All Episodes

November 9, 2024 34 mins
Handel on the Law, Marginal Legal Advice. 
Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
This is handle on the law where I bill handle,
give you insert name here marginal legal advice and tell
you you have no case. And I hope that that happens,
because when I tell you you do have a case,
believe me, I'm very upset about that. When you don't
have a case, I think it's fantastic. Now let's go

(00:22):
to a case out of Texas. Okay, this has to
do with immigration. A US judge in Texas has ruled
against President Biden's program that offers a path to citizenship
for certain immigrants spouses of US citizens. Now, a couple
of caveats here. It used to be that if any foreigner,

(00:47):
any foreigner from any place, married a US citizen, it
was almost automatic that application for green card and then
citizenship would happen.

Speaker 2 (00:55):
It was truly not a big deal.

Speaker 1 (00:57):
Then it got tougher and tougher, and during the first
Trump administration, I got very tough. Now the Biden administration
opened it up because it's hard to argue that the
Biden administration was not pro immigrant, and Joe Biden started
an initiatives, Keeping Families Together. It was launched during the summer,

(01:20):
and it was Keeping Families Together. This path so citizenship
for spouses of US citizens. Well, the US States Republican
Attorneys General coalition of them in Texas brought a lawsuit
against the federal government saying that that was an unconstitutional

(01:40):
and illegal initiative.

Speaker 2 (01:42):
Keeping families together was illegal.

Speaker 1 (01:45):
The judge blocked it temporarily until the judge made a
final decision. Well, the judge made a final decision, and
it is done, ruled against, And here is what's going
on with that. It doesn't matter anymore. It doesn't matter

(02:07):
because anything that President Biden did that was pro immigration
as a presidential directive that he could do without Congress,
and there's no chance he would get any threeing through Congress,
although there was one that was bipartisan and then it
was shut down by the Republicans.

Speaker 2 (02:24):
But that is a political issue.

Speaker 1 (02:26):
The point is, under a new administration, a Trump administration
truly anti immigrant. So if you are a a DACA recipient,
if you're here as a dreamer, had a lookout, I
think that President elect Trump is going to knock that
program out on its ass. Certainly, any pro immigration laws

(02:51):
that are passed, I think are going to be knocked out,
and it's going to be very very difficult for illegal
immigrants to be in this country and.

Speaker 2 (03:00):
To cross the border. Let's go phone calls. Hi Annette,
Hello Annette, you're there?

Speaker 3 (03:07):
Hello?

Speaker 2 (03:08):
Yes, Yes, I am, Yes, take my call.

Speaker 4 (03:11):
I am calling with a question on behalf of my mom.
She was married to a man that has since passed away.
He owned a house outright before they got married, and
he wanted the house to go to me. We have
now since sold the house, and my mom was wondering,

(03:31):
it's the house that they put in the trust for
me since they sold it. The money that's now left over,
that's in a trust account in the bank, does that still.

Speaker 5 (03:40):
Go to me?

Speaker 2 (03:41):
Or Oh, that's a good question. That's a good question.
But let me ask you something. Under the trust, do
you get money?

Speaker 4 (03:48):
Yes, I get it outright, and my siblings are excluded,
which they are now contenting.

Speaker 2 (03:53):
Okay, Well let me ask you.

Speaker 1 (03:55):
When you say you get the money outright, does the
trust give you all the money?

Speaker 2 (04:00):
Yes, then it's academic. Then it's academic.

Speaker 1 (04:02):
The house has nothing to do with it, the assets,
whatever it is.

Speaker 2 (04:06):
Everything that goes in the trust is yours.

Speaker 1 (04:09):
All the money that's derived from anything in the trust
goes to you.

Speaker 4 (04:13):
So in the trust it says that I get the house.
It doesn't say I get.

Speaker 2 (04:18):
Then there's no more house.

Speaker 1 (04:19):
Then there's no more house to get, and all you
have when you say we sold the house, did the
trust sell the house?

Speaker 3 (04:28):
Yes?

Speaker 2 (04:29):
Okay, so the trust Okay, all right, got it.

Speaker 1 (04:31):
So the trust sells the house, the money goes into
the trust, and now the money is distributed, so you
don't get the house.

Speaker 6 (04:41):
No.

Speaker 4 (04:41):
So if my mom does not want to distribute the
money from the house that is there, she still wants
to honor his will and give all the money to me.

