September 11, 2025 • 26 mins
The world doesn’t move in straight lines. Headlines whiplash from inflation scares to rate cuts, tech booms to banking jitters, and back again before lunch. In that kind of turbulence, relying solely on the classic 60/40 mix can feel like sailing with a single sail in shifting winds. Alternative investing—owning assets beyond public stocks and bonds—adds more tools to the kit: private credit that pays you to wait, real assets that rise with the cost of living, uncorrelated strategies that don’t flinch every time the S&P sneezes.
Patrick Grimes, founder and CEO of Passive Investing Mastery, an internationally bestselling author, and a Forbes Council contributor, is a serial entrepreneur specializing in alternative investments. His portfolio is diversified across energy, litigation finance, commercial lending and acquisitions, including retail, industrial, and thousands of apartment units. Patrick has developed a range of diversified passive investments focused on growth and cash flow, including the Diversified Litigation Portfolio, Acquisitions Fund, and Income Fund, all designed to thrive during economic downturns.
Formerly a robotics and automation engineer, Patrick holds a BS and MS in Engineering and an MBA. Based in Honolulu, Hawaii, he is dedicated to educating investors on achieving financial independence through mastery in passive alternative investing.
Contact Details:
Email: patrick@passiveinvestingmastery.com
Website: www.passiveinvestingmastery.com
Socials:
LinkedIn: https://www.linkedin.com/in/patricksgrimes/ https://www.linkedin.com/company/passiveinvestingmastery/
Facebook: https://www.facebook.com/PassiveInvestingMastery
Media Samples: ● Financial Freedom with Real Estate Investing ● The Art of Passive Income ● The Wealth Flow
FREE GIFT: PassiveInvestingMastery.com/book
Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.
Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services.
Patrick Grimes, founder and CEO of Passive Investing Mastery, an internationally bestselling author, and a Forbes Council contributor, is a serial entrepreneur specializing in alternative investments. His portfolio is diversified across energy, litigation finance, commercial lending and acquisitions, including retail, industrial, and thousands of apartment units. Patrick has developed a range of diversified passive investments focused on growth and cash flow, including the Diversified Litigation Portfolio, Acquisitions Fund, and Income Fund, all designed to thrive during economic downturns.
Formerly a robotics and automation engineer, Patrick holds a BS and MS in Engineering and an MBA. Based in Honolulu, Hawaii, he is dedicated to educating investors on achieving financial independence through mastery in passive alternative investing.
Contact Details:
Email: patrick@passiveinvestingmastery.com
Website: www.passiveinvestingmastery.com
Socials:
LinkedIn: https://www.linkedin.com/in/patricksgrimes/ https://www.linkedin.com/company/passiveinvestingmastery/
Facebook: https://www.facebook.com/PassiveInvestingMastery
Media Samples: ● Financial Freedom with Real Estate Investing ● The Art of Passive Income ● The Wealth Flow
FREE GIFT: PassiveInvestingMastery.com/book
Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment on my Google Business Page. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.
Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can help you get more visibility on your products and services.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:02):
Welcome to Just Minded My Business Media LLC, where you
get information that you can use. I'm your host, Ida Crawford.
But before we dive in, subscribe to Just Minding My
Business on YouTube and wherever you get your podcasts shape
Just Minded my Business with your family, friends, and pile leaders.
(00:26):
Engage with us by leaving a review or comment. Your
support keeps this podcast going and growing. Visit our website
at JMMB mediac dot com to learn how we can
support you and get more visibility on your products and services.
So grab a cent of paper and get ready for
(00:48):
information that you can use.
Speaker 2 (00:56):
Are you a woman owned business ready to amplify your
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Network and step into a community that truly supports you.
Boost your visibility with our SEO optimized platform and connect
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(01:17):
quarterly magazine and shine in live interviews. Want a broader platform,
Gain access to exclusive discounted opportunities to feature your brand
or insights on conversations that matter that airs on Roku
and fireTV. Join us on September seventeenth, twenty twenty five
at seven pm Eastern Time. To learn more about assistus
(01:41):
Circle Empowerment Network, visit our website at https colon slash
slash asistcircle dot org. That's Asistascircle dot oorg. Click on
the What's going on tab and get registered.
Speaker 1 (01:58):
Welcome, Welcome to Just Minding My Business Media. I'm so
happy that you joined us today. I am so excited
to bring to you Pat Patrick Grimms, who is the
founder and CEO of Passive Investing Mastery, an internationally best
selling author and a Phobes Council contributor, is a serial
(02:23):
entrepreneur specializing in alternative investments. His portfolio is diversified across energy, litigation, finance,
commercial lending, and acquisitions, including retail, industrial, and thousands of
apartment units. He has developed a range of diversified passive
(02:44):
investments focused on growth and cash flow, including the Diversified
Litigation Portfolio, Acquisitions Fund, and Income Fund, all designed to
thrive during economic down terms. Formerly a robotics and automation engineer,
(03:05):
Patrick Hole's a BS and MS in engineering and an MBA.
Based in Honolulu, Hawaii, he is dedicated to educating investors
on achieving financial independence through mastery and passive alternative investors.
You've been more than busy, yes, yes, So I can't
(03:34):
wait to get into this conversation because everybody is trying
to find a way to become wealthy. So let's talk
about basically how to escape the nine to five? How
can people get out of that rat race?
