Episode Transcript
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Speaker 1 (00:00):
Yeah, ripped.
Speaker 2 (00:07):
News need advice?
Speaker 3 (00:09):
Who you don't have?
Speaker 4 (00:12):
Come running just as nast as we can. Shooter's gonna
help come Man Dix's the Troubleshooter Show.
Speaker 1 (00:22):
No, Tom Martino, Hi, Tom Martino here, Welcome to the show.
Three oh three seven one three talk seven one three
A two five five welcome.
Speaker 5 (00:35):
Now.
Speaker 1 (00:35):
We have a car day today, Car Friday. Kevin Calkins
with me shared an auto tech. I'll bring him up
in a minute. We also have Deputy d in the
house here. Who do we have at the studio? Anyone there?
Speaker 6 (00:46):
We have a ton of people here.
Speaker 1 (00:49):
Really.
Speaker 6 (00:49):
We have Deputy Boy, we have Deputy Doc, we have
Deputy Dollar, and we have Deputy dollars Son.
Speaker 1 (01:01):
Oh and what is Deputy dollars Son doing.
Speaker 6 (01:05):
I think he's going to be training to be the
next deputy.
Speaker 1 (01:10):
Cool. All right, well, hey man, So anyway, I welcome you,
and we have Mark should be calling in soon unless
let's see did she call in? Let me see?
Speaker 7 (01:26):
Not yet.
Speaker 1 (01:26):
But so we have a Mark at the rally and
we're going to be starting this meeting, this zoom meeting
with him where he's going to be able to help
us out and show us the rally. It's going to
be fun. So that'll be fun, huh. Anyway, So that's
(01:48):
what's going on there. But he has sent some video
along I want to share with everyone on YouTube if
you want to get to her YouTube channel, and the
YouTube channel is Troubleshooter Network. I'm going to go to
this video. And this video is right what we have
so far. And it started he said, five or six
(02:10):
in the morning. Do you see that. It's pretty fast,
but it's going to loop. Look at that thousands and
thousands and thousands of people, very diverse crowd, old, young, rich,
poor or what looks to be rich and poor. You
can never really tell. But look at that. I guess
(02:32):
I should slow that down. Mark's not quite the videographer,
is he. It's making me dizzy. No, but he gave
us a good seriously, a good look. And I will
try to slow that down a bit. So he's there,
and when Trump speaks that one, we're going to try
to zoom that thing. So stay tuned for that. Three
(02:55):
oh three seven one three tom three O three seven
three eight two five five and again Mark major major,
Mark Majors at that rally. But we're going to talk
about consumer problems, questions and complaints. People who have been
screwed lied to all of that. For example, we have
(03:18):
a scot and now now, okay, this is a comment
on a call yesterday. The call yesterday took twenty minutes,
and a lot of times I explore stories because they're
so confusing to me. But here's what that story was.
This woman had a boyfriend. She's thirty two young women.
(03:42):
She had a boyfriend. They each chipped in twenty five
hundred and bought a mobile home a trailer in a
park and they had park rent do. But what she
did was she and the guy. She had a domestic
violence against the guy. The guy shot a gun off
(04:03):
of the kitchen. Anyway, to make a long story short,
he was kicked out. He was the one who had
the lease for the lot. She said. She signed a
lease for her lot for the lot, she took it over,
but he left owing six grand. She didn't pay any
rent after that, and it came up until the end
(04:24):
of May, and she got some charity to pay all
of her rent and the back rent and the lawyer's
fees and everything to stop the eviction. Once again, she
stopped making payments. She got charity again to kick in money.
Once again, she stopped making payments, charity kicked in again.
Charity came in three different times. I swear to God,
(04:47):
they paid ten grand one time, five grand another. She
got so much money from this charity, and then we
come up to all twenty twenty three. Basically, the bottom
line is this. She never personally paid rent one time
in that mobile home, not one time. Then she got
(05:12):
evicted finally in February of twenty twenty four, and now
she thinks they owe her money. I swear to God,
it is so completely crazy. And I told her, I said, listen, Vanessa,
no one owes you money. You were on the doll
basically for three years. Move on. Now she goes, I
(05:35):
have nowhere to go. I lost thousands. I said, how'd
you lose thousands? She paid twenty five hundred for this trailer?
How did you lose thousands? And she said, well, I
lost thousands because I put money into the trailer. But
she didn't have money, so I don't know how she
put thousands into it. I just threw up my hands.
We can't help her. I did assign someone to her
(05:57):
to look into it. On Deputy Bow I'm gonna go
to a wide shot here and i'll take you up
right now. What did you find out? Hey, tom So,
little deputy. But I'm sorry, bo me. I didn't mean
to insult your sputy d Hey.
Speaker 8 (06:12):
So I did get the eviction order from from the
caller yesterday, but more and I read it and i'll
and I'll give you a copy of it here in
a minute. But more importantly, I just literally just before
I walked in, I got off the phone with the
owner of the mobile home park and he explained in
great detail and in very reasonable terms what actually happened.
Speaker 3 (06:33):
And he's going to be calling the show in a
few minutes.
Speaker 1 (06:36):
Okay, good, so we'll just wait for that. Yeah, thank
you for that.
Speaker 3 (06:39):
Absolutely welcome.
Speaker 1 (06:40):
Now I want to go to the phones for Scott.
He has a comment, Go ahead, Scott.
Speaker 9 (06:47):
Oh yeah, So yesterday I heard y'all at the end
of the at the end of the show saying something
about for me.
Speaker 1 (06:55):
I didn't the syndrome. I said that it was bond
from that call, and I said, I get more and
more calls from people, the poor me calls. I call
them the poor me Go.
Speaker 9 (07:10):
Ahead, Yeah, And I wasn't I didn't know kind of
the story behind it or anything. I just heard the
comment on it, and for me, my first thought was,
you know, every day, all the time, you know, as
Americans were told that if we're not rich, we're failures,
you know. And it was emphasized to me because I recently,
(07:34):
I just recently visited India and over there people have
very little and the money we have when we bring
it over there, we are very very very rich over there,
and no we.
Speaker 1 (07:46):
Are we are relative or Scott, I want to I
want to ask you about your comment. We're we're told
if we're not rich, we're not successful.
Speaker 9 (07:56):
Exactly.
Speaker 1 (07:56):
Yeah, no, some of that is true. I think, I
really do believe that there's the one upsmanship and the billionaires,
the multimillionaires, the millionaires, the one hundred thousandaires. I mean,
there are people and you know, Karl Marx, by the way,
I'm not a communist, but Karl Marx, by the way,
wasn't a communist according to today's standards anyway. He was
(08:17):
an idealist. He was truly more of a hippie. But
Karl Marx believed that because of this striving, the rich
want to be richer, the middle class wants to be
the upper class, and the lower class wants to be
the middle class. And because of this constant striving for structure,
(08:40):
it keeps people hungry and tired and it's destructive. And
he said that's why he believed there should be no
classes there. Everyone should own everything. It's never going to work.
But Scott without incentive though, and I do agree with
you in a bit. We are very materialistic and you're right.
If someone's working their ass off, they have a great job,
(09:01):
they don't have a lot of money there and they
go to a I like to say, this fictitious cocktail party.
It's always those who have the money and the big
cars and the big job that get the attention. And
I do I do resent that a bit. We do
have that. We can't deny that in this country we
look up to money and success. We do, and in
(09:24):
fact sometimes where it's not deserved. Even though someone is rich,
it doesn't mean they're a great person. But because they're poor,
it doesn't make them a great person either. So but
do you think there's an answer to that? I don't
think there is.
Speaker 9 (09:42):
Well, for myself, I know that, like I have to
work hard for my money, and like it seems like
I work all the time. Yeah, and there's not really
time to like, you know, enjoy my money or like
live up.
Speaker 1 (09:57):
Well, we're always you know, there was a philosopher, several
philosophers who have acknowledged we're always living anywhere from a
half hour to two days into the future. We're never
enjoying the present. Like right now, I might be thinking
when is Mark going to call in with the zoom?
Or when he calls in with the zoom, I'm wondering
when do I have to go to commercial? And then
(10:17):
I wonder what am I doing after the show? Everyone
lives in the in the moments, in the future. And
somebody wrote a book one time called be Here Now.
It was a great book about very few people live
in the present. When people are poor, they're forced to
live in the present. So anyway, it's a good observation.
(10:39):
But I don't think I don't think Karl marsh or
anyone in the world got it right. With human nature,
We're never going to share, we're never going to be satisfied,
and we're always going to be striving. And I'm not
quite sure why. It's just maybe part of our DNA
you know, I don't know, so. I mean I think
(11:05):
that the essence of our political divisions come down to
that there are people who believe everything for ourselves and
everyone's then others want to look more at the communal life.
Either way is wrong. There's some kind of blend that
might work. Thanks for the call, Scott three oh three,
seven to one to three talk seven one three eight
(11:25):
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Hi Tom Martino, you're a troubleshooter. I need someone to
try out this link. Mark says doesn't work on Zoom.
I'm serious. I need someone to to try it down.
So if one of my people, maybe who has Zoom
(12:57):
on their phone, that can come into the link on
my show as an experiment, I would love it. I'm serious.
I'll give you the Zoom link privately through your email.
Speaker 6 (13:10):
Maybe send it to Shannon.
Speaker 1 (13:13):
Does Shannon have Zoom on his phone? Yeah? Do you, Kelly?
You have access to the radio show calendar?
Speaker 7 (13:19):
Right?
Speaker 10 (13:20):
Yes?
Speaker 1 (13:20):
The link is on there for today.
Speaker 6 (13:22):
Yes, I couldn't bring it up on the computer, but
you know you couldn't.
Speaker 1 (13:30):
When you clicked it.
Speaker 6 (13:32):
It just said site is not available.
Speaker 1 (13:35):
Okay, let me let me see if somebody else. Okay,
I did a zoom link and shared it to that calendar.
I thought it would work. But anyway, three oh three
seven to one three talk seven one three eight two
five five Kevin Calkins with us now shared an auto
tech Kevin, somebody wants to know with electrical they have
(13:58):
a problem with the battery discharging over long periods of time. Okay,
because they they have a second car. Sure, do you
recommend trickle charges or does it mean something's wrong with
the car.
Speaker 5 (14:13):
No, all cars have a parasitic drain. Eventually will drain.
Speaker 1 (14:15):
That parasitic as in parasite parasitic drain, meaning there's a
trickle being used all the time.
Speaker 5 (14:21):
Modules coming and going, communications, all kinds of different.
Speaker 1 (14:24):
Things, even if the car is turned off.
Speaker 5 (14:26):
Sure, sure, yeah, absolutely.
Speaker 1 (14:28):
Now it used it used to be you never had that.
Speaker 5 (14:31):
Oh no, we didn't have near the modules in the now.
Speaker 1 (14:33):
There's a battery switch that's some that you can buy
that would it's it's a kin to a master switch
and aircraft. There is absolutely nothing that will drain. But
then would you have to reset your clocks and everything?
Speaker 5 (14:47):
And yeah, you have to reset everything.
Speaker 1 (14:49):
Yeah, your your your radio, and stuff doesn't have any
built in Uh, well it.
Speaker 5 (14:54):
Does, but it needs the battery to maintain it. It
doesn't have its own power source.
Speaker 1 (14:58):
And so if you did a bat if you did
a battery turn off a master switch, you would really screw.
I mean, it would be a pain at all.
Speaker 5 (15:07):
Even a lot of the learned things within the modules
will be reset without power over a certain period of time.
You know, transmission models learned from your driving, and actually
you know they know how you you drive and reply
set that you know appropriately. So to me, a battery
maintainer would be a whole lot easier than trying to
turn power off to everything.
Speaker 1 (15:28):
Okay, I want to remind people they can text me
at my personal Google number. In fact, I shouldn't tell
you this, but somebody called me on it the other
day and I answered, it's look at it's a personal phone.
It goes right to my cell but no one's abused
it so far. Seven four seven nine nine nine fifty
two eighty. And anyway, I just wanted to let you
(15:49):
know that somebody just texted me about I said I
was going to tell them about Hurricane David. I never
got to it. Yesterday we had such GM lines. Here's
the quick story. I was working for w TBT, that's
channel thirteen. It was called Pulse thirteen in Tampa, Florida,
big station, big coverage all over Florida, and I was
sent with two photographers, meet no. I had two reporters,
(16:11):
two photographers, four of us went over to where it
was hitting in Miami, north of Miami and where as
we're driving across everyone's evacuating ray and we laughed about
how funny that is being in this business. We're going
the opposite direction of safety. And then and we were
out there covering this and we were going to hunker
(16:32):
down and get out and show the devastation, but our
car broke down on the highway I ninety five. I
believe it was on the East coast. And honest to God,
you could see what happened was we we were in
safety in the front of the hurricane came and then
the eye is a big giant circle of calmness, and
(16:53):
then then as the store moves, the eye moves, and
you get the back end of the storm. And we
were out during the taking video and our car broke
down and we couldn't get it going, and we're I'm
looking down I because it's flat in Florida, and I'm
looking way down either I ninety five or Alligator Alley,
one of those big long roads. And you could see
(17:15):
the storm coming because we were in the eye. The
front was moving I think north east northwest. I think
however it was was going up Florida. We were being
hit and then and then calm, and then it was
coming up and we could see it approaching and our
car's not running, and I'm thinking, we're gonna die in
(17:36):
this car. There's no way that car is going to
protect us. And so just then the sheriff's deputy pulls up,
and that's when I said, we spent the night in jail.
So he took us and opened up a cell for
us to sleep it or to stay in until the
back side of the storm came. But it's it was
a very devastating hurricane. I don't know how it rained
(17:57):
Hurricane David compared to Milton. Milton looked way worse, but
I'm not sure anyway, that was the story there, all right,
three oh three seven one three talk seven one three
aight two five five. I'm going to try to work
out this zoom. So we can get Mark in, but
meanwhile we are taking phone calls on problems three oh
three seven one three Talks seven one three A two
five five or three oh three Martino three oh three,
(18:19):
six two seven eight four sixty six Tom. For auto bodywork,
do you have any recommendations for the C four seventy
I twenty five area. I only saw one auto repair
in Denver listed on referral list. Well, we got way
more auto repairs in Denver than one. And as far
(18:39):
as body shops, Kevin, what comes to mind for you?
