Gary Sullivan 6/7/2025 Hour 4

Episode Transcript

Speaker 1 (00:00):
Five, Healthy, Wealthy, and wise from the Steve Parents Coordinated
Financial Planning Studios. This is fifty five KRZ the talk station,
an iHeartRadio station.

Speaker 2 (00:11):
Tenants are still not happy with proposed rent increases or
rent stabilized apartments in New York City, despite a revised
lower range. Scott Pringle has more.

Speaker 3 (00:21):
Tenants sounded off Thursday night at the first public hearing
since the proposed rent increased.

Speaker 4 (00:25):
Tweaks were made.

Speaker 5 (00:26):
Salaries don't go up, but the rent does, and that's
not fair to prints day of license.

Speaker 3 (00:33):
The board lowered the range by one percent for two
your leases. It's now three point seventy five percent to
seven point seventy five percent. Tenants say that proposed increase
is still too high, but landlords say it's needed to
keep up with rising costs. Another public hearing schedule for Monday,
with the final decision coming in about three weeks.

Speaker 2 (00:50):
A new HIV prevention shot is expected to win approval
by the US Food and Drug Administration later this month.
The shot, called lena kapavir, would be given two times
a year and could be a big advancement in the
fight against HIV. The shot was tested in a study
of Women and Girls by drugmaker Gilead Sciences. None of
the study participants who received the shot got HIV and

(01:19):
Tom Cruise has set a Guinness World Record for one
of the death defying stunts in his latest Mission Impossible movie.
One scene in The Final Reckoning shows the actor as
Secret agent Ethan Hunt, jumping from a helicopter in a
parachute that catches fire in mid air. Cruz had to
repeat the stunt sixteen times to get it right. The
Guinness editor in chief said, Tom Cruise doesn't just play

(01:42):
action heroes, he is an action hero. Lelo and Stitch
is still on top at the box office. In its
third week. The Disney live action remake is expected to
pull in another thirty five million bucks over the weekend.
The new John wickfilm Ballerina is expected to twirl into
second place with the debut weeks again I've twenty five
to thirty million dollars, and the new Mission Impossible film,

(02:04):
The Final Reckoning comes in third. I'm Lisa Carton.

Speaker 5 (02:14):
The best time of the day, I goodness, say good afternoon.

Speaker 4 (02:17):
Welcome to our number four, and you're.

Speaker 5 (02:18):
At home with Gary Salvin taking you up for the
one o'clock hour today.

Speaker 4 (02:22):
Thanks for joining us in our phone number. If you'd
like to jump.

Speaker 5 (02:25):
On board, of course, it's five one three, seven nine
fifty five hundred. Seven fifty five hundred gets you right through.
Joe is on the board, Joe Strecker, and many of
you recognize that name because Joe produces show for I
don't know, was it like twenty years, Joe's sixteen to
twenty years?

Speaker 4 (02:43):
Wasn't it somewhere near?

Speaker 5 (02:45):
And uh, I've tried to think it was a long time, eh, okay,
seventeen years. So Joe's here, Danny's off, he's not feeling
well today. And if you uh get through, saylight to Joe.
Our phone number again seven.

Speaker 4 (03:03):
Mike, welcome, Hey you doing Gary doing your show? Thank you.

Speaker 6 (03:10):
I have a deck around my pool and I replaced
the fencing on it last year. We treated a lumber
and I know some gray spots. I want to stay
it this year, but I know some gray spots in it,
and I want to know what you recommend to use
on it.

Speaker 4 (03:26):
Well, So what the gray is is that the sun. Okay,
that's what it's done.

Speaker 5 (03:31):
It's pulling, it's drying it, and the UVS is kind
of just turned the wood gray.

Speaker 4 (03:36):
So when you're so are you going to paint it?
You say, are you going to stain it?

Speaker 7 (03:43):
I'm going to stain it?

Speaker 4 (03:45):
Okay, and semi transparent stain.

Speaker 6 (03:51):
I'm kind of iffy about. Don't know if I want
to do that or a solid stain. All right, I'll
let me just tell you the difference.

Speaker 5 (03:59):
We'll do that because in a lot of respect, that gray,
I mean, I can answer your question real fast, but
that stain is just from the sun there is.

Speaker 4 (04:08):
You're gonna have to clean that.

Speaker 5 (04:10):
Regardless of which way you go, So just using a
deck cleaner. And then what I would recommend is to
use a deck brightener. A deck brightener's got a little
exolic acid in it. It'll bleach out that gray, so
it'll bring it back to come close to its natural color.

Speaker 4 (04:29):
All right.

Speaker 5 (04:30):
But the biggest part about it, especially if you use
solid color stain, it opens up the wood grain in
that deck.

Speaker 4 (04:39):
It allows solid color.

Speaker 5 (04:42):
Stain to adhere to the wood better than if you
did not use it. Plus it takes away the gray.
So that's what you would use to correct your problem.

Speaker 4 (04:52):
Now the real question, it.

Speaker 5 (04:54):
Sounds like you know you got to do a little
research and decay which way you want to go, you
know how saying about an hour ago, there's a ying
and a yang for every product, and there truly is.
So let's start with the pros and cons of a
semi transparent. A semi transparent will allow it to look
like wood, right, it will be usually wood colors. It

(05:17):
will be semi transparent, so there'll be variations of absorption
into the woods, so you'll have high lights and low lights,
and you know it'll look like un natural walnut or
a natural oak, or you know it'll look more natural.

