Brian Thomas 7/6/26

Brian reviews the America 250 celebration. Christopher Smitherman joins the show to explain how the city could be on the hook in another lawsuit. And it's a Money Monday with Brian James who says it might be better to start taking Social Security at age 70.

See omnystudio.com/listener for privacy information.

Episode Transcript

Speaker 1 (00:10):
Five o five fifty five KRC the talk station Happy Monday.

Speaker 2 (00:20):
Say well, yes.

Speaker 1 (00:30):
You could use a vacation like Joe Stracker who's on
vacation all week, all the way through next Monday, and
covering for him today Russ Jackson. Russ and I never
worked together. Glad to have Russ there at the production
booth and keeping things well oiled. You want to give
me a call this morning, Love to hear from you.
Hope you had a wonderful Independence Day weekend two hundred
and fifty years and still growing strong. Five on three
seven nine fifty eight hundred eighty two to three Talk

(00:52):
or Pound FI fifty on AT and T Founds. My
name is Brian Thomas. I do host the morning show.
I'm glad to be in a position to do so,
picking a vacation by myself. We'll be on vacation two
solid weeks, longest I have ever take vacation off. That's
next week through the following week. So at this juncture,
not sure who's covering. I think Garret Jeff Walker is
going to cover part of it, maybe Dan Carroll, but
I know it'll be well covered when I'm gone, and
I hope Joe Drecker has a wonderful time again. Well

(01:15):
deserve vacation for Joseph coming up. It is Monday Christopher
Smithman every Monday at seven to twenty for the former
Vice mayor of the City of Cincinnati's smither Vent. Always
think of my dad when I say psmith event. My
dad did the Monday morning'spleen Vent for such a long time.
God rest your soul. Dad, miss you. But I love
having Christopher on the program. Voice of common sense and reason.
He is. You'll find that podcast fifty five kr seed

(01:35):
dot com, which is fifty five kr se dot iHeart
dot com. Apparently somewhere along the lines the ice to say,
you know, go to fifty five kr se dot com
stream the audio, but if you just type in fifty
five car sea dot com, apparently it doesn't take you anywhere.
It's fifty five kr seed dot iHeart dot com. Appreciate
the memo from Corporatemasters, right, Russ. They stay keep us
right on top of the game, don't they. Thanks for

(01:56):
telling us. It's like when they shut Joe Strekkers fifty
five kr se dot com email address off and didn't
even let him know. He went for like two weeks
he wasn't getting any email at all, and finally he's like,
who turned this off? Oh we did? Oh thanks for
the heads up. Sorry, I started to bite the hand
that feeds me. It's not good play as it rusts
it probably shouldn't do that. Monday Monday Brian James at

(02:17):
is Monday eighth five with Brian James. Today we will
talk about why business businesses have tax planning opportunities that
W two employees don't. Five reasons you should claim Social
Security at age seventy assuming you can wait that long,
plus the pros and cons with the one thousand dollars
baby bonus and the Trump accounts, which allows me to

(02:38):
segue over to something I found very fascinating and really
important state of our education system here in the United
States of America. And again remember you can give me
a call if you care to comment. I just props
out to the folks that we spend time with on
Friday and Saturday. A pool party on Friday with a
bunch of friends from long long, long long time ago
for Attorney Brothers and everybody. Wonderful time, and then segue

(03:01):
to Saturday. Friends are neighbors that invited us over and
it is just a beautiful thing. It's like having little
kids at Christmas time, little kids around fireworks. They have
a blast, and it was just so much fun to
have little kids around watching the adults shoot fireworks off.
And I hope you were safe. And you know, the

(03:21):
one thing I observed, and I don't know what people
were thinking going into our two hundred and fiftieth anniversary
and the importance of it and all of the celebrations,
most notably the celebration on the ball, it got delayed.
Donald Trump was having nothing to do with canceling, and
I thought that was a bold move. I mean, there
was a big delay because of the weather. Did you

(03:43):
stay up and watch the whole speech and then the fireworks?
The world record fireworks with more than eight hundred and
fifty thousand shells blowing up. Truly impressive, it was, but
you had to stick it out, and you know, props
to the It rumored that it was like two hundred
and fifty maybe the three hundred and seventy five thousand
people before the rain show rowed up. They all had
to take shelter in the various government buildings and then

(04:03):
lo and behold, they stuck it out. At least a
lot of them did. One hundred and fifty thousand people
making it back and enjoying the celebration, and all the
way up to the end of the fireworks, the weather
held off, and I think it was like the moment
the last shell blew up, at least as I've heard it,
you know, boiled down reporting, that's when the rain came back.
So someone looking out. But I thought it was a
bold move that, you know what, we're not gonna We're

(04:25):
not going to little little rain spoil our celebration, and
considering all the preparation that went into it, fantastic. But
what had me worried in the back of my mind,
And I think it not the only one terrorism, all
of these huge events, with all these people, russ. I
don't know if you're looking at the local news, I
didn't even see any juvenile takeover problems. You remember Blue

(04:48):
Ash last year and they had a change. Yeah, No,
it didn't happen. Nobody blew anybody up except for the
idiots using fireworks. I had a story locally this guy
blew his own SUV up firework right into his own
car and it caught on fire. Hey, nice job, buddy.
He didn't make it to the stack of stupid. But anyhow,

(05:08):
of course Trump's celebrating America, talking about American greatness and
going on all the reasons why we should be celebrating
American greatness, and a lot of the points rolled into
Norton Rainey's op ed piece, America's next two hundred and
fifty years begin in the classroom. And of course when
I read this, it made me think of the Cincinnati
Classical Academy. But also, you know, he didn't specifically reference

(05:30):
it so much. The problem we faced with education, and
then the problem we faced with artificial intelligence, and the
idea that every the four corners of the globe are
now right in your child's laptop. There's the smart device,
the whole world can interact with us, which didn't happen
not that long ago. So you are, your children are
facing the entire world endeavoring to influence them politically and otherwise,

(05:51):
in the face of a weakened education system that doesn't
even give them the foundational reasons for why America is
so great. And every speech you heard over the weekend
and was talking about American exceptionalism, the grave for two
and a half centuries, our American Republican stood is the
crowning achievement of human history. Home of freedom, the land
of liberty, the most extraordinary, most exceptional, most incredible nation

(06:12):
ever to exist in the face of the earth, And
for a multitude of reasons, and Norton points out, as
American marks its two hundred fiftyth aniverse, we have an
opportunity to reflect on one of the history's greatest experiments.
The founders established a nation unlike any of the world
has ever seen, not built on inherited privilege, but on
the belief that every person possesses God given, inhalienable rights.

(06:35):
Believe that freedom, belief that free people would accomplish more
than concentrated political power ever could. That vision transformed the world.
The United States has lifted more people into prosperity than
any of the nation. No country has produced more innovation.
America has consistently led the world in charitable giving, volunteerism, entrepreneurialship,

(06:56):
scientific advancement. Millions have come here because the American dream
is unique, the freedom to build a better life through opportunity.
Yet today something has shifted in our national outlook. Growing
number of young Americans skeptical of capital is more confident
in government solutions. That should carry a concern for every American,

(07:19):
not because government has no role, but because a free
society depends on citizens who understand why liberty, limited government,
personal responsibility, and free enterprise that produced more opportunity than
any alternative. So how do we get here? Much of
the answer lies in the classroom. Many students leave school

(07:41):
without mastering the skills needed to succeed in college, the workforce,
and life. Yeah, and parenthetically, there's a new study out
is a global study on all the industrialized nations. Apparently
a lot and a huge percentage of college students can't
even test at the level of ten year olds. That
and that doesn't even account civics, which aren't even present

(08:03):
in America's classrooms anymore anyway. At the same time, schools
increasingly emphasize America's shortcomings while giving comparatively little attention to
the extraordinary ideals that transformed the world. Constitutional government, individual liberty,
free markets, religious freedom, and equal opportunity under the law.

(08:24):
America has never been perfect, the remains one of humanity's
greatest success the success stories because of its founding principles
which have at least unprecedented freedom, innovation, opportunity, and prosperity,
allowing each generation to build on what came before. Young Americans,
of course, face legitimate challenges, housing, less supportable, inflation, straining budgets,

(08:47):
college graduates, caring significant debt. Starting a family feels increasingly unattainable.
And that's understandable. The government solutions may sound appealing, America's
strength has never come from creating citizens who depend on government.
It's come from educating citizens capable of governing themselves. That

(09:08):
kind of freedom cannot be legislated. It must be learned,
and it begins with an education that equips young people
to think critically, work diligently, embrace responsibility. There's a concept,
and shape their own future. If we want to preserve
America's future, our greatest investment should not be in elections

(09:29):
every few years. It should be in educating the next
generation academically, morally, and civically and Norton rating. I op
ED authors said recently had two conversations with students that
illustrated this difference. One spoke exclusively about America's shortfalls. The
conversation was marked by the belief that solutions to life's

(09:50):
challenges would come primarily from government, little discussion of personal responsibility, opportunity,
or the hope that can be built through hard work
and service to others. Flip it the other, educated in
a classical Christian school spoke of beauty, goodness, and truth,
or conversation centered on purpose, character, faith in using one's

(10:15):
gifts to serve others, and strength and communities. It was
grounded not in resentment, but in responsibility, not in despair,
but in hope. That just shocked me to read that, because, Yeah,
apparently there are people out there that still are like that,
young people that still believe in this they've been taught
to have the hope. America's education challenge is no longer

(10:38):
only about declining reading and mass scores, although that should
be a concern to every parent. It's also about whether
we are cultivating young men and women who believe they
have both the ability and the responsibility to shape their
own futures. Too many young Americans are graduating without the
academic preparation to succeed, without a meaningful understanding of our

(10:59):
nation's founding prince Wills, and without confidence that the American
dream is still within reach. In the very moment they
should be entering adulthood with optimism. Many instead feel disillusioned, anxious,
and convince their futures depend more on government than their
own initiative, perseverance, and ingenuity. Parents recognize this. Across the country,

(11:21):
Families are seeking schools that not only deliver academic excellence,
but also cultivate character, civic understanding, personal responsibility, and hope.
Oh Cincinnati Classical Academy came in mind on that one.
Oh I Wonder who wrote that in the margins of
the op ed piece mean they want environments that prepare
children not merely to earn a living, but to live

(11:42):
with purpose and become thoughtful citizens capable of sustaining a
free society. That is why the Education Freedom Tax Credit,
which Brian James is going to be talking about, that
may become one of the most important education and reforms
of our generation. Beginning next year, Americans can receive a
dollar for dollar or federal tax credit for contributions to
qualified scholarship organizations that help students attend schools that mest

(12:08):
meet their needs. Rather than expanding another federal program. This
initiative empowers private generosity, strengthens civil society and gives parents
greater freedom to choose the education they believe is best
for their children. And yeah, no strings attached. That's a
uniquely American solution, choosing voluntary, charitable giving to expand educational

(12:31):
opportunities rather than placing more decisions in the hand of government.
As we celebrate America's twurent and fiftieth Anniversity, our responsibility
extends beyond the courage of the founders. We must ensure
that the next generation understands the principles that made their
achievement possible. Freedom survives only when each generation chooses to

(12:53):
preserve it, and if we truly believe in liberty, opportunity,
in the American dream, there may be no more important
investment we can make than help helping every child access
the education that prepares them to preserve and improve the
greatest experiment in self government the world has ever known.
The next two ordred and fifty years of America we
shaped not merely by the laws we pass, but by

(13:14):
the children we educate. Amen Norton, and remember that while
your children are not being taught Civics in personal responsibility
and logic and critical theas critical thinking and reason in schools.
They are inundated with propaganda from the four corners of
the world, given that they immerse themselves in social media
and the echo chamber that exists thereon, something's got to

(13:36):
counter that, folks. That's you and that's me, and that's
hopefully a better education system, at least the opportunity for
us to make a choice to send them there. Five
nineteen right now, fifty five KR, CD talk station, be
right back, fifty five KR the talk station or CD
talk station, Happy Monday, trying to make it so anyway.
Five three seven fifty eight hundred and eighty two to

(13:57):
three talk over pound five fifty on your AT and
T fifty five K seed dot iHeart dot com where
you find the podcast page. God, I remember to start
saying that from now on. Bernie Morino on saving social security,
sort of kind of knowledge. It isn't the end allb
all solutions. Some people were kind of worried about his
teaming up with all people Elizabeth Warren to talk about

(14:18):
getting rid of the cap on socias security withholdings. That's
least an opening volley. Someone's got to save socials security.
This is one of the failures of government collective failure.
But Republicans saying Democrats across the board for years and years,
the numbers never added up. They always spelled gloom and
doom down the road, and yet no one wanted to
touch the third rail of politics. They got their phony,

(14:39):
blowney jobs on the line. Anyhow, Bernie listening to here
what Bernie had to say on that, Susan Luke and
she's great, We need a better choice for juvenile court.
She was on the program last week to talk about that,
plus Congressman Warren Davidson, And speaking of Congressman Warren Davidson,
what the hell is going on with a Saved Act?
Looks like at least one more effort. House Speaker Mike

(15:00):
Johnson said the other day he's going to try for
a fourth Some are suggesting perhaps the final time to
pass the Save Act, so that the House is going
to take up the bill after the lawmakers return from
their recess. He thinks Trump will accept a version that,
while Trump has pushed for, including provisions that limited mail
in ballots and restricting transgender athletes and transgender medical care

(15:23):
for minors, seems like an odd mixed bag and a
piece of legislation relating to voter integrity. But if you
remove those position provisions and have a clean bill on
the Save Act, Johnson seemed to think it may have
some hope. He said, if we get proof of citizenship
and photo id to vote, that eliminates so much of
the problem, all the fraud and everything that had everybody

(15:45):
concerned about in our elections, particularly frankly in these blue states.
Now the problem is with the stalling of the Save
Act four weeks. This has been installed due to the
opposition from certain Republicans in the Senate, which the House,
of course has passed let three versions of the bill.
Davidson pointed out, Listen, we've already passed it a bunch
of times. It's not here in the House, is the Senate.

(16:07):
So they hope they have a plan to win enough
supporting the Senate and finally get it through with a
simple majority under budget reconciliation. Hmm. Johnson said, what we're
planning to do is send overbill that will be irresistible
for any Republican, really incredible peace of legislation and will
get the job done, meaning that we will continue to
increase affordability, reduce fraud, waste abuse in government, and we'll

(16:29):
secure elections. Every Republican would vote for that if packaged correctly,
and that's what we're planning to do right now now.
Sort of the part of the problem Senator Collins Amaine
and Lisa Murkowski of Alaska, because he claims they're against
it because they don't know what is in it. They
just are basing their opposition of what they think might
be in it, which I think is maybe a bit

(16:50):
of a preposterous conclusion, since I would like to imagine
that anybody who's interested in finding out what any given
revision or proposal has in it can just simply ask
why would they hide it anyway. Murkowski, for her part,
has been opposed in the legislation because she's concerned it
would require implementing new rules in the middle of an
election cycle with no federal resources to do it. States

(17:13):
will be forced to bear the entire cost of implementing
right away. I don't know how much money can it
possibly cost. I don't know. I've never seen numbers on this,
but states are forced to bear the brun of federal
legislation all the time, and you know, if we're going
to use this to enforce the law, that is already
on the books. Only citizens can vote in federal elections.
Who would be against a photo wi ide e to

(17:34):
ensure that a person's a citizen of the United States
of America. Very few in terms of the polling on this.
This is again one of those eighty twenty issues. So
fingers crossed. I'm in favor of the Save Act, and
I think we can all manage to cover whatever costs
associated with requiring wealth proof of citizenship. Five twenty six

(17:56):
local stories coming up. Alternatively phone calls, which you know
I prefer. Right back after these brief words, This is.

Speaker 3 (18:02):
Fifty five KRC an iHeartRadio station.

Speaker 1 (18:05):
I'm twenty nine Happy Monday, continue to celebrate the two
hundred and fiftieth birthdays America and celebrated it's greatness and
quick dwelling on the negatives. We've gotten better over the years,
have we not? If I went three seven, eight hundred
and eight two three talk found five fifty on eighteen
T phones. Look all is right with the world? Tom,

(18:26):
Welcome to the Morning show. Hope you had a wonderful weekend,
my friend.

Speaker 4 (18:29):
I did.

Speaker 5 (18:30):
I did. I got to go home for the weekend
and then enjoy some time with with the granddaughter that
lives at the house. And one of the cool things
about that is I do get to spend some time
with my youngest son. He's twenty eight, and you get
to see him on a regular basis. And we actually
had a chance over the weekend to talk just me

(18:51):
and him. We're outside and I had a little chat
about being a dad. It's really cool watching him raise
a kid.

Speaker 1 (18:58):
Yeah, that's awesome.

Speaker 5 (19:00):
It's brand she'll be she'll be two here in a
week or so. And uh so it's definitely a fun
time being a granddad. Is is really cool?

Speaker 1 (19:11):
Well, let me ask you this because because I am
here because of a wonderful opportunity to lend into my
lab I'm just kind of curious to know before I
say it, Uh, do you get do you often get
to spend time talking with your son? I know, the
way the world goes, and you know a lot of
people have all kinds of things going on in the world,
and rarely do you get a chance to really sort
of engage in a back and forth over a long
period of time. And that was the case with my
dad and me. And when I came back from Chicago.