There are a lot of good body shops around now.
I can't say they're on the referral list, but we
have there. There are good body shops around now I'm
currently working with and I don't know if they do
anything outside of McDonald's Autogroup, but the McDonald Collision Center
is good. And then the one that BMW associated with
(19:01):
and Sonic Murray was at Murray. I think it's called
body Works Murray, but that's not for that. That's more.
If you had to pick a major intersection, Evans and
I twenty five, but it's east of there. I don't
really know. I mean, I'm sure there are a ton
of I'm sure there. Look, there have been Perry, and
(19:21):
Terry has been around for years. There caliper or something.
There's gerber does there's a ton of really oh oh
oh down South. Michael's autobody in Castle rocks really good
as well. I'm Tom Martinez three oh three seven one
three talk seven one three eight two five five don't
forget eight eight eight Heating dot com. They have the
(19:41):
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Speaker 2 (20:02):
You don't pay a cent until you're content.
Speaker 1 (20:08):
Time for an insurance check up, free, no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three all
three nine two zero sixteen twenty two. Hi Tom Martino,
(20:34):
your Troubleshooter three oh three seven one three talk three
oh three seven one three eight two five five. I'm
gonna go to some texts. We have uh again the
text seven four seven nine nine nine fifty two eighty,
and then we have the short code and that is
five seven seven three nine. That's the iHeart one. We
(20:55):
have two ways to text us, and then you can
message us on the on the YouTube channel Troubleshooter Network.
So this one says, mommy, what is the difference between
Kamala Harris and the Panama Canal? Well, the Panama Canal
(21:20):
is a busy ditch. Oh wow, that is really a
good one. Busy ditch. I like that. Here's another one. Okay,
it says here, well, I don't know only employee, only employees,
(21:42):
not relatives. Let's see five or less employees pay. I
don't know what he's sawing about. I guess we were
talking about the Family leve Act yesterday and what they
said was something about how much time off do people get,
who can they take it for? And who's eligible? Kevin
(22:02):
as a small employer, because I know you have less.
Everything used to apply to twenty five or more do
you have to under the new Colorado one? Do you
have to provide a family leave?
Speaker 5 (22:15):
Well, we don't provide it, but I think it's over
ten you have to match the deduction from your employees
like it would be for Social Security, you know, faika.
So if you have under ten, you don't have to
match it. That's the only difference.
Speaker 1 (22:30):
Okay, but they still you still have to give them
paid time off.
Speaker 5 (22:34):
According to that. Yeah, and it's paid by the almost
like an unemployment type.
Speaker 1 (22:39):
You pay it, the state pays it.
Speaker 5 (22:42):
The state collected all the funds and the state will
provide the pay for it. But you have to keep
the job open. That's the hard part with small business.
Say a guy takes two months off for his wife's
having a baby something like that. Two months later he
comes back, I have to have that job waiting for
him when he gets there.
Speaker 1 (22:57):
But they collected the funds from you for this each employee.
Speaker 5 (23:01):
It gets a production from there.
Speaker 1 (23:03):
Each employee, so it doesn't cost employers except for their.
Speaker 5 (23:07):
No, if you have more than ten, you have to
match the employees pay, so you you do contribute, But
if you have the employee that's not now.
Speaker 1 (23:14):
Mark says estimates are eighty thousand people. Eighty thousand people
in a blue state. Wow, okay, Tom, how many times
are you going to play that Trump advertisement? This is
turning into an infomercial. I wonder what he's talking about.
(23:36):
I don't think he's talking about that video I just played.
That can't be rally.
Speaker 5 (23:40):
Is that what he's talking about?
Speaker 1 (23:41):
No, I don't think so. I think do we have
political ads on this show when we go to break Dragon?
Do we have political ads? There could be I'm certain
I can go back and listen now. I sent a
new link to Mark, and I think that he should
be able to use that. It's the one to use
every day. I don't know why we're having a problem
(24:04):
with that link, but again, I'd be happy to send
other people a link as well if you want to
try to come in. In fact, I can put it
up on the YouTube thing. But then we'd be inundated,
wouldn't we anyway? Three or three? Wouldn't that be fun?
We ought to do that because I get to choose
which one I want up right, Sure, let me see,
(24:26):
I'm gonna set my settings. I might put that up
on chat and have a whole bunch of crazy people
coming in. That's what I'm gonna do. So anyway, people,
we have some car questions on text. One has to
do with the do most cars okay, I'm asking this
(24:47):
for me. Do most cars have alternators?
Speaker 7 (24:49):
Now?
Speaker 1 (24:49):
Not generators? Right?
Speaker 5 (24:51):
Alternators?
Speaker 1 (24:51):
Correct? What's the difference?
Speaker 5 (24:53):
Well, an alternator asto from generator is not us as
a separate regulator to monitor and change voltage. What the
alternator it's built in. The generator just runs.
Speaker 1 (25:06):
Is that all that is the only difference.
Speaker 5 (25:07):
That's the biggest difference. Yeah, it's all internal okay, with
different diodes everything.
Speaker 1 (25:12):
Now virtually every car has.
Speaker 5 (25:15):
I don't know a car anymore of the generator, probably
over forty years ago.
Speaker 1 (25:19):
Okay, Now someone else wants to know with overheating. With overheating,
what are the main causes for overheating in this weather?
Speaker 5 (25:29):
Well, one, it's cooler, I mean cooling fan operation for one.
If the cooling fan doesn't work, it could be a
million things.
Speaker 7 (25:36):
Right.
Speaker 1 (25:36):
Leaks A thermost.
Speaker 5 (25:38):
Yes, yeah, most thermostats anywhere what they call fail safe,
so they'll fail safe open, yeah.
Speaker 1 (25:43):
Which means it won't overheat.
Speaker 5 (25:45):
It won't heat up, it won't heat up correct.
Speaker 1 (25:47):
Okay, so most of those are normally open, yes, okay.
And then as far as leaks, that would you can
see that in your level low cooling, bad cooling, Yeah.
Speaker 5 (25:59):
It wouldn't cause overheating because corrosion more than anything bad cooling.
Speaker 1 (26:03):
Okay, So if you're cooling gets old, it doesn't lose
its ability to.
Speaker 5 (26:06):
Cool no, No, it just it loses the lubrication qualities
and the anti corrosion quantity.
Speaker 1 (26:12):
Okay. Then you said something about the radiator.
Speaker 5 (26:14):
Yeah, the radiator, you know, you could have scaling, so
you don't.
Speaker 1 (26:17):
Have proper circulations, so the water's moving slowly. How do
you check out that? How do you check any of that?
I mean that the shop really needs to do that.
Speaker 5 (26:25):
Then you can, I mean there's backyard methods. You know,
you can check your radiator for flow.
Speaker 1 (26:29):
And he doesn't know why it doesn't overheat all the time.
Speaker 5 (26:33):
Well, unless the condition has to be changing. Then I
mean either the cooling fan is not coming on all
the time or only comes on sometimes, or and.
Speaker 1 (26:40):
That would be like, aren't those cooling fans on a
thermal switch?
Speaker 5 (26:45):
Most of them are electric. Yeah, they're controlling and they
go on and off with a temp. They go off
and on by the computer. Yeah, so different conditions. If
you turn your air conditioning on, it'll turn a fan on. Temperature,
a lot of different things. Yeah, so there's a lot
to it.
Speaker 1 (26:58):
Okay, Mike wants to talk about a home he's been
working with Deputy d on Mountain View home. Wait is
this this is not the mobile home park? Isn't Okay? Okay, yes,
it is the mobile home park. Okay, hang on, man,
I'm gonna come right back to you. I'm gonna give
you more time. I'm Tom Martinez three oh three seven
(27:19):
one three talks seven one three eight two five five.
Today's car Day, which means you should be mindful of
car insurance and all of your insurance and compass insurance.
The Insurance Help Center dot com will give you a
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(27:40):
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(28:02):
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when you choose Frank durand the real estate man dot
Com to list your home with Remax Alliance three three
nine two zero sixteen twenty two. All right, I want
to go right away to Mike now, Dimitri, Yeah, what
(28:25):
is a deputy d What is Mike's position?
Speaker 8 (28:28):
Mike owns the mobile home park in Loveland where Vanessa's
trailer was. It still is park.
Speaker 1 (28:35):
Now. Whenever we hear one side of the story, we
usually get a skewed view, but here we had one
side of the story and still sided with the other side,
which is amazing to us. We've only heard one side
of the story. But what she was saying doesn't make sense.
She had a trailer basically a used trailer in Mountain
View Mobile Home Park and never once, never once paid
(28:59):
rent the lot rent, never once. From what we can tell,
her lot rent was paid by charities. When it accumulated
enough for the part to evict her, they would come
in and swoop in and protect her and write alum
sum to get her on her feet. Then she was
supposed to pick up the mantle and make her payments.
(29:21):
She never did, not once until finally in February she
couldn't get any more charity help and she had, she
was evicted, and she's pissed off. I don't understand it. So, Mike,
are you you're the owner? Can you tell shed some
light on this situation?
Speaker 11 (29:41):
Well, it sounds like you explained it pretty well, although
I don't know if she never paid a penny. It
sounds like I spoke to my property manager. I mean,
I spoke to my property manager before calling you just now.
And it looks like we've gone through this eviction process
with her four times, I know. And like you said,
(30:03):
the first three times neighbor and neighbor came in and
paid her rent. They don't pay her legal fees, but
they paid a back rent and they pay a month
or two in advance, and she promises to pay the
legal fees right and then that started back in twenty
twenty one was the first time she got rescued. The
last time neighbor and neighbor made a payment for her
(30:25):
was twenty twenty three, and then we got a couple
of small payments since then because evidently she couldn't get
anything from charities anymore.
Speaker 10 (30:36):
But she owes me.
Speaker 11 (30:37):
You know, eight thousand dollars now is the balance on
her account. And like you said, she's really never paid
almost anything in four years of living in the park.
Speaker 1 (30:46):
And did you legally lock her out? I didn't know
trailer parks can do that. Do you can lock the trailer?
Speaker 12 (30:54):
Not without going to the court?
Speaker 1 (30:55):
No, I understand, but went to the court, But I
didn't know. I don't know how that works with with trailers.
When they own the trailer, you are allowed to lock
them out of it.
Speaker 11 (31:07):
Well, nobody really knows. But what we did is we
got an eviction, which means she has to move the
trailer out right, and then we got that changed into
a lockout instead, so that the only time the only
thing she can come in for is to get the
trailer and move it out.
Speaker 1 (31:24):
Okay, but okay, I get out? Okay now, Mike, She
claims she put thousands and thousands of dollars into that trailer.
Speaker 12 (31:33):
You know, I don't doubt that there's building supplies, okay,
strewn throughout the trailer and on the lot. I mean
it's totally a work in progress. It's not, you know,
being done to any code or anything like that.
Speaker 7 (31:45):
It's just a mess.
Speaker 1 (31:46):
Go with a sure thing Denver's Best Roofer Excel Roofing
dot com.
Speaker 2 (31:50):
You don't pay a cent until you're content.
Speaker 1 (31:56):
Time for an insurance check up free, no obligation comparison
call up as insurance paying too much your coverage at
dozens of insurance companies find out now three all three
seven seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
all three nine two zero sixteen twenty two.
Speaker 13 (32:22):
Ripped of.
Speaker 4 (32:24):
You need so you don't have to running as the
canow Shooter's gonna help come.
Speaker 14 (32:35):
Manx is the Troubleshooter Show.
Speaker 1 (32:39):
No, Tom Martinez. All right, So I did an experiment.
Hello people, I'm here and I am going to start
admitting people from zoom. I'm telling you I did a
multi zoom call for our YouTube channel and they can
participate on the show. It's gonna be weird. I'm gonna
tell you it's gonna be weird and you're gonna try it.
(33:01):
I got people up and I don't know how to
control it completely. Let's see who do I see? Nope,
that's the wrong one. Let me let me go back
and welcome to this show. By the way, I'm Tom Martinez.
This is a consumer show three O three seven one
three talks seven one three eight two five five to
help you solve problems, answer questions, take complaints, make your
life a little easier. And okay, i'll tell you what.
(33:21):
We got to leave Europe right now, so to leave.
He's looking good and talk to leave, so we can.
I want to see if we can take callers. Now,
go ahead, sir, are you on? Let me hear you.
I don't hear you, but okay, So maybe this is
a live experiment to see if zoom callers can call
the radio show and also talk. I think you have
(33:43):
your mind. I might have people's I might have people
hold on, I might have people muted. Now all of
you guys, And what I have to do is I
have to set the settings differently, because right now it's
it's it's pneumonium. Because what I have to do is
set it so I can admit people when I want
(34:04):
to ye for example, if I if I touch something
here and I got so anyway, people, thanks for this experiment.
I don't know, like I said, completely, what I'm doing,
but I'm gonna be the first one in history to
have a live podcast that's going to admit the video
in and people can talk. So somebody's up there with
a dog in the back seat, and hey, man, how
(34:25):
are you This is crazy? The dogs dog walks. Yeah,
the dog's kissing them. Okay, folks, let me go to
the phones, and I'm gonna I'm gonna end the experiment
for now. Listen, I really appreciate you doing this. I
don't mean end it like end to end it, but
I'm gonna I'm gonna mute it for a minute here.
And I got I got a lot of people who
(34:47):
called in on this, a lot of people, and I
just have to figure out how I'm gonna do it
and only take people that I let in. So, uh,
I just don't know. Look at that, Look at all
the people here.
Speaker 5 (34:58):
That's cool.
Speaker 1 (34:58):
I wonder if that any Well, we have a limit
on our account of one hundred and we're damn near
that right now. I think you can get we might
have more than that, and then people people are also chatting.
So eventually what I'm gonna do is I'm gonna have
people will be able to show me their trouble as
(35:19):
well as call in. That's pretty cool, and then I
can look at your trouble and your consumer problem the
first ever We're gonna have that live on this show.
And then let me so anyway, you hear that noise
in the background, I'm gonna have to mute that for now.
Just let me mute it for now. All right. I
think I muted it, and I'm gonna have to stop
it because I'm just going nuts right now. Three O
(35:41):
three seven to one three talk guys, thank you for
the experiment. I need to end this just for a
minute because I need to figure out how to control it.