Speaker 4 (05:35):
Correct.

Speaker 5 (05:36):
The drawback to it is there aren't nearly as many
solids in a semi transparent as there is in a
solid color stain, so the sun will compromise that sealant
after depends on how sunny or how shady it is.

(05:58):
But I mean, in a really dead sunny western facing
it by last two years.

Speaker 4 (06:05):
If it's in a shaded.

Speaker 5 (06:06):
Area, it might go three or four years. And that's
the story on a semi transparent. A solid it's benefit
is there's more solids in it, you cover up the
wood grain, there's more colors, but it doesn't bond as

(06:30):
great as a semi transparent. Because it's a coating, there's
more solids in it. That's why I'm saying, you know,
you use the deck brightener. The exolic acid that opens
it up, gets it to penetrate it, It bites better.

Speaker 4 (06:45):
And the good news is it might last you five
to seven years.

Speaker 6 (06:51):
I'm all about that.

Speaker 5 (06:53):
Oh and another thing, just just I'm thinking as I'm
talking semi transparent, a lot of cases can be sprayed
on him with a tank sprayer and then brushed out
with a brush, and you won't.

Speaker 4 (07:04):
Be able to do that with a solid color stain.
It's gonna get you one way or the other. It's
like paying taxes.

Speaker 6 (07:10):
Yeah, right, right, Any product in particular that you recommend
for a solid stain, for a.

Speaker 4 (07:18):
Solid stain, there's the.

Speaker 5 (07:22):
Bear products are very good. There's one called Flood that's
a brand name that's very good. The super deck that
you get at Sherwan Williams that's good, and they got
their own brand which is also very good. Those I
would say probably I would go to uh. I'd go
talk to folks at Sherwy Williams first because they also

(07:43):
have an acrylic alcid which is weird.

Speaker 4 (07:46):
It's got both in there, so it's a water and
a oil.

Speaker 5 (07:49):
So for penetration and these they're trying to blend it
when there was you know, kind of level out the
field a little bit. But you might try one of
those modified to crylics and that's under the Sherwan Williams brand,
a solid color stain and I think they carry the
the either the Flood or the Super Deck.

Speaker 4 (08:09):
I forget which one.

Speaker 5 (08:12):
And like I said, a lots at home depot are
good also, So.

Speaker 6 (08:16):
I used Williams in a path that I don't remember
the exact I think might have been Deckscapes or something.

Speaker 4 (08:22):
Like that, but uh huh yeah, and I had the
good results.

Speaker 5 (08:25):
Yeah that was their uh that was their brand name
before they just.

Speaker 4 (08:31):
Now called the Sherman Williams Deck and something.

Speaker 5 (08:33):
But yeah, that that was that was before that, it
was called deck scapes for sure. So yeah, stay in
that field, go up and talk to them about what
you're going to do. They can tell you the pros
and cons also, but that's the kind of the basic
things like a purist will just maybe sometimes say I'm
not using a color and I get it. You know,

(08:54):
it's all kind of what you wanted.

Speaker 4 (08:55):
So there you go.

Speaker 6 (08:57):
Will they carry that deck brighter too.

Speaker 5 (09:00):
Yeah, sure will Yeah, so they'll have a deck cleaner
that they'll have a deck brightener, and it really does
even on semi transparent water based stains. I recommend people
use the deck brightener, and if you're you know, I
recommend it all the time, not for necessarily brightening the wood,
but for opening the fibers, especially you know, using a

(09:23):
solid or really anything just to get it to penetrate
better because this pressure trade would it's tough.

Speaker 6 (09:31):
Yeah, yeah, all right, I appreciate your time.

Speaker 4 (09:34):
All right, very good, have a great weekend. Take care all.

Speaker 5 (09:39):
Right, yeah, boy, if you're gonna do and I mean
this sincerely. We've talked about decks on this show for
all thirty nine years. I mean, people love their decks,
and it's a you know, if you took a poll
on it, I think one hundred some of the people

(10:00):
would say, but we work too much on that deck.
We have been in search of the perfect product for many.

Speaker 4 (10:09):
Years, and I don't know if we're there yet.

Speaker 5 (10:14):
I think with the composite products for the type, I think.

Speaker 4 (10:18):
We're getting there.

Speaker 5 (10:19):
Some of the PVC encapsuley product composites are pretty cool,
very driple, but for stains and stuff, I don't know.

Speaker 4 (10:28):
Cambit's got a neat one out.

Speaker 5 (10:29):
If you're looking for a semi transparent one, they got
one with actually has a sheen to it.

Speaker 4 (10:35):
Two code system. But boys changed a.

Speaker 5 (10:38):
Lot with the ceilants and the stains, and even the
technology of pressure treating the wood has changed. So do
your research. We'll take a break when we come back.

Speaker 4 (10:49):
We got ed and we got Joe Ann.

Speaker 5 (10:52):
As we continue, you're at home with Gary Salvyn right
here on fifty five KRC Detalk station.

