Cabeza de Vaca prompts a conversation about private drones and home insurance. Skippy shares terrifying first-hand experience with the consequences of 'off-label' drug use. In an email about Philadelphia bombing civilians, Ryan inspires future episodes on the abuse of state power. Ben, Matt and Noel receive an official warning against their discourse on the nature of sandwiches. All this and more in this week's listener mail segment.
See omnystudio.com/listener for privacy information.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
From UFOs to psychic powers and government conspiracies. History is
riddled with unexplained events. You can turn back now or
learn this stuff they don't want you to know. A
production of iHeartRadio.
Speaker 2 (00:24):
Hello, welcome back to the show. My name is Matt,
my name is Nol. They call me Ben.
Speaker 3 (00:28):
We're joined as always with our super producer Alexis Bridgerton Jackson.
Most importantly, are you. You are here? That makes this
the stuff they don't want you to know? One of
our favorite times of the week's folks, it is listener
mail now. Previously, as we had mentioned, we took the week.
We took June teeth off, as hopefully all of America does,
(00:52):
and we are so excited to return with correspondents from
some of our favorite amazing fellow conspiracy realists. We're going
to learn a little bit more about some drugs. We're
gonna learn about a recent fascination of ours or an
ongoing fascination regarding insurance. We might have some hot takes
(01:12):
on case ideas. Finally, yeah, right, the time has come,
and then we'll learn about some acts of US supported terrorism.
All this and more. Before we do any of that,
we've been doing the cold opens now, So you guys
heard any any cool jokes?
Speaker 4 (01:33):
Knock?
Speaker 3 (01:33):
Who's there?
Speaker 4 (01:34):
A word from our sponsor.
Speaker 2 (01:42):
And we've returned, and we are going to jump to
the voicemail machine and in it we are going to
find a message from cow's head, but in Spanish.
Speaker 5 (01:53):
Here we go, Hey guys, this is Cove.
Speaker 6 (01:59):
I was I was listening to the recent freak Broker's
episode and you mentioned that your home insurance got canceled
and a recent thing this happened to my father where
they canceled his home insurance. He got a notice in
the mail and when he called the question it, the
lady told him that they flew had drone over his
(02:19):
house and looked into his backyard and saw that there
was a bunch of vehicles back there and other junk
that he had stored. He lives on an acre. It
made a deal with his cousin that he could throw
some vehicles back there. It's not a lot, but anyway,
so they canceled the insurance and then they also sent
him a photo that they used Google. The reason they
(02:41):
found out was they were checking Google Maps and they
saw the aerial view from the satellite footage that showed
a lot of the cars and things that were back there,
and that's why they canceled the insurance. But I think
is a very big invasion of privacy. And he had
like it was state farm insurance, so not like some
(03:02):
weird cheap insurance, and they said, oh, we have to
get it all cleaned up before we'll allow you to
restart your insurance. And so he's kind of trying to
deal with that. But I don't know. I've heard other
people mention it, and I've seen an article about it online.
I don't know if you guys know about that. It's
really weird, really big amazing of privacy, I think, because
(03:26):
also I don't think he's had that insurances before drones
are invent invented, so I don't know how they can
hide that in the fine print. I don't know how
they're getting away with that. Maybe something to look into.
So for you, this message on there, if you want
have a good day.
Speaker 5 (03:40):
You know, it was me who was talking about having
my policy canceled, but it was just a bonehead.
Speaker 4 (03:44):
To move on my part.
Speaker 5 (03:46):
You just have to re up it and like have
them reassess it and you know, make sure everything's correct
or whatever, and then my mortgage company started a new
policy for me that was more expensive, and I still
have a dealt with that to get me back to
a lower rate.
Speaker 4 (04:00):
But what, man, what our friend here is talking about.
Speaker 5 (04:03):
I can't that as Oh wow, I mean, I guess
all bets are off now, guys.
Speaker 3 (04:08):
Huh, yeah, Matt, we talked about this a little bit
off air. I think, what is What's something that really
stood out to you about this?
Speaker 2 (04:15):
Just the fact that I have homeowners insurance and I'm
nervous about it.
Speaker 5 (04:19):
Yeah, I mean, like if you had a trampoline or something,
you know, and you said you didn't and they caught you,
that could be a game.
Speaker 4 (04:27):
That could be a deal breaking.
Speaker 2 (04:28):
Well, when I first moved in, I think about the
HOA required everybody in the neighborhood to pressure wash the
sides of their houses because it was getting insightly round here, guys.
And it's something that I did, and it was expensive.
It wasn't cheap. It's expensive to have that kind of
service done. And I was thinking about when I was
first moving in, all of the junk that I moved
(04:50):
out of the house, and some of it I kept
stored kind of on the sides of the house before
I knew exactly what to do with it, or I
could you know, have the money to have some have
somebody come out and take it to a junk yard
or something. Well, yeah, I mean take.
Speaker 3 (05:06):
It to the freeport.
Speaker 2 (05:08):
Yeah, But it was just trying to figure out, you know,
budgeting and how and timing right, how to get things done.
And if my home insurance company decided to fly a
drone over at a time when I've got a bunch
of junk what looks like, you know, refuse or hoarding
outside of my house, they might think twice and do
something take action like this, right, I think maybe everybody
(05:28):
needs to think about that, including stuff like how old
is your roof? Is there just a little bit of
moss on your roof even though it's not that old,
but some mosses growing. Is there anything that makes your
house look like it could be in disrepair even if
it's not.
Speaker 3 (05:44):
Even if it's from a satellite.
Speaker 5 (05:46):
But there should be a transparency behind the criteria for
making those kind of judgment calls, like you know, like
if you you can't just cancel somebody's you could maybe
get with that there's something up and then you send
an inspector out to confirm and actually touch the tiles
and gave me I don't think you should be I mean,
that's just overkill, man.
Speaker 3 (06:06):
It is legislation. First off, Kbeza Devaka, we appreciate your time,
and you're bringing up something that has been a mutual
sort of fascination of this group for a little while now,
and fascination that only grows the way this stuff is presented.
To answer your question, is the calculus on the side
(06:28):
of private insurance companies is that this is ultimately a
cost saving measure.
Speaker 4 (06:34):
For all the.
Speaker 3 (06:37):
All the policy holders for a given insurance company, because
they're saying, hey, if we're to your example, Matt, if
we're using satellite photography right or drones to monitor the
vibe of a roof right to look at the picture
and make a guest there, then that saves us money,
(06:57):
argues the company. That saves our policy holder money because
now we are not sending a physical boots on the
ground adjuster to assess the roof.
Speaker 2 (07:07):
Well, and it gives us a good reason to increase
the policy. Right, if we come up with a bunch
of problems that have to be addressed and you've only
got let's say ninety days, sixty days, forty five days
to address those things, or you know, bad things gonna happen,
at least for you to be a bad thing for
them would be a great thing if your policy went
up by just a couple hundred dollars or even one
(07:29):
hundred dollars.
Speaker 3 (07:30):
Yeah, and maybe that. The weird thing about some of
these changes or these mandated threshold increases from a private
company is you can do something very clever with your
order of operations. You could say thirty days to react,
just a hypothetical example. And maybe the notification comes through
(07:51):
the post and it takes about two weeks to get there.
Speaker 2 (07:54):
Oh yeah, sure, well, and it depends on where you
live too, because there are laws on the books about
what insurance company have to do, how much time they
have to give you or notice but they have to
give you before they cancel your policy. It's the same
thing if you if you rent property, let's say you're
whoever you are renting that property from. There are rules
(08:14):
on the books, depending on where you live, about what
they can do, how they can increase your rent, what
kind of notice that requires, and a bunch of things. Right, Basically,
they have to communicate to you because you're in that
relationship with a landlord. That word I don't like it,
I know, but that's the kind of deal here. But
(08:35):
these aren't This is your landlord. This is a company
that is helping ensure your safety and well being and
the safety of your not only your family who lives
with you, but your stuff. You know.
Speaker 3 (08:48):
It's also it's also it's in such a strange position
legally because it is a private company that you are
required by law to mess with. You can you can, ostensibly,
legally in the United States, say I will never visit
(09:09):
a shoe store in my life. You know, maybe I'll
get some hand me down shoes, but I'm not messing
with big Foot locker or whatever.
Speaker 2 (09:15):
But Bigfoot there it is.
Speaker 3 (09:19):
But in this one, in this situation, one must have
this insurance to own a house, one must have this
insurance to operate a motor vehicle or someone you know.
So it's it's tremendously convenient and advantageous for the private
entities that arguably have poached a part of the living
(09:45):
process that should have been relegated to government.
Speaker 2 (09:47):
Yeah, completely agree. Let's jump really quickly, is jump to
a couple of articles that were mentioned there by Cabeza Devaka,
which we're not sure if that's a reference to Alvar
Nunezvaka or just cow's head. You're gonna have to let
us know in another voicemail.
Speaker 4 (10:04):
Please.
Speaker 2 (10:06):
Alvar Nunez of the Combizita Vakas was a Spanish explorers
see so let's go to this one. This is an
article from Boston twenty five News and WFTV dot com.
It was posted May thirty first, twenty twenty four. The
title here is insurance companies canceling homeowners policies using Drone
(10:29):
Comma aerial photos, and it gives a couple of very
concrete examples where one homeowner was sent a list of
repairs that needed to be done on his house. He
was given sixty days to come up with a plan
to address all of these things, such as get the
moss off your roof, trim back all those trees that
are hanging over your roof, and uh oh, you need
(10:51):
to replace a bunch of shingles in specific sections of
the house. How would they know that stuff? Wow, did
somebody come out and get on the roof and do
a big inspection, or even just take photos walking around
the house. No, there were drone photos that were used.
Drone flew out, took a look and said, hey, lots
of problems with this house. Guys, we need to send
him a notice, and they gave him sixty days. But
(11:15):
apparently he couldn't you know, a lot of money, by
the way, to do all these things. Sure, you can't
drop that on somebody who's on a budget. By the way,
we're all on budgets. Drop that on somebody who's on
a budget, and then say get it done in sixty
days or you're done, You're cooked. No more home insurance
for you. That's exactly what they did. He tried to
(11:36):
get some work done, sent them his progress basically say hey,
I'm working on it. I'm doing everything i possibly can.