It was great, It was great. It was just a
live experiment to see if I could get people on
here on Zoom to be part of the talk show
on radio as well and at the same time show
(36:01):
us trouble if we need it. So when I figure out,
I got to figure out how I automatically mute him
when they come in, and then how I admit callers
one at a time. I will figure that out. We're
doing live radio here, folks, so give me a little
break here. Let me go to the phones and solve
some problems here. Josh has a question on flood insurance. Josh,
go ahead. What's going on?
Speaker 15 (36:22):
Hey, Tom, question on flood insurance.
Speaker 16 (36:25):
Then I've also got a Frontier Lines comment if you
have a chance, yes, sir, go ahead. The wisdom.
Speaker 15 (36:30):
So I've heard Mark's story about his house and buying
flood insurance. Yeah, and so I just looked into it
just curiously, and it's so darn cheap, right, But I'm
trying to ask myself, why would one who really.
Speaker 16 (36:44):
Has no risk of flooding buy it?
Speaker 1 (36:47):
Okay, and Mark had no risk of flooding, and that's
why you bought it. In fact, that's why it's cheap.
In fact, if you do have risk of flooding and
you're in more than a one hundred year floodplane, sometimes
cost prohibitive. So what you have to do is get
it subsidized, and that's called subsidized flood insurance. So a
(37:10):
lot of people don't understand how it works. If you're
in a floodplane, you qualify for subsidies that brings the
insurance down to about seven hundred to eight. Well, no,
now it's about eight to nine hundred a year. With
a subsidy. On a small house, it can range two thousand.
It can go up to two thousand a year just
for the flood part. And that's with a subsidy. Without
(37:32):
a subsidy, you'd be paying like ten to twelve grand
a year. So the government subsidizes flood insurance when you're
in a floodplane. Now Mark was not in a floodplane,
but he had this crazy thought, what if water ever
accumulates and flows into my house, that'll be a flood.
I won't be covered and a lot of people that happens.
It happens with snow, it happens with hail piling up,
(37:54):
and he had the forethought of buying flood insurance. Now,
for people not in a floodplaine, it's pretty damn cheap.
How much were you quoted.
Speaker 15 (38:04):
For it, Josh, to twenty a year?
Speaker 1 (38:09):
Well, that's actually more than I thought it might be.
Some people are paying fifty and sixty so to twenty
a year. To twenty a year, you might be in
a two hundred year floodplaine. What are you do you know.
Speaker 16 (38:21):
I have no clue, but okay, I wasn't right.
Speaker 1 (38:24):
You're like, so, what what is your question, sir? What
is your question?
Speaker 16 (38:29):
Oh?
Speaker 15 (38:29):
I'm just wondering what it covers outside? Like a sprinkler
line breaks and it floods your house.
Speaker 1 (38:36):
Is that a flood if a sprinkler line, yes, okay.
Here's the definition of a flood. Any water outside the
house that hits a horizontal surface and flows into the home.
Speaker 17 (38:54):
Okay.
Speaker 1 (38:56):
So that could be your deck, that could be ground
if that could be probably a patio, okay. So it's
any water that flows from the outside in the source
of the water is not the determining factor. It's the
flow of the water.
Speaker 7 (39:16):
Okay.
Speaker 1 (39:18):
So that's what determines if in fact it's going to uh,
it's going to be a flood. So let's say you
have a hailstorm that breaks an upper window and rain
comes into that upper window and destroys the side of
your wall. That is not a flood, and you would
be covered without flood insurance. You'd be covered because the
(39:41):
water came directly into the home without hitting a horizontal surface.
Let's say your roof has a hole in it, that's
obviously not a flood, right, that's rain or hail or whatever.
And so let's say you have a bad rainstorm, a
driving rain and hailstorm, almost like tropical proportions, and it
(40:02):
hits your siding and flows down your siding into some windows.
What is that? That hit a vertical surface, So it's
not a flood. But if that goes down your siding
onto your deck and then flows into your home, it's
a flood.
Speaker 7 (40:18):
Gotcha?
Speaker 1 (40:18):
Okay, So isn't that weird? I mean, it is a
it is. It is highly technical, but it's good to ask.
Thanks for calling, Josh, three h three seven to one
three talk Pat. Welcome. Pat? You called about three weeks ago.
Who were you working with? Pat?
Speaker 7 (40:34):
Good morning, sir.
Speaker 13 (40:37):
I was never assigned anybody. Oh you guys said was
to you would talk to the guy at the dealership.
Speaker 7 (40:45):
I was supposed to come.
Speaker 1 (40:46):
Okay, can you tell me? Okay, here, I'm trying to
figure out when you called. Did you use the name
Pat when you called?
Speaker 3 (40:53):
Yes?
Speaker 1 (40:54):
Okay, and it was about your car with what dealership?
Speaker 7 (40:58):
September twenty oh.
Speaker 1 (41:01):
September twentieth Okay, that's all I need to know here
September twentieth and tell me, okay, twenty twenty three Chevy
Colorado and it had some specs under the paint near
the driver's door. The dealer is offering to fix it.
Pat negotiated a settlement with a new car sales manager
(41:22):
for sixteen hundred bucks plus a refund of the paint protectant,
which isn't going to do you any good. What happened
with that?
Speaker 13 (41:31):
I'm called and left messages ten different times.
Speaker 1 (41:35):
And so right now, those specs under your paint? Did
you ever have that diagnosed?
Speaker 7 (41:43):
Oh?
Speaker 13 (41:43):
Yeah, they saw it at the dealership when I took
it in for an oil change.
Speaker 1 (41:48):
What do they say it is? What do they say
it is?
Speaker 13 (41:52):
It's under the paint and they just didn't prep it
well enough.
Speaker 7 (41:58):
I guess.
Speaker 13 (41:59):
So, yeah, there's force pecks about.
Speaker 1 (42:03):
What does tell me this? What does a body shop
say it would take to fix it? Could you buffet
or does it have to be repainted?
Speaker 13 (42:12):
It has to be sanded and repainted. They were going
to blend it to the front fender and the rear
door and the top.
Speaker 1 (42:24):
And you decided you'd rather take the money and leave
it the way it is.
Speaker 12 (42:28):
I mean, if I could reach in an agreement.
Speaker 7 (42:30):
Yeah, yeah, yeah, I don't.
Speaker 13 (42:32):
I don't see fixing it at the moment if I remember.
Speaker 1 (42:35):
Let me ask you something. If I walked up to
that car, would I notice it? Uh?
Speaker 13 (42:43):
Probably not?
Speaker 1 (42:47):
Okay, So you need help getting through to that sales
What was the name of that sales manager, the new
car sales manager?
Speaker 9 (42:56):
Peter Duzinski?
Speaker 1 (42:58):
Peter Duzinski?
Speaker 5 (43:00):
Remember right? The sales Manager's not there anymore.
Speaker 1 (43:02):
That's the rub Wait, yeah, yeah, that is Jimmy is Duzinski?
Wait a minute, is Duzinsky gone?
Speaker 13 (43:12):
No, he's actually the man that sold it to me.
Speaker 1 (43:16):
No, No, who's the one that offered you the sixteen hundred?
Speaker 7 (43:20):
Jimmy?
Speaker 1 (43:22):
Where's Jimmy right now?
Speaker 7 (43:24):
And he quit? He's not there anymore.
Speaker 1 (43:26):
He was the new sales car manager. Yes, well your
agreement went out the window with him unless you got
it in writing.
Speaker 7 (43:36):
No, there was no writing.
Speaker 13 (43:37):
He was going to have some paperwork drawn up.
Speaker 1 (43:40):
Well guess what, man, he was probably talking out as butt.
Speaker 3 (43:44):
No emails, no texts, nothing.
Speaker 9 (43:47):
No, just all on the phone.
Speaker 3 (43:50):
So you got to start all over again.
Speaker 13 (43:51):
You do well, understandable, but yeah, this guy won't even
return a call.
Speaker 1 (43:57):
So the dealer's name. We never really got. What's the
dealer's name, Mike Maroney. Mike Maroney not a bad dealer usually.
I mean, in general, here's what we're gonna do. We're
gonna put someone on it.
Speaker 5 (44:12):
But they are still willing to fix.
Speaker 13 (44:14):
It though, right, yeah, I guess I don't know. We
we've gone beyond that.
Speaker 1 (44:21):
Well, listen, let's just let someone Okay, who in the
studio wants to take this? Bo?
Speaker 7 (44:26):
Is? Bo?
Speaker 1 (44:27):
There? I thought you had.
Speaker 3 (44:28):
I'm here dollar the call?
Speaker 1 (44:30):
Oh yeah somebody? Yeah, yeah, yeah? Is Doc in this?
Let me just write down who's in the studio? Is
Doc there?
Speaker 5 (44:36):
Doc's here?
Speaker 16 (44:38):
Doc?
Speaker 1 (44:38):
And Bow and that's it here Tom Lock talk and Bow. Well, okay, Bo,
why don't you give a quick call? All right, I'm
gonna I'm gonna put this down. You know, we'll start
trying to negotiate for you. But listen, I don't think
you can say, hey, I was offered sixteen hundred. I
mean you can say that, but there's no binding agreement
there that I can see at this point. So okay,
(44:59):
hold on, Bow will take care of you. Three oh
three seven one three talk seven one three eight two
five five go with a sure thing Denver's best roofer
Excel Roofing dot com.
Speaker 2 (45:15):
You don't pay a cent until you're content.
Speaker 1 (45:18):
Three time for an insurance check up free, no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three oh three
seven seven to one. Help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
(45:39):
oh three nine two zero sixteen twenty two. Hi, Tom Martino,
your troubleshooter. Three O three seven one three talk three
oh three seven one three eight two five five. Okay,
let's go to the phones find out what's on your
mind today? And uh we have uh three oh three
(46:04):
seven one three talks seven one three eight two five
five and here's a text. Please fix the YouTube. We
fixed the audio, So now okay. On the Family Leave Act,
Colorado taxpayer funded voters voted a few years ago. The
funds are taken out of each paycheck, So really it
doesn't cost the employer, but you're saying it does cost
the bigger employers they have to match match. Yeah, all right,
(46:26):
so okay, Kevin. Then we also have a car thing
here and that is let me find it. Okay. So
what somebody wants to know if it's what is a
short block mean? They were told they need a short block, sir.
Speaker 5 (46:42):
It's the engine without heads or timing change. So you
get the block fitted with pistons on a crank shift
and you have to do so.
Speaker 1 (46:51):
It's a partial block. It's well, the block is not
literally shorter, is it.
Speaker 5 (46:55):
No? No, no, it's just you get just the block
as opposed to a long block has heads on it
as okay, okay, so it's basically without heads. Okay, so
it reuse the heads or get in a different head
to put and then you have to assemble it right
where the long block comes assembled with heads, timing chainer.
Speaker 1 (47:13):
There are more and more people doing motors or engines
right now in their cars. Are more and more people
doing yeah, definitely, Okay, why is that? Well?
Speaker 5 (47:22):
I mean, you can get another one hundred thousand miles
on a car for ten grades, but you have to
make sure there's a variable.
Speaker 1 (47:28):
Okay, obviously the frame and body, right, Okay, the interior
unless you don't care if it's added, but you want
a good interior. What about transmission, because if you had
to do the engine and transmission, now you're talking about
the main hard and lungs basically.
Speaker 5 (47:42):
And if you don't do it at the same time,
there's definitely a risk. You know, you just take a chance.
I mean, that's all you really can do.
Speaker 1 (47:49):
Okay, So on a car, usually if the engine goes,
I mean, what can we put a formula to it
or a y when you wouldn't mess. Here's what I'm
trying to figure out. We get so many questions about
replacing engines and or transmissions, so let's take them as
(48:10):
a combination, because I venture to say that if it's
for mileage reasons, you're gonna have one go out and
then the other. If it's for a catastrophic failure, that's different.
For example, if you have a car with under let's
say one hundred thousand miles, the engine could go out
(48:31):
for catastrophic or reasons. Catastrophic, sure, but not usually for longevity.
They don't really wear out. No, no, not anymore. No,
I agree, no engine wears out. Ok So if you
have a catastrophic failure, what would it be, Well.
Speaker 5 (48:48):
I mean different things. We had you know we're working
on one now. It's Honda has a burnt valve, okay, okay,
so it's got a misfire, check in with Knight saw on.
It's not running right right, So the car's only got
seventy five eighty miles on it, all right, So we're
rebuilding the head. So it's going to be mid threes
to four thousand dollars too.
Speaker 1 (49:07):
But that's just the head, just the head. There's no
reason to go into the whole thing.
Speaker 5 (49:11):
Not with seventy eighty thousand miles on it. And it
was an option. That's one thing we did discuss.
Speaker 1 (49:15):
Okay. Now, when does a transmission give out normally.
Speaker 5 (49:19):
Or wear out? In my one hundred and fifty is average?
Speaker 1 (49:22):
Okay, So you have to do the math to see
if you're going to keep the vehicle, because I think
if you have a car let's say sixty seventy thousand,
and you do the engine, then in another thirty or
forty you have to do a tranny. Let's say, I
don't think you'll get your money out of it.
Speaker 5 (49:39):
I don't know if it's getting the money out of
it as opposed.
Speaker 1 (49:41):
To if you use it, that's fine.
Speaker 5 (49:43):
Yeah, yeah, yeah, exactly. But I mean you're looking at
forty grand to buy another car minimum, right, yeah, grant,
but it's a big jump from ten grand to keep
on going engine.
Speaker 1 (49:52):
And tranny in a medium sized car nowadays. How much
the engine's going to be what seven or.
Speaker 5 (49:57):
Eight depending on whether you go you know, low low mileage?
You use the rebuilt, rebuilt, rebuilt motor and transmission just
around number fifteen grand, sixteen grand?
Speaker 1 (50:06):
Okay, now let's what fifteen or sixteen just.
Speaker 5 (50:12):
The engine, engine and transmission.
Speaker 1 (50:14):
Oh that's okay, yeah, yeah, yeah, so sixteen grand, and
now you have a car if the interiors find and
everything you've really I mean, what would it need chocks
in this now and then? But that's normal made it.
So let's think about this. For sixteen grand, you in
essence have a rebuilt tranion engine. You have a new car, and.
Speaker 5 (50:33):
You do get a good warranty on their rebuilt you will.
