved his dad's life,

(22:34):
but it's tragic he has to experience such trauma at
such a young age.

Speaker 1 (22:38):
How did he know how to use it? How crazy
is that? That's the first thing I thought, I an
eight year old knows how to use narchan? You can't
write in cursive? Yeah?

Speaker 5 (22:47):
What sadder? Using the narcan or the robbable conversation that
had happened.

Speaker 4 (22:52):
Yeah, yeah, with either either family members or school or
I mean.

Speaker 1 (22:57):
When Deetty gives his Narkhan if he passes out, you
give Deddy the other in oar cam.

Speaker 6 (23:00):
Yeah, that that probably is the case.

Speaker 4 (23:03):
Well, the suspect on last weekends deadly crash and Ebor
City will stay behind bars. Judge Christopher Sabella granted bond
on six of the charges against Silas Sampson, but not
on the key charges.

Speaker 15 (23:15):
The most important thing is that he is being held
with no bond pending trial on the four counts of
the hicul or homicide.

Speaker 1 (23:23):
Now.

Speaker 4 (23:23):
Prosecutors added new charges Wednesday and could file more when
toxicology results come back. The arrest report says the twenty
two year old suspect had slurred speech, bloodshot eyes, and
smelled of alcohol. Investigator say Sampson was driving up to
one hundred miles per hour before the crash early Saturday.
The judge granted a request to hold him without bail
as the case moves forward.

Speaker 5 (23:44):
Silas Samson, by the way, you are going to be
a villain.

Speaker 4 (23:47):
Yeah, I'm gonna say thank Yeah, he certainly is. He
killed four people on you know, if you.

Speaker 1 (23:51):
Have that name you have to live in an ice cave.

Speaker 5 (23:54):
Yeah, like it is has the Marvel alliteration like Peter Parker,
like right there.

Speaker 1 (24:01):
Your house has bats. I don't know. You couldn't be
like an attorney from the eighteen hundred. Ooh, that's a
good one, ne West.

Speaker 5 (24:07):
Yeah yeah, yeah, but in twenty twenty five. No, man,
you are a bad person.

Speaker 1 (24:12):
Yeah, okay, you could also be a heroin addicted trumpet player.
Go ahead, you.

Speaker 3 (24:18):
Sure, yes, yeah, okay, these next stories.

Speaker 4 (24:21):
Man, maybe you don't agree with the death penalty, and
maybe you do after I do these stories, right. A
convicted killer from central Florida will be put to death
today by the State of Florida. Brian Frederick Jennings is
set to die by lethal injection. The sixty six year
old was convicted of kidnapping, raping, and killing a six
year old girl back in nineteen seventy nine. He was

(24:42):
a twenty year old marine at the time and home
on leave from Japan. This will be Florida's sixteenth execution
this year. Two more are scheduled now. In the meantime,
a Hernando County grand jury has indicted thirty six year
old Nathan Holmberg on twenty five criminal charges. Wait, do
you hear the details on this guy's case, including seven
counts of capital sexual battery on a child under twelve.

(25:05):
Florida Attorney General James Uthmeier says, while the investigation is
still ongoing, the state plans to seek the death penalty
in this case as well.

Speaker 16 (25:13):
I believe that crimes like this against young children, where
you take their innocence, you take their childhood away from them,
these horrific acts deserve the ultimate form of justice.

Speaker 4 (25:25):
Now, it'll be interesting to see if they're able to
do that because the Supreme Court has ruled in past
cases that capital punishment cannot be applied to these crimes.

Speaker 1 (25:36):
Why.

Speaker 3 (25:36):
I don't know, but.

Speaker 4 (25:37):
It will be interesting to see if the State of
Florida will be able to actually go through with this.
But this is the part that's so infuriating. Holmberg was
arrested in twenty twelve for a similar offense in Jacksonville. Unfortunately,
the only evidence they could get him on would be
child abuse, so he pled guilty to child abuse, served
five years of probation, and was never designated as a

(25:59):
sexual offender or predator, so he wasn't on anybody's radar,
and then he's allowed to move to Hernando County and
basically do the exact same things there. When detectives searched
his phone and asked him if he had downloaded any
child porn, his answer was no, I make my own.

Speaker 1 (26:16):
Oh man.

Speaker 4 (26:18):
According to the AG's office, more charges could follow.

Speaker 3 (26:21):
Wow right, yeah, yeah.

Speaker 5 (26:24):
Whenever I hear that, just like someone you know, getting
out of justice's way. It's just the sad reaction is
like how much money did he have?

Speaker 1 (26:34):
He didn't.

Speaker 3 (26:34):
They just didn't have.

Speaker 4 (26:36):
They didn't have the evidence to actually get him on
child porn charges.

Speaker 3 (26:40):
They could only get him on child abuse.

Speaker 6 (26:42):
But then he gets months of probation for.

Speaker 4 (26:45):
You five years served, his five years of probation, moves
to another part of the state on no FDL E radar.
No sheriff had to go make sure that he had
registered with them.

Speaker 3 (26:55):
He had no record, They had no.

Speaker 4 (26:57):
Reason to be looking at this guy, and he's only
thirty six.

Speaker 5 (27:00):
I'm just so used to whenever I see the punishment
not serving the crime fitting the crime, I'm like, yeah,
well that's what happens when you like I just would
love to know what his wealth status.

Speaker 10 (27:11):
Was.

Speaker 1 (27:11):
Yeah.

Speaker 8 (27:11):
Interesting when it comes to adult porn of consenting adults.
Do you think AI will make that business unnecessary?

Speaker 5 (27:24):
No?

Speaker 1 (27:24):
I mean I think people still want to see people.

Speaker 8 (27:27):
You know, but you saw the AI actress, right, Yeah.
If they made an AI scene and it looks like
it's real people.

Speaker 1 (27:35):
I mean, here's the thing, Like, would I watch it
to see if it's like if it holds up to
other Yeah, I mean I think it'd be kind of interesting. Actually.
By the way, a lot but it only.

Speaker 8 (27:45):
Takes me like six days of figured out I could
it take the stigma out of porn if it's not,
you know, contributing.

Speaker 1 (27:52):
To the Yeah, let me do that. I understand what
you're saying. In other words, you can get the porn
without the downfall of what it does to the people, right, yeah.

Speaker 5 (28:00):
Go Does it replace it with a different stigma?

Speaker 17 (28:03):
Yeah?

Speaker 1 (28:03):
Yeah.

Speaker 4 (28:04):
By the way, a lot of texters letting us know
at seven seven zero three one that the dad told
the eight year old what to do if something happened
to him after he's injected himself.

Speaker 9 (28:13):
There you go.

Speaker 3 (28:14):
All right.

Speaker 4 (28:15):
I talked about this before, but I'm bringing it up
again because the deadlines tomorrow and I don't want anyone
to miss out on it. And that's a city in
Seminole County has a new way to honor its military
service members. The Winter Springs Veterans Banner Program is going
to include displaying commemorative banners on designated streets to honor
local vets. So applications with photos can be submitted, but
that's only through tomorrow, November fourteenth. You can get more

(28:38):
info at Winter springsfl dot org. And then we're still
keeping an eye on this. It should be just a
few minutes away. But Blue Origin is trying to launch
a mission to Mars after back to back weather delays.
The new Glen rocket was supposed to blast off Wednesday
afternoon with two Mars orbiters. However, intense solar storms forced
the second delay of the week. NASA also scrubs Sundays

(29:00):
planned launch due to bad weather at Cape Canaveral. Today's
launch is now scheduled for three forty five pm.

Speaker 8 (29:06):
So they just had a brief hold which they come
out of. We are going to be watching this on
our YouTube stream, so you can see it there. And
right now it looks that three point fifty five is
the new one.

Speaker 3 (29:15):
Oh wow, Okay, a little bit Earli there yeah, go
and check it out.

Speaker 4 (29:18):
And then finally, another beloved cartoon character now in the
public domain, is getting the horror movie treatments.

Speaker 3 (29:29):
Yeah, Betty Boop, the.

Speaker 4 (29:30):
Iconic nineteen thirties flapper girl, is being turned into a
gruesome villain by vm I Worldwide.

Speaker 1 (29:36):
Oh ra.

Speaker 4 (29:37):
The creators are calling their upcoming film a quote true
testament to feminism. Oh yeah end quote, as well as
a quote wildly violent, ridiculously fun ride end quote.

Speaker 1 (29:51):
There you go.

Speaker 4 (29:51):
Other characters who've been put into horror movies since entering
public domain include Winnie the Pooh, Mickey.

Speaker 3 (29:56):
Mouse, and Popeye.

Speaker 1 (29:58):
Here you and y.

Speaker 3 (30:00):
That concludes your jsime.

Speaker 5 (30:05):
Wow, all right, seven seven zero three one, and that's
how you text us your three o'clock.

Speaker 1 (30:11):
Heyword is dollar d O L L A R. Slide
over to Real Radio dot FM and send that away
for your chance at one thousand dollars. Up next, the
Froggers Football Forecast.

Speaker 2 (30:22):
It's time for the Froggers football Forecast on the Jim
Colbert Show.

Speaker 1 (30:27):
That's right, it is time for the Froggers Football Forecast
right here on Real Radio one oh four point one,
brought to you by our good friends over at Frogger's
Grill and Bar for these beautiful locations all throughout Central
Florida if you need to check out all the latest
sports action college NFL football, NBA basketball, NHL hockey, and
everything in between. Delicious food from their wonderful pizzas like

(30:49):
we had today all the we up to Perogi's and
one of the best cheese steak subs in all of
Central Florida.

Speaker 5 (30:55):
Cold beer, cool people. Can't lose it Froggers. If you
want wings, they got them too. That's in understood for sure.

Speaker 1 (31:04):
All right, So this is when we go around the room,
we kind of choose the Florida teams and then of
course our favorite teams. And by the way, like you know,
we had a big stink last week. Somebody said, well,
if you change your pick, you know, we're out here
gambling with you. I mean, we have the ability to
change our picks. I mean there's a big injury or
something happens, you know, we think it's gonna cost the game,
and we can do that for sure. We're trying to
win against each other here.

Speaker 8 (31:25):
Yeah, well we'll let you know on Tuesday, you know,
if we made any changes.

Speaker 1 (31:30):
Well, I mean, I don't know that we should do
anything with the game, so that we go ahead.

Speaker 5 (31:32):
It's a sampling, we only get. We're only talking about
a few games.

Speaker 1 (31:35):
Yeah yeah, yeah, yeah, so we're not gonna talk about
tonight because it's the Jets and the Patriots. Who I mean,
we don't have a dog in that hunt, and the
Patriots like should just literally boat race these guys. They should.
It's a thirteen point spread, yeah in New England. So
this is what we call a trap game.

Speaker 5 (31:52):
Yeah, and I real note, real quick note to the
Patriots fans.

Speaker 1 (31:56):
You don't deserve this, this fact. You really don't correct.

Speaker 5 (31:59):
You guys still suck, and you guys getta just quickly.

Speaker 1 (32:04):
Everyone re hate, you got good hate. I gotta tell
you what. You don't think Belichick's angling for this? Do you?
You don't think he likes this? Do you?

Speaker 5 (32:13):
All of this just sucks.

Speaker 1 (32:15):
Man.

Speaker 5 (32:15):
You should have had at least two decades of abysmal
subpar football.

Speaker 8 (32:20):
Yeah yeah, yeah, I think four the last time the
Raiders were in the Super Bowl. Yeah yeah, you gotta
wait a bit, You got to put your time in.
All right, let's get over to the Dolphins. Commanders it's
in Miami.

Speaker 1 (32:30):
Of course, Miami had a really surprised win last week
against the Buffalo Bills. Commanders do not have their quarterback,
he's out. I mean, I'm taking the Dolphins here just
because the you know, fins up, Yeah, fins up, friends up, Dolphins, Dolphins.

Speaker 5 (32:46):
There's not many games where they will be favorites.

Speaker 15 (32:48):
Now.

Speaker 5 (32:48):
It is predicted to be a very close matchup. It's
a two and a half point spread.

Speaker 3 (32:52):
Going with the Dolphins.

Speaker 6 (32:53):
Yeah, but I'm going with the Dolph Yeah for sure.

Speaker 1 (32:55):
Hey, look this isn't in there, but I'm just interested
to see what Ross thinks about this. The Panthers of
the Falcons.

Speaker 3 (33:00):
Ross, what do you think about it?

Speaker 1 (33:01):
That's a yeah national Well, time out, time out. Ross.

Speaker 5 (33:05):
You don't.

Speaker 1 (33:06):
My client does not have to answer to this. You
lesh up. You're probably gonna follow his picks too.

Speaker 8 (33:11):
Just because he ran the table last week one at all.

Speaker 1 (33:14):
Does not mean you guys get to cheat off of
his paper. What's crazy is in our pick it says
that the Falcons. That people are taking the Falcons even
though the Panthers are playing pretty good football.

Speaker 5 (33:23):
And it's in Atlanta, and I am going I'm leaning
towards Falcons there. They've had a really weird year. It's
not like they've gotten blown out many times that I
can remember. They're a good football teams. They just don't
know how to win.

Speaker 1 (33:37):
And it's been that story for a long time. I
mean going back to the Super Bowl and they lost,
you know, after a twenty one point lead going to
the fourth quarter or whatever it was.

Speaker 6 (33:44):
They're an odd team.

Speaker 8 (33:45):
Falcons one in four in their last five games. Yeah,
they only won one in their lives.

Speaker 1 (33:49):
That's why I'm taking the Panthers. Are playing good football.
I'm taking the Panthers there. Buccaneers Bills. This is an
interesting game of Bills coming off a terrible embarrassing loss
to the Miami Dolphins. You know, the Bucks are dealing
with some major injury issues. Still a very viable football team.
It did lose last week going into Buffalo.

Speaker 5 (34:08):
I got bad news all around. Yeah, yeah, I think
Buffalo wins this nine out of ten weeks this week.

Speaker 1 (34:14):
Yeah, I do too. I think coming off the pissed
off moment, I'm going with the Bills here as well.
This is the second week in a row picked against
my Bucks.

Speaker 8 (34:21):
Russ had nine out of ten weeks. Would this be
the one out of ten?

Speaker 3 (34:25):
Are you saying, hey, my client doesn't need to like paper.

Speaker 5 (34:30):
I think we're assuming he's taking the bills. He did
not say he's taking the he's taking the bills. He
said the nine out of ten times he's taking them
and taking the bills. In one of those nine times
is this weekend he's taking the bill?

Speaker 1 (34:44):
Hits the bills? All right, bills another gi Really, Actually,
there are a lot of really good football games this week.
Chargers go into Jacksonville to take on the Jags. They have,
you know, the Chargers seven and three, Jags five and four. Again,
another odd five and four. But didn't they just lose? Yeah?
Travis Hunters out for the seasons. Out for the season. Yeah,
it's not like he was.

Speaker 5 (35:03):
Making a huge impact week in week out, but he
was a you know, exciting thing that he got to
look forward to.

Speaker 1 (35:08):
The defense had to pay attention to him.

Speaker 6 (35:09):
Yeah, but it's not like he was putting up MVP.

Speaker 1 (35:13):
Yeah, snap pounds.

Speaker 5 (35:15):
God is that great.

Speaker 8 (35:16):
I'm gonna continue my season long effort of picking against
the Jaguars.

Speaker 1 (35:21):
Okay, well I'm picking the Chargers there as well. I
just think they're too good of.

Speaker 5 (35:24):
A football team, Ross, did you pick again? Our client
doesn't have to answer the question. I am going with
who I see going all the way to the AFC Championship.

Speaker 1 (35:35):
I'm going Chargers.

Speaker 4 (35:36):
Yeah, okay, all right, it's okay. The next game is
because I know you picked the Bears. I'm going with
the Vikings.

Speaker 1 (35:42):
Yeah, I mean it's a Bear. I've got the Bears
there as well, can't Okay, Green Bay going into New York.
New York just fired their head coach. I took the
Vikings do have a very exciting quarterback. But the Packers
five three and one, Giants two and eight.

Speaker 3 (35:55):
I don't like that record.

Speaker 1 (35:56):
But you know, how does that go? Ross? Didn't you
tell me one time we spoke about how teams react
after they lose a coach, like it's surprising that they
they actually play pretty well. But next week, well, I
mean think about it in the sense.

Speaker 5 (36:07):
Of trying to draw up a game plan for a
new player, right or a new coach. They're going to
go about things maybe slightly different. There's a new guy
driving the car, so uh, it's it's just always it's
honestly kind of unpredictable.

Speaker 6 (36:21):
If if I see a match.

Speaker 5 (36:23):
If I'm gambling and there's a new coach, honestly, I
would probably run away from it. Yeah, just because it's unpredictable.
You don't know you like the Packers here, I do. Yeah,
and they're giants is riddled with injuries.

Speaker 1 (36:35):
Yeah yeah.

Speaker 18 (36:36):
Yeah.

Speaker 4 (36:36):
To mention, the Packers just got their ass handed to
them Monday night. So they've got a loss, they're gonna
want to avenge.

Speaker 5 (36:42):
Well, I mean they got their ass handed into like
in the sense that they didn't nothing was entertaining that night.

Speaker 1 (36:48):
It was a terrible game.

Speaker 5 (36:49):
It was like five to four. If you watch the game,
all they did Joe Buck and Troy a mean, we
would tell you what an entertaining, low scoring game it was.
Yeah yeah, and then we'll do these last two.

Speaker 1 (37:01):
They really don't have teams that we're paying attention to,
but they are really good football games. The Chiefs go
into Denver, the five and fourth Chiefs to play the
eight and two Broncos.

Speaker 3 (37:09):
I kind of want to go Broncos on that one.

Speaker 5 (37:12):
This is one of my favorite matchups. It's division what
they hate each other. Man, These two teams absolutely hate
each other. Sunday night game or Sunday afternoon game. Perfect
Sunday afternoon game. This is my big upset of the week. Really,
I will be taking the Broncos. Yeah, I would probably be.
I have the Chiefs now, but I have to tell
you I think I may change over to the.

