11-11-25 Scott Sloan Show

Scott discusses the latest steps in the government shutdown with Congressman Greg Landsman. Also how the city responded to the snow yesterday with Councilmember Seth Walsh. Finally Andy Shafer explains what the end of the shutdown means for the stock market.

See omnystudio.com/listener for privacy information.

Episode Transcript

Speaker 1 (00:00):
Do you want to be an American idiot?

Speaker 2 (00:02):
All right, here we go on it's Tuesday morning, slowey,
seven hundred w and in a cold one at that's
also Veterans Day twenty twenty five. Thank you for all
of you who have served our country. More on that
a little bit later on. It looks like Congress may
be actually getting off their butts and moving forward. Here
could pass a funding passage this week and ending. And

(00:22):
once that happens, by the way, Trump should sign it,
and that will end the longest government shutdown in our
nation's history. In the history of America, we have never
been shut down this long. We're seeing. Of course the
snap benefits also flight delays and cancelations are part of
this thing. It's going to take a while for that
to get back together. But on this is Representative Greg Landsman,

(00:44):
who also is sitting on his hands right now in
his house. Greg, how are you.

Speaker 3 (00:49):
I'm about to go to DC, but yes, I'm down.

Speaker 4 (00:52):
Good, are you?

Speaker 2 (00:52):
I'm fine?

Speaker 4 (00:53):
Veteran?

Speaker 2 (00:55):
Yes, And thank you to all those who've served, by the.

Speaker 3 (00:57):
Way, yeah, everyone, everyone who's listened, who's served, genuinely, from
the bottom of my heart, thank you.

Speaker 2 (01:02):
I was in the service. I'm a Navy veteran. Yeah,
for twenty twenty four hours. I was in for twenty
four hours on a media tour. So I think I
get I think I get complimentary ice with my soda today.
I believe if I get a pope, I could complimise.

Speaker 5 (01:16):
Yeah.

Speaker 2 (01:17):
Yeah, well we didn't get invade for that twenty four hours.

Speaker 3 (01:20):
Before I go to DC, I'll do a bunch of
veterans today events and they're the best. We honor the
Veteran of the Year, both for Warren and Hamilton County,
and they're just remarkable, remarkable human beings.

Speaker 2 (01:33):
Yeah, and so critical to what it is we do
here now, and sometimes we was sight of that, like
with the shutdown. It seems counterintuitive thinking veterans and talking
about the history of this great nation, the successes and
challenges we face, and then we're fighting over dumb stuff largely.
But we have eight Senate Democrats, including Schumer, who broke
ranks to get this deal done, and it's going to

(01:54):
reverse the reductions in force and the where we're allegedly
getting a vote on the Affordable Care Act text credits
should be coming soon and refund Sam. Maybe the question
would be then why now, why is this happening now?

Speaker 3 (02:08):
You know, I don't know. I mean, it's not clear why.
These folks sort of, I think gave in because you know,
at the end of the day, there wasn't real bipartisan
negotiations the president. And this is the first time ever
in my life I've ever seen a president sort of
not participate in something like this. I think the whole
thing has been absurd. There should never have been a shutdown.

(02:30):
If if if you're you got a government that's this
close right that, you know, it's it's almost an equal
number of Democrats and Republicans in both the House and
the Senate, even though Republicans have the majority, Like you've
got to work together. Everyone has to work together. And
it's like it's the American way, like we do.

Speaker 4 (02:45):
Better when we work together.

Speaker 3 (02:47):
And there's been none of that. And so in the
absence of that, a few of these Senate Democrats decided, look,
enough enough and we'll get what we can. But you know,
they they feel like we gotta do it now, and
without the healthcare for peace, I can't abandon thirty two
thousand people might diss story too about to see skyrocketing

(03:11):
healthcare costs because they didn't extend the affordable care accessidies.

Speaker 2 (03:16):
Are you voting an acid?

Speaker 3 (03:20):
Yeah, yeah, yeah yeah. I think most of us who
have been like fighting this healthcare fight will have to
vote against it.

Speaker 4 (03:26):
But the fact is is.

Speaker 3 (03:27):
Like we're going to be here in the same place.
It's money in three months. Like this is not a
long term funding bill. This was reopened the government, I
mean everyone thankfully, food assistants will go out and all
these other things that have been held up. I believe
unnecessarily by the administration. They could have provided relief during

(03:49):
this whole thing. But we're going to be back. And
the question is is that our Republicans and Democrats are
going to work together, you know, And I think in
the next round, Democrats need to be crystal clear about
what they're focused on, and it should be entirely on
the American people and costs and the things that are

(04:10):
going to bring costs down, like health care. I believe
that from the beginning it should have been reopened to
government and extend the subsidies so that people don't see
their healthcare premium skyrocket. That's crystal clear, and that's what
they ended up landing. On. But at our last, you know,
the eleventh hour, I think Republicans have to you know,
sort of buck Trump or push Trump to actually work

(04:33):
with Democrats because we need each other and we can't
keep doing this.

Speaker 2 (04:37):
What would be great, Greg Lansman. I mean, let's face it, Democrats,
you guys, you're not making healthcare more affordable. You're making
it worse with subsidy because you're giving people taxpayer money
to pay outrageously expensive care that doesn't solve the problem money, yeah, yeah, yeah,
and it causes prices to go up, just like college subsidies,
Like okay, we subsidized college and the price goes up
ten percent a year. But Republicans have been complained about

(05:00):
this for ten years and still have no plan or
alternative that's better. That's a failure.

Speaker 3 (05:06):
Yeah, it's a failure. I mean, there's no question about it.
But I believe in this idea that people generally, at
the end of the day, want their tax dollars coming
back to them, and you know, when they're looking, fewer
and fewer people can get health care through their employer.
More and more employers are saying, look, go to you know,

(05:28):
we can't afford it because health care costs have gone
a big time, and a lot of that has to
do with how much profit is taken out throughout the system.
And then you know, when you go to the marketplace
and you buy your healthcare, which small businesses have to do,
farmers or all these folks who are not working for

(05:49):
a big company that can afford healthcare, you look at
a premium and you're like, Okay, I need a little
bit of help. And that's where these subjecties come into play.
And it goes to the insurance companies, which may be
a problem, but you know, the fact of the matter
is is that these insurance companies are going to continue
to raise the cost and until we have real reform.

(06:10):
And in the meantime, you're either leaving these folks out
to go into medical debt or lose their health care altogether,
which will raise everyone's. Else is the people who are
going to leave that lose their healthcare, the healthy ones,
because they're going to look at it and they're say,
I'm healthy, I can't afford this without any support, without
any subsidy, and everyone's healthcare costs are going to go up.

(06:32):
I think it was a huge, huge, huge policy and
political mistake for them not to include these extensions.

Speaker 2 (06:40):
I have no problem with extending this for a limited
period of time, but a year or whatever it might be.
But there's also got to be a concrete go listen,
we have to blow this up and fix the problem.
The subsidy. Yeah, I agree with I get why we
subsidize it. It makes a problem worse. But simply pulling
the carpetif from people is punitive, is what it is.
You know, this is them that both sides agreed on

(07:01):
for the time being, and so you've got to continue that.
I don't like it any more than anyone else does.
I get that. But you simply say we're turning to
spick it off, and hey, good luck, because now you're
going to flood hospitals, emergency rooms and it's just gonna
it's just going to increase the cost of healthcare and
make it worse for everyone involved. Instead of sitting down
and solving the problem, going Okay, we're going to stend
this for a period of time and we have X

(07:22):
amount of days or years, whatever it is, to come
up with a solution that's going to bring costs down
and take care of people who fall between the cracks,
but at the same time make healthcare accessible and bring
the cost down like the rest of the world. I
know it's a big problem, but we've been talking this
now for generations. I don't know why we can't get
together and solve this.

Speaker 3 (07:42):
Leadership, right, I mean, ultimately, when we solve big problems,
it's because there's been a big time leader, and you know,
we don't have that right now. And then this is
this is an indictment on both sides, but we just
don't have the kind of big time leaders that can
get people in a room, and so all these really
complicated issues. I spent Saturday in South Lebanon and it

(08:09):
was on immigration. It was with a group called Braver Angels.
They pulled together ten Republicans and ten Democrats and they
had already spent a day in September working through the
immigration issue, and I think it was five hours. They
came to what would be really good transformative policy on
border security and immigration reform, and you know, it just

(08:35):
reminded me, and then we got a chance to talk
through it. It reminded me that the American people, the vast
majority of people, are somewhere in the middle right seventy
eighty percent of us are somewhere in the middle. We
just need the kind of leadership that said, look, I'm
not going to I'm not going to be hyperpartisan. I'm
actually going to solve this. And so you know, with
a big time leader, you could have somebody say, look,
I'm going to put people in a room on immigration,

(08:57):
I'm going to put people in the room on healthcare,
I'm going to put people in a room on costs,
and you would see big, big change.

Speaker 2 (09:04):
All right, So we're back to this anyway. Representative Greg
Landsman on the show, and it looks like we're going
to get opening up the government here after the longest
shutdown in our history. Democrats like yourself want the shutdown,
say we're not going to settle for the promise of
a vote, but that's what happened, and one said it's
an awful deal and a total failure too. So are
you going to be punished for this by your constituents,

(09:25):
so specifically the progressive and Democrats for for what happened here?
I don't think so.

Speaker 3 (09:33):
I mean, you know, I've been in this fight on
the on the healthcare piece, and you know where last
majority of folks are which is reopen, extend the you know,
extend the subsidies, make sure that people don't see skyrocketing
health care costs. And and my position hasn't changed, So
you know, I'm going to keep petting for this and
and and I think my constituents are there with me.

(09:56):
I think they're relieved that the government's going to be opened.
And yeah, at the end of the day, I think
they hate the chaos and the I'm the opposite of that, right,
Like you know, I'm about as structured and disciplined and
reliable as you get.

Speaker 6 (10:10):
So my sense is.

Speaker 3 (10:11):
That people are and I do. I hear this so
much traveling around the district, which I've had the opportunity
to do more so because of the shutdown. I've been
all over and it's been that part's been great. People
are so tired of the hyperpartisan politics, the fact that
everyone's yelling at them at each other and not focused

(10:32):
on them. They are they're they're underwater. I mean, farmers
are panicked in terms of what they're dealing with, small businesses.
Everyone is struggling, not a little bit of pain, but
a lot of pain in terms of trying to pay
their bills and they look to you know, politics and
they're like, well, there's just fighting with each other. This

(10:53):
is this is absurd, And you know, I'd stay out
of those fights and try desperately to find people to
work with. And we had a crew that was working
on a you know, a bipartisan solution, but they're just
there just wasn't ultimately any interest from the White House
and others.

Speaker 2 (11:14):
Yeah, and obviously it's two sides of willing to negotiate here,
but you mentioned that vast majority of the silent majority
in the middle. It doesn't seem like it's getting better.
It seems like it's getting worse. And you know, whether
it's the healthcare or what's going with the economy, it's
our federal dead and we can talk about all those
things that it doesn't seem like the needle's moving. It's
more about messaging, posturing in our side or their side

(11:36):
of winning.

Speaker 3 (11:37):
Yeah, totally, that's what I see. That's you know, this
has been nice to be sort of away from all
that because quite frankly, like you come back here and
that's not what people want and it's not what they're
talking about. And this is my community of my people
I love it, and it's it's a good reminder that
this is this is broken. The whole thing is broken,

(12:01):
and uh, you know it's going to require like it
is entirely possible that it's gotten so bad that what
follows this is some sort of postpartisan you know, crew
of leaders who just work right and they're focused entirely
on on their constituents, which is the way democracy should work.

(12:22):
Whether or not that happens, you know, that is up
to us. But I you know, like I do think
that's I mean, look, I'm I'm a little bit more optimistic.
I think it's so bad. It's funny that that people
are going to say no, Like if you if you're running,
do not be one of these partisan hacks. We can't
do it anymore.

Speaker 2 (12:41):
Yeah, it seems like, you know, moderates aren't necessarily taking
things back. I mean, you have a better perspective at
than I do. I mean, you're a moderate, but you're
few far between. Is a very small coalition.