(19:35):
Uh and was practicing law at Anthem. This is when
when Craig cop his co host, would go out of town,
he'd have me on the program to cover for Craig.
And it was just occasionally a few times a year,
and I always it was such a great time doing it.
I didn't get paid. I just got to talk to
my dad. And after spending eight years in Chicago and

(19:55):
Dad and I never really sat down and did a
whole lot of father son chatting, but for hours, not
only on the air, but off the air, and we
would talk and we had this wonderful communication back and forth,
caught up, talked. It was just it was a great
experience just being able to do that. And then lo
and behold when Dad said I'm retiring. That's how they
ended up calling me and asked me if I wanted

(20:17):
to cover because at least I had some radio time
by that point, they thought I'd at least be able
to get him through some of her whatever hill they
had to cross at that moment. Nobody expected me to
be around for twenty years, which will be in December,
but those conversations led to this job. But those conversations
to me were just the most enjoyable thing, and I
am so happy to have had the opportunity to talk

(20:37):
with him for those multiple hours in a row.

Speaker 5 (20:41):
Well, I have the experience kind of in the middle
of it. My dad was big on having talks and
conversations and telling the stories, and he's quite legendary in
the families. Passed away in twenty as you remember, probably,
but you know, I had some great talks with my

(21:04):
dad and my youngest he also had a lot of
great talks with my dad. So that whole tradition of
father's son and grandson and that whole thing is it's
kind of as he's the only one of my sons
that really engage with my dad, So it kind of
is built in to our relationship having that father son

(21:26):
type of Hey, let's sit down, let's happen, even if
it's about nothing important. Let's just sit here and and
and shoot the you know what, and talk about stuff
and make jokes or whatever. So we do get to
do that regularly. But I got I had a serious
talk with him about raising a child and his responsibility
is to make that child acceptable in society. When she

(21:48):
gets old enough and it's it's time for her to
do her thing. She has to be able to behave
properly and be acceptable to the rest of the world.

Speaker 4 (21:58):
And doesn't mean could.

Speaker 5 (21:59):
Forward to every everything that they want you to. But
you got to be able to behave a certain way
so people like you and you get places when people
like you. You know, you have to understand that. And again,
you don't need to do everything everybody tells you to do,
but you got to live a certain way. You gotta
you gotta take care of you, be able to take
care of yourself and not depend on everybody else take
care of you, right, You got to be able to

(22:20):
behave properly and not be a nuisance to the rest
of the people around you. It's just it's simple things
like that that if they get missed, it's a big
deal for that kid. You know, when they when they
turn into an adult and they haven't learned how to
behave properly, that's on you as parent. That's that you
can't You can't tell the school system. You have to
do a better.

Speaker 1 (22:37):
Job exactly your job.

Speaker 5 (22:41):
Your job is to do that, and part of your
job is to pick the right school to go into. Absolutely,
but if you're not doing it at home, you cannot
expect the teachers and the principles and the deans and
whoever the heck is in that school. You can't expect
them to do your job, your job as parents and
most important thing to teach? What and important thing to
teach your children? Don't vote Democratic?

Speaker 1 (23:02):
Amen, brothers, you're right. And your failure at home to
teach children the morals and ethics, reason and that kind
of thing, that just makes it more problematic for teachers.
I mean. And then we criticize collectively teachers because the
leftists woke you know, agenda. But even if they're trying
to teach children in the classroom and agenda you may

(23:22):
disagree with, they run into a lot of hurdles simply
because the unruly behavior of children in the classroom. It
takes time away from the collective education of the entire room.
And that's a disservice to humanity. No, just you bring
a child into this world. I don't understand people who

(23:43):
don't really give a crap about how that child turns out.
Going back to the whole reason for curfews, there are
so many children out there that don't have an environment
at home where guardians' parents, whoever the authority figures are
should be in that home, insist on them being home
before midnight. The standing rule of my family growing up.

(24:03):
My parents had no problem enforcing that. It's not that difficult. Wow,
five thirty five right now, fifty five kr city Talk
stations stack is stupid coming up or phone calls. Either way,
we go be right back.

Speaker 3 (24:15):
This is fifty five KRC an iHeartRadio station.

Speaker 1 (24:18):
Get it. It is five thirty nine on a Monday.
Find Thomas Fishiner going a very happy Monday imitation of
call as always five one, three, seven, four nine fifty
five hundred, eight hundred eighty two to three talk, not
five fifty on eighteen et phones. Yes, another reminder, it's
fifty five kr SE dot iHeart dot com. Had to

(24:40):
figure that out on my own. Over the weekend, someone
was asking me, how can I listen to your program?
He said, we'll just go to fifty five KRCY dot
com stream the audio. She immediately pulled her phone out,
type sending fifty five krca dot com and is met
with a blank page. It links to absolutely nothing like great, okay,
wonderful fifty five KRC dot iHeart dot com. That'll work.
Go to the stack of stupid. Oh, I want to

(25:01):
get it up. Listener lunch. It's Wednesday. We're gonna be
a Chandler's Burger bistro on the West Side. Love Chandlers.
And as I mentioned to Susan Lucan who's running for
Juvenile Court, you know, if you're a candidate for political office, Joe,
But listener to lunch is you got some real weed
dwelling folks who will absolutely vote and encourage others to
vote if you convince them that you're worthy of the vote.

(25:22):
So always have some fun when the politicians show up
Listener Lunch, and usually happens more and more as you
get closer to November. So just an opportunity. I'm throwing
it out there, but everyone is invited, all right. I'm
gonna give you a warning on this one, especially to
my male friends. You may feel this story as I

(25:44):
read the words in the story, but I'm just warning
it. It is stack as stupid and it is a cautionary tale.
If Joe is here, he hit the sound by Dougs
are bad. And here's a reason why. Ryan Dexter of
Sutherlan Ryan Dexter's Sutherlin rather is no longer with us

(26:05):
after stabbing himself more than twenty twenty times and also
trying to chop off his arm during a meth fueled
frenzy in of all places, shocking no on downtown Los Angeles.
Medical report into the thirty one year old's death ruled
that he died from sharp force self inflicted injuries to
his neck, right forearm, wrist, chest, and genitalia corner. The

(26:31):
reporting he used a non serrated pen knife around two
inches long and three quarters of an inch wide to
well fatally injure himself. Wound inflicted to his genitalia nearly
a foot in circumference, leaving his testes exposed and leading
to his well his genitalia being degloved from his body.

(26:53):
Go ahead and use your imagination on that. I know
man died from self inflicted wounds to an artery and
vein in his right arm, alongside injuries to his juggler
vein and trachia in his neck. Toxicology report found subtle
and had an extreme amount of methamfetamine in his system
at the time of his death, and also MDMA. Now

(27:15):
the substances the meth and MDMDA were not noted in
the report is responsible for his death. However, he did
have a deadly blood concentration of meth and anfetimines in
his system.

Speaker 4 (27:28):
Yeah.

Speaker 1 (27:28):
Well, during the ordeal leading to his death. In the
early hours of March seventh. Going back a little bit,
a security guard spotted the horror, called police officers got
to the scene and found a blood soaked close hurled
across the pavement. Pools of blood Suden later identified by
his fingerprints. His aunt said the man never had any
previously threatened threatened attempt to take his own life, so

(27:48):
this was a new one. I guess the drugs had
something to do with it. Thirty one, however, did have
a history of illicted drug usage, previously spent stints in rehab.
Studies have shown suicide rates among meth users are significant,
only higher than the general population. They conclude not much
else known about this guy, his back, or his background,
aside from the fact that he suffered from eighty HD.

(28:12):
Can't self medicate yourself out of ADHD with methan fetamine.
I would think that will be the wrong prescription for
attention deficit disorder. What do you think, Russ, Do you
think you'd get better attention or do you have less
attention disorder when you're on methan fatamine. I know you
don't use meth amphetamine, Russ, just just asking you know, Yeah,

(28:33):
you're right, you're with me on that one. Okay, good? Yeah,
Russ covering for Jes Strekkers on vacation. This is truly bizarre, okay.
Joshua Gossied, who's thirty two, was just recently sentenced to
one hundred and fifty years in prison. According to the
Shelby County District Attorney's office. He was convicted by a
jury two counts of first degree murder in the deaths

(28:54):
of Shoonish Baggot and Richard Skileski. Also a related firearm
charge go back to October of twenty two. He used
a lift app to travel to the deceased Baggot's home
in Memphis, Tennessee, Tennessee, where she lived on Woodelle Avenue.
Once at the resident Baggott, whose age is not clear.

(29:16):
I don't know why that matters anyway, Gossip shot and
killed her, accord to the DA's office statement. Thori's didn't
share their state the relationship between the two individuals, though
a go fundme set up by her family about ten
days later said that an unknown suspect killed her, saying
Fundraiser said Baggot was found dead on the kitchen floor
by her then twelve year old daughter, Well, that's terrible.

(29:36):
After killing Baggot, Gossip used the app again to request
a ride from the scene of the murder. Yet eighty
year old lift driver the late Scoleski, accepted the request
and headed over to Baggott's home. According to the DA's office,
after Scoleski picked him up, Gossip shot him in the head,

(29:57):
stole his vehicle, and drove away. Proceators said due to
surveillance footage, Forensican analysts and the killer's digital footprint, they
were able to figure it out his identity and arrest him.

Speaker 6 (30:10):
Let's go.

Speaker 1 (30:11):
Let there you go. Thank you, Russ. Unbelievable. Welcome to
the world we live in. It's gonna be tough to
be a lifted driver. Five forty five fifty five Karsite
Talk station. More a stupid coming up? Who we can
stick around you right back?

Speaker 7 (30:29):
Fifty five KRC Murphy five.

Speaker 1 (30:32):
Point fifty to fifty five Karsity Talk station. I'm gonna
go back to the stack of stupid plenty to talk
about in the six o'clock hour, and of course Christopher
Smithman joins the program, coming up with seven twenty money
Money with Brian James. Calls are always welcome here, but
let's get some local stories in here in the stack
of stupid relatively local anyway, here in Cincinnati over the weekend,
got a guy accused of disrupting traffic because who is

(30:55):
standing in one of the Cincinnati streets naked and attempted
to steal an officers taser after being arrested. Court documents
from Hamilin County Municipal Court say, enzo at couv at
cove go ahead and try to pronounce it yourself, e
ko u e V I have at it. Rested in

(31:16):
charge of the aggravated robbery, public indecency, disorderly conduct and
interfering slash impeding solicitation. Thorty said he walked into the
street with quote this is from the arrested report. I
guess his penis and buttocks exposed close quote in a
way that impeded the movement of drivers in the area.

(31:38):
So was it who instead? I'm sorry he was just
led to believe. Was it him being in the street,
or was it the state of him being in the
street that impeded the movement of drivers in the area.
I'm sure Lookie Lows had something to do with the
impediment anyway, Officers showed up apprehended him. While in police custody,
he allegedly rea for arresting officer's stun gun don't do that.

(32:06):
And another brief local one, at least relatively local, Hopkinsville, Kentucky,
where a vehicle was destroyed by a firework happened South
Main Street Saturday night. Police say see the owner of
the suv accidentally shot a firework into his own vehicle,
setting the suv on fire. Oh heat from that fire

(32:27):
also damaged the car next to it. Maryland, specifically Howard County,
where an Odenton man managed to have his own car
stolen while burglarizing a business across the street from where
he parked his car. Police responded to a stolen vehicle
report when a burglary was reported just minutes later at

(32:50):
the Verizon store across the street on Baltimore National Pike.
Officers began to connect the dots after noticing blood on
the store's window, as well as blood on the glass
of the man who reported his vehicle was stolen. What
asked to show his hands. Officers discovered blood on his
hands shirt and then placed them in handcuffs. Video posted

(33:11):
by the department shows bodycam footage of the man repeatedly
denying being at the Verizon store, while surveillance footage actually
shows him burglarizing it. What officer can be heard saying
before placing the suspect in the back of the police vehicle.
That's some karma right there, dude, no doubt. Suspect twenty

(33:32):
nine year old Jalen Goddard, and he was charged with burglary, theft,
and destruction of property. Go to the Colb, Illinois male
suspect was in police custody after an investigatorcy he assaulted
three people last week in downtown to Colb. Charged with

(33:53):
multiple counts including attempted aggravated criminal sexual assault, criminal sexual assault.
These were Class one and Class twos and several of
those criminal sexual abuse, aggravated baggery, battery, and unlawful restraint. Anyway,
officers showed up to the police a public library for
a report of a man physically and sexually assaulting a woman.

(34:15):
Please send multiple officers in the area as more. When
nine one one calls came in about a second woman
being assaulted on the street. At the DeKalb Farmers Market,
Officers arrested a suspect fitting the witness descriptions. Please said
at the time he was taken into custody, he had
removed all of his clothing and was naked. Please said
they located white crafit I know. Police say they located

(34:37):
three female victims who had been either sexually and or
physically assaulted. Two of the three taken to the area
hospital with non life threatening injuries. A third refused medical attention.
Suspect evaluated a local hospital, released to police pending criminal charges.
That's the library is what you want to be, isn't
that where they send all the juveniles got out the Yeah,
it's either a well, you either go to the keurthew

(34:57):
center if the cops actually pick you up and take
you to way, But you know, rec center, library card
I understand we have a problem with crime in this
since public library too. Just to something relatable and call
it stupid or not. Former House speaker Nancy Pelosi's husband

(35:18):
facing a misdemeanor hit and run charge. Authority City hit
a parked vehicle in Napa County, California, and then drove
away before his own car became disabled. Corn on an
Apple County Sheriff's Office crash happ in Friday afternoon in Yontville,
just over an hour north of San Francisco, written as
his saw brown convertible hit an unoccupied vehicle before then
continuing north. Deputies later found the damage convertible partially blocking

(35:42):
a nearby road wide roadway, and then identified the driver
as eighty six year old Paul Pelosi. He allegedly told
deputies he knew he had hit something, but he didn't
know what it was. He continued, thank you shit it.
Russ Jackson done a great job with the sound bites

(36:03):
this morning. He continued driving his vehicle became disabled.

Speaker 4 (36:07):
Now.

Speaker 1 (36:07):
Authorities said alcohol was not a factor in the crash.
They determined that there's no alcohol point zero zero on
a pulminary alcohol screening investigator say he was responsible for
the collision. He was not arrested at the scene. Sheriff's
office said that it is common for this type of
misdemeanor offense. Instead, deputies will refer the case than Apacuanti

(36:27):
District Attorney's office to review and for possible prosecution. Hmmmm,
exactly right. Now, go ahead and speculate if it was
you or if I had done it, hit a vehicle
and gone off. Do you think we be prosecuted? Will
we get special treatment? Do you think? Paul Pelosi, at

(36:48):
any time during the interaction with police officers, said something
to the effect of do you know who I am?

Speaker 4 (36:55):
Right?

Speaker 1 (36:55):
Don't go away. We've got plenty coming to the six
o'clock hour. Love to hear from you. Five one, three, seven, four,
nine fIF d five hundred, eight hundred and eighty two
to three talk be right.

Speaker 6 (37:02):
Back the iHeartRadio app where we put the app in happening.

Speaker 3 (37:06):
Every person knows exactly what is happening.

Speaker 6 (37:09):
Download it now fifty five krs the talk station.

Speaker 1 (37:15):
It is six oh four. Coming up at six oh five,
fifty five KRCD talk station mid Thomas wishing a want
of very happy Monday, six of July. Already boy, time
is fine and reminder this this Wednesday lunch listener lunch
at Chandler's Burger Beister on the West Side. Looking forward
to getting back to Chandler's after our foray into micro

(37:35):
bruise last year, which was a lot of fun, enjoyed
supporting those mom and pop type micro bruise and back
to the regular order this year with mom and pop
restaurants Chandler's being one of them, one of the defaults
we really enjoy. So show up on Wednesday about eleven thirty.
You can fiel free to show up kind of within
the margin of lunchtime anytime you want. Coming up. It
is Monday. Christopher Smithman who joined the program in a

(37:56):
little more than an hour seven to twenty for the
smith Event Monday Monday. Brian James to our from now
talking about businesses well, having an opportunity for some tax
planning that w two employees don't. Also five reasons you
should wait until age seventy for social Security, and the
pros and cons of the one thousand dollars baby bonus
in Trump accounts. That's the subject matter with Brian James

(38:19):
five one, three, seven, four nine fifty five hundred eight
hundred day two three talk if you want to steer
the direction of the subject matter, love to hear from you,
and you know a couple of merging points here. Interesting
comments from Mark Penn and Andrewstein, two Democrats worried as
so many people in the Democratic Party are about the
socialist threat that's emerging. But real quickly here, I thought

(38:42):
there were two things that were it sort of true.
And I've observed it myself over the time that my
personal feeling about the American flag, I personally view it
as a symbol of freedom and being try to be
objective about it. When I look at the American flag,

(39:03):
and I think it stands for freedom. That freedom is
enjoyed by everyone of all political stripes. And you can
enjoy whatever political stripe you have thanks to the freedom
that America allows us to enjoy. Go ahead, live someplace
else and see see if you have the right of
free expression, free speech, see about free religion, Yeah, right,

(39:25):
among other the freedoms that our Constitution guarantees us. But
I think of that, and I always think the American
flag should be a rallying point for all things American,
the things that we're all trying to keep focus on.
When you listen to Donald Trump's words over the weekend,
American greatness, and that needs to be celebrated. What we've
been able to accomplish in spite of our wards. Yeah,
everybody wants to deviate toward the warts, and that's kind

(39:46):
of where I think the Democrat Party has gone off
the rails. They, at least the DSA part of them,
consistently expresses disdain for America. Ever Ever, speaking of the goodness,
the programs they want to develop are really built on
the accomplishment means we've been able to have here in America.