Speaker 3 (03:54):
Well, like many of your listeners, and forgive me, I
have a little bit of a call today that will
power through. I was a hard working professional working you
know eight to five or you know six to six
to eight long days as a mechanical machine design, automation
and robotics engineer. Yeah. So, like many of your listeners,
(04:15):
I was a hard working professional doing the eight to
five working to your day, and mechanical engineering was something
I love to do. I actually really enjoyed it, and
I identified as a mechanical engineer and I couldn't imagine
doing something different. The industry I was in was a
lot of fine robotics automation, doing stuff for solar sales
and medical devices. But I got some advice early on.
(04:39):
It was from the founder of the first automation company
that I worked for, and he said that his only
regret was not investing more sooner into real estate, until
alternatives outside of the stock market or all these startups
and all these tech companies that I was basically intertwined in,
and he said, start your journey now, and so I
(05:00):
that's so I did you know? I started back when
I was a snytos engineer investing as a side gig
into real estate, and fortunately I lost it all in
twenty ninety ten. Really early on, I was still a
game flame point engineer. But that's how I got my start,
and I just kept that. It kept chipping away.
Speaker 1 (05:19):
Yeah, said, good thing you didn't give up, because sometimes
people lose it all and then they lose hope. And
I can. I can definitely relate to you with those
long hours because I've been in the IT space for
over fifty years and it was no way me in
nine to five, right, it was long days. If something broke,
(05:46):
you had to stay simple as that. And you know,
I did a lot of on call overnight when this
programs broke, getting in touch with programs, things like that.
So I definitely can relate. So that's your inspiration. So
(06:06):
let me tell us a little bit about what you
actually do in the real estate space.
Speaker 3 (06:13):
I do a combination of things. Now we have passive
investing mastery, which is my kind of my blue otion approach,
my give back. We take time to educate bi weekly
on different kinds of alternatives out there. Where I was
a hard working professional, all I knew about was my
four oh one k and ira maybe buying stocks and
maybe buying crypto, and I've heard of rental properties, but
(06:36):
I really didn't know anything else, and there was nowhere
to go at the time that I knew to find
out about all the new and unique kinds of completely
different alternatives that are available, and you can invest in
that don't ride the same market fundamentals, they don't write
the same market swings the investments that are popularized for us,
(06:56):
and that are you know, the financial planners trying kind
of keyhole into. And so in your accombination, we educate
to help our investors achieve mastery in the art of
alternative investing through our bi weekly webinars and my weekly
Wealth Accelerator series emails. And I write a lot of
books on a lot of podcasts that I write for
Forbes as well, so it's a lot of articles, and
(07:18):
then I sponsor investments through our platform passive investing, mastery
and whenes that are unique, Like right now we have
a downturning commercial real estate, so we are taking advantage
of that in the commercial investments side, both in the
debt and equity and our income and acquisitions funds. And
then we're looking at completely different alternatives, lesser known investments
(07:40):
that provide both recession resilience and returns. In legal funding,
litigation finance, our diversified litigation portfolio.
Speaker 1 (07:50):
So when you work with your students, you know, does
people come to you, are they knowledgeable or they like
green all the way around.
Speaker 3 (08:04):
I don't do one on one coaching. We have a
platform in which we invite our investor network to come
and join us for live sessions, live mastery sessions where
I bring on panelists and other experts and all reaches
of the alt space, really weird stuff like gold mining
or craft whiskey barrel or wine barrel or four x
(08:25):
as well as you know, laundry mats and parking lots
and all kinds of stuff. But we'll have panels and
we'll have live dynamic conversations with the panelists as well
as with the audience. Have We'll have sixty hundred questions
sometimes come up where we can invest in and educate
and deep dive into different kinds of not only alternative
(08:45):
investing options, but also strategies and team players that you need,
like what retirement account custodians, or what kind of tax
advice we bring in CPAs tax attorneys, asset protect shame,
what kind of trust you need we're bringing in attorney
to talk about how to properly structure your agreements and
(09:07):
various different kinds of things that help you build the
team as well as get the right investments that build
true financial security. Not just hey, look I'm financially free
in real estate where I've lost it all in real
estate before it goes on a cycle. You need to
be in order to get true financial security. You have
to think more like the wealthy family offices, the sovereign funds,
(09:30):
hedge funds that look at a strategic allocation strategy and
they invest in truly diversified These are things that don't
have the same market fundamentals, truly different asset classes that
don't rise and fall together. And that's how you build
the true financial security.
Speaker 1 (09:48):
Yes, you work so basically, your your group is more
or less bringing it together the minds or the monds
and different disciplines. Correct, Okay, yes, that's that's what it's
about because nobody knows everything, but together, you know, you
(10:11):
can build so much and learn so much from one another.
So that's that's that is awesome, Patrick, I like that
that strategy that you're doing with here. So what made
you what makes litigation funding investment unique to commit to
other asset classes?
Speaker 3 (10:33):
Well popularized our the sock market goes on big waves.
In fact, right now we just finished a federate hike.
Eleven out of the last fourteen of those ended in
a bust rant. A tough time right now when market
sentiment can be very volatile, and we've seen that happen.
Real Estate also has gone on waves. Oil and gas
that goes on waves too. All three of those are
(10:55):
what we call non correlated, which means you can invest
and they're not likely to all be up in down
at the same time. But where can you invest where
it's potentially not as wildly cyclic and it's recession resilient,
where the market fundamentals don't depend on what drives the
outcome of the investments, don't depend on the rest of
(11:16):
your portfolio and the same indicators, and so those are
things like healthcare. People need healthcare, and upturns and downturns,
side turns. They always need healthcare. Education, they need skilling
and up skilling.