I'm still paying y'all. By the way, remember I paid y'all.
I'm gonna pay you more money for my hown homeowner's insurance.
And they said, no, we're going to cancel. We're going
to cancel the homeowner's policy. So that's what they did.
(11:56):
And it's crazy because in Massachusetts, you as a the
home insurance provider, you have to give a forty five
day written notice before your policy, before you can expire
someone's policy, right, And it's not that way in every state.
Some places have a bigger time window, some a little
bit shorter, And when you're using things that could be inaccurate,
(12:19):
like drone footage, aerial photos, satellite imagery that look, let's
say there's a human actually going through and verifying all
of this stuff. That's best case scenario. They can match
up your actual property with those photos. But let's say
it's being AI assisted, as most things are now, there
is a good chance that your neighbor's house is the
(12:42):
one that's got some really bad problems with it, but
they think it's your house because Google Maps is pretty good,
but it's not perfect, and sometimes they get addresses wrong.
Sometimes the satellite imagery is a little off compared to
what it should be, or it's old.
Speaker 3 (12:57):
Think about how bad facial recognition is for humans. This
is the same problem writ large in terms of identifying
specific homes. And also, I love the point you're making there,
Matt and Cabeza. I think you can agree. One of
the big issues is the state by state determination. Right.
(13:20):
Some states are on the side of the people living
in that state. Other states are strongly on the side
of the private corporations in the insurance business who want to,
of course maximize profits. And it's not inherently sinister, that's
how corporations work. But if you live in a place
(13:42):
where the state that you pay taxes to is very
much not on your side, and these kind of things,
we can't blame people who might say, hey, is this
somewhat treason us? It's definitely unethical. Yeah, right, just so,
and with this, you know what we see, I would
(14:03):
argue the BESA is a trend that shall only escalate
unless there is serious legislative action state by state. Then
this is not going to This is not going to
fade away like you know, like using chat GPT for
(14:23):
papers or using what's the other oh NFTs. It's not
going to fade away like that. The money is too good,
it's proven, and if everything is above board, then maybe
it does save money for policyholders.
Speaker 4 (14:36):
I'm trying to be fair.
Speaker 3 (14:38):
I'm endeavoring to be fair.
Speaker 2 (14:40):
I love it, you know, is not trying to be fair.
Whoever is serving me ads on CBS eight dot com
because good what again, they're giving me a lot of
senior discount ads going on here like like and we're
not talking high school scene. We're talking like fifty five
plus or whatever.
Speaker 3 (14:58):
Are you getting, Well, here's the deal. Here's how you
can tell what they think of you. Are you getting
ads for Golden Corral discounts or are you getting like
Platinum Corral discounts.
Speaker 2 (15:09):
This is for senior Internet. It's only ten dollars a
month apparently, Twilight Corral.
Speaker 4 (15:14):
Twilight Coral discount. Yeah.
Speaker 5 (15:16):
I went to a music concert last night and realiz
real quick, like this bad.
Speaker 4 (15:23):
Is an old crowd future islands.
Speaker 2 (15:26):
Yeah it was.
Speaker 5 (15:27):
It was really really good, but it was just I
looked around and I was like, there's a bunch.
Speaker 4 (15:30):
Of olds here.
Speaker 2 (15:32):
Oh geez oh olds. But the whole home insurance being
canceled thing because an individual homeowner's home is not in
the best state, at least according to the drone footage.
That's one problem. The other big problem that's happening is
that these same insurance companies are dropping coverage because the
homes are in a region that are being affected more
(15:55):
and more and more and more by climate catastrophes. Here
we go by weather, right, yes, And that is a huge,
huge issue that we are going to talk about in
a future episode along with this stuff too. I think
we'll probably at least mention it because home insurance, as
we've talked about before, car insurance, health insurance, it's all
(16:16):
one big weird racket where everybody pays a bunch of
money in and then they only have to pay a
percentage of that out. The rest of it is profits.
When it's a privatized company, you know, yeah, I.
Speaker 3 (16:28):
Used to work in something like insurance.
Speaker 5 (16:31):
Oh, and they do their damnedest to pay you as
little as possible, if not nothing.
Speaker 2 (16:36):
Right, Yes, So anything that makes the removal of the
bad policies more easy for those companies, they're going to
jump on it, and they're going to do it. So
we just as was as Ben was talking about with
the legislation, we just need to keep our eyes and
ears open for this stuff.
Speaker 3 (16:52):
And then also, if your quarterly profits start to get
on the wrong side of red or black ink, you
can go run and cry to the local government that
you've already been kind of paying off for a while
in lobbying you the insurer can go and say, hey,
you know, just get a golf game right. Helpful corporate
(17:14):
policy is one golf game. Away and this is this
is another thing I want to make sure we mentioned this. Folks,
spare a moment of empathy for the private insurers because
they also have to pay for drone insurance, which is
seriously one of the fastest growing private insurance. Yeah, and
they're hard to fly, you know what I mean. A
(17:36):
lot of people buy a drone and then crash it immediately.
We've seen it all.
Speaker 2 (17:42):
I think that's a great YouTube channel, drone crash crash.
Speaker 5 (17:47):
Do you know they sell drones at Costco?
Speaker 2 (17:50):
Yeah?
Speaker 4 (17:50):
Pretty nice ones.
Speaker 2 (17:51):
Actually, yeah, man, those digis digs.
Speaker 3 (17:55):
Well, here's the dystopian pro tip before we move on.
You could buy a now, or you could just wait
until your local government mandates that everybody has one.
Speaker 2 (18:08):
Yeah, following you. Oh no, I don't want that, you know.
I do want to see another ad A quiet Place
day one apparently that's coming nice soon. I want to
see that also.
Speaker 3 (18:19):
Yeah, drone is just a cell phone with wings.
Speaker 2 (18:23):
Yeah, I love it. If the wings function like the
larger birds you know that have that they push down
really hard and then just kind of glide for a
little bit, then push down really hard. I would love
to see that.
Speaker 4 (18:35):
Great.
Speaker 2 (18:36):
So, with all of that. Thank you so much co
Visitovaka for letting us know by that situation. We hope
everything works out and it's okay, and let us know
how it goes. Give us an update at some point.
We'll be right back with more messages from you.
Speaker 5 (18:56):
And we've returned with another message from the public. That's right,
that's you. You are the public conspiracy realists out there. Boy,
we got some good ones today and I'm gonna get
right to it. We've got one from I believe a
friend of yours, Ben Skippy, the Prozac elf. I think
you guys have done some Internet chattings in the past,
(19:17):
and I believe we've read some missives from Skippy, But
this one, as I did teas in this week's Strange
News episode, does regard the type of off label prescriptions
that we were discussing both in the Strange News episode
and in our previous episode on neuotropics.
Speaker 4 (19:34):
So here we go.
Speaker 5 (19:36):
Good evening, a gentleman. I'm dropping a note regarding something
that Noel said about insurance and Ozimpic on your neuotropics episodes.
A Zimpic is part of a class of drugs intended
initially for the treatment of type two diabetes, a condition
I have, as did members of my patriarchal line, reaching
back three generations.
Speaker 4 (19:55):
At least.
Speaker 5 (19:56):
While outrageously expensive at full retail price, it was easy
to get insurance to cover these types of drugs once
upon a time because they effectively lowered the patient's long
term insulin resistance. Sadly, that is no longer the case.
The off label use of these drugs for strictly cosmetic
weight loss purposes has caused insurance companies to strongly curtail
(20:20):
and in some cases discontinue coverage of this class of drug.
Where I used to pay twenty dollars per month two
years ago for the formulation that worked best for me,
marketed under the brand name Munjaro, it now cost me
three hundred and sixty two dollars per month. I've already
been told that going forward it will be twelve hundred
(20:41):
dollars a month next year if I want to continue.
That's enough per ounce. You'd think it was printer ink.
Not dying is damn expensive these days, fellas, But I
guess it's fine so long as a few well to
do folks can knock off twenty pounds should you ach
use any part of this on air.
Speaker 4 (20:59):
I've called in before, Skippy the Prozac el. Thank you,
and I truly love your show. Skippy.
Speaker 5 (21:06):
You are speaking the language of some of the conversations
that we've been having lately, both in the Neotropics episodes and.
Speaker 4 (21:13):
In other strange news.
Speaker 5 (21:15):
This has really been kind of a fascinating time for
this whole off label thing. It just feels very wild West,
and you know, it turns out it can result in
folks figuring out some drugs.
Speaker 4 (21:29):
That have been around for a long time might be
good for other stuff.
Speaker 5 (21:32):
And it just feels very like experimenting to me, And
I'm not I've made my put in my two cents
soapbox about how I think it doesn't feel right to me.
But I have had doctors talk usually the word off
label before, and I think I've made no secrets about
the fact that I did try to lose a little
weight to try one of these. I believe they're called
(21:53):
terzep tides or some glue tithes perhaps, I think. And
the one that I tried was Manjaro, but it was
made in a compounding lab and I just the news
started coming out about it having real weird side effects.
But my doctor did prescribe it to me off label,
and my insurance company promptly rejected covering it, and it
(22:15):
would have cost about thirteen hundred bucks a month. Obviously,
that's something that I can say, you know what, maybe
I'll hit the gym more and watch what I eat.
That's what I can do. I don't need to pay that,
which is what I've been doing, and I feel all
the better for it. But someone like Skippy doesn't have
the luxury you just say, maybe I won't take my
(22:36):
life saving medication that allows my body to process insulindifferently,
you just stuck paying them at twelve hundred. And it's
all of these kind of Hollywood a holes that it's
not just in Hollywood. And and again I'm being conn
be honest, I count myself among them, though I did
discontinue that are causing the insurance companies to hold hog
(22:57):
not cover this drug.
Speaker 4 (22:59):
Even for the people that need it.
Speaker 2 (23:00):
Well, guys, I think we're aiming at the wrong person here,
just because I don't think it's the end user's fault
they found a way to make use of it. I
think it's the it's the company look at those numbers
twenty dollars per month to twelve hundred dollars per month.