Speaker 2 (04:51):
That's not a question of honoring it.

Speaker 1 (04:54):
If it's the direction of the trust, she has to
give you all the money under the trust. She doesn't
have the right to give it to any of your siblings.

Speaker 4 (05:04):
Okay, she was just wondering, since the house is no
more there, if if the money then still would go
to me?

Speaker 1 (05:10):
No, no, no, no, it all goes everything goes to you.
You're fine, and your siblings are very upset about it.
And how much money is involved, Annette.

Speaker 4 (05:18):
It's just a couple of hundred thousand.

Speaker 2 (05:20):
Yeah, you get it all. Here's what I would do,
is do you get along with your siblings at all.

Speaker 4 (05:26):
Well, we did until they figured this out.

Speaker 1 (05:29):
Okay, well, take you know what I would do is
I would take them all to dinner and raise a
toast to yourself and simply say I get everything. You
are screwed.

Speaker 2 (05:41):
Enjoy dinner.

Speaker 4 (05:42):
Okay, sounds like a plan.

Speaker 2 (05:44):
Yeah, that's what I would do for sure.

Speaker 1 (05:47):
Phone numbers and we do have some lines open eight
hundred five two zero one five three four eight hundred
five two zero one five three four Jen, Hello.

Speaker 7 (05:59):
Jen, Hi, good morning.

Speaker 8 (06:02):
Yeah, Hi.

Speaker 7 (06:04):
I have a twenty two year old son, only child,
and he is getting married at a young age.

Speaker 2 (06:09):
I just want to know how young fourteen fifteen.

Speaker 7 (06:14):
He's twenty two, Okay, I mean to me that's young. Yeah,
that is make sure that.

Speaker 1 (06:19):
I got married Mike to make yeah right, Yeah.

Speaker 7 (06:23):
I just want to make sure that the house and
everything that I had, you know, ready for him, his inheritance,
all that good stuff, is able to go to him
without the wife getting it. Is that even a possibility
in the state of Absolutely?

Speaker 1 (06:37):
Absolutely, he receiving a property in his name as an
inheritance is his property.

Speaker 7 (06:46):
Okay.

Speaker 2 (06:46):
Now what he does with.

Speaker 1 (06:47):
It, Jen, is up to him, right that he can
put put a joint tendancy and give it half of
it to his wife, or put it in a community property.
But yes, you make sure that it goes to him
individually and you're done.

Speaker 2 (07:04):
Well, you're done anyway because you're dead.

Speaker 7 (07:06):
But yeah, do I do that before he gets married
or after he gets married?

Speaker 2 (07:12):
Trust, it doesn't matter.

Speaker 1 (07:13):
You put in a trust for the benefit of your son,
and you want to make sure that how much is
the house worth?

Speaker 7 (07:20):
Jen about a good million.

Speaker 2 (07:23):
All right, and how much equity do you have in it?

Speaker 7 (07:28):
I would say about seven hundred and fifty thousand.

Speaker 1 (07:30):
Okay, I would do it as I would hire a lawyer,
only because if he gets divorced, right, you know that
his ex wife is going to make some kind of move.

Speaker 2 (07:43):
They always do, right, And so what a lawyer does?
I think?

Speaker 1 (07:46):
You know, every time I look at my trust, it's
that I change it every week. There's language in there
where it acknowledge that he is married, acknowledges.

Speaker 2 (07:57):
That it's only to him. I mean, really, he just
ties it all up.

Speaker 1 (08:02):
But the general rule, the rule is that he doesn't
get it or she doesn't get it. If he does,
so you're in pretty good. You are in pretty good shape.

Speaker 2 (08:12):
Vincent Hi, Vincent, Hello Bill Hi.

Speaker 5 (08:16):
Yeah, my parents received a letter from the county tax
assessor and there's two co signers on it. How is
that legal?

Speaker 1 (08:28):
Wait a minute, the county assessor has two co signers on.

Speaker 5 (08:33):
What on their tax bill?

Speaker 1 (08:37):
Okay, co signing doesn't mean much unless the title shows
there are two three people on it.

Speaker 5 (08:46):
There are two people on it.

Speaker 1 (08:49):
Okay, So there are two people and only one of
which owns the home.

Speaker 2 (08:53):
But this is from the assessor's office.

Speaker 1 (08:55):
What does the deed to the property say?

Speaker 5 (08:59):
It's it, it's paid for, it's is my mom and
dad's name.