Speaker 1 (11:29):
Legal services.
Speaker 3 (11:30):
It turns out that people need legal representation regardless of
the economy. There's even argument saying people need more representation
in tougher times because people become more litigious in temper times. CPAs, HVAC, plumbers,
all these kinds of industries, they're delinked. Essentially, they're called
low correlated. They don't rise and fall. And my favorite
(11:51):
happens to be legal services because it could be accessed
in a very similar way that we produce a loans
and estate. We can produce loans in the legal industry
with collateral secured leans and produce returns in the legal
industry and be in a fundamental market that's different. So
(12:14):
you can go to sleep at night going, hey, look
I got my whole pie chart. This piece, this slice, well,
that's that's completely in a different space than the rest
of it. So if all of the rest is down
at one point, I still have one piece coming back
to me that will be completely non correlated to the rest.
Speaker 1 (12:30):
So that's all about diversify m yes, yes, indeed, wow.
So what steps should it best to take to evaluate
syndication opportunities full of a long term success?
Speaker 3 (12:47):
Well, so what I talk about, of course, is a
big question. We can do a whole podcast, right, But
if you sit home at night and you're taking your
pie chart and you're saying, look, I've got a sliver
here in real estate, I got some in bonds, i
got some in stocks, maybe the treasuries, and I've got
maybe a rental property with single family home. Where is
it at? And in our slide decks on our website,
we show, hey, look, well you can compare that now
(13:10):
to here's like Edward Wolf's here's the typical middle class,
high incoming, ultrawealthy. What are they doing differently than you?
What's that next step up? Or Tiger twenty one's twenty
six percent in real estate, twenty seven percent in alternatives
and then the rest in traditionals. Well, where are you
at compared to that? And what's in these other assets?
And why? So we tend to talk about this with investors,
(13:33):
so they start to critically think, Look, how comfortable am
I right now, with all these different slivers in my
pie chart, do I feel like I'm in good footing
or would one additional slice carved out somewhere else be
a good fit? And what is that other good fit?
Speaker 1 (13:48):
Well, we have a.
Speaker 3 (13:48):
Whole platform where every two weeks we present new completely
different investments. We bring on other operators to show their investments,
and we have our own. And that's why we produce ones.
We kind of talk and we live what we preach,
and we produce things like here's one you can do
in litigation finance. Why because just like in real estate,
(14:10):
how you can be a diversify out of the stock
market and you can lend to a real estate operator
who can buy and improve a property to provide housing
for a resident. In the legal industry, you can lend
to an attorney who is meaning to either acquire clients
meeting marketing for acquiment or needing the capax to support
(14:34):
clients that can afford their own representation that can provide
access to justice for those that can't otherwise afford it.
So we'll assist by getting a loan an investment in
these attorneys allow them to provide access to justice for
those that otherwise can't afford it, and we can do
the same kind of things, And so that allows us
to then say, look, it's still an asset back Glenning strategy.
(14:55):
It's got all the same metrics with evaluation and loan
to value, skin in the game of the operator leans
and we can do a diversified portfolio. We can produce
a good service to the market, we can be a
source of solution for the liquidity needs of the attorneys,
and we can provide great returns for our investors.
Speaker 1 (15:19):
That is that's definitely is a great, great platform that
you have. Patrick. So if investors or people are interested
in being involved, how do they connect.
Speaker 3 (15:32):
Well, how do they recommend checking out our website passive
Investingmastery dot com. On our website we do show our
three investments. We have the ability to get into study
any cash flow and income funds, which is a real
estate asset back debt fund. We have the ability to
participate in the best buying opportunity and commercial real estate
in my lifetime, which is our acquisitions fund. Happens to
(15:54):
be the best time to buy commercial real estate. It's
like investing in twenty nine intended residential single family today
right now. Real estate commercial real estate took a big
hits really great time to acquire. And then we have
our Litigation finance, our diversified litigation portfolio for totally non
correlated returns, and we have our Mastery series on that site.
(16:16):
So if you're looking out there, like look, man, I
like this idea, but I'm just not familiar enough with it.
You've got to step out there. You've got to do
what I call one passive step a day. And I
run every morning I have since college. And I'm listening
to webinars and podcasts and ted talks and audio books.
I'm taking one passive step a day, whether I'm in
(16:37):
a car, i'm going to the store, I'm listening to
something every single day to contribute towards my education and
my journey. Join our series, Attend at Life, ask questions.
If you can't listen to the replace, they'll start to
learn more and more about dozens and dozens of different
investment strategies by the experts, and they'll start to make sense,
(16:58):
become more familiar, and then you'll start realizing, wow, man,
legal funding is exactly like buying a home, same thing,
It's just different industry you'll start realizing all these other
investments become more familiar. Then do one active step a month. Actually,
go be around people, find your tribe, Find those people
that are doing and being these things that you admire.
(17:21):
Figure out how to spend time with them, because that
is by nature we are. We are not cave dwellers.
By nature, we're nomadic individuals and we're tribal individuals that
want to huddle together. Nobody wants to go out into
the desert by themselves. Nobody wants to go out into
the forest by themselves, and we all know if you
do so, you don't have a very good chance of survival.