Speaker 1 (37:31):
Broncos as well. At home. Broncos are underdobs in this game.
Yeah really yeah.

Speaker 5 (37:37):
Yeah, three and a half points Chiefs money line minus
two to eight Broncos plus one. Seven games in Denver,
in Denver, Yeah, I'm still taking the Chiefs.

Speaker 1 (37:47):
And then lastly here quickly, point flip. Well you talk
about you're talking about some great Sunday late games. I
mean you come out of that Chiefs Broncos game right
into the Lions and Eagles. Eagles on a short week,
Lions playing very good football in Philly.

Speaker 5 (38:01):
Lions, are you really Philly? I'm going to Eagles. Listen, Dad,
The Lions are so good.

Speaker 1 (38:09):
They are.

Speaker 5 (38:09):
But the Eagles, like last week was such a bummer.
They won that game, but they lost. They lost, so
I think that they have even more things to prove.
All right, once again, these.

Speaker 1 (38:22):
Are AhR yeah yeah, yeah, yeah, I like that too.

Speaker 5 (38:28):
I hope you stick with this pig dude, Yeah, no,
I'm going with Eagles, all.

Speaker 1 (38:31):
Right, seven seven zero three one. That's how you text us.
Thanks Froggers, we appreciate that. Froggers dot Com for the
location nearest you.

Speaker 3 (38:37):
What you didn't talk about Jack's Raiders?

Speaker 1 (38:40):
Oh we didn't.

Speaker 5 (38:41):
Why it's Monday night football. We got a launch happening too.
It's not on YouTube.

Speaker 1 (38:46):
If you're watching YouTube, you can see the launch. It's
going up right now, is hey?

Speaker 5 (38:50):
At least you have more wins than your logo has eyes.

Speaker 1 (38:53):
Oh, Cowboys Raiders. I'm going Cowboys.

Speaker 8 (38:58):
It's one of a few times this season we'll be
picking the Cowboys.

Speaker 3 (39:01):
Yea, Cowboys?

Speaker 1 (39:02):
Yeah, Cowboys?

Speaker 9 (39:03):
All right?

Speaker 1 (39:03):
Very good? All right, think we'll break back in the
second with date Night done right.

Speaker 2 (39:10):
This has been the Froggers Football Forecast. Find the Froggers
near you at froggers dot com.

Speaker 5 (39:20):
Welcome back to the Jim Kober Show Real Radio one
four point one.

Speaker 1 (39:23):
Your four o'clock keyword is win. W I N go
to Real Radio dot Fm and send that away for
your chance at one thousand dollars win. Guys, that is
your four o'clock key word. Good luck, We hope you
do win for sure. Welcome back. I'm Jim deb Is here.
Hello Jack hither hand Ross, I changed all my picks.
Let's do Date Night done right.

Speaker 5 (39:51):
This is Date Pry, Good luck for Brent Danny my
Ring from Orlando. Date Night Guy is live from Disney Springs.

Speaker 1 (40:02):
How are you, young lady.

Speaker 15 (40:04):
I am on top of the world right now, Guy,
very nice, stupidly happy right now.

Speaker 1 (40:11):
Yeah. So what's what's going on? What is the occasion
for you to be at Disney Springs broadcasting out there today?

Speaker 19 (40:17):
So today's is a big day.

Speaker 15 (40:20):
This morning, I actually got to walk through ice at
Gaylord Palms before it opens tomorrow and it was literally
me and four other five other people, which was an
incredible top ten moment of my life. And now I'm
at Disney Springs because they are officially kicking off the
holiday season.

Speaker 19 (40:37):
Here.

Speaker 15 (40:38):
You've got the Christmas tree stroll that is free to do.
There are nineteen trees this year, which seems nuts. So
you can free and walk around all these different themed
Christmas trees and mark them off on a little map.

Speaker 1 (40:50):
That's awesome.

Speaker 15 (40:51):
Price yep, And they are they're doing a tree light
ceremony I think at seven o'clock, so a group of
US media will be there to be part of that.

Speaker 19 (41:01):
Very nice.

Speaker 15 (41:01):
And yeah, we're about to head to Jack Lindsay's to
which is like the Indiana Jones themed bar, to check
out all of their Christmas decor and Christmas drinks.

Speaker 19 (41:12):
Food. It's just it's a great time year man.

Speaker 1 (41:14):
That's awesome. Yeah, out there for sure. I mean, if
you want to get into the Christmas vibe, that's a
good place to be for sure.

Speaker 19 (41:20):
Absolutely. I'm listening to Christmas music right now behind me.

Speaker 1 (41:23):
Very nice.

Speaker 15 (41:23):
All right, what do you have versus week Lots of
cool different things happening this weekend.

Speaker 19 (41:28):
It's really awesome all of the different options.

Speaker 15 (41:31):
So the first is Tomorrow night, Friday, from six to
eleven pm.

Speaker 19 (41:36):
It is the Hula and Harvest Luau.

Speaker 1 (41:39):
Wow.

Speaker 15 (41:39):
So they are combining, right, they are combining island vibes
with the harvest season with music culture and a festive
fall atmosphere and DJ Sierra will be spinning high energy
beats from six to eleven and live Polynesian entertainment from
seven to ten. Nice which in yep and includes hula dancers,

(42:03):
fire knife performers, and an island trio. Of guitar, ukulele
and Tahitian drums junds lovely if.

Speaker 1 (42:10):
You haven't seen the fire ritual that they do. I
had a chance to see that. Tom and Dan did
a a gig and brought that, brought a crew that
does that, and it's fascinating and really really entertaining and awesome.

Speaker 19 (42:22):
Absolutely.

Speaker 15 (42:23):
Yeah, we have some incredible folks here in town that
that do such a great job with that. One of
the benefits of this event against Tomorrow night, and it's
at Lake Nona Boxy Park. It's fifteen dollars to buy
your tickets in advance, twenty five dollars at the door,
and it's twenty one and up only.

Speaker 19 (42:43):
Oh yeah on the red racks.

Speaker 5 (42:46):
Leave them in the car. Is it dark joke that
I would have said if it.

Speaker 19 (42:52):
Was October, put an iPad in front of them, you know.

Speaker 15 (42:59):
Happening Happening tomorrow night, Friday, from six thirty to eight
thirty pm is the Fall open house at the Art
and History Museums in Maitland. So they do this in
the fall season and they did this last year. So
it's a free open house. You get to walk around

(43:19):
the entire campus which is gorgeous. They're going to have
local art, live music, and a cash bar so you
can have beer and wine. And they will have free
hot dogs and veggie dogs grilled by the museum's executive
director and chief cure writer. Yes, and they are encouraging
you to bring your own blankets if you want to

(43:40):
set up. They have a gorgeous lawn by pond for
a nice little picnic atmosphere. Now, I did mention. I
was at Ice this morning. It does officially open tomorrow.
It goes all the way through January seventh. We talked
last week. The theme is Rudolph the Red News Reindeer.

Speaker 19 (43:58):
They pulled it off. It is so cool.

Speaker 15 (44:00):
You have the ice slides and new this year they
have a toddler size, tiny little slide for the little guys,
which is great because I'm pretty sure my son still
needs therapy for the time he went.

Speaker 16 (44:12):
On.

Speaker 19 (44:14):
It's like that Christmas story.

Speaker 15 (44:16):
Christmas Story was like pushed down the oh. I feel
like he's hearing that in a sleep right. And happening
Saturday is the Orlando Beer Festival. You know, we know
how to do beer here in Orlando. We do, And
this one's happening at Festival Park there on Robinson. This

(44:39):
is actually the tenth annual and besides a ton of
hundreds of beers, they also were gonna have ciders, seltzers
and spirits and cocktails too, and of course it is
twenty one and up. It is also dog friendly, as
long as they are well behaved doggos.

Speaker 19 (44:56):
All right, you'd be the judge of that.

Speaker 15 (45:00):
Happening Saturday from eleven thirty am to three pm is
a coffee rave.

Speaker 19 (45:06):
You know, this is the new thing.

Speaker 1 (45:08):
Wow.

Speaker 19 (45:08):
So this is happening at.

Speaker 15 (45:11):
The Malia Orlando Celebration. So it's there on one ninety two.
It is free, no cover, and they're gonna have a DJ.
They're gonna have Bohemian dancers bringing soul and movement to
the day and special brunch, drinks and bites.

Speaker 19 (45:29):
So give that a trick, nice, I.

Speaker 5 (45:32):
Like the man, what are you on? I'm on two
tabs of macha?

Speaker 15 (45:44):
Boby, what's the the snob term. There's like ceremonial grade
macha or something imported from Japan. There's like there's only
do the ceremonial grade macha.

Speaker 20 (46:00):
So this, yeah, oh lord, I got that, which is
basically moss.

Speaker 19 (46:17):
It's liking.

Speaker 15 (46:23):
A really really cool idea is happening out at Brivard
Zoo Saturday into Sunday. So this is an overnight experience.
Adults only can spend the night in the zoo and
you will get.

Speaker 19 (46:36):
To explore the zoo after dark.

Speaker 15 (46:38):
You'll get to do their zip line at night after
the zoo closes. You'll get behind the scenes experiences. They
are giving you pizza for dinner and then serving you
breakfast in the morning, and then you can enjoy the
zoo for regular admission the.

Speaker 19 (46:52):
Following day happen.

Speaker 15 (46:59):
It is a camping experience, so you are going to
need to bring your tent or rent one if you
don't have one. I would assume you will be away
from the animals where you're actually sleeping, but who knows,
maybe you'll hear a line.

Speaker 5 (47:13):
You could be sleeping right next to one you never know,
and there.

Speaker 6 (47:18):
You see the platquin polar bear ravaging cores.

Speaker 19 (47:26):
So that is at Brevard Zoo.

Speaker 15 (47:28):
The overnight stay is Saturday night and it is one
hundred dollars If you're not a member of the zoo.

Speaker 1 (47:33):
Gaze upon the West Melbourne Possum.

Speaker 19 (47:40):
Thevard armadillo.

Speaker 15 (47:45):
And Lastly, happening on Sunday is the Tactical Turns seven
block Party.

Speaker 19 (47:51):
This is a tactical brewing. They are turning seven years old.
It seems like every.

Speaker 1 (47:55):
Week are having a birthday or some kind of day
where they're blocking off the road in Baldwin Market thor
at a giant party.

Speaker 10 (48:02):
Yeah.

Speaker 19 (48:02):
I'm not gonna waiting, man, they are. They know what
they're doing. It's fantastic they do.

Speaker 15 (48:06):
And I think they just announced they're expanding or some
sort of big something something that's happening.

Speaker 5 (48:11):
I believe they're moving, but they're still staying in Baldwin Park.
They're moving to a bigger location.

Speaker 1 (48:16):
Oh that's cool. Yeah, cool.

Speaker 15 (48:18):
All right, So that block party is Sunday from twelve
to five pm, and of course that is free to enjoy.

Speaker 1 (48:26):
Very nice.

Speaker 19 (48:28):
Yeah.

Speaker 1 (48:28):
Are you out there the rest of the day today?

Speaker 15 (48:31):
Yes, I'm here for the tree lighting and then I'm
actually going back to Gaylord Palms because they have a
live show in the atrium and so they're having us
back out for that and then I'm driving back home.

Speaker 1 (48:42):
Nice, nice little fifteen hour day.

Speaker 19 (48:44):
Yeah.

Speaker 1 (48:45):
Yeah.

Speaker 5 (48:47):
Before we go, though, do me a favor walk by
the blatant, perpetual line that's over at Gideons and tell
them that, hey, this actually.

Speaker 1 (48:54):
Doesn't really happen over at the other location. Right I now,
every time.

Speaker 19 (49:00):
Poor SAPs to.

Speaker 1 (49:03):
Whether and whisper, this is what Granny's fight over in Orlando.
You guys, give it up goodlumber Danny there dot com
if you missed any of this, If you want more
of this, Orlando Date NIGHTYI dot com, if you're looking
for stuff for the fam, Orlando Hyphenparenting dot com. All
of that has tons of information about stuff happening in
the area this weekend, not just Orlando, but the surrounding

(49:26):
areas as well. Thanks any always good seeing you.

Speaker 19 (49:28):
Thank you all appreciate it every weekend.

Speaker 1 (49:31):
Right four oh seven nine one six one text us
seven seven zero three one win is your four clock keyword.
That's w I N. Slide over to real Radio dot
FM and send that away for your chance at one
thousand dollars back in one second with more of the
Jim Colbert Show.

Speaker 4 (49:44):
Date Night Donwright is brought to you by that mortgage guy,
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(50:07):
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Speaker 2 (50:18):
Thursdays are cooler with ross pagets presented by mills Air.
Turned to the experts at Carrier and turned to the
experts at Millsair dot com.

Speaker 14 (50:26):
Sh the Dolphins playing the Redskins Sunday morning in Madrid, Spain.
It's considered a home game for Miami, but the playing
in Madrid, Spain.

Speaker 21 (50:44):
I'm going to play the devil's advocate here. I haven't
seen the video of the school resource officer and that
whole thing with shit would. But if she slapped his
hand out of her face and there wasn't any physical
contact on his part, she escalated the situation. Although I'm
sure the guy's a jerk and you should never touch
a police officer. Still, yeah, she escalated the situation, so

(51:07):
I can kind of understand.

Speaker 1 (51:09):
Really, I mean, I guess the dad stuck his finger
in the face of a cop that was trying to
just there to help maintain the situation while his kid
was being disciplined by the school. Then she's then he
stole her taser and had to have the gun drawn
on her, him and his wife.

Speaker 4 (51:26):
The part that angers me the most is that you're
there at a parent teacher conference.

Speaker 1 (51:30):
Right yeah, yeah, right, you're kid seeing him.

Speaker 4 (51:32):
You are raising children, and you cannot act like one.

Speaker 1 (51:35):
Yeah yeah, there you go. I mean, look, I get
it benefited out. It's fine. Your fourth like Heyward his
win wim go to real radio dot at FEM and
send that away for your chance at a thousand bucks.
I'm Jim, deb Jack and Ross are here as well.
You know, with everything that just happened with a shutdown,
a lot of the information you're hearing today is, you know,
although the government is back open, obviously, they're telling you
not to expect flights to just pick right back up

(51:57):
where they left off. Also, all those snaps beneficiaries are
getting their funds today tomorrow and things of that nature,
there's still going to be a hole there. And our
friends over at UAP, which is United Against Poverty, we
work with Carly and these guys over there for quite
a while. They have a thing coming up this weekend
and they want you to join in and it's a

(52:17):
run down and it's called the Quack Attack on Poverty
five K. It's at Lake Baldwin, So it's Baldwyn Park
that lake they're in. Baldwin's got a path that goes
all the way around it. If you want to get
more information and possibly get set up for that, it's
Quack Attack dot org. That's Quack Attack dot org. You
also go to up Orlando dot org and register for that.

(52:39):
All of the proceeds will go to providing meals for
families that can't do themselves. There's about four hundred and
fifty families that they help here in the central Florida area.
And actually with other federal workers leaning on the food bank,
they were running short and they were doing the very
best they can. Of course, like Carly said, they will
never turn a family away. They'll do whatever they can
to make that happen. This is also the same place

(53:01):
United Against Poverty that has that grocery store that is
basically for people you know, you have to qualify to
be able to shop there, but you can buy your
groceries at a ridiculously discounted rate. Like a box of
cereal in the store is what six bucks there, you
get it for like a dollar, you know, And they
do that for a number of food items that are
donated through other vendors. When Dixie publics you know a

(53:22):
lot of vendors throughout the area and they will run
that store there for people who qualify, who you know,
have that poverty level income or have no income, and
then you can eat there. It's United Against Poverty, one
of the greatest organizations in Center for As a matter
of fact, I think they work hand in hand with
the guys over at Second Harvest Food Bank as well.
But if you want to do the run and contribute
to that, you can do that. It's called quack Attack

(53:44):
five for five K, and it's quack attack dot org
to get set up and get registered and again all
of the money will go to UAP to provide meals
for families who can't provide them for themselves.

Speaker 8 (53:54):
How do people sign up to run on your team?
To run with you.

Speaker 5 (54:00):
That's jack attack. DoD kissed my ass. That wasn't two.

Speaker 6 (54:06):
And a half miles around like bald One it is.

Speaker 1 (54:08):
I've walked it and skated it and run it many
times when I live there. What do you mean you
skated it skateboard? My son had a longboard, huh, and
I used to skateboard around it. They I've only done
it like once or twice. But it's a good ride.
It's a good walk, and it's packed by the way.
And I'll tell you there's a part of it over
on that. It would be the north side of it.
That's kind of creepy because at night, like when it's

(54:30):
getting dark, there's a like a tunnel of trees. Yeah,
and you walk through there, it's a little gnarly at night.

Speaker 15 (54:35):
You know.

Speaker 1 (54:35):
I told my wife, I said, you're walking out here.
You ain't walking through this place. Turn around and walk
back the other way.

Speaker 5 (54:40):
Really. Yeah.

Speaker 1 (54:41):
Yeah, it's bad, dude, I'm telling you, not good. But
it's bald One. It doesn't matter there are no lights
in there, dude, it doesn't matter where it is. I mean,
you know, if you're somebody looking and do some sketchy stuff,
that would you know, and I don't know if they've
they put lights up there since I've been there. It's
been years, but I don't know.

Speaker 5 (54:57):
I just feel like I'm walking in a gun when
I'm in Baldwyn Park.

Speaker 1 (55:01):
No, No, you're perfectly fine there, all right, seven seven
zero three one. We do have a Glenn Clausen coming
up in a second for Corbort Court. I wanted to
ask you guys something real quick before we move on.
This is easy, by the way. Is we were sitting
in the living room last Thursday or last Sunday. I
was making some food for the fan that came over
to watch football and stuff. It was my daughter and

(55:21):
her boyfriend and my wife and I and we had
my wife had made a dessert for my son's birthday,
and we had a leftover thing of oreos, right, and
my daughter's boyfriend said, hey, grab that bag of oreos
and she goes, what do you mean bag of oreos?
He goes, yeah, the bag of oreos, and she's like,

(55:43):
that's not a bag. And then he started he got
kind of a blicher and he's like, it's a bag.
That's a bag, not blitcher. And he wasn't being the dick.
He was just saying, yeah, that's like, give me his number.