Speaker 3 (12:54):
I'm a pragmatism, somebody who likes to get to work
and some things, I'm moderate on some things, I'm progressing
on the conservative I feel like I'm where my constituents
are and this district and you know, the district is
more sort of you know, pragmatic. But if I look
at election results and in Virginia and in New Jersey,

(13:19):
you know, Mikey Cheryl is a good friend, and Abigail
Spamberger is a friend, they are very much like me.
They are very much pragmatic folks who focus entirely on issues.
They like solving problems, and they aren't partisan hacks. They
one big So I do think if if you know,
if both parties allow the folks who you know, who

(13:42):
are who represents that big majority, uh, you know, if
they let them out of primaries or they can find
their way out of a primary, those are the folks
that are going to win, whether they're Republicans or Democrats
like they just you know, if you if you if
you decide that you're going to you know, cater to
the far lefter the far right, you may win a primary,

(14:05):
but that's just not going to get the country anywhere.

Speaker 4 (14:07):
Yeah.

Speaker 2 (14:08):
But again it's the rules of engagement written by the
Democrats and Republicans. I'm going to look at redistricting here
in Ohio on how you're bearing the part of that
right now, it's going to be hard for you. But
I can also point to California and what they're doing there. Yeah,
it's all awful.

Speaker 3 (14:23):
I mean, I on the California piece, like, I understand
why they're doing it, but I don't understand why they're
celebrating it. Partisan jerry mandering is one of the worst
things that has ever happened to our democracy. And then
that's not hyperbolic. It takes away, you know, the power
of voters. You know, in these instances where you do
partisan jerrymandering, where they do it, the decision is made

(14:46):
before people even get their valid and it's terrible. So
you know, Congress has to pass and this is going
to require I think those of us who are so
passionate about it to start organizing and be louder about
it and get people engaged in this pass an anti
partisan jerry mandering bill to protect the democracy. You know,

(15:09):
both Republicans and Democrats have to stop doing it and
return power back to people because the reason why things
are so bad economically is because we've lost so much
of our power and the folks at the top can
can rig it, and they've rigged it. They've rigged it
for themselves and they're making money hand over fi at
our expense. You know, just one you know example, because

(15:30):
I was out in Warren County and talking to farmers
this week and or last week. These huge megafarms. They
have all this private capital, they get all this money,
and they're just that plus the tariffs, they're just taking
it out on our farmers. I mean, it's this is
this is a real crisis for farmers.

Speaker 1 (15:52):
Yeah.

Speaker 2 (15:52):
But I mean it's not like we're cutting off you know,
we're a lot more productive when it comes to farm
line where they're just a generation to go. I mean,
and that's that's a separate discussion entirely. And you know,
we're moving more towards AI and we need to put
those things in for sure. I don't want to get
off in the weeds here because we're talking about the
government reopening and healthcare and how that all fits into
the thing. And we're just going to do this again
in three months, right, it's a few weeks from now,

(16:15):
Are we going to have another shutdown? And if I
were looking at and go yeah, probably.

Speaker 3 (16:20):
Yeah, unless unless unless the disposition of the White House changes.
I mean, I you know, I know this skills or
sounds potentially part of some. But I would say this
if it was a Democrat and the Democrat in the
White House wasn't negotiating. The President of the United States
has to engage. They have to engage. They are the
they are the person in charge. They have to bring

(16:42):
people together. And again, this deal would have been done,
you know, within a matter of days. There should never
have been a shutdown.

Speaker 2 (16:51):
You know.

Speaker 3 (16:53):
You know, my understanding is that when they went in
there and they had this one conversation with Trump about it,
he was supportive of of the healthcare supports and understood
that they needed to get past It was Johnson who said,
well wait a minute, because you didn't have the votes
you know, on his side. But he you know, if
you rely entirely on partisan votes, you're not going to

(17:13):
get a good result.

Speaker 6 (17:13):
You're going to get this.

Speaker 3 (17:14):
You're going to get this.

Speaker 2 (17:15):
It's chaos. Yeah, and we're just gonna I think we're
gonna have more of it in just a few short
months again. But you know, for the for the short term,
make sure people are whole. Let's keep it the way
it is. I don't like having to pay more for it,
but this doesn't do anything. Actually, what we just did
with the shutdown makes government even more expensive because we're
borrowing more money and we're going to do that with
healthcare subsidies or just transferrents of wealth. I'd rather it

(17:36):
be that we have some sort of health I don't
know what it's going to look like in the future.
I'm more libertarian, Greg, I think that the free market
can solve this if government backs off, put some roadblocks
in and rules for everybody, and especially this day and
age when people are helding multiple jobs. It's the gig economy.
It makes no sense to till your employment benefits to
your workplace. Most Americans get it through their workplace, but

(17:57):
that's a dwindling number. The big companies can afford it.
The bulk the bulk of business in America small business
and like my wife, we're small business people. We don't
pay benefits. We can't afford that. And if we're going
to have a portable gig economy, these things have to
work together. Greg Landsman, Representative, Now get back to DC
and do something about it. All right, take care, thanks again,

(18:18):
be well saved. Travel's got to get a time out
in and uh, remembering our veterans today with Honor Flight.
By the way, Honor Flight turning twenty years old, twenty
years old, and it was there's a chakra for you.
It started right here in the Tri State details coming
up next to the Scott flund Show seven hundred WOW

(18:40):
Scott plumb Out seven hundred WLW on the eleventh day
of November twenty to twenty ft. Also, it is Veterans Day,
and of course a lot of you know, places are
doing things, well we should. A lot of places are
doing things for veterans. I know, the Casino's got free
food for veterans this afternoon, a bunch of other places
as well. Just google it, our check seven hundred ww

(19:02):
dot com got more on that one. One of the
things we do for veterans. This is a really really
cool thing that started just twenty years ago. On Or Flight,
the nonprofit organization that provides free trips to d c
for military veterans to visit the memorials dedicated to their service.
And I mentioned it's been gone for twenty years, so
the twentieth anniversary is today. That organization in the Tri

(19:22):
State and Dayton and on. This is Adam Arrow is
a news director at ABC twenty two in Dayton twenty
four to seven now and he's got a piece that's
running on about four stations for markets in the Buckeye
State as well, including here in Cincinnati. Adam, welcome back.

Speaker 6 (19:36):
How you been, Hey, doing well, Scott? Thanks a lot
for having me. This is a wonderful program. It's that
we've been able to highly invest in over the last
during my time over the last ten years.

Speaker 2 (19:46):
Yeah, it really is cool and it came on to
its own as I said in two thousand and five,
and you may have heard about it too, But these
are and these the trips are it's a one day
trip to d C. Veterans get to go to the
memorials and they're taken by either loved one or a
volunteer guardian who system throughout the day and then they
fly back and it's really really cool. What do you

(20:07):
know what memorial say?

Speaker 3 (20:08):
Is it?

Speaker 6 (20:10):
They visit most of them. So we've had an opportunity
to go on three of these trips. They'll go to
the US Marine Corps Memorial, to go to the Lincoln Memorial,
the Vietnam Memorial, the Korea War Memorial, and the World
War Two Memorial. This all started Scott in Springfield back
in two thousand and five. A man by the Earl
Morse was a physician assistant over at the Springfield DA

(20:32):
And it was right after the World War Two Memorial
was built in DC. It built two thousand and four,
and he was speaking with some of the World War
Two vets and trying he said, hey, guys, he decided
to go to your memorial now that it's finally built,
and it's like, well, we don't think we can make it,
you know, for age or monetary reasons. So that really
frustrated him. And he had belonged to an aero club

(20:52):
over at Right Path and so that's the Air Force
base here up in Dayton. And he started talking to
somebody these of their small pilots and they just decided,
you know what, we're going to fly them ourselves. And
so six pilots took off in two thousand and five
and took a handful of these World War Two veterans
to DC and it just snowball from there. It inspired

(21:14):
a movement across the country. Now there's one hundred and
twenty eight I believe hubs across the country, including Cincinnati.

Speaker 2 (21:20):
Yeah, that is incredible and it started right in Springfield
in two thousand and five because someone said, hey, how
come we can't get these guys and women to see
what it is we built for them. And yeah, it
makes sense in retrospect that you know, you should be
able to see the memorial you help craft, absolutely, and
it continues to grow as well. You mentioned there's over
one hundred and twenty nationwide, and I think other cities

(21:41):
just continue to get on and say, hey, this is
something we need to do well.

Speaker 6 (21:45):
And especially it's a ball of too right because there's
you know, unfortunately there's not as many World War Two
vets with us anymore, so it's evolved into mostly Vietnam
and some Korea. Thats taking the DC And for these
Vietnam guys, I mean, you know, they were craped on
when they came back, the majority of them were, and
they didn't get that welcome home. Many of them hid,
you know, who they were and what they did, and

(22:07):
they don't talk about their service. And then they get
an opportunity to go on this honor flight and it's
very cathartic for many of them, and they get that
welcome home when they come back to the airport and
everyone's cheering for them and telling them thank you, and
throughout the trips they're getting the sixty kind of treatment
while they're in DC, and it just means the world
to these guys. And you can see it in their faces.
You see the gears, you see the hugs. You know,

(22:29):
when you get to that wall, especially in the Vietnam Wall,
it's one of the most powerful experiences, you know, that
I've experienced as a civilian. You know, I don't have
a military background, but seeing these guys and the weight
that it lifts off their shoulders, it's truly remarkable.

Speaker 2 (22:44):
He's Adam Arrow, ABC twenty two and Dayton twenty four
to seven now has a store that's running in four markets,
including Sincy. Regarding today the twentieth anniversary on this Veterans
Day of Honor Flight that takes our veterans to DC
for a one day trip, It's long day for these guys,
isn't it.

Speaker 6 (23:02):
It is a long day.

Speaker 5 (23:03):
You know.

Speaker 6 (23:03):
We went on the trip for Honor Flight Dayton back
in September, which was really exciting because they for the
first time they took military aircraft. They two sea some
teens on the right pad and they took one hundred
and fifty six vets to DC, which was the first
time they've done that in the program's history. They typically
will take commercial airliners to try to maximize how many
vets they can take on the trip. So that was

(23:25):
kind of the catalyst to doing a special tonight, which
is a half hour special, and we're going to re
air that story that we did. It's a long form story,
and then we talked to Earl Earl Morris, who founded
on a Flight, and we did a story with him
just talking about the genesis of the program. And then
we also include a second trip that we took in
twenty twenty two, which was the first trip that Honor

(23:48):
Flight Dayton had taken coming out of the pandemic, and
so that was highly emotionally charged because you had a
lot of vets that weren't able to go because the
program had to be shut down for a couple of years.
So all in all, I mean, it's a thirty minutes
of a couple of trips and just the history of
this great program.

Speaker 2 (24:06):
Adam Ara on how's the funding. It seems like we've
got enough corporate sponsors and backers to keep this thing going,
and that's true in here in Cincinnati.

Speaker 6 (24:15):
What about Dave, Yeah, it's the same thing, right, It's
all donations, you know, these Honor Flight boards, they they
all volunteer their time. They go out and solicit sponsorships
and donations. And because you know, reserving a commercial airliner
is not cheap, right, I mean it's it's you know,
one hundred thousand dollars, you know, just to do that.

(24:36):
So they, thankfully it's an easy program to get behind.
So there's been a lot of great businesses throughout the
tri state and across the country that have financially backed
this program to get these vets on these trips because
you know, some of them will put it off and
they won't go. And really the push right now is
to get as many of these guys and men and
women on these trips as possible because it truly does

(24:57):
make a big difference in their lives.

Speaker 2 (24:59):
Yeah.

Speaker 6 (24:59):
In fact, I'll tell you, I'll tell you one story.
We had a guy on our trip in twenty twenty
two who went and he passed away before the story aired,
but I found out from his family that he was
buried in his Honor flight. Sure, I mean, that's the
kind of power that these trips have on these guys.
And he's not unique to that. There's been many, many
cases of that.

Speaker 2 (25:18):
So yeah, it's nice to have some respect. But I
think it's closure for a lot of these guys, well,
especially the Vietnam era vets that that get to go
see that memorial, that have those memories. But that's also
true of Korean War and World War Two vets, which
of course that that generation is tapping out, so to speak.
And I know they prioritize these flights, so if you
are the older, you are the you know, for example,

(25:40):
World War Two veterans get top priority. Correct.

Speaker 6 (25:43):
Yeah, yeah, they'll they'll go out of their way to
make it work. And I can't emphasize it enough. There's
hubs all across Ohio. Just google Honor Flight Ohio and
you'll find a hub near you and you can get
on one of these trips, apply and go because it
is it is one of the most incredible experiences. I
can't speak enough about the people behind the program and
how much work they put in.