(17:42):
So don't get weighted back by your current Try to
find another one, right, find another one. Start working with
these other people. You are the sum of the people
you're hanging out with. Find who those people are, and
do that active step a month. Get in front of
those Try and do one every two weeks, but minimum
once a month, and what you'll find is you will
begin to change. You put in the time, you put
(18:03):
in the work, you'll begin to find yourself into these assets.
And that's how I tell people to do.
Speaker 1 (18:09):
Yeah, and you are so right, Patrick, You have to
manifest what you want and be around the people that
can help you get there. So let's talk about some
of your writing. I see that you have an international
bestseller and you want to share a little bit about that.
Speaker 3 (18:32):
Yeah, we offer a copy of it.
Speaker 1 (18:33):
We have.
Speaker 3 (18:33):
I have three books that I've contributed towards, and I've
done chapters in each of the three of them. I
have some really great group of people that I've worked with.
This last one was I was in There Were the
Navy Seal tells his whole story, Phil Collins, lead guitarist
def Leppard, told his Dennis Weighty, Brian Tracy, a lot
of really amazing people. It's just an extraordinary book to
(18:56):
be a part of. I tell my whole story about
how I started in heights and lost it all, then
got back in and did single family and then large
apartments and energy. Then I got into private credit and
dead and commercial and litigation finance and it's been a
really cool ride. And tell my whole story how we
ended up in Honolulu. If it inspires anybody, welcome to
(19:17):
go to our website Passive Investingmastery dot com, slash book,
Passive Investingmastery dot com, slash book and just makes you
put the name of this podcast in there. Because we
don't just give it away for free. We make sure
that we know who they come from, but we do
we ship out a signed copy. You can download the
book as well, but we also offer us a signed
(19:39):
hard copy because I think it helps inspire people when
something's real and it's right in front of you and
you see all these stories and these people that inspire
me and my story, and really, if it contributes to
your journey, that it's done enough.
Speaker 1 (19:52):
I also write the Forbes.
Speaker 3 (19:53):
I mean, if you're looking for talking about my writing,
I've got a bunch of articles. You can see those
on our website as well under Resource for Investors. Got
dozen articles to make down in there and got a
bunch of content out there.
Speaker 1 (20:06):
Yeah. So I think people right now, with all of
the uncertainty going on in the world, they're looking for
stability with their finances. And it sounds like your mastery
program is just what people need because they don't want
to be stuck in one commodity and then that goes
(20:29):
that tanks and then they don't have anything else. That
is awesomeness. Patrick, absolutely, and I can't wait to get
over to your website and start work and start going
everything that you have. So what are your future plans?
What's next for Passive Investing Mastery.
Speaker 3 (20:52):
Well, we always have a couple of different alternative strategies
in the hopper that we're working on because our goal
really is to help investors get seven to ten completely
different investments that are none correlated, low correlated so that
they can build true security. And so stay tuned. We
have really cool new kinds of investments that are also
(21:13):
novel and unique, like litigation funding. While that's been around
since nineteen ten and it's like a four hundred billion
dollar industry, it's still novel and unique to accredited investors,
not large institutions or hedge funds, but it's novel unique.
We have other ones like that, very sophisticated, well known
strategies that are a bit still novel and unique to
investors today. So stay stay tuned on those. Follow us
(21:36):
at pass investing maaster dot com and you'll see those
come up.
Speaker 1 (21:40):
Yes, yeah, so you heard that, ladies and gentlemen, Because
I know I'm always look up for something. I'm very
brucified with way I'm putting my money. But like you.
You know, I know about big coins, you know, I
was looking at four X starting to study that a
little bit, understanding how that, how that flows. But I
(22:03):
need help, you know, I don't really have the knowledge
in every little thing that's out there, and it would
be a real learning curve, you know. But if you're
working with people that already are in these various different
industries and understand the ins and out, it cuts your
(22:23):
your wrists down tremendously for sure, when you're trying to
navigate the water, so to speak. So what is your thoughts,
you know, with everything that's going on right now with
the country, are you feeling very confident today?
Speaker 3 (22:41):
I'm feeling a little bit under the weather, Sorry about that,
but no, I think it is a very precarious time.
I think I mentioned before that, you know, eleven out
of the last fourteen fed raid hikes and then a downturn,
I had something to pay attention to. Probabilistically, While it's
always important and to be diversified, true diversification, not in
(23:02):
a bunch of kinds of real estate, not in a
bunch of kinds of energy, not in a bunch of
kinds of stocks, into completely different industries, like healthcare, legal
oil and gas, real estate, and the stock market and more.
While it's always important to be denversite, especially so now
because not only probabilistically, did we have like one of
the biggest FED rate hikes in our history, the fastest,
(23:25):
and we're also at a time when there's also a
trade war going on on the backside of it. We
just got done with the pandemic, there's a bunch still
lingering in our economies. Well, the world's biggest economies are
betting against the dollar, and our spending is spirally out
of control, and there's threats of war around the world.
There are so many different indicators to suggest maybe we
(23:46):
should start allocating into non correlated investments. Maybe we should
ask kin and recession resilient things, get ourselves out of
the sentiment driven stock market, because probabilistically we're headed for
a ride and it's not usually favorable, especially when you
have to wait a long time for your funds to recover,
just get back to break even. So that's why our
(24:06):
platform is the way it Isn't while it can seem
a little discouraging to look at those facts, you don't
have to live in fear like I said, if you're
going home at night feeling uncomfortable, well, don't listen to
an alternative investing Mastery series that specializes in investments which
don't go for those rides. Take some action, right, take
some action to learn about the alternatives that are more
(24:29):
resilient and won't go for those same economic rides as
the rest of your portfolio.