Speaker 5 (55:53):
No, no, no, specialize.

Speaker 1 (55:57):
He's the coolest not doing He's perfectly fine. All right.
We actually had a ten minute discussion slash fun argument
of whether or not the container that oreos come in
is a bag or not. It's not right, it's how
would you explain that just to container package?

Speaker 15 (56:12):
No?

Speaker 1 (56:12):
No, no, no, well it is a package. So where you
tear the top you can, it's got that.

Speaker 8 (56:16):
Really, but then there's like a cardboard insert that kind
of keeps them in line.

Speaker 5 (56:23):
No, no, no, it's it's imagine a flat and it's the
biggest thing of oreos you can get.

Speaker 1 (56:28):
Right. It's got three sixty oreos in this package. So
it's got three four rows of fifteen right right, and
it's got that thing where you can tear the top
part open, grab yourself an oreo and then it seals back.

Speaker 6 (56:40):
It's a convertible, like a convertible.

Speaker 1 (56:42):
Convertible, but it's all plastic, right, But it's all plastic. Yeah,
but a plastic can be a bag. I mean, why
would it not be a bag? Then? Well, that's what
he kept saying. I'm like, well, it's not a bag
of bag means you can roll at the top and
you can pick it up and carry it around like that.
I don't know. I mean, although I think you could
do that well.

Speaker 4 (56:57):
A bag also would bag This sleighs flat, it does
like so this is vertical.

Speaker 3 (57:02):
A bag would be horizontal.

Speaker 1 (57:04):
That doesn't That doesn't really apply either. I mean a
bag can lay flat.

Speaker 4 (57:07):
Yeah, but a bag doesn't need an insert to hold
its containers. It is the container itself. Is the bag.

Speaker 1 (57:12):
Let me ask you a question, then, have you ever
gotten ah? Have you ever gotten a pepper charm cookie?

Speaker 5 (57:19):
Oh?

Speaker 1 (57:19):
Yeah, let me ask is that a bag? Yes?

Speaker 5 (57:22):
Okay, it's the same thing, and just one sits on
the end and the other one sits on its side,
but they both have plastic containers that the cookie sit
in inside of it.

Speaker 8 (57:33):
I never would have classified it as a bag, but
I don't see why it couldn't be, because it's not.

Speaker 5 (57:42):
The reason why it's not a bag.

Speaker 1 (57:44):
It's Ross's sitting.

Speaker 5 (57:45):
They're taking this all in in his face has contorted
fifteen times, trying to figure out what the hell we're
talking about the.

Speaker 6 (57:51):
Word that we're all looking for is tray?

Speaker 1 (57:54):
All right?

Speaker 6 (57:55):
It's more true, it's packaging for a tray.

Speaker 1 (57:58):
The tray is in a plastic.

Speaker 6 (58:02):
Packaging that has the option of convertible.

Speaker 1 (58:05):
Here's what I think a bag is. This is what
I told him. I think it is a bag that
has a set opening, like when you get the pepper
pepperig Farms cookies. Right, you roll that little piece of
metal back on two sides. Right, you roll the lip open,
and then you pull apart like a coffee, like a
bag of coffee.

Speaker 9 (58:22):
Right.

Speaker 1 (58:22):
Yeah, that's also a bag, right, but with the pepperedge
Farms cookies. Although it does sit on its d it's
designed to do that because of the way it's marketed.
It does have a standard opened in at all times.
This Oreo thing does not.

Speaker 3 (58:36):
It's a sleeve.

Speaker 4 (58:37):
We have a lot of texters saying it's kind of
like classifying a hot dog as a.

Speaker 1 (58:40):
Sandwich that'sn't even close. Is a Hamburger sandwich? Yes?

Speaker 5 (58:45):
And why is it not a hot because the hot
dog's bun is continuous. I don't want to talk about this.

Speaker 4 (58:51):
How about you guys just split it down the middle.
It's a bagged tray of cookies.

Speaker 1 (58:55):
Yeah, he didn't want to do that.

Speaker 6 (58:57):
Yeah, it's a package.

Speaker 1 (58:59):
This is gonna be a fun relations I do not
want to do that.

Speaker 6 (59:02):
It's it's a tray with packaging.

Speaker 5 (59:04):
Yeah yeah, because if you take out the tray then
and what is it?

Speaker 1 (59:08):
Then?

Speaker 5 (59:09):
Is it a bad packaging?

Speaker 9 (59:10):
Yeah?

Speaker 1 (59:10):
Yeah, yeah, still a bag, though.

Speaker 5 (59:13):
I can't get on board with calling this thing a bag.
There's no bag, there's no like, there's no thread closing
it up on the top, there's an exhive.

Speaker 1 (59:22):
It doesn't matter what you do, as long as you
have that face when you're talking about it, that's all
you care about. You're perplexed. I love it. I just
it's packaging.

Speaker 6 (59:29):
It's plastic packaging, all right.

Speaker 8 (59:31):
I just googled the Oreos coming to bag. It says, yes,
Oreo cookies coming to bag.

Speaker 1 (59:35):
Wow. There you're gonna take that up with Wikipedia, dude
swinging around.

Speaker 5 (59:44):
Yeah, but you're looking at the standard pack like like Oreos.

Speaker 1 (59:49):
Seven seven zero three, all right, back in the sec
with tober cord.

Speaker 11 (59:54):
Damn guys, Seriously, Oreos come in a tray inside of
a bag. Just because they put a specialized resealable hole

(01:00:15):
on top of the bag, okay and modified, it doesn't
make it any less of a bag.

Speaker 19 (01:00:20):
It's a bag.

Speaker 11 (01:00:21):
May you lay flat that withholds a tray full of warriors?

Speaker 19 (01:00:24):
You can even open it from the end.

Speaker 11 (01:00:26):
And slide the oreos out like we used to back
in the day.

Speaker 5 (01:00:30):
Right, Jimmy, you remember I do?

Speaker 22 (01:00:31):
I guess.

Speaker 1 (01:00:32):
I hope you guys are doing well. Yeah, so I
have to agree that is a bag.

Speaker 9 (01:00:35):
The orior thing is a bag because if you take
out the plastic container from inside and close it, it
wraps up as a bag.

Speaker 1 (01:00:41):
When you leave the.

Speaker 9 (01:00:42):
Plastic container inside, it's just a more aerodynamic bag.

Speaker 1 (01:00:46):
Thanks buye ye.

Speaker 3 (01:00:47):
Yeah, thanks Jimmy.

Speaker 1 (01:00:48):
All right, welcome back to me, Jim Colbert show win
is your fourth like keyword wi N go to you
real radio dot of him and send that off for
your chance at one thousand bucks. I'm Jim.

Speaker 5 (01:00:56):
There's deb Jack and Rosser here as well. Let's do
Colbert Court.

Speaker 2 (01:00:59):
Would you listening to? Is real?

Speaker 10 (01:01:01):
Well sort of?

Speaker 2 (01:01:02):
The participants are not actors as a fact. This is, however,
a real case that will be decided here in our forum,
the Colberg Court.

Speaker 1 (01:01:12):
That's right at core Re Court. Brought to you by
Klosman Law. That's k L A U. S M A
in law dot Com office is right there in winter
Park four oh seven nine one seven seventeen eighteen car
crash called Klasman guys good low for mister Glenn Clawsman
in black. I said the same thing, I said the
same days. We rarely see you in black. He looks tough,
he does.

Speaker 9 (01:01:31):
I am tough.

Speaker 1 (01:01:32):
You have a very hemming way feel about you today.

Speaker 3 (01:01:34):
But now he not that tough.

Speaker 4 (01:01:35):
Someone just texted us at seven seven zero three one
and said, my kid just said, Santa's on YouTube.

Speaker 9 (01:01:41):
All right, all right, I'm working on it. I'm lead
it very good, a little bigger, I'm working on.

Speaker 1 (01:01:44):
It very good. Un Here Glenn Clauwman, personal injury attorney
here in central Florida for many, many many years providing
great services and advice to people to get them out
of really tough situations. He's helped so many people on
this show, not to mention other people in Orlando, and
and we bring this to you just to kind of
give you a better idea of how insurance companies think

(01:02:04):
and work, so that when you're in an accident, you
have a better idea of what to do actually, and
even before the accident, have a better way to prepare
yourself so that you have the least amount of pain possible.

Speaker 9 (01:02:14):
Yeah, we tried to do a segment to help people.
I mean that's the bottom line.

Speaker 1 (01:02:17):
That really is the bottom line. Yeah, yeah, let's help
people do that. That looks good on you. Should wear
more black.

Speaker 23 (01:02:22):
You do.

Speaker 1 (01:02:22):
You look very stowic. You have a very judgy kind
of feel about you today. Dude, a funny.

Speaker 5 (01:02:28):
I thought he looked more like a hired killer. He's
a legal hired killer.

Speaker 1 (01:02:34):
Look at your jersey coming out. All right, So we're
going to read this case, and as normal here for
Cobra Court, we'll go around the room faticus. Very nice.
We'll go around the room and try to figure it
out on our own. When we fail, and we usually do,
we'll turn it over to Glenn and find out what's
going on. Glenn. Is this the case you have?

Speaker 9 (01:02:49):
But it's an interesting fact scenario someone called me about.

Speaker 1 (01:02:52):
Okay, very good. Are you guys ready ready? Right? Jack
and Jill are engaged and share a two bedroom apartment with.

Speaker 3 (01:02:59):
Christine apparently going up the hill worked out.

Speaker 1 (01:03:02):
Jack shop for car insurance on their new Ford Mustang,
and Jack completed the insurance application that requested the names
of all the household residents. Because Christina had her own
car insurance, Jack did not list Christina on the insurance application.
Jack bought full coverage. Two months later, Jack was in
a car accident caused by someone who had the minimum

(01:03:25):
required insurance. The new Mustang needs over twenty thousand dollars
in repairs. Jack and Jill's insurance company has refused to
pay anything because Jack failed to list their roommate, Christina
on the insurance application. Instead, the insurance company refunded Jack's
premiums and said the policy is void. Can the insurance

(01:03:48):
company get away with this?

Speaker 8 (01:03:54):
We've danced with this devil before she had insurance and
that's the kind of that's the excuse I use, not
the less people.

Speaker 1 (01:04:04):
But yeah, go ahead.

Speaker 4 (01:04:06):
They you know, technically she had her own name because
they weren't engage gay.

Speaker 1 (01:04:11):
They're not family, they're not family. Are renting a place?

Speaker 9 (01:04:15):
Yeah, yeah, they run an apartment. Does she pay rent?
Jack and Jill? Yeah, she pays to Shack and Jill
pay their share, Christina pays her share.

Speaker 1 (01:04:22):
Okay, so they're all roommates.

Speaker 9 (01:04:25):
Well yeah, they're roommates.

Speaker 1 (01:04:26):
Yeah, yeah, Well that changes everything dramatically, does it not?
I mean, because I mean, if you're a grown ass
adult and you live with another group of people, and
you have your own life, and you literally just live there,
why would you need to include those people who have
no impact on your life because they have access to
your car because it's part of the part of that household.
They they could possibly have access to your car. Theoretically,
that means that Christina could leave her keys, or Jack

(01:04:48):
and Jill could leave their keys, and one or the
other could take the car and drive it without the
permission and cause an accent.

Speaker 5 (01:04:54):
But I asked a question for the call.

Speaker 9 (01:04:56):
Absolutely, this is always a fun part.

Speaker 6 (01:04:57):
Have you ever seen the movie You've gotten?

Speaker 9 (01:05:00):
Oh that's the one you finally picked.

Speaker 5 (01:05:02):
I've seen Tom Hanks, Meg Ryan on the horizon of
digital messaging.

Speaker 1 (01:05:10):
Everybody's seen that. Yeah, yeah, yeah, we got it.

Speaker 5 (01:05:14):
What I'm trying to get at is that I believe
that if they all roommates, then they are all having
the same address. They all have the same snail mail address.
You go ahead and you show that your male has
the same address. Boom, whoopsie daisies, you are now on
that insurance policy that like.

Speaker 9 (01:05:32):
If your right, it's not.

Speaker 5 (01:05:39):
Well, what I'm shooting for is that if you look
at their male you could prove that they all roommates
and that like they are underneath the same insurance policy
by showing that they have the same address with their male.

Speaker 1 (01:05:48):
And by the way, Jack and Jill are not married, correct,
sin they're engaged, they're not married, And I wonder if
that has an impact because they mentioned it. Why would
you mention that they're not married if it didn't have
an impact on the case.

Speaker 9 (01:05:59):
Well, in this particular situation, they're both on the Mustang
as owners, so it does not have any impact.

Speaker 1 (01:06:05):
It does have no impact.

Speaker 9 (01:06:06):
They're both on the they're both on they're both on
a policy that they're both owners of the Mustang. So
that's not an issue.

Speaker 1 (01:06:12):
Isn't there Like there has to be some kind of
assumed idea of adulthood here and stick with me. Uh,
the idea that they are autonomous people living under one
roof doesn't really make them responsible or not responsible for
each other's actions just because they live under a roof together,
they pay separate rent, they have separate everything, they split
everything down the middle. I can't imagine how the insurance

(01:06:33):
company can make a cogent argument that that person's actions
have anything to do with yours. So in my short case,
I would say that there is an argument against their
insurance company because these are like this is like three
or two separate businesses under the same roof.

Speaker 9 (01:06:49):
Yeah, here's what the insurance company will say. They will say,
if Christina is in your Mustang and they Mustang gets
in an argument and Christina is hurt, then your coverage
would be available for Christina even though she has her
own policy. You have on intro motors coverage and it
would cover Christina also. So because of that situation, if

(01:07:11):
we knew she was living with you, we would have
charged a higher premium because you've increased our risk as
the insurance company. That's what they're going to claim.

Speaker 5 (01:07:19):
Well, they can claim everything they want. Well, I mean
that's that's that is a fact that could happen.

Speaker 1 (01:07:23):
Yeah, but I mean it could be a it could
be a fact that she could live across the street,
and that seems that could happen.

Speaker 9 (01:07:27):
That's true.

Speaker 1 (01:07:28):
Yeah, I think she could sleep in the backyard and
they could happen.

Speaker 8 (01:07:30):
But you could if you identify her as living there,
but then have her excluded from your policy.

Speaker 9 (01:07:36):
Oh, that'd be that would have been a great move.
We wouldn't be here today right with this question. That
would have been. That would have been the thing to do,
right on it.

Speaker 1 (01:07:42):
Did not even know that that was an option.

Speaker 8 (01:07:44):
Did not either, Yeah, I had to do that for
my oldest when she was away at school. It was
like they're like, I'm like, yeah, she lives here, but
she's not here anymore, right right?

Speaker 3 (01:07:54):
RYA, Wow, so does that so?

Speaker 4 (01:07:57):
Someone texted us a question, Glenn, asking if all college
students have to list their roommates on their car insurance
or you know, maybe some older adults who find that
living on their own isn't, you know, financially feasible, so
they too have a roommate. Is this something you have
to do, regardless of whether your family or not.

Speaker 9 (01:08:16):
No, No, great questions, great questions. The college situation is
usually much different. Usually, if the college person has his
own policy and he happens to have a roommate, they
probably should list someone of its. Most college kids are
still on their parents' policies the way you know from
my experience. But if you're an adult and you rent

(01:08:37):
an apartment with another adult and you apply for insurance,
the questionnaire is going to ask you does anybody else
live in that household with you? And you should say
yes to avoid the situation that Jack and jillerin that's
going to require litigation that we don't know for sure
how it's going to turn out.

Speaker 4 (01:08:55):
But you have to say that this person, even though
they live in the same house, will be excluded from
my autobiolo.

Speaker 9 (01:09:01):
If you say they're excluded, then there's no questions, there's
no problems, no problems. If you say they're.

Speaker 1 (01:09:06):
Excluded, do you have to write that or is there
a problem? And Jack?

Speaker 9 (01:09:08):
Yeah, yeah. When you when you get the insurance, you
there is an option to exclude a driver, and you
exclude that person from driving your.

Speaker 8 (01:09:16):
Vehicle, but they're not covered covered you you're slump and
you're blocking them in. They get your keys, they move out,
and then they hit the car across the street. Your
car is not covered.

Speaker 3 (01:09:27):
Damn.

Speaker 9 (01:09:28):
Yeah, well, well the other they could be covered. You
can exclude them as a driver, and they potentially could
be covered as a passenger. Which it makes this this
is it becomes such a husing scenario.

Speaker 1 (01:09:39):
Yea, I wouldn't.

Speaker 4 (01:09:42):
Imagine that insurance companies deliberately make it confusing, though, right.

Speaker 1 (01:09:46):
Oh, let me let me, let me let me sput
a maybe at you. Let's just say that two loving
parents have allowed their son to move back in so
they can finish so he can finish college. Let's just
say that's the case. Let's say that the sun really
he doesn't really pay rent. He does some stuff around
the house just to kind of make it good because
you know, they're so nice to allow him to live
there while he finishes up his college career.

Speaker 9 (01:10:07):
Sounds like he's part of that person's household.

Speaker 1 (01:10:10):
So what you're saying is the people who are allowing
that son to live with them should go to their
insurance policy and check the box and says, yeah, he
lives here, but he's not on our insurance because he's
got his own policy for his own vehicle.

Speaker 9 (01:10:20):
Right, you should let your insurance company know that you want.

Speaker 1 (01:10:24):
To include somebody.

Speaker 9 (01:10:25):
Somebody whoever it is, should let their insurance company know
that this person just happens to be living with us,
and we want to make sure he's excluded so that
we don't have a problem with our insurance coverage if
there's an accident.