Speaker 1 (09:03):
That is weird you call the county assessor's office that
I don't understand. I understand whoever is on title who
owns it? And that's where the letter goes for the
tax bill. Whether it's a trust or a corporation that
owns the property, or whoever a single individual or two
individuals own the property, it goes to them.

Speaker 2 (09:25):
The bill goes to them.

Speaker 1 (09:26):
So it does the house belong to one person? And
there's actually two people on the tax bill?

Speaker 5 (09:34):
Yes, my mom and my dad, and there's two co
signers though.

Speaker 1 (09:38):
Okay, you have to call you. What you have to
do is pull title. Oh you've got to go and
play in public record. Just pull title to the county
assessor's office. Something's going on here, and it could be
that someone added their name to your property or your
mom and dad's property.

Speaker 8 (09:55):
Something.

Speaker 1 (09:55):
Something is not kosher in Denmark, even though the property
is not in Denmark.

Speaker 2 (09:59):
Yeah, you've got to if you start with.

Speaker 1 (10:01):
Finding out who actually owns the property, that the county
assessor somehow got the information that there are multiple owners
of the property. And the only way that happens is
a new deed has been recorded if the old deed
shows that their only mom and dad.

Speaker 2 (10:17):
On the property. If that makes sense.

Speaker 1 (10:19):
Now, your business, the less your business spends on delivering
your product or service, the more margin you have, the
more money you're going to make, the more money you're
gonna keep.

Speaker 2 (10:30):
And everything is more expensive these days. Go to a restaurant.

Speaker 1 (10:33):
Costs have gone up on materials, employees, distribution, borrowing, I
mean all of it is gone up. But you can
reduce costs. You can reduce headaches with NetSuite by Oracle
heard that name before. NetSuite is the number one cloud
financial system bringing accounting financial Management inventory. If that's you HR,
which is everybody into one platform. You can reduce it

(10:57):
costs because NetSuite, first of all, lives in the cloud,
so there's no hardware required at all and can be
accessed from anywhere.

Speaker 2 (11:04):
You're on vacation.

Speaker 1 (11:05):
You can access it and see what's going on, so
cut the costs of maintaining multiple systems. It's one unified
business management suite. You can improve efficiency like crazy. So
why don't you go to the website, Visit NetSuite dot
com slash handle, download the information, see if your business

(11:27):
can in fact be helped by NetSuite, and I'm sure
it can. Doesn't cost anything, by the way, to download
it NetSuite dot com slash handle. NetSuite as in office
suites NetSuite dot com slash.

Speaker 9 (11:40):
Handle, saying that it didn't offer enough enforcement. Tenants are
now empowered to sue landlords privately for three times the
amount of damages and attorney fees. Huntington Beach appears to
have removed all three Democratic city council members in favor
of a seven to zero Republican majority. City Planning Commissioner
Butch Twining says he and his running mates just had

(12:02):
a better message.

Speaker 10 (12:03):
Huntington Beach is generally a conservative town. At the three
incombents the liberals. I guess you could say, I don't
believe they share the values of a majority of the
residents of Huntington Beach.

Speaker 9 (12:15):
Twining says he plans to continue to fight for proper
flag policies and against the state's affordable housing mandates. Democratic
councilman Dan Kalmick says he's worried for the future of
a city facing five state lawsuits under single party rule.
A man who called in sick to go to the
Dodgers World Series parade has lost his job. He posted

(12:36):
his termination letter on Reddit, which says he was seen
at the parade last week when he said he was
too sick to come in. The letter says the store
he worked at had to close early since nobody could
cover his shift. The worker says it was one hundred
percent worth it. Let's go to an accident on the
one oh one in Sherman Oaks.

Speaker 11 (12:55):
It's on the connector road one on one. He's found
transition to the four or five southbound and accident is
blocking this transition road. You're stopping. Go on the east
one to one from whenett get to the North Hollywood
Freeway split a little north of there on the FOURAL
five southbound at Nordoff, hearing about a crash involving the
pickup truck and a car. No lanes have blocked everything
on the right shoulder, and another connected road problem in

(13:15):
downy six or five southbound to the five southbound. It's
an accident blocking the left hand lane. Sound six o
five years slow from Washington Boulevard to the five. Southern
California's only airborne traffic reports.

Speaker 2 (13:25):
I'm Mike Morra.

Speaker 12 (13:26):
La County deputies put their lives on the line for us.