Speaker 2 (26:03):
I don't know if you covered this in the piece, Adam,
but they do flightless Honor Flight. Now for those veterans
who are unable to.

Speaker 6 (26:09):
Travel flightless You mean the RV trips.

Speaker 2 (26:14):
Yeah, they call them flightless honor flights and for those
who physically can't make the trip to DC anymore.

Speaker 6 (26:20):
Yeah, and that that is a neat part of it.
There's also the Honoring Yesterday's Hero program, which is where
they take photos of the families better and take them
to DC and take a photograph of that photo with
an American flag at the memorial representing the conflict that
they served in. So they did they go, They really

(26:40):
go out of their way to try to honor these
these men and women in every way possible.

Speaker 2 (26:44):
Yeah. Talk about how the guardian process works too, because
not all vets are bringing someone with them, especially the
older ones that have lost people around them. And so
you can also volunteer to become one of those guardians.

Speaker 6 (26:55):
Yeah. So one of the things when they first started
the program was e Remorse made it a point. He said, look,
rule number one, they're not going to pay. And rule
number two, when you fly these guys out, you're going
to stay with them all day. You're not going to
wander off to go do something else. And so you
can volunteer and you can have family members they don't
do spouses because they want it to be a much
more focused trips. But you know, I've seen granddaughters or grandsons,

(27:19):
you know, be a guardian for their for their grandparents,
or a son or daughter. In fact, we talked to
a son and daughter, a father and daughter pairing on
our last trip that we went in September, and it's
just a remarkable experience. And to be able to see
it just from a from their perspective, and to be

(27:39):
with them all day, it's just it's amazing to say
the least.

Speaker 2 (27:44):
Yeah, it is pretty cool. You also volunteer, as they said,
and there's a cost to you to do that, but
I mean, to get to see that up close and
that personal on the day is is it's enriching for everyone,
but you're also helping out of that and having that
story come to a conclusion their service for our country.
And this also includes not just war veterans too, but
I know the terminally ill veterans from any area are
eligible here provided you know that it's based on age

(28:07):
sixty five and older, and the older you are, the
more prioror you get for obvious reasons, but even terminally
ill veterans get a chance to go to this.

Speaker 6 (28:16):
Well they do, and you know some of these that's
you know, they they're so humble and they feel bad, like, well,
I didn't serve in the actual conflict, but I served
during the conflict, right Like I wasn't in a battle
or anything. But you know that doesn't matter. You served
your country and that's what that's what it comes down to,
and that's what these trips are designed for. You don't
you don't have to have served in a in a
battle or you know any of that stuff. If you're serve,

(28:37):
if you served your country, I mean, that's that's who
that's what they're looking for to take on these trips.

Speaker 2 (28:40):
All right. So sure, So if you're in Dayton, this
is on when.

Speaker 6 (28:45):
The Dayton Specialty. So that half hour special airs on
ABC twenty two tonight at seven and then it airs
on Fox at ten thirty tonight. So and in Cincinnati
it air is at ten this morning on Star sixty four.
So it's also wearing a Toledo and Columbus as well.

Speaker 2 (29:03):
Okay, good, So if you're hearing this and you want
to check that out or go to a date in
twenty four to seven now and you can watch it
on demand, i'd imagine as well. Adam Arrow, news director
up there, thanks again for jumping on this morning. And
it's an important story and an important day, so I'm
glad we're getting the word out about this. And if
you're looking to volunteer or maybe make a donation and
get involved, you can reach out to a Honor Flight,

(29:24):
which was created right in Springfield, so right here in
our community. Thanks again, but I appreciate it.

Speaker 6 (29:28):
Thanks God, I appreciate your time.

Speaker 2 (29:30):
Take care. Yeah. Also, on this Veterans Day twenty twenty five,
we have all sorts of freebies out there for you
because plenty of people want to pick up the cost
of at least breakfast, late breakfast or lunch today, if
not dinner. Well, Gay, I got that naxt I'll share
it with you right after this. On seven hundred WLW
all right, on this Veterans Day, Hard Rock Casino for

(29:51):
veterans of course, free launch new to four that's inside
the cafe, and they're going to make a donation DAV
to support veterans year round, which is nice. Also, I'll
see here I hop they're doing free red, white and
Blue pancakes or pancake combo. Applebee's you get a free meal,
Bob Evans Chili's, Buffalo Wild Wings get a friend free

(30:12):
ten piece bonus wing and fries purchased been in locations.
That's a good deal. And Texas Roadhouse, you get a
voucher for a free meal. They're gonna hand that out
today and you got to use them by the end
of May of next year. There you go. You got
it all. So and probably many more didn't have a
chance to mention as well too, but you know what,
you earned it. Go get it, enjoy yourself, eat free
all day pretty much. I'd say, what if they say

(30:34):
veterans going around just you know today as the day is,
I'm wearing I'm wearing stretch pants and I'm hitting all
those spots. So I'm doing all five of those today.
You go get it, go after it, go on, get
you some, get you some. And for those of us
who didn't serve, I would say, in the mortal words
of SEG. Dennison, the three words you need to know

(30:56):
are nick rib. Okay, that's that three words. Thank you.
The McRib is back, and that's a deal for all Americans.
I think that's appropriate that on this Veterans Day, when
we celebrate America and those who served our country at
times of peace and times of war, but mainly just
all veterans, that the symbols of this country. Maybe not

(31:17):
the flag of the United States, the Constitution, the capital,
all that stuff, it's the fact that the McRib is
back today. That is the that's American af right there,
By the way, we're bringing the mcgrib back on Veterans Day. Perfect, perfect,
that is the truly the symbolism of this great nation.
Home of the best Bengals coverage seven hundred ww Cincinnati.

Speaker 1 (31:39):
Do you want to be an American?

Speaker 2 (31:42):
Scott blown back on seven hundred WWT first snowfall yesterday.
But if you're in the city of Cincinnati and you
went to the new and highly publicized snowplow tracker website,
it was not working. Wasn't up. Why Well, he's I
would call him mister Plow. He just ran a very
successful re election campaign and he won. That'd be council

(32:02):
Member Seth Walsh. Congratulations. By the way, I'm glad you
got your seat back or retain your seat. I guess
I should say thanks, Scott.

Speaker 5 (32:09):
I appreciate it.

Speaker 6 (32:10):
This morning.

Speaker 2 (32:11):
Yeah, you too. We talked a lot about transportation. I
saw your you know, your campaign ads featured snow removal issues.
It's one of the big big things for people. Obviously
they felt made that connection, being November and all that.
So let's go back to this now. We know the
headaches and heartbreak we had this time last year, or
maybe a little bit later earlier than last year, but
two weeks ago the city I think it was two

(32:32):
weeks ago, we had this, you know, this whole crowdsourcing thing,
and we're having a contest to come up with a
better way to get the information about plows working. And
we've got these investments and we've instructed all the plow
drivers and workers how to use these tablets and we
put them in the plows and you can see if
it's coming down your road or where they are, and
if you if they're missing you, you can somehow send
a message back to central Command, the High Command. We'll

(32:54):
get a plowed to you. We'll get your plowed out.
We did all this, it snowed yesterday and it wasn't
on Why.

Speaker 5 (33:01):
Well, I think some bl answer Scott is there weren't
snowplows out there yesterday. The ground was pretty warm, so
snow wasn't sticking. They did a lot of pre treatment
for the streets and you know, it resulted in pretty safe,
clean streets very quickly yesterday. But I think there's a
fair there's a fair question there. You know, why why

(33:22):
are we not including when we're pre treating the streets,
so you know your streets getting pretreated. There's a lot
of information. I think people love to know that we're
not quite there yet. But yesterday some blansters just there
weren't clouds out there because the weather was taking care
of it for us.

Speaker 2 (33:37):
Yeah, I think typically, and it's I think it's an
important point is that we weren't plowing. But certainly you
know where I lived and coming from Warren County to
Hamlin County, the roads were well, they were in need
of some some treatment for sure. You know, maybe not
plowing technically, but I think when you're a constituent, when
you're a voter, when you're taxpayer homeowner, you look at
it going. I don't care plowing or just treating. I

(33:59):
just want to know you guys are doing your job.
I just want to know you're out there tackling the problem,
and I go log on the site that you guys
pouted the hell out of and it's saying, Wow, there's
nothing to see here. Forget it. I go here we
go again with the communication. I think that's I don't
think that's an unfair analysis of this.

Speaker 5 (34:17):
No, No, it's not unfair at all. And I talked
about city communication all the time. I think it's the
only thing we know about each other at this stage.
But yesterday was the first day that really builded two
debut things I think we needed. Let me back it up.
We actually got a briefing yesterday that was coincidentally prepared

(34:39):
before the snow is planned. And one of the things
they talked about was there a forty four major areas
of failures that we had in this last snow emergency
right back in January. I think a lot of people
like to try to downplay and say, well, was ten
inches of snow, what did you expect us to do?
And the answer is how it? And the reality is like,
there was a lot of reasons why we couldn't get
it resolved, and there are forty four major areas to

(34:59):
resolve it. They have been working incredibly diligently and you
know that I'm not wont to hold back a criticism.
So I hope this comes across genuinely here because they
have worked very diligently to get the entire operation scrapped
and rebuilt since January, including bringing to a new director
of Public Services who has just impressed me a snow end.

(35:20):
Yesterday they debuted it, and I think, like many things
of the city, we just missed the market on how
we can do the pr I think we forget that
people want to play with the new shiny things just
as much as we want to debut them. And so yesterday,
you know, it snows and you're like, where's the snowpod tracker?
It was a design for this, and so there's a
lot of disappointment, including myself initially, and I asked the briefing, like,

(35:42):
why aren't we showing off the snowpops, like because there's
not snowflops, and they're like, oh, that makes sense. But
I do think that there was a lot more we
could do in the communications. I think there's more we
could do to showcase what we're doing to get people
out there and have you ride along in the snow,
possibly like here's how it's dramatically different because it is,
and there's still a lot more work we have to do, right,
let's not sugarcoat it. There's a lot of work that

(36:03):
had to go to the rebuildings entire operation.

Speaker 2 (36:05):
Yeah, I so were you treating streets at all yesterday
during the event or was it just a pre treat
and hey, it's going to melt anyway?

Speaker 5 (36:14):
To my understanding was we did a lot of pre treatment.
There were some areas that we were getting reports on
that we were getting out there and doing treatment on.
But within the city limits, it sounded like they had
it pretty well under control and that the pretreatment did
its job. One of the things that I don't think
they've talked about that, and it sounds insane, but these
guys actually went out to cities I experienced massive snowfall,

(36:36):
Denver being the most recent one. How do you guys
handle this? And they took those lessons they came back
and to used it to get ready yesterday and you know,
short of a few car accidents that that I've heard about,
which you know, I think is on all of us
to make sure we're driving safe and snow weather. I'm
from Michigan or from Buffalo. We know what this is like. Yep.
It sounds like things actually worked pretty smoothly yesterday in

(36:58):
terms of the actual road condition.

Speaker 2 (37:00):
And that's the hardest parte. I guess that's my point.
It's the lack of communication. It's getting the ball to
the goal line and fumbling. And I look at this way.
For example, our peers around this Louisville, Kentucky Transportation canbiet
cabinet O Dott Warren County, Butler County. They're active on
social media saying hey, we're treating the road street. I
was looking through this morning school and so the only

(37:21):
thing on there was come and meet. I think a
police dog was the only text or the only social
message from a post from the city. At the very least,
you know, communicate that on social and say, hey, listen,
we only turn the app on when we are plowing streets,
not pre treating streets. And then people go, oh, okay,
yeah that makes sense. But to leave people hanging like
that is that's just incompetent, isn't it.

Speaker 5 (37:44):
You know, it's frustrating. I think it's frustrating, and I
think it's part of a culture mindset that I'm personally
trying to get shifted to the city hall, which is
they try to solve the problems. They don't necessarily communicate
how they solve the problem. And that's what we saw yesterday. Hey,
the problems solved, So no, we knows the problem solved.
Worried about why the snowpout tract and you did.

Speaker 2 (38:05):
All this hype about the app and so people are
naturally going to go, oh, I'll see why you know
what's going on with And it's like, wait, it's down
and it feels like you failed when actually everything worked.

Speaker 4 (38:16):
Right.