Speaker 1 (01:10:36):
So it's yeah, yeah, yeah.

Speaker 8 (01:10:39):
If this son then drives he's excluded, but then drives
the car of one of the parents and god forbid,
has an accident, the fact that he has his own
insurance covers that, and the insurance of the parents does
not come into play.

Speaker 9 (01:10:55):
Well, here's what happens. If he's excluded as a driver
and he has permission to use the vehicle and causes
an accident, the insurance company might say, we're not going
to cover it. So that'd be real problem. Yeah yeah, yeah.

Speaker 1 (01:11:10):
Yeah, Jim, I'm just saying I'll make a call today
and I'll let this people know. Yeah, we don't want
to get them in the situation where yeah, is it
also work this reciprocal way, Like I mean, if this
would have happened in Christina would have been the one
in the situation, it would be the exact same thing.

Speaker 9 (01:11:26):
It could be. It could be. I mean, there are
arguments we can make. I've had cases like this where
I pursued them when we were able to win because
there's certain arguments you could make. There's certain things the
insurance company has to do when they want to deny
coverage and give somebody their money back that they've got
all kinds of you know, rules they've got to follow.
Sometimes they don't follow them. There's a loophole that we
sometimes win these cases on. There's an argument, well is

(01:11:48):
this is this a residence or is it more than
one residence under the same roof. That's another issue, yeah,
because they want to know the resident, the household residents.
And the argument could be, we've had these situations where
under one roof you may have two different residences. Right,
it's a totally separate residence. So we won the argument
on that pic.

Speaker 1 (01:12:09):
You know, I could, I could legit because it has
a separate entry all together. Turned my ba basement into
an airbnb, and if someone was living there as an airbnb,
as a separate resident, this would not apply. Correct, Okay,
gotcha correct? All right, So let's wrap it up real quick, like.

Speaker 9 (01:12:22):
Like maybe the Sun. If the Sun was paying rent,
it might be a different story. But don't. Certainly the
Sun's paying rent to me.

Speaker 1 (01:12:27):
Maybe to night who will.

Speaker 8 (01:12:30):
One of kinds of possibilities, Lenn, what if you're someone
has a child who comes home, they live elsewhere, they
come home, borrow your car, then get in a wreck.

Speaker 1 (01:12:39):
They're not on the policy.

Speaker 9 (01:12:41):
Yeah, that should not be a problem if they're not
a frequent user of the vehicle. You know this this
happened in this case when the person bought insurance and
filled out a policy an application for the insurance, and
left out important information.

Speaker 1 (01:12:54):
Yeah, got it. So let's go around the room. I
believe maybe this person is in a bad situation where
it's going to take a very you get argument to
settle this scenario and get the money for the Mustang.

Speaker 3 (01:13:03):
I agree to Yep, yep, you're all right, you're all right?

Speaker 1 (01:13:07):
Is it really yeah? Well, you know, we possibly possibly Willdicus.

Speaker 6 (01:13:11):
Meg Ryan and Tom Hanks. It stops hit classic.

Speaker 1 (01:13:16):
I think they should make a set all right.

Speaker 9 (01:13:18):
What happened? It sounds good, sounds good.

Speaker 1 (01:13:22):
So what do we do?

Speaker 9 (01:13:23):
I mean, you're all correct. I mean it's possible to
win this case, but it becomes much more difficult.

Speaker 1 (01:13:28):
Yeah, yeah, have you one cases like this? Because yes,
what was the argument? You use the same time thing.

Speaker 9 (01:13:32):
We've got different arguments about you know, it's not the
same residents. We've got an argument where, uh, you know,
somebody moved and didn't tell the insurance company moved to
a different location. So the insurance company said, your car
is being garaged at a different location now, so now
we're not going to pay it. And then we won
the argument because where it was being garaged, it was
actually cheaper if they bought the insurance and if they
told them it would have been cheaper. So the insurance

(01:13:54):
company has to improve. It's what's called a material misrepresentation.
And in this case, they would argue it because they
would charge a higher premium if they knew Christina was there.
But so, you know, this case could be could be difficult.
We don't have to see if they've done everything right.

Speaker 1 (01:14:07):
Do different companies argue these cases differently or some of
them a little bit more stringent when it comes to
these rules as opposed to others that are a little.

Speaker 5 (01:14:13):
Bit more good quest You're absolutely correct, yeah, yeah, absolutely correct.

Speaker 9 (01:14:17):
Well, over and over we see the same companies arguing this,
really yeah yeah. And it's not the big boys, yeah yeah.

Speaker 5 (01:14:21):
Yeah yeah wow yeah, it's like the buy here, pay
here kind of places.

Speaker 9 (01:14:25):
Right, it's it's the we know, yeah, you don't.

Speaker 1 (01:14:28):
Have to say.

Speaker 9 (01:14:28):
Yeah, it's not the ones that have their signs on stadiums.

Speaker 5 (01:14:31):
Yeah yeah, wow, man, that's crazy. Were there any injuries
in this she was remark there was no injury. Yeah,
they're just calling about they're just calling about the mustard. Yeah,
the car, yeahah, because it's brand new, brand new, and
the other side can pay ten grand towards it because
the other side had the minoum of insurance that pays
ten grand.

Speaker 9 (01:14:47):
Right, but they got twenty grand a damage.

Speaker 1 (01:14:49):
Wow, man, incredible, Well, good luck with this case. I'd
like an update. Please absolutely don't mind you guys, give
it up. Closmand law k l a U S. I
mean in law dot com officers right there in Winner
Park four oh seven nine one seven seventeen eighteen car crash.
Call that gentleman, right there, Miss Quenklosman, thanks so much.
Get se anybody's all the way there. You got a
right voice. Four oh seven nine one six one. You

(01:15:10):
can always text us at seven seven zero three one.
Don't forget your four o'clock. That's dead. We'll have another
keyword for you right now.

Speaker 17 (01:15:19):
S good after morning, Colbert Carue Ross, you are one right. Me,
being a bonn and raised die hard Patriots fan, I agree.

Speaker 5 (01:15:30):
We do not deserve this.

Speaker 17 (01:15:32):
We got two decades of greatness, six championships, one of
the greatest dynasties to ever grace the NFL.

Speaker 5 (01:15:40):
But here's the reality of the situation.

Speaker 17 (01:15:43):
We back, baby, I'm calling it right now. Patriots are
gonna take it over the Colts in the Super Bowl
win number seven.

Speaker 6 (01:15:50):
Big t out can't happen both AFC teams.

Speaker 1 (01:15:54):
Oh that's gonna be staying man. Yep, he was only
tall enough to see the computer. The at least the
Brady buzz is back.

Speaker 8 (01:16:07):
And by that I mean h last month I was
in New Hampshire watching a Patriots game in a Patriot
household because guess what all households in New England are
Patriots household.

Speaker 5 (01:16:22):
Households within one hundred and fifty miles Celtics and Browins
all if they're all locked in okay, And so.

Speaker 1 (01:16:30):
I thought his boyfriend's from that area and he bleeds it.
And guess what.

Speaker 8 (01:16:33):
We're watching the game and Patriots score. It's like, okay,
we're doing shots and we are. Yet they do his
shots every score and they said they they don't.

Speaker 1 (01:16:45):
Necessarily.

Speaker 8 (01:16:46):
It's only recently that they get the Brady buzz back,
because when Tom Brady.

Speaker 1 (01:16:51):
Was playing, they.

Speaker 8 (01:16:52):
Were getting hammered Brady bus and then late then there
was a period of time where is this like he
is the game's over you.

Speaker 1 (01:17:00):
I just want to drink. Let's just drink because as
bad for us. Yeah, all right, welcome back to the
Jim Colbert Show. You're five o'clock, Keyward his bills, b
I lls go to real Radio dot FM and send
that away for your chance at one thousand bucks. And
don't make the mistake a guy did yesterday where he
ignored the phone call that said no call or ID
when we tell you implicitly do not do that. Guys,

(01:17:21):
if you've seen no caller ID while you're playing the game,
you got to pick your phone up because that's how
they tell you. You want Do you want to know what
happened in that case?

Speaker 5 (01:17:28):
I do.

Speaker 24 (01:17:30):
Hey, guys, Michael P checking in Ross to answer your question.
I was in the restroom and I left my phone
out in the living room.

Speaker 1 (01:17:37):
Oh damn it missed it.

Speaker 24 (01:17:38):
But anyways, guys, I have thirteen meals that are going
in the trash night that I don't want to throw away,
and I want to donate them, but I'm having a
hard time finding somebody to.

Speaker 1 (01:17:51):
Come get them.

Speaker 24 (01:17:52):
So I'm going to leave my address with Jackie fingers
and somebody wants to come get them, that would be great.

Speaker 1 (01:17:58):
Thanks guys, love you bye.

Speaker 8 (01:18:00):
I don't think we can send strangers to your home,
Michael Pate.

Speaker 4 (01:18:03):
We cannot do that, but you guys can find a
public place that you can agree to swap out the meals.

Speaker 3 (01:18:08):
You still don't want to throw away thirteen meals?

Speaker 1 (01:18:11):
What's he doing with thirteen meals anyway? What does that mean? Even? Yeah?
I mean, how is that?

Speaker 8 (01:18:15):
What I mean is like he delivers for on wheels
and he just blew off half of his route.

Speaker 1 (01:18:20):
A bunch of old Burger king or something was going on.
I'm Jim, deb Jack and Rousster here as well, Burger Stan.
There's some interesting news out there. Of course, you've heard
the fifty year mortgage idea that came piling out of
the White House a couple of days ago. Did you
not hear that, Jock if the year deal? Yeah? Yeah, yeah,
there was a there was a glancing pitch for this
to cure the homeowner situation. I just give him fifty

(01:18:43):
year mortgages. That way their payments will be less than that.
And the White House apparently is pretty pissed off because
it was an aid that I guess dropped that in
the ear of Trump, and he could not get away,
couldn't get away from it. You know, it happens with
him and to stick to him a little bit, and
then he's got hammered by the national media on the idea,
and I think most people just kind of poop poot it.
It's still in the news a little bit, but this
actually is good news for homeowners. What's the number one

(01:19:07):
thing you think that keeps somebody from buying a home
outside of possibly being able to make the payment or
whatever the case may be. Interest rates, insurance, interance rates
definitely one of them. Down payment down payment's definitely another one.
What do you need three percent or something like that
meeting a new loan and dealing with the old one?

Speaker 4 (01:19:26):
Yeah, yeah, yeah, I had said insurance.

Speaker 1 (01:19:31):
Roof. How about your credit score? Super important to get
a mortgage, right, have a good credit score. Do you
know that there's a minimum credit score in this state?
Or actually Fanning May has a minimum credit score that
you have to have to apply for a loan from
Fanny May.

Speaker 4 (01:19:48):
Oh, I would imagine, Yeah, those are government back loans,
so you have to Yeah, I would imagine with that.

Speaker 1 (01:19:53):
Fanning May announced the day they're scrapping the minimum credit
score requirement of six twenty for loans submitted to its
desktop underwriter engine. So that means now you do not
have to have a six twenty or better credit score
to get a home now, Jack, I saw your face.

Speaker 8 (01:20:10):
Just I'm like, wait, handing out loans, isn't that how
we kind of got exactly problem?

Speaker 1 (01:20:17):
It is unqualified loans to people who could not pay them,
and balloon loans to people who they knew for a
fact we're not going to be able to handle that
payment when that balloon blew like and basically just give
people out there an idea if you're not familiar with it.
A balloon loan is basically the bank will loan you
money that you're only basically paying the interest on that loan.
In other words, if your mortgage is supposed to be
thirty five hundred dollars a month, because of the loan

(01:20:38):
you received, you know, your payment could be as low
as your twelve or thirteen or fourteen hundred dollars a month,
and you pay that for five years, then you have
to refinance that and it basically the idea is to
get you into the house that you kind of get
settled in and then kind of find your way, get
settled and then refinance the house in five years. One
of the big problems that happened in eight is people
did not have the money to refinance those and people

(01:20:59):
were getting how is way beyond their their means. So
you know, that payment they had of eighteen hundred dollars
on that fifty three hundred square foot house turned into
a you know, a thirty nine hundred or forty five
hundred dollars mortgage. And of course as those houses go
bye bye.

Speaker 5 (01:21:13):
Yeah, and like the whole giving houses to people that
were like, yeah, I know, you can't afford this, And
usually credit scores are a good idea to understand if
they can afford and be responsible for that home.

Speaker 1 (01:21:28):
No question. But I think they're part of the story
because I mean, and I'll explain, because you could have
a good financial outlook and have bad credit. Yeah help that. Well,
you could have money in the bank and have a
terrible credit score.

Speaker 5 (01:21:41):
Could you not have you it still sounds like you
made a bad decision, and you can well it can.
You can make bad decisions, but life can also come
down on you a little bit right.

Speaker 1 (01:21:49):
Life can can deal with you some bad deal. Like
let's say you're one of these wrecks and you get
hit with a thirty or forty thousand dollars bill that
you can't a medical bill that you can't pay. You
still make great money, you still are a response, all
your bills are paid on time or mostly. But you
have this credit score because you had a bad blip
in your life and it went from let's say maybe
seven fifty down to six hundred or so because you

(01:22:10):
had a really bad eighteen month run. That can happen.
What this is basically saying is instead of just solely
leaning on the credit score to receive your application, they're
gonna make a much more comprehensive are gonna take a
much more comprehensive look at your total credit and financial
picture before they say no. Because back in the day Ross,

(01:22:30):
if you would have applied and your credit score was
six to nineteen, they would blow you out one credit score,
one credit point away, and your application will get automatically
donked out. What they're saying now is they're gonna consider
more factors when it comes to home loans than just
that one credit score altogether.

Speaker 5 (01:22:49):
But even in that scenario, right, run with me, hopefully
I can communicate this message. Even if you grab all
of those extra factors, that situation can still happen. Ah,
you were just one dollars short in this category or one,
there's always going to be aligne. So even if the
line was six p nineteen to can't apply or six twenty,

(01:23:10):
even in that scenario where there's a bunch of variables,
there's still going to have to be a we can
do it here, we can't do it there. So it
feels like it's just getting a facelift or just like
a It just is changing the same goals but keeping
the same.

Speaker 1 (01:23:25):
Language, says Studies of Home Mortgage Disclosure Act, which is
the HMDA data point to credit histories, which credit scores
serve to represent as one of the most principal reasons
for property loans being denied, and the elimination of scoring
requirements could provide a leg up for Americans attempting to
get on in an increasingly inaccessible property ladder. It's a

(01:23:46):
quote here. Prior to this change, a score of six
nineteen would result in an automatic disqualification, regardless of a
Barer's broader financial profile. This is from a bank Rate analyst,
Stephen Kates. The person would now potentially qualify for a mortgage.
In other words, I think basically what this is doing
is if let's say that you are going to try

(01:24:07):
out for a football team, and the minimum requirement for
you to play for this football team is you have
to be six', one, Right but you go up to
the coach and you, go, Look i'm only six feet
BUT i run a four to one forty And i've
got a forty inch vertical. Jump you, know those are
things that you have to take into consideration when you're
hiring that that half inch isn't really going to effect.

(01:24:28):
You see What i'm. SAYING i think it's that same
kind of theory that although you may have a skill
set or you may fall short in one, area there
are other areas you make up for that really kind
of balance your financial picture.

Speaker 5 (01:24:39):
OUT i, MEAN i don't know, WHY i can't really pinpoint.
IT i don't exactly love. This for some strange, reason
it just feels, LIKE i, mean, Granted i'm not like
some credit, guru but six point twenty isn't the highest.

Speaker 1 (01:24:54):
Number it's more than. Doable oh, yeah, no that's. DOABLE i,
mean what do you think of the minimum like good
credit scores? Now anything over?

Speaker 8 (01:25:01):
SEVEN i mean of course six eighty or seven The
but you're still putting people in, homes but can they afford?

Speaker 1 (01:25:10):
Them and if they, can't it were only kicking the
can down the.

Speaker 8 (01:25:15):
Road and we'll have a similar situation that we were
dealing with in nine where people were being they were
abandoning their.

Speaker 1 (01:25:23):
Homes you, know, yeah, yeah, yeah we, look trust. ME
i cleaned out a bunch of those houses IN o.
EIGHT i mean we made a you, know we made
a real good business out of that for about a
year and a half going around and clearing these homes
that have been basically abandoned or cleared. Out says here
that uh. Criminal the guy noted that a widening the
doors to home ownership in this way and sparking an
uptick and demand at the more affordable end of the

(01:25:45):
market could put upward pressure on, prices therefore pushing this
out of reach for Some americans who stand to benefit
from the. Change so what they're saying is is if
you flood the market with more available buyers now because
you've lowered the the credit rating, rate that could actual
drive the price of homes up because now there's more
people that can buy a, Home so now the home
prices will get more.

Speaker 8 (01:26:05):
Expensive and doesn't the lower credit score you have also
raise your interest?

Speaker 1 (01:26:13):
Rate it? Does, yeah, ye, yeah yeah it.

Speaker 8 (01:26:15):
Does so it's gonna be another challenge for people with
low credit scores if they're paying a higher interest rate
to meet the payments.

Speaker 5 (01:26:22):
Regardless wait a, SECOND i think we got to the
bottom of. This you're saying that if we let in
people with lower credit, scores they will have to pay
more interest and who wins in.

Speaker 1 (01:26:34):
That, well it's gonna be the bank that wins. There
oh that's, right it's gonna be the.

Speaker 5 (01:26:39):
Bank the bank's always gonna win, there budd if they're borrowing,
Money if you're borrowing, money the person you're borrowing it
from is gonna win a. LOT i despise. INTEREST i despise.
It with the height of a thousand, Suns it.