Speaker 13 (13:30):
We were assigned to do a patrol check of the
Compton train station. All of a sudden, we just heard gunshots.
My vision went black for a couple of seconds. I
remember my partner telling me I got shot. I got shot.
His face is all covered in blood. I had been
shot in the face, in the mouth, and I couldn't talk.
Putting on the turnquit on my partner's arm, and I

(13:50):
noticed both of my hands had been shot too. And
we get to the hospital. We're holding on to each other,
telling them like we're safe now, We're okay. No one's
going to hurt us anymore.

Speaker 12 (14:00):
The shooter was arrested and convicted. Both deputies recovered.

Speaker 13 (14:04):
When this happened to us, we saw a tremendous amount
of support from the community. Knowing that we weren't alone
makes me want to continue doing this job.

Speaker 12 (14:13):
Call your supervisor at two one three nine seven four
one four one one. Tell them to invest in our deputies.
Learn more at alads dot org, paid for by the
Association for Los Angeles Deputy Sheriffs so.

Speaker 9 (14:27):
Cal Weather from KFI sunny today with hies in the
low seventies for Metro LA and OC, mid to upper
sixties at the Beach's, upper sixties to mid seventies for
the Valleys, low seventies for the Inland Empire, upper fifties
to mid sixties for Antelope Valley. Right now at seventy
four in Signal Hill, seventy four in Torrents. We lead
local live from the KFI twenty four hour newsroom.

Speaker 2 (14:47):
I'm i Lean Gonzalez.

Speaker 14 (14:48):
You wouldn't trust a butcher a babysit your pet pig.
You wouldn't trust a lumberjack to repair your antiques, or
a professional wrestler to be your massage therapist.

Speaker 15 (15:04):
So why would you trust anyone but MCO to fix
your car?

Speaker 14 (15:07):
For over fifty years, we've been the trusted experts in
transmission repair.

Speaker 11 (15:10):
Check out Amco's multiple financing options so you can fix
it fast and pay it off Slowbamco.

Speaker 15 (15:18):
Are you having trouble hearing? Hearing loss can devastate the
quality of your life. Now there's an affordable fix for
you or your loved one. Rated in the best hearing
Aids of twenty twenty four by USA Today, Audien Hearing
has the highest quality hearing aids at the lowest prices
just one eighty nine.

Speaker 11 (15:34):
I actually like them better than my old five thousand
dollars hearing aids.

Speaker 2 (15:38):
I could not believe how my hearing and life change.

Speaker 15 (15:41):
Join over five hundred thousand happy customers by going to
Audienhearing dot com. That's au d e Nhearing dot com.

Speaker 2 (15:48):
Hey, it's Neil.

Speaker 16 (15:49):
I'm teaming up with Wildfork Foods for the first ever
forkin Things grilling. Join us this Saturday, November ninth, from
two to five pm at the Wild Fork location in
the Galt's on the corner of La Pause and Aliso
Creek Road. I'll be broadcasting live with my co host
Bill Handle. Come and enjoy delicious samples. Learn how to
grill your entire Thanksgiving feast with Chef Demos. Plus, We're

(16:12):
given away a Mini Max Big Green Egg grill and
you must be present to win. Go to KFI AM
six forty dot com slash wild Fork for details.

Speaker 2 (16:20):
KFI AM six forty more stimulating talk.

Speaker 1 (16:31):
KFI Handle Here on a Saturday morning with the Legal Show.

Speaker 2 (16:36):
The number is eight hundred.

Speaker 1 (16:38):
Five two zero one five three four. Eight hundred five
two zero one five three four. This is Handle on
the Law Marginal legal Advice where I tell you you
have absolutely no case.

Speaker 2 (16:55):
Arnie yello, Arnie yes, sir.

Speaker 3 (16:58):
Hello girl.

Speaker 8 (16:59):
Yeah, Okay, here's the deal. I went to an optometrist.
They wrote me three incorrect prescriptions, and I had glasses
made on those prescriptions and I could not see. Basically,
the problem was I had cataract surgery and I practically

(17:20):
lost my vision and they would not do anything about
the glasses. They said that they were made out of network,
and I said, you need to stand behind your prescriptions.
This is not about glasses, it's your prescription.

Speaker 1 (17:35):
Yeah, I assume you had the cataract surgery before getting
the glasses correct. Yes, okay, all right, so they give
you an eye exam.