(40:09):
The freedom and liberties we enjoyed have allowed major financial success.
You know, that's the beauty of capitalism, you know, unequal
distribution of the blessings of America. Yes, it's unequal, but
when has there ever been pure equality, at least in
terms of economics in the world. Socialism is the equal

(40:30):
distribution of misery. So without all that, you know, unequal
distribution of the blessings of America that many people have
parleyed into massive dollars ergo tax money going into sports,
social welfare programs, you can't have any of that crap
without the greatness of America, Zorhan. But there was this

(40:50):
study by Political Political Politico. Poll and Political is a
left leaning website. Go ahead and check it out. I
look at it every day for the purpose of the
morning show, just to see what's being said. But it's
on national polling, But it showed that when you ask
people about expressions of patriotism as opposed to whether they're
patriotic or not, and across the board, people of all
political stripes, left, all the way over the right believe

(41:11):
themselves to be patriotic. But when you talk about what
does it mean when you express patriotism, the flag shows
up as being well, that is a sign of conservatism.
You fly the flag and you are immediately presumed to
be a Republican, at least here in AfD and other
conservative political organizations. Elsewhere in the world, Germany, for example,

(41:32):
they're having a sort of a renaissance of well patriotism
in their country, and of course they struggle with the
aftermath of World War Two and the ridding themselves of
the Nazi ideology. They're trying to regain their sense of
patriotism about their country and its history, notwithstanding Nazis running
it at one point. Anyway, last week on CNN's The Arena,

(41:57):
one of the co hosts there said of the Democratic
Party writ large has stepped away from the rallying around
the flag. They have allowed Republicans to own patriotism, and
that if you see an American flag. Now you're going
to assume that that person is a Republican. Hmm, interesting thing,
Litla Garcia Navarro co host. I actually think the Democarti

(42:20):
party writ large has stepped away from the rallying around
the flag. Host Cassie hunts that are we really there?
In other words, are we all going to the default
assumption if you have an American flag in your front yard,
that you are a conservative minded person Garciana, Ravala and
Navarro one person with an opinion. I know, yes, we're
really there, and you're not going to assume Hunt cuts

(42:41):
in maybe we are on the coast. I don't think
we are in middle of America, Garcian Navarro, No, I
think we are there. So they're recognizing that Democrats can't
even look at the American flag without presuming it's some
sort of right winging symbol. And that's what I have
observed a lot over the years, and it's gradually getting
worse and worse. It is a concern, but the Democrats

(43:02):
own this. They can have a conversation about where they
want to go with America without just being demeaning and
critical of America as a country and that of course
you double down with artificial intelligence in the Chinese Communist
Party and all the other foreign actors using social media
to do the same thing. So we've got a real

(43:23):
propaganda thing going on. And I guess I'm just curious
about my Democrat friends that are listening on is is
that the way you feel? Do you look at the
American flag and do you have a sense of freedom
and pride and it's wonderful expression of liberty and what
we have here as a positive thing? Or do you
look at as some you know, Trump maga person waving
the American flag. I don't know how you can confuse

(43:46):
the two. But these Democrats Mark Pan and Andrews Stein
and by way of background, Pends Upholster and advisor of
Bill and Hillary Clinton in between ninety five and two
thousand and eight, chairman of the Harris Pole and CEO
Stagwell Stein served as New York City Council president for
a number of years, and they joined together and talking
about the socialist threat is real, and they're speaking it

(44:07):
from a Democrat point of view, speaking about last election
results in New York, Colorado and Pennsylvania calling a nine's
calling it a nine to one to one call for
the Democratic Party in America. The advancement of the Democratic
Socialists of America members to Congress, state legislators, and local offices,
often by beating Democratic incumbents, shows how broken the primary

(44:30):
system is and how alienated young educated white voters and
urban areas have become. Yes, the young educated white voters
in urban areas the driving the socialist mantra, he says.
They say. It turns out New York's elections were well
below anything that could be called representative of the community amen.
Only eighteen to twenty five percent are registered Democrats voted

(44:54):
in each of the closed primaries for three contested House nominations.
That means a good organizational effort can impose its will
with less than fifteen percent of the party electorate. This
is something I also worry about. We don't show up
at elections guaranteeing us these fringe elements of engaged, although alienated,

(45:15):
young educated white voters are going to drive the results.
We let this happen. It is our collective fault. Alexander
Casio Kortez a great example bay Site, won her first
primary in twenty eighteen with fewer than seventeen thousand voters
in a district of seventeen hundred and fifteen thousand eligible voters.

(45:38):
Since these are overwhelmingly Democratic districts, Republicans and independents don't
count at all, and turn out not viewpoint becomes a
critical factor. Democrats allowed this to happen. Oh, it's going
to be a Democrat. Why do we bother going to
the primary because you're going to get an AOC A
socialist as the elected representative. This quote unquote is driven

(46:01):
not by the working class but by the urban professional
class that is willing to support candidates who celebrate nine
to eleven cheer. The master of a thousand Israelian American
kids would defund police, abolished prisons and private property, and
open the borders. New York Representative of Adriano Espolod, chairman
of the Congressional Hispanic Caucus, lost his seat. Pretty firm Democrat.

(46:23):
There more traditionalists, but also the Congressional Hispanic Caucus guy,
the minority candidate no longer around. The Democrats hate their own.
Even Letitia James, the Empire's left wing attorney general, troubled
by the results, saying some of the candidates is Zoran
Mondamia supported are individuals who do not understand the politics

(46:44):
of New York City, the cultural differences from district to district,
who have not been part of the history and the
struggle of some of these districts and are relatively new
to the body politic. That's right, A lot of them,
like thirty years old, I be the first person acknowledge
you grabbed me as a thirty year old Brian Thomas.
There is no way in hell I'd ever admit or
think that I had the ability to take on these

(47:07):
large roles and take on the responsibility of elected office
in a major metropolitan area. They gave it to Zorhan Mamdami,
folks idiot with no background whatsoever to run a business,
let alone a city. Anyway, this wake up call, going

(47:28):
back to the op wake up call, requires action at
all levels. Representative Thomas Susie, Democrat New York, Adam Gray
Democrat California and formed a coalition Promise to America that
stands for moderate principles, saying quote, we are capitalists not socialists.
We want safety not lawlessness. We are fiscally responsible not reckless.

(47:49):
We believe government should solve problems, not create them. We
are mainstream not extreme. We are proud, not ashamed of America.
Close quote sounds remarkably conservative, does it in the face
of the DSA out there so far? They point out
eight of the Democratic lawmakers and five candidates have signed on.
It's kind of like, you know, the Freedom Caucus or
maybe the Tea Party movement trying to take back over

(48:11):
their own party. Logical reasonable thing to do, and he says, hey,
in a closely divided Congress, these folks could wield considerable power,
but moderates alone can't defeat this movement. Left the center,
voices like James Carville near a tandem Jane and Ms
James Leticia James have sounded the alarm and will have
to split from the far left or find themselves sidelined.

(48:35):
Voter registration and turnout are non profit activities, and that
means mainstream politicians need a new get out the vote
organizations to mobilize the huge majority of voters who are
sitting at home while socialists and communists make their way
into positions of power. And I'll pivot over to Americans

(48:55):
for Prosperity, which is trying to get you off the
couch too, to prevent this wing of the Democrat Party
from taking over by increasing voter turnout among the perhaps
disillusioned Republicans out there, those that are looking for the
perfect candidate, throwing out the possible while I'm not going
to go in and vote because that person doesn't represent Yeah,
you know what, that perfect person represents far more of

(49:17):
your interest than the DSA candidate that might get elected
if you don't go out and vote. See, they're struggling
with the same thing on the Democrat Party. Lawmakers, law
enforcement agencies, journalists should investigate the DSA to see if
it's being funded by foreign governments and interests. I know
you and I know they are. Political action committees and

(49:42):
advocacy groups that have focused on federal races. Have to
realize now that the DSA initially focused on low turnout
local races and nonprofit boards as easy targets. Once in power,
it's members d grade law enforcement with policies that encourage
street vagrancy, drug abuse, higher taxes, fueling more voter anger,

(50:02):
which they then exploit at election time. It's like New
York inheriting a fourteen billion dollar deficit or something as
Auronmandami complaining about it. Dude, it was your party who
brought you to that perilous position. Moderate packs and other
groups need a battle plan for every campaign from district
attorney to congress, city council of the state legislature. You

(50:24):
know it's there. May make valid points and they go on.
But see Democrats are own having their their concern moment here.
They're being a little bit introspective and say, whoa, this
ain't us. And even a lot of Democrats do not
believe that direction for the Democrat Party is right for
them personally or right for the Democratic Party generally speaking.

(50:48):
I'd like to see the Democrat Party moderate a little bit.
That represents more of a challenge in races against Republicans.
You know, if you'd use the traditional idea of Republican,
it makes it a tougher race because you're not racing
against a bat crap in person. But you know what,
if you don't go vote backcrap, insanity may very well
win the day. Six eighteen fifty five KRC detalk station.

(51:10):
USA insulation awesome product. And if you have USA and
you're properly insulated, you know you didn't deal with the
horrors of this humidity and heat for the last couple
of weeks. You weather the storm quite nicely in your
HVAC system. Didn't struggle mightily to overcome the challenge. Now,
if you're under insulated or uninsulated, I feel for you
when that bill comes. If you did try to keep

(51:30):
your house school, it's going to be outrageous. Insulate your home.
Do you know whether you need insulation? Call USA Premium
Phone and have them come and inspect your home. High
str value phone in the market. It has wonderful insulative qualities.
For under insulated homes. It goes right in there with
the old deteriorating lower R value than it had when
it went in. The exterior walls foam you got, or

(51:50):
insulation that you've got for empty walls homespilt before the
mid seventies, You're going to really notice a profound change
improvement and comfort on day one. Energy savings guaranteed and
you may even save as much as fifty percent off
your energy bill. And you do it right now. Call
them up, have the inspection insulate your home. You get
a free attic insulation. Steve's throwing it in for free

(52:12):
three eight one three six two six three eight one
foam online. It's USA Insulation dot Net fifty five car
the talk station our iHeartRadio music.

Speaker 4 (52:22):
If you do have.

Speaker 1 (52:23):
CAROCD talk station, that'd be Monday five on three seven
nine fifty five hundred two three dog Con five fifty
on your AT and T phones. Another restrection to go.
Here's listen. I do not believe in destruction of public property.
I think it's bad. I don't, but you know, I
get the I get the point.

Speaker 4 (52:46):
It.

Speaker 1 (52:46):
It's sort of just a little smile and and and
kind of a nod of approval. Virginia based Air Force
engineer mechanic guy named Jeffery Sovereign has been charged with
thirteen counts of this direction of property six counts and
petted larseny six counts of possession of burglary tools, all

(53:06):
related to the destruction of license plates, cameras, the flock cameras.
I know civil liberty folks typically do not like them.
The massive surveillance tool very orwell and in nature, but
it is legal anyway. Loss should go fund me account.
His goal was to raise eighty five hundred bucks, but
as of yesterday he had more than twenty two thousand

(53:27):
from sympathetic people out there that liked his mission. My
name is Jeff, and I appreciate my privacy. I appreciate
everyone's rights of privacy, enshrining to the Fourth Amendment. With
local news outlets finding my legal issues and creating a
story that is starting to grow, there's been community support
for me, and I humbly welcome the support. So they're

(53:49):
obviously framed his crime fighting tools. But the AI powered
spy devices, this is Yeahooknews comments on it raised significant
privacy and social policy. He concerns, especially as innocent citizens
get caught up in the drag make fueling dragnet, fueling
public outrage. And there have now been organized campaigns from

(54:10):
coast to coasts to get rid of the flock cameras.
But he's not the only one. While he went around
and vandalized them, they apparently cost fifteen hundred bucks apiece.
So he's facing some you know, potentially significant dollar damages
as well as whatever they're going to might throw them
on garbage and throw them in prison over But according
to Yahoo News, a lot of people are taking this

(54:30):
sort of approach garbage bags, spray paints, chainsaws. They say
not an insignificant number of privacy vigilantities have taken the
fight to flock using any means to free their neighborhoods
of the ominous surveillance polls. And I know this was
happening in Britain a lot. And you know the part

(54:51):
I smile most about are the automatic issue a speeding
citation cameras that they have literally everywhere in Britain. So yeah,
you can buy a car that goes one hundred and
forty seven or more miles an hour, but you can't
go over fifty anywhere, and if you do, there's a
camera there. This kind of issue a citation remote control.

(55:13):
Those have been the subject of many people's ire as well,
and sometimes they just have a way of disappearing anyway.
This Jeffrey sovereign guy was caught, yeah, by a camera
that was posted nearby and captured his activities. And it happens,
and you know what else happens. See dental appointments. You
got to go to your dentist twice a year. And

(55:34):
I love going to the dentist. I enjoy the check up,
I enjoy the teeth cleaning, I enjoy walking out feeling fresh,
and I enjoy also getting a good positive thumbs up
from doctor Fred Peck. My general dentist, and he should
be your general dentist. But I'm telling you what is
beyond general dentistry. Although he does have the most state
of the art general dentistry clinic anywhere, and his staff
are truly fabulous. They're just nice people. You'll feel comfortable there,

(55:56):
and I think about that in terms of people who
don't like going to the dentist, they'll make it comfortable.
Trust me, not just of the customer service, the friendly environment,
but they have the sedation dentistry and everything you can
hope for with it. You know, if you're not hip
to going to the dentist, go to the dentist. You'd
be glad you did. And doctor Fred Peck is a
graduate of the prestigious Choi Center, one of fewer than
only one hundred dentists in the entire world who's been

(56:17):
named an accredited Fellow of the American Academy of Cosmetic Dentastry.
That's his wheelhouse cosmetic dentistry. In fact, dentists go to
him for their cosmetic dynastry because he's great. Transform the
smile you're not proud of, turn it into something that
you are going to beam with joy. Smile about Doctor
Fred Peck five one three six two one seventy six

(56:39):
sixty six five to one three six one seventy six
sixty six. Fight them online. It's Peck pec k Pecksmiles
dot com fifty five KRC dot com.

Speaker 8 (56:49):
See help Triumphic Center. You see help Backnick and Spine Center.
Spinecare's number one size fits all, from non surgical treatments
to the most complex cases. They've mastered What's best for
you burn more. You see how dot com clean slate
on the highways early on this Monday morning. No wrecks
to deal with, not even a broken down slowing things
down inbound seventy fours under ten minutes between two seventy

(57:12):
five at the coal rings split and the seventy five ramp.

Speaker 1 (57:15):
Chuck Ingram fifty five KRC. The talk station. It is
six thirty one at fifty five kersee the talk station.
I do have local stories or my folks just stuck
her on vacation. Russ Jackson covered form doing a great
job on that listener. Lunch at Chandler's on Wednesday. Hope

(57:37):
we'll see you the Aaron Chandler's Burger Bistro on the
west Side over the local stories. You can feel free
to give me a call. Tom called this morning anyway. Florence,
Kentucky police officer was shot and killed by Boone County
Sheriff's deputies. Happened Friday night in Florence's corner to the
Kentucky State Police. They said the Critical Incident Response Team

(58:01):
was requested to investigate after the shooting happened around nine pm.
What they found was the Boone County Sheriff's officer responded
to a quote domestic violence complaint involving shots fired closet.
Cloud Troopers said the deputies encountered Dustin Zinc, off duty
Florence Police officer. At the scene. Zinc was again quote
displaying a weapon while threatening both self harm and harm

(58:25):
to others. Deputies attempted to negotiate with Zinc, but during
this negotiation, he fired his gun multiple times, prompting four
deputies to guys fire their weapons, which hit him, taking
to Saint Elizabeth Healthcare Edgewood Hospital, where he was pronounced dead.
Troopers said the investigation of the shooting is of course ongoing.

(58:46):
That's a shame vehicle drove into the mill creep happened
yesterday court a dispatchers of the Sinsini Police part of
District three about eight fifty pm Newark, Carl and Cummon
Streets in North Fairmount. Officer said, I was just informed
that it is a vehicle that the driver drove into
the Mill Creek. No more additional details at least as

(59:07):
of the time of the reporting when I printed it
out this morning. Former UC basketball player Kerr Crisa arrested
by the FBI in connection with an alleged multi million
dollar fraud scheme. Twenty five year old been held at
the fad Kind of Dissension Center since July third. The
ejail said it can't provide information about his arrest or

(59:28):
the charges he faces because the case is federal. According
to Kentucky's Sports Radio, he's awaiting extradition to West Virginia
for an upcoming court hearing, as reported by KRS is
in connection with his time at West Virginia between twenty
three and twenty four. No additional details about the frauds
game have been reported. He played nineteen games for the Bearcats.