Do you guys know how much of a percentage increase
that is or i e. The profits per human being
(23:24):
five thousand, nine hundred percent increase. If those are the
actual numbers increase in profit for the company producing, you
can't do it.
Speaker 5 (23:36):
And then, you know, as much as we like to
poo poo insurance, we just we can't tell the whole
segment doing it. It's kind of a messed up industry
in a lot of ways.
Speaker 4 (23:45):
You're right.
Speaker 5 (23:45):
I don't think it's the insurance companies that fault because
they're getting flooded by requests to ensure this the use
of this medication. And my doctor even said, I kind
of know what to say to get the insurance company
to cover it. Wow, Like he said that to me,
and I was like, that's bold, because you know that's
(24:08):
exactly right. You know, like, what are you gonna, you know,
duke the stats there or whatever. It seems like your
pill mill story, Matt. Honestly, the way some of these
doctors toss out these offers of these prescriptions does feel
vaguely pill mill ish and you can sell it.
Speaker 2 (24:27):
No, you you could still sell it for twenty dollars
a pop, for one hundred dollars a month, right, Like
that's still a massive increase these companies demand.
Speaker 4 (24:37):
Why you got to just let the demand be.
Speaker 5 (24:40):
The I guess you know what we talked about, like
farmer brow and the whole thing with what's his face screlly,
you know, not to mention what he's done to the
Wu Tang clan.
Speaker 4 (24:48):
Don't even get me started there.
Speaker 5 (24:49):
But you know, his whole thing about jacking up these
life saving jacking up the profits for the prices for
these life saving drugs to put profits first.
Speaker 4 (24:59):
And unfortunately, because of the system.
Speaker 5 (25:01):
That we find ourselves in, you know, with like pure capitalism,
that's not only is that okay, it's sort of like
the name of the game. And I just feel like
there should be a different class classification for stuff like this,
where there should be regulations that don't maybe there are,
do you guys know, aren't there protections for things like
(25:22):
this that you can't just you shouldn't be able to
do this. I just don't understand how it's allowed.
Speaker 3 (25:27):
Well, first off, Skippy, great to hear from you, man.
I love interacting with the social media, always realize you
could reach out and touch faith to your question. No,
the idea of protections, like Matt was saying earlier, and
like we said in previous episodes, the pickle is it
goes state by state. Right, There's not There are federal
(25:48):
level regulations, but they are often as vague as the
language of the Constitution or the first ten Amendments. They're
saying stuff like in general to do this, and a
lot of the people who are the watchdogs for those
federal institutions, and indeed even the state level institutions later
(26:09):
go through the revolving door and work for the same
companies that they were supposed to regulate.
Speaker 5 (26:15):
And it's also they figure out how to loophole it
further because they've been on the inside of it.
Speaker 7 (26:21):
Right.
Speaker 3 (26:21):
And it also falls to mind like this is a
global thing. Right. India not too long ago gotten a
huge kerfuffle with pharmaceutical companies because they said, we're not
going to let people die because you have a price
point on a drug, you know, so we are going
to make our own version of the drug and we
(26:42):
will distribute it at cost of production. This is something
we run into with all kinds of industries in the
United States and in the international sphere too, Like if
future historians are going to think it is absolutely bonkers
that the exact same chemical substance would cost you know,
(27:03):
twenty bucks in one place and then two hundred bucks
in another. There's nothing different about it. It's just the
location of the person who needs help.
Speaker 2 (27:12):
Yeah, it would be awesome if they could somehow officially
separate the drugs. And I know these companies have been
attempting to separate their two versions of the drug, right,
one specifically for someone who needs to regulate blood sugar
and then someone who wants to use it as a
weight loss adjunct. They've attempted to do that, but I
(27:34):
don't know, it's almost like still putting it on the
companies to make those those distinctions. And it hasn't moved
the price point that much.
Speaker 3 (27:42):
Right, And there's a great deal of opposition right to
fundamentally changing these price models. And we have to understand,
you know that for a lot of people working for
these companies, that price model is how they make their livelihood. No,
while you're talking, I went and got the snarkiest book
(28:04):
in this part of my library and I have literally
been recommended this when I'm arguing things that are quote
unquote too radical. Could you read the title of.
Speaker 4 (28:13):
This book Economics for Dummies.
Speaker 3 (28:17):
Which I think is a mean non answer when someone
asked why the healthcare system is so broken?
Speaker 5 (28:23):
Yeah, it's like, let me google that for you. No,
the Dummies series is very helpful demystification tool, I would argue,
and I could probably brush up on some of that
stuff myself, but I don't know, Like I just yeah,
broken is exactly the right word for so many reasons
we've actually talked about in the last couple of episodes
and depth. But this just feels like such a cash grab.
(28:47):
And like now I mentioned mail order pharmaceuticals, like through.
Speaker 4 (28:52):
Companies like Him's and hers.
Speaker 5 (28:53):
Sure they are actually starting to carry I guess what
you might call a more generic version of sozembic.
Speaker 4 (29:00):
That you can get on mail order.
Speaker 5 (29:03):
So I guess they're a business model that's sort of
responding So the kind of crises we're talking about here. Now,
that was one question that I had too, with the
compounded lab versions of like not the officially packaged Manjarro.
It was like, aren't these proprietary formulas like, how is
there a lab you know, formulated version. I guess these
(29:26):
have been around a lot longer than we realize, because
they've been used for things that maybe aren't making the news,
just people's lives, you know, like regulating they're in their
insulin processing abilities. But now all of a sudden they're
being used for this other purpose, and people think that
they're brand new, they've just like been created like overnight,
and that's just not the.
Speaker 3 (29:46):
Case, yeah, because otherwise they would not have heard of
these substances unless they have the specific need, right. It's
it's like, why would you know about the local politics
in Indonesia unless you are in fact living in that
part Indonesia, you know what I mean. It's not saying
people are ignoring stuff. It just doesn't clock or it
doesn't ping on their radar. And I think you hit
(30:08):
on something that is incredibly important that we need to realize.
When a drug is released, discovered, synthesized, approved for use,
that doesn't mean people stop researching it, right, They continue
to see what other sorts of efficacy or damaging side
(30:29):
effects may be inherent in that substance well.
Speaker 5 (30:32):
And inherent The whole off label thing is one reason
that I didn't even you know, pursue further continuing with
these medications, there are a lot of unpredictable and unexpected
side effects that have started to make the news about
problems with digestion. People that have been taking these and
like literally not able to digest food. And that's the
(30:54):
kind of stuff that you really only find out about
in like longitudinal studies. And with this off label stuf,
it just feels like they're almost bypassing.
Speaker 4 (31:02):
Proper FDA you know, vetting. I guess not sure the
FDA is let the end all be all.
Speaker 5 (31:10):
Certainly something to be desired there too, in terms of
the way things are often somewhat rushed out, but we
are steam I see some real horrific stories about people
like being eaten alive from the inside by the effects
of these just to you know, lose a few pounds
and look cute on the red carpet or whatever.
Speaker 3 (31:29):
There are no panaces, right, we can argue, just like botox,
the social media pressure has pushed people to make decisions
they may not have made otherwise. And to the question
about how these compounding pharmacies can exist, it is very
similar to the idea of designer drugs or chemical analog drugs.
(31:52):
So one little tweak, right, the US government is required,
at least this country is required to fully define the
drug they are calling illegal or criminalizing. And then if
you are Walter White enough, you know, or Olsily enough,
you can go in. You can make a little twitch
on it and then boom, it's technically a brand new thing.
(32:14):
And compounding pharmacies have that nimbleness, they have that agility.
Speaker 5 (32:19):
That's right, and then that that does that. That was
my understanding as well. And my last thing is the
good good news is skipping the prozac elf is that
this is big money. There are interested parties that want
to continue to make big money. So Eli Lilly, being
a massive pharmaceutical company, is investing in additional five point
three billion dollars into a new manufacturing site for you know,
(32:44):
it's funny now in the writing now, it's almost it's
so annoying. It says boosting production for its weight loss
and diabetes medications. Mancho and zebut I would argue it
should be diabetes and weight losses.
Speaker 2 (32:59):
You know, that's not worth the money, is dude?
Speaker 5 (33:01):
No, that's right, But this is you know this Forbes
piece almost reads like a frickin' press release, but yeah,
it says the investment will add two hundred full time
jobs at the site, including positions for engineer, scientists, operating personnel,
and lab technicians. Let's see, it is in Lebanon, Indiana,
so uh, there you go. And with this announcement, shares
(33:24):
of Eli Lily up thirty nine percent this year arose
a little bit, so Eli Lily might be a good
a goodbye eighth eight sixty nine a share.
Speaker 4 (33:36):
So you know, I can't get more than one or
two of those US dollars. Yeah, so like you know, Amazon.
Speaker 5 (33:42):
Shares are I think, you know, in the five or
six hundred dollars range.
Speaker 3 (33:46):
I'm gonna wait for the ben Books conversion fair enough,
it's coming.
Speaker 4 (33:49):
It's coming. But I don't know if you guys have
any last words on this one.
Speaker 5 (33:52):
I think it's an interesting one. I really appreciate Skippy
hipping us to the inside perspective because I've known other
people with insulin issues and you know, various forms of diabetes,
and it is something that affects your life daily in
terms of your ability to just doce normal stuff. And
if you're not getting these medications. By the way, guys,
(34:14):
last thing, last thing around Atlanta. Have you ever seen
these signs people selling like black market diabetes medication. It's
a thing, and it's because it is prohibitively expensive and
sometimes difficult to get that people who require this stuff
have to turn to the black market. WHA, let's take
a quick break and hear another word from our sponsors.
(34:37):
We'll be back with one more piece of listener mail, and.
Speaker 3 (34:47):
We have returned a couple of things. We want to
have a letter from home. But before we do that,
we want to give a big shout out to Ryan. Ryan,
you wrote the following, good afternoon. Have you all done
an episode on the move group the Philly police bombed
in nineteen eighty five. Really dig this show and Ryan
(35:08):
back at you man, Thank you so much for this,
because we have a lot to talk about when it
comes to the move bombing. Full disclosure. We have an
episode on We have a couple of episodes on the
way about specific movements that were attacked with state level action.