Speaker 5 (38:16):
You know, there's nothing worse than turning in your paper,
but the professor loses it. So you're like, well you didn't.
You didn't do the work in the first place. Right, Ultimately,
we have to get better if you are as a city.
I keep saying this over and over again to you.
I've said it to them personally. I had them on
their offices yesterday as the snow's coming down, and I
was like, why are we not showing everybody what we're

(38:37):
doing because we've put in a lot of work, we
were ready for this. We've knocked it out of the ballpark.
I think you'd be blown away. If you meet Mark,
you know, when you get a chance to get him
audio to talk about the work he does for public services,
to make sure that we are ready. But then when
you're right, when we missed the lowest the lay ups
to say, hey, it's the first snowfall of the years,
let's see where the free treatments are. How do you

(38:57):
know what are we doing. Let's show you with our
snowpous look like. Let's show you what the tracker looks like.
We did hype it up a lot. We weren't ready
to show off shiny new toys. How lets people play
with them? And I think we can do better at that. Yeah,
but I also think that that's a pr issue and
the real problem of making sure people get safely to
it from work. We actually did great on it, and
the only complaint you've had so far was take County

(39:20):
Warren County, which I'm gonna take the rare moment to
deal say. It wasn't the city Cincinnati that failed on
that part.

Speaker 2 (39:26):
Yeah it was. I mean, it wasn't a horrific event
by any means. It was a little bit of snow yesterday,
but a good test I think for the system and
it seems like, you know, and I think it's also
unfair all the people you mentioned Seth is like everyone
will blame them and go, well, you guys screwed this up. No,
we did our jobs. It was just a lack of communication.
And it hasn't been easier. It's never been easier in
our lifetime. Is only going to get easier to get

(39:47):
this information through social even a social media, hell, even
on the web page itself, put say hey, listen, we
pre treated the roads. Here's what if you're looking for plows,
here's why at least explain it to be we're going
to that website. And I think that is also so
quite honestly a systemic problem for the city because it's
not just this which is relatively minor. Let's face it,
I'm trying to make a big deal out of something minor.

(40:08):
But I think it's also emblematic the whole problem is
is I mean, look at the police department, lack of
communication from the Mayor's office when it came to Chief
Fiji and the crime and only recognizing the good things
and the appearance that aftabs only there for ribbon cuttings
and the like. Ni he won re election handily, there's
no debating that. But the problem has always been communication

(40:29):
with the City of Cincinnati, and I just don't know
why we're so bad at it.

Speaker 5 (40:34):
I wish I had an answer on that, And again,
I think it's a cultural issue. I think it's part
of the form of government that we have. There's an expectation,
I think from the citizenry that the answers come from
the politicians, and so the administrative side has taken the
philosophy of like, we're going to get the problems solved,
all of the politicians to be the politicians and go
do the marketing APR well, with all due respect, I

(40:57):
mean economic development guys. I'm not a PR guy. I'm
not a guy who know how to put you know.
I can find really hilarious means on Instagram them and
so I think that's where the disconnect is. And I
think part of the job of the politicians and conversations
that you and I are having here and that I
had yesterday, is to say to the administration, like, the
job's not done if you're not communicating it to the public,

(41:18):
because you have an equal responsibility to the public to
tell them what you've done to showcase it and frankly,
be proud of the work you did, because in this case,
you know this is literally and you have a listener
that has sent me a letter almost every time I
have come on here about the sell plops the situation, saying,
Julius will never solve this problem because for fifty plus
years we haven't solved the problem. Scott then keep presenting

(41:39):
like we solved it, but we haven't solved it. And
this time they've put in a lot of time and effort,
and and I've seen the work that they put into it.
Let's go, let's go showcase it. Let's go show it
off and brag about it. Let's let's let you see
how much we fre treated the streets. Let's just let
you see how we change the beat tooth that we're
using to be able to make sure that we're actually
aggresed up on it so that yesterday it doesn't go across.

(41:59):
And all we're complaining about is the snowpile tractor wasn't
on and working, and we they communicate about that. Right,
that's actually a win, but it's not framed as a
win because we're not doing a good job of talking
about it and we have to continue to push the administration.
We have to continue to push the city to have
that expectation that there are a lot of cities that
are doing a really great job on how they communicate
their work and their success, which makes people feel more

(42:20):
confident city, because right now we have to recognize that
for decades we have failed in some of these areas,
and now we have to earn your trust back. It's
not just about saying like trust me on stuff walls, right,
It's about saying trust me, and by the way, go
look at yourself.

Speaker 2 (42:35):
And the thing is too you know, it's a young, vibrant,
democratic led city and so you've got a lot of
young people in this administration, and that seems like an
easy thing to fix relative to you know, get a
and maybe not an influencer per se, but someone who
is knowledgeable in social media and have them putting videos together,
put it out on social You know, how we're changing

(42:56):
the beach juice recipe and all that. That seems relativelyazy,
and I know other cities do it.

Speaker 5 (43:01):
Yeah, I mean I would think so too. Again, I'm
not a pr expert, so I don't want to be
over here saying exactly how it is. But I agree
and I'm just as frustrated that we don't do a
better job at our victory left. And I hope the
message that they hear here is we want to celebrate you.
People want to talk about it. If people want to
feel to talk about what's actually positively happened in the city,
you get the absence of talking about the positive things

(43:22):
that we do because we just expect you're going to
pick it up. You're only going to talk about the
negative things. And when the negative things happen, it feels
like that's all that's happening in the City of Cincinnati.
That's not the case. We have a lot of things
that we should be very proud of, but we should
be talking about them outside of the month. Leave us
to an election, because we do some really great work
at the City of Cincinnati. There are great people that
are dedicating their lives to it. Let's talk about it,

(43:42):
let's celebrate it, and we don't do a good job
on that.

Speaker 4 (43:45):
You need to be more.

Speaker 2 (43:46):
We need to be more like Trump for God takes
and break your arm, pant yourself on your back.

Speaker 5 (43:51):
That's that's one way to do it. I mean again,
I don't even run my social media. So I'm really
not wanting to criticize it too.

Speaker 4 (43:58):
Hard on this too much, you know, but there is.

Speaker 5 (44:01):
A point to say. You know, again, we literally had
the snowfall yesterday. This is this is an easy way
up to celebrate earlier it is. I'm glad to get
the chance to talk about it, but I wish that
we did more to celebrate.

Speaker 2 (44:13):
Wait, we had some calls in our newsroom about it,
and it wasn't about the streetsman, It's like, why isn't
the snowplot tracker working? And people were more mad about
the lack of communication. That was because the streets were
relatively okay. They weren't like, you know, people couldn't get
up the cut in the hill, you know, the typical
things we've seen and we get a lot of snow.
It was more like, you guys, you touted this thing,
you spent the money, you did the whole contest for it,
and then it's a nothing burger when we actually had

(44:36):
a little snow. I think people just wanted to see it.
To your point, and on the communication thing, I'll point
this out too, is and this is just another example
of okay, so interim chief. Henny is the interim chief.
We're going to get a new public information officer for CPD,
which I think is needed. Uh, They're had full time
squat officers, all watches there, the crime center hours have

(44:57):
been extended, and all these other things that Henny's doing.
But back to this, he's the interim chief or is
he the actual chief at this point? I mean interims
generally hold on and not don't do anything until someone
else comes in and officially becomes chief and they put
their stamp on it. If Terry Thigi is still the
chief technically, why is he making all these changes again?

Speaker 5 (45:15):
Communication, Yes, I mean very much so. I think that's
a unique situation. I figured he pop on my office
yesterday talking about this one of your colleagues, Scott. But
I do think that's a unique situation in the sense
that interim Chief Heny has inherited a situation where we

(45:35):
have a public safety crisis that we've been trying to
get our hands wrapped around. I think the worst thing
we could do is just put it in rom in
there and not try what their ideas are. And he
has great support from the police Department, so I have
great confidence ideas he's putting forward or their suggestions for
how they can solve this. But to your point, we
do need to communicate that way. We need to have

(45:56):
the press for a while, we need to have the
introduction to the community, because as a minimum for the contract,
the investigation is going to go to the end of
this year, so he's going to be the inner in
police chief for at least two months, and that is
not an instant insignificant amount of time. They're very busy
period in Cincinnati, Like, yeah, how do we do better
at communicating and making sure people feel comfortable with him,

(46:16):
whether that's just the short term or long term, and
make sure they're comfortable with the decisions he's making. I
do think you're spot on. A lot of the problems
that we experienced this summer could have maybe been a
little bit more mitigated if we communicated better. And I've
said that that's why one of the reasons I come
on here. Yeah, we just have to keep challenging it
to say, hey, we can do better on that. Because

(46:37):
we challenged the snow situations, we said we could do
better on that, and look, they did better on that.
And as I said to you last week, my job
is that you guys never even know my name because
things are going so smoothly and so yesterday, I think
things went smoothly enough that we're complaining about communication. That's
a great problem to have.

Speaker 2 (46:53):
Yeah, yeah, I mean, I guess I get what you're
saying is, hey, the plows aren't running and so, but
if you're treating streets, you put a you know, the
plows that had the assault on them. Because actually, for
a minute it was they were on and we were
watching it early on in the morning and said, okay,
there's only two streets that I don't know. It was
like seven o'clock that had been done, and then you
switched it off, and I went, wow, wonder for that
having problems with the system or I couldn't put it together. Now,

(47:16):
what you're saying makes sense because if you had two
trucks out there that were just assulting the trouble spots,
that now makes sense in retrospect. But if I'm a taxpayer,
if I'm a property or you know, citizen of Cincinnati,
I look at it and go, what the hell are
they doing here? Just like the breakdown and communication, we
just need to I know, we've been talking about doing better,
But it seems like with the police department getting a

(47:37):
new public information officer, it seems like the city needs
a little bit more that someone to handle the communications.
And maybe it's a departmental thing. Maybe streets and bridges
and the street department needs someone to handle all that's
up on social media. Not that we want to spend
more money, but communication's key, and it really undermines all
the hard work that behind the scenes that the city's

(47:59):
been doing stuff well well.

Speaker 5 (48:01):
I mean, we have a small but mighty team handling
communications at the City of Cincinnati, and I don't think
it s fie overlooked is that they are putting entriagy
in a lot of situations constantly. And so I think, again, communications,
you know, there's a strategy to it some of it.
You know, you can choose one way and then you're
always wrong and should go the other way. I think
what we're talking about here is, you know, how do

(48:23):
we get strategic about some of these victories and talk
and talk that way. And part of that is, let's
just you know, we just have to encourage them like that.
The area that I think would be very helpful to
be engaged in that doesn't mean that they're not doing
a good job, but they are a small but mighty
team here. To your point, we're not spending a lot
of money on communications in the city. Maybe we need
to beat that up. Maybe that is a conversation we
need to have. But those who are working on it

(48:45):
deserve the kudos for putting on a lot of fires
constantly throughout the day. There's a lot of Scott clones
in the city trying to get information from the city.

Speaker 2 (48:52):
Yeah. Yeah, I'll leave it at that. He is a
council member of a real exs Seth Walsh on the
Scott Sloane Show on seven hundred ww aka mister plow
and mister Development. It was good to have you back.
But I'm glad you I'm glad you won your seat.

Speaker 5 (49:05):
Well, I appreciate it, Scott, thank you too, late, all right.

Speaker 2 (49:07):
Appreciate it. Thanks so much. Hopefully got some answers there.
And uh, you know, I didn't drive in the city yesterday,
but maybe you did. And how did they do? By
the way, if you're a you're driving in the city
yesterday compared to maybe years past. Granted to say, very
small sample sizing, a little bit of snow, But how
did it all work outside of the snowplow Tracker app
five one, three, seven four nine, seven thousand eight or
the Big one talk back on the iHeart Radio app.