(59:49):
Also played basketball at University of Kentucky, West Virginia University,
and University of Arizona. According to the UC's website, scheduled
to compete at La Familia, Kentucky's team for basketball Termament tournament.
They released the statements saying the organization is aware of
the allegations against him and that he will not compete
with his team during the tournament. What if that has

(01:00:10):
to do with the betting sports betting? Russ is nodding, Yes,
he does believe that's the case. You can just see
more and more young people getting caught up in that.
He imagined the dangling carrot of massive quantities of money
merely for point shaving. That's a temptation I think many

(01:00:30):
will not be able to resist. Let's see here Harrodsburg,
my friends of Kentucky. After a boating collision at popular
Kentucky Lake, specialized rescue team from Ohio is helping search
crews find the missing victim. Collision happened between a large
boat and a pontoon on Harrington Lake. Acre Lake. Emergency

(01:00:56):
crews were called to the Pandora Marine to help happen.
Sometime after eight pm. Waters Rescue six rescued one person
who sustained traumatic injuries. Three others also rescued and taking
it out to the hospital. According to officials, Unfortunately, one
of the victims still missing. Dive teams and boats been
deployed from Boyle County to continue the search. That's according

(01:01:19):
to report from the fire District on the date of
the collision, and apparently things hadn't change as of July fifth,
the last victim remains missing now no additional updates at
least as far as I'm concerned, I can only hope
and pray that the families of the missing loved one
find that they're missing loved one alive. At least they
get some closure in the event that does not happen.
So be careful out there, folks. Six thirty five and

(01:01:41):
fifty five car see the talk station I mentioned Gate
of Heaven Cemetery. What a wonderful cemetery it is and
serving the greater Cincinnati Christian community. Most notably it's a
Catholic cemetery, but they're beyond just Catholics in terms of service.
They are welcoming you to enjoy the gorgeous, gorgeous surroundings.
They have a Gate of Lord knows we could all
use a peaceful moment of quiet, contemplation and meditation and

(01:02:05):
perhaps prayer. Right about the sanctity of life, and that
is the mission at Gate of Heaven Cemetery, honoring life
and respecting life through birth, life's milestones, and of course
is always passing on to eternal life. That's why Gate
of Heaven is there. They recognizing and revere the sacredness
of every phase of the human journey, and it is

(01:02:26):
a great place to reflect, reflect, pray and enjoy the
beauty of God's creation. So consider it. Also consider the
website gitof Heaven dot org, where you can explore pre
planning options, service details, and upcoming events, or just simply
learn more about the mission and values that make Gate
of Heaven a sacred part of our community, as it
has been for almost eighty full years. That's gateof Heaven

(01:02:49):
dot org.

Speaker 3 (01:02:51):
This is fifty five KRC an iHeartRadio station.

Speaker 1 (01:03:01):
It is six forty right now, fifty five kr SS.
He talks patient the Fretty swing by the website which
again fifty five KRC, dot iHeart dot com. Gotta add
the dot iHeart dot com. Sadly, I don't know how
long it was required to do that. Nobody gave me
the memo. Yes, I'm continuing to be critical of the

(01:03:23):
powers that be around here for not letting people know
about what's going on. Dadnyhow and you know curbage. Mike
just just texted me or if he sent me an
in some message on Facebook. Can I just only bring
it up because my submarine or friend probably served his
country in the submarine for a long long time, spending
six full years underwater in service to his country, go
ahead and take on that role. He said, they were

(01:03:46):
very I'm so pleased to announce this. The USS Cincinnati
Memorial is open. That is the beautiful memorial they did
US Cincinnati decommissioned submarine. They've got the Conning Tower and
the big Red Machine generator there, which was course named
after the Reds. He said it was very busy at
the memorial over the weekend. He met a lot of
very interesting guests and he also will be a chandlers

(01:04:08):
for listening to lunch. I'm glad to see a lot
of people are going showing up to that. So if
you haven't been there, it's Voice of America Park. Well
worth the trip out there. And if you're there at
Voice of America Park checking out the ussis Cincinnati Memorial.
I strongly encourage you if you can, and if it's
open at the time, go to the Broadcast Museum, if
for no other reason, I mean, all filled with greater

(01:04:29):
Cincinnati area, you know, local broadcasters of note in. Yeah,
at least at one point they had an exhibit from
my dad there. But I'm going to emphasize the fact
that they've got the Cold War exhibit. You know, the
Voice of America was broadcast from there and during the
height of the Cold War against the Soviet Union. All
the original equipment is still there, and the physics and
the technology basic you know, old school ways of getting

(01:04:52):
signals into areas where the signals were being blocked by
the Commis and the Soviet Union bouncing signals the horizon,
and it's just it's mind blowing and it's really I
think a testament to American ingenuity, again going back to
what we were able to accomplish. But to see all
that Cold War equipment there and you just can see

(01:05:14):
in your mind's eye the people that were manning it
or womanning it, as the case may be, over that
period of time, you know, fighting off the communist threat
and broadcasting the message of freedom to the poor pressed
members or eat people under the oppression of the communist
thumb just a neat thing. So consider that way. We're
out checking out the submarine as well. Thank you to

(01:05:36):
Mike for bringing that up. And while Democrats are claiming
that the well the Obamacare crisis, remember when the subsidies
got cut off because well they were temporary. They were
only there. Subsidies were there to deal with COVID nineteen.
Once we got over that hurdle. Yeah, like all of
these subsidy programs for COVID nineteen, the predicate for it disappeared,
as did the subsidy begin. The wailing and ashing of teeth.

(01:05:59):
We're all going to die, going to lose our insurance coverage. Well,
the journal is pointing out, maybe not so interesting. New
report by the Department of Health and Human Services released
in late June HHS shows that nineteen point two million
Americans enrolled in Obamacare plans as of February, two point
nine million fewer than last year. There it is two

(01:06:23):
point nine people lost their insurance because those evil Republicans
taken back the COVID related as subsidies. Rather, they point
out quickly, eight point eight million more people still are
on Obamacare than in twenty nineteen and three point eight
million more than twenty twenty three when those richer subsidies
were in play. So how is that the case? AHHS

(01:06:44):
says its effort to crack down on fraud stopped two
point nine million from receiving the subsidies for which they
weren't eligible. Why well, they were enrolled in Medicaid or
didn't file their taxes to confirm their eligibility. In other words,
they didn't provide the adequate paperwork to even be eligible
to get an Obamacare policy. That's why you take the

(01:07:06):
Obamacare policy away from them. So the small decline enrollment
a result of people losing coverage who were never eligible.
Laugh out loud on that one, because again, there are
a whole lot millions more people on Obamacare now than
there were in twenty twenty three when the subsidies were
in full effect. Now, a lower court apparently has blocked

(01:07:27):
some of the HHS efforts to prevent the fraud. And
who's behind that effort. Health and Human Services estimates that
two point six million more are still improperly receiving subsidies,
including more than one million who enrolled without Social Security
numbers huh pointing out that they were enrolled fraudulently in

(01:07:50):
zero premium plans by brokers without their knowledge. So some
are out there that someone with a stolen Social Security
number who some broker has signed up for an Obamacare
plan zero premium. There's part of the problem fraud, waste,
and abuse. Paragon Health Institute did a similar research project
found that fraud accounts for more than the much of

(01:08:12):
the recent growth in Obamacare enrollment, but it doesn't explain
all the growth. HHS found the three point eight million
of the newly new enrollees previously had other forms of coverage,
so I'm also previously covered by the law's small employer
group market, for which subsidies aren't provided. They say enrollment
in obamacare small group market felt to nine million from

(01:08:35):
eleven point five. That was in twenty twenty. Employers dropped
coverage or became self insured to avoid Obamacare's costly rules,
including benefit mandates and the restrictions on adjusting premiums based
on age, which is what makes Obamacare individual plans so

(01:08:56):
expensive without subsidies, right, because it's the default ensure. They
will take anyone at any time with any disease. There's
no underwriting it's guaranteed issue, but it's also expensive. Why
because Obamacare demands that every single Obamacare policy contain a
plate of benefits that say, some young new to the
workplace worker doesn't need, a young single man doesn't need

(01:09:18):
maternity coverage, and typically being healthy, they don't need a
lot of the things that Obamacare mandates and requires. Welcome
to one of the reasons why it's so damn expensive.
The journal describes Obamacare as a slow rolling failure that
Congress has propped up with subsidies, including that too bad,
President Trump and Republicans in Congress aren't explaining this to

(01:09:40):
voters or offering an offer them to better insurance. There
is a better market out there, the private market. It works.
Oh look, Jay's on the line. I bring up fraud.
I get a phone call. Thank you, Jay, look away.
I want to mention Fast and pro Roofing. I can
now say it my son in law. I've been waiting
for a long time to say that as opposed to

(01:10:02):
my daughter's fiance, my son law. Maybe the one is
on your roof. When you call Fast and pro Roofing
for the free inspection, free quote, free inspection, They'll do
it thorough thorough search even in one hundred degree temperature
with ninety nine percent humidity. Eric will go up there.
The roofers are kind of crazy when you think about it,
but listen. Fast and Proroofing true Professional has been around,

(01:10:23):
locally owned operated since nineteen ninety nine. Of course they
have an A plus with a better business bureau. They
put my roof on, gutters, gutter guards, siding, They do
skylights as well, exterior projects galore, all very professionally done
by craftsman level employees long term employees of Fast and Pro.
You can rely on them. You will love the customer service.

(01:10:43):
I assure you of that, So give them a call
for the free inspection and also check out the work online.
You will be impressed, and yes you will. They'll also
be impressed the work they do for you. If you
need it, fastenproroofing dot com to see the work and
learn more about the company and all the services they provide.
And here's ANUM for that free quote five one three
seven seven four ninety four ninety five five one three

(01:11:06):
seven seven four ninety four ninety five fifty five KRC
the talk station two. If you about PARCD talk station, well,
anytime I'm desperate for a phone call, I just mention fraud,
and you know that people are talking about it. You
wouldn't need to try to increase our taxes and take
so much more from us if you just crack down
on the fraud. The epic amount of fraud, waste, and

(01:11:28):
abuse that is coming out of the government, both local
and federal governments, both notably are most notably in all
these damn COVID programs billions and billions and billions of dollars.
Also Medicare, Medicaid, and we also have Obamacare fraud. I
don't think there's a government program that isn't riddled with fraud.
And why don't our politicians do a better job of
minding the money they took out of our paychecks? Jay,

(01:11:49):
thanks for calling this morning. Welcome back to the Morning Show.

Speaker 4 (01:11:52):
Hi, good morning, Brian. Yeah, it's like I'm like the
pav Blovian dog. You say fraud, it's a bell ringing
to rates for the fund.

Speaker 1 (01:12:01):
What you know, it's so important, Jay, anytime I get
a chance to bring it up, like this Obamacare fraud revelation,
I mean, it's like, why aren't people more in Maybe
they are in rage, but it doesn't sound like it
when you read mainstream either any other media outlets. Yes
it's there, it's reported, but there's no general consensus. There
don't seem to be much polling or surveying showing the
level of outrage or anger. Because anybody who goes to

(01:12:23):
work should be and I be bold and frank when
I say it this way, should be pissed off as
they can be that it happens. We live in a
world of AI and modern computer technology. I mean, if
you see a fifty fold increase and a you know,
a catheter once one operation spending more money or using
American taxpayer dollars like more than all of the other

(01:12:46):
states combined in terms of processing clinics for catheters, that
should just be something that is automatically spit out on
a computer algorithm. Red flag, look into this. This is
a big outlier, simple problem solved.

Speaker 4 (01:13:00):
Yeah, one hundred percent agree, Brian.

Speaker 9 (01:13:02):
It's and it's not even AI that we need. Americans
for Prosperity when they did the Foyer lawsuit and won,
that had to be six seven, eight years ago, which
means Americans for Prosperity just got a hold of the
annual report that Congress said was required from CMMs, who

(01:13:23):
is now being run by doctor Ross. There was a
mandated report. They said, we want to see it, and
the federal government says, we're.

Speaker 4 (01:13:31):
Not going to send it to you.

Speaker 9 (01:13:32):
Yep, boy of request. They get the data. It was
already broken down state by state. They called it improper payment.
We call it fraud. And they knew about it eight
years ago, which means everybody knew about.

Speaker 4 (01:13:44):
It eight years ago.

Speaker 9 (01:13:46):
Because they had the data, they already sorted it. We
don't need AI. What we needed it was action, and
what we get is in action, and because we get politicians.
I really wasn't pleased with Bernie Marino's response to your
good question during your inner with him last week when
you said, what about fraud?

Speaker 10 (01:14:03):
Shouldn't you do.

Speaker 9 (01:14:04):
That before you came up with Elizabeth Warren on how
do we start increasing medicaid revenue by collecting more money
from people? And his response was, and you brought up correctly,
but how about small business isn't just going to hurt him?
His answer was, well, small business people really don't pay
much into social and security because they don't pay themselves

(01:14:25):
much of a salary.

Speaker 4 (01:14:27):
Can he prove that because a small.

Speaker 9 (01:14:29):
Business owner and I could tell you that I pay
a ton of money and socials. Maybe that's how he
ran his business bad rush businesses businesses. Maybe he paid
himself a dollar a year. My CPA won't let me
get away with that.

Speaker 10 (01:14:42):
Maybe his did.

Speaker 1 (01:14:43):
Well response the important component about that dealing with the
fraud and abuse. Maybe his response might have been, I
know there's documented fraud out there, but even if we
find the billions and billions of dollars in document fraud
in the Social Security program, it wouldn't solve the problem
that we face as we run out of money in
the quote unquote trust fund. But the retort to that

(01:15:05):
should be, so what if you're going to justify changing
the program that is going to bring about a higher
tax revenue from individuals? You're no, I'm going to have
a cap there or fill in the blank on whatever
fix that's going to cost us more money or result
in us having less money in our Social Security payment.
You better justify that by first saying we've dealt with
the fraud, and after dealing with the fraud, the pain

(01:15:28):
isn't going to be as bad. But we still need
to engage in fixes. At least sell to the American
people that you've done your upfront work before coming to
ask for more.

Speaker 4 (01:15:37):
Undred percent agree, Brian. And he also said that he.

Speaker 9 (01:15:39):
Wasn't willing to walk away from the conversation with Elizabeth Warren.
There was no conversation. There was a full, unconditional surrender. Hi,
my name is Bernie. Can I work with you to
increase Social Security stunding? There was no conversation. What shouldn't
move to the right one ounce?

Speaker 4 (01:15:56):
He moved completely to the left, and I'm going to
plead to the listener. Call Bernie Marino's office. Do we
just need ten of us? I will call. We just
need nine more?

Speaker 9 (01:16:06):
Call and express your displeasure. He could have teamed up
with anybody. He chose Elizabeth Warren, and he could have
came up with any solution.

Speaker 4 (01:16:14):
If he chose to increase taxes. Don't vote Rhino, don't
vote Democrat.

Speaker 1 (01:16:20):
Thanks for what you guys, Thanks for the number, because
ten apparently is enough to get you and your concerns
on the radar of any elected official, because no one
bothers calling ever. Six fifty seven right now, more coming
up plus Christopher Smith aman at seven twenty. I hope
you can stick around America.

Speaker 6 (01:16:37):
All at two fifty on fifty five krc D talkstation.

Speaker 1 (01:16:59):
Seven yeah, forty five PERCD talk station. Christophers Smitheman coming
up in the next segment, as he does every Monday
for the Smith event, the former vice mayor of the
City Cincinnati. I enjoy that, uh. And you can find
all the podcasts at fifty five KRC dot iHeart dot com.
Make sure you have the dot iheard dot com. Yeah,
I had to figure that one out on my own.