Speaker 2 (10:57):
This is fifty five KRC and iHeart Radio station.

Speaker 4 (11:02):
All right, this is Dale Donovan.

Speaker 1 (11:03):
We'll be taking your car questions at one right after
Gary Sullivan on fifty five care Sea.

Speaker 5 (11:10):
All right, back to work. We go at home with
Gary Salvon. We're twelve seventeen and no rain here, so hope.

Speaker 4 (11:18):
It's dry where you're at.

Speaker 5 (11:19):
It sounds like this evening may get wet again, and
maybe a little bit tomorrow evening, but anyway, there'll be
a dry slot here and there. We can get a
few things done around the home. If you'd like to
jump on board, go ahead. We're also going to talk
about we talked about and you've heard about, I'm sure
the cost of energy electricity, Duke's pretty much talked about

(11:42):
twenty percent and solve others. It's not just Duke. The
cost of energy going up. And so we're going to
have our friends in from USA installation. If you live
in an older home prior to seventy seven and you
haven't done much about the insulating on the sidewalk.

Speaker 4 (12:02):
I can't tell you what to do, but it's probably time.

Speaker 5 (12:06):
And they've done thousands and thousands of homes in a
greater Cincinnati area and that would be the way you
would do an existing house. You're gonna have to eventually
to afford it, to be able to afford to live there,
You're gonna have to do something. All right, let's go
to Joanne. Joanne, welcome, Hi, I'm here. Okay.

Speaker 8 (12:31):
I just had to go get my puppies so she
wouldn't be Baranteane.

Speaker 5 (12:34):
How are you?

Speaker 4 (12:35):
I'm doing fine? Thank you?

Speaker 8 (12:37):
Okay, Gary. I wonder if you could help man having
trouble with my gutters. I want to get the gutter
brushes and is there a special website I have for that?

Speaker 5 (12:51):
Uh?

Speaker 4 (12:51):
There is, so.

Speaker 5 (12:55):
It's gutter brush dot cutter brush, so it's gutter brush stuff. Okay,
do you know how old are the gutters or what
are what are the issues? Would you give me a
little talk about the trees around the house and how.

Speaker 8 (13:14):
Well they're four inch gutters?

Speaker 4 (13:16):
Okay?

Speaker 8 (13:17):
And it's the same one. The house is about thirty
years old. And of course you know I I planted
white pines and you know that causes problems. And so
we are kind of working on the down spout on
the one side. But in the meantime, like when it

(13:38):
rained last night, I think I think they're I think
they're the gutters are full of something, right, the water
just over the side and it's like a little lake there,
and that's causing problems. So I have people coming that
are going to work on the down spout.

Speaker 4 (13:56):
Okay, and are they going to clean the gutters out? Also?

Speaker 8 (14:01):
You know, I really wanted to get that done today.
I'm just concerned if it rains again. You know, I
get I get this lake in the back by the foundation,
which isn't good. You do you know anyone to call?

Speaker 4 (14:14):
I don't. I mean a lot of roofers will clean gutters.

Speaker 5 (14:19):
Okay, you know, but sometimes just getting on a neighborhood
page and just getting a handyman to clean them out. Okay,
that might be you know, just make sure they're ensued.
That's that's the only thing.

Speaker 4 (14:31):
Oh on you.

Speaker 8 (14:35):
Yeah, my lawn guy had his son usually does it.
But I had the ladder out and everything. He didn't
feel good yesterday, but it rained really hard last night
and I just don't want that much water around my
foundation in the bath, you know.

Speaker 4 (14:51):
So how old is the house?

Speaker 7 (14:54):
Thirty years old?

Speaker 5 (14:55):
Okay, so when you say four inch, the size of
gutters have really changed a lot. Just to make sure
it's four inch, and you're usually measuring the top of it.

Speaker 4 (15:06):
All.

Speaker 5 (15:06):
Gutters used to be forty four inch, and I'd say
prior to nineteen eighty then we start using five inch,
and now I'm seeing people change that to six inch,
just with the ferocity of the of storms these days.
But when you go to gutterbrush dot com, they have
a really unique feature.

Speaker 4 (15:26):
On their website.

Speaker 5 (15:28):
If you put in your address, they can tell you
the size of the gutters you have.

Speaker 8 (15:35):
Oh wonderful. Okay, I mean just my builders and everything
they just said, you know, those are four four inch, Well.

Speaker 5 (15:45):
They may be four inch. I just want to make
sure you're ordering the right thing, that's all. But yeah,
just somebody can just slide those in, but get them
cleaned out first, that's for sure.

Speaker 8 (15:57):
Okay, Gary, thank you so much.

Speaker 4 (15:59):
All right, take care of Joan. Thanks for the call,
appreciate it. And Edie welcome.

Speaker 7 (16:06):
Hi.

Speaker 4 (16:07):
Hello.

Speaker 9 (16:07):
I was listening to people talk about problems with cement,
and so I had a suggestion. But I also wanted
to ask you about windows. Okay, okay, So I switched
over to ice melt and like way way more expensive

(16:30):
than salt.

Speaker 4 (16:32):
But my.

Speaker 9 (16:35):
Cement isn't isn't corroding. And I'm thinking, you know, penny
wise and pound foolish. You know, you save a little
on the salt versus the ice melt, but then you're
doing these repair jobs later.