(49:28):
We'll do that next right after news on seven hundred
WW Scott's floan, I'm his veterans Dave. Thanks to you
if you served. I've just had Seth Walsh on Counselman
talking about the snowplot. It was it's not controversial or
anything like that, like here we go again. It's more like,

(49:51):
you know, unforced errors. We went to this whole thing
a year ago with the bridge fire and the lack
of communication with traffic and transported surface you couldn't get
people out there directing traffic for a little bit, to
get people out of parking garages and surface lots so
they could get home in less than two or three hours.
And they just simply it was it was ignored because
it was inconvenience and I don't know was it on

(50:12):
their radar? Okay, you know, I think this story was
that they were still lamenting the election loss by the way,
which I don't doesn't really affect you in the immediate
short terminal somewhat long term future, but short term virtue. Okay,
we still got around the city and you know it
was neglected after the bridge fire. Sure get that and
you get learned from that. Okay, Well, then we have

(50:33):
the snow event and the streets aren't plowed. There are
people and even the city manager said, or maybe it
was the individual in charge of plowing and said, listen,
our plows are broken, we don't know enough of them,
and some streets are not going to get plowed. Not
a great message. And I absolutely have you made progress
since then with people like Seth Walsh and others on

(50:54):
council that have taken it upon themselves and make this
their cause. So much so he used this during his
re election campaign just a few weeks ago, that we're
going to get this thing turned around, and they did.
You know, I was reading some of this about during
the break here, and some of the things he brought
up are true. You know, we improved services, has got
new managers and equipment, the fleets being fixed, are devoted
money to it. We're taking it seriously. Some of the

(51:14):
potholes filled a hell of a lot of potholes in
the last year. Okay, awesome, you kind of need to
do a victory lap and it congratulates your So I
was joking about the Trump thing, but he's really good
at that and taking credit for things that he doesn't
even do. For that matter, or just as we'll get
into a second ignoring the truth in reality. But I
think you also have to do that. I mean, that

(51:36):
makes him beloved by many people and supportive that he
is getting the message out there. Whether you agree disagree
with her. It's not true at all yet to be told.
But you've got to self promote to some degree. And
I think that's solely lacking here. It's just communication. We
live in an era and now where everyone is a brand,
everyone self promotes. That is the whole purpose now of
social media. Everyone talks about how great everything is in

(51:58):
their life, having the greatest experiences, and everything's going to
be documented and nothing really bad is on. It's all
the good stuff, which of course adds to our national
handwringing and thinking we're well, everyone else is having a
good time, why am I not? Well, it's because they're
just putting the good stuff out there. That's all you're seeing.
And the algorithms feed all this, and that's why a
lot of people are miserable these days. But you can

(52:19):
also use that to get the word out. How hard
it would have been to just simply say, look, we
only use this when the plows our blades are hitting
the ground. If we get a dusting of snow, yeah
we're going to treat the roads. Just say that, you know,
because you hype this whole thing up. We're having this
big contest and there's a prize, and if you come
up with a way to get the word out to

(52:40):
people that were on top of the street thing. I
mean that. I thought it was a good initiative in crowdsourcing.
Religion costs all that much. You got the companies to
kick some money in and help out. Okay, great, awesome,
you crowdsourced it and somebody came up with a solution
to it. Yeah, that's that's our capitalistic system at best.

Speaker 4 (52:55):
Right.

Speaker 2 (52:56):
There are a lot of people out there that are
vying for in this case, compensation which have been a
new set of tires I think. And so somebody won
the contest, they got the gift certificate and everybody wins. Awesome,
And just you know, if it's if it only uses
you're really gonna use it when the when the blades
hit the ground, when there's enough snow to plow it.

(53:17):
And you know, when people go to the website expecting
to find information out, you should just simply put that
at the top, going, Hey, by the way, we're treating
the roads, but we're not tracking it. If there's a problem,
you know, here's a click on this link or something
along those lines, or you know, send us a message
and we'll get after it, or just simply turn it
on and let us see where the trucks are. Kind
of cool technology. It seems seems kind of easy. But

(53:40):
communication has been a huge issue for city Hall and
this administration in particular. And when you when you do
something well, you probably should celebrate that or at least
get the word out, Hey, this is what we're doing.
Just communicate it. Just communicate it. Not that hard, not
that hard. And this is I think it's a good
test for the winter months coming up, so we'll see
how well all this stuff works when it all gets
put together, actually gets turned on. Although I would think

(54:02):
that this would be a kind of a nice little
test tour, wouldn't it kind of a soft launch if
you will. Nonetheless, that is behind us and again, you know,
it's just a light dusting snow, nothing to get too
worked up about. But plenty of people had reached out
to us saying, do you know what the hell is
going on with this website? And that's why I reached
out to council Member Walsh this morning to talk about

(54:22):
it on seven hundred WLW. What else is going on
on this veteran's day? Yeah, I did have this. Yeah,
the President has been talking and you know, back to
the soft congrigil congratulatory nature of this, and you know,
I totally understand. He's, as I said, really really good

(54:42):
at it. He was discussing the issue of affordabilities making
the rounds after Democrats won the state and some local
allowed number of local election did really well on Tuesday,
as usually is the case these off primary elections and
the like, you know, off off not a every four
years we get a huge turnout and then the off
years not so much. Campaign on the cost of living, right,

(55:05):
the cost of it. This is all about affordability. The
referendum for this cycle is going to be affordability. And
he said that's not true. As a con job, and
I've been really successful in lowing prices, and you know,
you could have just said, hey, listen, we were much
much worse under Biden. We had a forty year high
under Biden, it was like over nine percent inflation. That
number has come down since I've taken office. I actually

(55:27):
started a little bit before he took office, just maybe
a couple of weeks before. But still you could go, hey, listen,
the election, I want election. Great, it's shifting other way.
It's going to take a while. You could just believe
that that. But you know, coming out and saying that
prices have fallen since he's coming back in office is
not really helpful. It's, you know, saying everything is down,
everything's way down. The prices under the Trump administration done substantially.

(55:49):
Inflation is almost non existent. You know, I think you
can do that. I think it's a good strategy if
the president is dealing with intangibles like tray or something
like that. Yeah, Like, I don't really know how the
tariffs are work in. I know it's adding to the
cost right now, but you can talk about getting money back,
some two hundred billion dollars back in taxes, and that's

(56:09):
the Supreme Court's debating that right now. As a matter
of fact. But the thing is this is measurable. It's
measured by you. If you're going to the store and
you're paying more, you don't feel these alleged cuts, then
it's more. I don't know what. I don't think he's
looking at any numbers. I just think he's as figures.

(56:30):
It's like true social If he says it, people will
believe it. I'm sure there are plenty of people to
believe it. And there's plenty of things that don't get
reported because he's Trump one hundred percent on that. But
in this case, it's measurable by you, and this is
just a battle that I you know, you could be
the biggest MAGA Trump support in the world. To look
at it going, Yeah, I don't think the prices are
coming down. You know, if prices are coming down, you

(56:51):
know how much money you have in your budget. Inflation
has accelerated the three percent year over year inflation has
increased for about what five consecutive months now, and prices
where now one point seven percent higher is at Brank
at the bank. But you know when you hear stories
about people who can't afford their mortgage because property taxes
are going up around us. You know, the margins are

(57:11):
pretty thin, so one and a half percent it's something.
It's something. And if they're higher this year than they
were in January, three percent higher than they were a
year ago, then yeah, we're feeling that grocery prices are up.
And it's not just beef. It's a number of important products.
Grocery product get more expensive. I look at it and go, okay, well,
what's P and G doing. They're in Kroger. They're laying

(57:33):
people off. Why people are buying less or people are
buying tide but they're buying less of it and somehow
really packing that washer and get there. I'm going to
make sure that sucker is full to the top before
I put a tide pod in there.

Speaker 4 (57:46):
Yeah.

Speaker 2 (57:47):
I get it. I get it. And I remember when
Biden did this, and I poked holes in the theory
that when Biden was saying, okay, remember the Congression Democrats
we're screaming about as prices went up, that there's a
collusion of fixed prices here. This is about food producers
and they're gouging. Remember the whole gouging thing and shrink

(58:07):
flesh and gouging. We're gouging we're gouging. People are getting gouged.
I'm hearing so much of that anymore. Why is that, Well,
because it wasn't necessarily true. I mean, shrink flation has
been around certainly. If you look at that little, I
don't know bag of Doritos, for example, they just decreased
the product and put a little more air in it.
But they've been doing that since like the beginning of
packaged foods. That's nothing new. Look at all, the air

(58:31):
we get it, while the air has to do more
settling and at least having a few chips that aren't
completely smashed at the bottom of bag. That's more about
packaging and protecting the product. That's like, you know, the
air cushions the chips. So, yeah, there's a lot of
air in the bag for a reason. You've filled all
the way to the top. And actually I've talked to
extras before about this, said, yeah, if you filled it
all the way up to the brim and we tried
to seal it, basically by the time you got it,

(58:52):
it would be a bag of dust. It's just works.
They've tried. But there's a reason why there's so much
air in a bag of chips and yeah, some of
these packages. Okay, it's went from three point eight to
three point six ounces and my little tiny self serving
Oh yeah, there's like there's like four. It's like the airlines.
You know, you go in tow youreline, get a bag
of you would to like a bag of pretzel. Sure,
and there are two like mini pretzels in there. Why

(59:15):
even put this in the package? You just like throw it.
Feed me like I'm a I don't like a carp
at King's Island. You get the little put the twenty
five cents and the fifty cents and get a handful
of food. Just stick my mouth open like a carp
feed me in that little river. But yeah, I get.
You know, shrinkflation, it is a thing. But it's not

(59:36):
like some conspiracy. They don't want to raise prices because
you'll buy less of it, so we keep the price
the same and give you less. That's how we get
around it. It's really the same thing. You're not paying
more for less, you're paying the same plan for less.
Makes sense. But the test of this whole thing for
you and your personal budget. Now, some people don't feel
it at all. I mean, hell, when I go in

(59:57):
and I think I'm doing. Okay. I go into Costco
of all places, and I look at ground beef and go, yeah,
I'm passing on. I'm not buying. I'm not spend that
kind of money with some ground beef, man, And that's
Costco price is really really good, like at the regular
grocery store. It's like I'm doing. I'll be honest with them,
cooking more chicken thighs like chicken brass wings are crazy
occasionally looks like a treat now, and it should be

(01:00:18):
anyway at my age, Let's face it, I can't can't
crush wings and pizza and burgers like I used to,
nor should I. So yeah, chicken thies are pretty damn good.
They're like bigger chicken wings, and they're a lot cheaper,
so you buy some of that stuff instead. But you know,
the test for me would be, and for you would be,
instead of wearing your political hat and agreeing with everything

(01:00:40):
going all right, if all the prices are down and
stuff like you claim, then why do you want to
give us all two thousand dollars in relief from the tariffs,
which to me is silly because it's a we just
keep borrowing more money to give it away. It's more
it's subsidy in a different form. You always railed them
to Democrats and subsidy, and you know, look at healthcare.

(01:01:00):
I had Greg Landsman on the first start. If you
miss that's in the podcast. I'll follow the show here
on seven hundred WWVD iHeartRadio app and you can also
stream the show where we are too as well, but
download the podcast. So first I had a good discussion,
and you know the knock I have with him and
Democrats is well, it's all about band aids. It's all
about subsidy. This whole shutdown was about them going okay,

(01:01:21):
well we need to subsidize people more for their healthcare.
It's too expensive affordable care. It's not affordable if you're
giving people subsidies. Affordability means you're reducing the cost, getting
rid of all the red tape, all the bs, all
the nonsense that drive costs up. Okay, you don't affordability
isn't taking other money and moving it to give it
to people who can't afford healthcare. And I'm not saying,

(01:01:41):
you know, we should just ignore those people. That's a
tragedy in out of itself. If all these things expire
where you canna needt your health care. That's a problem
for twenty two million Americans. We know these are the rules.
Both Democrats and Republicans came up with and set this
whole thing up and have been doing it for a
long time. I don't think it's entirely fair to pull
the carpet on our fee bill. Go okay, well you're

(01:02:02):
it's three hundred percent of good luck with that. How
about just doing it temporarily and saying, okay, we've got
I don't know, two years to come up with a
solution of health care, you know, whether it's a private
sector involvement or getting rid of all the subsidy and insurance.
And I'm the simplest thing to me, I've said a
million times, is just getting rid of it. To your
employer can no longer offer healthcare. We are literally hamstering

(01:02:25):
this gig economy where so many people work so many
different jobs, and none of those jobs offer healthcare. You know,
if you're out in the cry is and I hear
this from older people is like, well just go get
a job. Well, okay, but bigger companies can offer healthcare benefits.
The engine that drives America is business, but in particular
small business, like eight out of ten businesses or small businesses,

(01:02:46):
fewer and fewer in fear of those small businesses can
afford to give health care to their employees. And we also,
as I mentioned, live in a gig economy where people
are doing different hustles, right you, maybe it's door dash
or maybe you're delivering, you're doing this, I got a
bunch of part time jobs and okay, great, and you
know what, that's awesome, But they don't offer health care.
So buying your healthcare on the open market seems to