(35:29):
Shout out to the American Indian Movement in particular. But
here's the skinny for anybody who doesn't know. On May thirteenth,
nineteen eighty five, the Philadelphia Police Department was at a
Loggerhead moment with a black liberation organization called MOVE, which
exists today. MOVE was originally called the Christian Movement for Life.
(35:55):
It currently describes itself as a commune of sorts, a
communal organization advocating for what they would call natural laws
and natural living. They were founded in Philly in nineteen
seventy two by a guy born Vincent Leaphart, who later
changed his name to John Africa. Have you guys heard
about the MOVE bombing?
Speaker 4 (36:16):
We have.
Speaker 2 (36:17):
It might just be off air discussions, but we've talked
about this before in relation to another episode. I think
it was around the time actually we just put out
our Class Hampton episode. We were talking about similar actions
that were taken and then we you know, we were
talking about Waco and Ruby Ridge and those things. The
MOVE attack maybe I don't know what you want to
(36:40):
call it, but that was a similar thing where it
seemed like a pretty aggressive set of actions taken against
a group that didn't I know, this one's this one's
a little more well, they're all complicated, right, all those situations,
but I don't know, I don't know the specifics.
Speaker 3 (36:57):
This one's a sticky one. Yeah, and we did. You're
absolutely correct and thinking about we did mention some of
these these other altercations, which is almost a dismissive word,
and we don't mean it in that sense. But these conflicts, right,
what you could call battles, you know, in the sense
of war studies. The Philadelphia Police Department drop two explosive
(37:22):
devices from a helicopter onto a house occupied by MOVE.
The members of the organization MOVE, you have to agree
with their ideology or specifics thereof. They were civilians. And
what happens when you drop explosives on old houses in Philadelphia? Spoiler,
(37:44):
they catch on fire. And what do you do if
you are a first responder, if you're the Philly Fire
Departments or you're the PHILLYPD Well, you're supposed to stop
the fire and you're supposed to help the people caught
in those flames. Instead, the Philadelphia Police Department just watch
the fire burn. They just let it go for a while. AKA,
(38:07):
teach you move a lesson.
Speaker 4 (38:09):
Jesus. Yeah, that's like joker type behavior.
Speaker 3 (38:12):
It destroyed sixty one homes over two city blocks. The
Philadelphia Police Department did this. It is not a conspiracy theory.
Speaker 5 (38:22):
This is a fire department from Fahrenheit four fifty one
we're talking about.
Speaker 2 (38:26):
It's intense, man, Okay, I just joked to.
Speaker 3 (38:30):
Evacuate the surrounding homes.
Speaker 2 (38:33):
To be clear, they did, but they also killed five
adults or five children and six adults.
Speaker 3 (38:38):
Five children and six adults they did. They also left
two hundred and fifty people homeless.
Speaker 2 (38:43):
Yeah. There's a quote in some of the writing about
this that I completely forgot that they showed up and
they said according to uh yeah, according to some official
this is actual reporting. This is what the police said. Quote, attention, move,
this is a you have to abide by the laws
of the United States. And they were literally given fifteen
(39:05):
minutes to get out of house, and when they didn't,
it just escalated, escalated, escalated.
Speaker 5 (39:10):
I'm sorry, what's their beef with this organization?
Speaker 4 (39:12):
Exactly? Like I get the gist, I think, but.
Speaker 3 (39:16):
They were all, yeah, parole, I would say, state actions
subjugating black Americans, Oh yeah, is the primary thesis here.
Speaker 2 (39:25):
But the official crimes that were committed were a parole viola.
A couple of people were content of court because they
didn't show.
Speaker 3 (39:31):
Up yet, right, there was a zoning thing.
Speaker 2 (39:33):
Yes, and they had firearms, right.
Speaker 3 (39:37):
And this was the second of one of their major
altercations with Philadelphia Police in nineteen seventy eight. There was
an earlier standoff. One officer from PHILLYPD died. Sixteen first responders,
meaning firefighters and officers, were wounded, as well as members
(39:58):
of the organization Moved itself. What we see here differs
depending on the perspective of the observer. It is a
sociological version of what we could call the observer effect.
If you find yourself very much opposed to the ideology
(40:18):
of the Move organization, then you may be tempted to
think in terms of a greater good. Right, Philly PD
did an objectively evil thing, but they did it to
prevent further evil things. But if you are on the
side of I don't like state power cracking down on
people just because they disagree with me, you know, or
(40:41):
even if indeed just objectively, if you look at the
stats of parole violations state by state, right or or
some you know, some problematic gun ownership stuff right, contempt
of court. A ton of people. Unfortunately, some of us
listening right now are technically in contempt to court. You
(41:02):
just don't know it because you got a traffic ticket
you ignored he didn't show up. Now you're in contempt.
You might have one more.
Speaker 4 (41:08):
Out up in jail for that very reason.
Speaker 5 (41:12):
I had mailed in a payment for a traffic citation
and it didn't get there in time, or didn't get there,
and then I got into a little thunder bender and
I was very much in contempt of court and I
got taken to jail and it sucked. And you know
who was in that jail cell with me a dude
who had been in a very similar situation but couldn't
afford to get bail bonded out and had lost his
(41:34):
job as a result of being held there for multiple days.
Speaker 4 (41:38):
So where's the money gonna come from? Now? The government?
I'm sorry, and it's sort of self defeated.
Speaker 5 (41:44):
It's just so the lack of humanitarianism, you know in
some of these organizations is mind boggle.
Speaker 2 (41:50):
We'll get it when you make all the goods you'll
produce for us whilst in prisons.
Speaker 3 (41:56):
Also, this probation company as a private entity and you
have a subscription fee. So back to the move organization
here to answer some of your questions. We do know
that later there was a federal lawsuit and they did
find PHILLYPD guilty of violating constitutional productions and of the
(42:19):
excessive use of force. However, make no mistake, it's not
bringing those civilians back from the dead. And this is
one of those stories that becomes kind of easy to ignore.
And the reason we're bringing this out here first off,
thank you, Ryan, is we want to hear more stories
(42:39):
like this. History is always closer than it looks in
the rear view mirror. Nineteen eighty five was not that
long ago, right, and we see other actions like this
in multiple instances. As Matt noted, please check out our
earlier episode Who Killed Fred Hampton? It is worth a listen,
(43:00):
even if you don't find yourself, you know, particularly uh
enthused by this type of conspiracy. These conspiracies are real.
Never forget it goes deeper than the government's debt. I'm
gonna stop freestyling. H We have we have one other
thing one to move on to. Guys. I don't know
(43:20):
if you saw the news, but Walmart is going to
replace it's uh its physical price tags with digital signs.
Speaker 5 (43:29):
Are they gonna have dynamic pricing?
Speaker 4 (43:31):
Like they're talking about.
Speaker 3 (43:32):
They're like they're pinky squear levels saying no, whoa.
Speaker 2 (43:37):
Reminds me of Have you guys been in a best
Buy recently?
Speaker 3 (43:40):
No? You know, I'm frugal. I go to second best Buy.
Speaker 2 (43:44):
Second best purchases. But in best Buy I didn't know this.
All their price tags are digital things.
Speaker 5 (43:52):
Yeah, you're on a little like a little almost like
a thermostat looking.
Speaker 2 (43:55):
Well, no, but if you look at them into my
eye at least, it looks like what are those tablets
that are meant to paper or whatever? They're meant to look.
Speaker 4 (44:04):
Like Kendall e Yes, I think they call it.
Speaker 2 (44:07):
Yeah, it looks like that to me. So when I
look at it, I think there's a piece of paper
behind that piece of plastic.
Speaker 4 (44:12):
It's very matt like. Yes, but there was one with.
Speaker 2 (44:17):
An error on it, and it was like error and wait,
why would they put that in there?
Speaker 3 (44:21):
I would I would totally buy something with my errors.
Would my errors be a currency?
Speaker 4 (44:28):
I will say?
Speaker 5 (44:30):
The thought of hand pricing, the amount of inventory that
a big box store like that would have is mind
boggling to me. Is I think this is good for everybody?
I don't necessarily think it'll affect jobs because people there's
not just one job for the price tagging. I mean
it certainly, you know, could have consolidation potential. But I
fully applaud this move.
Speaker 3 (44:51):
I'm going, well, I'll get to that point in second.
We've got we've got another letter. I'll keep this brief
from Nutcase, who says, hey, guys, Nutcase from Tennessee. Here,
I just heard the rent software conversation one to share
other markets with you that use similar evils, I've evils, Nutcase.
I've been in the construction industry for close to thirty
years and recently learned how the company I work for,
(45:13):
as well as many other companies, charge for service work.
I do residential HVAC, plumbing and gas piping currently, and
we use a software called house Call for pricing and billing.
The prices are set with a few ways to alter them,
like a digital cartel. Some of the prices are three
hundred to four hundred percent markups. Some are higher. For example,
(45:36):
a twenty five pounds can of free on is three
hundred and seventy nine dollars at contractor prices. I was
billed nine hundred and thirty eight dollars for ten pounds
at my home. Yeah, and our service plumber continues. Nutcase
was called to set three toilets for a customer who
provided the toilets. The bill was seven hundred and fifty bucks.
(45:59):
Just let you know this pricing, dynamic pricing is in
other trades as well as in the real estate industry.
Love the show. Really appreciate the way you all try
to stay non biased on most topics. Sometimes, I know
it gets hard to do that. Keep up the good work.
This is what got me because it came in. This
correspondence came in the same time the Walmart news broke
(46:21):
and in defense to that earlier point, you anticipated their no.
In defense, it is siss a fia to have to
go through because the folks who are changing those physical tags,
they're usually working overnight. It's like long division. There aren't
a ton of shortcuts, right or good audio editing, They're
not a ton of shortcuts. So you have to go
product by product, rip off the little you know, three p.
(46:45):
Fifty nine and then put in the little three forty
nine and you start to think, what is life?