Speaker 1 (01:26:51):
Says lending decisions consider more than just credit, score and
this adjustment will allow more aspiring buyers to avoid being automatically,
disqualified noting that factors associated with low, score such as
debt to income ratios and recent delinquencies would be assessed
independently and potentially lead to. Disqualification in other, words if
it shows like if you show a massive History i'm

(01:27:12):
not paying your bills as opposed to having one giant
bill that you can't, pay that's going to score differently
with people loaning. Money and that makes, sense, Right, look
if you paid all your, bills but, yeah you had
one medical procedure for a child that left you one
hundred and fifty thousand dollars in debt and you tried
to pay, that but you can't pay your other, bills
and that that hits your credit score. NEGATIVELY i, mean
that's that person still a qualified. Buyer they just had

(01:27:35):
one debt that drove them. Out, YEAH i mean that's
the but that happens to a lot of, people.

Speaker 5 (01:27:39):
Dude, yeah and that also makes me. Mad but as
soon as you bring that, up you're a LIB. Trd
so look at.

Speaker 1 (01:27:44):
That, WELL i MEAN i don't know where to. Go,
yeah but the thing is you can't get beyond the
name thing and just kind of look at this as
a you, know a. Business you're trying to get people
into homes and trying to get a home ownership.

Speaker 5 (01:27:58):
UP i get, that but just SAY i. Apology it's
just in that scenario the second that like you bring up, that, like,
hey families are going broke due to medical, debts people
just all of a sudden just shut down because that's not.
Doable that's not, like it's not even a possibility in
our future that we don't have to live in a
country where that doesn't break a.

Speaker 1 (01:28:17):
Family it says mortgage rates are expected to remain around
six percent for the foreseeable future on ongoing uncertainties over
the economy and federal, deficit while inventory issues and sustained
demand from wealthier buyers continue to put upward pressure on
home prices in THE, us where the median eight price
for a house is what right?

Speaker 5 (01:28:36):
Now three row? Five OH i was going to go
three seventy? Five four four point fifteen is the? Answer oh,
Wow so the average home price In america is four
hundred and fifteen thousand.

Speaker 1 (01:28:49):
Dollars that's crazy to. Me, yeah that is. Bananas LIKE
i will tell you just you, know not even ten
or fifteen years ago when we were looking to buy a,
place you, know that was you, know you're talking about
reaching the limit of what we were going to get
and now that's the, average and that was just like a,
Decade like it's just this. Debt, Honestly it's like when
we bought the condo In, baldwin when we were looking,

(01:29:11):
around our budget wasn't far from that and we were just, like,
okay you, know you, know and now that house is
now two hundred k, more you, know just and that's
a and that's a, townhouse no, property you, know, nothing
zero wilne or shared.

Speaker 6 (01:29:24):
WALLS i just hope THAT i don't, KNOW i get so.

Speaker 5 (01:29:28):
UPSET i got a little even frustrated talking about this
is because in that scenario is that you see so
many people are going to be pro a fifty year
mortgage or pro this whole, act this whole project of
lowering the credit scores to buy a. Home and then
the second you bring up like that situation of, like

(01:29:49):
well what about the one hundred and fifty thousand dollars medical?
Debt and then you bring that up and be, like,
yeah actually we can hold that accountable and hit that
with some critical thought and try to figure that. Out
and then the second you do, that it's, like, oh
you're looking for a, handout and it's, like, well but
you're also pro higher interest rates in banks winning.

Speaker 1 (01:30:08):
Then, yeah, Yeah well that's one of the big issues
with the healthcare thing now that's being argued is the
fact that the insurance companies are the beneficiaries of all
that money that goes in. There it says, here we've
seen kind of a credit score, inflation meaning the same
number now often reflects weaker underlying. Credit removing That flora
could bring in borrowers with higher default, risk especially in
markets already under price, pressure like parts Of florida and

(01:30:30):
the Broader Sun. Belt so there are a lot of
moving parts, there but they're trying to do something to
get people in the. Houses we'll see how that works.
Out death to interest all, right four oh seven nine
one six one four. One, again you can always text
us at seven seven zero three to. One how do
you guys handle people that come up to your house
unsolicited than nine? Milimeter how do you have? Adept do you?

Speaker 17 (01:30:54):
Have that?

Speaker 1 (01:30:55):
Happen very often people like a, solicitor maybe someone from
a religion or trying to sell you some, thing and you,
know walk up to your door and knock on it
with without being? Invited do you just not answer the?

Speaker 4 (01:31:05):
Door, oh that's impossible with our front door because it
has a big glass oval and if we're anywhere in the,
room you can see.

Speaker 1 (01:31:11):
Us oh, yeah get their. PITCH i, say, no thank,
you have a nice. Stay do you open the door?
Usually do?

Speaker 17 (01:31:16):
You?

Speaker 5 (01:31:16):
Yeah, YEAH i do.

Speaker 1 (01:31:18):
NOT i just tell them through the door THAT i
do not want to be around, them and they can
just go and leave my. Property AND i don't care
who it. IS i don't care what you're there for
for the most. Part if you want to do my
business with, me AND i always tell them you, to you,
know call me or write a letter or send me.
SOMETHING i don't want to talk to you in my,
house on my. Property uh, SIR i don't have your phone. Number.

Speaker 6 (01:31:35):
Yeah well that's the, problem isn't.

Speaker 1 (01:31:36):
It Well i'm interested to see how the audience feels about,
that because there's an interesting case right now about this very,
thing And i'll tell you more about it Next.

Speaker 2 (01:31:43):
Thursdays Are cooler With ross pagets presented by Mills. Air
turned to the experts At carrier and turned to the
experts at Mills air dot.

Speaker 1 (01:31:51):
Com, Shoo.

Speaker 25 (01:31:55):
I'm A ross on this to, me all that sounds
like is getting people into homes so the bag to
make more interest on the. Payments BECAUSE i saw the
mask on a fifty year mortgage and instead of paying
essentially what is twice for a, house you're paying like three.

Speaker 1 (01:32:09):
Times, yeah the. House it's.

Speaker 25 (01:32:10):
Gross the example is like a four thousand dollars. Home
normal rate was like nine hundred, thousand but with the
fifty year it's one point seventy million is what you
end up.

Speaker 22 (01:32:19):
Paid good, Afternoon Jim Colbert. Show, hey you can, have
Like jim, said bad credit with plenty of. INCOME i
was self employed for about twenty years AND i did
all my business THAT i needed to through my. Company,
well that didn't leave me anything in my personal. Credit

(01:32:42):
so my COMPANY i could go borrow as much AS i,
wanted but my personal CREDIT i.

Speaker 18 (01:32:47):
Couldn't, doodles, Doodles, yeah a bunch of different. Options you're five, O'clock,
heyward as bills b i, ls just mosey over to
real radio DOT fm and send them off for your
chance in a thousand.

Speaker 1 (01:33:02):
Months bills is the, word, guys and don't be. Silly you,
know if you're playing this, game you got to keep
your phone. On you got to turn it up and
you have to answer it when it, Rings because, that my,
friends is how they tell you you've.

Speaker 3 (01:33:13):
Won and you want to pay your, bills you damn sure.

Speaker 1 (01:33:16):
Do I'm. Jim there's Deb jack kil And sauces here as.

Speaker 5 (01:33:21):
Well still hating.

Speaker 1 (01:33:22):
Interest, yeah, yeah trivia coming up in a few and
of course at the top of the hour we get
some ross. Thoughts find out what's on his mind. Today.
Yeah did you guys see this story out Of Orange, County?
Florida the REASON i bring up the canvassing issues because
of this story out Of Orange. County you see? THEM
i think? So yeah it.

Speaker 5 (01:33:40):
Is it is Gnarly Orange county couple who are seen
in a TikTok video use racially charged language against a
solar utility worker earlier this. Summer now they're facing formal.
Charges What i'm just it was the solar part that
made me.

Speaker 1 (01:33:55):
Laugh, YEAH i, mean it's like any door to door,
salesman it doesn't really matter what they're. Doing can be water,
softening it could be like a matter of, Fact i'll
tell you WHAT i say THAT i don't talk to,
Anybody and AS i just went to the bathroom And
i'm walking. BACK i have a card in my pocket
right now for a guy who repairs, driveways which we.
Need he was just driving around looking for bummed out
driveways and we need. Repairs he just walked up and

(01:34:16):
offered his, card AND i actually took. It So i'm
not even living up to my own. Thing but that's
literally the first time in twenty Years i've done.

Speaker 5 (01:34:22):
THAT i only laugh over the solar aspects because that
guy's just trying to be, like hey, Man i'm just
trying to cut an electricity, bill like they're just at,
work and just to face that, with you, know racially charged,
slurs oh.

Speaker 1 (01:34:37):
Much i'm gonna read what they. SAID i want you
to fill in the blanks if we can see and
figure out exactly where they went. Wrong The State Attorney's
office Announced wednesday That Stephen Edwin wiley and Ryl Ann
pile are being charged with assault evidencing prejudice. Interesting the
charge of stem from this. Event they were At Hunter's,
creek which is a neighborhood in The south part Of.

(01:34:58):
Orlando nice big. Neighborhood you just have a beautiful golf.

Speaker 6 (01:35:00):
Course golf course, there they have an ale house there
gets ra.

Speaker 1 (01:35:03):
Yeah Dog Uh and it basically what happens was this
guy walks up and he's, canvassing you, know just doing
door to door on a. Neighborhood in the, video the
couple can be seen coming out of the home toward this,
guy Mister, johnson who is a black. Man, uh using
various explicatives or, yeah it's explotives by Part oh, yeah,

(01:35:25):
Yeah i'm, sorry explotives and racially charge. Language this is
what they, said quote and you can kind of fill
in the blanks, here get your black blank the blank
out of. Here. NOW i think what it means is
get your black toyota the heck out of. HERE i
think that's what they.

Speaker 9 (01:35:44):
Said.

Speaker 1 (01:35:45):
Uh it, says, uh you come back again And i'm
going to hang. You yeah to a person trying to
sell a. SOLAR i mean it could have easily just
been not. Interested you, could you, know take, off no thank,
you no thanks for work, there no, thanks not, interested
not in the market for. That the video got thirteen

(01:36:05):
million views before it was taken. DOWN i remember who posted.

Speaker 4 (01:36:09):
It he did the guy who was, canvassing because he
said he pulled out his.

Speaker 1 (01:36:13):
Phone.

Speaker 4 (01:36:13):
Good once they started following him because he said at
that point he really started to fear for his own
stale if.

Speaker 1 (01:36:18):
They came out of the house after. Him and actually
he went across the street to continue doing his, job
and they walked and followed him across the. Street so
they were, like, uh they were, like you, know they
were coming after. Him it wasn't like they just told
him to get off their property or get out of their,
house or whatever the case may. Be they you, know
they literally came out and they followed this guy. Around,
now they claim that when they said they weren't, interested

(01:36:41):
the dude flicked him a. Bird that's what they claimed
that caused all of, This but there's no evidence that.
Happened that's just what they're.

Speaker 6 (01:36:48):
Saying even, then dude middle finger equaling up that.

Speaker 4 (01:36:53):
Response plus they if he had given them the middle,
finger wouldn't that have been one of the things they
would have been screaming at him while he was recording
how dare you give us the? Finger and we said.
No but none of that was ever. Mentioned it was never, Mentioned,
so in other, words it didn't. Happen, Now i'm not
saying that these two people are bad.

Speaker 3 (01:37:09):
People did you see their.

Speaker 1 (01:37:10):
Photo i'm not saying that they're bad, people but this
isn't the only thing they're in trouble. For for the,
record did you hear the other part of the? Story?

Speaker 6 (01:37:17):
No please tell me it was Another solar?

Speaker 1 (01:37:20):
Guy it was not another Is wiley And, pile which
sounds like a really terrible law, firm have been ordered
to appear In Orange county. Four it said they're currently
In Orange county, jail, however on charges in an unrelated.
Case those charges are as. Follows, pile the woman was

(01:37:41):
arrested for beating her stepmother and preventing her from leaving a.
Room she's facing charges of false, imprisonment felony battery and
battery domestic. Violence the, Guy, Wiley he's also facing felony,
charges false, imprisonment aggravated assault with a deadly, weapon felony,
battery and battery with domestic. Violence and when they asked the,

(01:38:04):
neighbors the neighbors had simply said, this hey, man this
ain't our. Neighborhood you, know this is not the kind
of thing that happens in our. Neighborhood these two people
are like. Outliers, so even on top of the TikTok,
thing they have, many, many many other troubles as, well
and they're still in. Jail SO i don't handle my
stuff like. That but when people come to my property
and they're not invited that do not care for. IT

(01:38:25):
i don't like. THAT i don't like people say you
HANDLE i would never handle it like. That BUT i
would simply Say i'm not. Interested you, know that's. It i'm.
GOOD i would just literally walk away from my. DOOR
i wouldn't say anything. ELSE i would just, say, hey,
man not, interested thanks for the. Offer i'm.

Speaker 6 (01:38:39):
OUT i GOT i got a little lippy towards a
door to door. Salesman why would you do? That, WELL
i think you'll.

Speaker 1 (01:38:46):
Understand, actually do you flip you? Off and, no it's,
Right i'm. Sorry did you open the? DOOR i? Did?
OH i did already one up On jim.

Speaker 5 (01:38:54):
Gohead it was eleven fifteen everything what am?

Speaker 15 (01:38:58):
Oh?

Speaker 5 (01:38:58):
Oh, OKAY i say. It eleven fifteen. Am i'm holding Mister,
miles my. SON i feel his last. Breath, awake he's.
Asleep time to go to the. CRIB i know what the, dude?
Daddy time here we. Go, OH i put him. Down
he's still.

Speaker 1 (01:39:13):
Asleep AS i.

Speaker 6 (01:39:13):
Fis pumped, silently knock, knock.

Speaker 1 (01:39:16):
Dogs, OH.

Speaker 5 (01:39:20):
I run to the.

Speaker 6 (01:39:21):
DOOR i, GO i have a sleeping, baby LIKE i.

Speaker 5 (01:39:24):
Said, it like he AND i were, Married LIKE i said,
that like like he would have known about my child
THAT i just put down for a.

Speaker 1 (01:39:32):
Nap that's.

Speaker 5 (01:39:32):
Great SO i felt really, bad BUT i definitely came
in real. Hot no not right, Now, NO i have
a sleeping.

Speaker 1 (01:39:39):
Baby what were they trying to? SELL i.

Speaker 5 (01:39:41):
Couldn't we didn't even get that. FAR i think he, understood, like,
oh this guy's not good at. THIS i, mean you
ever bought?

Speaker 19 (01:39:46):
It do you?

Speaker 1 (01:39:47):
Ever do you ever buy anything door to? DOOR i,
mean do you ever offer?

Speaker 17 (01:39:51):
It?

Speaker 1 (01:39:51):
You have you ever purchased a surface a service that
was offered door to? Door like a, like, uh you know?
Anything it doesn't. MATTER i, mean, uh what's even sold
door to?

Speaker 23 (01:40:02):
Door?

Speaker 8 (01:40:02):
Anymore cable services that they come their respectrum yeah, yeah
or at and t or yeah, yeah treat, trimming driveway?

Speaker 5 (01:40:13):
REPAIR i always. Landscaping how'd you do with the driveway?
Guy BECAUSE i don't like. THAT i don't like when
people reach out to me to be, like, hey by the,
way when they see you Need he was just a
good old, BOY i had No, actually the funny thing
is IS i had no.

Speaker 1 (01:40:29):
Problem this is exactly how this. Went hey, MAN i
own a paving. Company we do. EVERYTHING i got all
the equipment and. EVERYTHING i drive. AROUND i know she
got a bad driveway. HERE i just wondering IF i
could quote on passion and see on this thing for.
YOU i was, like, buddy you can certainly do. That
so he walks around real. Quick he comes back out
and he, goes how about this? Much AND i, go
that's a damn good. Price give me your. Card he
gave me his. Card that's What i'll holler at you

(01:40:50):
WHEN i get a. Chance he, goes, thanks. Partner that
was the entire.

Speaker 5 (01:40:52):
Thing, SEE i THINK i take some small offense to
a guy walking UP i do not know, you and
you go, like oh, yeah it looks like a driveway.
Suck i'm, like all, right, bud let's what was your name?
Again you, know, like, well you gotta warm me up
before you start being critical about the things THAT i.

Speaker 1 (01:41:11):
Own you didn't come in here and, go hey, MAN
i just noticed it looks like you live in a meth.
HOUSE i was wonder IF i could put a patch
on this. Thing so you don't get bum rushed by
the cops or. Fed butn't like.

Speaker 8 (01:41:21):
That text are saying you also can get vacuum cleaner's
door to door Girl scout, cookies ALTHOUGH i think they
no longer encourage going door to door for.

Speaker 1 (01:41:31):
GIRLS i don't think they do their Girl scout door
to door. ANYMORE i don't really they do A kate,
RECENTLY i think a. PARENT i mean they were with their.

Speaker 9 (01:41:37):
Parent.

Speaker 1 (01:41:38):
YEAH i don't know if that's a directive From Girl scouts.
GO i think that's maybe just a real agro parent
who wants their kid to weird when that. Pride that's
WHAT i. Think and by the, way my parents did
buy a vacuum cleaner door to, door AND i was
so pissed. OFF i couldn't see straight because they paid
so much for this vacuum, cleaner because you, KNOW i,
mean they were very, convincing and my my parents, weren't you,

(01:41:59):
know like.

Speaker 4 (01:42:01):
Oh, wait the water, SOFTENERS i mean when they take, yeah, yeah,
yeah and then you see the evidence right there and you're, like,
OH i got you, KNOW i don't want to be
drinking bad.

Speaker 1 (01:42:10):
Water and this guy did the worst thing. Ever so
we lived in. It, actually we lived in a second hand.
Trailer we bought a trailer from somebody else who had,
dogs and we tried to clean the carpet and the
thing one hundred times and we got it pretty. Good
but it was always.

Speaker 5 (01:42:23):
Something and this guy it was The, rainbow The Rainbow Vacuum.

Speaker 1 (01:42:27):
Company, oh it's.

Speaker 8 (01:42:28):
Funny someone else Said Rainbow, vacuum The Rainbow Vacuum.