Speaker 8 (17:46):
Oh, they did not do the cataract surgery.

Speaker 1 (17:49):
No, I understand autometrists can't. So you go to an
ophomologist to get the cataract surgery. You go to an
optometrist to get glasses. I'm assuming they gave you the
optical tests, the eye test to see how well you're
seeing based on that they issued, or they gave you
three pairs of glasses, is that correct?

Speaker 8 (18:10):
No, they gave me three wrong prescriptions.

Speaker 2 (18:13):
Wrong prescriptions, four glasses.

Speaker 8 (18:16):
Yeah, see, okay, they gave me.

Speaker 2 (18:18):
Okay, how much Well, let's make it real easy. How
much money out of pocket? How much did you pay?

Speaker 8 (18:24):
About five and fifty dollars?

Speaker 1 (18:26):
Okay, that's your lawsuit against the non ophthalmologists against the optrician.
I'm suffering a cold, so I'm throwing all my words
out there the optician.

Speaker 8 (18:38):
Okay. Well, I also have a situation with my insurance company.
I spoke to them about it and I filed a
grievance and they didn't even read my complaint. They just
said the exact same thing that the eptometrist said, they
said that they're not responsible for glasses made out of network.

Speaker 2 (19:03):
Oh sure, the optometrist is, I mean, he blew. It is.

Speaker 1 (19:06):
Whatever it costs you is what you file for in
small claims. Now, the insurance company, whatever they paid, they
can try to get some money back because they paid
it out.

Speaker 2 (19:18):
But your issue is your five hundred bucks that you're
out of pocket. That's what you do.

Speaker 1 (19:22):
You go after the autometrists for that, and then you
say these prescriptions are wrong.

Speaker 2 (19:25):
I mean, what are they gonna say, they're not wrong,
that they're right.

Speaker 8 (19:30):
But what about the insurance company.

Speaker 2 (19:32):
That's their problem. That's their arnie, that is their problem.

Speaker 1 (19:37):
It's the insurance company deals with the optometrists.

Speaker 2 (19:40):
All you deal is with your issue.

Speaker 8 (19:43):
Oh I see, Yeah, you're not there to collect.

Speaker 1 (19:45):
From the insurance company. You're there to collect your money.
Oh yeah, that's how it works.

Speaker 2 (19:55):
Julie Hi, Julie, hey Bill.

Speaker 6 (19:58):
I have a quick employe law question. I work for
in sales for a national company, where I get an
hourly paycheck and a commission's paycheck. I wanted to know
if my employer is required to give us an itemized
statements of our commissions because we can't tell if we're
being paid properly, if it's just a lump sum, if
we're doing hundreds of sales.

Speaker 2 (20:19):
Yeah, I don't know. If I don't know if they do.

Speaker 1 (20:21):
Because it's a question of here are your sales, and
now you can ask for an itemized statement. You can
turn around and go, hey, I think you're screwing me,
and then you have a whole issue with the Department
of Labor, with the state of California. But do they
They do have to say, here is what you sold.

Speaker 2 (20:43):
Here is your commission on what you sold.

Speaker 1 (20:46):
Now if there's a breakdown, you get different commission for
different products or different amounts of sales. Here, okay, And
you've asked for that and they just said straight out no.

Speaker 6 (20:56):
Yeah, they've ignored it, and they have made errors in
the pass, which is why we have trust issues.

Speaker 2 (21:02):
Okay, fair enough. How badly do you want the job?

Speaker 3 (21:07):
I do?

Speaker 8 (21:07):
Like my job?

Speaker 3 (21:08):
Yeah?

Speaker 1 (21:08):
See that becomes a problem that what we're talking about
a practical problem. Can you call the Department of Industrial
Relations the Wage Enforcement Bureau?

Speaker 2 (21:17):
Can you take them? Yep? You probably can, and they
will have to. You're gonna do what you're gonna do.

Speaker 1 (21:23):
Is can contest the amount of money you're paid saying
that I got screwed. Then what's gonna happen is the
department is going to ask them, okay, we want all
the information, they have to produce it, and then assuming
they assuming you win, okay, and they have to issue
you a check, you're still working there, Julie, do you see.

Speaker 2 (21:45):
The problem there?

Speaker 7 (21:47):
Yes?

Speaker 2 (21:48):
Yeah, yes I do so sometimes when I'm ready to leave, Yeah, exactly.