Speaker 2 (46:52):
I was telling you guys off air, I just went
a store to get something for my son. Yeah, And
while I was in there, the employees were doing a
exactly what you're describing, going around and changing all of
the price tags on all of the stuff. And it's
interesting because it was such a monotonous thing to do
that took so much time. It was just crazy to
(47:14):
watch it happen at the entire time I was in
the store, which is like forty five minutes or something.
Speaker 3 (47:19):
Yeah, I'm with the idea, though it seems inevitable, like
you were talking about with Best Buy. As long as
everyone's a good faith actor, this is a actionable solution
and saving money, it's helping people. It's definitely helping the
psychology or the psychological state and mental wellness of some
of the employees. But still the shadow of surge pricing,
(47:42):
dynamic pricing looms. Right. It always starts as an incentive,
the way that Kroger, a popular grocery store here in
the United States, instituted, or i should say deployed the
Kroger card. Right, give us some of your information and
at first you will get a discount. But now if
you go to any Kroger and you don't have that card,
(48:02):
you will essentially be text right wow, just like social
credit over in China. It starts as an opt in.
Speaker 5 (48:09):
Well, and like any kind of perceived you know, savings
most of the time or whatever. Even we're talking about
like shifting around, you know what, whether we pay tax
or get more tariffs or whatever, you're paying for it somewhere.
Speaker 4 (48:22):
You're definitely paying for it somewhere.
Speaker 5 (48:24):
And in the case of to bring it background to
what we talked about in the last listener Mail episode,
to bring back around to social media, and if you're
not paying anything for it, then you are the product
the question there.
Speaker 3 (48:35):
Yeah, And with this, I think we're going to ask
our fellow conspiracy realists for more more first hand experience
with what we will call dynamic pricing or surge pricing.
And this goes you know, I thought this was a
nice thematic thread with the concept of different pricing for
(48:55):
the same drugs in different parts of the world. What
is the actual price of a thing, a good, or
a service, and indeed who should determine that price? Is
there any recourse against bad faith actors here? I don't
want to sound cynical, but I am almost entirely certain
(49:15):
that digital price tags and brick and mortar stores are
going to be the new normal, and I am likewise
almost certain that they will be used to manipulate prices
to the advantage of the stores.
Speaker 5 (49:27):
This is interesting, how it's a slow burned kind of
or like a frog and boiling water. Where there are
certain industries that we totally accept dynamic pricing.
Speaker 4 (49:38):
We don't like it, but we accept it.
Speaker 5 (49:39):
Airline tickets, even certain you know, fees and stuff for
concert tickets or whatever. More so, the airline thing, hotel
room rates, it all fluctuates depending on demand and supply.
So it's not that far of a walk to think that.
Speaker 4 (49:54):
Could eventually just include.
Speaker 5 (49:56):
We know that McDonald's prices are up one thousand percent
year over year or whatever, why not.
Speaker 4 (50:02):
Just just do that daily?
Speaker 3 (50:05):
You know, you remember when you could go to the
dollar store and things cost just one dollar.
Speaker 5 (50:10):
I'm just saying, Remember, I understand we're almost kidding ourselves
that we're not already being dynamically priced. It just doesn't
happen on the daily. It happens over a longer period
of time.
Speaker 3 (50:22):
Just wait till it hits the hospitals. My dudes, it's
on the way. We can't like that this is going
to be the conclusion of our listener mail program, we
like to end it with a little bit of a
letter from home. This is a special one, guys. This
is what we can call a letter from home. I
r L talked with some locals who who appear to
(50:47):
enjoy our podcast. We got made over at Elmere, so
dropped off a book in a little T shirt with
their buddy Sam, who is opinionated about case ideas.
Speaker 4 (50:59):
What's his take.
Speaker 5 (51:00):
Oh, he's for them, not sandwich.
Speaker 4 (51:04):
I need more than that. Oh we like them Sandwich.
Speaker 3 (51:08):
I didn't ask him that. We're exercising diplomacy. We've got
to deepen the relationship before we get to the real
geopolitical issues.
Speaker 4 (51:17):
Break a friendship the.
Speaker 2 (51:19):
Former security guard MTG.
Speaker 3 (51:23):
We also know there is a letter from home that
will shout out to you, Sam. Thanks for supporting the show.
We always love to be able to interact with people
in the real world.
Speaker 4 (51:32):
And well Mayor has a fine case Ida. By the way, they.
Speaker 3 (51:35):
Have a great selection of case IDAs, which is a
weird sentence to say at our jobs. But they have
their green burrito with all.
Speaker 4 (51:43):
The veggies and stuff and the's spicy.
Speaker 3 (51:46):
Now here's the thing. Here's the thing. Those burritos. Yes, agreed.
It is known. They are amazing Elmere burritos. This is
the way. However, they're big burritos. Those are like barrel ritos.
Speaker 4 (52:00):
You know.
Speaker 3 (52:00):
I've never eaten one in a single sitting green burrito.
Speaker 5 (52:04):
Qualified maybe there's a bigger one that I'm not aware of.
But it is about you know, forearms.
Speaker 3 (52:09):
It's like a Popeye forearm.
Speaker 5 (52:10):
Yeah, yeah, full of good superpower and beuing veggies.
Speaker 3 (52:14):
And yes, we also have one letter from home that
we might save for later. Stuff they don't want you to.
Sandwich has given us, as a professional courtesy, a warning
about our somewhat controversial discourse on lasagna, tacos and sandwiches.
Speaker 2 (52:32):
Oh yeah, that's that's what I was thinking about. That's
what I was thinking about with former security guard and
MTG that it was this specific warning.
Speaker 3 (52:40):
Dude, want to just play it. We'll go on that one.
Speaker 4 (52:42):
Yeah, it goes.
Speaker 2 (52:45):
He just wants to point out a couple of things.
Speaker 4 (52:48):
Here we are.
Speaker 3 (52:49):
We're never above corrections and clarification, folks. We're all in
this together. And we received a courteous diplomatic warning from
a colleague of ours.
Speaker 8 (53:01):
Stuff that don't want you to know.
Speaker 7 (53:03):
It is, I Wayne, stuff that don't want you to standwich.
Speaker 8 (53:07):
And I'm actually calling in response to your most recent
Listener Male episode where you discuss tacos and lasagna as well.
Another way to say it, sandwiches directly into my purview.
Speaker 7 (53:28):
So I'm gonna have to ask y'all to keep your
little podcast, yeah, little podcast to your own bounds. That's
mine that goes into my area, my jurisdiction.
Speaker 8 (53:38):
It's stuff they don't wants you to standwich and you
talk about sandwiches. I mean, it's a blatant violation of
our treaty, and uh, there's probably gonna.
Speaker 7 (53:48):
Be some percussions, sanctions, just a new a formal warning,
a professional courtesy, if you will, as a fellow podcaster.
Speaker 5 (53:58):
I don't have a podcast, Sandwich King.
Speaker 8 (54:03):
I'm a little disappointed, though luckily you didn't bring up
hot dogs, but you were dangerously close.
Speaker 4 (54:11):
Hot dogs of sandwich hot dogs.
Speaker 8 (54:13):
Definitely look forward to a call from my fake lawyers
and know that we're no longer friends. Goodbye, Wade, Wade.
Speaker 3 (54:23):
If this is how it ends, had a good run.
I also look forward to, uh, you will also be
hearing from our fake lawyers who are world class experts.
By the way, dude in Sandwich law you know and
h and I don't know. I just I love these
letters from home because it.
Speaker 5 (54:45):
So much skin in this game. I don't think I
heard his sandwich credential. Maybe I missed it.
Speaker 2 (54:50):
He is stuff. They don't want to watch Sandandwich so like, yeah,
I mean, oh, that's his nickname. Yeah, that's his jurisdiction.
Speaker 3 (54:57):
It's his jurisdiction.
Speaker 4 (54:58):
I didn't realize it was so official.
Speaker 3 (55:01):
We're messing with big Sandwich.
Speaker 5 (55:04):
I feel like it was a missed opportunity that we
should have gotten his take.
Speaker 4 (55:08):
I know.
Speaker 3 (55:09):
I that's that's why I'm playing this man. I'm hoping Wayne,
we need we need your boots on the ground, right.
You're in the deli spiritually here, So tell us what
more people need to know about.
Speaker 2 (55:23):
So well, he's from he was from Philly, so I mean,
I bet he's got some sandwich knowledge.
Speaker 3 (55:28):
Gosh, yeah, what is Oh? No, I remember I ruined
our Philly show one time because I asked people for
the best Philly sandwich restaurant in Philly.
Speaker 4 (55:38):
You got Geno's and Pats Those are very Yeah.
Speaker 3 (55:41):
I thought some folks were talking to us after the
live show. But they just came up and argued about
sandwiches in front of us, who was amazing.
Speaker 5 (55:48):
Ginos and Pats are right next to each other. Those
are the kind of the more touristy ones. But then
if you really talk to someone who knows their business,
they won't even mention those. They'll mention some special hole
in the wall off the beaten path, you know, Steak.
Speaker 3 (56:01):
Join So shout out to Cabeza Devaka, Shout out to
Skippy the Prozac Elf. Shout out to Sam I'm calling
you the Emperor Casadias from now on. Shout out to
our new geopolitical rival stuff. They don't want you to
sandwich And big thanks to Ryan and thanks also to
everybody who took the time to write in, to contact
(56:22):
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Find us online at the handle conspiracy Stuff, where we
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Speaker 5 (56:39):
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(57:13):
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Speaker 2 (00:24):
Hello, welcome back to the show. My name is Matt,
my name is Nol. They call me Ben.
Speaker 3 (00:28):
We're joined as always with our super producer Alexis Bridgerton Jackson.
Most importantly, are you. You are here? That makes this
the stuff they don't want you to know? One of
our favorite times of the week's folks, it is listener
mail now. Previously, as we had mentioned, we took the week.
We took June teeth off, as hopefully all of America does,
(00:52):
and we are so excited to return with correspondents from
some of our favorite amazing fellow conspiracy realists. We're going
to learn a little bit more about some drugs. We're
gonna learn about a recent fascination of ours or an
ongoing fascination regarding insurance. We might have some hot takes
(01:12):
on case ideas. Finally, yeah, right, the time has come,
and then we'll learn about some acts of US supported terrorism.