(01:03:08):
be the way to go. And if we have subsidized healthcare,
that's bad because it's costing way more than it should.
Where we're boring that money, it seems to me the
easiest thing to do would be to simply say, Okay,
if you're in this business, no more healthcare. You got
to buy it in the free market, like you do
with all the other insurance you have in your life.
And the savings we reap from all the compliance and
code all that nonsense can go to help those people

(01:03:30):
who fall between the cracks, and you still have money
left over to throw to the deficit. It's like an
easy it's a slam dunk. But Democrats say, oh my god,
all these people are getting thrown off by bad private
business and the like, and it's just that's why're not
going to get anything done with this. But the idea
is here. We give everybody two thousand dollars in relief checks.
I thought I thought the prices were lower than they

(01:03:52):
were when Biden was office. You you really can't have
it both ways, but that's him. He just throw stuff
at the wall. See what sticks. At some point, I
think you look at it and go, I don't know. Yeah,
maybe you're doing some good stuff here and there, And okay,
I'll buy the terrafsh for a little bit longer I can.
I can stand the pain for a while. We'll see
if we can get jobs back here and make everybody
rich again, as promised on the campaign trail. But right

(01:04:15):
now I know that it costs a hell of a
lot to go to the grocery store. It costs a
hell of a lot. Coming up on the show on
seven hundred WW just a few minutes here it is
Veterans Day. We'll talk to our buddy Steeve Baalsco from
Claremont County Veterans Services on this day where a lot
of people to flying the flag because you know Veterans
Day and all that. I saw a lot of flags
actually driving this weekend. Seen a lot of people just

(01:04:37):
having flags in the car, which is cool. Normally it
was like around election Day or you know fourth of
July you see somebody to pick up truck. But I
saw a lot of at least a handful of cars
this weekend with flags on, which I think is awesome
and a way to show respect not only our country
but to those veterans who serve. So we'll get more
than that with Steve in just a few minutes here
on seven hundred. But Adan Schaeffer is in at eleven

(01:04:58):
thirty five all Worth Financial. It is simply money to
show heres at six o'clock on our sister station fifty
five care see but the hull Worth Financial. He's here
on Tuesday mornings talking about one of the things I'm
going to get into is the fifty year mortgage with
him in addition to the government shutdown allegedly ending and
what that means, but also the fifty year mortgage proposal.

(01:05:19):
And then speaking of the President, he offered this up.
I don't have the make of that, you know, kind
of leaning towards I mean, it doesn't make if you're
if you can't afford a mortgage payment. Now it does
get you own a house, which is a good thing.
But I don't know at a fifty year rate, how
do you build equity, because that's the key, you know,
is building equities. Like I make my payments. I got

(01:05:40):
my principle and interest. Okay, here's my interest payment, which
is going to be huge, the principal very little, and
even after five or ten years, how much equity will
have in the house, You're not talking all that much.
At some point you're gonna want to borrow on that
equity or user to improve the house or whatever it is.
I just it seems like you're paying yourself in a corner.
But in this age when credit card debt is a
super high right down and is continue to go up. Hell,

(01:06:02):
people are buying fast food on layaway for crying out lack.
I don't know if that's a good thing or not.
It gets more people in houses, it's good, it's good
for you know, my wife's business for sure, being a
real estate broker. But I wonder you know, with that debt,
and you look at it's like how much am I
paying an interest? How much am I haying? In principle?
And that interest is going to kill the principal is
the one that works for you, right, I'm not sure

(01:06:25):
it's interesting. I don't know why you would also go
from you know, you get a fifteen or thirty year mortgage.
I don't know how I went from thirty to fifty.
Maybe a forty year mortgage, fifty year mortgage, of course
I don't know older. I may refinance and get a
fifty year mortgage out because I know I'm not going
to live long enough to pay that son of a
gun back. It's a U problem, not a ME problem,

(01:06:46):
and not that long from now, you know what I'm saying.
We'll get a time out and we got news on
the way in just a few minutes, and when we return,
we'll get into Veterans Day twenty twenty five, and then
Andy Shaeffer here on the Scott Slan Show, I'm the
Home the Best Bengals cover back at it after the
week off and Joe Burrow by the way ready to
go right around Thanksgiving? Is that a good idea or
bad idea. I'm not sure. It depends on these next

(01:07:07):
couple of games. We'll see how it goes. I would
say that if it doesn't look like you're going to
make the playoffs, you bring them back, You're risk wrecking
next season as well. I'm kind of leaning on the
side of being conservative. But you wonder how much juice
Joe has and he says he wants to play. Is
any going to tell him no? That's the big question.
Seven hundred WDW, Cincinnati.

Speaker 1 (01:07:26):
I don't want to American.

Speaker 2 (01:07:29):
It's on seven hundred WLW on this eleventh day of
November twenty twenty five. It is Veterans Day. Thank you
to all who have served this wonderful country of ours.
And granted there's a lot of people think it's not
so wonderful anymore, but still the greatest experiment in the
history of man coin I believe the United States of America.
Can we do better? Hell yeah, we can always do better,
continuous improvement, correct And on this Veterans' Day, we should

(01:07:53):
all be flying the flag in front of our homes
or whatever it might be. You'll see a lot of
flags out because it is Veterans Day and this opportunity
to thank a veteran, and I would thank that. Steve
Balco from Claimout County Veteran Services on the show this
morning on seven hundred WW. If you are flying that
flag or whatever, you fly that flag often, I see it, Steve,
and I look at it and see like an image

(01:08:15):
of an individual. I saw Charlie Kirk flag the other
day of all things. And you know, if you're allegedly
patriotic enough to fly the American flag, you should also
then know that you can't do that. You are desecrating
the flag, that you can't do.

Speaker 7 (01:08:30):
Those things to it, especially within the boundaries of these
continental United States.

Speaker 2 (01:08:35):
Correct, correct, yeah, you're not. You can't alter the flag.
It's if someone did that with a Bible. What do
you think the reaction would.

Speaker 7 (01:08:42):
Be, Oh yeah, yeah, we'd be out with pitchforks and
torches and right yeah right.

Speaker 2 (01:08:46):
So well we saw the Trump Bible and people lost
their minds over that. Right with this, I don't know,
he put his stuff in. It's like, okay, strying to
make money off that, like the shoes. But people who
are fought for this country even and will stand out
there with the flag that's altered it drives me crazy.

Speaker 7 (01:09:00):
It does. It does. Where's the due diligence and respect
to that which.

Speaker 2 (01:09:05):
You're not a patriot, You're a self absorbed idiot if
you're doing that right.

Speaker 7 (01:09:09):
And to realize the power of the United States flag
in a global economy, every nation knows what the United
States flag is, Yes, they can identify it. Yeah, they
all want to become like Americans. As I used to
tell my Marine Sloany when we will go overseas, this
is your uh, your Dorothy tour, because Dorothy said it

(01:09:32):
right when she clicked her heels and said, there's no
place like that's a fact.

Speaker 2 (01:09:37):
I'll tell you what. And as I get older, you know,
we travel a lot. When when I fly back to CBG,
it really puts a lump in my throat to see,
welcome to the United States of America. Right, How cool
is that it is? It's awesome. I was usually an
event Folds of Honor, which I know you're familiar with,
and we do a golf outing up at TPC in
Mainfield and they do a great job of this thing.
We had a flying World War on airplanes we had

(01:09:59):
you know, is just come into the whole thing and
We had service members active and retired that were there
that were honored, and it raises money for Folds of
Honor with Budweiser. And it's a wonderful event. And the
coolest thing is too, is that we forgot about this
is what when in folded American flag. Thirteen folds in
that flag what each fold signifies. And they had whole
display on that out there, and I had to write
it down because I'd forgotten myself. But the first fold

(01:10:21):
is life itself. Second fold is eternal life. Then veterans
trusting in God, the difference between right and wrong, which
we miss in this country. God and country. Tribute to
our armed forces. The eighth fold honors mothers. The ninth
ist were womanhood. The tenth folders for fathers who's given
their sons and daughters to military service in their lives.
The eleventh foldest were Hebrew Citizens for Jewish citizens. And

(01:10:43):
the twelfth fold in that flag is for the fatherest
on the Holy Spirit, and the thirteenth is in God
we trust. As you present the flag to someone, all
you see are the stars correct, representing of course the
states verse thirteen original states, and so even the fold
of a flag is significant.

Speaker 7 (01:10:58):
It's significant and even when prison emptying the flag to
the deceased family, the veterans deceased family, it is presented
on behalf of the President of the United States, a
grateful nation, and by the secretary of the branch of
service that they serve from. It's delivered kneeling to the family. Yeah, Sony,

(01:11:23):
I've done over two hundred and forty five funerals for Marines.

Speaker 2 (01:11:25):
I've done a lot.

Speaker 7 (01:11:27):
I can't tell you the amount of mothers that will
hold your hand because you are the symbol of her
loved one and they don't want to give it up
if they want to stay in that moment. It's moving now.

Speaker 2 (01:11:46):
If you see any of these ceremonies, it gets emotional
coming even get emotional right now. And we're talking about
the flag and what it means because today is Veterans Day.
The thing to me, Steve, is it pisses me off
to know if I see someone mistreating or burning the
flag right, dragging the flag on the ground or whatever.
But at the same time as anger's I might be
people disagree with me all the time and that's fine,

(01:12:07):
which is another constitutional right. Is that what other country
in the world. Are you allowed to desecrate the flag
because it's a symbol and your freedoms allow you to
desecrate that flag. It's the most paradoxical thing ever, is
it is? Do you defend that as a veteran?

Speaker 7 (01:12:23):
I don't defend that as a veteran.

Speaker 2 (01:12:25):
No, I meant the idea that concept, right, just like
you're allowed to do that, you shouldn't do that. But
you're like, it's the paradox of American, of our country.
We don't take ourselves seriously. It is.

Speaker 7 (01:12:34):
It is, but there are many who have shed their
blood I know, so that to be therefore give it
the respect it's due on the cost of lives spent for.

Speaker 2 (01:12:44):
It, Which makes sense because we have holidays like Memorial
Day and Fourth of July that celebrate these things, and
we turn into drunken idiots playing country music on boomboxes
and have swimming pools and a three day weekend and
all that, and we forget that the Memorial Day is
the one to me is it's a solemn holiday, and
we've turned that into now sales and the celebration going.

(01:13:04):
People died for this holiday.

Speaker 7 (01:13:06):
When you go to Israel on their Memorial Day, they
sound sirens and the whole nation stops, stands at attention
and pays respect. Can you imagine the United States of
America coming to a complete stop to pay respect a
Memorial Day?

Speaker 2 (01:13:23):
No, because that's who we are. And that's the paradox, right.
We find it's a certain to like, Hey, I'm having
a car and I'm going to buy a new car
right now because they're having a sale because people died
in service of our country. What are we doing right?

Speaker 7 (01:13:36):
Right? Everything's turned into a capitalist which capitalism is great.

Speaker 2 (01:13:40):
However, when you start pushing the margins, you sit and
think about it, it's like you scratch your go what
are we doing here? But that is the beauty of America.
I think that that, in essence is why people want
to come here is because of those freedoms that very
few around the world enjoy. And you can talk about
developed nations in Europe and all that, but by and large,
arrest of the world does not live like this.

Speaker 7 (01:14:02):
No, No, absolutely not, absolutely not. There is no place
like home.

Speaker 2 (01:14:06):
The Taliban, by the way, just banned chess. Did you
see that? No chess because it's immoral, Like what.

Speaker 7 (01:14:13):
Because you're taking over kings. The queen has a prenominant place.

Speaker 2 (01:14:18):
I suppose it is. Yeah, right, something.

Speaker 7 (01:14:21):
Interesting for you whose father served in the US Navy, correct, yes,
do you know that there is a time where one
flag has the privilege of flying above the United States flag?

Speaker 2 (01:14:37):
I knew this and I forgot it. What does it
remind me?

Speaker 7 (01:14:40):
During worship services aboard a naval they'll fly the Christian
flag above the national answer?