(01:17:20):
Someone changed the rules on me without even letting me
know anyway, Christopher Smith and coming up next, money Money
with Brian James one hour from now, why business owners
have a tax planning advantage that w two employees don't.
We'll find out about that, plus five reasons why you
should wait until you're seventy years old before claiming Social Security.
And then finally, the pros and cons are the one
thousand dollars baby bonus in the Trump accounts. That's at

(01:17:43):
eight oh five with Brian James. So five one, three, seven, four, nine,
fifty five hundred, eight hundred eighty two three talk pound
five fifty on AT and T phones love to hear
from you. You've got a comment. Russ Jackson filling in
for the vacationing Joe Strecker. I think his longest vacation
Joe's ever taken since I've been here in the Morning
show a full week this week and next Monday. So
I'm going to muddle through without Joe strek or Barruss

(01:18:05):
doing a good job this morning. Of course, he is
and listener lunch Wednesday at Chandler's Burger Bistro on the
West Side. I mentioned sub mariner Mike earlier in connection
with the vas Uss Cincinnati exhibit. He is my cribbage friend,
so he said he was going to be there at
listener lunch, and everyone's invited. It's always a really nice
time from my perspective anyway. The fellowship is amazing. So

(01:18:27):
what else is going on in the wide wide world
of sports? I mentioned this article by Mark Penn and
Andrew Stein, two Democrat operatives for various Democrat campaigns, worrying
about the socialism threat, calling it real and pointing out
something That's been on my mind and obvious to me,
and I've been saying it out loud for a while.
It's only eighteen to twenty five percent of registered Democrats

(01:18:48):
voted in like, for example, the New York elections, which
came away with three mom damiendors socialists eighteen to twenty
four percent. I think in one district it was only
seven percent. Okay. They cite the situation with Alexandri Casio Cortez,
AOC first primary one in twenty eighteen, fewer than seventeen

(01:19:09):
thousand voters in a district of seven hundred and fifteen
thousand eligible voters. That's seventeen determined her fate and the
fate of those who she now represents. I know she's
been re elected, but it's how she gets her foot
in the door in the first place. It is a
well oiled machine. The campaign machine has a great organizational

(01:19:31):
effort funded by big multi billionaire owners. So political apathies
driving this in large part. But I think ignorance of
who these candidates are also driving it. And I appreciate
Victor David Hanson's analysis of this, but you know, who
are these people? Who are these new Democrats, socialists and

(01:19:54):
their fellow travelers, And he found an interesting sort of
consistency among who these can its are and people who
I would never consider voting for someone who always says
you're electing people in even the best possible candidates don't
really know Jack's squad about much of the things that
they legislate over. You know, are they computer experts? Can

(01:20:14):
they design cell phones? They know anything about sewage systems
and waterways? And do they know about pollution? Do they
know how small modular reactors work or the ins and
outs of everything that goes into that. No, they don't
know anything about anything. Really, you just elected them, and
in a representative form of government, they're the ones we
send to make these all important decisions which impact literally

(01:20:37):
every aspect of our lives, when most of them aren't
necessarily equipped to deal with what they're working on a
nod and understanding that a lot of times perhaps they are.
They have areas of specialty I will acknowledge, and maybe
they're on a committee on their area of specialty. But
what of these socialists?

Speaker 4 (01:21:00):
You know?

Speaker 1 (01:21:00):
Jumping into Victor David Hanson's point on this, he says,
you know, their worldview is shaped more by consumption than production,
as though goods simply arrive in and depart from cities
on autopilot. A disproportionate number of our most prominent radicals
are either first or second generation immigrants, most originating from
failed or illiberal states in which was into which what

(01:21:21):
was once called the Third World. They still are, but
they the socialists or their parents left their homelands in
search of wealthier countries, fairer societies, greater opportunity, in many cases,
safety and freedom.

Speaker 4 (01:21:36):
Yeah.

Speaker 1 (01:21:36):
Once here, many of their families have prospered, often aided
by extensive educational and institutional support from the generous American host.
Few have even tried to explain the paradox of fleeing
failed states only to become virulent critics of the charitable
nation they chose to join. Many are college educated, often

(01:22:00):
with degrees and fields that did not translate into the
professional pathways they believed they were entitled to. Two. They're
often glib, but otherwise poorly educated. Few possess any real
grounding in history, literature, or these stem fields. Most of
the major and minor courses of study are in the

(01:22:23):
social sciences, political science. That's the degree I got. It's worthless.
I got one. I've joked all the time. I don't
know what the hell I would have done. Why political
science degree graduated from UC if I didn't go to
law school, but first and foremost Victor David Hanson, political science, sociology, psychology,

(01:22:44):
community relations, or the infamous quote unquote studies program. Yeah,
they aren't working out to what you expected, are they.
You've got in the whole about one hundred and fifty
two hundred thousand dollars. You have a studies degree. That's
who these folks are. When they graduated from left wing universities,

(01:23:05):
they emerged strikingly arrogant and ignorance at once as elite
radical egalitarians. They proudly brandished their degrees and constantly referenced
their university training. Yet, for all the time and money
poured into college during what were supposed to be the
best years of their lives, prolonged adolescents and bitterness appear

(01:23:27):
epidemic among the new young socialists. In college, they rub
doubles with leftist leits, wealthy students, tenured professors, and lavishly
paid administrators. They came to believe that they had earned
their membership in this exclusive club. When that sense of
belonging didn't properly materialize, rage and shame drove them to

(01:23:49):
find cosmic solutions for their own poor choices and personal disappointments,
pivoting over Many of them AOC, Milid Kiros, James Telerygo,
Graham Platner, Claire Valdez are either childless, single, or both.
For all their sermonizing about diversity, it is a relatively

(01:24:11):
rare to find a Democratic socialist who is suburban, married
with children, and therefore has a direct personal stake in
local school curricula, charter schools, vouchers, crime law enforcement, and
basic urban safety. They don't get it. It's like Nancy
Pelosi in the middle of COVID, sitting in front of
her twenty five thousand dollars refrigerator freezer, eating fifteen dollars
a pine ice cream, telling you, yeah, just do things

(01:24:33):
like I do. She didn't get it. They're overtly assessed
with tribal identity AOC and reheated to lead, fixated on
white privilege and white supremacy. Drolisa Albia Chevalier has denounced
white women who date non whites as quote ugly colonizer
women close quote nice progressive mentality from her huh mom

(01:24:58):
dommy openly targe getting wider neighborhoods for higher taxes. Most
of them know whites only as fellow left wing by
coastal elites who embrace their sociology stupidity or socialist stupidity,
rather not the working class, poor, or whites who live
in the nation's interior. You know, that flyover country that
they don't get. A lot of Democrats out there don't

(01:25:18):
embrace this socialism nonsense, scratching their head over the direction
they're going. And I understand that. And how can a
thirty plus year old man be capable enough of running
the entire city of New York seems like a rather
complex challenge, the people who voted for them lacking in

(01:25:41):
well any basic understanding of economics in the way the
worlds work, and any basic understanding of history. In other words,
trying to study them a take mistakes of the past,
like the multitude of times socialism and communists has failed epically.
They embrace this stuff, and yet while they are demonstrably
stupid and embracing it and not studying the realities of

(01:26:04):
history and economics. The problem lies with the well small
percentage of people who voted for them. This is where
the concept of useful idiots comes in, folks. If the
smarter and more educated people who should know better don't
get up and vote, then the useful idiots, well funded
as they are, delusional as they are, and stupid enough

(01:26:27):
to buy into these socialist policies thinking that well, it's
all going to work out fine this time, because it's
never worked out before. Those are the ones who end
up electing our officials in this representative form of governments.
I want to know why we're running off the rails.
Education systems failed us and you have failed yourself by
not taking this seriously. Seven sixteen Right now, if you

(01:26:51):
I have krc DE talk station Christopher Smith, Amen, coming
up first. Zimmer Heating and air Conditioning hot out there
enough for a while. If you had your HVAC system
be up. Do you think you've turned at Zimmer Heating
and air Conditioning, who for more than eighty years has
been keeping the area home safe, efficient and comfortable. The
Tri State Areas leader in HVAC services and they offer
a full line of Carrier. Willis Carrier, the guy that

(01:27:14):
invented air conditioning back in the early nineteen hundreds. Thank
you Willis for at least giving the American people relief.
Someday the Europeans will discover it's been around a while.
But since they invented air conditioning, they are an outstanding
HVAC company, and of course Zimmer knows that, which is
why they specialize in carrier. But when it comes to
keeping your home efficient and comfortable, they work on any
model air conditioning system or HVAC system. Generally, you can

(01:27:37):
get on a maintenance program help extend the life of
your system so you don't need to replace it. But
when it comes time to replacing it, trust the factory
train technicians at Zimmer who are ready to serve you.
So book your appointment by calling five to one three
five two one ninety eight ninety three five one three
five two one ninety eight ninety three. Online you find
Zimmer at go Zimmer dot com.

Speaker 3 (01:27:58):
This is fifty five an iHeartRadio station that.

Speaker 1 (01:28:03):
Is seven seven twenty one. I think about Krey City
Talk station. It being Monday, one of my favorite times
a week we get to hear from the former Vice
Mayor of the City of Cincinnati, Christopher Smitheman. Welcome back
to the Smithvan Christopher. I hope you had a wonderful
holiday weekend they're celebrating Independence Day.

Speaker 4 (01:28:18):
Thank you so much. I did a very relaxing and
two hundred and fifty years and you know, I've been
listening to your show like I like I do and
getting ready for this segment. I just want to be
clear about a couple of things. One is, our American
flag is a symbol, right, It's a symbol of freedom.

(01:28:40):
And I think you're right that when people see the
flag now, which is which is alarming, that they think, oh,
the person on the other side of that door, because
they have the flag is a conservative, or is a Republican,
or is a libertarian, but not a Democrat. That used
to not be a case. That was not the case,
Brian Thomas. I mean, when we got to like things

(01:29:03):
like the flag, the country, police, the military, it was
a unifying place for the electeds. You didn't have people going, man,
I want to reimagine the police. So I don't like ice,
I don't like the military and the I and I
hate my country. I'm embarrassed to live there. That just

(01:29:23):
wasn't the case. I'm gonna I'm just going to say
ten years ago. So you're right, you're right about that.
As the flag and I and I just want to
warn parents in the beginning here in this segment that
their children are preparing to go off to college. They
have a lot of freshmen's students who are headed across
the country from Ohio, from Kentucky, Indiana, Executive They're going

(01:29:45):
different places. I really encourage parents to not allow their
children to register to vote where they're going to college,
that they register them to vote in the state that
they live, at their home address on the people who
are paying the bill. Ill and make sure that your
children come home to participate and they're not voting where

(01:30:06):
they're going to college, because that allows that professor, that administrator,
that that student group, that group that is really kind
of cultish, to kind of hijack your child's mind, hijack
their politics, get them participating, and that kind of is
the beginning. That's where you see young people on college
campuses saying they're protesting, their burning flags, they're doing sit

(01:30:30):
ins in there in some administrative building. Really watch what's
happening with your child, because they are being radicalized on
a lot of these campuses. And it starts Brian Thomas
with the registration. I registered your child to vote. Now
they're hours and we're going to line them up and
have them vote in the direction we want them to

(01:30:51):
go in.

Speaker 10 (01:30:51):
Be careful.

Speaker 1 (01:30:52):
It's an excellent point, and I think anybody went through college,
and less so for folks like me who at least
started out commuting. But you are, you know, seventeen eighteen
years old, maybe nineteen, You're thrown into an environment where
you don't know anyone. You're looking for connection and relationships.
We all are, and quite often they'll get hooked up
with some radical left wing organization that will have a

(01:31:14):
tremendous amount of influence from them, simply because they're looking
for friendship and companionship in an otherwise lonely environment where
they don't know anyone. It's an easy way for you know,
bad ideas to creep into your own child's head, notwithstanding
how smart they might have been politically or otherwise when
they left the house off to the left wing indoctrination camp.
So that's why have them come home and vote, and

(01:31:35):
then you can have a conversation and discuss the merits
and the qualifications of each and every candidate and go
back over all the reasons why you wanted them to vote.
A particular way. Not that they have to vote how
you tell them, but at least give a go at
having an informed conversation about the candidates and what they
stand for.

Speaker 4 (01:31:56):
Absolutely, and I also encourage families to literally snail mail
right to kids, so Grandpaul, grandma, aunts and uncles, because
it's that freshman year Brian Thomas that a lot of
these young people are grabbed. So what you want to
do is you want your family like putting that imprint

(01:32:16):
on them. They're writing them, they're encouraging them, they're making
them remember home. You're reminding them of their values so
that they don't fill alone and they stay connected to family.
But that's where it's happening is their freshman years, when
they check in in August or September, and by the
time they get to Thanksgiving and Christmas and they come home,
a lot of these parents don't even know who their
child is. They go, what in the world who has

(01:32:39):
shown up? They show up in a totally different outfit.
They're talking crazy to their grandparents. They don't want to
sit down and eat turkey anymore. I mean, it's a
totally I'm letting you know, dude, it happens when they
land on that campus. By the time they get home
for Thanksgiving and Christmas, that student oftentimes is gone. You

(01:33:00):
gotta stay on this. And this is not like a
spleen bent like I normally do. But I just wanted
to warn parents because I have a freshman student who
graduated from Seton who's about to go off to college,
and these are the conversations that I'm having with her.
I've already registered her to vote. I'm already talking to
her about my values and my expectations on and I

(01:33:21):
mean on who she dates, who her friends are. To
beware of these things because these groups are communist groups,
socialist groups. They are very aggressively recruiting those freshmen students.

Speaker 1 (01:33:35):
When they arrive they are and Amen. And this is
just continuing a path, Christopher that I know you've been
on since your children were born. Caring and concerned parents.
So get on top of before they head out the door. Amen, brother,
Amen semetist for that. Don't go away. We got more
with Christopher coming up. First, I want to mention Gregory Lester,
the tree health surgeon, so I can imagine your trees

(01:33:57):
might be showing signs of disease damage stress from all
the the terrible humidity and heat and maybe drought conditions.
Whatever the problem you may have in with the trees
and the shrubs and all the beautiful growth you have
in your yard, you need the expert. Gregory Luster a
tree health surgeon. He is a professional arborist and it's
just amazing. He has more than sixty five years experience.

(01:34:20):
He and his crew specialize in residential and commercial tree care,
helping all of his clients deal with the situations like
stressed out plants at this time of year. Help you
with that, but also help you improve your property maintenance, upkeep, pruning.
He's done all kinds of work along those lines, including
keeping our trees alive with the necessary injections. If they're necessary, fine,

(01:34:41):
if they're not. He's not going to get you injections
in your trees because he doesn't sell you anything you
don't need. So give Gregory Luster a call. Cheese the
Tree Health Surgeon five one three four zero two zero
two nine eight four zero two zero two nine eight
Online It's tree Health Surgeon dot.

Speaker 7 (01:34:59):
Co fifty five KRC.

Speaker 8 (01:35:02):
From the UCL Tramphic Center at the UC Health Pactneck
and Spine Center's Fine Care is number one. Size fits all,
from non certain of com treatments to the most complex cases.
They've mastered What's best for You? Learn more at uc
health dot com. Highways are doing fine this morning. No
recks to deal with, not even a major time delay
at the moment. Northbound seventy five good pants, Kyle's a

(01:35:24):
little bit heavier, southbound seventy one wide open pants, Red
Bank and the lateral shock Kingram fifty five KRZ the
talk station.

Speaker 1 (01:35:34):
Seven thirty year fift about KRCD talk Station fifty Monday.
We are in the middle of a Smith event less
of an event in the last segment more Christopher Smith
and given parents great advices their kids go after the
indoctrination camps that we call college. That is, unless your
kids going to Hillsdale College. You go to Hillsdale, you
don't have to worry about that. Just embrace what they
teach you. When you get their son or daughter, you're

(01:35:54):
gonna love it and you're gonna come back probably better
than you left. Anyway, Not enough of those colleges out there,
Christopher Pitt over to well round two here this morning.
What else on your mind, my friend?

Speaker 4 (01:36:05):
So last week this is a sleeper story. An assistant chief.
His name is Assistant Chief Sherman. He's a firefighter, Brian Thomas,
and he was terminated by the city manager November of
last year. This is the pattern. So from November of
last year until last week he was unemployed. Now, when

(01:36:30):
you're an assistant chief within the City of Cincinnati, you
are covered by the union, unlike the police chief and
fire chief. So this assistant chief went through the process
whatever that is. You're a lawyer, the administrative hearings, whatever
that is, and it's all defined assistant.

Speaker 1 (01:36:50):
Chief last week, it's all defined in the bargaining agreement. Yeah,
you got to get there's a process for people who
are covered by it and the chiefs are not. That's correct.

Speaker 4 (01:36:58):
Yeah, yes, And so this is a sleeper story that
hasn't made it to the news or they're not talking
about it. But last week the assistant chief Chief Sherman
was reinstated or god has got backed or won the
arbitration hearing. What was this? Who fired the assistant chief? Okay,

(01:37:19):
the current city manager and why did the city manager
fire the assistant chief?

Speaker 1 (01:37:26):
Huh, Well, it's accused. If history's any guide, Well for
some well non reason. They didn't have a reason. They
just wanted to get rid of them for some reason
and fired them. Although in this particular case what happened
was there a reason.

Speaker 4 (01:37:38):
Christopher Yes, the city manager, said that this assistant chief
was assisting his old boss, Chief Washington. That was the accusation.
So you're assisting him. How are you assisting him? You
sent him an email about some information regard determination through

(01:38:01):
the arbitration. Brian Thomas, the arbitrator, said, the email that
was provided was public record.

Speaker 1 (01:38:08):
It's a news article.

Speaker 4 (01:38:11):
He didn't give she Washington anything that nobody else knew.
This was a manager that was showing they were vindictive.
They didn't like Chief Washington, they didn't like anybody that
liked him or supported him, and she terminated him. Now,
this is what's going to happen. Number One, taxpayers, all

(01:38:32):
of the money of wages, lost wages from November of
last year until he comes back into that office. He's
going to get all his money back, he's going to
get all contributions to his pension. Then, if he's smart,
he's going to march down to Chief Washington's attorney and
they're gonna file yet another lawsuit against the City of

(01:38:54):
Cincinnati people. This is another smoking gun of why we've
been collecting signatures saying, hey, city manager, no matter who
you are, not personality driven. We want the Board of
Directors involved so that there's some conversations happening and you

(01:39:15):
don't have this one person pulling the trigger that's putting
the taxpayers of Cincinnati on the hook like this. This
is gonna be I don't think it's gonna be a
five million dollar case, but it's probably a million our
couple million dollar case because you went after him, You
hurt his reputation, he got his job back, and you
said he did something that of helping Chief Washington. These

(01:39:38):
two cases now will be connected by the timing. So
it's not like this is an information or item that
I wanted to share with the public that for whatever,
for whatever reason, the newspapers and the news are not
writing about. But you're gonna hear about it this week
because Chief Sherman is going to be walking back in
this week or next week taking his job back as

(01:39:59):
the assistant chief.

