Episode Transcript
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Speaker 1 (00:00):
You're listening to KFI AM six forty the bill Handles
show on demand on the iHeartRadio f This is handle
on the Law Marginal Legal Advice where I tell you
you have absolutely no case. If you're injured need a lawyer,
go to handle on the law dot com. And if
you're a lawyer and want to help our listeners, please
(00:22):
go to handle on the law dot com. Click on
the join today tab at the top of the page.
Speaker 2 (00:27):
The following is up pre recorded program.
Speaker 1 (00:31):
A settlement has been reached between Newsmash Crazy, Newsmax and Smartmatic,
and this is regarding the twenty twenty election.
Speaker 2 (00:41):
Claims.
Speaker 1 (00:42):
Smartmatic is a voting machine company, that their voting machines
are used all over the country and what Newsmax did
is publicly consistently without stopping accus smart Matic of creating
(01:02):
accused Smartmatics of basically rigging the election in favor of
Joe Biden, that the election was stolen.
Speaker 2 (01:10):
Big surprise that argument is being.
Speaker 1 (01:11):
Made and Smartmatic was part of it. That the voting
machines themselves were rigged and programmed to give Joe Biden
either an advantage or the vote or to take away
Donald Trump's vote, and the election was smart Maattic's fault,
as well as Dominion and a few other organizations. Well,
(01:35):
now you have a defamation suit, right, defamation suit where
smart Matic accuses accuses Newsmacks of spreading multiple false claims
surrounding the election and accusing Newsmacks of publishing dozens of
false reports claiming that Smartmatic helped the election of Joe Biden.
Speaker 2 (01:56):
Now, defamation suit hits. And here's what. News Max argued
that they were.
Speaker 1 (02:01):
Simply reporting on newsworthy claims of fraud even though there
was no fraud, just the allegation and you keep on
repeating it as fact.
Speaker 2 (02:13):
And that was the lawsuit for defamation. And guess what
they literally were in.
Speaker 1 (02:20):
The jury selection process. And a settlement happened. Now we
don't know what the amount of the settlement was, but
it would have been far far higher had the judge
not ruled that smart Maatic was not able to get
punitive damages at the trial. They asked for punitive damages,
(02:42):
which then turbos the award.
Speaker 2 (02:45):
But there were going to be damages, no question.
Speaker 1 (02:49):
News Mac was going to lose. And to give you
an idea of how big these settlements can be. Last
year there was a case about Dominion voting systems, and
this was a voting system with Dominion was software that's
involved Dominion voting system. You reached a seven hundred and
eighty seven million dollar settlement with Fox News.
Speaker 2 (03:11):
Why because Fox News.
Speaker 1 (03:14):
Had been saying as fact that Dominion was part of
rigging the election.
Speaker 2 (03:20):
And the fraud was involved, and that's why Joe Biden
won the election. And had it not.
Speaker 1 (03:25):
Been for the rigging and the false counting of Dominion
the voting systems, then the election would have been won
by Donald Trump.
Speaker 2 (03:37):
Same thing now with smart matting. Those are the two
big suits that were filed.
Speaker 1 (03:41):
All right, I hope the settlement was big money, because
that is disgusting, you know.
Speaker 2 (03:46):
It's I hate this whole concept of election denying. I
really do. And I don't care what side.
Speaker 1 (03:51):
Of the political spectrum you are. I mean, come on,
do you really believe that the election was stolen?
Speaker 2 (03:58):
Of course you do. Of course you do.
Speaker 1 (04:00):
Listen to my news Max, listen to Fox News. Although
that's changed, I think news Max Max may very well
still feel that way. I wouldn't be surprised. All right,
let's take some phone calls Lisa, welcome to handle on
the law. Hello, Lisa, Hi, how are you?
Speaker 3 (04:21):
Yes, go ahead, I have a question on tenant. You
and I'm the tenant. And if you had one a
good lawyer on the West side of Los.
Speaker 2 (04:33):
Angeles, that's it. That's your question. Do I have a
good lawyer? What happened? Oh?
Speaker 3 (04:39):
Okay? So I was living in a home in on
the West Side. That was the house. I agreed to
stay there for four months, and he was my real
estate agent. He agreed to it, and it lingered on,
and then he wanted to Now I left after eight months,
and he wants to see me for seventy seven thousand
(05:00):
for rent that I did not pay him. I did
pay him continuously, but the heat wanted to tack on
an additional five thousand.
Speaker 2 (05:09):
Okay, Well, let me ask this.
Speaker 1 (05:10):
Okay, let me ask this. You did you have a
signed lease at the beginning.
Speaker 3 (05:15):
For four months?
Speaker 1 (05:16):
Yes, assigned lease for four months. It was a four
month lease. Yes, wow, Okay, So you have a four
month lease okay, and then the lease is over and
you stay correct?
Speaker 3 (05:28):
Yes, so it was a month to month okay.
Speaker 2 (05:30):
Got it? And you were paying rent during those extra months? Correct? Yes? Okay.
And now he says the lease continued.
Speaker 1 (05:39):
And you still owe he and he said, how many
more months did the lease continue?
Speaker 3 (05:45):
It continued until instead of for it was eight months.
It continued, but.
Speaker 1 (05:51):
It says, but it said for Lisa, how do you
get eight months out of four?
Speaker 3 (05:56):
Because he continued month to month.
Speaker 2 (05:59):
That's right. Month to month means there's no lease.
Speaker 3 (06:02):
Okay, yes, all right, fine, I understand.
Speaker 2 (06:04):
So therefore he's got no place to go. So therefore, Lisa,
you don't need a lawyer.
Speaker 1 (06:11):
And just because he says he's going to sue you,
doesn't mean he's going to sue you, because he's going
to have a very hard time in court saying, your honor,
we have a lease that wasn't signed.
Speaker 3 (06:22):
And he not only sued me, he filed the lawsuit
and he's been trying to serve me. And he had
the nerve to tell me he did serve me, and that.
Speaker 1 (06:30):
We come on, yeah, you know what, how do you know?
How do you know that he filed the lawsuit? And
how do you know he's going after you to serve you.
Speaker 3 (06:37):
I looked at us on the court website.
Speaker 1 (06:40):
Okay, so you have been sued and you've been sued
for and are you still there?
Speaker 3 (06:46):
No, I'm not there at all.
Speaker 2 (06:47):
Okay.
Speaker 1 (06:47):
So now he's suing you for money based on the
fact he says you have a lease that in fact
doesn't exist, and he.
Speaker 2 (06:54):
Is suing you for that, and he is arguing.
Speaker 1 (06:58):
That there is a lease that you never signed or
he never even presented an extra lease to you, did
he No?
Speaker 3 (07:06):
No, okay, got it.
Speaker 1 (07:07):
So you got to enter there. So now you need
a lawyer on the west side, which I don't recommend
because I don't know any lawyers on.
Speaker 2 (07:13):
The west side. But how old are you, Lisa.
Speaker 3 (07:17):
I'll be seventy five.
Speaker 1 (07:19):
Okay, so you're old enough. By the way, you sound
a hell of a lot older than that. You are
of an age where there are enough landlord tenant organizations.
Speaker 2 (07:31):
That help elderly people. They're all over the place, and
that's where you're going to get a lawyer.
Speaker 1 (07:38):
So just google lawyer, elderly landlord tenant leases, all of that.
Speaker 2 (07:46):
Just throw in those.
Speaker 1 (07:47):
Words and you will find these organizations that do a
pro bono or a very low cost and this is
what they do, by the way, this is and they're
very good lawyers because this is what they do, and
they volunteer and you'll be fine. You've got a dead
bang winner on your hands, Lise. I wouldn't worry about that.
The guy is blowing smoke.
Speaker 3 (08:05):
I have to answer.
Speaker 2 (08:07):
You do have to answer the complaint, of course you do.
Speaker 1 (08:09):
That's why I'm telling you to go to one of
these organizations that are out there.
Speaker 3 (08:13):
Okay, Okay, were you being susceptious? And he said, I
don't know anybody on the West Side.
Speaker 2 (08:21):
No, I don't. I don't.
Speaker 1 (08:23):
I don't refer to land More tenant lawyers or divorce lawyers.
Handle on the Law dot com is primarily personal injury.
So I don't keep a block list of lawyers out there,
and I'm not gonna. I wouldn't give the list on
the air anyway.
Speaker 2 (08:36):
Okay, so you get to go on yourself.