Speaker 5 (16:51):
Right, right, you're absolutely correct, And let me talk about
I know it's not winter time, but let me add
something to that because it's also a trend, so ice
melt has different benefits. Also, it can also melt snow
and ice down to below zero. That's a big plus.
It doesn't leave as much residue as a rock salt would,

(17:14):
and it's not nearly as corrosive. Now if you have
new concrete, I would always skip a year, and I
know that's hard. And if you're going to use anything,
you can use the ice melterer. But here's the big
caution for everybody. And it started taking place about four
years ago and they've started, not all of them, but

(17:38):
some brands. There was one called ice Melder, and it
used to be all calcium chloride.

Speaker 4 (17:45):
And now if you turn it over on the back.

Speaker 5 (17:48):
Of the bag, there's a little a little square box
and it lists the ingredients and guess what it contains
now salt, Yeah it is, and so that I don't know,
say eight dollars bag of ice meler is now three
ninety five and people start buying that. Now they're still

(18:11):
the real good ice melter out there. But I've been
I've been wearing people last two years. If you're buying
ice melter for the exact purpose that you want to do,
and that's a great idea, eie, please read the ingredients
that are in the bag.

Speaker 1 (18:28):
Yeah.

Speaker 9 (18:28):
I also make some sand in there if there's any
of that, Like if it's icing real bad.

Speaker 4 (18:33):
Sure, sure, and a little grit yep, yep, for sure.

Speaker 9 (18:38):
So on the windows side, I have houseplants and it's
like a war between the low e windows and the houseplants.
I need to know more about it. And it seems
like the houseplants don't do well with the low e windows,

(18:59):
and you know they need the all of those.

Speaker 5 (19:04):
Yeah, well your house is going to be hotter and
it's not going to be as energy of fission.

Speaker 4 (19:09):
If you get a good grade of low eglass.

Speaker 5 (19:12):
Now you can still have house plants, but they won't
have as much light as they used to have in
a lot of cases. And there's you know, there's different
spectrums of light also, and there are different spectrum lamps
that can be used near them, So it's more than

(19:34):
just the low eglass. So and I don't know my
spectrums enough, but the whole purpose of low e and
different spe spectrums is h glass for a house is
probably probably not a concern as much on house plants
as it is on not allowing fading of hardwood, flooring, carpeting, furnature,

(20:01):
and solar heat gain is diminished, which is good in
the summertime when they're you know, that sun's pounding down there,
so it filters out UV rays and diminishes heat transferred
through it. So if it were me, I would investigate

(20:25):
plant lighting and then maybe make the decision.

Speaker 7 (20:29):
Maybe.

Speaker 9 (20:30):
And they don't work really well, and my plants seem
to you know, say so what, Yeah.

Speaker 4 (20:38):
Well I'm not I'm not saying.

Speaker 5 (20:40):
I mean I got I got low eglass, and uh,
the name of this one's called Comfort three sixty five.
And I've got plants in the house, and I mean
they're surviving.

Speaker 4 (20:53):
I don't know if they're excelling or not, but I
will say that our problem before we got.

Speaker 5 (21:01):
These windows was we got a lot of windows and
it was killing the furniture and it was killing the
hardwood floors. And we put in this Comfort three sixty
five to diminish the ultraviolet rais that we're coming in
and causing issues with fading. And if you have lived
in a house without low eglass, you can stand in

(21:23):
front of a glass on a hot sunny day and
you can feel that heat radiating off them.

Speaker 4 (21:28):
And that's in your house.

Speaker 5 (21:30):
And my Comfort three sixty five glass, I can stand
and I can't even feel the heat. In fact, and
their showroom is actually the display. They got a heat
light bulb behind the glass and you put your hand
up and you can't feel it.

Speaker 4 (21:47):
That's its selling point.

Speaker 9 (21:49):
Great, well, thank you that helps a lot.

Speaker 5 (21:52):
All right, very good, have a great thank thank you.
Take care call anytime.

Speaker 4 (21:58):
All right.

Speaker 5 (21:59):
As I was saying, energy prices are going up, it's
been in the news.

Speaker 4 (22:03):
You've heard it. What isn't going up?

Speaker 5 (22:04):
But as we stay in our homes, in many older homes,
year after year after year, it's certainly becomes a challenge
to make ends meet.

Speaker 4 (22:18):
I mean I I this was probably fifteen twenty years
ago when I had built a home.

Speaker 5 (22:27):
It was up to where it should be an energy efficiency,
with insulation and ventilation and everything.

Speaker 4 (22:35):
And a friend of mine had a very.

Speaker 5 (22:36):
Small house and I don't know if it's half the
size or core the size or what.

Speaker 4 (22:41):
Both smaller than my house. His heating and.

Speaker 5 (22:45):
Cooling bill is actually his heating bill that we compared
at the time was double.

Speaker 4 (22:53):
What mine was. And I had a larger square footage.

Speaker 5 (22:57):
So you know, I guess what I'm saying is you're
probably paying out a lot more that investment. Will ask
Nate what that investment payoff time is? The heaven your
entire house phone so Nate Burgess. He'll be up next
to these.