Speaker 1 (01:40:00):
Now he would not have been assuming your signature gathering
campaign to deal to have council members deal with the
hiring and firing of police and fire chiefs, it would
not have impacted that. In other words, you're only talking
about chiefs because again, assistant chiefs are covered by the
collective bargaining agreement.

Speaker 4 (01:40:18):
Correct, correct, And that's why we don't have to include them.
But what I am showing you is an environment of
culture that if there was a check in balance here
that I'm talking about where the city manager had to
check you in, Brian Thomas, with the board of directors
that are called city council, I don't believe police Chief

(01:40:39):
Fiji would have been terminated and I don't believe that
Chief Washington would have been terminated. It's a culture here
where this manager, for whatever reason, and it's not personality driven,
is pushing the envelope here and is beyond their limitation
of authority. A guess who pays the bill, Brian Thomas

(01:40:59):
is the taxpayer. I got to keep coming back to
the taxpayer because they're like, why is this my business?
This is an HR issue. That's why we're asking you
to sign the petition because this is gonna cost us
tens of millions and millions of dollars and I'm talking
you're gonna see some of that.

Speaker 1 (01:41:14):
This year.

Speaker 4 (01:41:15):
The last point is that Chief Washington's case was appealed.
It was appealed to that appellate court. Brian Thomas, you
know more about this. You and your lovely bride Paulette,
know more about this than I do. But this three
panel judge is about to drop a bomb on the city.
I believe and say yet again, City, you've appealed this case.
You've lost again. Go back to the lower court. This

(01:41:37):
is for the chief and you're gonna have two decisions
to make. City. You're gonna say, I either settle the
case or we go to trial twelve in the box.
I just don't think the city, to the taxpayer is
going to go twelve in the box. They're on this case.
They're gonna say, you know what, we've got to settle
the case. What is it worth? Is it seven million?

(01:41:58):
Is it five million? Is eight million? But it's not
one million? Right? You can't ruin somebody's reputation for three
and a half years. This is Chief Washington and think
that a judge is only going to give you a
million or two million. Lawyer, You lawyer, Brian Thomas, this
is his one case might cost us ten million. And
then once he's done, you then will have Chief Fiji.

(01:42:21):
She's going through the administrative hearing now to get her
job back. You and I know that is not going
to happen even though she's not under the collective bargaining.
And then she will then launch her lawsuit, probably sometime
this summer, are in the fall, so we're gonna most
likely have three pending litigations based on what this city
manager has done. And we are encouraging people across our city.

(01:42:43):
Please this is not This is not a political issue.
It's not about your political party. This is about us
coming together saying what is in the best interests of
the citizens. By last point before we go to break,
people are telling other people Brian Thomas, that I don't
like black women, meaning they're saying the reason, yes, sir,

(01:43:04):
the reason I'm pursuing this, and I'm going to say
it publicly, telling Democrats don't sign because Smithamen doesn't like
black women. Now here's the thing they don't here, here's
the thing they don't say. I know, Brian, he's so insane.
Here's the thing they don't Here's the thing they do
not say. They do not tell you. Here's what they
don't tell you. They don't tell you that Chief Washington

(01:43:28):
is a Black American, meaning a lot of people because
we don't talk about race. They don't even know the
previous chief that you and I are talking about is
a black American. They also don't tell you that the
assistant chief that was terminated, Assistant Chief Sherman, is a
black meal right. And they also don't tell you that
I am a Black American. So everybody involved that we're

(01:43:51):
talking about is a black American. Why would Democrats be
running around using Smithamen? Does it like black women? That
is why he's pursuing the petition Christopher V. That's coming
from city Hall. But I had to address it because
I want people to know, Listen, this has nothing to
do with race or class or identity politics. This is

(01:44:13):
just about signing the petition to get on the ballot
one day to say you cannot cost us tens of
millions of dollars going forward.

Speaker 1 (01:44:20):
I will parenthetically point out that I remember your late wife,
beautiful woman. You raised your family with that beautiful woman,
who was also black, and you were devastated when that
black woman died. Don't go away more with Christopher Smilman
right now. Seven thirty nine fifty taple are crazy. That's

(01:44:40):
a shame too. Anyway, you've got joint pain, knee pain,
hit pain, back pain, it could be a consequence of
maybe an injury, could be arthritis pain. You've got the pain,
and you know who's dealing with that as well as you,
all your loved ones who miss you and the activities
you used to do together. So for your own benefit,
the benefit of those who missed your company, QC Kinetics,
why not take them up. It's a free consultation to

(01:45:02):
find out if their treatment protocol will work for you.
Great thing about it, there's no surgery here. It's an
in office procedure taking from you natural biologics, concentrating them
and placing them exactly where that pain is being generated from.
The inflammation eases and the pain. Let's go. No surgery,
no long term recovery, no putting your life on hold.

(01:45:24):
Go about your life while these treatments work. That's right
in office. Back to your life. They should work, as
they've worked for so many people, but not in all cases,
which exactly why QC Kinetics offers you the free consultation.
Find out if you can get your life back again
and your friends will say, hey, they're back. It's great
having you around. We miss you here. It is the
number to call for the free consultation. Five one three

(01:45:45):
eight four seven zero zero one nine. Five one three
eight four seven zero zero one nine. That's five one
three eight four seven zero zero one nine.

Speaker 3 (01:45:52):
This is fifty five krc AN iHeartRadio Station seven.

Speaker 1 (01:45:56):
Forty four to fifty five krc DE Talk station. The
Hell with the Clock Brian Thomas. Christopher Smithman still laughing
over the whole idea you hate black women or don't
like black women? There, Christopher, and Russ, who's covering for Joe,
astutely observed over the break there he is, I guess
that means you don't like your daughter either, Christopher.

Speaker 4 (01:46:17):
But it's just how crazy identity politics are now. Ran.
It's like it's like off the rails. And so you
know in the panic attack that citizens are you know,
might sign somebody's petition. And by the way, we have
over seventy people out there collecting. This is not something
that I'm doing. This is all organic and citizens are
out their collecting linatures that they're telling people then and

(01:46:40):
so they're calling that hey man, this this this person
that I won't name them. This was this this this
particular call came from somebody in the city who actually
does I won't say their name, and I won't confirm
it does some consulting work for the city who is
specifically passing this information at all. But here's what I
will Here's what I will say. Look, these team takeovers

(01:47:03):
that are happening across our country are really scary when
you see them because they're they're jumping on cars, they're
attacking citizens who are just walking down the street. They're
they're breaking into businesses, or they're fighting inside establishments. And
it's not like one or two people Brian Thomas, it's

(01:47:25):
like one hundred to three hundred or four hundred youth.
And I just this kind of behavior. I pray that
our Cincinnati police that they just don't tolerate it, like
they really get on top of this. So because as
this weather heats up, as we've talked about, this is
when we're kind of in the heart of where these

(01:47:45):
problems can happen. We've already seen the gun violence accelerating
in the city of Cincinnati. I think we're gonna see
more of that as we march through July and August unfortunately,
and I and last week the city and I think
you saw this, the City of Cincinnati said Cincinnati is safe.
Violence is down, gun violence is down. Data I don't

(01:48:07):
know what they're talking about. Like it's almost like they're
two narratives, like they want us every time the gun
violence happens that I don't know how many people were
shot the past weekend. It might have been eight or
nine people, not this past weekend, the weekend before, but
right in the middle of the week, Like there are
these press conferences that happened since my last show saying hey,
Cincinnati is safe and there's no problem. And when they

(01:48:28):
do talk about there being a problem, Brian Thomas, they
blame it on the gun. They say it's the gun,
like this gun is the issue, and I'm looking going,
what are you talking about? Like this is about behavior,
it's about culture, it's about parents not knowing where their
kids are. I mean, it's a lot of things, but
it's not about the gun itself. And so I think

(01:48:49):
this is kind of like where democrats run to, like
it becomes what are their talking points, so they really
don't have to deal with the issue or the problem,
and I'm saying this to voter out there because you're
voting for these people. That's not a solution. It's never
gonna work. People are always going to have their Second
Amendment rights. We're talking illegal guns, not legal guns. And

(01:49:11):
so this this conversation keeps surfacing from our council members. Hey,
we got to work on getting guns. This is about
the gun. It's not it's about parents broken home. Well,
it's about it's about you know, parents and guardians not
knowing where their kids are.

Speaker 1 (01:49:28):
The other thing that's off and overlooked is they go
after the gun. Is the idea that black men are
young people are killing their fellow black young people. It's
an overwhelming epidemic. I listen to brother Dre Kursbreaker's three
hundred did a rant the other day about this. Listen,
but you know, people, the black people are killing each other.
We need to address this situation. The black community needs

(01:49:50):
to come down on its young people because they're killing
each other. Prosperous young men who might have a great
life in front of them dying between the ages of
sixteen and twenty four in overwhelming them numbers killed by
their fellow you know, sixteen to twenty four year old
black men. It's terrible.

Speaker 4 (01:50:06):
It is really bad, and these are all Americans could
have tremendous potential in life. It should be the number
one conversation the Democratic Party is having because Black Americans
are the base of the party. So why aren't you
trying to solve this right? And it's not just about

(01:50:27):
opening up a pool, opening up a rec center, doing
midnight basketball. Look the people who have the guns, who
are out here doing this. It's a small, small, small percentage.
Black Americans are getting up every day. I see this.
I talk about this every time we bring up this subject,
going to work, handling their business and raising their kids.

Speaker 5 (01:50:47):
Right.

Speaker 4 (01:50:47):
The reality of it is the kids that are having
the guns are not the ones that are showing up
for midnight basketball, are wanting to swim or like the
juvenile court judge said Brian Thomas, going to the library
she wants to give out library cards doesn't work. That's
the mindset, right. This is a policing issue, and you've
got to get a hold of that very small percentage

(01:51:07):
of people and show them you're the boss. We're running
the show, and make sure those judges when we arrest them,
are giving them good bonds, strong bonds, and when they
are convicted with having a gun, using a gun, committing
a crime with a gun, that we really hold them accountable.
That's the way you resolve it, because then the young
people will be like, ooh, man, my buddy got twenty years.

(01:51:30):
I don't want to do that. Ooh my buddy got
nine years. Ooh, I don't want to do Oh my
my guy got thirty years. Oh he got life. He
got life in prison for taking the life of another
African American mail. That's how you say black lives matter, right,
You send the message that that life mattered by holding
that person accountable, not by letting them out. You know,
twenty four hours later on a Friday, they use a gun.

(01:51:52):
On Monday, they're back on the street. And by the way,
what do you think that does, Brian Thomas to the neighborhood.
The neighborhood sees the guy that they know shot somebody
back on the street on Monday. Do you think they're
going to testify? No, because they know that they're going
to probably end up the way the person that got
shot on Friday, that was arrested. So they go, man,

(01:52:13):
I don't want to get involved because the court system
continues to fail, specifically in Cincinnati Black Americans down. The
last point I want to make on a positive note,
USA is playing Belgium. I am not a sports person,
as you know, that's not it. But this is a
patriotic moment where the United States are soccer teams which
my kids played soccer, save soccer wasn't the top soccer so,

(01:52:35):
but we had them in soccer, keeping them active. You're
seeing now the birth now of soccer, which is, by
the way, football is a world sport. United States is
still young in playing soccer. We're still very young in
joining this global sport called soccer, which is really called football.
Right what we call NFL football is not what the
world calls football. But I'm saying the United States USA

(01:52:59):
is playing Belli and it's a really big deal. I
got a son who's all in it. He's wrapped up
and he's so excited about it. And I said, hey,
I promised him I would mention the United States is
playing Belgium. Hey, guys, we should watch it in a
very patriotic way. And the reason I also raised this
is I saw somebody out of New York, a socialist
say they were rooting for another team like they were.

(01:53:19):
I don't know what team it was, but they were asked,
are you you're a United States citizen? Are you're running
You're just run, You're a primary or whatever? Who are
you rooting for? It was not the United States I'm
saying it is. It is patriotic for us to get
behind these young people that are that are being farmed
and I say farmed me. They're coming through these soccer
programs and now can play for FCC, or now can

(01:53:41):
make it to the Olympics and or now can play
on these teams on the global sport whether whether where
they could be playing on the United States team against Belgium,
and couldn't they if they win, right to that, I
think it's the Elite eight, and I don't think they've
ever gone this far. I think this is the furthest
day've gone, I believe, but I know what they win tonight,

(01:54:02):
that this will be the furthest day of gone, meaning
into the Elite eight. But anyway, thank you so much
for allowing me to mention all of that. If people
want to follow me, brother, they can follow me on
social media at votesmithem and find somebody out there. There's
now seventy people out there or so with petitions collecting senators.
As somebody approaches you, remember, Brian, signing a petition doesn't

(01:54:25):
mean you agree with the issue. It means you're a Democrat.
I mean you believe in the democratic process. Give us
a chance to leave as a Republican and give us
a chance to vote on it.

Speaker 1 (01:54:35):
It's a great idea, Christopher, Thanks my friend, look forward
to next my neighborhood again. Seventy fifty five K see
the talk station you know whether buying a new home
refinanciing your existing mortgage. The person to talk to, Suzette
lows the camp with Cross Country Mortgage. She will definitely
help you and do so in a very friendly way.
Customer service couldn't be better with more experience than pretty
much anybody coming up in forty years sus that urges

(01:54:56):
loan applications to insist on that personal service from the
prospect to mortgage lender, so I know she'll find the
right program to fit your needs. And she prides herself
on that quality of service for her clients. Plus no
jump fees, no application fees, great rates at low cost
is what you get. From Suzette and being with Cross
Country Mortgage. Any state in the Union and Puerto Rico.
Give her a call. She can help you out so

(01:55:17):
great rates low costs absolutely five one three three one
three fifty one seventy six five one three three one
three fifty one seventy six emails Suzette dot Low's Camp,
losc KA MP Suzette dot Low's Camp at CCM dot com.

Speaker 7 (01:55:30):
Fifty five KRC news Weather at traffic. That is good news,
Surgeon to take the storm seriously.

Speaker 6 (01:55:37):
Fly Let's go all in one one for all. That's
a good fifty five kr SE the talkstation A six
fifty five car see the talk station. A very happy
Monday to you. My name is Brian Thomas. I host
the fifty five kr S Morning Show, and every Monday
at this time we get to hear from another Brian.
His name is Brian James. He's with Allworth Financial and his.

Speaker 1 (01:55:59):
Employer Life owns them out every Monday to talk a
few segments about money issues, thinking about retirement and other
money related matters. It's called money Monday. Welcome back, Brian James.
I hope you had a wonderful Independence Day weekend.

Speaker 10 (01:56:10):
Jank you and shir Thomas.

Speaker 11 (01:56:11):
Happy Fourth Day of Freedom to you and your family
as well.

Speaker 1 (01:56:15):
You enjoy it with your family, Do you get some time,
maybe spend it with neighbors, having some grill outs or
something like that.

Speaker 10 (01:56:21):
Yeah, you pretty much nailed it.

Speaker 11 (01:56:22):
So we've had just a lot of We got kids
graduating from college and moving into other apartments and out
of apartments, all of that stuff. So we've been busy
for a last month. But this past weekend, yeah, we
literally sat on the driveway with neighbors and watched probably
illegal fireworks.

Speaker 10 (01:56:36):
From the next call to sack Over and it was
a wonderful.

Speaker 1 (01:56:38):
Week I think class Caesar told you have the same. Yeah,
we did. We definitely did. Went down to Rosie's with
my neighbor who's got some really young kids, which were great.
It's like Christmas when you got young kids around and
you got sparklers or fireworks or even the little ones,
kind of the really fairly innocuous ones, they just get
the biggest kick out of it. And that was kind
of special for me because it's been a long time.

(01:56:59):
We're hoping for grand kids some point, but you know,
it's been a long time since we were around little
kids and joined some fireworks that made it extra special.
But yeah, we had it really good.

Speaker 10 (01:57:06):
Yeah, does bring back memory.

Speaker 11 (01:57:08):
I wonder when we're going to start seeing drone shows
in called ess as.

Speaker 1 (01:57:12):
Oh my god, those things are crazy. Let me just interject.
I was watching the some of the drone show from
the big celebration in DC. But also I've seen other
massive drone shows and this coordinated drone flights and when
you just it doesn't take a moment's time. Just take
that what your visual is of this giant eagle flying

(01:57:32):
with thousands of thousands of coordinated drones, and then put
that into a military application. It gets really frightening when
you start thinking about it.

Speaker 11 (01:57:41):
Exactly right, this is just the tip of the icebergo,
what's coming with all this stuff? But yeah, impressive to
watch over the Independence Day weekend.

Speaker 10 (01:57:48):
But yeah, it makes you think.

Speaker 1 (01:57:49):
It really does anyhow. Pivoting away from that over to
why business owners have tax planning opportunities that w two
employees simply don't. What's this all about? My friend?