Speaker 1 (08:39):
This is Handle on the Law. Welcome back to Handle
on the Law.
Speaker 2 (08:46):
David. Hello, David.
Speaker 1 (08:49):
Hey.
Speaker 4 (08:49):
Yes, About about a year ago I moved my elderly
and uncle into a senior apartment complex, and months ago,
maintenance was in doing a repair and told them that
they believe they have beddugs. They promptly notified the manager.
The manager made all the arrangements, and now the manager
(09:11):
has given them a bill not only to treat their
apartment but also the manager's apartment that shared a common wall.
Speaker 2 (09:19):
Okay, claim how much money are they are they asking for?
Speaker 4 (09:23):
It's thirty eight hundred dollars.
Speaker 2 (09:24):
Okay, just say no, thanks. Now do they throw your
aunt and uncle out?
Speaker 1 (09:33):
I would contact the owners of the facility.
Speaker 2 (09:37):
A manager works for a company.
Speaker 1 (09:41):
And what you do is have bedbugs and part of
the contract, you have to read the contract with the
assisted living facility. There is a contract with your aunt
and uncle and the facility.
Speaker 2 (09:52):
You want to read that.
Speaker 1 (09:53):
And if it turns out that they're responsible if you
have bud bugs, they're responsible for with you know, infestations,
then they're responsible. Any If it says nothing on there,
you still say no, and you go, fine, what are
you gonna do?
Speaker 2 (10:08):
You're gonna throw me out.
Speaker 1 (10:09):
I'm gonna say no, you're and by you, I haven't
breached anything.
Speaker 2 (10:13):
So that's the way it's gonna work.
Speaker 5 (10:16):
Go to the go to the owner.
Speaker 2 (10:19):
I'm sorry, Siry, just go to the owners, go to
the company that owns it. That that's the best you
can do. At that point.
Speaker 1 (10:27):
Uh, the manager says, you have bed bugs and then
you gave them to me because there's a commonwealth.
Speaker 2 (10:32):
All right. I think that's going too far. Uh, Linda, Hi, Linda.
Speaker 6 (10:40):
Hi.
Speaker 3 (10:42):
My question is.
Speaker 7 (10:43):
And I'm wondering, what are the consequences or are there
any if my primary doctor gives me a referral to
you see a surgeon for a hernia that I don't have.
Speaker 2 (10:58):
Okay, so go, all right, so you don't go.
Speaker 3 (11:06):
So it's okay for you know?
Speaker 1 (11:09):
So he so he says, you have a hernia. You
don't have a hernia. How have you been damaged?
Speaker 8 (11:17):
No, no damages.
Speaker 2 (11:19):
But so what are you gonna do? What are you
gonna do? He said, I thought there was a hernia there.
Speaker 8 (11:24):
I guess I was wrong, but just something serious if
you know.
Speaker 1 (11:29):
No, it's not he misdiagnosed or it looked like a hernia. Linda,
it looked like a hernia and it wasn't. Okay, thank you?
Speaker 5 (11:38):
Now?
Speaker 1 (11:38):
What?
Speaker 2 (11:38):
No, what are you gonna do? Sue him for what?
Speaker 3 (11:42):
Okay?
Speaker 8 (11:44):
So when I called the surgeon that he preferred me
to to make the appointment for a surgery consultation, they
told me they couldn't make make the appointment until they
saw the report that show. Okay, that's what Arnie too
got my doctor that you produce that report.
Speaker 2 (12:06):
Okay, but you don't have a her But Linda, you
don't have a hernia? Right?
Speaker 8 (12:11):
I do have one, but it's but it's not the
type of hernia as I then go.
Speaker 2 (12:16):
To another doctor. Then Linda go to another doctor. Okay,
you're married another doctor.
Speaker 3 (12:22):
Yeah.
Speaker 2 (12:23):
I love these questions. Where are your damages? How have
you been hurt?
Speaker 3 (12:27):
Well?
Speaker 2 (12:27):
I really haven't. Uh you don't have a hernia, do you?
Speaker 1 (12:30):
No? I don't, Well, actually I do, but it's not
the kind of hernia that the doctor referred me to.
Speaker 2 (12:36):
What kind of you know? I just go on and
on and on.
Speaker 1 (12:39):
You know, it's you know, the fact is, you got
to give me credit for not hanging up.
Speaker 2 (12:44):
You got it.
Speaker 1 (12:44):
You have to give me credit that I didn't start
screaming and frothing at the mouth.
Speaker 2 (12:52):
Hallo, Wayne, Welcome to handle on the Law.
Speaker 9 (12:57):
Good morning. Yesterday I was at the park with my dog,
running around like ten other dogs. A dog attacked my dog.
The second time this dog's attacked my dog. It's attacked
several dogs. As I'm yelling and screaming to get the
guy to remove his dog. He finally did, and when
I told him get your dog out of here, it
attacked my dog another time.
Speaker 10 (13:18):
I'm going to kill it, and he huffing and puffing away.
It was how are you going to kill it? I'm
gonna shoot it. Then he left and he says, I'm
going to take notes of that. Is there anything I
did criminally wrong? I threatened to kill it?
Speaker 1 (13:31):
No, no, it's I mean, threatening to kill a dog
is not fun. What are they going to do, you know,
arrest you for threatening to kill a dog? I know,
especially in the heat of the moment, I thought, yeah,
you're gonna be okay. Now, was your dog any damage
to your dog? Was a dog injured as a result
of this dog bike?
Speaker 9 (13:50):
No, I was. This dog outweighed my dog leg seventy years.
Speaker 2 (13:54):
You're fine. I wouldn't worry about.
Speaker 5 (13:55):
It, Okay, I'd bring my gun to the park.
Speaker 1 (13:59):
And then I would you know, I mean, it's frankly,
if you do shoot the dog, there may be some liability,
but I would you know, you don't need I was saying,
I need as a dog attacking, you know, or even
being obnoxious or barking too loudly, just shoot the thing.
Speaker 2 (14:15):
Okay, all right, there you go. Was I serious? And
now not?
Speaker 11 (14:19):
Really?
Speaker 2 (14:21):
You know what I have to say that?
Speaker 1 (14:22):
Can you imagine we've reached the point where ten years
ago I would not even disclaim it, not at all.
Now I have to say, was I kidding?
Speaker 4 (14:34):
Yeah?
Speaker 2 (14:34):
I was kidding.
Speaker 1 (14:35):
Yeah, it really didn't mean it?
Speaker 2 (14:37):
All right. Let me tell you about your business life.
Speaker 1 (14:40):
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(15:43):
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Speaker 2 (15:51):
This is Handle on the Law.
Speaker 6 (15:54):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 1 (16:01):
This is Handle on the Law marginal legal and vice
where I tell you have absolutely no case.
Speaker 2 (16:10):
Hello Kevin, welcome to Handle on the Law.
Speaker 11 (16:14):
Hi Bill, Yes, so I am in the process of
purchasing a new construction home, new build, but twenty five
thousand dollars as a deposit. In March of this year,
everything was going fine. Loan was conditionally approved. About a
week ago.
Speaker 5 (16:30):
They came back.
Speaker 11 (16:31):
I used a builder's lender. They came back saying, oh,
we made some mistake on some calculations. Therefore I had
to bring in more down payment and some other stuff.
Speaker 2 (16:41):
But how much more? How much more? Kevin?
Speaker 11 (16:45):
Twenty five percent?
Speaker 2 (16:46):
Now another wait a second, what is that in dollars?
Speaker 11 (16:51):
About two hundred and forty thousand dollars. The purchase spice
is nine oh six.
Speaker 1 (16:55):
They want another two hundred and forty thousand dollars no total.
Speaker 11 (17:00):
Instead of twenty they're asking for twenty two percent.
Speaker 2 (17:02):
First, now, how much? Okay, how how many dollars are
we talking about?
Speaker 11 (17:07):
It's what twenty five dollars?
Speaker 2 (17:10):
Okay?
Speaker 1 (17:10):
They want an additional twenty excuse me, twenty five thousand dollars?
Speaker 2 (17:14):
Is that correct? Do I have that right?
Speaker 5 (17:16):
Yes?
Speaker 2 (17:17):
Okay? Uh now, and you've.
Speaker 1 (17:19):
Already been approved for the loan at your original down payment?
Speaker 2 (17:24):
Is that correct? Yes?
Speaker 1 (17:27):
I don't know where they're going. I don't know where
they're going to go with that. I have no idea
where they're going to go. You said, hey, here it is.