Speaker 1 (24:34):
Yes, and again, Patrick Cattle, people connect.
Speaker 3 (24:38):
So Passive Investingmastery dot com. Passive Investingmastery dot com and
right there on my website we have a calendar link.
I make myself available. One of the things I love
to do is contribute to other people's journey. That's why
we have our educational series. We also have our own investments.
Wherever you are at your journey, set up a call,
be happy, Me and my team can step you through.
(24:59):
You know what we have. If we're not the right fit,
we can definitely get you pointed in another direction because
we're constantly for interviewing completely different alternatives. So we'll find
something that's a good fit for you and I hope
to be a stop along your journey.
Speaker 1 (25:15):
Yes, well, I appreciate you sharing all of these nuggets
that you have shared with us. Today, And I'm sure
people are out there scratching their head right now, but
I definitely, you know, think that they should definitely connect
with you if they're looking for alternatives and they don't
know which way to go, and they ready to learn
(25:36):
how to diversify in a way that you know, they
can always be ahead of the game in some way.
So thank you so much, Patrick, and thank you audience
for tuning in. We appreciate you as well. Thank you
to our guests and you our value audience stopping about.
(26:01):
We truly appreciate you. Many blessings to you and yours.
Welcome to Just Minded My Business Media LLC, where you
get information that you can use. I'm your host, Ida Crawford.
But before we dive in, subscribe to Just Minding My
Business on YouTube and wherever you get your podcasts shape
Just Minded my Business with your family, friends, and pile leaders.
(00:26):
Engage with us by leaving a review or comment. Your
support keeps this podcast going and growing. Visit our website
at JMMB mediac dot com to learn how we can
support you and get more visibility on your products and services.
So grab a cent of paper and get ready for
(00:48):
information that you can use.
Speaker 2 (00:56):
Are you a woman owned business ready to amplify your
VOE and grow your business? Join assist as Circle Empowerment
Network and step into a community that truly supports you.
Boost your visibility with our SEO optimized platform and connect
in our vibrant LinkedIn group. Showcase your achievements in our
(01:17):
quarterly magazine and shine in live interviews. Want a broader platform,
Gain access to exclusive discounted opportunities to feature your brand
or insights on conversations that matter that airs on Roku
and fireTV. Join us on September seventeenth, twenty twenty five
at seven pm Eastern Time. To learn more about assistus
(01:41):
Circle Empowerment Network, visit our website at https colon slash
slash asistcircle dot org. That's Asistascircle dot oorg. Click on
the What's going on tab and get registered.
Speaker 1 (01:58):
Welcome, Welcome to Just Minding My Business Media. I'm so
happy that you joined us today. I am so excited
to bring to you Pat Patrick Grimms, who is the
founder and CEO of Passive Investing Mastery, an internationally best
selling author and a Phobes Council contributor, is a serial
(02:23):
entrepreneur specializing in alternative investments. His portfolio is diversified across energy, litigation, finance,
commercial lending, and acquisitions, including retail, industrial, and thousands of
apartment units. He has developed a range of diversified passive
(02:44):
investments focused on growth and cash flow, including the Diversified
Litigation Portfolio, Acquisitions Fund, and Income Fund, all designed to
thrive during economic down terms. Formerly a robotics and automation engineer,
(03:05):
Patrick Hole's a BS and MS in engineering and an MBA.
Based in Honolulu, Hawaii, he is dedicated to educating investors
on achieving financial independence through mastery and passive alternative investors.
You've been more than busy, yes, yes, So I can't
(03:34):
wait to get into this conversation because everybody is trying
to find a way to become wealthy. So let's talk
about basically how to escape the nine to five? How
can people get out of that rat race?
Speaker 3 (03:54):
Well, like many of your listeners, and forgive me, I
have a little bit of a call today that will
power through. I was a hard working professional working you
know eight to five or you know six to six
to eight long days as a mechanical machine design, automation
and robotics engineer. Yeah. So, like many of your listeners,
(04:15):
I was a hard working professional doing the eight to
five working to your day, and mechanical engineering was something
I love to do. I actually really enjoyed it, and
I identified as a mechanical engineer and I couldn't imagine
doing something different. The industry I was in was a
lot of fine robotics automation, doing stuff for solar sales
and medical devices. But I got some advice early on.
(04:39):
It was from the founder of the first automation company
that I worked for, and he said that his only
regret was not investing more sooner into real estate, until
alternatives outside of the stock market or all these startups
and all these tech companies that I was basically intertwined in,
and he said, start your journey now, and so I
(05:00):
that's so I did you know? I started back when
I was a snytos engineer investing as a side gig
into real estate, and fortunately I lost it all in
twenty ninety ten. Really early on, I was still a
game flame point engineer. But that's how I got my start,
and I just kept that. It kept chipping away.
Speaker 1 (05:19):
Yeah, said, good thing you didn't give up, because sometimes
people lose it all and then they lose hope. And
I can. I can definitely relate to you with those
long hours because I've been in the IT space for
over fifty years and it was no way me in
nine to five, right, it was long days. If something broke,
(05:46):
you had to stay simple as that. And you know,
I did a lot of on call overnight when this
programs broke, getting in touch with programs, things like that.