Speaker 4 (23:13):
With USA installations.

Speaker 5 (23:15):
We continue You're at home with Gerry sulvin It here
on fifty five KRC detox.

Speaker 10 (23:19):
That me take up Bite out a crime. Counterfeit products
are popping up everywhere. Fake sneakers, fake cosmetics, and even
fake pills. Crooks are selling counterfeit versions or just about everything.
Last year, billions of dollars where the counterfeit products were
sold in the US. Sure, it may seem like saving
a few bucks on the things you want isn't a
big deal, But counterfeits are usually made in unsafe conditions,

(23:43):
potentially using hazardous and even lethal ingredients that could harm
you and others.

Speaker 11 (23:47):
And the money you paid it goes right into the
hands of criminals and may support child labor, drugs, and
even gangs. Smells like big crime to me. So if
you still think buying fake products is harmonly, think again.
And remember you don't know where the products came from.
How could you know where the money goes? You're smart,
Buy smart, go for real. Learn more at my GRUFFPSA

(24:11):
dot org. This message is brought to you by the
United States Patent and Trademark Office and the National Crime
Prevention Council.

Speaker 1 (24:20):
Again Sean Hennity weekdays at three on fifty five KRC
and online at fifty five KRC dot com.

Speaker 4 (24:28):
All right, back at it we go about twelve thirty.

Speaker 5 (24:31):
Three, I believe, and working our way through the weekend.
As I said before we went to break, I know
everything's expensive, but I'm telling you.

Speaker 4 (24:41):
Energy costs going up every year. It seems like.

Speaker 5 (24:45):
We have a story and we bring in Nate Burgesses
with USA installation, we have to talk about insallation because
the price energy is going up. Nate, welcome again that
home with Gary, Salvin and Dog gone at a price
of energy and going up again?

Speaker 4 (24:59):
What's going on?

Speaker 7 (25:01):
How they're going Gary? Yeah, it's like every every year,
it's like an increases. It's just something that can always
count on.

Speaker 4 (25:09):
Well, you know, it's interesting. I had harped on this.

Speaker 5 (25:13):
I guess last weekend I think is when the news
came out about Duke Energy saying twenty percent.

Speaker 4 (25:20):
Is that what your guys are talking about?

Speaker 7 (25:23):
Yeah, it's actually the latest we heard it's thirty percent. Really, Yeah,
so it's quite quite an increase.

Speaker 4 (25:32):
Yeah.

Speaker 5 (25:32):
I just had a guest on during our national show
and he was with the TVA in Tennessee Valley Authority,
and he was talking about same thing everybody's talking about
right now. I mean, twenty thirty percent is a big
kick in the tail, I'll tell you. And I was
just saying before we went to break, before you got

(25:52):
on board, if you're living in a home prior to
nineteen seventy seven and nothing's been done to it, I
don't know how you're going to afford energy.

Speaker 4 (26:05):
Give me your thoughts on that.

Speaker 7 (26:08):
But yeah, I mean, even if we don't have a
real hot summer or real cold winter, those rates are
thirty percent more than what you're paying now. So it's
you're going to have an increase regardless, So you factor
in you know, we typically can get hot, humid summers here.
You're really going to be paying and it's going to

(26:28):
be uncomfortable. So our insulation would really tackle both issues,
and you know, you get the comfort with the savings
with it.

Speaker 5 (26:36):
Yeah, I was when I was talking to him, I
was asking, you know, what's driving this, and you know
he was just telling me, you know, first these giant
data centers and now with AI there's a big electrical
demand we cool our homes with electricity. And I know
my biggest bills last year. I shouldn't say this because

(27:01):
I didn't sit down and compare them, but the.

Speaker 4 (27:03):
Ones that scare me the most are the summer bills.

Speaker 5 (27:07):
I agree, we like comfort, probably too much comfort in
the winter time.

Speaker 4 (27:11):
That done bother me to keep it sixty five sixty six.

Speaker 7 (27:15):
But right, so, I guess it's hard. You know, it's
easier to warm up really.

Speaker 4 (27:23):
Yeah.

Speaker 5 (27:24):
So again, let's talk a little bit about what you
guys do at USA Insulation as I as I try
telling you, eventually you're not gonna be able to afford
to stay in a home that isn't insulating, And how
many homes have you guys done in the even just
the greater Cincinnati area of the state of Ohio. You've
done a lot.

Speaker 7 (27:44):
Uh yeah, I mean we've worn our fortieth year this
year and we have We've actually done over one hundred
and thirty thousand houses. Oh yeah, we've done a lot
over the years.

Speaker 5 (27:57):
Yeah yeah, So let's talk about your product and how
you do it, because a lot of people were going like, well,
I live in old houses, a brick houses got blessed,
but you can't insulate my home and.

Speaker 7 (28:08):
See how we can most likely, I mean, we specialize
in homes built prior to really the nineteen eighties. Whose
those are the homes that are either uninsulated or under insulated.
And what we do is we have our proprietary foam insulation.
We do everything from the exterior of the house injected
in into the wall cavities or a wall seam if

(28:31):
it's a masonry build, and you know, fill that air
gap and it just makes a night and day difference.
Is really much easier to contain, you know, the heating
and cooling of the house, and we keep the elements
from weaken in. We also do attic insulation as well.
We do a loose plume fiberglass up in the attic.