I gave you the down payment you asked for. The
loan has been approved. You're going to get your money.
And I have a question. Is it the lender that
wants twenty five thousand dollars more as a deposit or
(17:48):
is it the builder the lender?
Speaker 11 (17:49):
Does lender said I need to come up with three
extra percent from twenty two percent to twenty five percent?
Speaker 2 (17:54):
Okay?
Speaker 1 (17:54):
They but you already have a deal, right, it's in
writing it's been confirmed.
Speaker 2 (17:59):
You've locked it.
Speaker 11 (18:00):
Oh, we locked it. I said, you know what, because
when I locked it at three or six out of quarter,
they asked me to pay it like almost thirty four
thirty points. So I said, hey, when we if I
go back to a regular rate, which is up two
weeks ago, what would the difference be? And then all
of a sudden they said, oh, our numbers became incraigible.
Speaker 2 (18:17):
Okay, hang on a minute, Hold on a minute.
Speaker 1 (18:19):
Is your loan locked now, signed, done, delivered?
Speaker 2 (18:26):
Yes, okay. They can't go any place. They can't go.
They can ask for all the money they want, It
doesn't matter. They can't do it. So you just continue on.
You just continue on.
Speaker 1 (18:37):
And uh, if they say no, we're not going to
give you the If you say no, if they say no,
you're not, we're not going to give you a loan,
you go there. You're you're in breach. You're in breach
of your contract.
Speaker 11 (18:47):
There was a conditional approval.
Speaker 2 (18:48):
I have all about no a conditional approval.
Speaker 1 (18:52):
Way, you didn't say that. You didn't say that, Tommy Kevin.
You left out the word conditional. Interestingly enough, Uh, what
were the conditions?
Speaker 2 (19:02):
What were they able? To get out of.
Speaker 5 (19:06):
The condition.
Speaker 11 (19:06):
Approval was based on the tax returns, based up all
the stuff, regular stuff that they required, the least agreement
for my rental property.
Speaker 2 (19:14):
Everything, okay, and you supply the conditions and supplied all that.
Speaker 1 (19:20):
Yes, okay, you supplied all that, and any normal lender
would have accept accepted that correct. Yes, okay, Well all right,
I mean they're going to argue conditional that you didn't
meet the conditions, that we were reasonable in determining that
the conditions weren't met. We didn't think that that was
(19:40):
enough rent I mean, they could say whatever they want.
Now it's not as strong as you got the loan
and there are no conditions, but it's still pretty strong, Kevin.
Speaker 11 (19:48):
I mean, they're in b But when when I when
they used what a rental property they have to use
point of the rent they used point two five, and
all of a sudden they said, oh, we use point
two five.
Speaker 1 (19:59):
It doesn't matter, Kevin, It doesn't matter. They can say
whatever they want. For example, you have a loan that
you've met the contingencies and done, and then they turn
around after you've met the contingent and say, you.
Speaker 2 (20:10):
Know what the loan is.
Speaker 1 (20:12):
At six percent, but we've decided we want seven and
a half percent.
Speaker 2 (20:15):
How do you think they can do that? Right? That's
exactly the point. They can't.
Speaker 1 (20:21):
So they if they turn down the loan, you get
another one at whatever's going to cost you, and you
sue them for the difference. And the only issue is
is it a thirty year loan? And I don't know
how that works. You sue it for the thirty years
of the difference, and I don't know the answer to that.
Speaker 2 (20:38):
But they're screwed and you're in pretty good shape. That's
that's the case. Oh, here's a good one, Louis. Hello, Louis,
how you doing?
Speaker 12 (20:50):
Yes, sir, okay, employment termination. My wife goes to work
on Tuesday. She's later to a fight. We had a
party at my house, eighteen people. A question was asked
by one of the employees, a twenty one year old
basically secretary, regarding a movie called I Just Blazing Saddles. Oh, yeah,
(21:11):
of course, my wife. My wife makes the statement words
used in that movie today it could not be made
right and and and everybody heard this. The woman asks
my wife, well, what are those words? Well, she said
the word, the almighty.
Speaker 2 (21:26):
Word, the word correct, right, exactly.
Speaker 5 (21:29):
Of course.
Speaker 12 (21:29):
Okay, she goes in on Tuesday three I think it's
three weeks later, and she's fired. She goes on Monday,
they tell it her go home on Tuesday. She goes in.
You fired with no unemployment nothing. This is a high
level executive job.
Speaker 2 (21:44):
She gets on I preasure.
Speaker 12 (21:46):
She's probably gone it. But you know, according to what's
going on now right now, No, but I'm sure she couldn't.
Speaker 2 (21:52):
Go Wait is that Hold on a minute?
Speaker 1 (21:55):
Uh?
Speaker 2 (21:55):
The only way she doesn't get unemployment. Then we'll go
to the issue.
Speaker 1 (21:58):
I just want to this is a sidebar question, but
I think it's important for people to know.
Speaker 2 (22:02):
And this is California, right.
Speaker 12 (22:04):
Louis California, right, Okay, all right, So just.
Speaker 1 (22:07):
To answer the question about unemployment, which is the least
part of this. Uh, the only way the that no
one collects unemployment is number one, if they quit, and
number two they're fired for cause. Believe me, cause is
not making a racial reference at your house.
Speaker 2 (22:25):
That is not the cause. Yeah, they've got no place
to go. Now let's talk about the firing. Okay, right,
And they're.
Speaker 12 (22:35):
Using that again, understand you know they're using that again.
Also determination papers mentioned things they did not discussing.
Speaker 1 (22:46):
Okay, fair enough, So here's the law. Welcome to California.
In a negative way. They can fire her for.
Speaker 2 (22:56):
Any reason, any reason or no reason. As a matter
of fact, they can say, you know what, you should have.
Speaker 1 (23:02):
Used the N word when talking about that movie, and
you were not.
Speaker 2 (23:06):
You were not using it.
Speaker 1 (23:07):
And therefore you were politically correct, and I don't like
people were politically correct, and therefore you're fired. I wanted
to use to use the N word. That is, an
employer can do that.
Speaker 12 (23:20):
Louis right, I will state they go, No, they don't
have to no case reason, no case.
Speaker 2 (23:26):
Yeah, it's a drag, no case.
Speaker 1 (23:28):
You got to be so if you have no idea
how careful people have to be.
Speaker 2 (23:33):
What I used to say on this show, I would not.
Speaker 1 (23:37):
Last ten seconds, minutes, No, I mean literally.
Speaker 2 (23:43):
I could not last a moment.
Speaker 1 (23:45):
I would if nothing else, I'd be written up instantly,
probably suspended.
Speaker 12 (23:49):
Okay, so there's no case.
Speaker 2 (23:52):
That is correct.
Speaker 1 (23:53):
There is no case not for discrimination. You know, the
cases for discrimination.
Speaker 2 (23:58):
Is with protected classes.
Speaker 1 (23:59):
If you are and you are fired because you are
black or Hispanic or every whatever ethnicity or whatever religion, Right,
I'm Jewish, and if I walk in and the boss says,
you know what, I I don't like Jews, I don't
like what Israel just did.
Speaker 2 (24:15):
And you're Jewish and you're gone.
Speaker 1 (24:17):
I have a lawsuit for discrimination because I'm a protected
class as a religious person being fired. Same thing with gender.
I don't like women. Boom, that's a case. I don't
like religion. I want ethnicity. Age is a little bit
that's up in the air as to how far that goes.
But gender, oh, that's a problem.
Speaker 2 (24:40):
So yeah, you have to be a protected class otherwise you've.
Speaker 1 (24:43):
Got no place to go. This is handle on the law,
to handle on the law.
Speaker 2 (24:52):
Eric, Hello, Eric, Hey, yes.
Speaker 3 (24:59):
You Eric Fan.
Speaker 5 (25:01):
Okay, So I've been living in this house about ten years.
I don't know what that has to do with it,
but been here a while and got a back neighbor.
We both paid to the same landlord. About a week
and a half ago, that real estate agent come by.
She kind of bugs a lot. So I think they
fell like they're spending too much money at this point.
So real estate agent comes by and takes some measurements
stuff like that. I get where this is going. They
(25:24):
might they're looking to maybe just sell the house and
get rid of it. So then on Friday, landlord a
guy calls me up and says, hey, you know, I
was looking through our records and you've never signed the
first lease? Can I get you a copy now to
sign it? And I was like, well, I'm at work,
so boom Saturday morning. Hey, I'll be over there and
you know, twenty five minutes so you can sign it.