Speaker 11 (01:58:00):
Absolutely so in this country, And I'll go back over
the past several elections and I'm going back, you know,
generations worth of elections here. One of the drum beats
I think that people don't quite understand. We we hear
our potential elected officials during their campaigns. One of the
frequent drum beats is that the small business is the
backbone of the United States, and it absolutely is. That's

(01:58:21):
where it all comes from from. From the very beginning,
we were founded as one of the best place on
the face of the earth to build your own opportunity
and make something for yourself and carve out your own
your corner of the world. And that's been true since
day one, and that's gotten us to.

Speaker 10 (01:58:36):
Where we are today.

Speaker 11 (01:58:37):
What that has translated to is tax planning opportunities, because
that's what we elect, right We elect people who tell
us that small business is the backbone of the country.
But most of our citizens are not small business owners
and have no interest in being small business owners.

Speaker 10 (01:58:52):
So, for example, would me too, you're talking to me too.

Speaker 11 (01:58:55):
I've got I've got a couple of little small things,
but I'm mainly a W two employee.

Speaker 1 (01:58:58):
That's my job, always have But exactly right.

Speaker 10 (01:59:02):
And that's so. Think of it this way.

Speaker 11 (01:59:04):
If we really wanted to get the masses to be
super excited about voting and to vote for a certain candidate,
then we would be campaigning on reducing the ordinary income
marginal tax brackets. Nobody ever campaigns on that because we
got to pay the bills somehow. But when we're talking
about business owners, right, when we're saying that small businesses
at the back one of the country, we're talking about

(01:59:26):
a bunch of acronyms and types of things that your
average person has never heard of. For example, I'll throw
one out there, qualified business income or QBI. That's Section
one ninety nine A of the tax code. For those
of you scoring at home. What it really means is
if you're a sole proper an LLC, partnership s corporation
in certain businesses. Right, you can't be a lawyer, accountant,

(01:59:47):
a financial advisor I couldn't do this, or an athlete
this doesn't count.

Speaker 10 (01:59:50):
But if you own a factory or something like that,
and you generate.

Speaker 11 (01:59:55):
Qualified business income, then you can fold twenty percent back
of it as a straight deduction. In other words, if
your factory generates a million dollars in net profit, then
you can take twenty percent of that right off as
a deduction, no questions asked.

Speaker 1 (02:00:09):
That's just how it worked.

Speaker 11 (02:00:10):
Your average W two employee does not have the chance
to take to say, hey, I made one hundred thousand
dollars cool, twenty thousand of it right back in your
pocket for no reason otherwise does that make sense?

Speaker 10 (02:00:19):
These are the things we don't hear about.

Speaker 1 (02:00:21):
The standardized exemption. That kind of is in the same realm, though,
isn't it?

Speaker 11 (02:00:26):
Yes and no, because remember how that came to be.
We doubled the standard exemption, but we also took away
things that most people already benefit fitted from because now
you can't deduct mortgage interest the way you used to
be able to charitable deductions. Unless you are donating a
lot more than that standard exemption, you're not going to
be able to duct those either. So in one sense,

(02:00:47):
it made it easier you don't have to do as
many things to gain that deduction, but you did not
get a new deduction versus SMIE. I'm not picking on
small business owners, right, This is this is why you
take the risks.

Speaker 10 (02:00:58):
That's not the point.

Speaker 11 (02:00:59):
I want to make sure people understand the structure that
we've built over two hundred and fifty years.

Speaker 1 (02:01:03):
Okay, but they just picked that twenty percent. Figure out
of thin air, and is it related to anything. I mean,
most of the things seem to be arbitrary when when
it comes from government anyway, Like okay, how about twenty percent, no,
twenty five? No, how about fifteen?

Speaker 11 (02:01:16):
Well, I'm sure there are actuaries who came up with
the right dollar now, but again, the whole thing, if
it was a five percent deduction, there would be a
lot less interest in, you know, somebody setting up a
small business and taking the risks and the debt and
all that other stuff. It's got to be at least
a double digit number, you know, in a twenty percent deduction. Again,
it's just you don't have to do anything extra for it.
You are just a certain type of business that generated income.

(02:01:39):
Therefore you get to fold twenty percent back and take
a deduction, which is a fantastic opportunity for a small
business owner. If you are one and you don't know
what I'm talking about, call your CPA. Make sure they're
tracking it. They probably are.

Speaker 10 (02:01:51):
But these are things definitely things to pay attention to.

Speaker 1 (02:01:53):
Well, I mean that that was going to be my
next question, is is this the only one of these
I've never heard of kind of things this small business
Small business owners can benefit from that they might not
know about, which is the great reason why you might
want to hire an outside the accountant. So make sure
you can take advantage of all these, oh.

Speaker 10 (02:02:10):
Of course.

Speaker 11 (02:02:11):
And the next, probably the biggest one that people don't
know about, is something called qualified small business stock.

Speaker 10 (02:02:17):
That's section twelve oh two of the code.

Speaker 11 (02:02:19):
Not that anybody cares about the codes, but that sometimes
that's what it's referred to, a section twelve o two deduction,
which is not really what it is.

Speaker 4 (02:02:25):
But that's what people call it.

Speaker 11 (02:02:26):
Is if you happen to own stock in a domestic
CEA corporation, right, this is not public created stock. This
is privately held types of things, and you have to
set this up from the beginning. But if you own
this and you build it into something you remember a
C corporation, that is, you know, a factory, something industrial,
something like that is going to create jobs.

Speaker 10 (02:02:46):
That's what our leadership is after, of course.

Speaker 11 (02:02:49):
But the whole point of this is if you sell
it qualifying business years later, you can exclude millions of
dollars of value out of those capital gains. You don't
have to pay capital gains taxes on one of those,
but the entity selection it has to be a sea
corp that matters from day one. So if you're somebody
who's kicking around the idea of setting up a company,
sea corps come with pros and cons, But one of

(02:03:09):
the big ones is you could qualify for Section twelve
oh two, and then when you sell it years down
the line, at least five years, if you keep it
up and running, you might be up to one hundred
percent of exclusion on eligible gains. Shorter than that, you'll
get kind of a pro rated one, but it's got
to be the right situation. But the whole point is
zero percent capital gains if the planets line up for.

Speaker 4 (02:03:27):
You, all right.

Speaker 1 (02:03:28):
It's also an important point to get somebody who knows
all these rules and regulations for small businesses, because sorry,
you're already out of my realm of understanding there, Brian James,
it's again, lifelong W two employee. These issues have not
crossed my desk. But small businesses often operate as passed
through entities, and this came up in the context of
Bernie Moreno's idea about fixing Social Security getting rid of

(02:03:50):
the cap of roughly one hundred and eighty eighty five
thousand dollars, which it was reported widely. Americans for Prosperity
was on my show talking about how it would impact
small busines. This is in not in a positive way,
so that that that's something that might be a problem.
Your reaction to that, Brian, I'll want to catch you
off guard. But no, not at all.

Speaker 11 (02:04:08):
And I see both sides of this, because yes, s
corporations are passed throughs, but so's a W two employee.
My income passes through my employer, and I pay taxes
on it when I receive it. Everything's passed through. It
have passed through simply means that a corporation doesn't pay
tax and escorp does not pay taxes. All the income
is passed through to the shareholders and they are the

(02:04:28):
ones who pay taxes on their personal brackets. So there
are there are pros and cons to that, right, So
somebody who owns an.

Speaker 10 (02:04:34):
Escorp is saying, yeah, cool.

Speaker 11 (02:04:35):
And I also have to pay twice the payroll taxes
because I got to pay my own half because I'm
self employed. So I see both sides of it. At
the end of the day, someone's going to have to
make a sacrifice. It you know, arguably should be a
little bit of everybody maybe to make this ship float otherwise,
so security isn't going to you know, it's not going

(02:04:56):
to exist in its current format. Again, not to say
on the alarm bells, because as NAFF currently says, it's
going to drop by about twenty to twenty five percent.

Speaker 10 (02:05:03):
That's it if we don't do anything.

Speaker 11 (02:05:05):
So in terms of what do I think about what
Marino said, Yeah, I think there's a definite impact there.
But all that can be hashed out in terms of
this is why our tax tote is so big by
the way, right we start carving out who actually is
exposed to it and who actually is And I think
it's a fair argument to say that if I'm an escorp,
that I'm already paying both sides of my fight attacks
as the employer and the employee.

Speaker 10 (02:05:25):
I think it's a fair argument to make. We'll see
where it comes out.

Speaker 1 (02:05:28):
We definitely will. And I give him pross for release
starting to talk about the idea of reform. We might
hate his idea, but we need to get that conversation
going so we can help folks in the long term.
More with Brian James, don't forget.

Speaker 10 (02:05:40):
Who his partner was in that a little bit more.
They're not drinking, buddy.

Speaker 1 (02:05:45):
He wasn't springing off a real positive notes from that point,
But I said, the bipartisan reality of that suggestion says
that both sides at least have some interest in trying
to start the conversation which needs to start. So might
not like it, but it is what it is, and
we do need to talk about it more. With Brian
James Mooreworth Financier, we're we're talking about, well, the reasons

(02:06:06):
you should claim social security at seventy five specific reasons.
It's take seventeen right now. If you have Curcy the
talk station, and the reason you might want to get
odor exit, well, stinky things odors in your world, mold, mildews, smoke,
food oders, human owners, pet oders, whatever you run into
by way of kind of a regular run of the
mill sort of odor. Not the stench of politics, which
is my joke in there. But odo Exit's been around

(02:06:26):
more than twenty five years, local company, and these great
products they offer, which come with and this is the
point one hundred percent satisfaction guarantee. It's easy to figure
out which odor exit product you should buy by going
to the website od O r xit odor exit dot com.
Figure out which one you have any question whatsoever. The
toll free numbers there with very helpful, courteous folks that

(02:06:48):
will help you help answer your questions. Also, if it
doesn't work the first time, maybe give them a phone call.
But if it doesn't work, you'll get your money back.
It's such just eight stinky stuff in your world. It's gone.
Just get odo exit by it today by using the
search engine on the website. There's a store right near
you that sells all the oto exit products. Or order
it online more than twenty five bucks gets a free

(02:07:09):
delivery and they're so good about delivery. It probably will
be on your front porch by tomorrow. Quick turnaround time
with my friends at Odo exit, od o r xit,
odorrexit dot com.

Speaker 7 (02:07:19):
Fifty five KRC too think.

Speaker 1 (02:07:21):
About KRCD talk station and Brian Thomins with Money, mondays
Brian James or with financial he's a financial planner, so
you need one of those. He proves that all the time.
It's a great thing to do. Take the weight off
of you and having to deal about your future and
have a guy like you know, like a certified public
account does for small businesses. You know you got a
public got a financial planner doing it for you anyway,
Brian James, why is it a good idea to claim

(02:07:42):
Social Security at seventy I got my my SOCIS security
print out just like two days ago, and you know
you get to see your earnings history and then what
you're supposed to get if all things work out well,
although there is a caveat on there saying don't count
on it. It's not guaranteed, but there's a sizeable increase
if I wait till seventy then if I started taking

(02:08:02):
Social Security at sixty five. So why do we want
to wait? Brian?

Speaker 11 (02:08:07):
Well, I'm going to throw a little bit of a
curveball at you. So when I sent you that article,
what I wanted to talk about is the pros and
cons of either of going early versus letter, because there
are reasons to do it in either direction. But people
are just bombarded with articles just like this one that
say here's the black and white answer for everybody. And
again we've talked about this before, but there's a TikTok
video out there flying around. I get it sent to

(02:08:28):
me about once every few weeks or so of somebody saying,
some dude walking around the woods talking about how everybody
should file at sixty two. It's just that simple, right,
there's no questions at all. Look it to your point,
it's like half though, I mean, yeah, it's literally yeah,
that's what I was. Let's go through some numbers here.

(02:08:48):
So for example, if my full retirement age benefit. By
the way, for all intents and purposes, I think we
can consider sixty seven full retirement age. That's what most
people who are thinking about this are subject to. You
could be it could be sixty six and six months,
seven months, or whatever, based on whenever you're whenever you
were born. But let's just assume for now a sixty

(02:09:09):
seven full retirement age. And so if if that benefit
that for this fake sixty seven year old person is
their benefit at sixty seven is twenty five hundred dollars
a month, well, then if they choose to file at
sixty two, that's going to drop by by about seven
hundred and fifty dollars down to seventeen to fifty. If
they wait till seventy, then it goes up to thirty
one hundred. You know, if your benefit is higher than that, Right,

(02:09:31):
a four thousand dollars benefit might be closer to three
thousand dollars at each you know, sixty two, it could
be closer to five thousand by age seventy. So that's
almost seventy five percent more every single month if you
wait that long. That seems like people will and people
look at that when they're in their fifties thinking about
how long they're going to work, and they'll say, well,
I need as much money as possible, so I'm just

(02:09:52):
going to wait until seventy. But talk to somebody who
is in there, you know, maybe a sixty four to
sixty five years old, and they have a different percent
respective on life.

Speaker 10 (02:10:00):
You start to reach that age, you start.

Speaker 11 (02:10:02):
To see, you know, maybe you're doing okay health wise,
but maybe some loved ones, some friends are starting to
have issues. It just changes your perspective and it makes
you think a little differently about how and when you
might file for Social Security.

Speaker 1 (02:10:14):
Well, yes, but also I think that kind of acts
as a bit of an incentive to save a little
bit more while you're working, so you can afford to
kick Social Security off until seventy when you're getting more money.

Speaker 11 (02:10:24):
It does it absolutely does. Indeed, and what you're talking
about there is controlling the timing. If you are in
a strong financial situation, you get to control the timing.
That means that your Social Security filing decision, the timing
of that is a different decision from the timing of
you telling your boss that you're not coming in to marrow. Right,
if you can survive, if you've built enough of a
nest egg that it can generate income, now you have

(02:10:46):
a choice. You can look at the optimum path here.
You could look at it, and it's not simple math.

Speaker 4 (02:10:50):
Either.

Speaker 11 (02:10:51):
You can look and say, all right, my nest egg
can cover this much. That means I can push social
Security out another year or two, or at least not
think about it right now, push the decision out. But
on the other hand, if your nest egg is invested
in the stock market, stock market is not cooperating that year.

Speaker 10 (02:11:05):
Which happened to.

Speaker 11 (02:11:05):
Anybody who did this in twenty twenty one, because we
immediately took a hit in twenty two. Those folks who
are relying on that nest egg, some of them opted
to say, you know what, I don't want to touch
my nest egg. I'm going to go ahead and turn
on my social securities pigot and make that sacrifice so
that my nest egg can recover. That's why it's not
a black and white decision. It very much has to
be a game time decision. What's going on in your situation,

(02:11:27):
the things that you control, and then what's going on
and in the world that you cannot control. All of
that that there's going to be some story behind that.
At the time you're thinking about retiring. That's what should
drive the decision, not a flow chart on a website.

Speaker 1 (02:11:39):
Well, and in the edge, I recognize I'm over time
in this segment a little bit. I got to ask
you this since we're on the topic. I noted one
of the points is if you work until seventy, of course,
there's that caveat there, and the more people are working
into their seventies. If you are literally working a full
time job in here, do you have to start taking
Social Security nonetheless or does that still get kicked off

(02:11:59):
even for or beyond seventy.

Speaker 10 (02:12:02):
No, there's no benefit to waiting, so there's no harm.

Speaker 11 (02:12:05):
Once you've reached full retirement age, you no longer have
to worry about something called the earnings test. Prior to that,
from sixty two to sixty six sixty seven, you have
to do some math to make sure that you're whatever
you're earning is not over and above the limits. Otherwise
your Social Security payments will be reduced. You'll get paid
back in the future, but it's an unnecessary pain in
the rear end. From full retirement age on, you no

(02:12:27):
longer have to worry about that test. But the next age,
like you just said, is seventy There is no benefit
to waiting beyond seventy. If you wait till seventy two
to file, then you missed out on two years worth
of income in exchange for no growth in it at all.

Speaker 1 (02:12:39):
All right, fair enough, somebody out there got some good
advice on that point. Pause. Speaking of good advice, we're
going to get more coming up, talking about the pros
and cons of the one thousand dollars baby bonus and
the Trump accounts. One more with all Worth Financials. Brian
James for money money It take twenty seven right now
if you have KCD talk station. Speaking of money matters,
automobile repairs are indeed a money matter. They have gotten

(02:13:00):
really expensive. I know I'm stay in the avias but
like all things inflationary and parts shortages, it's not a
cheap proposition to get cars fixed. But you know what
you can do? Take your car to Foreign Exchange Westchester
location where you will be treated wonderfully, where you will
have an ASC certified Master technician working on your car
with your manufacturer's technical information. Whether your car is traditionally

(02:13:22):
imported from Asia or Europe or it's a tesla, They're
going to work on it and you're going to have
more money when you leave compared to when you take
it to the dealer. Save money by going to Foreign Exchange.
All the other components are going to Foreign Exchange are
good at least is good, if not better than a dealer.
So why go to the deal and pay those outrageous
rates when you get the wonderful folks at Foreign Exchange
west Chester doing it for less. Where is it? Tyler's

(02:13:44):
been like it? Off of I seventy five, go east
on Tylersville and you just take a ride on kinglind Drive,
which is the street just two streets from the exchange,
right before the cane's chicken sign. Pull in tell them,
Brian Saidhi, When you pull your car in after making
an appointment and I recommend you do. You'll be glad
trust me on that full warranty on parts and service
and more money in your pocket. That's the reason six
four four twenty six, twenty six five one three six

(02:14:08):
four four twenty six, twenty six online the information about
all the locations that's foreign X for in the letter
X dot.