So I definitely can relate. So that's your inspiration. So
(06:06):
let me tell us a little bit about what you
actually do in the real estate space.
Speaker 3 (06:13):
I do a combination of things. Now we have passive
investing mastery, which is my kind of my blue otion approach,
my give back. We take time to educate bi weekly
on different kinds of alternatives out there. Where I was
a hard working professional, all I knew about was my
four oh one k and ira maybe buying stocks and
maybe buying crypto, and I've heard of rental properties, but
(06:36):
I really didn't know anything else, and there was nowhere
to go at the time that I knew to find
out about all the new and unique kinds of completely
different alternatives that are available, and you can invest in
that don't ride the same market fundamentals, they don't write
the same market swings the investments that are popularized for us,
(06:56):
and that are you know, the financial planners trying kind
of keyhole into. And so in your accombination, we educate
to help our investors achieve mastery in the art of
alternative investing through our bi weekly webinars and my weekly
Wealth Accelerator series emails. And I write a lot of
books on a lot of podcasts that I write for
Forbes as well, so it's a lot of articles, and
(07:18):
then I sponsor investments through our platform passive investing, mastery
and whenes that are unique, Like right now we have
a downturning commercial real estate, so we are taking advantage
of that in the commercial investments side, both in the
debt and equity and our income and acquisitions funds. And
then we're looking at completely different alternatives, lesser known investments
(07:40):
that provide both recession resilience and returns. In legal funding,
litigation finance, our diversified litigation portfolio.
Speaker 1 (07:50):
So when you work with your students, you know, does
people come to you, are they knowledgeable or they like
green all the way around.
Speaker 3 (08:04):
I don't do one on one coaching. We have a
platform in which we invite our investor network to come
and join us for live sessions, live mastery sessions where
I bring on panelists and other experts and all reaches
of the alt space, really weird stuff like gold mining
or craft whiskey barrel or wine barrel or four x
(08:25):
as well as you know, laundry mats and parking lots
and all kinds of stuff. But we'll have panels and
we'll have live dynamic conversations with the panelists as well
as with the audience. Have We'll have sixty hundred questions
sometimes come up where we can invest in and educate
and deep dive into different kinds of not only alternative
(08:45):
investing options, but also strategies and team players that you need,
like what retirement account custodians, or what kind of tax
advice we bring in CPAs tax attorneys, asset protect shame,
what kind of trust you need we're bringing in attorney
to talk about how to properly structure your agreements and
(09:07):
various different kinds of things that help you build the
team as well as get the right investments that build
true financial security. Not just hey, look I'm financially free
in real estate where I've lost it all in real
estate before it goes on a cycle. You need to
be in order to get true financial security. You have
to think more like the wealthy family offices, the sovereign funds,
(09:30):
hedge funds that look at a strategic allocation strategy and
they invest in truly diversified These are things that don't
have the same market fundamentals, truly different asset classes that
don't rise and fall together. And that's how you build
the true financial security.
Speaker 1 (09:48):
Yes, you work so basically, your your group is more
or less bringing it together the minds or the monds
and different disciplines. Correct, Okay, yes, that's that's what it's
about because nobody knows everything, but together, you know, you
(10:11):
can build so much and learn so much from one another.
So that's that's that is awesome, Patrick, I like that
that strategy that you're doing with here. So what made
you what makes litigation funding investment unique to commit to
other asset classes?
Speaker 3 (10:33):
Well popularized our the sock market goes on big waves.
In fact, right now we just finished a federate hike.
Eleven out of the last fourteen of those ended in
a bust rant. A tough time right now when market
sentiment can be very volatile, and we've seen that happen.
Real Estate also has gone on waves. Oil and gas
that goes on waves too. All three of those are
(10:55):
what we call non correlated, which means you can invest
and they're not likely to all be up in down
at the same time. But where can you invest where
it's potentially not as wildly cyclic and it's recession resilient,
where the market fundamentals don't depend on what drives the
outcome of the investments, don't depend on the rest of
(11:16):
your portfolio and the same indicators, and so those are
things like healthcare. People need healthcare, and upturns and downturns,
side turns. They always need healthcare. Education, they need skilling
and up skilling.
Speaker 1 (11:29):
Legal services.
Speaker 3 (11:30):
It turns out that people need legal representation regardless of
the economy. There's even argument saying people need more representation
in tougher times because people become more litigious in temper times. CPAs, HVAC, plumbers,
all these kinds of industries, they're delinked. Essentially, they're called
low correlated. They don't rise and fall. And my favorite
(11:51):
happens to be legal services because it could be accessed
in a very similar way that we produce a loans
and estate. We can produce loans in the legal industry
with collateral secured leans and produce returns in the legal
industry and be in a fundamental market that's different. So
(12:14):
you can go to sleep at night going, hey, look
I got my whole pie chart. This piece, this slice, well,
that's that's completely in a different space than the rest
of it. So if all of the rest is down
at one point, I still have one piece coming back
to me that will be completely non correlated to the rest.
Speaker 1 (12:30):
So that's all about diversify m yes, yes, indeed, wow.
So what steps should it best to take to evaluate
syndication opportunities full of a long term success?