Speaker 1 (21:52):
Sometimes you just suck it up and you find out
if other people are getting screwed, or you do it
sort of a roundabout way, and if there's someone in
management that you know, they have a history of screen people.

Speaker 2 (22:04):
But in the end you're.

Speaker 1 (22:07):
Probably right, you know, and then you have a happy
camper who employs you. And by the way, you can
be fired for any reason or no reason. Now, is
it probably illegal to fire you because you filed a complaint?
I don't think that's legal, but it doesn't matter because

(22:28):
they can come up with any reason whatsoever.

Speaker 2 (22:32):
You know, we don't like Julie.

Speaker 1 (22:34):
She was insubordinate, the way she asked for the amount
of money, the way she asked for the figures or
such that it was clear that we can't trust her anymore.

Speaker 2 (22:48):
Anything can come up with anything, and they fire you.

Speaker 1 (22:51):
So we go back to how much you like your
job and are you earning enough money that you don't
want to look anyplace else.

Speaker 2 (23:00):
That's the question I have point taking. All right, what
kind of work do you do? By the way, Julie,
what kind of work you do?

Speaker 6 (23:07):
I work in event sales.

Speaker 1 (23:10):
A vet like ah event?

Speaker 2 (23:14):
I thought you said in vet sales.

Speaker 1 (23:16):
I just my dog just went and had surgery and
it cost me a ridiculous amount of money.

Speaker 2 (23:21):
You have no idea how close I was when the
vet said this will be five thousand dollars. And I
looked at the vet and said, you know what, let
her die?

Speaker 1 (23:29):
And the VET said, really, I go no, Now I
gotta pay for it.

Speaker 2 (23:35):
What a drag?

Speaker 1 (23:37):
Oh, Maureene, Hi Moreene, welcome to handle on the law.

Speaker 7 (23:41):
Hi, thank you Bill for taking my call. Sure, So
here's my question. I entered into a lease for account home.
It's close to railroad tracks. When we rented there, this
area is called a quiet.

Speaker 2 (23:57):
Zone, its own next to railroad tracks. You don't think
there's a contradiction there.

Speaker 7 (24:04):
Well, what it means is they don't blow their horns
at crossing. So that has recently changed because cities between
these two points, which is a broad spectrum, is the
cities did not comply with some federal regulations. So now
they're blowing their horns twenty four to seven. In my bedroom,

(24:26):
the decibel level is eighty three in the middle of
the night. The city ordinance after ten o'clock is supposed
to be not anything over seventy five. So my question is,
is you can usually break a lease if something becomes inhabitable.
Now I know this isn't the communities.

Speaker 1 (24:44):
Yeah, oh, that's a great question. Can you be by
the way that's uninhabitable? But a great question can a
lease be broken under these circumstances? Wow, you know I've
never had that question before, and question I would argue, yes,
you certainly can try it. The worst that happens is

(25:07):
they come back and you bite yourself a lawsuit. But
if you can't live there, you can't live there if
it is truly uninhabitable because you can never sleep.

Speaker 7 (25:18):
Yeah, I mean you're sleeping with ear plugs in.

Speaker 2 (25:21):
But yeah, no, no, no, I understand, No, that's.

Speaker 1 (25:25):
You know, that's a question for a landlord tenant usually
I'm pretty good at landlord tenant law, but that one
is that was interesting because the place has become effectively
uninhabitable through.

Speaker 2 (25:36):
No fault of the landlord.

Speaker 7 (25:39):
Correct.

Speaker 1 (25:40):
So that's a question for a landlord tenant attorney. You know,
that's about my pay grade. I wish I could answer that,
but I can't. So thanks for calling handle on the
law for all the help that you get. See how
that works, Dave, Yes, sir, What can I do for you?

Speaker 3 (25:56):
I want to know if I have any legal obligation
to go on to a text message from a collection agency.

Speaker 1 (26:04):
No, you have no legal responsibility to do much of
anything until the judge tells you you have a legal
opera obligation, or the IRS would like to talk to you,
or you've been subpoenaed. Now, collection agencies generally don't send texts.

Speaker 2 (26:20):
Do you owe the money?

Speaker 5 (26:21):
Dave?

Speaker 3 (26:22):
I have no idea.

Speaker 2 (26:24):
Okay, what are they asking you for?

Speaker 3 (26:26):
Text from? Like forty dollars and change from twenty nineteen?