Speaker 7 (02:14:13):
Com fifty five krcer.

Speaker 8 (02:14:16):
INTUC Banknick and Spine Center. Spine care is never one
size fits all, from non surgical treatments to the most
complex cases. They've mastered what's best for you. Learn more
and you see how dot com sap Bend seventy five
break lights through the Lochland split. He had a couple
of extra minutes. Everything else on the highways in pretty
good shape. There's a wreck on Dale at Carthage. Chuck

(02:14:39):
Ingram fifty five KRCD talk Station, Hey.

Speaker 1 (02:14:44):
Thirty three fig about KRCD talk station. Happy Monday. Money
might do with Brian James wrapping up about well the
pros and cons of the one thousand dollars baby bonus.
Brian James, I putting money away for your kids education
early and with compounding interest. I think it's a great idea.
And if you crunch the numbers, pretty reasonable. Small contribution
on a monthly basis into your child's education account or

(02:15:05):
any account to put them in the market really pays
off in the long term. But let's start with this
one thousand dollars thing. Because the article you sent me
from last year is before the Big Beautiful Bill got passed.
So what ultimately was in the Big Beautiful Bill along
these lines.

Speaker 11 (02:15:19):
Yeah, So the new law that's out there regarding these
new Trump accounts is and there's a lot of confusion around.

Speaker 1 (02:15:26):
Of course, he's a brand new right.

Speaker 11 (02:15:27):
They just just went live because they were tied to
the fourth of July, so we're just now learning about
these things. But they're basically accounts where you can put
money away. It's invested in a low cost US stock
index fund. The whole point is to encourage long term
investing in wealth creation. One of the the points of
confusion is that these are only going to exist for
four years. It happens to coincide a little bit with

(02:15:50):
President Trump's current term. The dates are not perfect, but
close January one of twenty twenty five through December thirty
first of twenty twenty eight. But that's not how long
these accounts are going to be a failable to open.
That's how long you'll get a thousand dollars government funded
investment account for any baby who was born in that timeframe.

Speaker 10 (02:16:08):
They will still exist, you'll still be able to open.

Speaker 11 (02:16:11):
Them after that, but there will be no more thousand
dollars bonus. So the big thing is that, And of course, parents, relatives,
employers even can add money to this annually and they
get invested. It can be an investment account like any other.
The money generally can't be touched until you hit adulthood
unless there's very specific situations. So the good thing about

(02:16:33):
it it gets kids invested right away. You know, you
can start to have those conversations when they're old enough
to start to understand the concept.

Speaker 10 (02:16:40):
The bad thing.

Speaker 11 (02:16:41):
The thing I don't like about them is that they
basically become the property of the eighteen year old at
that time.

Speaker 10 (02:16:49):
I think it taxes income. I don't love that.

Speaker 11 (02:16:52):
It's like an IRA when there's other alternatives. You know,
I'm not sure I wouldn't want to do this by
having a baby right now. I'd go all five twenty
nine twenty.

Speaker 1 (02:17:00):
Nine nowive doesn't five twenty nine limit that money to
be used in college.

Speaker 11 (02:17:05):
Great question that I was leading you to. No, kind
of sort of yeah, I mean that's what they're intended for.
Five twenty nine accounts can be invested the same way
we're still talking about. You set the investments aside. You
can invest as similarly in either of these things. Five
twenty nine's are primarily for college education, which isn't just college.
It's could be technical school, vocational school, anything that is

(02:17:26):
an accredited school, and I'll be honest, it's pretty tough
to find one that's not, but double check anyway. Capital
gains and income tax free for those expenses. Also stuff
like laptops and meal plans and all that other stuff. Now,
that's what's been in place since early two thousand, when
five twenty nine is first became a thing. The new
rule as of two years ago, though, Brian Thomas, is

(02:17:48):
that you are able to take if you have more
money than you need for college or vocational training or whatever,
you don't use it all, you are able to take
up to thirty five thousand dollars and use that as
a ROTH contribution for that same beneficiary in that year.
The account has to be opened for fifteen years. But
when I put this side by side with a Trump account,
what I look at is I have the ability to

(02:18:10):
set up a five twenty nine kid uses it for
school or maybe not, whatever, it can become a roth ira.
And now if I set this up at one, when
this kid's a newborn, this might grow literally tax free
for sixty years. That is an enormous amount of money.
And all I have to do is pay attention to
the five twenty nine to roth rules versus a Trump account,
where I lose control over it.

Speaker 10 (02:18:28):
The kid has full control at eighteen. Yeah, pros and cons.

Speaker 1 (02:18:31):
I mean, ay, but it's got an eighteen year old
if you think about it. And I did a little
mon a number scrunching here, so at least as I
understand it, because parents and others can also contribute money,
I think, is it up to five thousand dollars a
year into the Trump account? So you got ninety thousand
dollars over eighteen years just cash, that's before compounding interest.

(02:18:53):
And if you look at one of the figures that
was thrown out in the article, one thousand dollars could
grow to an average of eight thousand dollars over twenty years.
If the same math works on it, you're looking at
a huge amount of money, I mean a massive amount
of money just by people contributing that amount. So you think, well,
I can't make four hundred dollars a month, because few

(02:19:14):
four hundred dollars a month every month for twelve or
for twelve months, you're right out about five thousand dollars.
But if you get grandma and mom and dad maybe
also to throw a little bit in there, I mean,
that's that's a ton of money for a young person
half exactly.

Speaker 10 (02:19:28):
And yeah, that's arguably too much because you.

Speaker 11 (02:19:31):
Know they're not going to have the needs that would
you know that are going to require that right at
age eighteen.

Speaker 10 (02:19:37):
So I have no problem with with some of it.

Speaker 11 (02:19:39):
But if you've really got that much money that you're
going to have access to to put away, don't ignore
the five twenty nine slash rawth Ira plan.

Speaker 4 (02:19:46):
Do a little bit of both.

Speaker 11 (02:19:46):
The Trump account can benefit them younger in life. The
five twenty nine row thing will benefit them for the
rest of their lives.

Speaker 1 (02:19:52):
Good point. And my only question though, is is there
some trust or something like the kids coming into let's
say four hundred thousand dollars because you fully load of
these trouble accounts and they got the compounding and everything.
You don't want an eighteen year old to run them up.
They're just going to spend it on a car and
a party or whatever. Is there any way you can
just put that into a trust to sort of prevent
them from having access to it individually.

Speaker 11 (02:20:14):
No, that's one of the loopholes that's out there right
at the moment.

Speaker 10 (02:20:17):
You lose control as the contributor.

Speaker 11 (02:20:20):
You lose control when the that doesn't necessarily have to
come out and be taxed, but the grant or whoever
set this up does not have any control anymore at
age eighteen.

Speaker 1 (02:20:28):
All right, Well, a parent that's got control over their
child even when they turn eighteen might want to talk
to them about common sense. Maybe you can get them
to assign their rights to that money over into an
arevoicable trust or something. They don't have to do it.

Speaker 11 (02:20:41):
You know, eighteen years from now, you and I, if
we're still doing this, which we won't be, are gonna
have some really cool stories about how this money got
blown by people who were paying attention.

Speaker 1 (02:20:50):
You're right, right, I'm not going to deny it. I
am not going to deny it. Of course, our wills
in the States and everything were set up to prevent
our children from getting it if we died before they
were emancipated and had a measure of common sense. That's
why you need help with financial planners and the like.
By Brian James. Appreciate your help and appreciate your company.
All worth loaning out every Monday. We'll do this again
next Monday. I hope you have a great week, my friend.

Speaker 10 (02:21:13):
All right, stay cool out there. Talk to next week.

Speaker 1 (02:21:15):
Alrighty, take care Tay forty right now fifty five curious
to the dog station. I won't be here next week,
but someone will. Eddie how Gate of Heaven Cemetery let
mention Gate of Heaven again because they've been serving the
greater since anti Christian community for coming up in eighty years.
And what is it is a beautiful, beautiful Catholic cemetery.
Enjoy the sacred ground there. They invite everyone, and I

(02:21:35):
like it is a Catholic cemetery. But you know, if
you're in need of peaceful surroundings that are in you know,
conduced to prayer and meditation and thought. I maybe thinking
about life, and quite often we overlook the value of life,
and life is truly valuable, from birth, through life's milestones
and of course passing into eternal life. Gate of Heaven
does recognize this and revers the sacredness of every phase

(02:21:58):
of the human journey, deal opportunity to enjoy the peaceful
surroundings of gorgeous landscaping, the walking trails. It's tranquil and
it is a good time too well for prayer, reflection
and remembrance, and of course it's also a place to
think about the well ultimate resting place and you can
do that. Explore pre planning options, service details and all
the upcoming events at Gate of Heaven's Catholic Cemetery on

(02:22:20):
the website. Just head on over to Gate off Heaven
dot org. Gateoheaven dot org. It is a forty three
to fifty five KRSD talk station. I'd enjoy hearing from
me if you want to give me a shout five one, three, seven,
four nine, fifty five hundred, eight hundred and eighty two
to three talk Comfi fifty on AT and T phones.
It's a reminder something I found out over the weekend.
It's not fifty five kr seed dot com. No, that

(02:22:41):
does not work. It's fifty five kr seed dot iHeart
dot com. Somewhere along the way, the corporate master's changed
it and I wasn't made aware of it, so stumbled
upon that when I'm a friend of mine was and
I would have listened to you, kaye, where can I
do that? Fifty five car se dot com. Out came
the smartphone, in went the address and of course abeline page.

(02:23:02):
So add theiheart dot com and you're doing that. That
way you can get over to get the podcast like,
for example, my conversation with Christopher Smithaman this morning. Really
enjoy that as I always do, and Money Money's Brian
James conversation as well, plus the ones from last week
including Bernie Moreno on that sosi's security fix me and
Elizabeth Warren came out with the idea of getting rid
of the cap and Donovan Neil for Americans for Prosperity

(02:23:24):
speaking to podcasts at fifty five krs dot iHeart dot com.
Donal O'Neil having to go on that AFP crunch and
numbers and found that overall probably would be a bad thing.
But again, we need to have a conversation about the
well the path that soca's security is on, which is
a perilous one. And I've been listening to concerns about

(02:23:45):
this reality for literally decades, and here's you had another
illustration where our politicians have failed us. So many people
are counting on that. You may very well be in
that position. If I don't get so security, I'm not
going to be able to live in my retirement or
I'm not going to be able to retire. This is
a promise that's been made by politicians since the FDR administration.

Speaker 4 (02:24:09):
And what do they do?

Speaker 1 (02:24:11):
They let you down. The biggest lifeline in retirement is
going to be socials security for so many people, and
yet they've let it get to this perilous point where
they're already telling you, you know what, maybe twenty percent less.
It's not going away, but it's going to be twenty
percent less, maybe a little bit more. And if the
think about getting rid of the social security cap and

(02:24:34):
effort to save it, what worries me is the forty
trillion and growing debt every year trillions. In addition, the
interest rate goes up. We have more and more money
each and every year, and with all of the socialists
getting elected in primaries and maybe running the country. That
one billion dollar annual tax on billionaires ain't going to
be billionaires, and in fact it already isn't. They've moved

(02:24:55):
that one down to fifty million, And someone read flagged
the concern I have had for years and years and years. Yeah,
it was a billion dollars and now it's fifty million dollars.
This ends with your four to oh one k, said

(02:25:18):
one man. Yes, the rapacious taxation the in I mean,
there's not enough money in the world to sustain things
at the measure we are at in terms of government spending.
That's why they spend trillions more than they take in
in spite of the fact they take in trillions and
trillions of tax payer dollars every year. It's just not enough.
It's never enough. And if you've been responsible and packed

(02:25:41):
all your money into a four oh one K, you're
gonna get tax when it comes out the other side.
What rate are they going to tax it at to
sustain this bloated, fraud filled program government we have here. Yeah,
that's a frightening thing, and it certainly doesn't reward being
frugal and saving over your life life now does it

(02:26:02):
a forty seven to fifty five KC decalk stations. Zimmer
Heating and Cooling, Man, I bet you probably need a
Zimmer over the last couple of weeks with the heat
and craziness going on. I hope you did call them
because you're going to get great customer service and they've
been providing that for more than eighty years. Third generation
family owned and operated Chris Zimmer running Zimmer Heating and Cooling,
which has been ensuring Cincinnati area homes are safe, efficient,
and comfortable for the decades and decades, which is why

(02:26:25):
the Tristates areas leader in HVAC services. Let their factory
train technicians who are ready to serve you deal with
whatever HVAC problem you've got, keeping your system running for
longer just fixing it rather than having to replace it.
Maintenance program can help ensure the life has expanded. But
you know, at the end of the day, every HVAC
system goes belly up at some point. Zimmer specializes in

(02:26:47):
carrier and thanks to Willis Carrier, we have to thank
for air conditioning since the early nineteen hundreds that he
didn't get the memo in Europe, but We're lucky, and
we're lucky to have Zimmer helping us keep our homes
very cool and again efficient heat in the winter time too.
I must note, but I don't think about that right now.
Book your appointment. Get in touch with them by calling
them up five one three five to one ninety eight

(02:27:07):
ninety three five one three five to one ninety eight
ninety three, or find them online. Book the appointment in
the upright hand corner. Go Zimmer dot.

Speaker 7 (02:27:15):
Com fifty five KRC Center A.

Speaker 8 (02:27:19):
Do you see how bank Nick and Spine Center. Spine
Care is number one size fits all, from non surgical
treatments to the most complex cases.

Speaker 1 (02:27:27):
They've mastered What's best for you? Leurn Morig.

Speaker 8 (02:27:30):
You see how dot com Sat Pound seventy five continues
to slow just a bit out of Lachlan. I had
a couple of extra minutes westbound thirty two slowing thanks
to new construction. And Harold, you're down to one lane
near Batavia. Chuck Ingram fifty five KRC, The Talk Station.

Speaker 1 (02:27:49):
Eight fifty three fifty five Carosity talk Station far on
the fifty five KRC Morning Show, The Inside Scoopy, Bright
Bart News and the Daniel Davis deep dive, get some
general things to talk about with Breitbart. Daniel Davis. Court's
going to be dealing with the situation between US and Iran,
and I see that, you know, not a whole lot

(02:28:09):
of activity of the last several days. I guess Donald
Trump was busy with the America's two hundred and fiftieth
celebration and good. But they say the next round of
US Iran negotiations it's expected to take place in Pakistan
on the eleventh. That reporting from Al Ariaba. And we

(02:28:29):
had the six day funeral for former Supreme Leader Ayatola
Ali Kamani over the weekend there, so it's been on
ice for quite some time anyway. Anyway, this all Aria
Abnues organization reported the talks are expected to focus on
US sanctions, Iran's frozen financial assets, Teyran's nuclear program. The
question marks swirling about whether the Iranians are going to
be one to deal with their nuclear program, because they

(02:28:51):
keep saying they're not. Anyway, the outlet's cran has't yet
determined who will be leading the delegation, and that decision
is expected after their funeral services conclude this past weekend.
That meeting is going to fat meeting, it presumably will
actually be dealing with Iranian negotiators and American negotiators, because
right now there are indirect technical talks being held this

(02:29:14):
week and Cutter where negotiators from US and Irana there
I guess, not the principles anyway them and they've been
playing fast and loose with this whole memoran of understanding,
and the purpose of the meeting and Cutter this week
is to discuss implementation of the interim agreement. So somewhere
along the lines, this reminds me of the South Park episode,

(02:29:36):
you know, Phase one, collect underwear, Phase three profit, and
somewhere in the middle of phase two, but no one
knows what's going on. At some point, we need, I guess,
figure out what the memorandum understanding means and how that's
going to lead to the discussions regarding the nuclear program
and all the rest of the issues at play here,
including the strait of horror moons. But until you understand
the memorandum of understanding, you can't get to the substance

(02:29:59):
of negotiations. Yeah, not real clear to me either, anyhow,
I'm keeping my fingers crossed. You didn't get the chance
to listen alive Christopher Smitheman with the Smith event this morning.
Always enjoy Christopher and his insights. Go to fifty five
kr SE dot iHeart dot com to get that plus
the Insight or plus Money Moneys with Brian James bright
Bard and Daniel Davis Tomorrow among other guests, we have

(02:30:20):
more on the rundown. I want to thank Russ Jackson
for covering for the vacationing Joe Stracksure Rush, you did
a great job today. You back tomorrow, my friend, Yes
he is. I don't know who's going to be covering
for me in the next two weeks. I'm out next
week and the following week on vacation, but it'll be
well handled. I hope you have a great day, folks.
Thanks again for tuning in the morning show. Don't go
away because Glenn Beck is coming right up. America, Ladies

(02:30:44):
and gentlemen love people at two fifty on fifty five KRC,
the talkstation. This report is sponsored by Continent