All this and more. Before we do any of that,
we've been doing the cold opens now, So you guys
heard any any cool jokes?
Speaker 4 (01:33):
Knock?
Speaker 3 (01:33):
Who's there?
Speaker 4 (01:34):
A word from our sponsor.
Speaker 2 (01:42):
And we've returned, and we are going to jump to
the voicemail machine and in it we are going to
find a message from cow's head, but in Spanish.
Speaker 5 (01:53):
Here we go, Hey guys, this is Cove.
Speaker 6 (01:59):
I was I was listening to the recent freak Broker's
episode and you mentioned that your home insurance got canceled
and a recent thing this happened to my father where
they canceled his home insurance. He got a notice in
the mail and when he called the question it, the
lady told him that they flew had drone over his
(02:19):
house and looked into his backyard and saw that there
was a bunch of vehicles back there and other junk
that he had stored. He lives on an acre. It
made a deal with his cousin that he could throw
some vehicles back there. It's not a lot, but anyway,
so they canceled the insurance and then they also sent
him a photo that they used Google. The reason they
(02:41):
found out was they were checking Google Maps and they
saw the aerial view from the satellite footage that showed
a lot of the cars and things that were back there,
and that's why they canceled the insurance. But I think
is a very big invasion of privacy. And he had
like it was state farm insurance, so not like some
(03:02):
weird cheap insurance, and they said, oh, we have to
get it all cleaned up before we'll allow you to
restart your insurance. And so he's kind of trying to
deal with that. But I don't know. I've heard other
people mention it, and I've seen an article about it online.
I don't know if you guys know about that. It's
really weird, really big amazing of privacy, I think, because
(03:26):
also I don't think he's had that insurances before drones
are invent invented, so I don't know how they can
hide that in the fine print. I don't know how
they're getting away with that. Maybe something to look into.
So for you, this message on there, if you want
have a good day.
Speaker 5 (03:40):
You know, it was me who was talking about having
my policy canceled, but it was just a bonehead.
Speaker 4 (03:44):
To move on my part.
Speaker 5 (03:46):
You just have to re up it and like have
them reassess it and you know, make sure everything's correct
or whatever, and then my mortgage company started a new
policy for me that was more expensive, and I still
have a dealt with that to get me back to
a lower rate.
Speaker 4 (04:00):
But what, man, what our friend here is talking about.
Speaker 5 (04:03):
I can't that as Oh wow, I mean, I guess
all bets are off now, guys.
Speaker 3 (04:08):
Huh, yeah, Matt, we talked about this a little bit
off air. I think, what is What's something that really
stood out to you about this?
Speaker 2 (04:15):
Just the fact that I have homeowners insurance and I'm
nervous about it.
Speaker 5 (04:19):
Yeah, I mean, like if you had a trampoline or something,
you know, and you said you didn't and they caught you,
that could be a game.
Speaker 4 (04:27):
That could be a deal breaking.
Speaker 2 (04:28):
Well, when I first moved in, I think about the
HOA required everybody in the neighborhood to pressure wash the
sides of their houses because it was getting insightly round here, guys.
And it's something that I did, and it was expensive.
It wasn't cheap. It's expensive to have that kind of
service done. And I was thinking about when I was
first moving in, all of the junk that I moved
(04:50):
out of the house, and some of it I kept
stored kind of on the sides of the house before
I knew exactly what to do with it, or I
could you know, have the money to have some have
somebody come out and take it to a junk yard
or something. Well, yeah, I mean take.
Speaker 3 (05:06):
It to the freeport.
Speaker 2 (05:08):
Yeah, But it was just trying to figure out, you know,
budgeting and how and timing right, how to get things done.
And if my home insurance company decided to fly a
drone over at a time when I've got a bunch
of junk what looks like, you know, refuse or hoarding
outside of my house, they might think twice and do
something take action like this, right, I think maybe everybody
(05:28):
needs to think about that, including stuff like how old
is your roof? Is there just a little bit of
moss on your roof even though it's not that old,
but some mosses growing. Is there anything that makes your
house look like it could be in disrepair even if
it's not.
Speaker 3 (05:44):
Even if it's from a satellite.
Speaker 5 (05:46):
But there should be a transparency behind the criteria for
making those kind of judgment calls, like you know, like
if you you can't just cancel somebody's you could maybe
get with that there's something up and then you send
an inspector out to confirm and actually touch the tiles
and gave me I don't think you should be I mean,
that's just overkill, man.
Speaker 3 (06:06):
It is legislation. First off, Kbeza Devaka, we appreciate your time,
and you're bringing up something that has been a mutual
sort of fascination of this group for a little while now,
and fascination that only grows the way this stuff is presented.
To answer your question, is the calculus on the side
(06:28):
of private insurance companies is that this is ultimately a
cost saving measure.
Speaker 4 (06:34):
For all the.
Speaker 3 (06:37):
All the policy holders for a given insurance company, because
they're saying, hey, if we're to your example, Matt, if
we're using satellite photography right or drones to monitor the
vibe of a roof right to look at the picture
and make a guest there, then that saves us money,
(06:57):
argues the company. That saves our policy holder money because
now we are not sending a physical boots on the
ground adjuster to assess the roof.
Speaker 2 (07:07):
Well, and it gives us a good reason to increase
the policy. Right, if we come up with a bunch
of problems that have to be addressed and you've only
got let's say ninety days, sixty days, forty five days
to address those things, or you know, bad things gonna happen,
at least for you to be a bad thing for
them would be a great thing if your policy went
up by just a couple hundred dollars or even one
(07:29):
hundred dollars.
Speaker 3 (07:30):
Yeah, and maybe that. The weird thing about some of
these changes or these mandated threshold increases from a private
company is you can do something very clever with your
order of operations. You could say thirty days to react,
just a hypothetical example. And maybe the notification comes through
(07:51):
the post and it takes about two weeks to get there.
Speaker 2 (07:54):
Oh yeah, sure, well, and it depends on where you
live too, because there are laws on the books about
what insurance company have to do, how much time they
have to give you or notice but they have to
give you before they cancel your policy. It's the same
thing if you if you rent property, let's say you're
whoever you are renting that property from. There are rules
(08:14):
on the books, depending on where you live, about what
they can do, how they can increase your rent, what
kind of notice that requires, and a bunch of things. Right, Basically,
they have to communicate to you because you're in that
relationship with a landlord. That word I don't like it,
I know, but that's the kind of deal here. But
(08:35):
these aren't This is your landlord. This is a company
that is helping ensure your safety and well being and
the safety of your not only your family who lives
with you, but your stuff. You know.
Speaker 3 (08:48):
It's also it's also it's in such a strange position
legally because it is a private company that you are
required by law to mess with. You can you can, ostensibly,
legally in the United States, say I will never visit
(09:09):
a shoe store in my life. You know, maybe I'll
get some hand me down shoes, but I'm not messing
with big Foot locker or whatever.
Speaker 2 (09:15):
But Bigfoot there it is.
Speaker 3 (09:19):
But in this one, in this situation, one must have
this insurance to own a house, one must have this
insurance to operate a motor vehicle or someone you know.
So it's it's tremendously convenient and advantageous for the private
entities that arguably have poached a part of the living
(09:45):
process that should have been relegated to government.
Speaker 2 (09:47):
Yeah, completely agree. Let's jump really quickly, is jump to
a couple of articles that were mentioned there by Cabeza Devaka,
which we're not sure if that's a reference to Alvar
Nunezvaka or just cow's head. You're gonna have to let
us know in another voicemail.
Speaker 4 (10:04):
Please.
Speaker 2 (10:06):
Alvar Nunez of the Combizita Vakas was a Spanish explorers
see so let's go to this one. This is an
article from Boston twenty five News and WFTV dot com.
It was posted May thirty first, twenty twenty four. The
title here is insurance companies canceling homeowners policies using Drone
(10:29):
Comma aerial photos, and it gives a couple of very
concrete examples where one homeowner was sent a list of
repairs that needed to be done on his house. He
was given sixty days to come up with a plan
to address all of these things, such as get the
moss off your roof, trim back all those trees that
are hanging over your roof, and uh oh, you need
(10:51):
to replace a bunch of shingles in specific sections of
the house. How would they know that stuff? Wow, did
somebody come out and get on the roof and do
a big inspection, or even just take photos walking around
the house. No, there were drone photos that were used.
Drone flew out, took a look and said, hey, lots
of problems with this house. Guys, we need to send
him a notice, and they gave him sixty days. But
(11:15):
apparently he couldn't you know, a lot of money, by
the way, to do all these things. Sure, you can't
drop that on somebody who's on a budget. By the way,
we're all on budgets. Drop that on somebody who's on
a budget, and then say get it done in sixty
days or you're done, You're cooked. No more home insurance
for you. That's exactly what they did. He tried to
(11:36):
get some work done, sent them his progress basically say hey,
I'm working on it. I'm doing everything i possibly can.
I'm still paying y'all. By the way, remember I paid y'all.
I'm gonna pay you more money for my hown homeowner's insurance.
And they said, no, we're going to cancel. We're going
to cancel the homeowner's policy. So that's what they did.
(11:56):
And it's crazy because in Massachusetts, you as a the
home insurance provider, you have to give a forty five
day written notice before your policy, before you can expire
someone's policy, right, And it's not that way in every state.
Some places have a bigger time window, some a little
bit shorter, And when you're using things that could be inaccurate,
(12:19):
like drone footage, aerial photos, satellite imagery that look, let's
say there's a human actually going through and verifying all
of this stuff. That's best case scenario. They can match
up your actual property with those photos. But let's say
it's being AI assisted, as most things are now, there
is a good chance that your neighbor's house is the
(12:42):
one that's got some really bad problems with it, but
they think it's your house because Google Maps is pretty good,
but it's not perfect, and sometimes they get addresses wrong.
Sometimes the satellite imagery is a little off compared to
what it should be, or it's old.
Speaker 3 (12:57):
Think about how bad facial recognition is for humans. This
is the same problem writ large in terms of identifying
specific homes. And also, I love the point you're making there,
Matt and Cabeza. I think you can agree. One of
the big issues is the state by state determination. Right.