Speaker 2 (01:14:47):
That's right, yep, yeah, that's the only other time. That's
the only the time it flies above correct, Godden Country
in that order. That's right, right, yeah. Steve also from
Claimont Tenny veteran services on this VET Trend's Day twenty
twenty five, and we're talking about the symbol of that
service and what they fought for, and that would be
the flag veterans, and you'll see a lot of today

(01:15:08):
is the American flag, and we're talking about what that
means as Americans, because I want to forget we see
the American flag. It's become ubiquitous on everything, uniforms, you know,
football players, where it's on a helmet. In times when crisis,
when we feel the wolves at the door, we will
all start wearing the American Flag nine eleven comes to mind,
and like, and I think it's just so common that
we've kind of forgotten the symbolism and really what it means.

Speaker 7 (01:15:30):
The vast, grandiose history of our United States flag, from
the very hymn honoring the flag to what it represents
flying foreign shores, bringing democracy to foreign countries that were
locked down in different molds of politics. But yet there

(01:15:52):
is something powerful when when you have four pillars of
power for a country to see information, economic, and military.
When the United States flag is flown off the shores
or onshore a country, it brings the very persona of

(01:16:13):
strength of the United States to those shores. It is
actually a strength we have going forward to calm down
enemies and to put a piece into a chaotic situation.
Or it's kind of like your dad. You don't want
dad coming home.

Speaker 2 (01:16:31):
Right right?

Speaker 7 (01:16:31):
Right?

Speaker 2 (01:16:31):
Yeah, I get it, Yeah, I get it. The other thing, too,
is is a tattered flag, and I'm sure to think
people will probably just take the flag and throw in
the garbage, which is not You're not supposed.

Speaker 1 (01:16:41):
To do that.

Speaker 2 (01:16:41):
No, please don't, no, no, no, how do you properly
get rid of a flag? So it's tattered, by the way,
And when do we know it tattered? Means what exactly
I mean? When when do we know it's time to
retire fleg? Yeah?

Speaker 7 (01:16:52):
Absolutely, So as you look at a flag, it should
be a whole seem to seem still tight when it's
starts to tear, when it starts to fray, or frequently
fly in adverse weather and it's whipping in the wind.
And as she starts to tear or weather or even
become faded in an excessive amount. Is when you retire

(01:17:13):
the flag, put up a new one. But then there's
a way to dispose of the flag. And in that
retirement ceremony, the description by law is that in a
discreete service.

Speaker 4 (01:17:28):
And what was that?

Speaker 7 (01:17:29):
So in a private assembly, not in a grandiose situation
in the four corners of your mall. It is in
your backyard, in a small, little burned barrel. You burn
the flag so it can't be used for adverse methods. Now,
if you're like, well, I feel kind of guilty of
doing that. The boy Scouts are taught a very ceremoniously

(01:17:51):
procedure on how you retire a flag this way, and
so call your local boy Scouts troops. I've got a
flag I need to retire. Claremont County. We have a
flag retirement box. You can put it in there, and
we have organization veteran service organizations, Boy Scouts, there's quite
a few that will take the tattered flags, and they're
teaching the youth as well as adults. This is how

(01:18:14):
you respect the flag at its end of life.

Speaker 2 (01:18:17):
I've done that before. Flags at my house. Yeah yeah,
I know. You know, you fold the flag and a
big ceremony, burn it right.

Speaker 7 (01:18:24):
And it's not a grandiose let's know how fireworks. Let's hey,
look at me.

Speaker 2 (01:18:28):
Let's yeah, yeah, exactly, it's a whole it's a whole thing.
Steve on there too. Okay, we flow the flag where
we know how to dispose the flag. What else do
people generally this when it comes to flag etiquette.

Speaker 7 (01:18:39):
Oh, you know in this nation of ours that is
sports addicted. We start out every sport activity with the
national anthem, and the proper etiquette for the national anthem
is to get on your feet one if you can.
If you are handicapped, if you were out and you

(01:19:00):
don't have the strength, that's fine, follow step two.

Speaker 2 (01:19:03):
Step two is.

Speaker 7 (01:19:04):
There is a way to honor and salute the flag.
Now for the average citizen, it is putting your hand
over your heart, right hand over your left chest. That's
how we salute the flag in civilian attire or by civilians. Men,
we take off our hats out of respect. And then
sometimes you're holding that hat with your right hand. That's fine.

(01:19:25):
The hand still goes over the heart all while the
national anthem is being sung. For ladies, it's a right
hand over the heart. For those that are prior military, obviously,
if they're in uniform, they're saluting the flag. Some military
organizations Sloani, actually salute indoors. The Marines do not unless

(01:19:46):
we're wearing what we call our cover. It's our hat, yes,
which means we're under arms, we're carrying a weapon, or
we're marching with the sword right, So we are under arms.
We are therefore wearing our cover, and we will render
a salute indoors. Other than that, there is no salution
by Marines indoors. So we if you see us, we'll
put our hand over our heart, whether in uniform, indoors

(01:20:07):
or outside in civilian attire. Even as a retired marine myself,
i salute with my right hand over my heart. I
don't salute to my forehead as an average.

Speaker 2 (01:20:16):
Because you're not in uniform police officers, firefighters, you're in
uniform undercover, then you salute.

Speaker 5 (01:20:20):
Now.

Speaker 2 (01:20:21):
I've seen and i've heard this debate too, that the
proper etiquette is I don't know if it's for a guy,
men and women, but you know, standing at attention and
putting your hands behind your back and like in a
parade rest kind of Well, that's what you call it.
I've seen that too before, and I've heard there's a
debate about which one is correct. Now, typically it's hand
over the heart. I think that's the way to get

(01:20:41):
a heart, which is a salute.

Speaker 7 (01:20:43):
Standing at parade rest or at ease, which would be
hands behind your back when you shuffle around, is really
at a reduced comfort stance. Standing at attention is your
maximum stance of respect. So to say we would stand
at ease or hands behind the back or at parade

(01:21:04):
rest is to mean nothing significant is occurring, not being
given or rest.

Speaker 2 (01:21:08):
Because you've seen it both ways, and the correct way
is handled with heart correct for citizens, got it? And
just I mean, these are people are listening to go.
You know, so, what's okay, I'm standing them at attention.
I get that. But yeah, the whole point of this
is to just reflect on the sacrifices made for what
that flag means, and people like yourself will put their
life on the line, in those who've given their life

(01:21:28):
in defense of this country. It's a very small thing,
but it's important. It's huge.

Speaker 7 (01:21:32):
It's the democracy of this nation is built around that flag.
She flies for liberty, justice and freedom, for all our constitution.
The whole thing is pinned together. She is our lynchpin
going forward. It is the visual we see who identifies
that which we are or should be.

Speaker 2 (01:21:51):
Do you think the reason why we're not making Canada
fifty first state of that screw up the whole rhythm
of the fifty stars? Do we really want? Do we
really want a fifty first day? I mean it could
be anything Puerto Rico, like it's fifty stars thirteen start.

Speaker 8 (01:22:08):
There's a balance, there is a metrical yah pa, right
now what extra Star Wars you put it? Well, now
Star Wars extra Star War did you put It's too
confusing anyway, Steve Balso, thanks again for coming in and
thanks for your service and all veterans listening on this
Veterans Day.

Speaker 2 (01:22:25):
Appreciate it. Thanks, thanks for your service. Appreciate it. Scott's Loan
Show continues after this on seven hundred W Time to talk.

Speaker 9 (01:22:32):
About money, how to make it, how to keep it,
and how to keep others off your stash. This is
all Worth Advice with Andy Shaeffer. The big question is
it over? Is a shutdown over? And what the hell
does it all mean? What did we accomplish?

Speaker 2 (01:22:50):
If anything? Andy Shaeffer from all Worth Financial, How are you?

Speaker 4 (01:22:53):
I'm doing great, Scott you today.

Speaker 2 (01:22:55):
Everything is good. So it looks like we got a
deal together. Maybe by the end of the week, maybe
this time tomorrow or Thursday, or maybe Friday. Government reopens,
the agencies get funded, people get paid, and then maybe
in about thirty days everything goes back to normal apparently.
So from the market perspective, what's changed.

Speaker 10 (01:23:15):
Well, I think it just helps investors gain a little
bit more confidence as far as economic data is concerned.
And there were hundreds of thousands of federal workers that
were furloughed that weren't receiving incomes. Obviously, travel through throughout
the United States was made a lot of investors nervous
and also people that are looking to go home to
visit their families over Thanksgiving. But in addition to that,

(01:23:37):
you know, the ability to travel and navigate is important
for business as well. And so I think the fact
that the House has I'm sorry, the Senate has actually
you know, come to a resolution on that with a
sixty forty vote that gets passed the House.

Speaker 4 (01:23:51):
Now that vote will.

Speaker 10 (01:23:52):
Happen tomorrow, that's likely to be passed, and so you
know that that helped a lot with the markets. Yesterday,
we saw the three main in DECKX gained. Technology stocks
led the way after last week's slide. The NASDAC gained
about two point three percent and that's its biggest one
day rally since the two point five percent that we
had in late May. We did, you know, the Magnificent

(01:24:12):
seven companies, Alphabet and Vidia, Tesla, Gold, futures and treasuries
all rose. And so there is some optimism out there
with investors, uh, you know, based on the government reopening.

Speaker 2 (01:24:23):
And the data will start to flow once again. How
how big one it seems like we really I mean,
it's not official government data, I suppose, but it seems
like we got to have indicator from the private market
to kind of know what the economy is doing. How
important is that stuff?

Speaker 4 (01:24:35):
No, it's big.

Speaker 10 (01:24:36):
You know, we can get some things from the private market,
the Institute for Supply Management for instance. You know, we're
able to get that data and that kind of gives
us a little bit of a guideline. But there's a
lot of data that you know, is set to be
released as soon as the government reopens, and that's going
to be critical for us to understand where are we
really you know, what does jobs look like, what does
it look like? And you know, with the December FED

(01:24:58):
meeting coming up, you know, with the potential for more
interest rate cuts, that's going to be critical for the
Fed as well. So you know, if we reopen on Wednesday,
it's likely we get a slew of information on Thursday,
and that's really going to shape you know, you know,
what our future looks like from a policy standpoint, but
also from a market standpoint.

Speaker 2 (01:25:16):
Okay, but based on the data we have right now,
it looks like we have continued to continue to buy stuff, right,
so consumer driven economy, steady spending, but there's some cracks
around the edges.

Speaker 10 (01:25:25):
Yeah, yeah, so it does seem that the consumer has
continued to support the economy with steady spending, but we
are seeing some weaknesses around the edges. We're starting to
see debt start to climb a little bit. We see
that climbing to about eighteen point six trillion in the
third quarter. That's a three point six percent increase from
a year ago. And even though that's a new high,

(01:25:46):
the pace is still in line with the three point
seven percent wage growth over the past year. So you
have to kind of balance that and say, you know, yeah,
it is climbing, but we're also making a little bit
more money. But we also seeing, you know, some cracks
other places too, and you know, specifically with our debt levels.
Credit card balances are continuing to climb at a rate

(01:26:06):
of five point eight percent. That's one point two three
trillion dollars, and four point five percent of all household
debt is now past due. So there are some cracks now.
Even though the confidence is softening, and we measure that
with the University of Michigan's Consumer Sentiment Index. You know,
we've had some of the weakest levels in nearly two years. However,
most households now expect unemployment to rise over the next year.

(01:26:30):
The shutdown has added to the uncertainty, but ultimately we're
still doing okay at this point.

Speaker 4 (01:26:35):
So there are some cracks.

Speaker 10 (01:26:37):
It does seem like we're getting into a place where
the economy is cooling a little bit, but it's not
all that bad.

Speaker 2 (01:26:42):
Okay. I did see this because there's indicator's right, and
metrics and all this, but this is an interesting test
to me. So fast food, so companies like Household now, Chipotle, McDonald's,
Burger King, Wendy's, they've started warring about looking at flagging purchases,
basically meaning that the purchases among low income customers are
starting to drop. So what they look at is shopper attitudes.

(01:27:07):
And this was from this October and in November two.
We know consumer sentiment is fairly low according to that
University of Michigan Datta you cited too, But there's been
a double digit drop in sales by from customers who
made less than one hundred thousand dollars, so I mean
one hundred thousand punds a lot of money. But for
those under that threshold, we have seen the number of

(01:27:27):
fast food purchases dropped dramatically from Chipotle, McDonald's, Burger King, Wendy's,
Taco Bell, KFC, et cetera, et cetera, to the point
where that's why you're starting to see some of these
value meals come back, and not the dollar value means anymore,
like the five and eight dollar value meals, so not
the value we used to just a few years ago.
That seems to be a pretty interesting indicator to me.