Speaker 5 (28:49):
Space, you know, to question you on that and infect
The guy from the Scott from TVA that I was
talking to around ten thirds, he was going, he was
telling me because you'd be surprised at how many people
think they're up to snuff on attic insulation. But if
it's a blown in insulation and it's settled for the

(29:12):
past fifteen twenty years, you're not adequately insulated.

Speaker 7 (29:18):
Right right, Yeah, it's eventually it's going to need redone,
and especially if it's a home with the original insulation.
You know it's a twenty year old house, I mean
most likely it needs to be reinsulated. So especially for
our area with our climate, so that'll that in itself
will make a nice improvement for the summer coming up

(29:40):
with the heat.

Speaker 4 (29:42):
Yeah, we.

Speaker 5 (29:44):
Yeah, I think we just take for granted. I tell
people yourself, or get a handyman up there to measure
what you got, because even though you had probably sixteen
seventeen inches, you might have twelve now.

Speaker 7 (29:59):
Right, Yeah, and that's that's quite a difference in our
value and you know, effectiveness. So it's definitely definitely something
you know, especially this time of year, it's really a
smart thing to do. And we're you know, we're well
equipped to do an attic or you know, more of
a whole house or cross space, all all kinds of applications.

Speaker 5 (30:23):
So you don't have to do one or the other.
You can do both, or you can just do addicts correct.

Speaker 7 (30:29):
Right, Yeah, especially if it's a newer type build, like
maybe something in the two thousands or late nineties, you know,
they may just need the addic done, but you know,
you got something in the nineteen seventies or under most
likely the walls, an attic should So.

Speaker 4 (30:46):
I probably need you for my attic maybe, Yeah, I
probably do. House was built in two thousand.

Speaker 7 (30:55):
Yeah, that's twenty five years already, so probably does.

Speaker 5 (30:59):
Yeah, now we may definitely take a look at it
because everybody better prepared with the energy cost. You and
I had this pretty much same conversation every year, and
you know it's ten percent, five thirty percent. I mean
it just you just keep climb climbing the ladder. So
if you have a home those nineteen eighty nineteen seventy five,

(31:23):
and let's say there's very little or none in terms
of insulation inside the walls, how do you guys take
care of that?

Speaker 7 (31:33):
Yeah, so basically if there is existing insulation. The nice
thing with our application with the phone, it's a fully
expanded product. So we're just pushing it with compressed air
and basically it'll compress down that old insulation, pushes it
out of the way, and then we fill in all
the dead air space and air gaps, so to just

(31:54):
steal up the wall from the air league. See that's
really at that point, what's what's fighting the home? You know,
with your thermostat what you're trying to keep the right
also at a certain environment, so it'll just seal up,
you know, the walls, which really makes all the improvements.
So it's definitely something we can reinsulate.

Speaker 5 (32:15):
So you've been doing this. USA Insallation has been doing
this for forty years. Got what'd you say, one hundred
and thirty thousand home?

Speaker 4 (32:23):
Yes? Yes? What is your feedback?

Speaker 5 (32:27):
What what are people telling you after they have you
insulate their homes in terms of energy cost, in terms
of comfort, in terms of where they're setting the thermostats.
I mean you've had to have great feedback.

Speaker 7 (32:44):
Oh yeah, right, and and you know ours is you
know it's wight time of the home on the insulations
in there. So obviously over time you'll see the improvements.
You know, give it some billing cycles. But I mean
as soon as we insulate these houses, but people just
notice it's quieter, uh, you know, just more even temperatures
room to room. I mean it does work instantly, especially

(33:08):
coming from an older house that's not well insulated, to
go from basically nothing to foam. It's science, it's gonna work.
So it's something it is noticeable right right when we
finish installing it.

Speaker 5 (33:22):
Yeah, I know a lot of people always want to
know if you're pumping foam in my walls and I
need to get in there and do the repair, run
some wires. But now you fill the cavity up, can
you still run wires and stuff?

Speaker 4 (33:40):
Can you have fish wires there?

Speaker 7 (33:41):
We right, Yeah, we get that question all the time,
and it's uh, yeah, it's a logical question to ask.
But our our foam you can't tell from the videos
and everything, but it is a soft material. It doesn't
get real hard once it's in the wall. It's like
a very soft styrofoam. So if you ever had to
need to get into the wall, you just simply you can,

(34:05):
you know, cut through it. You can really just push
a wire right through it. So it's very accessible. It's
really no harder than batting, you know, fiberglass battering.

Speaker 4 (34:14):
Right right.

Speaker 5 (34:16):
I'm trying to think what listeners are questioning when we're talking,
and I guess one.

Speaker 4 (34:20):
Of the things when you.

Speaker 5 (34:23):
Is the safety of it, not only from off gassing,
but if you had a.

Speaker 7 (34:27):
Fire, right, Yeah, that's important questions. So and that's a
nice thing with our proprietary injected foam. It is a
Class one A fire rated products, so it's rated up
to two hours of flame exposure. So it's got a
great fire rating, waterproof, it's a closed cell phone. You
get the higher R value perringe and then it is

(34:50):
non toxic. There's just no off gasing, no uocs from aldehyde.
You know, it's American made, we manufacture it, but it's
it's definitely a safe product.