And I'm like, wait, I'm out the door, you know.
(25:45):
So I'm just wondering, is there a reason he's so
adamant now and sign?
Speaker 2 (25:49):
Let me ask you, have you signed it? Have you
signed subsequent leases?
Speaker 5 (25:53):
What do you mean like sign?
Speaker 2 (25:56):
Okay, you say you didn't sign the first lease. I
thought we have you signed leases after the first lease? Never?
Speaker 5 (26:04):
They just drop off.
Speaker 2 (26:05):
Oh okay, so you're.
Speaker 1 (26:06):
On a okay, so you're on a month to month effectively,
and yeah, do you have to sign it? Well, you
haven't been signing it for a long time, so it's
you know, I'm trying to think of what good does
it do. It's so we sign the lease other than
you're able to do there and you can't raise the rent?
Speaker 2 (26:24):
What city are you in? Eric?
Speaker 5 (26:26):
I live up here by Palm doing Little Rock.
Speaker 2 (26:28):
Okay, so there's no rent control there.
Speaker 1 (26:30):
I always ask that because in various cities there are
rent control that makes tenants' rights infinitely stronger. And you
want to look at the lease, and has he sent
you a copy of the lease?
Speaker 5 (26:43):
He's sent me a copy of the original one. So
I'm at this point, I just haven't signed it because
now I'm wondering.
Speaker 1 (26:48):
Yeah, well you eat, or you can ask him why.
You just ask him why? Why you know we've been
without a lease. How long you been living there?
Speaker 2 (26:55):
Ten years?
Speaker 5 (26:57):
About ten years?
Speaker 1 (26:58):
Okay, So here's the quest, and I would ask him,
mister landlord, I've been here for ten years without a lease.
Speaker 2 (27:08):
What is the huge rush that I sign a lease?
Speaker 6 (27:10):
Now?
Speaker 2 (27:11):
Why do you want me to sign the lease now?
Speaker 1 (27:13):
We're perfectly comfortable with me not having a lease for
ten years?
Speaker 5 (27:19):
Yes, okay, Yeah, that's what I don't know.
Speaker 1 (27:22):
The answer why he would do that, And I'm trying
to think of what the advantage is, and I don't
know what it is.
Speaker 2 (27:27):
At this point.
Speaker 1 (27:28):
So I would just ask him, you know, just say, hey,
why you know we've been here for ten years and
haven't had one unless he thought there was and you
just basically misplaced the lease and both of you thought
there was a signed lease, and he went through his
records ago, oh it's not signed.
Speaker 2 (27:44):
Well, then you well, there's the amount of rent on it,
and hopefully you do sign.
Speaker 1 (27:48):
If it's ten years old and they've never raised the
rent for ten years, then if they've raised the rent
you can resign it as smaller amount.
Speaker 2 (27:55):
Yeah, I'll sign the original lease.
Speaker 1 (27:57):
Cliff, Hello, Cliff, to help getting my medical records?
Speaker 2 (28:03):
Okay, from where you.
Speaker 11 (28:05):
Mean from the hospitals?
Speaker 2 (28:07):
Okay, from the I'm sorry, from.
Speaker 11 (28:08):
Where all the hospitals?
Speaker 2 (28:11):
Okay, all right, Well that's easy.
Speaker 1 (28:13):
You contact all the hospitals and you talk to UH
they have a medical records department, and you go, I
want my medical records and they're gonna get I'm sorry.
Speaker 11 (28:25):
And they say, too much strawd.
Speaker 8 (28:28):
You gotta prove you are you?
Speaker 2 (28:30):
Okay, that makes sense. So you prove you are you?
And you go, how do you want me to prove it?
Speaker 1 (28:35):
And UH, it could be all the way from UH.
They have an application that has to be notarized that
it's you. Do you have the ability to go into
a hospital at all?
Speaker 3 (28:46):
Cliff, I'm wheelchair bound.
Speaker 2 (28:48):
No, okay, all right, So that that's problematic.
Speaker 1 (28:52):
So if they insist that it's you, because anybody could
call Cliff, I can call and say my name is Cliff.
I want my medical records. They're not about to sign
it or send it to me. And then there are
forms that ask for it. But again, who is it
that's signing that form? So you want to call each
hospital that you know you were at and you want
(29:14):
to say, I am wheelchair bound. I want to get
a copy of my medical records.
Speaker 2 (29:19):
How do I do that? You are entitled to it, Cliff,
they're your medical records. Okay. They cannot withhold it now,
they can't say.
Speaker 3 (29:27):
Will say you get an attorney?
Speaker 1 (29:30):
Oh bowl, that's bold, get an attorney to get medical records, Cliff,
that makes no sense.
Speaker 2 (29:37):
That's me.
Speaker 1 (29:38):
No, no, you uh you call uh the who is they?
Speaker 2 (29:43):
By the way, let me go back to there. Who
is they that are telling you need an attorney?
Speaker 3 (29:48):
When I call the wreckage to PLU that they say
there's to us fraught.
Speaker 2 (29:53):
We don't know if you I understand?
Speaker 1 (29:55):
And then you ask, how do what can I do
to prove I am me to your satisfaction and.
Speaker 3 (30:03):
They say you better get in attorney.
Speaker 1 (30:06):
Okay, something is dreadfully wrong. Something is dreadfully wrong to
get an attorney for medical records.
Speaker 2 (30:11):
That doesn't make any sense.
Speaker 1 (30:14):
So I'm going to suggest there are organizations out there
that deal with people who are handicapped, non ambulatory.
Speaker 2 (30:24):
How old are you, Cliff.
Speaker 3 (30:28):
Just fifty one?
Speaker 11 (30:30):
Seventy three?
Speaker 2 (30:31):
Seventy three? Wow, I'm surprised. Yeah, I know, I'm surprised
because you sound so young.
Speaker 11 (30:38):
I made it.
Speaker 1 (30:40):
Yeah, No, you sound young, you sound chipper. You sound
like you're in your forties. My god, you sound good.
Speaker 3 (30:48):
That was a long time ago.
Speaker 2 (30:50):
Yeah, that was a long time ago. You can sort
of tell. Here's what you get to do.
Speaker 1 (30:55):
You get to do a little bit of research and
throw in some search words number one handicapped, elderly, because
I think at seventy three you qualify for elderly organizations,
pro bono legal organizations that will help you. It may
just take a phone call, you'll get someone. You just
(31:17):
have to do a little bit of research. Because the
bottom line is that didn't make any sense. I want
my medical records, get an attorney. What we have a
lot of fraud How does an attorney help prove that
Cliff is Cliff? Simply an attorney letter saying this is
my kind Cliff Cliff, send them the.
Speaker 2 (31:39):
Medical records.
Speaker 1 (31:40):
How is that any safer other than I can see
them say we want this form notarized, and we will
send the medical records to this form knowing it is
you and it's been formally notarized, so you know there's
another level of security. All right, let me tell you
about your bad breath, and man, you have plenty of it,
(32:03):
we all do.
Speaker 2 (32:04):
So let me suggest a way out of it.
Speaker 1 (32:07):
With the zelman'smint mouthmans, tiny little capsules that you swallow.
First of all, there's mint coded. They're coded with mint.
You suck on the mint, then they're gone.
Speaker 2 (32:17):
The mint is gone.
Speaker 1 (32:17):
Then you swallow or bite into them and the parsley
seed oil and the capsules goes to work inside the
gut and other mints don't do that, and that works
on bad breath, and if you have dry mouth.
Speaker 2 (32:29):
That helps. And also they just make you feel good.
Speaker 1 (32:31):
You know, there's nothing like when you brush your teeth,
for example, you have that fresh feeling we do with hours.
With Zelman's minte mouthmens, these things really work. So let
me suggest you get a hold of Zelman's zelmans dot
com Z E L M I N S dot com
fifteen percent off when you use the code handle at
checkout and take advantage of the fifteen percent Zelman's dot com.
Speaker 2 (32:54):
This is Handle on the Law.
Speaker 6 (32:58):
You're listening to Bill Handle on Demand from KFI A
M six forty
You're listening to KFI AM six forty the bill Handles
show on demand on the iHeartRadio f This is handle
on the Law Marginal Legal Advice where I tell you
you have absolutely no case. If you're injured need a lawyer,
go to handle on the law dot com. And if
you're a lawyer and want to help our listeners, please
(00:22):
go to handle on the law dot com. Click on
the join today tab at the top of the page.