Speaker 1 (01:42:31):
Company and the whole thing With rainbow is is they
didn't have a bag that used. Water, Right you filled
it up with water and therefore when the dust and
everything came, in hit the water and the water would
trap it so the dust couldn't fly around. Anymore, yeah
and then you could also put a little drop of
this serum in, there and when you turn the air
on the thing, on it would make your entire house smell.
Amazing because they used this little thing to as it's creating,

(01:42:55):
vacuum it's blowing air out and they're, like, well we'll
do something with that air that's going, out and they'll do.
That but here's what they. Did this guy's in there
And i'm like and this thing was, like you gotta, remember,
dude this is in the mid. Eighties and this thing
was like eleven hundred, dollars which would be like what
three grand, Now and we lived in a. Trailer my,
dad my stepdad worked at the. Mill my mom was a.
Teller we did not have extra dough taffy for. Dinner yeah,

(01:43:17):
YEAH i mean we didn't have extra. Dough and this
guy is in the in the living room and we're
all marveling at this machine or, like god, mine this is.
Amazing and he, goes let me show you, this and
he goes into his little case and he comes out
and he has this little swath of white cloth like
looks like it maybe cut from a, sheet, right and
no big. Deal he opens up a container in the

(01:43:37):
thing and he puts a little white cloth in there
and he closes it. Up he turns the vacuum, on
and he, goes we can agree that cloth was dead
white when we put it in, there, Right we're, like,
yeah dead. White he ran it over like maybe a
foot and a half or that carpet and they pulled
that thing out and it looked like my dog's. Coat
it was an eight inch thick in dirt and grime and.
Stuff and my mom bought it on the instant right

(01:43:58):
there with that one test you. Bought it could not afford,
it could not know, nothing no. Chance but that's exactly what.

Speaker 3 (01:44:05):
Happens you want to feel better about.

Speaker 4 (01:44:07):
That, yeah somebody just texted us at seven seven zero three.
ONE i bought a two three hundred Dollars kirby. Vacuum
my wife was not. Happy we have all hardwood floor. Smh.

Speaker 1 (01:44:24):
Yeah we bought a rain soft water softener from them as,
well because when we had a well and we had
iron in our, water so all of our tubs and
sinks were like this rust color because the water had
so much iron in it and it was cool with
the thing, is if you've ever had softened water and
tried to rinse soap off, yourself it takes about six. Weeks.

Speaker 5 (01:44:43):
Really, yeah it's wild.

Speaker 1 (01:44:45):
Because the water has it conditions the water with salt or,
something and they give you this like lifetime. Soap so
when you use, it it's like you feel, clean it feels.
Great but, man when you try to wash it, off
it seems like it never washes. Off you always have
like this weird slime on. YOU i have no weird.
Slime you have the water. Soft sure it's not rain. Soft, no, no,
no you. Salt, yeah, YEAH i remember my.

Speaker 6 (01:45:08):
Mom, yeah my mom bought. Knives, yeah that's another.

Speaker 1 (01:45:12):
One.

Speaker 8 (01:45:13):
Knives, ACTUALLY i remember we used to have the knife
sharpener guy would come down a station wagon and he'd
have a bell just like the ice cream. Truck you
get all, excited you go out and see his jenky
old station wagon and he'd be sharpening knives in the.

Speaker 1 (01:45:30):
Back there was a guy In English estates WHEN i
lived over By Code. Black it was on a. Bicycle
he had a bicycle that he rigged a little thing
up on the front that had a grind and he
would drive around a bicycle and clean and sharpened knives
on a. Bike we.

Speaker 8 (01:45:44):
Had we had The fuller brush salesman who every once
in a while would come by the. House he wanted
to sell. Brushes and then my my sister told my.
Mom she, GOES i think he's. Creepy she's, like, Okay
i'll tell him never to come. Back and then somebody
just in the number one of all. Time and if you're,
like you know you're in your fifties or, whatever it's

(01:46:05):
The encyclopedia.

Speaker 1 (01:46:06):
Salesman oh, yeah, yeah they come by and they have the.
Encyclopedias you buy LIKE a THROUGH, c and then you
buy dth or LIKE f OR, g and then you
have to you have to plan it. Out, so in other,
words you can know a whole lot about stuff FROM
a TO c if your parents can afford.

Speaker 8 (01:46:19):
It we had The World Book, encyclopedia The Brown.

Speaker 1 (01:46:22):
Edition, yeah, yeah, Yeah i'm, sure. SEVENTIES i Think i'm.

Speaker 5 (01:46:25):
Sure at some point during that sales, pitch the salesman was,
like this will never ever exist in just in your.
Pocket you have to buy it in, books hard.

Speaker 1 (01:46:35):
Copies, yeah you.

Speaker 5 (01:46:37):
Know every decade or so you'd update it to get
the new. Information that's exactly, right all, right seven seven
zero three. One that's how you text us? Bills is
your five o'clock. Keyword we'll take a little. Break loat them, up.

Speaker 1 (01:46:47):
Guys it's time for. Trivia we'll do that. Next you
want to play a?

Speaker 2 (01:46:51):
Game Should Jim colbert showed triviaiz next.

Speaker 1 (01:46:57):
Call welcome back to The Jim Kolberg, Show Roll radio
one oh four point. One thanks for tuning, in. Guys
we appreciate, that as we do every. Day i'd like the.
Show tell somebody make usure number one pre set on
The iHeartRadio. App that's a big plus as well for.

(01:47:20):
Us grateful for you doing. Them I'm. Jim there's deb
hello check us here as. Well, yeah along with The,
ross it's all true And jack has The Jackie. Sack
what's in?

Speaker 5 (01:47:29):
It?

Speaker 1 (01:47:29):
Buddy all of bard chuck, it chuck, up choo, choo
look at, it, clack look at.

Speaker 26 (01:47:34):
It.

Speaker 8 (01:47:34):
Gleax all, right four. Prizes listen. Up your winner gets
to pick one and move. On, okay we don't have
time to dondle, here we. Don't Orlando Pride playoffs This,
sunday three, pm Intern Coach. Stadium want to? Go got
you a pair of playoff? Tickets if you BEG i
can maybe make it four. Tickets here's the. Deal you

(01:47:56):
want to buy your, tickets go To orlando Dsh pride dot.
Com The ladies look to defend THEIR nwsl. Title it
is the, playoffs also in The Jackie. Sack something else.
Happening let's. See this one is In, March march, first
to be, exactly you like the yacht rock how About
Toto baby.

Speaker 5 (01:48:16):
A pair of tickets to an evening With toto at
The Hard Rock Live.

Speaker 1 (01:48:21):
Orlando.

Speaker 8 (01:48:21):
Again It's march, first you can get tickets at ticketmaster
dot com or the Hard Rock Live Box. Office something
else happening at the Hard Rock live This. Sunday there's two.
Shows the evening shows sold. Out they're, like let's do
an afternoon, show all, Right so at four pm you
can See Hassan Hates ronnie And Ronnie Hates. Hassan It's

(01:48:44):
Ronnie chang And Hassan minaj at.

Speaker 1 (01:48:48):
The Hard Rock Live orlando This, sunday four. Pm it's Comedy, baby.

Speaker 8 (01:48:53):
AND i got a pair of tickets to it again
Hard Rock Live Box office to get yours finally Into Jackie.
Shack it's a four pack of. Tickets i'm going to
Include Pitt passing as. Well we are Talking. Baby this
Is monster Jam. Man it's At Camping World, Stadium january.

(01:49:18):
Tenth it's something you have to do at least once
in Your life's gene short Super, bowl.

Speaker 1 (01:49:27):
Bring the.

Speaker 8 (01:49:27):
Family you want to get your, tickets go to ticketmaster dot.
Com but something you do not want to. Miss we're
Talking monster Jam. Baby awesome, trucks amazing, stunts big.

Speaker 1 (01:49:38):
Air it's all Happening Camping. World. Stink did you say
you said, stunts, big big hair and big air and
flaping heels from Pay. Less i've met a few amazing.

Speaker 5 (01:49:49):
Stunts yeah does that, matter doesn't matter how many drinks
you buy them, Today Thanks Jack.

Speaker 1 (01:49:58):
BRIDGING i like when they wear a Tat Manian.

Speaker 5 (01:50:00):
Devils yeah, yeah that's my.

Speaker 1 (01:50:02):
Favorite uh? Stunt yeah? Yeah back to. You clickity clap, one, two,
four horor.

Speaker 3 (01:50:07):
Five let's just go number, one number.

Speaker 1 (01:50:10):
One right up. Top it Is, Kevin. Kevin how you
doing doing? Great? Boss want to play a little game with?

Speaker 10 (01:50:16):
Us let's do.

Speaker 1 (01:50:17):
It let's do, Indeed nick dog a? Game all, Right?
Kevin this is a real easy. Game got a? Questionarefore
you have four? Answers one of these answers is? Untrue
what if you can isolate that one and then say
it out? LOUD i will send you over to The Jackie,
sack where a bunch of cool stuff of. Weights are you?
Ready here we, go. Buddy on this day in nineteen fifty,

(01:50:38):
five comedian, actress talk show, host she's one of six
actresses to earn egot. Status wouldn't Be Whoopy. Goldber it
Is Whoopy. Goldberg, yeah she believes in. Ghosts she loves
the color of.

Speaker 5 (01:50:55):
Purple today Is Whoopy goldberg's birthday and danger. Girl here
are three fun facts About whoopie and one lie that
looks the same as it did twenty years.

Speaker 1 (01:51:03):
AGO i know it's. Amazing no, Eyebrows no. Eyebrows i've
been rolling that and look for a while. Too all, right,
buddy we're talking About Whoopy. Goldberg which one of these is?
Untrue number, one she became A she became a grandmother
at forty one years. Old number, two she was once
a phone sex. Operator number, three she has a tattoo
on her right shoulder of, woodstock the bird from The

(01:51:26):
peanuts comics Trip. Or, lastly she got the Nickname whoopee
because of her continuous. Farting which of those is a?

Speaker 9 (01:51:34):
Lie number?

Speaker 1 (01:51:36):
Four, no that's absolutely. True Whoopy goldberg got that nickname
because she had always bad, gas and her friends called
her Like, whoopee like A whoopee. Cushion exactly is exactly what?
Happened all?

Speaker 9 (01:51:48):
Right?

Speaker 1 (01:51:48):
Two, three four or? Five, ah let's go To it's
made her a couple. BUCKS i think she's, Fine, oscar
how you doing doing? Good? Boss we're talking About Whoopi.
Goldberg which one of these is not? True number? One
and she became a grandmother at just forty one years.
Old number, two she was once a phone sex. Operator or,
lastly she has a tattoo on her right shoulder of
woodstock the bird from The peanuts comic. STRIP i don't,

(01:52:12):
know let's go with the. Tattoo, no that's absolutely. True
she does have a tattoo of woodstock on her right.
Shoulder oh that's. Interesting what a Weird that is such
an odd thing to have a. TATTOO i wonder what
the Connect the story would probably be way better than
the Tat.

Speaker 3 (01:52:26):
That's WHAT i want to.

Speaker 1 (01:52:27):
Know all, right, three four or? Five let's just go.
Three let's go.

Speaker 5 (01:52:30):
Three right there Is.

Speaker 1 (01:52:30):
Raquel, raquel how you doing? Good how are you out doing? Great?
Raquel we're talking About Whoopy. Goldberg you get a fifty
to fifty shot? Here which one of these isn't? True
number one she became a grandmother at just forty one years.
Old or, lastly she was once a phone sex. Operator
not many go with number. Two, no that's absolutely. True

(01:52:54):
she at one point was a phone sex operator who wasn't.

Speaker 19 (01:53:00):
All?

Speaker 1 (01:53:00):
Right four or?

Speaker 5 (01:53:01):
Five so if he's choice, Five, colleen how you Doing?

Speaker 1 (01:53:07):
Colleen i'm fabulous how are you? Fabulous now you have
a great phone, connection which is, awesome collinful tell me
if this is true or. Not she be became a
grandmother at forty one years. Old you know it's not.
TRUE i think she was actually in her.

Speaker 5 (01:53:23):
Thirties she was thirty four years old when she became a.

Speaker 1 (01:53:26):
Mother you're on a, percent, Right and kyleeen knew the.

Speaker 13 (01:53:29):
Answer, WELL i knew she was, young BUT i didn't
realize thirty four was that?

Speaker 1 (01:53:33):
YOUNG i mean that's. Young, Well, colleen either, way you,
win and we love. It joy appreciate. It thank, You,
colleen appreciate it so. Much you're. AWESOME i love people like.
THAT i, know sound Like, colleen you ever done? Me
you called exactly you're. Listening, yeah she became a grandmother
just thirty four years.

Speaker 5 (01:53:48):
Old, wow what's the math on?

Speaker 15 (01:53:50):
That?

Speaker 1 (01:53:50):
Yeah seven seventeen and. Seventeen yeah it was seventeen, Seventeen,
yeah something like that for. Sure So i'm guessing, yeah
seventeen had a seventeen year old that HAS sid that
got breagnant at a. Kid, yeah, YEAH i.

Speaker 5 (01:54:00):
Mean it could be seventeen seventeen or it could be you,
know twenty fourteen.

Speaker 1 (01:54:04):
DUDE i think mine could. BE i think my wife
made her mom and grandmother when her mom was like
thirty nine or or something like.

Speaker 15 (01:54:12):
That.

Speaker 1 (01:54:13):
Yeah, yeah because you Know torri had our first child
or her first child at eighteen years.

Speaker 6 (01:54:19):
Old oh.

Speaker 1 (01:54:20):
Wow, yeah and then she was you, know her mom
was very young when she had. Her so it's not that.
Hard it's just gene shorts math is. ALL i.

Speaker 5 (01:54:28):
Know it's NOT i, know it's not that. Hard it's
kind of.

Speaker 1 (01:54:32):
Easy couple things about, Uh whoopy before we get to
the top of the hour and get some get some ross.
Thoughts Whoopy goldberg was the Second American African american woman
to receive An Academy. Award anybody know the first, One hattie.
McDaniel you gone with the, Win gone with the. Wind
when signing, autographs she only signs her first. Name she
just Puts whoopy nothing. Else her actual name Is Karen

(01:54:54):
Elaine Martha Johnson. Johnson Karen Elaine johnson. Is when she was.

Speaker 4 (01:54:59):
Recently high, hospitalized apparently someone on the medical staff, said
you look just LIKE Whoopi. Goldberg, yeah but she was
registered Under Kara Joe.

Speaker 5 (01:55:07):
Goldberg and then she said she.

Speaker 1 (01:55:11):
Did you and then lastly Here woopy used to exclusively
travel by bush and the reason why is in nineteen
seventy eight she actually witnessed two planes run into each
other in mid. Air oh, really she witnessed an in air.
Collision and from that moment she would not ride on an.
Airplane she's gone to therapy and now she will, fly

(01:55:33):
but as a rule travels by bus most of the.

Speaker 4 (01:55:36):
Time she also just recently wrote a memoir about her,
family her, life and apparently her mom had a lot
of mental health conditions and was put through electric shock,
therapy so much so to the point where she didn't
remember her.

Speaker 1 (01:55:48):
Children, wow, REALLY i didn't know. THAT i didn't see
that anywhere. Today she's a fascinating figure though she really
is just reading about her a little bit. Today i've
known about, her of course because she's been around for a.
Minute but, man what a talented. Person and uh, yeah
pretty amazing what she. Does good basketball, Coach yeah. Yea
she credits Joy bear for getting her that gig, there and,
yeah she says she's greatly indebted to her for getting

(01:56:09):
her that job on the on the.

Speaker 4 (01:56:10):
View, well if you, remember she tried being a radio
host radio talk show.

Speaker 3 (01:56:14):
Host, yeah she did and did not work out that.

Speaker 1 (01:56:16):
Well it's. Hard it's not as easy as you think it's,
not but it's easy for.

Speaker 5 (01:56:19):
US i Guess ross thoughts, man there is one thing
that is completely grabbed all of our lives and put
it in a. Present of, Course i'm talking about. Time
this is such a weird time in my, life AND
i just found out that you can make time feel
a little bit, slower you can make you can have
time feel a little bit.

Speaker 1 (01:56:39):
Faster i've looked it.

Speaker 5 (01:56:41):
Up i've got some, answers AND i have some answers
to the questions of why does time go so?

Speaker 6 (01:56:47):
Fast or why does this take in? FOREVER i love.

Speaker 1 (01:56:49):
THIS i can't wait to hear. That we'll do that
next here on The Jim Colbert, Show, plust we having
a keyword for you right. Now your six o'clock keyword is. Credit.
CRED i go to Real radio DOT fm and send
that away for your chance at one thousand. Bucks credit

(01:57:10):
is the, word, guys that is your six o'clock. Keyword
we wish you the very best phone on phone. Up
answer it when it, rings regardless of what it says
on the. Screen if you're playing the. Game that's how
they tell you you. Won credit is the. Word, guys
go get that, money only have to wait an. Hour I'm.
Jim there's deb Hell jack you And ross has some.
Thoughts it's. Weird these are.

Speaker 2 (01:57:32):
Thoughts it's funny my name Is ross SOMETIMES i wasn't.

Speaker 1 (01:57:36):
Lying It's ross frothy spelled like sauce My.

Speaker 5 (01:57:40):
Mills, there It's ross. Thoughts, listen my home needed a
whole NEW ac unit a couple of years.

Speaker 1 (01:57:46):
Back it's even more complicated than.

Speaker 5 (01:57:48):
That, yeah my home is, old so it didn't even
have room for AN ac.

Speaker 1 (01:57:52):
Unit literally was not designed for central heat and. Air
two other companies before that said, no thank. You mills
comes in and builds us as. Them that works perfectly
for that and it's still kicking. ASS i asked two.