Speaker 1 (50:36):
Have you will have a car that'll ass you as
long as a new car. Yes, okay, so you're right,
that's sixteen as opposed to at least twice that or more.
Speaker 5 (50:46):
Yeah, and additional license plate fees, insurance, everything on a
newer car.
Speaker 1 (50:51):
That's why more and more people now are doing it.
Speaker 5 (50:54):
Yep, especially if you don't drive it a lot. So
you know you're you're close to retirement or this that
this you're you're not a commuter.
Speaker 1 (51:00):
I mean, now, I'm gonna ask another silly question. Let's
say you had one hundred and fifty thousand miles on
it and you did that. Is does the frame get old?
Is there a point where you say to yourself, Okay,
I'm gonna have like a new car. I did the
tranny rebuilt, and I did the engine rebuilt, but I
(51:22):
still have a frame with one hundred and fifty thousand
or is that not? Or front end or you start
getting mules or pumpkins and.
Speaker 5 (51:30):
What different things that you start looking at as different
manufacturers totos, you're not worried one hundred and fifty for.
Speaker 1 (51:36):
The frame or any of it. What about the front ends?
Speaker 5 (51:39):
How long they frame? I mean they all vary because
some are heavier, summer lighter or some, but.
Speaker 1 (51:44):
In general front ends or rear ends they don't go out. No,
they need components. Sure, sure, Okay, I'm gonna ask another
silly question. Okay, front end components. Let's talk about how
much would that if you had to do the whole
front end.
Speaker 5 (52:01):
You know, you talk your front end on most cars
front will drive. You don't have a differential, that is
the transmission.
Speaker 1 (52:06):
Okay, so you don't have you don't have that. You
have suspension is okay, tell me with suspension, shots, struss
or whatever. Well, the other thing that most the major
I'm trying to see, I'm trying to give people some
some we never really talked about this, but I'm trying
to give them a sense of resurrecting a car. Sure,
logically if you had to do worst case scenario.
Speaker 5 (52:28):
But the thing I look at, you gotta will drive.
So you have transfer cases on a lot of cars now.
Speaker 1 (52:32):
And that that is not included in the transmissions.
Speaker 5 (52:35):
And they could be three to five thousand by themselves.
Speaker 1 (52:37):
Okay, but a transfer case would be the other major
thing if you had one hundred and fifty thousand exactly, okay,
So they could be let's say five.
Speaker 5 (52:44):
So now you're up to twenty.
Speaker 1 (52:46):
You're up to twenty, okay, but this is not all
at the same time, it would be overappeerd. So now
you're up to twenty. What else would there be? Shots
are minor, right, Yeah, suspension stuff is minor.
Speaker 5 (52:56):
You can get a couple of grand.
Speaker 1 (52:58):
So truly, that's it. Yeah, about twenty grand would get
you essentially everything you'd need in a front wheel.
Speaker 5 (53:05):
Drive car, yes, an all will drive car yes.
Speaker 1 (53:08):
And an all wheel drive car you don't have rear
end components.
Speaker 5 (53:12):
We're talking shocks, replace a bearing or something that.
Speaker 1 (53:15):
Okay, so we're not talking major so major expenditures, transfer case,
transmission and an engine. If you're looking at twenty compared
to forty.
Speaker 5 (53:25):
Forty to fifty, and then I will drive.
Speaker 1 (53:26):
Yeah. So if the body's in good shape, if the
interior is in good shape, you basically it's it's no
longer foolish to do that.
Speaker 5 (53:35):
No, I don't think so, you know.
Speaker 1 (53:37):
You could actually buy a car on purpose to do
that if you like the body, if it's in good shape,
and so people, I'm thinking entirely. You know, I used
to think new cars all the time, you know, with
long warranties, And I still don't think that's a bad idea. However,
there is something to be said about rebuilding something that
(53:59):
is solid. What would you not spend twenty grand on
over a period of two or three years to keep
three to four, three to five years.
Speaker 5 (54:11):
What would you not spend twenty You know the Kias
and Hyundai's I think when they run.
Speaker 1 (54:16):
Their there they're two lightweight.
Speaker 5 (54:18):
Yeah, they they're done. When they're done, you think, yeah,
it's kind of hard to bring them back.
Speaker 1 (54:22):
Okay, you know certain. But what are we look about then?
If we're talking about a period of three to five years,
the possibility of spending the max twenty to have rebuilt everything,
what would you what would you do it? What? What
cars are we talking would be eligible?
Speaker 5 (54:38):
Well, the biggies would be you know, Honda to it
would be the top of the list.
Speaker 1 (54:42):
So close would you do a Chevy Trailblazer, an Equinox
or something? Depending on the book value?
Speaker 5 (54:49):
I mean you got to you got to really look
at values on cars, you know, you start approaching double books.
Speaker 1 (54:55):
In other words, you have to look at what you
would replace that car for. Yes, that absolutely so if
that car you're gonna put twenty in can be replaced
for thirty, it wouldn't be worth it.
Speaker 5 (55:06):
Yeah, Or if it could be replaced for eighteen yeah yeah, yeah,
I mean some of thember that oh, they don't hold
the value at all, so you're doubling the value of
the car.
Speaker 1 (55:15):
So if you wanted to spend twenty over a period
of three to five years to keep a car in
perfect shape, but you can replace it for forty I
would say, then it's worth it.
Speaker 7 (55:27):
I agree.
Speaker 1 (55:27):
So we're looking at that fifty percent.
Speaker 5 (55:29):
Mark something in there, fifty sixty percent.
Speaker 1 (55:31):
You can have fifty percent savings. It might be worth it, yep.
But if you're approaching but if you're approaching the value
of what you can buy that car for, yeah it does.
Don't even think about it. That makes sense. Or putting
that money down on a new car. That's another option. See,
that's the thing. It's not as easy as it used
(55:51):
to be. Three oh three seven one three talk three
oh three seven one three eight two five five. By
the way, one clear Choice Garage Doors. We're talking cars,
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(56:13):
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Speaker 2 (56:27):
You don't pay a cent until you're content.
Speaker 1 (56:33):
Time for an insurance checkup free no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three O three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino,
(57:02):
your troubleshooter three all three seven one three talk seven
one three eight two five five. You know, that's a
very good discussion with those those cars, and it prompted
a few texts about resurrecting and keeping cars. Someone wants
to know now about restoring cars, and that's a hole.
Speaker 5 (57:25):
That's a whole different, different ballgame.
Speaker 1 (57:27):
So let's talk about restoring cars as far as uh yeah,
let's talk about it. I mean, what what is involved?
And when does it not pay? See that's the weird
part is that when does it not pay?
Speaker 5 (57:44):
I don't think it ever pays. If you will financially,
I think it's it's a preference in a hobby. You know,
you get so much tied into a restauration, so.
Speaker 1 (57:53):
Really it's it's not a matter of it's really not
a matter of whether or not whether or not it pays.
As far as money, it's if you want to do it.
There's no logic to it. No, people normally don't get their.
Speaker 5 (58:09):
Money because you can go to auctions and buy projects
that people have started five ten years ago and they
got fifty grand tied up and yeah.
Speaker 1 (58:16):
So that's more of a love. No, there's no math
involved in that.
Speaker 5 (58:19):
No, that's a preference. Yeah, that's something you want to do.
Speaker 1 (58:22):
Okay. Now, as far as cars, they want to know
what cars to avoid at one hundred thousand miles. Now
here's the problem. I don't care what car you buy
if you don't know who's maintained it. True, that's going
to be the part people. It's not the mileage as
much as it is the maintenance. If somebody perfectly maintained
(58:43):
a car, you can have a really nice car one
hundred thousand miles.
Speaker 5 (58:47):
Yeah, you got the deeper end of the cars. They're
cheaper for a reason, you know, there's different things. They're
not as heavy duty, and you know, like the smaller
Kias and Hundais, they're great one hundred thousand mile cars.
They're not great to own it one hundred and twenty.
You know, they're great to buy new and run them
to one hundred and get away.
Speaker 1 (59:04):
Okay, things like that.
Speaker 5 (59:05):
So in the Fords and Chevy's the bottom end cars
their bottom end for a reason, even to Otis. You know,
you get into the little but.
Speaker 1 (59:12):
I was told Chevy's would last for a long time.
Speaker 5 (59:15):
They do, but you got to get the right Chevy.
Not all of them are. You know, you got to
look at book values and see and make a decision
that way. If you're buying a car, you know, for
five six grand, you're gonna get what you pay for,
you know, and some of the other ones same year
as miles. Everything else will be fifteen sixteen twenty. You know,
you got to be selective. They're not all the same, all.
Speaker 1 (59:38):
Right, three oh three seven one three talk seven one
three h two five five. Now we have some follow
ups that we're going to take. Uh D, weren't you
working on in addition to the mobile home park? Weren't
you working on something else. I thought you were. There
was one.
Speaker 8 (59:57):
I forget what this Leyoa called yesterday day about a
warranty or a recall issue with her Mini that's been
stuck at many of Loveland.
Speaker 1 (01:00:05):
That's the one. Hold on. We'll come back to that. Okay,
I'm Tom Martino. Let's talk about it. It's car Day.
Recalls are a bitch. I'm telling you. They can be
a real problem because sometimes I think the manufacturers put
out recalls before they have enough solutions.
Speaker 5 (01:00:20):
They do a lot of times they're not prepared for them.
Speaker 1 (01:00:23):
So we got more coming up. Three oh three seven
to one, three eight two five five. Genesis Total Exteriors.
In addition to everything they do on the outside of
their house, they do mold mitigation. They do detection and
mitigation the honest way. Genesis tootalexteriors dot com go with
(01:00:45):
a sure thing Denver's best roofer Excel Roofing dot Com.
You don't pay a cent until you're content. Time for
an insurance check up free, no obligation. In comparison, call
Compass insurance paying too much coverage at dozens of insurance
companies find out now three all three seven seven to
one help you'll think you're his only customer when you
(01:01:07):
choose Frank durand the real estate man dot Com to
list your home with Remax Alliance three all three nine
two zero sixteen twenty two. Hi Tom Martino, your troubleshooter
three O three seven one three talk three all three
(01:01:27):
seven one three eight two five five. Welcome to the show.
All right, let's uh take some wrap up some stuff here.
If you want to get your calls in, you can,
But we have some follow ups that I want to
talk about. So for those who didn't hear earlier in
(01:01:48):
the show, Vanessa who called about her mobile home lot
and she had a mobile home and just a won't
make a long story short, she never really paid lot rent.
She had charities pay it. She lived there for three
years without ever paying, and then was evicted in twenty
four or maybe she lived there two and a half,
(01:02:10):
whatever she was evicted. She thinks they owe her money.
They don't own all her money. In fact, the guy's
even willing to buy the trailer from her to get
the title and give her some cash. So I think
that that's a good compromise if she takes it, and
we have a deputy d working on that to try
to work out a deal. She's also signed in with
(01:02:33):
a boyfriend. You know, people, if you have young ones,
and when I say young ones, I mean they could
be thirty, right, or just your kids, your nieces, your nephews,
your charges, anyone that you help, don't ever let them
buy with people they're not married to. Now, even when
you're married, it's a risk, right because you know, marriages
(01:02:54):
break up, but then there's legal ways to separate. But
when you are with someone you're not married to, where
there are no laws to dictate, it's the wild West.
When you own something with someone else, whether it be
a car or whether it be a home, and there's
no partnership agreement and there's no governing document. I mean,
(01:03:21):
if you break up with that person, what do you do?
I mean you could be stuck. We've had cases where
people broke up and the woman stayed there or the
guy stayed there, the other one takes off the house
appreciates humongously in value, or they fix it up and
it comes time to sell it and they can't get
(01:03:41):
the other one to sign off without getting half the money. Yeah,
you could screw yourself like that, I'm telling you. There
is no great, big scale in the sky that says
that's not fair. You weren't there for ten years and
now you want half. So be careful when you're doing
that kind of stuff, Drew. What's going on with you? Drew?
Speaker 18 (01:04:05):
Well, basically, I've lost ninety eight percent of my life savings.
I'm a seventy seven year old crippled person and I'm
going to be evicted soon, and I was just hoping
some people might help.
Speaker 7 (01:04:21):
Drew.
Speaker 1 (01:04:21):
How did all this happen?
Speaker 18 (01:04:24):
Well, because I got a hit by a car and
I'm crippled.
Speaker 1 (01:04:28):
When did you get hit? Drew?
Speaker 18 (01:04:30):
Three years ago?
Speaker 7 (01:04:34):
Three?
Speaker 1 (01:04:34):
Is that when your life started going downhill? Because I
know you've called the show a few times. May I
ask something your seventy seven? When did you retire? Go
with a sure thing Denver's Best roofer Excel roofing dot com.
You don't pay a cent until you're content. Time for
an insurance check up free, no obligation. In comparison, call
(01:04:57):
Compass insurance, pay too much your coverage? Dozens of insurance
companies find out now three all three seven seven to
one help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot Com to
list your home with Remax Alliance three all three nine
two zero sixteen twenty two writ.
Speaker 4 (01:05:21):
You needed by who.
Speaker 2 (01:05:24):
You don't have?
Speaker 4 (01:05:26):
Come running just as fast as we can show Shooter's
gonna help. Come man.
Speaker 1 (01:05:34):
This is the Troubleshooter Show. Now Tom Martino, Hi, Tom
Martino here, Welcome to the show. As you can see us,
Car Day today, I have my guests in the studio U.
We have a Deputy Dot Deputy BO, Deputy Dollar all
in the studio at the Mothership. And then here I
have Deputy d and I have Kevin Calkin from Sheridan
Auto Tech. And it is car Day. We're taking problems,
(01:05:56):
questions and complaints about all kinds of things. And I
have a caller to my show that I think's been
calling in twenty or thirty years. I mean since I
was on WABC in New York City and he followed
me ever since. And he was a preacher and he's
seventy seven. He was disabled. He says he's going to
(01:06:17):
be evicted, he's lost everything. I remember when he first
called in, and I don't mean to make light of this.
I remember when he first called in about walking into
a car, but he said, look, I was just walking,
it was at night, and I hit this tailgate. So
I want to try to paint a picture of that
and talk about that. And then we have and I'm
going to bring you up in a minute here, but
Deputy D, you have some follow ups. Deputy D and
(01:06:39):
any other deputies call me if you just shout out.
