Impossible Debt

With the new semester/quarters starting soon, being a new college student can be scary because everything is new and you don't know where to start. But one of the scariest things, is spending 4 years at a school and leaving with debt and wondering what you could've done differently. This episode I give 5 things that you can do to make sure that you don't leave school with a mountain of debt that you carry over for ye...

What if I told you that a crazy life event like a recession or pandemic would happen in one year? Would you plan for that, today? In this episode I give you 5 proven tips that I  guarantee will put you in a solid financial position for whatever life throws at you. 


Enjoy and thanks for tuning in! 
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In this weeks episode, we discuss what financial infidelity is and how to avoid this with your spouse. The data is so clear that when you combine your finances, your odds for financial success are greater. The issues arise when spouses are lying to each other and not being honest. We give five tips that will help you to avoid this problem and if you have committed financial infidelity in your relationship, this is the perfect episo...

Have you ever wondered what it takes to take control your finances? What If we told you that you do have what it takes but you just have to change your mindset and start being the CEO of your personal finances! In this episode we talk about why you need to act like your personal finances is a job that pays you a salary, and that salary depended on the success of your finances. Would you still have a job a year from now? 

S...

Are you dating or engaged to someone, and the conversation of debt has recently come up? Does your partner have debt? Maybe, you're the one with the debt. In this episode we talk about the reasons we think its vital for the two of you to put your money together and start tackling this debt, ASAP! We bring data and years of experience to the table to show exactly why working as a team is much better than going solo. Stick aroun...

Want to hear something controversial? What if I told you that the car you financed is costing you millions of dollars…what would you think?

In this weeks episode, we talk about how financing a car, or better yet, leasing a car, is probably one of the worst financial decisions you can make. As a financial coach, I want to put you in the best possible situation to win with money and we discuss the following:

- the n...

Andrew, a money coach and his wife, Alex, a mental health therapist dive into what the impulsive buying definition is and why we all do it. Furthermore, they discuss the top five categories of impulsive purchases and how to stop it as Alex talks about the behavioral and psychological aspect of the act itself and the satisfaction it brings you when doing it. You will learn five proven ways on how to stop impulsive buying by controll...

The Hispanic/Latino community has a lack of trust with financial systems and we discuss why that may be and how to overcome these biases.  Furthermore, Andrew and Alex discuss some of the barriers that they face when it comes down to learning how to invest their money.  Andrew shows some simple steps on how to educate yourself with your personal finances in order to learn and grow in your personal finances while breaking those gene...

 Alex, a mental health therapist starts a new job  and her and her husband Andrew dive deep into how he felt since she was going to make more money than him and also shares his thoughts, as they have flipped gender roles in their household as he works from home and watches  their son, while also taking on household duties during the work week. They continue to discuss how they want to educate and encourage other men that it is OK i...

Hear about how married couple, Alex, a mental health therapist and Andrew, a money coach, met in college and how they maneuvered the difficult conversations about money, marriage and more while in the “getting to know you” phase of their relationship. They also begin discussing other topics of conversations that they believe should occur during dating when finding the right one. You'll learn about how this lead Alex and Andrew...

Alex, a mental health therapist and Andrew, a money coach share how they ended up moving to Orange County, CA during the pandemic and despite downsizing, they ended up sticking to a strict budget for a year which made things difficult for the couple, but worth it in the end as they ended up saving $60,000 in one year in order to put that money towards Alex's student loan. Alex continues to share, how it pretty much came down t...

As newlyweds, Andrew and Alex have been enjoying the honeymoon stage together for some time, they still haven't paid off their student loans after having many discussions in doing so; but the year 2020 was fast approaching and they had no idea what was in store for them. With the arrival of their newborn son and Alex not having income coming in for some time during her maternity leave, little did they know, that the start of t...

Money and spending is such an important topic of discussion when it comes to planning the engagement and wedding process! Money coach Andrew and mental health therapist, Alex discuss how they ended up spending as little as possible on their engagement and wedding in order to have more in the end, especially because of the amount of debt they had after Alex had graduated from USC a year prior. In this episode, they talk about what t...

On this first episode, Andrew, a financial coach, and Alex, a mental health therapist discuss the student loan crisis in America. They end up sharing how they both decided as a couple the importance of taking advantage of the zero interest during the pandemic and owning up to their loan that they agreed on years ago when Alex decided to go to USC for graduate school to earn her Masters degree in social work. In their financial jour...