Speaker 2 (26:32):
It's a scam. Just ignore y.

Speaker 3 (26:35):
I checked the web.

Speaker 2 (26:36):
Yeah, it's a scam.

Speaker 3 (26:38):
Has a website?

Speaker 2 (26:40):
Yeah a Dave, it's a scam. It's a scam. First
of all, for twenty nineteen.

Speaker 1 (26:46):
That's first of all, the statute is gone for one thing,
and they do it for such low numbers that they
figure you just ignore it.

Speaker 2 (26:53):
And just pay it. So just it's a scam. Ignore it.

Speaker 1 (26:59):
You're not going to get foot for forty one or
forty three dollars.

Speaker 2 (27:03):
Yeah, you're going to be fine. I wouldn't worry about that. God,
I love these scams.

Speaker 1 (27:08):
They do that a lot in business, by the way,
where they send bills to business to whoever pays the bills,
and they'll say, you know.

Speaker 2 (27:16):
Cause you got Yeah.

Speaker 1 (27:17):
Let's say I have a business that buys thousands and
thousand dollars worth of inventory every month, you know, paper,
and you also have like pens and pencils, and I'm
in all of that, and all of a sudden, the
two hundred dollars bill shows up. It's only two hundred dollars,
and it's a scam. And if you keep it low
enough then they don't have to worry about it.

Speaker 2 (27:40):
Michael, Hello, Michael.

Speaker 5 (27:43):
Hello, their bill.

Speaker 3 (27:44):
Yeah, I was.

Speaker 17 (27:46):
I was in the process of proclosing on a simple
note for seventy five thousand dollars or the purchase of
some Mura lands that I own, and the person who's
named on the note two days prior to foreclosure, they
could claimed the property to a relative, and that relatives
immediately filed Chapter seven.

Speaker 8 (28:09):
What's my position in.

Speaker 2 (28:10):
Okay, that's easy, that's easy. You go. You have to
go into bankruptcy court unravel all of that. That'll be
very easy.

Speaker 8 (28:18):
Okay, Yeah, that's it.

Speaker 2 (28:20):
That's gonna be. There's a bankruptcy hearing. Whenever anything is
sold in.

Speaker 1 (28:23):
Bankruptcy, it's in front of a judge. A judge has
to okay the bankruptcy and then there's a hearing, and
just find out who the trustee is because you have
the name, because they have to let you know. Well, no,
they don't have to let you know, but because you're
not you're not the debtor or you're not the creditor.
But find out where the hearing is and it's all

(28:44):
filed in a federal court and there's a record of it.
I don't should hire an attorney, you know, I don't
want you to hire an attorney, not for seventy five
thousand dollars.

Speaker 2 (28:54):
But you know, it's basically a scam, you know.

Speaker 17 (28:57):
Okay, So the other pick question if they haven't paid
the property taxes.

Speaker 8 (29:02):
In over two years.

Speaker 17 (29:04):
Someone said I should go in there and pay them
because there's another way that they can try and grab
the property.

Speaker 2 (29:09):
Yeah, that's true. How much money is owed.

Speaker 17 (29:12):
I'm on the property tax it's like six thousand.

Speaker 2 (29:15):
Wow. Yeah, that's a problem. Now the buyer is responsible
for that, but the.

Speaker 1 (29:23):
Uh you basically the county could come in and say
you owe the money.

Speaker 2 (29:27):
Someone's got to pay it. And if you want to
stay in the.

Speaker 1 (29:30):
Game, because they can, they can foreclose and they have priority.

Speaker 2 (29:36):
So you know, that's I wish it was enough.

Speaker 1 (29:40):
Money to make it worthwhile for you to spend thousands
of dollars for an attorney.

Speaker 2 (29:44):
I would talk to uh, you know, I would.

Speaker 1 (29:47):
Talk to a real estate attorney just to get some
advice as to what to do. This is one of
those things where I don't know which way to go
on that Sandra, Hi, Sandra, welcome, Hi Bell, how are you?

Speaker 2 (30:02):
Yeah? Go ahead.

Speaker 18 (30:03):
So I was scammed out of two hundred dollars from
a prepaid Walmart debit card. It's a master card and anyway,
I couldn't get any help from Walmart or the Green
Dot company, which is the third party I had to
file a police report, but I wanted to know if
there's any recourse for me.