Speaker 2 (00:27):
The following is up pre recorded program.
Speaker 1 (00:31):
A settlement has been reached between Newsmash Crazy, Newsmax and Smartmatic,
and this is regarding the twenty twenty election.
Speaker 2 (00:41):
Claims.
Speaker 1 (00:42):
Smartmatic is a voting machine company, that their voting machines
are used all over the country and what Newsmax did
is publicly consistently without stopping accus smart Matic of creating
(01:02):
accused Smartmatics of basically rigging the election in favor of
Joe Biden, that the election was stolen.
Speaker 2 (01:10):
Big surprise that argument is being.
Speaker 1 (01:11):
Made and Smartmatic was part of it. That the voting
machines themselves were rigged and programmed to give Joe Biden
either an advantage or the vote or to take away
Donald Trump's vote, and the election was smart Maattic's fault,
as well as Dominion and a few other organizations. Well,
(01:35):
now you have a defamation suit, right, defamation suit where
smart Matic accuses accuses Newsmacks of spreading multiple false claims
surrounding the election and accusing Newsmacks of publishing dozens of
false reports claiming that Smartmatic helped the election of Joe Biden.
Speaker 2 (01:56):
Now, defamation suit hits. And here's what. News Max argued
that they were.
Speaker 1 (02:01):
Simply reporting on newsworthy claims of fraud even though there
was no fraud, just the allegation and you keep on
repeating it as fact.
Speaker 2 (02:13):
And that was the lawsuit for defamation. And guess what
they literally were in.
Speaker 1 (02:20):
The jury selection process. And a settlement happened. Now we
don't know what the amount of the settlement was, but
it would have been far far higher had the judge
not ruled that smart Maatic was not able to get
punitive damages at the trial. They asked for punitive damages,
(02:42):
which then turbos the award.
Speaker 2 (02:45):
But there were going to be damages, no question.
Speaker 1 (02:49):
News Mac was going to lose. And to give you
an idea of how big these settlements can be. Last
year there was a case about Dominion voting systems, and
this was a voting system with Dominion was software that's
involved Dominion voting system. You reached a seven hundred and
eighty seven million dollar settlement with Fox News.
Speaker 2 (03:11):
Why because Fox News.
Speaker 1 (03:14):
Had been saying as fact that Dominion was part of
rigging the election.
Speaker 2 (03:20):
And the fraud was involved, and that's why Joe Biden
won the election. And had it not.
Speaker 1 (03:25):
Been for the rigging and the false counting of Dominion
the voting systems, then the election would have been won
by Donald Trump.
Speaker 2 (03:37):
Same thing now with smart matting. Those are the two
big suits that were filed.
Speaker 1 (03:41):
All right, I hope the settlement was big money, because
that is disgusting, you know.
Speaker 2 (03:46):
It's I hate this whole concept of election denying. I
really do. And I don't care what side.
Speaker 1 (03:51):
Of the political spectrum you are. I mean, come on,
do you really believe that the election was stolen?
Speaker 2 (03:58):
Of course you do. Of course you do.
Speaker 1 (04:00):
Listen to my news Max, listen to Fox News. Although
that's changed, I think news Max Max may very well
still feel that way. I wouldn't be surprised. All right,
let's take some phone calls Lisa, welcome to handle on
the law. Hello, Lisa, Hi, how are you?
Speaker 3 (04:21):
Yes, go ahead, I have a question on tenant. You
and I'm the tenant. And if you had one a
good lawyer on the West side of Los.
Speaker 2 (04:33):
Angeles, that's it. That's your question. Do I have a
good lawyer? What happened? Oh?
Speaker 3 (04:39):
Okay? So I was living in a home in on
the West Side. That was the house. I agreed to
stay there for four months, and he was my real
estate agent. He agreed to it, and it lingered on,
and then he wanted to Now I left after eight months,
and he wants to see me for seventy seven thousand
(05:00):
for rent that I did not pay him. I did
pay him continuously, but the heat wanted to tack on
an additional five thousand.
Speaker 2 (05:09):
Okay, Well, let me ask this.
Speaker 1 (05:10):
Okay, let me ask this. You did you have a
signed lease at the beginning.
Speaker 3 (05:15):
For four months?
Speaker 1 (05:16):
Yes, assigned lease for four months. It was a four
month lease. Yes, wow, Okay, So you have a four
month lease okay, and then the lease is over and
you stay correct?
Speaker 3 (05:28):
Yes, so it was a month to month okay.
Speaker 2 (05:30):
Got it? And you were paying rent during those extra months? Correct? Yes? Okay.
And now he says the lease continued.
Speaker 1 (05:39):
And you still owe he and he said, how many
more months did the lease continue?
Speaker 3 (05:45):
It continued until instead of for it was eight months.
It continued, but.
Speaker 1 (05:51):
It says, but it said for Lisa, how do you
get eight months out of four?
Speaker 3 (05:56):
Because he continued month to month.
Speaker 2 (05:59):
That's right. Month to month means there's no lease.
Speaker 3 (06:02):
Okay, yes, all right, fine, I understand.
Speaker 2 (06:04):
So therefore he's got no place to go. So therefore, Lisa,
you don't need a lawyer.
Speaker 1 (06:11):
And just because he says he's going to sue you,
doesn't mean he's going to sue you, because he's going
to have a very hard time in court saying, your honor,
we have a lease that wasn't signed.
Speaker 3 (06:22):
And he not only sued me, he filed the lawsuit
and he's been trying to serve me. And he had
the nerve to tell me he did serve me, and that.
Speaker 1 (06:30):
We come on, yeah, you know what, how do you know?
How do you know that he filed the lawsuit? And
how do you know he's going after you to serve you.
Speaker 3 (06:37):
I looked at us on the court website.
Speaker 1 (06:40):
Okay, so you have been sued and you've been sued
for and are you still there?
Speaker 3 (06:46):
No, I'm not there at all.
Speaker 2 (06:47):
Okay.
Speaker 1 (06:47):
So now he's suing you for money based on the
fact he says you have a lease that in fact
doesn't exist, and he.
Speaker 2 (06:54):
Is suing you for that, and he is arguing.
Speaker 1 (06:58):
That there is a lease that you never signed or
he never even presented an extra lease to you, did
he No?
Speaker 3 (07:06):
No, okay, got it.
Speaker 1 (07:07):
So you got to enter there. So now you need
a lawyer on the west side, which I don't recommend
because I don't know any lawyers on.
Speaker 2 (07:13):
The west side. But how old are you, Lisa.
Speaker 3 (07:17):
I'll be seventy five.
Speaker 1 (07:19):
Okay, so you're old enough. By the way, you sound
a hell of a lot older than that. You are
of an age where there are enough landlord tenant organizations.
Speaker 2 (07:31):
That help elderly people. They're all over the place, and
that's where you're going to get a lawyer.
Speaker 1 (07:38):
So just google lawyer, elderly landlord tenant leases, all of that.
Speaker 2 (07:46):
Just throw in those.
Speaker 1 (07:47):
Words and you will find these organizations that do a
pro bono or a very low cost and this is
what they do, by the way, this is and they're
very good lawyers because this is what they do, and
they volunteer and you'll be fine. You've got a dead
bang winner on your hands, Lise. I wouldn't worry about that.
The guy is blowing smoke.
Speaker 3 (08:05):
I have to answer.
Speaker 2 (08:07):
You do have to answer the complaint, of course you do.
Speaker 1 (08:09):
That's why I'm telling you to go to one of
these organizations that are out there.
Speaker 3 (08:13):
Okay, Okay, were you being susceptious? And he said, I
don't know anybody on the West Side.
Speaker 2 (08:21):
No, I don't. I don't.
Speaker 1 (08:23):
I don't refer to land More tenant lawyers or divorce lawyers.
Handle on the Law dot com is primarily personal injury.
So I don't keep a block list of lawyers out there,
and I'm not gonna. I wouldn't give the list on
the air anyway.
Speaker 2 (08:36):
Okay, so you get to go on yourself.
Speaker 1 (08:39):
This is Handle on the Law. Welcome back to Handle
on the Law.
Speaker 2 (08:46):
David. Hello, David.
Speaker 1 (08:49):
Hey.
Speaker 4 (08:49):
Yes, About about a year ago I moved my elderly
and uncle into a senior apartment complex, and months ago,
maintenance was in doing a repair and told them that
they believe they have beddugs. They promptly notified the manager.