Speaker 3 (12:47):
Well, so what I talk about, of course, is a
big question. We can do a whole podcast, right, But
if you sit home at night and you're taking your
pie chart and you're saying, look, I've got a sliver
here in real estate, I got some in bonds, i
got some in stocks, maybe the treasuries, and I've got
maybe a rental property with single family home. Where is
it at? And in our slide decks on our website,
we show, hey, look, well you can compare that now
(13:10):
to here's like Edward Wolf's here's the typical middle class,
high incoming, ultrawealthy. What are they doing differently than you?
What's that next step up? Or Tiger twenty one's twenty
six percent in real estate, twenty seven percent in alternatives
and then the rest in traditionals. Well, where are you
at compared to that? And what's in these other assets?
And why? So we tend to talk about this with investors,
(13:33):
so they start to critically think, Look, how comfortable am
I right now, with all these different slivers in my
pie chart, do I feel like I'm in good footing
or would one additional slice carved out somewhere else be
a good fit? And what is that other good fit?
Speaker 1 (13:48):
Well, we have a.
Speaker 3 (13:48):
Whole platform where every two weeks we present new completely
different investments. We bring on other operators to show their investments,
and we have our own. And that's why we produce ones.
We kind of talk and we live what we preach,
and we produce things like here's one you can do
in litigation finance. Why because just like in real estate,
(14:10):
how you can be a diversify out of the stock
market and you can lend to a real estate operator
who can buy and improve a property to provide housing
for a resident. In the legal industry, you can lend
to an attorney who is meaning to either acquire clients
meeting marketing for acquiment or needing the capax to support
(14:34):
clients that can afford their own representation that can provide
access to justice for those that can't otherwise afford it.
So we'll assist by getting a loan an investment in
these attorneys allow them to provide access to justice for
those that otherwise can't afford it, and we can do
the same kind of things, And so that allows us
to then say, look, it's still an asset back Glenning strategy.
(14:55):
It's got all the same metrics with evaluation and loan
to value, skin in the game of the operator leans
and we can do a diversified portfolio. We can produce
a good service to the market, we can be a
source of solution for the liquidity needs of the attorneys,
and we can provide great returns for our investors.
Speaker 1 (15:19):
That is that's definitely is a great, great platform that
you have. Patrick. So if investors or people are interested
in being involved, how do they connect.
Speaker 3 (15:32):
Well, how do they recommend checking out our website passive
Investingmastery dot com. On our website we do show our
three investments. We have the ability to get into study
any cash flow and income funds, which is a real
estate asset back debt fund. We have the ability to
participate in the best buying opportunity and commercial real estate
in my lifetime, which is our acquisitions fund. Happens to
(15:54):
be the best time to buy commercial real estate. It's
like investing in twenty nine intended residential single family today
right now. Real estate commercial real estate took a big
hits really great time to acquire. And then we have
our Litigation finance, our diversified litigation portfolio for totally non
correlated returns, and we have our Mastery series on that site.
(16:16):
So if you're looking out there, like look, man, I
like this idea, but I'm just not familiar enough with it.
You've got to step out there. You've got to do
what I call one passive step a day. And I
run every morning I have since college. And I'm listening
to webinars and podcasts and ted talks and audio books.
I'm taking one passive step a day, whether I'm in
(16:37):
a car, i'm going to the store, I'm listening to
something every single day to contribute towards my education and
my journey. Join our series, Attend at Life, ask questions.
If you can't listen to the replace, they'll start to
learn more and more about dozens and dozens of different
investment strategies by the experts, and they'll start to make sense,
(16:58):
become more familiar, and then you'll start realizing, wow, man,
legal funding is exactly like buying a home, same thing,
It's just different industry you'll start realizing all these other
investments become more familiar. Then do one active step a month. Actually,
go be around people, find your tribe, Find those people
that are doing and being these things that you admire.
(17:21):
Figure out how to spend time with them, because that
is by nature we are. We are not cave dwellers.
By nature, we're nomadic individuals and we're tribal individuals that
want to huddle together. Nobody wants to go out into
the desert by themselves. Nobody wants to go out into
the forest by themselves, and we all know if you
do so, you don't have a very good chance of survival.
(17:42):
So don't get weighted back by your current Try to
find another one, right, find another one. Start working with
these other people. You are the sum of the people
you're hanging out with. Find who those people are, and
do that active step a month. Get in front of
those Try and do one every two weeks, but minimum
once a month, and what you'll find is you will
begin to change. You put in the time, you put
(18:03):
in the work, you'll begin to find yourself into these assets.
And that's how I tell people to do.
Speaker 1 (18:09):
Yeah, and you are so right, Patrick, You have to
manifest what you want and be around the people that
can help you get there. So let's talk about some
of your writing. I see that you have an international
bestseller and you want to share a little bit about that.
Speaker 3 (18:32):
Yeah, we offer a copy of it.
Speaker 1 (18:33):
We have.
Speaker 3 (18:33):
I have three books that I've contributed towards, and I've
done chapters in each of the three of them. I
have some really great group of people that I've worked with.
This last one was I was in There Were the
Navy Seal tells his whole story, Phil Collins, lead guitarist
def Leppard, told his Dennis Weighty, Brian Tracy, a lot
of really amazing people. It's just an extraordinary book to
(18:56):
be a part of. I tell my whole story about
how I started in heights and lost it all, then
got back in and did single family and then large
apartments and energy. Then I got into private credit and
dead and commercial and litigation finance and it's been a
really cool ride. And tell my whole story how we
ended up in Honolulu. If it inspires anybody, welcome to
(19:17):
go to our website Passive Investingmastery dot com, slash book,
Passive Investingmastery dot com, slash book and just makes you
put the name of this podcast in there. Because we
don't just give it away for free. We make sure
that we know who they come from, but we do
we ship out a signed copy. You can download the
book as well, but we also offer us a signed
(19:39):
hard copy because I think it helps inspire people when
something's real and it's right in front of you and
you see all these stories and these people that inspire
me and my story, and really, if it contributes to
your journey, that it's done enough.