Speaker 10 (01:27:47):
Yeah, And I think a lot of that has to
do with discretionary spending. I don't go to fast food
restaurants very often, and when I do, because I go
in frequently, I do notice the increase in prices, and
it's significant. And if you're a lower income house sold,
you really have to watch their pennies and understand as
the economy slows down, where that money is going. You know,
are you able to go shopping at Kroger and find

(01:28:09):
a chicken to roast and some green beans and paint
is ten dollars in feed you know, six people within
your house? Or are you going to spend fifteen dollars
on a big mac coke and froes? You know, So
it's coming down to I think everybody knows that the
economy is pulling off a little bit, and I think
a lot of people are really just trying to watch
their pennies and the eventuality that maybe we do go
into recession over the next couple of years, and that

(01:28:31):
you have to have a little bit of cash reserves
in case things do go sideways. In addition to that,
people were nervous about losing their staff benefits. You know,
that weighs on a lot of people's minds. So everybody's
kind of circling the wagons right now and you know,
really trying to figure out which way are economy's going now. Ultimately,
as we continue to see the labor market cool a
little bit, I think that that allows the Fed to

(01:28:51):
cut rates in December and hopefully that will spurn the
market as well. If you cut interest rates, that will
increase demand because the cost of borrowing.

Speaker 4 (01:28:58):
Is a lot cheaper.

Speaker 10 (01:29:00):
Will also help businesses spend a lot more and also
maybe open up their cofers to hire a little bit more.
And so there's a balance there. And I think at
this point people were kind of in a wait and
see approach.

Speaker 2 (01:29:10):
All right, so buying less assuit but everything we buy
apparently we're all putting on credit cards now.

Speaker 10 (01:29:15):
Yeah, yeah, and I think you know about seventy percent
of people don't pay off their credit cards on a
monthly basis, and you know that is a way to
give some people flexibility. You know, if you are a
government worker and you don't have income at this point,
that makes sense, right, You're probably spending a little bit
more on your credit card with the hopes that the
government will reopen. And when the government does reopen, not
only will that help those federal employees continue to earn

(01:29:39):
a wage, but it will also help private businesses because
they do a lot of business with those government entities.
So that is the optimism that we're seeing from the
market standpoint is that hey, business is likely going to
get back to usual. The airports are not going to
have to cut as many flights as as we need,
and we're going to see government workers start to be
employed once again, earn a and hopefully encourage more consumer spending.

Speaker 2 (01:30:02):
All right, Andy Schaeffer from all Worth this morning on
seven hundred WLW, talking about your money. We also know
that while student loans, for example, I saw something that
did delinquities start to go back up again?

Speaker 10 (01:30:13):
Yeah, they went up again as well, they served. Delinquencies
jumped from less than one percent a year ago to
more to fourteen percent following the end of the repayment pause,
So that's significant as well.

Speaker 4 (01:30:24):
So yeah, there're certainly cracks.

Speaker 2 (01:30:25):
All right, very good, And we talked about the economic
picture moving forward here we'll find and things are just
kind of I mean, it's slowing, that's for sure, there's
just no way around it.

Speaker 10 (01:30:35):
Yeah, a much weaker report came in on the job cuts.
Corporations announced more than one hundred and fifty thousand job
cuts last month. That's the highest October total and over
two decades. You know, we're seeing companies like Amazon plans
to cut fourteen thousand rolls. Target said it will trim
about two thousand you know here locally, well, we know
what's going on with ups and here locally, you know,
we have you know, cuts from Program Procter and Gamble

(01:30:57):
as well. So no, while they're not significant in the
big scheme of things, you know, they employ thousands and
thousands of employees, it is a trend and I think
that right now business leaders are trying to you know,
trim a little bit of the fact, get lean and
be able to be nimbled to make decisions moving forward
based on not only how our economy is going to project,
but also with with with interest rates at how it goes.

Speaker 2 (01:31:20):
Okay, I had a concert food expert on not long
ago from Manhattan Institute about the Supreme Court here in
the tariff case, which is really going to impact markets
depending how the Supreme Court rules on the whether or
not tariffs are in the purview of the President of
the United States. You know, it's our basically, it's attacks
and only Congress can tax people. And if your Solicitor
General admits it's a tax, that kind of underminds the

(01:31:42):
argument before the High Court. What impact will this decision
have on the market's.

Speaker 10 (01:31:46):
Huge if if if that actually gets rescinded and we
have to unwind the tariff conversations with other countries. Not
only will you know, how do we figure out how
do we do we give them money back? You know,
and and you know from the revenue that we get.
And furthermore, that will certainly undermine the leverage that we
have in these negotiations with other countries, and it will
make us look significantly weak. Now I'm not an attorney,

(01:32:08):
I don't know understand how all that plays out. But
what I do know is if the Supreme Court rules
against the ability for the Trump administration to implement these
tariffs and will have a significant impact not only on
our economy but the markets as well. I don't think
that that's going to happen, but that is something to
keep an eye on.

Speaker 2 (01:32:27):
Yeah, and you wonder, I mean, you can only factor
this in so much if you're the market, right Rob
wall Street, It'll be interesting because it'll go either extremely
up or down at least for a couple of days anyway,
But then we'll figure it out like we always do.

Speaker 4 (01:32:39):
Well.

Speaker 10 (01:32:39):
The thing about the markets is that the markets are
pre predictive indicators of how we feel about the economy
looking out six months to a year. So the market
generally will tell us how investors feel about, you know,
not only certain economic data, but also geopolitical decisions. And
at the moment, the market is not considering the fact
that the terroriffs could be rescinded. We will see the

(01:32:59):
markets respond, you know, way in advance of whatever decision
is going to come from the Supreme Court. If that
writing is on the wall. We're just not quite there yet,
and the market doesn't believe that that's going to happen.

Speaker 2 (01:33:11):
Andy Schaefer. One of the more interesting proposals coming out
this week, and this one left me shaking my head.
Is the President suggesting we should do a fifty year mortgage,
not a fifteen and not a thirty, not a thirty
five or forty, but a fifty year mortgage.

Speaker 4 (01:33:27):
Your reaction, Yeah, I don't know how I feel about that.

Speaker 10 (01:33:30):
You know, And on one hand, the fifty year mortgage
can be a game changer for people to be able
to afford a home. It will certainly reduce the amount
of payments that you're going to have on a monthly basis.
But while that initially might seem appealing, there are some
drawbacks and some of that could lead to obviously more
payover time. You're not building as much equity in your home.

(01:33:51):
There's more risk of default, and the reality is, if
you need a fifty year mortgage, you probably can't afford
the house. But I do understand on this surface, it
does make it look more attractive for low income families,
because the American dream is owning a home and being
able to afford it. But on the other hand, there
are a lot of you know, drawbacks and potential pitfalls
for that fifty year mortgage.

Speaker 4 (01:34:12):
So if you're if you're if you're going.

Speaker 2 (01:34:15):
With the biggest loan you can get on a car
like a new car is at eight years old.

Speaker 10 (01:34:18):
I don't even mean I mean I see a lot
of five year loans. I think you can probably get
an eight year loan. I haven't really researched, you know
how far out.

Speaker 4 (01:34:29):
You have to go.

Speaker 2 (01:34:30):
The point is, is a financial we're just playing more principle.
I mean the bank is that we're making the payment.

Speaker 10 (01:34:35):
And that's right, and it's one of those you know,
you're kind of renting to own. And if you have
a mortgage where on a thirty year loan where it's
let's say one thousand dollars a month, and you can
get a fifty year loan where it's six hundred dollars
a month, you know, it makes it seem more affordable
for people. But at the end of the day, you're
not going to build enough equity. And what we've found
from a data standpoint is if you are not able

(01:34:56):
to build enough equity in your house, you are more
risk to default and essentially get kicked out of your house.
So the data suggests that that's not a good idea.
I know it sounds attractive, but it's probably not advantageous
for you to look at a fifty year term on
a mortgage.

Speaker 2 (01:35:11):
If I'm forty years old, I get a fifty year mortgage.
To the math there, it seems like the bank thing
is gonna be holding for a lot out of you
know you' sixties. Like, hell, I'll take a fifty year
mortgage out. I don't have to pay that back. I'll
be dead.

Speaker 1 (01:35:21):
Yeah.

Speaker 10 (01:35:21):
And I think, on the other hand, if you're let's
say thirty years old, in your beginning of your career,
you get a fifty year mortgage, that doesn't mean you
can't pay it off sooner. And I think a lot
of consumers at this point say, well, I'm struggling right now,
or I'm just cut my teeth and I have an
entry level job. But at some point I expect that
I'm going to make a lot more money and maybe
I can accelerate this mortgage a little bit more.

Speaker 2 (01:35:40):
So.

Speaker 10 (01:35:41):
There are some positives, but there's certain certainly some drawbacks there.

Speaker 2 (01:35:44):
It's a lot of debt held though. That's the thing
a lot of people move to the fifty that that's
a lot of debt that's hanging out there when we're
already seemingly at our max.

Speaker 4 (01:35:52):
Yeah.

Speaker 10 (01:35:52):
Yeah, and that's why I'm not really a big fan
of it. I mean, if you have equity at home,
you know, we could see a bubble. And you know,
when when you hear the term bubble, nobody likes that.
It brings us back to those thoughts of you know,
two thousand and seven, two thousand and eight, where we
were lending to people that really couldn't afford it and
a lot of those defaulted. And I fear that, you know,
something like this could also create a bubble as well.

(01:36:13):
You don't want to make be underwater on your loan
because sometimes you owe more to the lender than your
homes are worth. And that's what we're talking about with
a fifty year mortgage. If you're not paying much into it,
the bank holds the cards over your head.

Speaker 5 (01:36:24):
All right.

Speaker 2 (01:36:24):
Finally, we are wrapping up enrollment season for not only healthcare,
about iras and stuff like that.

Speaker 10 (01:36:30):
Real quick advice, Yeah, I think make sure that you
do review it. A lot of people say, well, you know,
everything's going to be the same. You want to make
sure that you go into your platform with your employer
to make sure that you know your choices are still
in line with what your lifestyle needs. You know, whether
it is adding insurance, whether it's long term disability, make

(01:36:50):
sure that you're protected. And if your company does supply
a decent amount of capital to those premiums on your behalf,
you want to make sure that you take advantag of
it because there's a lot of value there. If you
go out on the street and get a disability policy,
it's going to be significantly more expensive in a lot
of cases versus what your employer is going to offer.

(01:37:11):
And also kick into that premium whether you have the
ability to have life insurance as well, you want to
make sure all that's taken care of and button up.
So my advice is to make sure that you review it,
make sure it's in line with your lifestyle.

Speaker 2 (01:37:23):
Okay, yeah, it makes sense. And I unlily, I mean,
we sat down and did the health benefits and one, okay,
we've got all these new plans, and then about ten
minutes and well let's just keep them one we have
and pay a little bit more. I have no idea
what this means.

Speaker 10 (01:37:34):
Yeah, well, that's when you need to speak with your
financial advisor to review it with them to make sure
your idea.

Speaker 2 (01:37:39):
What all these copays and this and that and and
it's a PPO and PPF and people just way how much?

Speaker 10 (01:37:45):
Yeah, And I think that it can be complicated, but
most corporations, especially if it's medium size to a large corporation,
will have specialists with that corporation to be able to
help you. I know, at all Worth Financial we have
you know, our HR apartment holds a number of zoom meetings.

Speaker 4 (01:38:03):
To review those with employees.

Speaker 10 (01:38:05):
I think that we've scheduled you know, about a dozen
of them so that it fits everybody's schedule to be
able to participate. So hopefully your corporation and your entity
you know, has the resources to be able to help
you along with those choices.

Speaker 2 (01:38:16):
It's final. I'll work another five years to pay for
the healthcare for this year. It's fine. It's fine, it's fine.

Speaker 4 (01:38:21):
Everything can be fine.

Speaker 2 (01:38:22):
Andy Schaeffer, all Worth Financial, simply money nine at six,
I'm fifty five k RC pops in the show every Tuesday,
Mortal checkup for you. Appreciate it man, Thanks nice Scott
touching Nex We got news on the way, and that
means Willie stands by at twelve o six today on
the home of the best Bengals coverage, seven hundred WW
since NAP