The manager made all the arrangements, and now the manager
(09:11):
has given them a bill not only to treat their
apartment but also the manager's apartment that shared a common wall.
Speaker 2 (09:19):
Okay, claim how much money are they are they asking for?
Speaker 4 (09:23):
It's thirty eight hundred dollars.
Speaker 2 (09:24):
Okay, just say no, thanks. Now do they throw your
aunt and uncle out?
Speaker 1 (09:33):
I would contact the owners of the facility.
Speaker 2 (09:37):
A manager works for a company.
Speaker 1 (09:41):
And what you do is have bedbugs and part of
the contract, you have to read the contract with the
assisted living facility. There is a contract with your aunt
and uncle and the facility.
Speaker 2 (09:52):
You want to read that.
Speaker 1 (09:53):
And if it turns out that they're responsible if you
have bud bugs, they're responsible for with you know, infestations,
then they're responsible. Any If it says nothing on there,
you still say no, and you go, fine, what are
you gonna do?
Speaker 2 (10:08):
You're gonna throw me out.
Speaker 1 (10:09):
I'm gonna say no, you're and by you, I haven't
breached anything.
Speaker 2 (10:13):
So that's the way it's gonna work.
Speaker 5 (10:16):
Go to the go to the owner.
Speaker 2 (10:19):
I'm sorry, Siry, just go to the owners, go to
the company that owns it. That that's the best you
can do. At that point.
Speaker 1 (10:27):
Uh, the manager says, you have bed bugs and then
you gave them to me because there's a commonwealth.
Speaker 2 (10:32):
All right. I think that's going too far. Uh, Linda, Hi, Linda.
Speaker 6 (10:40):
Hi.
Speaker 3 (10:42):
My question is.
Speaker 7 (10:43):
And I'm wondering, what are the consequences or are there
any if my primary doctor gives me a referral to
you see a surgeon for a hernia that I don't have.
Speaker 2 (10:58):
Okay, so go, all right, so you don't go.
Speaker 3 (11:06):
So it's okay for you know?
Speaker 1 (11:09):
So he so he says, you have a hernia. You
don't have a hernia. How have you been damaged?
Speaker 8 (11:17):
No, no damages.
Speaker 2 (11:19):
But so what are you gonna do? What are you
gonna do? He said, I thought there was a hernia there.
Speaker 8 (11:24):
I guess I was wrong, but just something serious if
you know.
Speaker 1 (11:29):
No, it's not he misdiagnosed or it looked like a hernia. Linda,
it looked like a hernia and it wasn't. Okay, thank you?
Speaker 5 (11:38):
Now?
Speaker 1 (11:38):
What?
Speaker 2 (11:38):
No, what are you gonna do? Sue him for what?
Speaker 3 (11:42):
Okay?
Speaker 8 (11:44):
So when I called the surgeon that he preferred me
to to make the appointment for a surgery consultation, they
told me they couldn't make make the appointment until they
saw the report that show. Okay, that's what Arnie too
got my doctor that you produce that report.
Speaker 2 (12:06):
Okay, but you don't have a her But Linda, you
don't have a hernia? Right?
Speaker 8 (12:11):
I do have one, but it's but it's not the
type of hernia as I then go.
Speaker 2 (12:16):
To another doctor. Then Linda go to another doctor. Okay,
you're married another doctor.
Speaker 3 (12:22):
Yeah.
Speaker 2 (12:23):
I love these questions. Where are your damages? How have
you been hurt?
Speaker 3 (12:27):
Well?
Speaker 2 (12:27):
I really haven't. Uh you don't have a hernia, do you?
Speaker 1 (12:30):
No? I don't, Well, actually I do, but it's not
the kind of hernia that the doctor referred me to.
Speaker 2 (12:36):
What kind of you know? I just go on and
on and on.
Speaker 1 (12:39):
You know, it's you know, the fact is, you got
to give me credit for not hanging up.
Speaker 2 (12:44):
You got it.
Speaker 1 (12:44):
You have to give me credit that I didn't start
screaming and frothing at the mouth.
Speaker 2 (12:52):
Hallo, Wayne, Welcome to handle on the Law.
Speaker 9 (12:57):
Good morning. Yesterday I was at the park with my dog,
running around like ten other dogs. A dog attacked my dog.
The second time this dog's attacked my dog. It's attacked
several dogs. As I'm yelling and screaming to get the
guy to remove his dog. He finally did, and when
I told him get your dog out of here, it
attacked my dog another time.
Speaker 10 (13:18):
I'm going to kill it, and he huffing and puffing away.
It was how are you going to kill it? I'm
gonna shoot it. Then he left and he says, I'm
going to take notes of that. Is there anything I
did criminally wrong? I threatened to kill it?
Speaker 1 (13:31):
No, no, it's I mean, threatening to kill a dog
is not fun. What are they going to do, you know,
arrest you for threatening to kill a dog? I know,
especially in the heat of the moment, I thought, yeah,
you're gonna be okay. Now, was your dog any damage
to your dog? Was a dog injured as a result
of this dog bike?
Speaker 9 (13:50):
No, I was. This dog outweighed my dog leg seventy years.
Speaker 2 (13:54):
You're fine. I wouldn't worry about.
Speaker 5 (13:55):
It, Okay, I'd bring my gun to the park.
Speaker 1 (13:59):
And then I would you know, I mean, it's frankly,
if you do shoot the dog, there may be some liability,
but I would you know, you don't need I was saying,
I need as a dog attacking, you know, or even
being obnoxious or barking too loudly, just shoot the thing.
Speaker 2 (14:15):
Okay, all right, there you go. Was I serious? And
now not?
Speaker 11 (14:19):
Really?
Speaker 2 (14:21):
You know what I have to say that?
Speaker 1 (14:22):
Can you imagine we've reached the point where ten years
ago I would not even disclaim it, not at all.
Now I have to say, was I kidding?
Speaker 4 (14:34):
Yeah?
Speaker 2 (14:34):
I was kidding.
Speaker 1 (14:35):
Yeah, it really didn't mean it?
Speaker 2 (14:37):
All right. Let me tell you about your business life.
Speaker 1 (14:40):
The less your business spends on delivering your product or service,
the more margin you have. Simply the more money you make.
Everything is more expensive these days, go out to lunch.
Costs have gone up on materials and employees and distribution
and borrowing. And you can reduce those costs. You can
reduce your headaches with netsweet by Oracle. What nets is
(15:00):
the number one cloud financial system bringing accounting financial management inventory.
If you do that, nhr all into one platform. And
here's how you reduce it costs because NetSuite lives in
the cloud and noble hardware is required and it can
be accessive from anywhere. So all of your platforms, which
is now one, you don't need hardware for it. You
(15:22):
cut the costs of maintaining multiple systems because again you've
got one unified business Management suite, and it's so easy
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Speaker 2 (15:51):
This is Handle on the Law.
Speaker 6 (15:54):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 1 (16:01):
This is Handle on the Law marginal legal and vice
where I tell you have absolutely no case.
Speaker 2 (16:10):
Hello Kevin, welcome to Handle on the Law.
Speaker 11 (16:14):
Hi Bill, Yes, so I am in the process of
purchasing a new construction home, new build, but twenty five
thousand dollars as a deposit. In March of this year,
everything was going fine. Loan was conditionally approved. About a
week ago.
Speaker 5 (16:30):
They came back.
Speaker 11 (16:31):
I used a builder's lender. They came back saying, oh,
we made some mistake on some calculations. Therefore I had
to bring in more down payment and some other stuff.
Speaker 2 (16:41):
But how much more? How much more? Kevin?
Speaker 11 (16:45):
Twenty five percent?
Speaker 2 (16:46):
Now another wait a second, what is that in dollars?
Speaker 11 (16:51):
About two hundred and forty thousand dollars. The purchase spice
is nine oh six.
Speaker 1 (16:55):
They want another two hundred and forty thousand dollars no total.
Speaker 11 (17:00):
Instead of twenty they're asking for twenty two percent.
Speaker 2 (17:02):
First, now, how much? Okay, how how many dollars are
we talking about?
Speaker 11 (17:07):
It's what twenty five dollars?
Speaker 2 (17:10):
Okay?
Speaker 1 (17:10):
They want an additional twenty excuse me, twenty five thousand dollars?
Speaker 2 (17:14):
Is that correct? Do I have that right?
Speaker 5 (17:16):
Yes?
Speaker 2 (17:17):
Okay? Uh now, and you've.