And then YouTube morons did an experiment with me. I
want to tell them they've done a lot for me.
They've helped me a lot, really, really really helped me.
What you guys did was you zoomed into the show
and showed me that I can have a zoom with
(01:07:02):
like one hundred participants or more right now on the
air live. And so in the future, when people have
a problem, they'll be able to zoom the problem to me.
I can see the problem and talk to them. I
just have to figure out in zoom some settings like
automatically muting callers when they call in, and I have
(01:07:23):
to know about also how to select one caller at
a time and how I can control that. So that's
the future of the show. We're going to high tech
and we'll be able to take video and audio. So,
Deputy D what was the follow up the Mini Cooper.
Speaker 8 (01:07:42):
Yeah, you may recall Lyla from Loveland called because her
Mini Cooper has been in the service department of Many
of Loveland for a recall issue since August. So I
just spoke with Nick over at Many of Loveland.
Speaker 1 (01:08:00):
Hannah, No, lilah, lilah. Okay, she called in yesterday. Oh
just yeah, okay, yeah, okay.
Speaker 8 (01:08:06):
So I spoke with Nick and he said something pretty
interesting about that car when it was towed in.
Speaker 1 (01:08:12):
Actually she called in before that. She called in yesterday
with an update. Oh okay, yeah, yeah, she had called
before I remember now.
Speaker 3 (01:08:19):
Yeah, it was assigned to me yesterday afternoon.
Speaker 8 (01:08:21):
So he said that when they opened up the car,
they discovered a very heavy infestation.
Speaker 3 (01:08:26):
Of either rats or mice.
Speaker 1 (01:08:28):
Wow.
Speaker 8 (01:08:28):
And they haven't uncovered any bodies in there yet, but
they expect to the He said that the infestation was
so extreme that connectors on some of these components are
glued together from the urine.
Speaker 1 (01:08:42):
What wait wait wait wait wait wait wait wait, So
what do they think rodents?
Speaker 3 (01:08:47):
Yeah, they're convinced.
Speaker 8 (01:08:48):
They're not sure if it's rats or mice, but they
expect to find some bodies when they tear into this.
So they ordered additional specialized PPE equipment for their technicians,
and they think that they'll be able to complete the
recall repair, perhaps as soon as the end of next week.
Speaker 1 (01:09:07):
But but but she's gonna have to pay for that
other stuff.
Speaker 7 (01:09:10):
Right.
Speaker 8 (01:09:11):
Well, he didn't say that they found any additional damage
that must be repaired as a result of the rat infestation.
But the recall repair will be done for free of course.
Speaker 1 (01:09:21):
All right, but she has other troubles. Kevin, Kevin, have
you seen rodents cause a lot of electrically We get
them every day, Okay, So why do rodents? How do
you stop them?
Speaker 5 (01:09:34):
Well, there's a lot of products out there. I've heard
dryer sheets, any kind of peppermint oils, all kinds of
sense that rodents don't care for.
Speaker 1 (01:09:40):
Do they like the sheathing on the sheathing on it, and.
Speaker 5 (01:09:43):
They're building this with it like their twigs, so they'll
accumulate those.
Speaker 7 (01:09:47):
You know.
Speaker 1 (01:09:47):
Do they literally cut through wires?
Speaker 7 (01:09:49):
Oh?
Speaker 5 (01:09:49):
Yeah, they is not right through it. Absolutely. The connector
is even worse.
Speaker 1 (01:09:53):
It could cause thousands of dollars in damage.
Speaker 7 (01:09:55):
Yes.
Speaker 1 (01:09:55):
In fact, Kachina, can you get compass on because I'd
like to ask. I'd like to ask Compass about something
to do with comp about good I want to know
if they if you had a massive electrical issue.
Speaker 5 (01:10:11):
We do work with insurance companies fixing cars with electrical.
Speaker 1 (01:10:14):
You do, yes, because of rodents. Yes, I'd like to
ask Compass Insurance about that comp coverage on rodents. And
I'd also like to ask about something that happened to me.
I walked out of the gym yesterday to a nice
gash in the front of my beamer and no one
(01:10:38):
left a note or side or something something. I mean,
it's giant. I mean it's terrible. Now it's going to
cost thousands of dollars. I'm so sick and tired of it.
This is the second time this has happened to me,
the second, but this time I went in and said, look,
I see cameras all over this parking lot. There's one
right across from my car, right straight on. And they
(01:10:59):
a absolutely. They said, we'll purchase We'll we'll get the
video and we'll get the timer. We know who checks in,
who checks out, they have their vehicle. We're going to
be able to see it. Wow, now they haven't gotten
back to me, but they said they would, so I'm
going to try to pursue that. But I also wanted
to know about insurance coverage on that. Is that collision
or is that comp What is that? I say, I
(01:11:19):
want to ask Brian about that, and I want to
know if it counts against me, because I'm tired of
paying I don't put in a lot of claims. Yeah.
Speaker 19 (01:11:26):
You know, if you take a full of advice and
get a dash cam, the dash cam.
Speaker 1 (01:11:31):
Will not when I'm not in the car rights not running.
Speaker 19 (01:11:35):
No, no, no, The dash cams now will photo. They
activate it, and they will activate if the car gets hit.
Speaker 3 (01:11:42):
That's one of the great things about them.
Speaker 1 (01:11:44):
Yeah, but I wonder what No. I know you're saying,
but I don't know if I would be able to
see what vehicle if it hit me on the front
left like.
Speaker 5 (01:11:51):
The Tesla with the Century mode their doc.
Speaker 19 (01:11:53):
Yeah, but but dash camp you can do that. Yeah,
if if the car is parked and it gets hit,
it will take a video of whoever hit you.
Speaker 1 (01:12:06):
It would have to be triggered by some kind of
motion or sensor.
Speaker 20 (01:12:09):
It's triggered by the fact that you got hit.
Speaker 5 (01:12:12):
Yeah, but it may be too late to get a picture.
Speaker 1 (01:12:14):
No, no, no, In fact it is not next time. So yeah,
but it's a dash cam, so you hope that they
drive in front of you where you can see the
license plate or something.
Speaker 19 (01:12:23):
Well, it's better than nothing, isn't it?
Speaker 1 (01:12:25):
Right? Of course it is next time, full is on.
Speaker 19 (01:12:27):
Ask him about it.
Speaker 1 (01:12:28):
God, I'm so pissed off. You know. I just had
another scuff literally that happened the same way. Not at
the gym, this was somewhere else. This was at King Supers.
People are so rude and I mean to do that
and not even I backed into someone once a while ago,
and I left a note, sure, and I took him
to the I said, you know what, whatever it is,
(01:12:50):
I'm going to get it fixed. And they were so
happy that I did that. But I didn't put an
a claim for that. But I'm so tired of painting
out of my pocketing.
Speaker 5 (01:12:58):
Parking, the handicaffs.
Speaker 1 (01:13:00):
Yeah, I'm wondering though. And by the way, I took
a picture of how I was parked right, But I
go I always go right between the lines. I don't
cram people, I don't piss off. But man, this was
a bad gap. This is going to be from the
looks of it, five grand.
Speaker 5 (01:13:16):
And they'll probably keep it for a month.
Speaker 1 (01:13:18):
God, I can't believe it with a rental car. But
I'm going after whoever did it. I was parked. I
saw I was parked. Next to me was a big
like Dodge truck or something black, and it's black all
over my car, So I think he did it. It's
such a big truck. He was probably pulling out and turned.
Speaker 5 (01:13:34):
And didn't notice it wasn't paying attention anyway.
Speaker 1 (01:13:37):
So I want to get compass on and ask him
about different coverages, especially for rodents. Then I want to
go back to Drew and what else do you have
other than the Mini Cooper. They're going to fix the
They're going to fix the recall, but she has rodent problems?
What else anything else on that?
Speaker 8 (01:13:52):
Well, you know, I'm still waiting to get some some
kind of documentation from that yacht club, but that's going
to be a very long.
Speaker 3 (01:13:59):
Term for me.
Speaker 1 (01:14:00):
I want to I want to recall that and then
bo and dollar and doc. If you have any follows,
let me know right after this. I'm Tom Martino three
oh three seven one three talks seven one three A
two five five we got more coming right up. Go
with a sure thing Denver's best roofer Excel Roofing dot com.
(01:14:21):
You don't pay a cent until you're content. Wait time
for an insurance check up free, no obligation. In comparison,
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
seven one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
(01:14:42):
to list your home with Remax Alliance three all three
nine two zero sixteen twenty two. Hi Tom Martino here
three oh three seven one three talks seven one three
eight two five y five. I'll go back to dre
in a minute. Here, Drew, just hang on. Brian Burns,
Compass Insurance Group. Brian, I don't know if you got
my text the other day, but but I sent you
a text about what happened to me at the gym.
(01:15:07):
I came out and.
Speaker 21 (01:15:07):
Saw a big gas You said it last night, yeah,
yeah yeah, And I said you didn't have to answer, right, yeah, yeah,
yeah yeah, And I said, upon leaving the gym, I
saw a big gash in the front of my car, the.
Speaker 1 (01:15:18):
Left and uh, and they're they're getting me the video
and all that, and I might do an investigation, but
let's just say I don't find the guy or something
or nothing is evident. What kind of is that a
collision claim? Or because I didn't collide with anything, is
that a comprehensive claim? What kind of claim is that?
If I should put in a claim.
Speaker 22 (01:15:37):
It's collision. It's even though you didn't climb with something,
something collided with you.
Speaker 1 (01:15:42):
Now if I wasn't even in the car and it's parked,
is that charged against me?
Speaker 22 (01:15:47):
It's not its fault claim. So it shows up de violet,
but it's not something they can surcharge you for.
Speaker 1 (01:15:56):
And and depending on the deductible, whether it's worth it
or not. I got to deductible, but okay, yeah you can,
Yeah you can let me know what my deductible is later.
But I'm tired of paying, Brian. I have done so
many repairs from people doing crap like that. I mean,
this happened to me once before, and I think little things,
not big. There were no collisions. Everything happened when I
(01:16:18):
wasn't in the car, and I think that that, you know,
I've never like you said you were joking. I don't
use my insurance because I figure if it's a few grand,
it's not worth it. Because even not at fault, if
you have too many of them, you're gonna get non renewed.
Speaker 22 (01:16:33):
Right, I only could be non renewed, but if we
had to move you to another carrier, depending on the company,
they can underwrite against not at fall claims, but they
still in Colorado can't surcharge you. I know that seems like, yeah,
I know you're sensing words, but they can't searcharge you,
but they can say they don't want to take it.
Speaker 1 (01:16:51):
Okay, Next question, what about rodent damage under the hood
on electrical Kevin sometimes says people have thousands of dollars
worth of damage. Is that an insurance claim? To begin with?
Speaker 22 (01:17:06):
Most insurance policies have coverage for animals damage including a
rodent underneath comprehensive. It's also called other than collision. So
they would just need to make sure they look at
their policy. If there's an it would have to be excluded.
So you just go to exclusions underneath that comprehensive or
other than collision and see if there's any kind of
(01:17:27):
exclusion on their policy.
Speaker 1 (01:17:29):
And that subject to a deductible too. Comp is yes, yep,
it is so comp and collision are subject to your deductibles.
Do people have different deductibles for comp and collision or
are they usually the same?
Speaker 22 (01:17:44):
I would say most of the time they're the same,
but sometimes people carry a higher deductible on one over
the other. So but yeah, most of the time you'll
see those those being the same. And of course, as
you know, the liability, if you have a liability clim
there is no deductible physical damage claims.
Speaker 1 (01:18:02):
All right, Thank you, Brian Burns the Insurance Health Center
dot com Compass Insurance, by the way, that's where you
go for your insurance check up. Three h three nine
nine six nine thousand. Appreciate that. And uh. Debra has
a question on section eight. Go ahead, Deborah, what is
your question?
Speaker 17 (01:18:20):
Yes, I did have a question about Section eight. I've
never done it before. I would be I own an
apartment that that's in Denver County. Yeah, and I we're
just wondering left the pros and con Now.
Speaker 1 (01:18:32):
You so you're thinking about now when you say an apartment,
do you own a complex or one condo.
Speaker 17 (01:18:37):
Or what it's one condo in a building of about
twenty two units.
Speaker 1 (01:18:42):
Okay, but you own it. Okay, can you rent out
one unit?
Speaker 7 (01:18:46):
Now?
Speaker 1 (01:18:46):
If here's what it's contingent on. The whole building has
to be approved. Mean that doesn't mean they have to
accept Section eight in the whole building, but it has
to be it has to pass certain inspecs sections the
whole building, Like, for example, if it didn't have adequate
fire protection or adequate fire escape routes, it would it
(01:19:09):
would nix you from having a Section eight in that building.
So okay, So you can have a Section eight for
your unit that you own. If the building is up
to HUD standards. Now, then your unit has to be
up to HUD standards. At least that's the way it
used to be. With a single family home. The same thing.
(01:19:29):
It has to pass certain inspections, certain guidelines. They're not
very strict, but they have a lot of weird ones
with the egress, mostly that they want to make sure
it's safe and habitable. Then once you do it, here's
the way it is with Section eight. You can take
Section eight. You'll be on a list and someone will
(01:19:52):
come to you with a voucher and they'll say I'm
eligible and i'd like to rent it. They will pay
their portion to you and you'll accept the rest of
it from Section eight. Okay, if the other person doesn't
pay that their share, or if they do damages, or
if you want to evict them, you have just you
(01:20:16):
can do that. But you do it, you have to.
They want to make sure you're not getting rid of
them for a bad reason, so it adds a little
layer of hassle for eviction, right, But there's some good
news there if you evict someone on section eight years ago.
I did it because she literally destroyed the place and
(01:20:39):
I had a Section eight rental at one time, and
actually it wasn't Section eight. They asked if I would
be Section eight for them, and I got to prove
for them because I knew them, and anyway, when they
left it damaged, Section eight actually helped me collect because
that person could not get another voucher without paying me back.
(01:21:04):
So there's good and there's bad, and the bad is
not really bad, but it's kind of you got to
jump through a few hope hoops.
Speaker 19 (01:21:12):
Hey, Tom, does it have to be a DA compliant Yes?