Speaker 1 (19:52):
I also write the Forbes.
Speaker 3 (19:53):
I mean, if you're looking for talking about my writing,
I've got a bunch of articles. You can see those
on our website as well under Resource for Investors. Got
dozen articles to make down in there and got a
bunch of content out there.
Speaker 1 (20:06):
Yeah. So I think people right now, with all of
the uncertainty going on in the world, they're looking for
stability with their finances. And it sounds like your mastery
program is just what people need because they don't want
to be stuck in one commodity and then that goes
(20:29):
that tanks and then they don't have anything else. That
is awesomeness. Patrick, absolutely, and I can't wait to get
over to your website and start work and start going
everything that you have. So what are your future plans?
What's next for Passive Investing Mastery.
Speaker 3 (20:52):
Well, we always have a couple of different alternative strategies
in the hopper that we're working on because our goal
really is to help investors get seven to ten completely
different investments that are none correlated, low correlated so that
they can build true security. And so stay tuned. We
have really cool new kinds of investments that are also
(21:13):
novel and unique, like litigation funding. While that's been around
since nineteen ten and it's like a four hundred billion
dollar industry, it's still novel and unique to accredited investors,
not large institutions or hedge funds, but it's novel unique.
We have other ones like that, very sophisticated, well known
strategies that are a bit still novel and unique to
investors today. So stay stay tuned on those. Follow us
(21:36):
at pass investing maaster dot com and you'll see those
come up.
Speaker 1 (21:40):
Yes, yeah, so you heard that, ladies and gentlemen, Because
I know I'm always look up for something. I'm very
brucified with way I'm putting my money. But like you.
You know, I know about big coins, you know, I
was looking at four X starting to study that a
little bit, understanding how that, how that flows. But I
(22:03):
need help, you know, I don't really have the knowledge
in every little thing that's out there, and it would
be a real learning curve, you know. But if you're
working with people that already are in these various different
industries and understand the ins and out, it cuts your
(22:23):
your wrists down tremendously for sure, when you're trying to
navigate the water, so to speak. So what is your thoughts,
you know, with everything that's going on right now with
the country, are you feeling very confident today?
Speaker 3 (22:41):
I'm feeling a little bit under the weather, Sorry about that,
but no, I think it is a very precarious time.
I think I mentioned before that, you know, eleven out
of the last fourteen fed raid hikes and then a downturn,
I had something to pay attention to. Probabilistically, While it's
always important and to be diversified, true diversification, not in
(23:02):
a bunch of kinds of real estate, not in a
bunch of kinds of energy, not in a bunch of
kinds of stocks, into completely different industries, like healthcare, legal
oil and gas, real estate, and the stock market and more.
While it's always important to be denversite, especially so now
because not only probabilistically, did we have like one of
the biggest FED rate hikes in our history, the fastest,
(23:25):
and we're also at a time when there's also a
trade war going on on the backside of it. We
just got done with the pandemic, there's a bunch still
lingering in our economies. Well, the world's biggest economies are
betting against the dollar, and our spending is spirally out
of control, and there's threats of war around the world.
There are so many different indicators to suggest maybe we
(23:46):
should start allocating into non correlated investments. Maybe we should
ask kin and recession resilient things, get ourselves out of
the sentiment driven stock market, because probabilistically we're headed for
a ride and it's not usually favorable, especially when you
have to wait a long time for your funds to recover,
just get back to break even. So that's why our
(24:06):
platform is the way it Isn't while it can seem
a little discouraging to look at those facts, you don't
have to live in fear like I said, if you're
going home at night feeling uncomfortable, well, don't listen to
an alternative investing Mastery series that specializes in investments which
don't go for those rides. Take some action, right, take
some action to learn about the alternatives that are more
(24:29):
resilient and won't go for those same economic rides as
the rest of your portfolio.
Speaker 1 (24:34):
Yes, and again, Patrick Cattle, people connect.
Speaker 3 (24:38):
So Passive Investingmastery dot com. Passive Investingmastery dot com and
right there on my website we have a calendar link.
I make myself available. One of the things I love
to do is contribute to other people's journey. That's why
we have our educational series. We also have our own investments.
Wherever you are at your journey, set up a call,
be happy, Me and my team can step you through.
(24:59):
You know what we have. If we're not the right fit,
we can definitely get you pointed in another direction because
we're constantly for interviewing completely different alternatives. So we'll find
something that's a good fit for you and I hope
to be a stop along your journey.
Speaker 1 (25:15):
Yes, well, I appreciate you sharing all of these nuggets
that you have shared with us. Today, And I'm sure
people are out there scratching their head right now, but
I definitely, you know, think that they should definitely connect
with you if they're looking for alternatives and they don't
know which way to go, and they ready to learn
(25:36):
how to diversify in a way that you know, they
can always be ahead of the game in some way.
So thank you so much, Patrick, and thank you audience
for tuning in. We appreciate you as well. Thank you
to our guests and you our value audience stopping about.
(26:01):
We truly appreciate you. Many blessings to you and yours.
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