Speaker 1 (17:19):
Already been approved for the loan at your original down payment?
Speaker 2 (17:24):
Is that correct? Yes?
Speaker 1 (17:27):
I don't know where they're going. I don't know where
they're going to go with that. I have no idea
where they're going to go. You said, hey, here it is.
I gave you the down payment you asked for. The
loan has been approved. You're going to get your money.
And I have a question. Is it the lender that
wants twenty five thousand dollars more as a deposit or
(17:48):
is it the builder the lender?
Speaker 11 (17:49):
Does lender said I need to come up with three
extra percent from twenty two percent to twenty five percent?
Speaker 2 (17:54):
Okay?
Speaker 1 (17:54):
They but you already have a deal, right, it's in
writing it's been confirmed.
Speaker 2 (17:59):
You've locked it.
Speaker 11 (18:00):
Oh, we locked it. I said, you know what, because
when I locked it at three or six out of quarter,
they asked me to pay it like almost thirty four
thirty points. So I said, hey, when we if I
go back to a regular rate, which is up two
weeks ago, what would the difference be? And then all
of a sudden they said, oh, our numbers became incraigible.
Speaker 2 (18:17):
Okay, hang on a minute, Hold on a minute.
Speaker 1 (18:19):
Is your loan locked now, signed, done, delivered?
Speaker 2 (18:26):
Yes, okay. They can't go any place. They can't go.
They can ask for all the money they want, It
doesn't matter. They can't do it. So you just continue on.
You just continue on.
Speaker 1 (18:37):
And uh, if they say no, we're not going to
give you the If you say no, if they say no,
you're not, we're not going to give you a loan,
you go there. You're you're in breach. You're in breach
of your contract.
Speaker 11 (18:47):
There was a conditional approval.
Speaker 2 (18:48):
I have all about no a conditional approval.
Speaker 1 (18:52):
Way, you didn't say that. You didn't say that, Tommy Kevin.
You left out the word conditional. Interestingly enough, Uh, what
were the conditions?
Speaker 2 (19:02):
What were they able? To get out of.
Speaker 5 (19:06):
The condition.
Speaker 11 (19:06):
Approval was based on the tax returns, based up all
the stuff, regular stuff that they required, the least agreement
for my rental property.
Speaker 2 (19:14):
Everything, okay, and you supply the conditions and supplied all that.
Speaker 1 (19:20):
Yes, okay, you supplied all that, and any normal lender
would have accept accepted that correct. Yes, okay, Well all right,
I mean they're going to argue conditional that you didn't
meet the conditions, that we were reasonable in determining that
the conditions weren't met. We didn't think that that was
(19:40):
enough rent I mean, they could say whatever they want.
Now it's not as strong as you got the loan
and there are no conditions, but it's still pretty strong, Kevin.
Speaker 11 (19:48):
I mean, they're in b But when when I when
they used what a rental property they have to use
point of the rent they used point two five, and
all of a sudden they said, oh, we use point
two five.
Speaker 1 (19:59):
It doesn't matter, Kevin, It doesn't matter. They can say
whatever they want. For example, you have a loan that
you've met the contingencies and done, and then they turn
around after you've met the contingent and say, you.
Speaker 2 (20:10):
Know what the loan is.
Speaker 1 (20:12):
At six percent, but we've decided we want seven and
a half percent.
Speaker 2 (20:15):
How do you think they can do that? Right? That's
exactly the point. They can't.
Speaker 1 (20:21):
So they if they turn down the loan, you get
another one at whatever's going to cost you, and you
sue them for the difference. And the only issue is
is it a thirty year loan? And I don't know
how that works. You sue it for the thirty years
of the difference, and I don't know the answer to that.
Speaker 2 (20:38):
But they're screwed and you're in pretty good shape. That's
that's the case. Oh, here's a good one, Louis. Hello, Louis,
how you doing?
Speaker 12 (20:50):
Yes, sir, okay, employment termination. My wife goes to work
on Tuesday. She's later to a fight. We had a
party at my house, eighteen people. A question was asked
by one of the employees, a twenty one year old
basically secretary, regarding a movie called I Just Blazing Saddles. Oh, yeah,
(21:11):
of course, my wife. My wife makes the statement words
used in that movie today it could not be made
right and and and everybody heard this. The woman asks
my wife, well, what are those words? Well, she said
the word, the almighty.
Speaker 2 (21:26):
Word, the word correct, right, exactly.
Speaker 5 (21:29):
Of course.
Speaker 12 (21:29):
Okay, she goes in on Tuesday three I think it's
three weeks later, and she's fired. She goes on Monday,
they tell it her go home on Tuesday. She goes in.
You fired with no unemployment nothing. This is a high
level executive job.
Speaker 2 (21:44):
She gets on I preasure.
Speaker 12 (21:46):
She's probably gone it. But you know, according to what's
going on now right now, No, but I'm sure she couldn't.
Speaker 2 (21:52):
Go Wait is that Hold on a minute?
Speaker 1 (21:55):
Uh?
Speaker 2 (21:55):
The only way she doesn't get unemployment. Then we'll go
to the issue.
Speaker 1 (21:58):
I just want to this is a sidebar question, but
I think it's important for people to know.
Speaker 2 (22:02):
And this is California, right.
Speaker 12 (22:04):
Louis California, right, Okay, all right, So just.
Speaker 1 (22:07):
To answer the question about unemployment, which is the least
part of this. Uh, the only way the that no
one collects unemployment is number one, if they quit, and
number two they're fired for cause. Believe me, cause is
not making a racial reference at your house.
Speaker 2 (22:25):
That is not the cause. Yeah, they've got no place
to go. Now let's talk about the firing. Okay, right,
And they're.
Speaker 12 (22:35):
Using that again, understand you know they're using that again.
Also determination papers mentioned things they did not discussing.
Speaker 1 (22:46):
Okay, fair enough, So here's the law. Welcome to California.
In a negative way. They can fire her for.
Speaker 2 (22:56):
Any reason, any reason or no reason. As a matter
of fact, they can say, you know what, you should have.
Speaker 1 (23:02):
Used the N word when talking about that movie, and
you were not.
Speaker 2 (23:06):
You were not using it.
Speaker 1 (23:07):
And therefore you were politically correct, and I don't like
people were politically correct, and therefore you're fired. I wanted
to use to use the N word. That is, an
employer can do that.
Speaker 12 (23:20):
Louis right, I will state they go, No, they don't
have to no case reason, no case.
Speaker 2 (23:26):
Yeah, it's a drag, no case.
Speaker 1 (23:28):
You got to be so if you have no idea
how careful people have to be.
Speaker 2 (23:33):
What I used to say on this show, I would not.
Speaker 1 (23:37):
Last ten seconds, minutes, No, I mean literally.
Speaker 2 (23:43):
I could not last a moment.
Speaker 1 (23:45):
I would if nothing else, I'd be written up instantly,
probably suspended.
Speaker 12 (23:49):
Okay, so there's no case.
Speaker 2 (23:52):
That is correct.
Speaker 1 (23:53):
There is no case not for discrimination. You know, the
cases for discrimination.
Speaker 2 (23:58):
Is with protected classes.
Speaker 1 (23:59):
If you are and you are fired because you are
black or Hispanic or every whatever ethnicity or whatever religion, Right,
I'm Jewish, and if I walk in and the boss says,
you know what, I I don't like Jews, I don't
like what Israel just did.
Speaker 2 (24:15):
And you're Jewish and you're gone.
Speaker 1 (24:17):
I have a lawsuit for discrimination because I'm a protected
class as a religious person being fired. Same thing with gender.
I don't like women. Boom, that's a case. I don't
like religion. I want ethnicity. Age is a little bit
that's up in the air as to how far that goes.
But gender, oh, that's a problem.
Speaker 2 (24:40):
So yeah, you have to be a protected class otherwise you've.
Speaker 1 (24:43):
Got no place to go. This is handle on the law,
to handle on the law.
Speaker 2 (24:52):
Eric, Hello, Eric, Hey, yes.
Speaker 3 (24:59):
You Eric Fan.
Speaker 5 (25:01):
Okay, So I've been living in this house about ten years.
I don't know what that has to do with it,
but been here a while and got a back neighbor.
We both paid to the same landlord. About a week
and a half ago, that real estate agent come by.
She kind of bugs a lot. So I think they
fell like they're spending too much money at this point.