Speaker 4 (35:05):
How long does it take you to insulate a home?

Speaker 7 (35:08):
We can do most homes in one day. I mean
it's it's really a one day application. If it's a
real big house, we try to put two crews or
but we're well equipped to get it done that day.

Speaker 5 (35:22):
Okay, okay, Nate, if you can hang on for a second,
I'm gonna take a break.

Speaker 4 (35:26):
I just got a few more questions.

Speaker 5 (35:28):
I want to get to you and we can talk
a little bit about cost and return on investment, et cetera.
And Nate burgesse as my guest. Here's with USA installation,
and we shall continue. You're at home with Gary suvn
right here in fifty five KRC the talk station.

Speaker 1 (35:45):
A series of event don't miss any of your favorite shows.
Get the podcast on the iHeartRadio app at fifty five
KRC dot com.

Speaker 5 (35:57):
All right, back at it, we go at home with
Mary Selvyn talking Nate burgesse Is with USA Insulation.

Speaker 4 (36:03):
We've been talking about.

Speaker 5 (36:05):
What they can do for you to make your home
more energy efficient. One last question on the procedure of
pumping the insulation into the walls and doing your attic
with blown in insulation. And I guess even if you
have a home in the two thousands that was built
in early two thousand, you better callman.

Speaker 4 (36:26):
I got down on my list Nate and may I may.

Speaker 5 (36:31):
Procrastinate a while, but I really feel like it probably
needs to be done.

Speaker 4 (36:36):
According to you, it probably does. So we'll be chatting.

Speaker 5 (36:42):
When you put the insulation in the walls in older homes.

Speaker 4 (36:47):
Or you know, I guess they're older now, yeah, eighties, nineties.

Speaker 5 (36:53):
I guess sometimes there's even mistakes made in construction, and
you may find some voids in.

Speaker 7 (37:00):
That also, but yeah, and each year these houses get older,
you know, yeah.

Speaker 4 (37:07):
Yeah, exactly.

Speaker 5 (37:08):
So you go from the outside and pumping in how
big of a space do you need?

Speaker 7 (37:15):
Well, two by four obviously most construction, so that's that's
more than sufficient. But you know, even these nineteen fifties
nineteen sixties brick block constructions, we can insulate and that's
typically only a three quarter inch to an inch air gap.

(37:35):
But what we actually do is we drill five eighth
inch holes into the mortar joints and then we basically
pressure fill it and we monitors it goes hold a
hole until that air floid and then we'll remortar grolt
the joins. So okay, Yeah, so as long as there's
a space, I mean, most likely we can inject our foam.

Speaker 5 (37:56):
And and foam has a higher R value than blown
in right per inch of thickness.

Speaker 7 (38:03):
Yeah, it does. And the more important thing really than
even the R value different air barrier like you just
can't get with, you know, it doesn't matter the R
value of fiberglass cellulos I mean, air will filter through it, right,
So that's really the key thing.

Speaker 5 (38:20):
Well, when you talk about that, you're so right. If
you can eliminate the draft. If anybody you know wants
to know how much draft you have from outside, just
take a a screwdriver and take off your duplex cover
outlet and if there's a weather striper on there, take
that off there.

Speaker 4 (38:37):
I mean it's like a hurricane of cold air.

Speaker 7 (38:40):
Yeah. Yeah, it just shoots right in the house.

Speaker 4 (38:43):
Yeah, sure does it, Sure does.

Speaker 5 (38:46):
So we were talking again with Scott from the TVA
and he was talking about, you know, look for you know,
good deals rebates from your energy company, depending on where
you live, maybe your provider. Can you kind of fill

(39:09):
usin on cost and whether there's any help out there?

Speaker 7 (39:13):
Right, So, I know, the big thing with us, we're
known for that we advertise in ninety nine a month
it's no interest financing and that's it's on a pre
credit through Wells Fargo. But basically, if you know, we
we come out give you a free estimate. If it's
something you decide you want to move forward with, we

(39:34):
do have options with that. And it's really a nice
way to pay for an insulation project because it is
money in a sense. It's really money you're already spending,
you know, with the you know, the overpaying the utility company.
So this this allows allows you to basically reallocate that
interest free payment and then you you know, there's no

(39:56):
pre payment penalty as well, so you could just spread
it out to pay for itself or if you want
to pay it off early you can, so that's been
a real popular way to do it. And there's also
a federal energy credit they still have through the government,
and on insulation it's up to twelve hundred dollars, which
is a nice chunk back you would get come tax time.

Speaker 5 (40:19):
Okay, So when you're talking to your one hundred and
thirty thousand customers after you've insulated their house, everybody wants
to know what is I mean, I know there's no
specific answer, but you got to have a general thing.
What is the return on that investment? In other words,
if I'm paying that ninety nine dollars a month, how

(40:42):
long does it usually take to plus you're saving all
the money on the energy You're exactly right. I mean, yeah,
pay me now or pay me later. I mean the
longer you wait, the longer you're wasting your.