Speaker 1 (01:21:18):
Or reasonably so? I don't remember exactly. Because of the
deal you know. It's a good question. How I don't know.
I don't know that. I assume yes, because HUD is
all about a DA.
Speaker 17 (01:21:38):
Yeah, I mean it hesteres into the building and it
doesn't have it does have a it does have a elevator.
It's just a two story building, yes, with the basement.
I guess it's two stories in a basement. That's certainly
no ramps or anything like that.
Speaker 1 (01:22:00):
You have to call your housing authority. Okay, who's in Denver?
Is it in Denver? Go to Denver housing dot org
and then ask for a section eight packet and and
then here's what the requirements are. I looked them up.
(01:22:20):
Safe electrical plumbing and heating, no health stand hazards, no
lead paint, mold or vermin, Proper working windows, doors, locks,
and fire exit. It's just what I said. Your property
will be inspected by the housing authority. Then you don't.
(01:22:40):
You can't set rent where you want it. You can,
but it has to go with the area what's called
fair market value you because here's what they don't want
to do. Since people, let's say some people they get
a seventy five subsidy, they only have to pay twenty
(01:23:01):
five percent they don't want you making it artificially high
because someone can afford it. So even though you know
they're going to only pay twenty five percent, they don't
want you charging you know, four grand, and they have
to pay a thousand if the place is only worth
two grand. Okay, So they get to determine that. You
(01:23:24):
get to set your rent. You can set it for
whatever you want, but Section eight will only pay their
portion of the reasonable amount and you can't collect the
rest from them. So in essence, they're setting your rent okay.
And you have to have obviously all the other stuff,
proof of ownership and all of that, and you have
to have everything in writing, so you have to have
(01:23:48):
a lease agreement in writing that they approve. So why
are you thinking of going Section eight? Do you want
to help people? Yes, that's it.
Speaker 17 (01:24:00):
I'd like to get the apartment rented. It's been empty
for a few months now.
Speaker 1 (01:24:04):
And now I don't understand why I heard it was.
I heard it was a landlord's market. Why are you
having trouble renting it?
Speaker 17 (01:24:12):
I have no idea. I've shown it, and what part
of town is it in? It's in du It's it's oh.
Speaker 1 (01:24:20):
Come on and what it's a Is it a condo
in du Yes?
Speaker 17 (01:24:27):
Yeah?
Speaker 1 (01:24:27):
How many square feet? How many square feet?
Speaker 12 (01:24:30):
About nine hundred nine bath.
Speaker 1 (01:24:33):
One bedroom, one bath? Is it in good condition? Oh?
Two bedroom, one bedroom condition? Okay? And how much were
you asking?
Speaker 17 (01:24:43):
Sixteen fifty?
Speaker 1 (01:24:45):
That is that is right there? In fact, that's a
great deal. And does it have parking?
Speaker 17 (01:24:55):
It has one space?
Speaker 1 (01:24:57):
Come on, that is a good deal. Are you sure
you're not? What do you think is going on with it?
I have no idea.
Speaker 17 (01:25:08):
I have it listed with a leasing agent and I
get a lot of traction, but just no one will
pull the trigger on on selling out a lease.
Speaker 1 (01:25:18):
Two bedroom apartments are going for twenty two more?
Speaker 5 (01:25:22):
Yeah?
Speaker 1 (01:25:22):
Do you I know it?
Speaker 9 (01:25:24):
I know it.
Speaker 1 (01:25:25):
I wonder I wonder if there's something wrong with it?
Dy Well, you're a leasing agent, will tell you. Is
it a good lease? Good leasing agent?
Speaker 17 (01:25:34):
Yeah, it's a beautiful building. It's very well maintained. There
are a lot of as I said, twenty two apartments,
and I think there are may be three or four
that are empty, including mine.
Speaker 5 (01:25:48):
Most boys.
Speaker 1 (01:25:49):
Okay, listen, what about pets? Are pets allowed? Are pets allowed?
Speaker 3 (01:25:53):
One cat?
Speaker 17 (01:25:54):
One cat?
Speaker 7 (01:25:55):
No dogs?
Speaker 1 (01:25:56):
Okay?
Speaker 17 (01:25:57):
In the whole building.
Speaker 1 (01:25:59):
No, no, but you you would allow only one.
Speaker 17 (01:26:01):
Can that is correct and the building is no dogs
the entire building.
Speaker 1 (01:26:08):
Oh okay, I I don't know. I don't I don't
think that's a big issue. Listen, leave your number, and
I'm gonna tell you why. I'll bet you people listening
are thinking, Wow, I'm gonna call her. Three three seven
one three talks seven one three eight two five five.
(01:26:30):
We have more coming up on the Troubleshooter Show. Go
with a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for
an insurance check up free, no obligation. In comparison, call
(01:26:50):
Compass Insurance. Paying too much your coverage at dozens of
insurance companies find out now three oh three seven seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three all three
nine two zero sixteen twenty two. Hi, Tom Martino, you're
troubleshooter three all three seven one three talk three oh
(01:27:13):
three seven one three eight two five five. All right,
So let's go to the phones and again, Uh, I
need to take these callers, so please bear with me. Drew,
Joe's got to comment on rodents in cars. Uh, go ahead, Joe,
what is your comment?
Speaker 7 (01:27:31):
Hey, Tom?
Speaker 14 (01:27:33):
Yes, sir, your wife went through My wife went through
the same thing. Uh where we had some rodents just
go in and chew up some.
Speaker 16 (01:27:40):
Wiring and stuff interpose. Yes, we ended up we ended.
Speaker 14 (01:27:44):
Up getting the insurance to pay for the for the repairs.
Speaker 1 (01:27:48):
So yeah, yeah, that's what our guy was saying, you
can do that. What was your deductible on it?
Speaker 5 (01:27:54):
Uh?
Speaker 14 (01:27:55):
I think we had zero deductible on.
Speaker 1 (01:27:58):
That on Really how much did the repair cost?
Speaker 14 (01:28:03):
It was five hundred five or six hundreds not too Yeah,
they chewed up the wires twice and.
Speaker 1 (01:28:09):
You didn't get surcharged for that, right, five or six
hundred bucks? Okay, No, yeah, I don't see how they could. Okay, yeah, yeah,
our guy did say that road that that's comprehensive coverage.
It would be covered.
Speaker 22 (01:28:23):
Yeah.
Speaker 14 (01:28:24):
Yeah, And I didn't know that. I just took a
chance and that called my insurance company and they said, yeah,
we cover it.
Speaker 1 (01:28:31):
So I said, okay, that's that's really good. I'm glad
to hear that. Thank you very much. Zero three seven
one three eight two five five. Greg, what about your Toyota?
What's going on?
Speaker 16 (01:28:41):
Got a quick story for you guys, And then a question.
Speaker 1 (01:28:44):
You have a tundra, right?
Speaker 7 (01:28:47):
Yeah?
Speaker 16 (01:28:47):
And in two thousand and one I about an F
one fifty. And in twenty fourteen I gave it to
my neighbor for his grandson to drive. It had three
hundred and thirty thousand miles on it. I ran into
him a little while ago, a month ago, and he's
still driving that truck with the original engine and transmission.
Speaker 1 (01:29:04):
Wait a minute, Wait a minute, Wait a minute. How
many miles?
Speaker 16 (01:29:08):
When I got rid of it in fourteen, it had
three hundred and thirty thousand miles on it?
Speaker 1 (01:29:12):
Oh wait, in two thousand and thirteen.
Speaker 16 (01:29:17):
Fourteen, Oh my, oh my, the she had is still
driving that truck to this day with the original engine
and transmission.
Speaker 1 (01:29:25):
How many I wonder how many miles he has on it?
He's put that that's ten years.
Speaker 16 (01:29:30):
Ago he's got Yeah, he's got over a half million
miles on it.
Speaker 1 (01:29:34):
Wow? Oh man? And and do you have only two
hundred rand?
Speaker 7 (01:29:39):
Right?
Speaker 16 (01:29:39):
All I can say is fluid fluid fluid you gotta change.
Speaker 5 (01:29:43):
It's not magic, is it?
Speaker 3 (01:29:45):
Is it the old square body f one fifty?
Speaker 7 (01:29:49):
No, it was. It was a more rounded one.
Speaker 3 (01:29:52):
Okay, solid solid truck.
Speaker 16 (01:29:54):
But anyway, I got a twenty three toundri got thirty
miles on it when the engine quit.
Speaker 7 (01:30:00):
It was just.
Speaker 16 (01:30:01):
Outside of that recall that Toyota's got. So they didn't
do it long block. They did a short block. Is
there anything I should watch out for or look for?
Speaker 5 (01:30:13):
Not really, No, I mean it's as long AS's done right,
and I imagine they know what they're doing with them.
So yeah, I wouldn't like concern with it.
Speaker 16 (01:30:21):
Yeah, okay, gosh, you know I didn't have that many
miles on it, but putting you know, the new block
with the original heads on it, I didn't know if
that were.
Speaker 1 (01:30:29):
Now listen, did you have that from new?
Speaker 7 (01:30:32):
Yeah?
Speaker 1 (01:30:34):
Now, so that must have really disappointed you after having
this f one fifty. Yeah, I mean, really think about it.
How many miles were on that Toyota twenty thirty? You
must that to you that's just barely broken in man?
Speaker 16 (01:30:51):
Oh yeah, yeah.
Speaker 1 (01:30:53):
Did you have that f one fifty that you gave
away with three hundred and fifty thous on it. Did
you have that from new? I bought a brand new
What year was it? Well one oh one and it's
still on the road with a half a million miles.
Speaker 7 (01:31:11):
Yeah, sure, Yeah.
Speaker 5 (01:31:13):
The biggest concern I would have whether short block is
just leaked, you know, because you have the technician doing
all the gaskets as opposed to you know, assembly life.
So that would be the only concern.
Speaker 1 (01:31:23):
All right, thank you. Yeah, he said fluids, fluids, fluids,
and he means it, and that's truly what it is. Miles.
What is your question on health insurance?
Speaker 7 (01:31:37):
Yeah, it's kind of a question on open enrollment. Yes, yes,
so I need to get a knee replacement done. I
have it scheduled for November twenty second, and I was
thinking about pushing it off until the next year. But
I don't know with open enrollment, since I am you
(01:32:00):
have to get a kne replacement, if I would be
able to get insurance and oh.
Speaker 1 (01:32:06):
You mean if you switched, would they consider the pre
existing condition.
Speaker 7 (01:32:12):
Right? Or or if I keep my same policy, which
I don't mind doing, what it would they deny me?
Speaker 1 (01:32:22):
Why would they deny you with the same with the
same policy, I can't see them denying you. This is
regular health insurance. We're not talking about Medicare or a supplement.
Speaker 7 (01:32:33):
Right, No, this is regular health insurance.
Speaker 1 (01:32:36):
All right, hold on and let's get We'll get our
expert on real quick from Compass Insurance Group. Okay, Katschina,
let's get see if Brian can come right back on.
Three zero three seven one three eight two five five.
Go with a sure thing Denver's best roofer Excel Roofing
(01:32:57):
dot com. You don't pay a cent until your tent
wait time for an insurance check up free, no obligation.
In comparison, call Compass Insurance paying too much your coverage
at dozens of insurance companies find out now three all
three seven seven to one help. You'll think you're his
only customer when you choose Frank durand the real estate
(01:33:18):
Man dot com to list your home with Remax Alliance
three all three nine two zero sixteen twenty two. Hi
Tom Martina, your troubleshooter three all three seven one three
talk three all three seven one three eight two five five.
So that question on health insurance, we're waiting for Integra insurance,
(01:33:41):
I said, Compass. I meant Integra, Paul, you got to
comment on rodents. Go ahead, Paul.
Speaker 10 (01:33:48):
Years ago, I had a sport Ranger pickup and the
apparently got head rodents go in and chew up my
wiring and two beam and said I would park it
out in the driveway even though we had a double
car garage, because my wife had one stall and I
had too much chunk in the garage, you know to
put it in. Yeah, twice I had to bring it
(01:34:09):
in well three hundred and fifty dollars back then. So
what I did. I make sure I got the reason
the other half the garage, so I park it in
the garage. I think this happened over a couple of
rainy days when they you know, wanted.
Speaker 1 (01:34:23):
To Yeah, but a lot of them get into garages.
I mean, garages aren't always a fail safe.
Speaker 10 (01:34:29):
Well, my garage door is really tight now, I got
a new one. But then might will get mice.
Speaker 20 (01:34:34):
Or anything in there.
Speaker 7 (01:34:35):
Now.
Speaker 10 (01:34:35):
But the thing is what I did then is I
filled a small can with moth balls and poke tooles
in it and strapped it in their compartments. And I
believe that was a good deterrent.
Speaker 1 (01:34:47):
Yeah, it can be, but I think something else could too,
and you put up just basically bait outside of the engine,
so they're attracted to that instead of the wires.
Speaker 7 (01:34:57):
Huh.
Speaker 1 (01:34:58):
But anyway, thanks for the call, appreciate it. Okay. Now
I want to go back to Drew real quick here Drew,
and then we're working on miles on the health. Hey Drew,
I got to ask you something, okay, and then we
have to go to a break. But we do want
to try to help you. Let me let me ask you.
Go ahead, go fun for me. Yeah, that's what I
(01:35:19):
want to give. I want to if you have a
go fund me, I want to see what it is
and we'll put out the word. Okay, what is it?
Where do what do they look for? Do you have
a link to it?
Speaker 7 (01:35:35):
Yeah?
Speaker 18 (01:35:35):
Well the title is help Space seven seven deer Dash
old Space, Drew Space, Bradford Space stay.
Speaker 1 (01:35:50):
House Help seventy seven year old or year year help
seventy seven year Drew Bradford Stay Housed.
Speaker 18 (01:36:04):
Your old true Bradford Stay House year A librarian set
up a link if you want me.
Speaker 1 (01:36:12):
To read it now that we can search this stay housed,
I think we can find it. But hold on, I
want to ask a question this suv that was parked.
Go with a sure thing Denver's best Ruffer Excel Roofing
dot com.
Speaker 2 (01:36:27):
You don't pay a cent until you're content.
Speaker 1 (01:36:32):
Time for an insurance checkup free, no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two Rift.