So real estate agent comes by and takes some measurements
stuff like that. I get where this is going. They
(25:24):
might they're looking to maybe just sell the house and
get rid of it. So then on Friday, landlord a
guy calls me up and says, hey, you know, I
was looking through our records and you've never signed the
first lease? Can I get you a copy now to
sign it? And I was like, well, I'm at work,
so boom Saturday morning. Hey, I'll be over there and
you know, twenty five minutes so you can sign it.
And I'm like, wait, I'm out the door, you know.
(25:45):
So I'm just wondering, is there a reason he's so
adamant now and sign?
Speaker 2 (25:49):
Let me ask you, have you signed it? Have you
signed subsequent leases?
Speaker 5 (25:53):
What do you mean like sign?
Speaker 2 (25:56):
Okay, you say you didn't sign the first lease. I
thought we have you signed leases after the first lease? Never?
Speaker 5 (26:04):
They just drop off.
Speaker 2 (26:05):
Oh okay, so you're.
Speaker 1 (26:06):
On a okay, so you're on a month to month effectively,
and yeah, do you have to sign it? Well, you
haven't been signing it for a long time, so it's
you know, I'm trying to think of what good does
it do. It's so we sign the lease other than
you're able to do there and you can't raise the rent?
Speaker 2 (26:24):
What city are you in? Eric?
Speaker 5 (26:26):
I live up here by Palm doing Little Rock.
Speaker 2 (26:28):
Okay, so there's no rent control there.
Speaker 1 (26:30):
I always ask that because in various cities there are
rent control that makes tenants' rights infinitely stronger. And you
want to look at the lease, and has he sent
you a copy of the lease?
Speaker 5 (26:43):
He's sent me a copy of the original one. So
I'm at this point, I just haven't signed it because
now I'm wondering.
Speaker 1 (26:48):
Yeah, well you eat, or you can ask him why.
You just ask him why? Why you know we've been
without a lease. How long you been living there?
Speaker 2 (26:55):
Ten years?
Speaker 5 (26:57):
About ten years?
Speaker 1 (26:58):
Okay, So here's the quest, and I would ask him,
mister landlord, I've been here for ten years without a lease.
Speaker 2 (27:08):
What is the huge rush that I sign a lease?
Speaker 6 (27:10):
Now?
Speaker 2 (27:11):
Why do you want me to sign the lease now?
Speaker 1 (27:13):
We're perfectly comfortable with me not having a lease for
ten years?
Speaker 5 (27:19):
Yes, okay, Yeah, that's what I don't know.
Speaker 1 (27:22):
The answer why he would do that, And I'm trying
to think of what the advantage is, and I don't
know what it is.
Speaker 2 (27:27):
At this point.
Speaker 1 (27:28):
So I would just ask him, you know, just say, hey,
why you know we've been here for ten years and
haven't had one unless he thought there was and you
just basically misplaced the lease and both of you thought
there was a signed lease, and he went through his
records ago, oh it's not signed.
Speaker 2 (27:44):
Well, then you well, there's the amount of rent on it,
and hopefully you do sign.
Speaker 1 (27:48):
If it's ten years old and they've never raised the
rent for ten years, then if they've raised the rent
you can resign it as smaller amount.
Speaker 2 (27:55):
Yeah, I'll sign the original lease.
Speaker 1 (27:57):
Cliff, Hello, Cliff, to help getting my medical records?
Speaker 2 (28:03):
Okay, from where you.
Speaker 11 (28:05):
Mean from the hospitals?
Speaker 2 (28:07):
Okay, from the I'm sorry, from.
Speaker 11 (28:08):
Where all the hospitals?
Speaker 2 (28:11):
Okay, all right, Well that's easy.
Speaker 1 (28:13):
You contact all the hospitals and you talk to UH
they have a medical records department, and you go, I
want my medical records and they're gonna get I'm sorry.
Speaker 11 (28:25):
And they say, too much strawd.
Speaker 8 (28:28):
You gotta prove you are you?
Speaker 2 (28:30):
Okay, that makes sense. So you prove you are you?
And you go, how do you want me to prove it?
Speaker 1 (28:35):
And UH, it could be all the way from UH.
They have an application that has to be notarized that
it's you. Do you have the ability to go into
a hospital at all?
Speaker 3 (28:46):
Cliff, I'm wheelchair bound.
Speaker 2 (28:48):
No, okay, all right, So that that's problematic.
Speaker 1 (28:52):
So if they insist that it's you, because anybody could
call Cliff, I can call and say my name is Cliff.
I want my medical records. They're not about to sign
it or send it to me. And then there are
forms that ask for it. But again, who is it
that's signing that form? So you want to call each
hospital that you know you were at and you want
(29:14):
to say, I am wheelchair bound. I want to get
a copy of my medical records.
Speaker 2 (29:19):
How do I do that? You are entitled to it, Cliff,
they're your medical records. Okay. They cannot withhold it now,
they can't say.
Speaker 3 (29:27):
Will say you get an attorney?
Speaker 1 (29:30):
Oh bowl, that's bold, get an attorney to get medical records, Cliff,
that makes no sense.
Speaker 2 (29:37):
That's me.
Speaker 1 (29:38):
No, no, you uh you call uh the who is they?
Speaker 2 (29:43):
By the way, let me go back to there. Who
is they that are telling you need an attorney?
Speaker 3 (29:48):
When I call the wreckage to PLU that they say
there's to us fraught.
Speaker 2 (29:53):
We don't know if you I understand?
Speaker 1 (29:55):
And then you ask, how do what can I do
to prove I am me to your satisfaction and.
Speaker 3 (30:03):
They say you better get in attorney.
Speaker 1 (30:06):
Okay, something is dreadfully wrong. Something is dreadfully wrong to
get an attorney for medical records.
Speaker 2 (30:11):
That doesn't make any sense.
Speaker 1 (30:14):
So I'm going to suggest there are organizations out there
that deal with people who are handicapped, non ambulatory.
Speaker 2 (30:24):
How old are you, Cliff.
Speaker 3 (30:28):
Just fifty one?
Speaker 11 (30:30):
Seventy three?
Speaker 2 (30:31):
Seventy three? Wow, I'm surprised. Yeah, I know, I'm surprised
because you sound so young.
Speaker 11 (30:38):
I made it.
Speaker 1 (30:40):
Yeah, No, you sound young, you sound chipper. You sound
like you're in your forties. My god, you sound good.
Speaker 3 (30:48):
That was a long time ago.
Speaker 2 (30:50):
Yeah, that was a long time ago. You can sort
of tell. Here's what you get to do.
Speaker 1 (30:55):
You get to do a little bit of research and
throw in some search words number one handicapped, elderly, because
I think at seventy three you qualify for elderly organizations,
pro bono legal organizations that will help you. It may
just take a phone call, you'll get someone. You just
(31:17):
have to do a little bit of research. Because the
bottom line is that didn't make any sense. I want
my medical records, get an attorney. What we have a
lot of fraud How does an attorney help prove that
Cliff is Cliff? Simply an attorney letter saying this is
my kind Cliff Cliff, send them the.
Speaker 2 (31:39):
Medical records.
Speaker 1 (31:40):
How is that any safer other than I can see
them say we want this form notarized, and we will
send the medical records to this form knowing it is
you and it's been formally notarized, so you know there's
another level of security. All right, let me tell you
about your bad breath, and man, you have plenty of it,
(32:03):
we all do.
Speaker 2 (32:04):
So let me suggest a way out of it.
Speaker 1 (32:07):
With the zelman'smint mouthmans, tiny little capsules that you swallow.
First of all, there's mint coded. They're coded with mint.
You suck on the mint, then they're gone.
Speaker 2 (32:17):
The mint is gone.
Speaker 1 (32:17):
Then you swallow or bite into them and the parsley
seed oil and the capsules goes to work inside the
gut and other mints don't do that, and that works
on bad breath, and if you have dry mouth.
Speaker 2 (32:29):
That helps. And also they just make you feel good.
Speaker 1 (32:31):
You know, there's nothing like when you brush your teeth,
for example, you have that fresh feeling we do with hours.
With Zelman's minte mouthmens, these things really work. So let
me suggest you get a hold of Zelman's zelmans dot
com Z E L M I N S dot com
fifteen percent off when you use the code handle at
checkout and take advantage of the fifteen percent Zelman's dot com.
Speaker 2 (32:54):
This is Handle on the Law.
Speaker 6 (32:58):
You're listening to Bill Handle on Demand from KFI A
M six forty
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