(13:20):
Some states are on the side of the people living
in that state. Other states are strongly on the side
of the private corporations in the insurance business who want to,
of course maximize profits. And it's not inherently sinister, that's
how corporations work. But if you live in a place
(13:42):
where the state that you pay taxes to is very
much not on your side, and these kind of things,
we can't blame people who might say, hey, is this
somewhat treason us? It's definitely unethical. Yeah, right, just so,
and with this, you know what we see, I would
(14:03):
argue the BESA is a trend that shall only escalate
unless there is serious legislative action state by state. Then
this is not going to This is not going to
fade away like you know, like using chat GPT for
(14:23):
papers or using what's the other oh NFTs. It's not
going to fade away like that. The money is too good,
it's proven, and if everything is above board, then maybe
it does save money for policyholders.
Speaker 4 (14:36):
I'm trying to be fair.
Speaker 3 (14:38):
I'm endeavoring to be fair.
Speaker 2 (14:40):
I love it, you know, is not trying to be fair.
Whoever is serving me ads on CBS eight dot com
because good what again, they're giving me a lot of
senior discount ads going on here like like and we're
not talking high school scene. We're talking like fifty five
plus or whatever.
Speaker 3 (14:58):
Are you getting, Well, here's the deal. Here's how you
can tell what they think of you. Are you getting
ads for Golden Corral discounts or are you getting like
Platinum Corral discounts.
Speaker 2 (15:09):
This is for senior Internet. It's only ten dollars a
month apparently, Twilight Corral.
Speaker 4 (15:14):
Twilight Coral discount. Yeah.
Speaker 5 (15:16):
I went to a music concert last night and realiz
real quick, like this bad.
Speaker 4 (15:23):
Is an old crowd future islands.
Speaker 2 (15:26):
Yeah it was.
Speaker 5 (15:27):
It was really really good, but it was just I
looked around and I was like, there's a bunch.
Speaker 4 (15:30):
Of olds here.
Speaker 2 (15:32):
Oh geez oh olds. But the whole home insurance being
canceled thing because an individual homeowner's home is not in
the best state, at least according to the drone footage.
That's one problem. The other big problem that's happening is
that these same insurance companies are dropping coverage because the
homes are in a region that are being affected more
(15:55):
and more and more and more by climate catastrophes. Here
we go by weather, right, yes, And that is a huge,
huge issue that we are going to talk about in
a future episode along with this stuff too. I think
we'll probably at least mention it because home insurance, as
we've talked about before, car insurance, health insurance, it's all
(16:16):
one big weird racket where everybody pays a bunch of
money in and then they only have to pay a
percentage of that out. The rest of it is profits.
When it's a privatized company, you know, yeah, I.
Speaker 3 (16:28):
Used to work in something like insurance.
Speaker 5 (16:31):
Oh, and they do their damnedest to pay you as
little as possible, if not nothing.
Speaker 2 (16:36):
Right, Yes, So anything that makes the removal of the
bad policies more easy for those companies, they're going to
jump on it, and they're going to do it. So
we just as was as Ben was talking about with
the legislation, we just need to keep our eyes and
ears open for this stuff.
Speaker 3 (16:52):
And then also, if your quarterly profits start to get
on the wrong side of red or black ink, you
can go run and cry to the local government that
you've already been kind of paying off for a while
in lobbying you the insurer can go and say, hey,
you know, just get a golf game right. Helpful corporate
(17:14):
policy is one golf game. Away and this is this
is another thing I want to make sure we mentioned this. Folks,
spare a moment of empathy for the private insurers because
they also have to pay for drone insurance, which is
seriously one of the fastest growing private insurance. Yeah, and
they're hard to fly, you know what I mean. A
(17:36):
lot of people buy a drone and then crash it immediately.
We've seen it all.
Speaker 2 (17:42):
I think that's a great YouTube channel, drone crash crash.
Speaker 5 (17:47):
Do you know they sell drones at Costco?
Speaker 2 (17:50):
Yeah?
Speaker 4 (17:50):
Pretty nice ones.
Speaker 2 (17:51):
Actually, yeah, man, those digis digs.
Speaker 3 (17:55):
Well, here's the dystopian pro tip before we move on.
You could buy a now, or you could just wait
until your local government mandates that everybody has one.
Speaker 2 (18:08):
Yeah, following you. Oh no, I don't want that, you know.
I do want to see another ad A quiet Place
day one apparently that's coming nice soon. I want to
see that also.
Speaker 3 (18:19):
Yeah, drone is just a cell phone with wings.
Speaker 2 (18:23):
Yeah, I love it. If the wings function like the
larger birds you know that have that they push down
really hard and then just kind of glide for a
little bit, then push down really hard. I would love
to see that.
Speaker 4 (18:35):
Great.
Speaker 2 (18:36):
So, with all of that. Thank you so much co
Visitovaka for letting us know by that situation. We hope
everything works out and it's okay, and let us know
how it goes. Give us an update at some point.
We'll be right back with more messages from you.
Speaker 5 (18:56):
And we've returned with another message from the public. That's right,
that's you. You are the public conspiracy realists out there. Boy,
we got some good ones today and I'm gonna get
right to it. We've got one from I believe a
friend of yours, Ben Skippy, the Prozac elf. I think
you guys have done some Internet chattings in the past,
(19:17):
and I believe we've read some missives from Skippy, But
this one, as I did teas in this week's Strange
News episode, does regard the type of off label prescriptions
that we were discussing both in the Strange News episode
and in our previous episode on neuotropics.
Speaker 4 (19:34):
So here we go.
Speaker 5 (19:36):
Good evening, a gentleman. I'm dropping a note regarding something
that Noel said about insurance and Ozimpic on your neuotropics episodes.
A Zimpic is part of a class of drugs intended
initially for the treatment of type two diabetes, a condition
I have, as did members of my patriarchal line, reaching
back three generations.
Speaker 4 (19:55):
At least.
Speaker 5 (19:56):
While outrageously expensive at full retail price, it was easy
to get insurance to cover these types of drugs once
upon a time because they effectively lowered the patient's long
term insulin resistance. Sadly, that is no longer the case.
The off label use of these drugs for strictly cosmetic
weight loss purposes has caused insurance companies to strongly curtail
(20:20):
and in some cases discontinue coverage of this class of drug.
Where I used to pay twenty dollars per month two
years ago for the formulation that worked best for me,
marketed under the brand name Munjaro, it now cost me
three hundred and sixty two dollars per month. I've already
been told that going forward it will be twelve hundred
(20:41):
dollars a month next year if I want to continue.
That's enough per ounce. You'd think it was printer ink.
Not dying is damn expensive these days, fellas, But I
guess it's fine so long as a few well to
do folks can knock off twenty pounds should you ach
use any part of this on air.
Speaker 4 (20:59):
I've called in before, Skippy the Prozac el. Thank you,
and I truly love your show. Skippy.
Speaker 5 (21:06):
You are speaking the language of some of the conversations
that we've been having lately, both in the Neotropics episodes and.
Speaker 4 (21:13):
In other strange news.
Speaker 5 (21:15):
This has really been kind of a fascinating time for
this whole off label thing. It just feels very wild West,
and you know, it turns out it can result in
folks figuring out some drugs.
Speaker 4 (21:29):
That have been around for a long time might be
good for other stuff.
Speaker 5 (21:32):
And it just feels very like experimenting to me, And
I'm not I've made my put in my two cents
soapbox about how I think it doesn't feel right to me.
But I have had doctors talk usually the word off
label before, and I think I've made no secrets about
the fact that I did try to lose a little
weight to try one of these. I believe they're called
(21:53):
terzep tides or some glue tithes perhaps, I think. And
the one that I tried was Manjaro, but it was
made in a compounding lab and I just the news
started coming out about it having real weird side effects.
But my doctor did prescribe it to me off label,
and my insurance company promptly rejected covering it, and it
(22:15):
would have cost about thirteen hundred bucks a month. Obviously,
that's something that I can say, you know what, maybe
I'll hit the gym more and watch what I eat.
That's what I can do. I don't need to pay that,
which is what I've been doing, and I feel all
the better for it. But someone like Skippy doesn't have
the luxury you just say, maybe I won't take my
(22:36):
life saving medication that allows my body to process insulindifferently,
you just stuck paying them at twelve hundred. And it's
all of these kind of Hollywood a holes that it's
not just in Hollywood. And and again I'm being conn
be honest, I count myself among them, though I did
discontinue that are causing the insurance companies to hold hog
(22:57):
not cover this drug.
Speaker 4 (22:59):
Even for the people that need it.
Speaker 2 (23:00):
Well, guys, I think we're aiming at the wrong person here,
just because I don't think it's the end user's fault
they found a way to make use of it. I
think it's the it's the company look at those numbers
twenty dollars per month to twelve hundred dollars per month.
Do you guys know how much of a percentage increase
that is or i e. The profits per human being
(23:24):
five thousand, nine hundred percent increase. If those are the
actual numbers increase in profit for the company producing, you
can't do it.
Speaker 5 (23:36):
And then, you know, as much as we like to
poo poo insurance, we just we can't tell the whole
segment doing it. It's kind of a messed up industry
in a lot of ways.
Speaker 4 (23:45):
You're right.
Speaker 5 (23:45):
I don't think it's the insurance companies that fault because
they're getting flooded by requests to ensure this the use
of this medication. And my doctor even said, I kind
of know what to say to get the insurance company
to cover it. Wow, Like he said that to me,
and I was like, that's bold, because you know that's
(24:08):
exactly right. You know, like, what are you gonna, you know,
duke the stats there or whatever. It seems like your
pill mill story, Matt. Honestly, the way some of these
doctors toss out these offers of these prescriptions does feel
vaguely pill mill ish and you can sell it.
Speaker 2 (24:27):
No, you you could still sell it for twenty dollars
a pop, for one hundred dollars a month, right, Like
that's still a massive increase these companies demand.
Speaker 4 (24:37):
Why you got to just let the demand be.
Speaker 5 (24:40):
The I guess you know what we talked about, like
farmer brow and the whole thing with what's his face screlly,
you know, not to mention what he's done to the
Wu Tang clan.