Speaker 7 (40:54):
Money, right, right, So I mean the sooner you insulate,
the sooner you are really saving. And it's it just
pays for itself. But yeah, as far as a return,
I mean every obviously every house is different, every house, right,
But on an average, I would say most houses we
inslate older homes, I would say, you know, four or

(41:16):
five years is a pretty good payback. You know, some
might be a little longer. We have some a little quicker,
but but you know, it is something over time, it
pays for itself and you get to keep the insulation.
I mean, the savings are there lifetime of the house,
so it really it's something that will keep on giving

(41:38):
once it's initially done.

Speaker 5 (41:40):
Yeah, when you were talking about how the regular insulation,
the blown in in the attic, you know come mats
together and starts becoming less effective. Does this have a
shelf life behind the walls or is it once't done
in the last fifty years or.

Speaker 7 (41:58):
Yeah, well it's better. It's a lifetime to the house.
So it's we were once and done. As far as
the foam and the walls, it doesn't go anywhere. It
doesn't break down subtle just basically molds like a puzzle
piece to that that cavity. And yeah, it doesn't deteriorate
like your conventional blowing or subtle. Now, the attic insulation,

(42:19):
we do blow enough of an R value that will
last multiple decades. But with any loose material, as you
were mentioning with your attic, it may need done. It's
just over time with gravity it will settle, but you
know that should last multiple decades. So if we if
we reinsulated.

Speaker 5 (42:38):
Had a call to day and we were talking about
this lady. She had a one story home that became
a two story home and it was kind of screwed
up in terms of ventilation, and I started talking about
maybe maybe we talk about insulating everything, and she wasn't
familiar with it.

Speaker 4 (42:57):
But whole house encapsule.

Speaker 5 (43:00):
Do you guys get any inquiries on that in the
Ohio market. I know it's really big in the southeast
Southwest where you just encapsulate under the roof and make
your whole house a conditioned space.

Speaker 7 (43:14):
Yeah, oh yeah, yeah. We do that as well with
our spray from insulation, so we can feel the whole
roof deck off and you know, that's a nice way
to do it. It's going to be more expensive than
just blowing conventional in the more space of the attic,
but it's yeah, especially if they're going to convert it
to like a livapool space or just want it just

(43:37):
to you know, if they store stuff up there. But
that's a great way to do it. Absolutely, And even
if you're building a house that's the you really got
one shot to do it right, Yeah, the right way,
and we would just spray everything, walls, crawl space, walls,
roof deck, I mean, everything would be controlled.

Speaker 4 (43:56):
Yeah, for sure. I know. Another thing I get a question.

Speaker 5 (44:00):
Is on a lot as crawl spaces and rim joices
by the basement and underneath crawl space, do you guys
do any of that?

Speaker 7 (44:10):
Yes, absolutely so, And that's that's a great area to insulate,
especially if it's you got hard floors, you know, you
got duck working there, and like a crawl space, we
steal off that perimeter just takes a lot of pressure
off of that conditioned aire that enters the house and

(44:32):
it really stops the air leaks coming up up through
the floor. So and we do basement van joys as
well and that kind of application. So yeah, it's a great,
great thing to insulate.

Speaker 5 (44:44):
Well, the one thing everybody's talking about is tariffs, tariffs, tariffs.

Speaker 4 (44:47):
The price is going to go up on insulation or not.
Yours is made.

Speaker 7 (44:51):
Ware in the USA, so we're tariff free.

Speaker 4 (44:56):
All right. Well yeah, it sounds like that's going to
be important. That's why I.

Speaker 7 (45:00):
Asked, Yeah, oh yeah, yeah, and no where he's there
and uh yeah, So that's a good thing to know.

Speaker 5 (45:08):
Well, if you want to book an appointment or talk
to Nate, or investigate the ninety nine dollars a month
interest free program that they have gone on. Nate, how
do you get a hold of Nate at USA Insulation.

Speaker 7 (45:22):
Yeah, they you can reach us at our direct number.
It's going to be five to one three A three
eight one thirty six twenty six. That's three eight one foam.
Or they can reach us at USA Insallation dot com
and there's a button on there. They can fill out
their information and we can contact them to schedule a
free consultation. So we're very accessible and I can even

(45:47):
come out just and take a look if we get
their information, and sure we'll schedule appointment that works best
for them.

Speaker 5 (45:57):
Sounds great, Nate, thanks for joining us, have a right summer,
and I encourage everybody if one of those points are
a hot button at your house, to give Nate a call.

Speaker 4 (46:07):
Thanks, buddy, appreciate it.

Speaker 7 (46:08):
Yep, thank you, Gary.

Speaker 5 (46:10):
Take care, bye bye. All right, that's Nate Burgess USA Installation.
We've had him on many times and I'll tell you
what I last weekend when I heard the twenty percent
more electricity.

Speaker 4 (46:21):
I have to admit I did a joke a bit.
I think we all have all right.

Speaker 5 (46:27):
The Donovan Auto Show is next, and Joe, thank you
very much.

Speaker 4 (46:32):
I appreciate always a pleasure to work with you, and
we'll be back tomorrow. Do it again.

Speaker 5 (46:37):
You're at home with Gary Salvyn right here in five
KRC de talk Station

Speaker 4 (46:51):
Fifty five KRC, the talk station