Speaker 21 (01:37:00):
News.
Speaker 1 (01:37:02):
Need advice?
Speaker 3 (01:37:02):
Who you don't have?
Speaker 4 (01:37:06):
Come running just as as as you can. Shooter's gonna
help coming man.
Speaker 1 (01:37:13):
This is the Troubleshooter Show. No Tom Martine, Hi, Tom
Martino here, Welcome to this show. Three O three seven
one three talk three old three seven one three eight
two five five.
Speaker 7 (01:37:27):
Hey.
Speaker 1 (01:37:29):
I don't know where Drew went, but I'm gonna go
to uh Integra anyway. But I wanted to give out
that go fund me for him, and you erased it, Kelly,
so I got to try to find it again. Anyway, Kelly,
if you did that, you can put it back by
(01:37:50):
hitting control Z. Anyway, Miles, you had a question on
health insurance you wanted to know, and I'm going to
ask John Jones Junior the same thing with Integra insurance.
There are health insurance experts. So John, when you go
(01:38:10):
to open enrollment and let's say we need surgery and
we switch companies, do they look at pre existing conditions
during open enrollment?
Speaker 23 (01:38:22):
No, sir, So if I mean in all these plans
are if you are you talking about through group, individual
and it really doesn't matter as long as they're ACA
qualified comprehensive major medical health insurance plans.
Speaker 1 (01:38:37):
So if they're the approved of plans, the Affordable Care
Act plan, they can't ding you for pre existing conditions.
Speaker 23 (01:38:46):
Yeah, so as long as you're not on like a
MECH plan minimum essential coverage, I mean, the vast majority
of the plans that anyone would be on, whether it's
through their health insurance NASA, through their company for a
group plan that's offered by their employers, or whether it's
on the individual market like through Connectoral Colorado or an
ACA qualified plan direct with the health insurance company previousin
(01:39:07):
conditions don't they're in. Yeah, they don't matter.
Speaker 7 (01:39:10):
You're Okay, the issue.
Speaker 1 (01:39:12):
And coverage now if you did not. Okay, So Miles,
he's saying that during open enrollment, whether you stay with
your company or go to another company and you need surgery,
can they make the argument he should have had the
surgery earlier and now we're getting stuck with it.
Speaker 7 (01:39:31):
You know.
Speaker 23 (01:39:31):
I mean, if anytime you're going to have surgery with
any health insurance carrier, though you your doctor's going to
there's a prior authorization process and the doctor would go
through that process with the insurance company just to make
sure that that surgery is necessary.
Speaker 7 (01:39:48):
And so I mean, just be aware of that.
Speaker 23 (01:39:51):
But I mean, if it's a medically necessary surgery and need,
then there shouldn't be an issue.
Speaker 1 (01:39:59):
Okay, Yeah, so it's Miles. Any questions for John Jones
Junior with Integra Insurance.
Speaker 7 (01:40:08):
Yeah, because I'm thinking about waiting until the beginning of
next year. I need to have a knee replacement. They
haven't gotten authorization yet, but they do have a date
in tentatively schedule for my surgery and I was concerned
that if I didn't do it in this calendar year
that they could deny me. But it sounds like they can't.
Speaker 1 (01:40:31):
No, sir, Now, Miles, Miles, Miles, why would you wait?
I'm curious.
Speaker 7 (01:40:40):
Well, a couple of reasons. When when is work? I'm
self employed, I've got a lot of work and I
got to be off for two months and I'm trying
to build a net egg. The other is that my
deductible is eight thousand dollars, and if I do that
at the beginning of the year, it's going to be
(01:41:02):
it's gonna be more than eight thousand dollars. Then for
the rest of the year everything is covered one hundred percent,
whereas right now it's after my seventeen hundred dollars deductible
that is covered as seventy percent until I've reached my
max out of pocket which is eight thousand dollars, which
(01:41:23):
I imagine the surgery is going to put me into that bracket.
Does that make sense?
Speaker 1 (01:41:30):
Yeah, it does, I guess John, there's nothing wrong with
that strategy right.
Speaker 23 (01:41:36):
Well, no, I mean, if the insurance company is going
to pay for it either way, I don't know that
they care whether it's in November or it's in January. Yeah,
we'll have clients to stay on Medicare for or they're
going to be going on Medicare. I'm gonna wait to
do this until you go on Medicare in a couple
of months, right, I mean sure, if it's like, as
long as it's the medically necessary, as long as it's
you get prior authorization for that surgery, then right, you
(01:42:00):
won't you won't have any issues, all right?
Speaker 7 (01:42:03):
Right, appreciate just a circus. But by eight thousand dollars
would we go back to zero? If I gotta done
this year on January first? That my deductible?
Speaker 23 (01:42:14):
Yeah, so correct, I understand that way.
Speaker 1 (01:42:17):
I'm thinking absolutely, Yeah, you want that you want that
copay to go towards something useful as opposed to just
being yes.
Speaker 23 (01:42:27):
Right, well in maximize maximizing the amount of the time
that you have deductible and max out of pocket eight
four and hit.
Speaker 7 (01:42:36):
Right what you're saying, Okay, yeah, yeah exactly, and.
Speaker 1 (01:42:39):
Make sure you get the right insurance too, and always
I'm serious. I would check with Integrainsurance dot com or
John and his team at three h three four six
six fifty five hundred. They are great people. Thank you, John,
appreciate it now, Miles, thank you for calling. We have
more coming up. Let well, actually let me just keep
(01:43:00):
going for out. Deputy Bow has a aw some follow ups.
So Deputy Bow, what's going on?
Speaker 20 (01:43:07):
Yes, Tom, this is Thomas Kidwill that called in on
ten seven.
Speaker 1 (01:43:13):
He called about his BMW three point thirty I and
twenty twenty he ordered it. He said it was supposed
to he specified on his by order regular tires, but
got run flats instead. And I know I sympathize with them.
I hate run flats and I won't have them. But
tell me about it.
Speaker 20 (01:43:32):
Well, the issue is here. He put twelve thousand miles
on the run flats, and he said he's been trying
to communicate with them. Apparently they did order the car
in with the incorrect tires, but I think he probably
should have tried to let him know.
Speaker 1 (01:43:48):
I don't know what had happened, but he didn't know.
Speaker 20 (01:43:52):
Well, he tried to get the dealership to do something
about the run flats. But it's been over a year
and the car has twelve thousand miles on it. The
tires had two thousand miles. But I called the salesmanager.
Speaker 1 (01:44:04):
What do they wait wait with? So they're saying they can't.
They would have changed him out right away, and they
wouldn't have been lost. I think they would have.
Speaker 20 (01:44:12):
I don't know why it took so long to get someatch.
Speaker 1 (01:44:15):
In on him. I think he told me that he
didn't realize he had it. He excuse me, he didn't
realize he had run flats.
Speaker 20 (01:44:23):
Now that I don't know, but I will tell you
this he I did call the sales manager over at
shomp BMW. I left several messages. I just thought. I
left the message stating if they could just do some
kind of a negotiation with the guide because he already
has twelve thousand miles on the tires. So they did
(01:44:44):
reach out to him this morning and offered to put
on four standard tires for their cost of six hundred
and fifty dollars. So they're basically, wait a minute, wait
a minute, Wait a minute, Wait a minute, wait a minute.
Speaker 1 (01:44:58):
There's no way they're lying. There's no way that four
tires at their cost is six hundred dollars, come.
Speaker 20 (01:45:07):
Mix one hundred and fifty dollars for four tires.
Speaker 1 (01:45:11):
What do you think does that sound?
Speaker 20 (01:45:13):
I'll read a tire expert, but I'm sure of BMW
tires quite a bit. Thomas, the caller mentioned that the tires.
It's at eight hundred and fifty dollars value for the
four tires.
Speaker 1 (01:45:25):
Okay, but he's somewhere.
Speaker 5 (01:45:27):
He's happy.
Speaker 1 (01:45:29):
Wait, eight hundred and fifty for all four, that's what
he says.
Speaker 20 (01:45:33):
They're giving them a discount for six fifty. Where do
you think Kevin.
Speaker 1 (01:45:40):
Kevin's not here right now. I think I think that, Well, that.
Speaker 20 (01:45:45):
Guy's happy he's getting in his regular tires.
Speaker 1 (01:45:47):
But he said this, I did a good job. I
mean he did wait a long time. I mean he
put twelve grand on him and those tires are only
going to last twenty four.
Speaker 20 (01:45:57):
Yeah, I just think he should have got on are
That's the problem from the get go.
Speaker 1 (01:46:04):
Okay, I just think I don't know. It's not worth
a danger.
Speaker 20 (01:46:10):
I can tell you that.
Speaker 3 (01:46:11):
But there's a resident it is.
Speaker 1 (01:46:13):
But here's the thing, I don't know why. I don't
know if he said he just discovered it, and if
he did, that's their problem. No, he didn't.
Speaker 20 (01:46:23):
I don't think so. I think he knew about it.
There's just some communication. They weren't dealing with him. I
just don't know. But after we made a few phone calls,
they did reach out.
Speaker 5 (01:46:34):
Good Thomas.
Speaker 20 (01:46:35):
They make a resolution.
Speaker 1 (01:46:36):
Good after, I mean, that's good, thank you for that.
Anything else going.
Speaker 20 (01:46:41):
On, just working a few other cases, but no good
resolution yet.
Speaker 1 (01:46:45):
Let's talk to deputy. Oh no, I'm sorry, that's another
deputy here. He's not here. So we'll take a break
and then get these other updates on the Mini. Well, no,
the Mini, I think we did have already. They said
they were going to get those repairs done and get
her get get the car back to her, but it
(01:47:06):
did have significant rodent damage. I believe I think we
had that follow up already. Three three seven one three
talks seven one three A two five five Frank drand
the real estate Man will give you a free market
evaluation of your home to see what it will sell
for using his system. Now, Frank is a great guy.
He will get he sells for more money and quicker
(01:47:28):
than anyone in the market. And he'll give you an
analysis to see what you'll get for your home free
of charge. He'll go through all of the factors of
the market, including supply and demand, interest rates, comps three
oh three nine to zero sixteen twenty two. Franc Duran
the real estate man dot com go with a sure thing.
(01:47:52):
Denver's best roofer Excel Roofing dot com. You don't pay
a cent until you're content. Time for an insurance checkup free,
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all three seven seven one help. You'll think you're his
only customer when you choose Frank durand the real estate
(01:48:15):
Man dot com to list your home with Remax Alliance
three all three nine two zero sixteen twenty two. Hi
Tom Martino, you're troubleshooter three all three seven one three
talks seven one three eight two five five. Welcome to
the show. Let's go uh hold on oo, no, no,
(01:48:37):
I want to do that here Here I am. I'm
going on wide shot here and talk to Kevin so
on the We had one other question for you, Kevinn.
You can find it here. I got to find the text.
They want to know about the UH at the front
end when you were talking about a transfer case that's
(01:48:57):
part of the transmission or separate.
Speaker 5 (01:48:59):
They want to No, the transactual transmission is all in one,
so it's it's transmission. Front end is one and transfer
case is attached to the transmission.
Speaker 1 (01:49:08):
And when you do the transmission, you automatically do the transfer.
So when you gave that, not necessarily No, okay, that's
what they want.
Speaker 5 (01:49:15):
It's a separate component.
Speaker 1 (01:49:16):
So when somebody quotes you a transmission, it doesn't always
include the transfer.
Speaker 5 (01:49:21):
Some are separate, some are not.
Speaker 1 (01:49:23):
Oh, yes, it depends on the car. Depends on the car, like.
Speaker 5 (01:49:27):
A full time four wheel, part time four wheel, all
kinds of different options. Yes, some of them have a
separate transfer case.
Speaker 1 (01:49:33):
But when you have a transmission go out, wouldn't that
be a good indication that the transfer case needs to.
Speaker 5 (01:49:40):
Be Yes, yes, and and a lot of times we
try to, you know, make that point while you're there,
But a lot of times there's not a big advantage either.
So if the transfer case is still good and you
get another year out of it, only costs a couple
hundred bucks extra to pull it out when it does
go out, you know what I mean. Yeah, it's not
like it's going to be another twelve thirteen, you know,
four or five thousand dollars more. They come off real easy.
Speaker 1 (01:50:02):
Hey, Kachina, do you recall whatever happens? Somebody's asking what
happened with this case? Deputies if you remember, and keV,
I'll run it by you. This guy bought a sixty
five Carmen Gia two years ago for six grand. He
and his dad and took it to Advanced Automotive alex Is.
(01:50:25):
The owner in North Glenn paid the guy ten grand
for an engine swap. Now the guy says it's going
to take another fifty thousand dollars to complete. Now, now
that almost sounds.
Speaker 5 (01:50:38):
Impossible, insane, Yes, it is.
Speaker 1 (01:50:40):
So, Kachina, what did we do with that? Guys? Did
did we assign this to anyone?
Speaker 6 (01:50:45):
So basically what the outcome of that was is that
she's going to go back to the dealership to see
because they offered her a soup brew in Presa, I
believe as an exchange. So they were going to pursue
that route and we did not.
Speaker 1 (01:51:04):
But how did it go from ten grand to fifty thousand?
Speaker 6 (01:51:08):
Because they're well it already, you know, being a nineteen
sixty five car had many crop valadies already. Uh So
the people tried to fix it and it's actually it's
not advanced automotive, it's actually accurate automation. Sorry, no, that's okay,
(01:51:29):
because accurate She kind of said advanced, you know, on
the air, but she meant accurate.
Speaker 1 (01:51:36):
So but the ten grand they put in that they
don't get back, that's it.
Speaker 6 (01:51:40):
Well, that's why they're trying to work with them to
do the sap, the swap with the Subaru, if that
makes sense. Yeah, so he's not going to get the
Karmi Ghia, but they're probably going to get the Suparo
Impresent out of it. And we did not assign it
to a deputy.
Speaker 1 (01:51:56):
No, you were taking care of okay, thank you. So
I want to just update that. So so for those
for the guy that wanted to know this, I guess
the dealer or the the mechanic is trying to work
out a swap. I wonder what he's going to do.
Speaker 5 (01:52:12):
With the carmen Ghia though, I mean, those are pretty
cool body stuff.