Speaker 1 (30:23):
Now, not really no, because the person who is at
fault is the one that took And this is what happens.
You buy a card, uh, and then it's okayed at
the cash register, but someone can scam or someone can
get and they do this with actually a scanner and
get the number and it's once you've gone, you've gone.

(30:46):
They're not responsible. You've you've been basically been scammed. You
lost two hundred bucks. I'm not a big fan of
prepaid anything. I always use credit cards for.

Speaker 14 (30:56):
I knew it.

Speaker 1 (30:57):
Yeah, I know, I got no unfortunate you got screwed,
you know.

Speaker 2 (31:01):
In your life.

Speaker 18 (31:04):
They have the name of the person, but they won't
even share it with me.

Speaker 2 (31:07):
Yeah, and they're not going to. They're not going to.
They would have to go. You would have to go.

Speaker 1 (31:12):
No one worries about your two hundred dollars, Sandra, They
really don't, unfortunately.

Speaker 2 (31:17):
Okay, Yeah, that's you know, what are you gonna do?

Speaker 1 (31:20):
Sometimes you just get screwed in life, and if that's
the only thing you lose for the rest of your life,
you know, you're Okay, a quick word about your breath.
And why would I talk about your breath? Well, because
I'm sure you have big issues with your breath often
and no one wants to smell it. Maybe, in fact,
you don't even want to smell your own breath. So

(31:42):
let me introduce you to Zelman's Minty Mouth Mints. I've
been talking about them for a month now, and when
I talk about a mint, this is so far beyond
a mint.

Speaker 2 (31:52):
Now there is a mint aspect to it. These are
little capsules that you pop.

Speaker 1 (31:55):
In your mouth and there's a mint coating, a nice
strong mint coating, and when that is gone, you either
swallow the capsules or bite into them, and then they
go to work in your gut because it's parsley seed
oil inside your gut, and that gets to work dealing
with the breath that starts in your stomach and continues.
So that works. Now you've done two hits. Then your

(32:17):
mouth feels fresh and clean for hours, So.

Speaker 2 (32:21):
This thing really works.

Speaker 1 (32:23):
Zelman's Minti Mouth Mints fifteen percent off when you use
the code handle at checkout and take advantage of the
fifteen percent Zelmans dot com. Go to Zelmans dot com
z l M, I N S zelmans dot Com and
Zelvin's is.

Speaker 2 (32:40):
Gonna be out at the Wildfork today.

Speaker 1 (32:44):
Neil and I, Nil sav Adri and I are doing
the Fork Report. That's his show from two to five,
gonna do it at Wildfork and I'm gonna be there.

Speaker 2 (32:54):
I'm gonna co host with him and come on out.

Speaker 1 (32:55):
We're gonna get they're gonna be grilling, they're gonna give
way samples. There's tasting there, the Big Green Egg, that
wonderful barbecue.

Speaker 2 (33:04):
Those folks are going to be out there.

Speaker 1 (33:05):
Giving one of those away the Minimax and it's just
gonna be a lot of fun. So come on out
two to five to Laguna Miguel at the Wild Fork
and you can look that up and it's not very
far away.

Speaker 2 (33:17):
Hopefully this is.

Speaker 1 (33:20):
Oh and the phone numbers, don't forget. I'm still taking
phone calls. Oh yeah, boy, I got a lot going
on at the end of the show. Phone number eight
hundred five two zero one five three four you can
call right now. I'm going to do this off the
air now for a while and make sure that all
your phone calls are answered. Eight hundred five two zero
one five three four is the number. And here's what

(33:42):
doesn't happen. No commercials, no breaks, no interruptions, and no
patience on my part.

Speaker 2 (33:50):
Put all that together, and what do you have.

Speaker 1 (33:52):
You go through phone calls very very quickly eight hundred
five two zero one five three four. This is handle
on the law
Advertise With Us

Popular Podcasts

Stuff You Should Know
Monster: BTK

Monster: BTK

'Monster: BTK', the newest installment in the 'Monster' franchise, reveals the true story of the Wichita, Kansas serial killer who murdered at least 10 people between 1974 and 1991. Known by the moniker, BTK – Bind Torture Kill, his notoriety was bolstered by the taunting letters he sent to police, and the chilling phone calls he made to media outlets. BTK's identity was finally revealed in 2005 to the shock of his family, his community, and the world. He was the serial killer next door. From Tenderfoot TV & iHeartPodcasts, this is 'Monster: BTK'.

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.