Speaker 5 (01:58:03):
Companies they responded with they started second air through. TEETH
i Asked. Mills they're, like, oh, yeah no, Problem, Dounzoe
we're gonna put it. Here this is this is where
it should. Go so the greatly On mills today love
His company's. Awesome and you, know a lot of time
has passed Since i've gotten THE ac unit and it
works just LIKE i got it, yesterday AND i wish

(01:58:24):
we could all be like my Mills ay Or carrier ac,
unit where time doesn't really affect your. Existence but here
we are with the most time that we've ever experienced right.
NOW i don't want to make this too, trippy but
take a moment pat yourself on the. Back you made
it to whatever age you are right. Now, yeah, now

(01:58:45):
let's suffer and talk about.

Speaker 1 (01:58:46):
It you've made it the farthest manhood has ever made.

Speaker 5 (01:58:49):
It, yeah, yeah you, know like you. ARE i don't.
Know the OLDER i, get the More i'm trying to
really hyper focus and appreciate mine, now BECAUSE i think
that's a the e pass to anxiety or maybe even
depression or just negative. Thoughts when you get wrapped up
about maybe stuff in the, past or if you get
wrapped up about stuff in the, Future well do that

(01:59:10):
thing that.

Speaker 1 (01:59:10):
You suggested for what you do that's. New we had
a guy called yesterday and say met him nauseus as.

Speaker 9 (01:59:14):
Well.

Speaker 1 (01:59:15):
Yeah just the idea of thinking of something that large
is so overwhelming it just makes you.

Speaker 5 (01:59:19):
Sick, Yeah And i'm happy that he felt that, way
because SOMETIMES i feel like a crazy person WHEN i
get these really weird, thoughts And i've gotten really into
philosophy and different philosophers and always trying to follow and
maybe hear or pick up on a new ism that
might stay with me for a. While and the, one
the new rosstot that's really entered into my brain, Is,

(01:59:41):
MAN i really WISH i could make time. Slower SOMETIMES
i feel that, way and other TIMES i, go, MAN
i really wish this was.

Speaker 1 (01:59:47):
Over so like the minute you walk in those.

Speaker 5 (01:59:49):
Doors and of COURSE i don't want to complain without,
solutions SO i actually kind of found some. Solutions if
you Are first of, all let me ask survey the, Room,
jim is time faster slow for you right?

Speaker 1 (02:00:03):
NOW a little fast for? Me right, bill?

Speaker 6 (02:00:04):
Buddy and now is it the fastest it's ever?

Speaker 5 (02:00:08):
Been or has there been faster eras in your life
that you're, Like, man that year went by.

Speaker 1 (02:00:13):
Quick. Yeah WHEN i owned my print shop and my
radio career career was beginning and my kids were, young
it seemed LIKE i would go to bed on A
monday night and wake up on A friday morning the same.

Speaker 9 (02:00:24):
Day.

Speaker 1 (02:00:24):
Yeah, yeah it just seemed like weeks would go by
with no memory of, it and it would seem like
those those those those moments during the, year birthdays or.
Whatever it would seem like we would leave one and
the next one would be the next, weekend even tho
it would be two months, away.

Speaker 5 (02:00:39):
And you would say that you don't like. THAT i
do not care for. That, now no one should care for.
That dead fast, slow really, fast really really really. Fast
jack fast slow fast. Fast let's change. That how to
make time feel? SLOWER i know this is a, Dad
this mon might rub you the wrong. Way i'll be
doing this as soon AS i get, home by the,
way new experiences out of the, box new. Experiences and

(02:01:04):
the reason why is because when you try something, new
your brain has to pay, attention, aka it starts to
kind of brush off all that rust and dust in
certain parts of your, brain making more memories that records more,
details so time feels stretched out.

Speaker 1 (02:01:22):
Interesting so, basically is it like maybe getting out of
a rut of the normal thing that you do every single,
Day like breaking the norm of that will make it seem.

Speaker 8 (02:01:30):
Slower, yeah you're. Not you're not thinking about the. Details
you're not paying. Attention you go into, autopilot like you're
going from the print shop to the radio to. Home
and it just becomes a regular. Thing that's exactly what it,
is like a rut in. Time so out of, nowhere
just go.

Speaker 5 (02:01:45):
Bowling like you, know out of, nowhere go over to
a friend's house and they're gonna ask why are you?
Here and then you just gotta be, Like i'm here to.
CHILL i JUST i just want TO i haven't seen
you in a. While this feels, new.

Speaker 1 (02:01:57):
DUDE i gotta tell, you you're one hundred percent. Right when
my wife AND i went over to the west coast
Of florida for her birthday this, year out of, nowhere
we went to an escape. Room, oh out of. Nowhere
we just went and we were the only people, there
and you were a that that was the highlight of
the entire. Trip not the sweet we were staying, in

(02:02:17):
not the, beach not of the meals we had that
were all, great that paled in comparison to that hour
and a half or two hours we were in that
in that escape room Because i'd never done with we'd
never done that together.

Speaker 5 (02:02:28):
Before now debt new. EXPERIENCE i feel like you have
like a like a whole docket of new experiences just
waiting to blossom into your.

Speaker 1 (02:02:36):
Landscape what would BE i, KNOW i.

Speaker 5 (02:02:39):
COULDN'T i couldn't have worded that any weird er IF i.
Tried but what new experience COULD i see In deb's?

Speaker 1 (02:02:46):
Future, hmmm looks like time's gonna be slow for a.

Speaker 4 (02:02:52):
While, Yeah i'm in the process of planning a, wedding
so AFTER i get past, that probably, yeah WELL i,
yeah that's very.

Speaker 6 (02:03:03):
New if you're looking to make time feel.

Speaker 5 (02:03:05):
Slower this is also comes with an, asterisk but fear
or danger that can also make time feel slower because
adrenaline makes your senses sharpened and your brain once again
record more information per. Second i'm not saying go do something,
dangerous But i'm saying that there's a reason why people keep, skydiving.

Speaker 1 (02:03:27):
Yeah and bungee.

Speaker 6 (02:03:28):
Jumping and also.

Speaker 5 (02:03:29):
Another way to make time feel slower is, boredom and
that is probably the most overlooked character activity in the
last fifteen. Years make us bored. Again there is a
lot of great things that come out of. Boredom it's
honestly one of the biggest things THAT i struggle. WITH
i miss being bored BECAUSE i remember what was the

(02:03:51):
end result of my, Boredom something creative and something That i'm,
Like i've got to do, something and to have that
organically a propellant to me only comes from.

Speaker 1 (02:04:03):
Boredom, WELL i, KNOW i get very excited WHEN i
KNOW i have fifteen or twenty or thirty minute like
intervals of time THAT i don't have any. Responsibilities And
i'm gonna be dead honest with. YOU i, mean this
isn't like LIKE i look forward to going to the
bathroom BECAUSE i can sit there for you, know ten
fifteen minutes AND i know for a fact that no
one's gonna need anything from. Me AND i know that's

(02:04:23):
not what you're talking. About but it's those intervals of
time that you have by, YOURSELF i guess not weird at.

Speaker 5 (02:04:28):
All what is, weird, though is that you fake. It
you just go, down sit, down and what happens and
you stand back. UP i do find that. Weird, now
what makes time feel? Faster you guys actually knocked it
out of the.

Speaker 1 (02:04:40):
Park.

Speaker 5 (02:04:40):
Routine the more routine your life, is you can blink
and all of a, sudden it's twenty twenty eight. Yep
and that is probably the fastest way people all of
it to me THAT i can observe from other humans
their fastest way to, sadness, anxiety all the negative feelings
is that if you haven't broken your routine in.

Speaker 1 (02:05:01):
A, decade just give yourself a. Week at this, AGE
i will tell, You i'm fifty. Seven at this, AGE
i will tell you it is kind of weird looking
back at the timeline of things and, realizing oh my,
gosh you, know something that seemed like it was two
weeks ago was really twelve years ago like. That that
is a little. Scary and that happens more now THAT
i can remember in a.

Speaker 4 (02:05:22):
While and that's because they say we have more years
to reflect. On so time goes really fast the older you.
Get when you're a little, kid, right you measure birthdays
and a halfs.

Speaker 5 (02:05:32):
Right a six and a half right when you're you're,
six a year is a sixth of your. Life right,
now a year For jim is one eighty second of his.

Speaker 1 (02:05:42):
Life one hundred percent that coming? True who did not see?

Speaker 6 (02:05:46):
That one hundred percent?

Speaker 5 (02:05:47):
True you guys are. Correct getting older is the number
one way that time feels, faster and it is. Unfortunate
and if you guys said, it but each year it
just becomes a smaller fraction of your life when a
year used to be he's such a massive. Ordeal it
used to be such A i, mean no one showed
up to your, birthday but you still got birthday, cake right, like.

Speaker 3 (02:06:06):
It divided it between school and summer.

Speaker 5 (02:06:08):
Vacation and one of the other reasons why getting older
makes time feel so much faster is that your brain
isn't getting as many, firsts right, yeah and you're firsts
are always filled with memory and time. Recording why it's
so important to never stop finding first.

Speaker 1 (02:06:27):
And you always compare something that you've experienced once or
twice back to the first time you've done. It, yes,
yeah so it is kind of. Weird you're, like, OH
i did this WHEN i was twenty, five and then
a constant reminder that you're old enough to have a
memory that when you were twenty.

Speaker 5 (02:06:40):
Five if you're just joining, us more memories equals a
longer feeling. Time fewer memories equals a shorter feeling. Time
and this whole thing stemmed BECAUSE i took out My
christmas tree out of my shed today AND i felt
LIKE i just put it there eight.

Speaker 1 (02:06:57):
Hours, ago oh, yeah last, year and it.

Speaker 5 (02:07:00):
Freaked me, out AND i started looking up things, GOING
i can't live life this? Fast how DO i slow it?

Speaker 1 (02:07:06):
Down?

Speaker 9 (02:07:07):
Yeah?

Speaker 5 (02:07:07):
Crazy AND i THINK i just gave you and our
listeners those. Answers those are yourrass. Thoughts i'm out, peace all, right.

Speaker 1 (02:07:14):
Good job four our seven nine one six one text.
US i wasn't expected to stick a handing that well, either,
dude seven seven zero three. One, hey your six o'clock
keyword is credit that C R E. D I t
go to real radio dot him and send that on
for your chance at one thousand dollars back in a
second with more of The Jim colbert. Shows say right, There, hey.

Speaker 21 (02:07:43):
Guys WHEN i moved To florida nineteen, NINETY i started
my business only with doorda. DOOR i spent two to
three months going door to door handing out flyers and
revemes and cards for my painting, business.

Speaker 23 (02:07:57):
And it seemed to.

Speaker 12 (02:07:58):
Work so that was in the.

Speaker 23 (02:08:00):
Nineties, hey, GUYS i actually work for the local rain
soft dealership In. Orlando and when you're talking about takes
soap forever to get off your, skin it's actually with
the soft, water it's preserving the natural oils of your.

Speaker 1 (02:08:13):
Skin when you have hard, water it.

Speaker 23 (02:08:15):
Shrips those natural. Oils you galla, shower your skin feels
dry and. Tight you when to put on. Lotion now
with the soft, water those natural oils.

Speaker 9 (02:08:22):
And you gata.

Speaker 23 (02:08:23):
Shower it always feels like you have lotion on your.
Skin so it's not, soap just natural.

Speaker 1 (02:08:27):
Oils all, right, thanks BUT i appreciate.

Speaker 10 (02:08:28):
IT i might be throwing my, age but WHEN i
grew up In Satellite, beach we had The charlie, chips
The china chips be. Delivered the insurance man was there
once a month to collect the insurance checks for life.

Speaker 6 (02:08:42):
Insurance An Amway.

Speaker 5 (02:08:45):
Oh, yeah man, Upperware oh, Yeah Mary, kay oh.

Speaker 1 (02:08:52):
Yeah Avon avon credit is your six o'clock, keyword that's
CR D i team just slide over To Real RADIO
fm and send it away for your chance two thousand bucks.
Credits the word, guys go get that. Money jim dep is,
Here jack is, here and so is Raw, yes. SIR
i almost fell into that M way trap as a.

(02:09:14):
REPPER i went.

Speaker 8 (02:09:16):
To a meeting AND i was, like and they're, like you,
gotta you, know bring, Somebody And i'm, like oh, yeah,
yeah SO i brought you, KNOW i brought SOME i
don't my FRIEND i go, listen they're just a. Meeting
i'm thinking about, it but it says bring, someone AND
i brought, him And i'm GLAD i did because he's,
LIKE i don't think you want to do.

Speaker 1 (02:09:32):
This you would have looked at that friend and, said,
HEY i need to do something that will cause you
to hate me forever because you come with me please.

Speaker 5 (02:09:42):
Real.

Speaker 6 (02:09:42):
Quick this might cost us our. Friendship but But.

Speaker 5 (02:09:47):
Jack ross told me during the, Break so, Sorry, jack what.

Speaker 1 (02:09:52):
SOMETHING i shared with him in?

Speaker 4 (02:09:54):
Confidence we don't know if you shared it with him
in confidence or.

Speaker 1 (02:09:57):
Not but he sure came over, here and, well he
he couldn't. Wait ross is in this stage of his
life and usually you go through this when you're. Three,
yeah he's going through it. Now and it's been thirties
where you ask all these questions that are a kind
of borderlight. Inappropriate, yeah to ask other. Adults AND i guess.
You you posed the question To jack what's the Most,

(02:10:17):
YEAH i said the most money he spent on something
that was dumb or what was the?

Speaker 5 (02:10:20):
Question like? Regrets, Yeah i'm asking everybody and anybody please
text me your biggest financial regret and THEN i get
to see it and HOPEFULLY i get the opportunity of
not ever going down that. PATH i feel Like i'm being,
proactive you, know Like i'm doing you, know what's, work what's?

Speaker 6 (02:10:39):
Yours my biggest financial?

Speaker 5 (02:10:41):
Regret, yeah, AH i mean and it's and it's not
one of those LIKE i meant.

Speaker 1 (02:10:48):
Their wife's new.

Speaker 5 (02:10:48):
Car, no not.

Speaker 1 (02:10:50):
Yet yeah yeah.

Speaker 5 (02:10:52):
That first payments In. December oh, yeah and just to, clarify,
uh this doesn't. Count, like, OH i wish it would
have bought. Bitcoin, OH i wish it would have bought this. Thought,
no what are the things that you're, Like, AH i
WISH i wouldn't have bought.

Speaker 1 (02:11:06):
THAT i would slide. Whistle, no that was worth.

Speaker 5 (02:11:11):
It you're saying you wish you wouldn't have bought, This, yeah, right,
yeah BECAUSE i mean you can't use BECAUSE i, mean you, know,
bitcoin you've got its ass kick. Today by the, way
it's well one hundred thousand dollars, again but you were on,
that you're on that tip for a.

Speaker 1 (02:11:21):
Minute yeah.

Speaker 5 (02:11:21):
Yeah And i'm still benefiting also from you, KNOW i
could have benefited a lot more IF i stayed in the.
Game BUT i still have some crypto, ya BUT i
don't have like too. Many there's a, wedge maybe a
golf club THAT i bought that still makes me, go
LIKE i only played like fifteen rounds with, it and
then then a child.

Speaker 1 (02:11:41):
Happened, okay, yeah yeah, yeah but like.

Speaker 5 (02:11:43):
Big financial here we.

Speaker 10 (02:11:45):
Go.

Speaker 5 (02:11:46):
YEAH i don't pull the trigger on a lot of.

Speaker 1 (02:11:48):
Things i'm so. Scared the funny thing is IS i
don't have one THAT i. THINK i think a regret
IS i THINK i sold that house around the corner
from here a little too, fast the house we had
before we moved Into.

Speaker 4 (02:11:58):
Balls we didn't wait for me to get enough equity
or enough money so THAT i could buy that.

Speaker 1 (02:12:02):
THING i could never afford, it but that house everybody.
Did BUT i sold that. House we did great with,
it but we didn't know that there was a massive
real estate boom coming right. Afterwards in the house we
we we basically left two hundred k on the.

Speaker 8 (02:12:17):
Table, yeah When ross asked me this the other. Day
and THEN i also thought of the house THAT i
basically let, go you, know and made no money on.

Speaker 1 (02:12:27):
It BUT i was.

Speaker 8 (02:12:28):
First House olver And melbourne AFTER i had this, one
and my original buyer fell, through so it was being rented.
Out but every MONTH i was sweating it. OUT i
could not afford to have them. MISSAPAYMENT i JUST i
did Not we did not have that, money you, Know
SO i could not wait for that thing to have
my name off of. It AND i made no money on,

(02:12:51):
it AND i WISH i would have been able, To
LIKE i witnessed people flip houses and rent them out and,
stuff and just the ANXIETY i, HAD i could not
deal with. It AND i just looked it up and
today it would be worth you, know that cost me
a couple hundred, tousand, yeah, yeah, yea, yeah yeah.

Speaker 5 (02:13:11):
Yeah and then that also stemmed into the next part
of our, conversation because that's kind of the situation THAT
i find myself, in is That i'm already thinking about
this next. Home this is going to be the main
home that my son. Remembers, sure, yeah you know this
is this has got to hit all the. Checks but
for that home to probably, Happen i'm going to have

(02:13:32):
to sell this first. Home and then trying to find
the balance of keeping your starter home as an asset
for your entire, life and then but also dealing with
the consequence of not probably getting your dream home because
you kept your starter.

Speaker 19 (02:13:47):
Home.

Speaker 1 (02:13:47):
Yeah, yeah, yeah, yeah that's a that's a big.

Speaker 8 (02:13:49):
Issue all this reflecting is making me think and remember
all the things THAT i have bought.

Speaker 1 (02:13:53):
From a door to door. Salesman yeah, yeah.

Speaker 8 (02:13:56):
Yeah what a satellite, DISH A c band satellite.

Speaker 1 (02:14:00):
Dish my favorite thing is When jack gets real solemn
because he never does please feed, me feed. Me this
is a vampire seeing a fresh. NECK i. Have so it,
was it.