Speaker 1 (01:52:16):
Carmen Ghia is a nice car. It looks a lot
like I had a Carmen Gia, an orange one back
then in the in the probably in the sixties. It
might have been a seventy. But here's the other one
I had not had but loved. Does anyone remember the
little Volvo sports car, the two seater sports car, Now,
(01:52:40):
those were pretty cool.
Speaker 8 (01:52:42):
That's also currently the high mileage record holder at three
million miles.
Speaker 3 (01:52:48):
What is that car?
Speaker 8 (01:52:49):
I'll pull up an article for Volvo, that little Volvo
you were talking about. Yeah, yeah, there's a guy that's
been driving at about one thousand miles per weekend since
he brand new.
Speaker 1 (01:53:01):
Okay, now listen, speaking of cars, does anyone remember now
these are cars that were really on the road. One
of the ugliest cars of all time, in my opinion,
the Citron. Does anyone remember the Citron?
Speaker 5 (01:53:17):
It was an air suspension because when you shut it off,
it'll sink down.
Speaker 19 (01:53:20):
And yeah, gall used to love to run around in one.
Who did the goal used to love to run around
into Citron.
Speaker 1 (01:53:30):
Man, it was the ugliest car I think I've ever
seen that. It's Citron, right, Okay, So Drew's back, Drew.
I looked at your GoFundMe page and it says, yeah,
I'm not sure this is the best pitch you have
on the page. I'd love to offer you a different
way of writing it. I see that you don't have
(01:53:51):
any money yet, and it says I am being harmed
by Kamala Harris. She allowing me to be evicted a
poor seventy seven year old good samaritan who has helped
minority children and people while she gives free rent to
illegal aliens. I am a disabled, good person in need
(01:54:15):
of help. Kamala has put many African American men in
jail for pot while she smoked. See this is not
about you, bro, this is not very good.
Speaker 18 (01:54:29):
She has the best smile, Tom, I don't for the
computer her cell phone to battering Dine on his phone
is going to die again. If you want me to
correct the end, I will.
Speaker 1 (01:54:41):
It's not a correction, it's an appeal. You're not making
the right appeal. It's all about Kamala Harris. She has
the best smile and the worst heart. Please mail her
phone to save me from eviction. Under Kamala, ninety eight
percent of my savings are gone. Prayer for us all,
(01:55:03):
Please phone or write. Drew Bradford Extended Stay America. Now
where were you before Extended Stay?
Speaker 18 (01:55:13):
I was in an apartment in New Providence, and I
had affordable apartment for twenty five years in Badminster. But
to Judge threw everybody out.
Speaker 1 (01:55:28):
Listen, true, I really honest to God, man, I don't
want you to end up homeless. Do you have social
Are you on Social Security?
Speaker 7 (01:55:37):
Yes?
Speaker 18 (01:55:38):
Disability?
Speaker 1 (01:55:40):
How much do you get a month?
Speaker 18 (01:55:43):
I get much about thirteen hundred dollars a month.
Speaker 1 (01:55:50):
Well, how can you live in New Jersey for thirteen
hundred bucks a month?
Speaker 18 (01:55:54):
I can't. That's the point. I'm crippled. I chant at
a job. I will change. I'll have the librarian. Because
I don't have a computer. I don't know how to
do it.
Speaker 1 (01:56:05):
So do me a favor, Drew. I think you know
me long enough, and I'm saying this publicly on the air.
I want you to give have the librarian contact me Kaschina.
You can give Drew my private my private email, and
(01:56:26):
have her give me your username and password, and I
will go in and change this for you. If she's
not comfortable with that, tell her. You know me, I'm
not going to take I don't want to do anything
except help you make a better appeal.
Speaker 18 (01:56:39):
Thank you.
Speaker 7 (01:56:43):
You and I did a.
Speaker 18 (01:56:44):
Lot of good together.
Speaker 1 (01:56:46):
Yeah. I just hope. I just hope that you truly
all joking aside. You've been calling in for years on
different problems, and in fact my audience knows you, and
they they kind of make good hearted fun about you,
know all the problems that all the battles that you've
taken on in the past.
Speaker 18 (01:57:06):
But I will say I believe under God we're supposed
to help people, and so I protected minorities and Patterson children.
Speaker 1 (01:57:15):
Yeah. Have you ever thought of moving to a more
reasonable place to live for expense wise?
Speaker 18 (01:57:23):
Yes, if this case, which is supposed to come myself
in a couple of years, but I'll be in the
street by them if it prevails. I'm thinking of moving
further to the country because Jersey's very expensive.
Speaker 1 (01:57:38):
Yes, I want to ask another question here about your attorney.
I want one of my deputies to get a name,
the name of the attorney and check with him on
the real, real, honest to God, realistic. I really want
to know about this attorney if he's really working on
something for you. Can you give attorney.
Speaker 18 (01:58:01):
My phone is gonna die, Okay, I don't do.
Speaker 1 (01:58:04):
Me a favor. Do me a favor, Kachina, Get his
cell phone number, please, I'm gonna have a D call
him and get the name of his attorney. In that
we're gonna call you later when your phone is charged.
Get his phone number right now before it dies, and
D let's just talk to his attorney. I want to
see they're pursuing that personal injury claim and figure out
what's going on there. And then what else we'll do
(01:58:26):
is uh get an you know, give her my email address.
I want to log into your go fundme and make
a decent appeal. That's a very bitter appeal. It's talking
about Kamala Harris. You're blaming her for everything it has
little or nothing to do with her. At this point,
(01:58:50):
you really need to uh you're I know you're bitter
and upset, but you just need to move past that.
We just need to get some basic help for you.
Threeo three seven one three eight two five five Go
with a sure thing Denver's Best roofer Excel Roofing dot com.
Speaker 2 (01:59:14):
You don't pay a cent until you're content.
Speaker 1 (01:59:19):
Time for an insurance check up, free, no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi, Tom Martino here.
(01:59:45):
All right, so we have.
Speaker 10 (01:59:51):
Of the America.
Speaker 1 (01:59:52):
We have Mark. Do you want me to mute that? Okay,
let me mute that. I'm gonna wait for Trump to
come up. Hold on, let me mute it. Okay. They
are at the rally. If you go on our YouTube
feed you'll see it. And god, well, I mean, I
(02:00:12):
cannot believe the people that turned out for this, and
I have I have her. They okay, yeah, she's muted
right now. Now here's the deal. When he comes out,
I might have muted. I don't know if we can
hear it though. The audio is pretty bad. But he's
about to come out any second here, and they're they're
like halfway They're not in the front, but they're not
(02:00:34):
in the back either. They're kind of halfway through this
room or maybe in the first quarter of the room.
And it's they're at the at the hotel and man,
this I didn't realize what a giant meeting room they have.
So welcome. I'm Tom Martine, still taking your calls and
(02:00:57):
trying to help people. Meanwhile, about that Drew situation, we
are contacting his attorney to see if he's really pursuing
this personal injury case and to see if we can
help speed that along or see what's going on meanwhile
this rally. Uh oh, now the video froze up. Maybe
(02:01:20):
they had to leave. I don't know. Yeah, okay, well
Trump is walking out too, just when they when that happened.
So oh no, it's they're back up again. Hold on,
hold on, I thought he was walking out anyway. So
Mark is live. Mark and Sues are live at the rally,
the Trump rally, and he should be coming out any minute.
(02:01:44):
But I don't think we're gonna be able to hear
him on this connection. It just the connection. Let me hear,
let me I can unmute it. But it's not it's
not very good. I don't think as far as the
sound quality, that's the one problem we have. Okay, So anyway, yeah,
(02:02:07):
see you can't really hear. That's because they're so far away,
I think. But anyway, anyway, that's it. You can watch
it on YouTube. I'll leave it up there just in
case he comes out, and I'll mute the sound though,
because anyway, there we go. I'm Tom Martinez three h
(02:02:28):
three seven one three talks seven to one three. Oh,
there he is. He's there he is. Now people are
going crazy. They're absolutely going crazy. Are they singing or something?
I'm trying to figure out what that audio is. That's
our big problem, is the audio anyway? So I gotta,
I gotta so people you keep watching. I'm going to
(02:02:52):
talk to Kevin with this text I have that came
in and it says, here, why have we heard anything
about the case in Colorado Springs with the guy that
was dying in his car? Yeah, with Phil Long.
Speaker 5 (02:03:11):
With the mercy.
Speaker 1 (02:03:12):
We ought to check in with that attorney. I don't
think we have time today, but thank you. You know
Phil long Ford really it wasn't it not Ford but
still long Mercedes or whatever. It was a phill Long dealership.
Really put the screws to that guy. Tom.
Speaker 19 (02:03:26):
I was working with him and he says, Rihanna is
working on it and he'll let me know if there
are any updates.
Speaker 1 (02:03:34):
That's good, doc. Thank you. Yeah, because I know there's.
Speaker 5 (02:03:39):
The deal that they shouldn't have done. I mean that
should be.
Speaker 1 (02:03:41):
They should undo the deal. It should be that simple. Actually,
and somebody else wants to know about if Drew's a
real character. Yes he is, actually he's been. It has
to be thirty years he's been calling in because well,
I'll tell you why. I was on in New York
WABC as well as many other stations, and it was
(02:04:05):
that long ago that he started listening and calling in. Yeah,
and so he fell on hard times. But the guy's
always had battles. He is a real person. And if
you go on to go fund me now, it's really
a terrible appeal. He hasn't raised a dollar. And the
(02:04:27):
way you find him is just Google, not Google search
within the GoFundMe dot com search Drew Bradford. If you
want to put a face with his voice, his face
is on there, Drew Bradford. We have more coming up.
(02:04:49):
Go with a sure thing Denver's best rufer excel roofing
dot com.
Speaker 2 (02:04:53):
You don't pay a cent until you're content.
Speaker 1 (02:04:58):
Time for an insurance check up. No obligation in comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three, seven
to seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
all three nine two zero sixteen twenty two. Hi Tom
(02:05:21):
Martino here three all three seven to one three talk.
I have time for some calls, but if you don't
get him in, that's okay because I have something to
talk about here with Kevin, and I just wanted to
bring up real quick here that Mark and sus are
up at the rally. Leland conways up at the rally.
He's going to be calling in. I think Ryan's uh
does he have the helm right after me? Of course he.
Speaker 9 (02:05:44):
Was Leland.
Speaker 6 (02:05:45):
Yeah, three thirty three is Leland. And then Jimmy's send
him singing Burger is at two thirty three.
Speaker 1 (02:05:52):
And then Dan, of course we'll have his show. Is
Dan will be at the studio.
Speaker 6 (02:05:57):
Uh not quite sure yet he has going on, but
we're okay.
Speaker 1 (02:06:03):
But in any case, they will be continuing coverage of
the Trump rally. We were able. We were not able
to bring much. We saw some video. It's very hard
to get audio at this point. I think if we're
going to do this as a reporting kind of thing
and remote kind of thing, we're gonna have to hook
up one of those USB mics to the iPhone, you know,
(02:06:26):
or to the phone. I mean, that's really the best
way to do it. Okay, So Kevin keeping cars alive, okay,
And when we talked about that, we got a lot
of interest. So this one person wants to know. I'm
probably more than that. But somebody texted and said, so, basically,
what you're saying is most rebuilt engines, trainees and transfer
(02:06:53):
cases and stuff, we're going to be twenty grand for
most cars. Yes, so you can basically resurrect a car
for twenty grand if you find a car. I mean,
the more I think about it, what else would you do?
Speaker 5 (02:07:08):
I mean, okay, well, the rest of it's gonna be
small parts, hoses, radiator things of that thing, you know,
one hundred bucks, two hundred bucks.
Speaker 1 (02:07:15):
But then what so if somebody wanted to know, compare
that to what you can buy for twenty grand. Okay,
So let's say you have twenty thousand dollars. Can you
buy a car that would be better than taking a
car and doing that?
Speaker 5 (02:07:30):
Well, if you buy it right, you can, sure, but
I think the majority of them for twenty you're gonna
have over a hundred.
Speaker 1 (02:07:35):
There, we're assuming you're going to have the car already, right,
So you have the car already and you put twenty
into it, and you don't put it in all at once,
let's say over three to five years. And now you
have relatively a new car. So if you have a
car already that you can sell us, presuming it needs
that much work, it's going to be worth what five
or six grand? Yeah, you can have very little value,
(02:07:57):
ok so six grand, So so you might have total
value in this car. So so okay, of twenty six
But what could you do if you didn't do that
with the six grand? If you sold this car for
parts or five grand, take that five grand, what could
you buy for the same price of twenty to twenty
(02:08:18):
five that because you're gonna buy used no matter what, sure,
and it's gonna have miles on it gon miles, whereas
the rebuilt tranny and the rebuilt engine will not.
Speaker 5 (02:08:27):
Have miles on that's the advantage.
Speaker 1 (02:08:29):
So you really can't buy for the same price a
comparable car, but you can buy a new one, which
would give you longer life in a way. I mean,
it's brand new, but it's not. It's not like you
have twenty to put down on a new car either,
because this is assuming you're gonna spend three to five
(02:08:52):
years that much money keeping a car a lot going.
But it doesn't it doesn't preclude you from doing that.
We used to say, don't put that much money in
a car. But I'm truly rethinking this right now, in.
Speaker 5 (02:09:05):
The right situation. It's a great idea.
Speaker 1 (02:09:07):
I have a saying that math doesn't lie right, but
I think it's really important that before you do that,
the body's got to be in good shape, and everything
else is minor, as you said, breaks and everything. I mean,
if you want to be really stupid about this, let's
say you have a car that needs an engine and
transmission over the next three to five years. Engine and
(02:09:27):
transmission and transfer case, so you do all that for
twenty did we say about twenty, so now you got
twenty into it, twenty five even let's say no, twenty
twenty twenty is a good price. Now let's say other components,
tires and all that. Let's be ridiculous. So let's say
twenty five. For all these miscellaneous components, you in essence
(02:09:56):
have a refurbished almost a new car for half for
twenty for half of probably what it would retail. So
do the math, and if you can do it for
fifty percent in a three to five year period. Mathematically,
it's not that bad. Okay, now, YouTubers, remember, I'm going
to sign on a new feed and do an experiment
with you guys, so stick around. I'm Tom Martino Peeble.
(02:10:19):
Join me Monday, and remember, save all your problems for me.