Speaker 8 (02:14:12):
Was it was at the dawn of digital, satellite when
the dish network first came. Out we're talking early, nineties
AND i bought the old kind of, seabed, uh the,
one the one that like THE tv stasions.

Speaker 1 (02:14:25):
Have, yeah, yeah you get.

Speaker 5 (02:14:26):
Skateboard, yeah it would, move you, know it was posted
in the. Backyard it would move right change. Satellites but
because it's relocating whichever satellite it needs to, DO i
can't even SAY i regreted that. Purchase it wasn't, cheap
but it was pretty damn cool having SATELLITE tv for a. While,
yeah that one Was.

Speaker 8 (02:14:44):
Okay the freezer Story ross was talking, about it was
actually a steak salesman Called Colorado, STEAKS i, Believe and
they sell you the, steaks but they sell you the
freezer to keep the, steaks and then they go through
the whole play and of how it saves you money
because you're getting a better deal on better steaks and

(02:15:04):
buying it in the. Supermarket and this is at a
time in my life WHERE i was. LOOKING i don't,
KNOW i was young and. Dumb we were just, married
and we're, like, okay that sounds, good just.

Speaker 1 (02:15:17):
Married in love with. Beef you know how? OLD i
think after two hours he wore us.

Speaker 5 (02:15:22):
DOWN i was, there, yea, yeah, yeah after two hours
he just wore us.

Speaker 1 (02:15:25):
Down And i'm.

Speaker 8 (02:15:26):
Okay and MUCH i think it was fifteen hundred for the, freezer.

Speaker 5 (02:15:31):
But how much for the? STAKES i don't even remember
the stakes for FREE i don't Even we're not FREE
i don't even, know don't even know never ever freek you,
KNOW i we we're paying it all for a, while
That Tony robbins, method and, yep spent money on.

Speaker 1 (02:15:50):
That, jesus, dude are you you're A you're a? MARK
i was used to.

Speaker 15 (02:15:54):
Be you're a.

Speaker 1 (02:15:55):
MARK i used to.

Speaker 5 (02:15:55):
BE i mean they literally trade your name in those
businesses like have you Hit jack?

Speaker 1 (02:15:59):
Yet there was?

Speaker 5 (02:16:02):
One but he's still gotta get cut co when he
starts to get, rainbow anybody hit.

Speaker 1 (02:16:05):
It there is one where you could get it's Winter.

Speaker 5 (02:16:09):
Springs it was a psychic service where you you psychic
tell you to buy the.

Speaker 1 (02:16:17):
Meat you, know she told me it was a bad. Investment,
oh you should have talked to her.

Speaker 5 (02:16:22):
First you, know it's a bad. One one bad investment
is telling you that the other investment's.

Speaker 1 (02:16:27):
Bad you know you're in a bad place when psychics
are giving you good, advice like when you were taking
that to heart.

Speaker 5 (02:16:35):
When Miss cleo, goes oh, no.

Speaker 8 (02:16:43):
Yeah but, hey nothing like being dumb and poor and
you know how you get.

Speaker 1 (02:16:48):
Poor USUALLY i was gonna, say you're, dumb dumb leads
a poor.

Speaker 10 (02:16:52):
One.

Speaker 1 (02:16:53):
Yeah.

Speaker 5 (02:16:55):
YEAH i can't think of like any time THAT i
really spent any solid amount of money THAT i fully.

Speaker 6 (02:17:03):
Regret, maybe, uh there's how about.

Speaker 5 (02:17:05):
This there's a couple of, things because this is my thought,
process is that there are purchases for, fun there's purchases for.
Business and there's a lot of times Where i've pulled
the trigger on a business purchase and then LIKE i
haven't used.

Speaker 1 (02:17:21):
It like a new laptop or something new.

Speaker 5 (02:17:24):
Laptop i'm two for Two i've only had two. LAPTOPS
i have used. Them, lenny what are you talking? About
like camera? Lens oh, YEAH i got you? Yea or
like a filter for a? Lens about aluminum? Siding door To, JESUS.

Speaker 1 (02:17:40):
I just remember on my first. House we're gonna be
talking in a. Second jackson, Interjecting oh, YEAH i forgot
about my daughter from this gypsy in a? Van have?

Speaker 10 (02:17:54):
You?

Speaker 5 (02:17:54):
Yeah?

Speaker 1 (02:17:55):
Jack what is? Yours what is the most irresponsible thing
you've ever? Bought?

Speaker 5 (02:17:59):
Uh My Ford? Escort you had A Ford? ESCORT i
did what was irresponsible of buying a?

Speaker 1 (02:18:04):
Vehicle it was an.

Speaker 4 (02:18:05):
Escort Named ford BECAUSE i had lost THE ac in
My Ford tempo and walked into the car dealership and,
SAID i just WANT ac in a radio that.

Speaker 3 (02:18:14):
Works AND i saw their eyes light.

Speaker 4 (02:18:15):
Up oh, Yeah and every MONTH i paid that car,
PAYMENT i was, like, Stupid, yeah, yes, Stupid never ever do.

Speaker 1 (02:18:23):
That yeah yeah. Yeah the one THING i had no meat.
Freezer BUT i had An english teacher that taught me really.
Young he told a story and this is oddly, enough
in summer, school going back to the dumb, thing and
we're in summer school and he's, tearing he's telling the
story because of you, know a parable that's part of
the lesson that we're. Learning and he said that when

(02:18:44):
he was, young he bought a really fancy car becaus
thought it was going to impress, everybody, right and he
goes and it did for about two, weeks and then
after two weeks my car didn't mean anything. Anymore BUT
i still had that, payment and for some reason that
was that really sat with me for the longest. Time
so that's not that's Why i've never really done anything like.
THAT i do have my Little mustang THAT i, bought
AND i spent some money on that, thing but it's

(02:19:05):
still a bit of an. INVESTMENT i still THINK i
could break even on, it SO i can't even really
consider that a bad.

Speaker 5 (02:19:09):
PURCHASE i don't want to dog the idea too much
because it was an investment by my brother made a,
robot like a guitar, robot and he was trying to
pitch it to like conventions and theme parks as like a,
character and everybody that he walked up to just they
basically they're, like, oh so it doesn't play. Itself, OH

(02:19:29):
i was just a speaker with a. Guitar hey all said.

Speaker 1 (02:19:33):
No speaking of.

Speaker 5 (02:19:34):
Speakers, man, guys will you stop for a second twice
the minute you said.

Speaker 1 (02:19:43):
The minute you, said.

Speaker 5 (02:19:44):
Speaker the funny thing, is if you're watching the YouTube,
feed the instant he said, Speaker jack just fell back
in his, chair.

Speaker 1 (02:19:50):
Put his hands over his face. Twice, JACK i like.
Him they work. Well but if they work so, well
why is there a? TWICE i went? BACK i wanted
for BUT.

Speaker 5 (02:20:03):
I gotta hear this crap in. Quadrophenia you wanted. More
that's that's rich right. There i'm Still i'm so. Sorry
i'm not getting done. Scammed let's do it. Again this
will feel like you've reached full scammer that?

Speaker 1 (02:20:19):
Sir did? You please keep? Going you want to know
what made me? Cheap this is HOW i got?

Speaker 5 (02:20:25):
Here, WELL i, Mean I'm i'm really proud of this.
Segment hell, Yeah, jack this is.

Speaker 1 (02:20:31):
Awesome jack is Actually jack has really pulled the pulled
the wool back a little. BIT i did not know
That jack had that much ANY i didn't know that
you seem like the hardest nut to crack. LIKE i
would be terrified to try to sell you.

Speaker 8 (02:20:43):
Something this was all in a box THAT i keep
locked up in the back AND i try to knock,
relive and then the ross made me relive.

Speaker 5 (02:20:51):
It there's this, dumb stinky millennial that pops up every
two days. Everywhere all.

Speaker 8 (02:20:57):
Right, NOW i did Do Columbia, house BUT i don't
regret that BECAUSE i followed.

Speaker 1 (02:21:01):
That if you follow the.

Speaker 8 (02:21:02):
Directions and you just do the minimum, mount it was
a good.

Speaker 1 (02:21:07):
DEAL i still have those. Tapes. TAPES i don't.

Speaker 5 (02:21:10):
Know, YEAH i MEAN i would, say like some of
the most out there big purchases That i've had have
been on, art AND i still love my.

Speaker 6 (02:21:22):
Art, Yeah LIKE i have a very expensive.

Speaker 1 (02:21:24):
Monkey any of the stuff THAT i purchased that that
is worth any money or anything like, that it's usually
for my, homes and it's usually something that would make
the home That i'm in worth more. Money and my
wife AND i do that. Collectively we spend our money like.
That LIKE i, don't LIKE i have old golf. CLUBS
i don't really even have new like equipment and stuff like.
THAT i don't drive a fancy. CAR i just. Don't

(02:21:45):
i've never really sought stuff like, That SO i don't. Know,
OH i got, okay this is DEFINITELY i am.

Speaker 5 (02:21:50):
Looking for a nice. Watch, though that's the one THING
i am gonna. Beut i'm gonna buy myself a nice.
WATCH i got the dumbest purchase right. Here it's for my.
Car it was a mod for my. Car it was
just like a plastic thing that you basically stick on
top of all of the and WHEN i put it, DOWN.

Speaker 1 (02:22:04):
I was, like this looks so.

Speaker 5 (02:22:06):
Lame THIS i thought this was gonna look, cool but
this woodcram looks like tiger print AND i couldn't do.
It so now it's just in a closet being custom
built for my.

Speaker 1 (02:22:18):
Car there you are, Right so.

Speaker 5 (02:22:19):
If anybody wants to make Their Honda cord twenty twenty
one look like a tiger, yeah.

Speaker 1 (02:22:24):
Cheetah all, right your six o'clock keyword is credit CR
e d. It slide over to Real RADIO fm and
send that away for your chance in one thousand. Bucks
got about fifteen minutes or so before that, CHANGES, devi
what do you got for?

Speaker 4 (02:22:37):
NEWS a Blue urgin launches a rocket mission To, mars
what's going on in the, tropics and an ultimate bourbon auction.
Begins we'll talk about that next during you heard it.

Speaker 1 (02:22:46):
Here, First Coo le's take a little break we'll come
back and Get debs news and the hell out of
here on A. Thursday so boys and girls looking ahead
tomorrow on The monsters in The. Morning it's A friday.

Speaker 8 (02:23:05):
Edition they got a bunch of cool prizes Plus beer
of The. Week angel will have the ones and twos
keeping you up to date on what's happening.

Speaker 1 (02:23:13):
In the music. Scene it's a great.

Speaker 8 (02:23:14):
Segment don't forget to look ahead when it comes to
you and your family's. Future when it comes to family,
planning maybe it's your.

Speaker 1 (02:23:23):
Will Trust trust the.

Speaker 8 (02:23:26):
Firm Tk, law go to one firm forlife dot. Com
that's one Firm forlife dot com.

Speaker 26 (02:23:36):
S Happy thursday cover to Comedy Concrete. MIKE i missed
the very viewing of the, show BUT i heard some
talkbacks about squatted, trucks bulldog, trucks whatever you want to call,
them sissy boy. Trucks my mom lived up in your
old town before she, passed and the FURTHER i got
up near that, area the more of them us, saw

(02:23:56):
AND i think we should ship every one of them
off To georgia Or South carolina or. Something the trucks
are worth. Us you want a ruck like, that just
go buy a car, OH i got to say about.

Speaker 1 (02:24:07):
THAT i coming into.

Speaker 9 (02:24:08):
Hot, unfortunately last is like a roll of toilet.

Speaker 1 (02:24:11):
Paper closer you get to the, end faster it. Goes
you'll have a good. Night thanks a, buddy you too
here six. O'clock can you? Worry get about five minutes or?
Credit C R E D I. T good, luck get
over there and get your money for. Sure I'm. Jim
there's Dead Hella hi and Sauce. Daddy it's, true Great joe.

(02:24:32):
TODAY a lot of fun coming up. Tomorrow we'll have
a let's see what do sinker. Sale we'll Do embers
only primetime kitchen tomorrow With Faiaz, Kara Jayden grimes in
for an eight minute, update plus your, calls, takes some,
talkbacks and our last opportunities for you to win one thousand.
Dollars we'll coming up tomorrow right here on The Gym Corn.

Speaker 3 (02:24:51):
Show and don't sleep on those later. Keywords that's, right.

Speaker 1 (02:24:54):
Depless do you heard it here? First good time for
you heard? It you're first on The Jim Colbert.

Speaker 4 (02:25:01):
Show well if you weren't able to watch it on
our YouTube channel when it. Happened Blue origin has successfully
launched a mission To mars space motion.

Speaker 3 (02:25:18):
Sounds Like i'm.

Speaker 1 (02:25:19):
Yours.

Speaker 4 (02:25:22):
Well the Powerful New glen rocket From Jeff Bezos's Space
company blasted off today From Cape canaver with TWO Nasa mars.
Orbiters they're going to measure the dynamics of the planet's
magnetic field and. Atmosphere the launch also featured a successful
landing of the rockets booster stage for later. Reuse AND
i believe this may be the first space company outside
of SpaceX who successfully landed their booster on a drone.

Speaker 1 (02:25:44):
Ship and they nailed.

Speaker 3 (02:25:45):
It they did nail it dead. Center it was so
cool to. See you never get tired of watching it
come back by.

Speaker 1 (02:25:50):
Itself elon was super happy about.

Speaker 4 (02:25:52):
That, Oh i'm sure you celebrated and sent a basket
of mini. Muffins, well we only have a couple more
weeks to, go thank. God but it is quite in
The tropics as hurricane season winds, Down The National Hurricane
center doesn't expect any activity Through november. Nineteenth despite, that
it has been an active season four major, hurricanes Including,
melissa which devastated The caribbean late last. Month amazingly, enough

(02:26:14):
no landfalling hurricanes in The United states been Yet, Eustas,
Titusville Mount dora still washed out from a.

Speaker 1 (02:26:21):
Rainstorm, yeah the storm we got was way worse than a. Hurricane,
yea it.

Speaker 4 (02:26:24):
Was we've never experienced anything like that with a. Hurricane
for those new to the, area The atlantic hurricane season
officially ends On november.

Speaker 3 (02:26:31):
Thirtieth, oh due to the.

Speaker 1 (02:26:32):
AREA i thought you did the same. Thing, NO i was,
like this is a new to the. Area in the Second.

Speaker 4 (02:26:40):
Kroger's Ultimate Bourbon auction In kentucky is.

Speaker 1 (02:26:43):
Back that's.

Speaker 4 (02:26:44):
Cool the online auction features rare and hard to find,
bourbons Including Pappy Van Winkle, weller the twenty twenty Five
Buffalo Trace Antique, Collection king Of, kentucky and. More proceeds
Benefit dare To Care Food, bank which provides meals To
kentuckians across the Blue grass. State the food bank served
how many meals last?

Speaker 1 (02:27:05):
Year oh, gosh forty. Thousand i'm gonna go one hundred
and forty.

Speaker 6 (02:27:10):
Thousand i'll go one hundred and forty five, thousand.

Speaker 3 (02:27:13):
More than twenty million, down.

Speaker 4 (02:27:16):
Damn the auction runs Through november twenty, third and for
more details and to maybe make your, bid Visit ultimatebourbonauction dot.
Com and you heard it here first on The Jim Culbert.

Speaker 1 (02:27:26):
Show, no you never appreciate? That who do we have to? Think?

Speaker 4 (02:27:29):
Today we want to Thank Mills air for making Our
thursday so?

Speaker 1 (02:27:33):
Cool oh.

Speaker 4 (02:27:33):
YEAH i also want to Thank Frogger's Grilling bar for
our delicious lunch for. Sure Danny meyering With Orlando Date
Night guide along with personal injury Attorney Glenn clausman in
case you Miss danny's recommendations For Date night Or Colbert.
Court both of their podcasts have been posted At The
Jim Colbert. Show and last But Never, Leased Sam bowen
And Canvas rich for running our YouTube.

Speaker 1 (02:27:52):
Chat thank, you, guys appreciate. It jack question today.

Speaker 5 (02:27:55):
From our YouTube, chat we, asked do you think lifted
truck should be? Bad and because of safety issues for other?

Speaker 1 (02:28:02):
VEHICLES i. DON'T i don't think many people would be into.
THAT i would go, Maybe i'll. Go twenty one percent say,
yes fifty nine percent say, yes really? Yes oh they
hate them. TOO a, bunch a whole bunch of concrete
mics out. THERE a rosc has some stand up coming
up up Only december, fifth a, Secret so if you're
into that lie in the, Nudity, yeah, yeah, hey you'll

(02:28:24):
see me there. Clothed how funny would it be IF
i came to see your show AND i was nw
the entire? Time not funny at. All it wouldn't be,
funny to be, terrifying it'd be.

Speaker 5 (02:28:33):
Awful you make it in front of. Me there's no. Uno, yeah,
yeah there's no version of that WHERE i find out accept.

Speaker 1 (02:28:40):
Them you're telling me that you wouldn't be able to
concentrate and just a lot of crowd. Work what IF
i brought my wife even? WEIRDER i, agree you definitely
couldn't pacentrate. That, yeah, Yeah jack was starting stand up
tomorrow for. Sure all, right big choke coming up. Tomorrow
please tune. In we appreciate. You guys listening today is
always on behalf of Deb jack And. Ross I'm. Jim

(02:29:03):
we follow the news. Junkie they follow the monsters in
the morning after, us it's time and day with the
corporate time and our friends from real. Laughs we'll see
you tomorrow at three for more of The Jim Colbert.
Show until, then have yourself a Fantastic thursday. Evening, guys
see you.

Speaker 3 (02:29:14):
Tomorrow old, bye.

Speaker 5 (02:29:18):
BUT i still love.

Speaker 2 (02:29:19):
You if you missed any part of today's. Show check
Out The Jim Colbert show on, demand and for highlighted feature,
segments listen To The Jim Colbert Show The. Goods both
are available for free on The iHeartRadio.

Speaker 18 (02:29:31):
App
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