Speaker 4 (24:48):
Don't even get me started there.
Speaker 5 (24:49):
But you know, his whole thing about jacking up these
life saving jacking up the profits for the prices for
these life saving drugs to put profits first.
Speaker 4 (24:59):
And unfortunately, because of the system.
Speaker 5 (25:01):
That we find ourselves in, you know, with like pure capitalism,
that's not only is that okay, it's sort of like
the name of the game. And I just feel like
there should be a different class classification for stuff like this,
where there should be regulations that don't maybe there are,
do you guys know, aren't there protections for things like
(25:22):
this that you can't just you shouldn't be able to
do this. I just don't understand how it's allowed.
Speaker 3 (25:27):
Well, first off, Skippy, great to hear from you, man.
I love interacting with the social media, always realize you
could reach out and touch faith to your question. No,
the idea of protections, like Matt was saying earlier, and
like we said in previous episodes, the pickle is it
goes state by state. Right, There's not There are federal
(25:48):
level regulations, but they are often as vague as the
language of the Constitution or the first ten Amendments. They're
saying stuff like in general to do this, and a
lot of the people who are the watchdogs for those
federal institutions, and indeed even the state level institutions later
(26:09):
go through the revolving door and work for the same
companies that they were supposed to regulate.
Speaker 5 (26:15):
And it's also they figure out how to loophole it
further because they've been on the inside of it.
Speaker 7 (26:21):
Right.
Speaker 3 (26:21):
And it also falls to mind like this is a
global thing. Right. India not too long ago gotten a
huge kerfuffle with pharmaceutical companies because they said, we're not
going to let people die because you have a price
point on a drug, you know, so we are going
to make our own version of the drug and we
(26:42):
will distribute it at cost of production. This is something
we run into with all kinds of industries in the
United States and in the international sphere too, Like if
future historians are going to think it is absolutely bonkers
that the exact same chemical substance would cost you know,
(27:03):
twenty bucks in one place and then two hundred bucks
in another. There's nothing different about it. It's just the
location of the person who needs help.
Speaker 2 (27:12):
Yeah, it would be awesome if they could somehow officially
separate the drugs. And I know these companies have been
attempting to separate their two versions of the drug, right,
one specifically for someone who needs to regulate blood sugar
and then someone who wants to use it as a
weight loss adjunct. They've attempted to do that, but I
(27:34):
don't know, it's almost like still putting it on the
companies to make those those distinctions. And it hasn't moved
the price point that much.
Speaker 3 (27:42):
Right, And there's a great deal of opposition right to
fundamentally changing these price models. And we have to understand,
you know that for a lot of people working for
these companies, that price model is how they make their livelihood. No,
while you're talking, I went and got the snarkiest book
(28:04):
in this part of my library and I have literally
been recommended this when I'm arguing things that are quote
unquote too radical. Could you read the title of.
Speaker 4 (28:13):
This book Economics for Dummies.
Speaker 3 (28:17):
Which I think is a mean non answer when someone
asked why the healthcare system is so broken?
Speaker 5 (28:23):
Yeah, it's like, let me google that for you. No,
the Dummies series is very helpful demystification tool, I would argue,
and I could probably brush up on some of that
stuff myself, but I don't know, Like I just yeah,
broken is exactly the right word for so many reasons
we've actually talked about in the last couple of episodes
and depth. But this just feels like such a cash grab.
(28:47):
And like now I mentioned mail order pharmaceuticals, like through.
Speaker 4 (28:52):
Companies like Him's and hers.
Speaker 5 (28:53):
Sure they are actually starting to carry I guess what
you might call a more generic version of sozembic.
Speaker 4 (29:00):
That you can get on mail order.
Speaker 5 (29:03):
So I guess they're a business model that's sort of
responding So the kind of crises we're talking about here. Now,
that was one question that I had too, with the
compounded lab versions of like not the officially packaged Manjarro.
It was like, aren't these proprietary formulas like, how is
there a lab you know, formulated version. I guess these
(29:26):
have been around a lot longer than we realize, because
they've been used for things that maybe aren't making the news,
just people's lives, you know, like regulating they're in their
insulin processing abilities. But now all of a sudden they're
being used for this other purpose, and people think that
they're brand new, they've just like been created like overnight,
and that's just not the.
Speaker 3 (29:46):
Case, yeah, because otherwise they would not have heard of
these substances unless they have the specific need, right. It's
it's like, why would you know about the local politics
in Indonesia unless you are in fact living in that
part Indonesia, you know what I mean. It's not saying
people are ignoring stuff. It just doesn't clock or it
doesn't ping on their radar. And I think you hit
(30:08):
on something that is incredibly important that we need to realize.
When a drug is released, discovered, synthesized, approved for use,
that doesn't mean people stop researching it, right, They continue
to see what other sorts of efficacy or damaging side
(30:29):
effects may be inherent in that substance well.
Speaker 5 (30:32):
And inherent The whole off label thing is one reason
that I didn't even you know, pursue further continuing with
these medications, there are a lot of unpredictable and unexpected
side effects that have started to make the news about
problems with digestion. People that have been taking these and
like literally not able to digest food. And that's the
(30:54):
kind of stuff that you really only find out about
in like longitudinal studies. And with this off label stuf,
it just feels like they're almost bypassing.
Speaker 4 (31:02):
Proper FDA you know, vetting. I guess not sure the
FDA is let the end all be all.
Speaker 5 (31:10):
Certainly something to be desired there too, in terms of
the way things are often somewhat rushed out, but we
are steam I see some real horrific stories about people
like being eaten alive from the inside by the effects
of these just to you know, lose a few pounds
and look cute on the red carpet or whatever.
Speaker 3 (31:29):
There are no panaces, right, we can argue, just like botox,
the social media pressure has pushed people to make decisions
they may not have made otherwise. And to the question
about how these compounding pharmacies can exist, it is very
similar to the idea of designer drugs or chemical analog drugs.
(31:52):
So one little tweak, right, the US government is required,
at least this country is required to fully define the
drug they are calling illegal or criminalizing. And then if
you are Walter White enough, you know, or Olsily enough,
you can go in. You can make a little twitch
on it and then boom, it's technically a brand new thing.
(32:14):
And compounding pharmacies have that nimbleness, they have that agility.
Speaker 5 (32:19):
That's right, and then that that does that. That was
my understanding as well. And my last thing is the
good good news is skipping the prozac elf is that
this is big money. There are interested parties that want
to continue to make big money. So Eli Lilly, being
a massive pharmaceutical company, is investing in additional five point
three billion dollars into a new manufacturing site for you know,
(32:44):
it's funny now in the writing now, it's almost it's
so annoying. It says boosting production for its weight loss
and diabetes medications. Mancho and zebut I would argue it
should be diabetes and weight losses.
Speaker 2 (32:59):
You know, that's not worth the money, is dude?
Speaker 5 (33:01):
No, that's right, But this is you know this Forbes
piece almost reads like a frickin' press release, but yeah,
it says the investment will add two hundred full time
jobs at the site, including positions for engineer, scientists, operating personnel,
and lab technicians. Let's see, it is in Lebanon, Indiana,
so uh, there you go. And with this announcement, shares
(33:24):
of Eli Lily up thirty nine percent this year arose
a little bit, so Eli Lily might be a good
a goodbye eighth eight sixty nine a share.
Speaker 4 (33:36):
So you know, I can't get more than one or
two of those US dollars. Yeah, so like you know, Amazon.
Speaker 5 (33:42):
Shares are I think, you know, in the five or
six hundred dollars range.
Speaker 3 (33:46):
I'm gonna wait for the ben Books conversion fair enough,
it's coming.
Speaker 4 (33:49):
It's coming. But I don't know if you guys have
any last words on this one.
Speaker 5 (33:52):
I think it's an interesting one. I really appreciate Skippy
hipping us to the inside perspective because I've known other
people with insulin issues and you know, various forms of diabetes,
and it is something that affects your life daily in
terms of your ability to just doce normal stuff. And
if you're not getting these medications. By the way, guys,
(34:14):
last thing, last thing around Atlanta. Have you ever seen
these signs people selling like black market diabetes medication. It's
a thing, and it's because it is prohibitively expensive and
sometimes difficult to get that people who require this stuff
have to turn to the black market. WHA, let's take
a quick break and hear another word from our sponsors.
(34:37):
We'll be back with one more piece of listener mail, and.
Speaker 3 (34:47):
We have returned a couple of things. We want to
have a letter from home. But before we do that,
we want to give a big shout out to Ryan. Ryan,
you wrote the following, good afternoon. Have you all done
an episode on the move group the Philly police bombed
in nineteen eighty five. Really dig this show and Ryan
(35:08):
back at you man, Thank you so much for this,
because we have a lot to talk about when it
comes to the move bombing. Full disclosure. We have an
episode on We have a couple of episodes on the
way about specific movements that were attacked with state level action.
(35:29):
Shout out to the American Indian Movement in particular. But
here's the skinny for anybody who doesn't know. On May thirteenth,
nineteen eighty five, the Philadelphia Police Department was at a
Loggerhead moment with a black liberation organization called MOVE, which
exists today. MOVE was originally called the Christian Movement for Life.
(35:55):
It currently describes itself as a commune of sorts, a
communal organization advocating for what they would call natural laws
and natural living. They were founded in Philly in nineteen
seventy two by a guy born Vincent Leaphart, who later
changed his name to John Africa. Have you guys heard
about the MOVE bombing?
Speaker 4 (36:16):
We have.
Speaker 2 (36:17):
It might just be off air discussions, but we've talked
about this before in relation to another episode. I think
it was around the time actually we just put out
our Class Hampton episode. We were talking about similar actions
that were taken and then we you know, we were
talking about Waco and Ruby Ridge and those things. The
MOVE attack maybe I don't know what you want to
(36:40):
call it, but that was a similar thing where it
seemed like a pretty aggressive set of actions taken against
a group that didn't I know, this one's this one's
a little more well, they're all complicated, right, all those situations,
but I don't know, I don't know the specifics.
Speaker 3 (36:57):
This one's a sticky one. Yeah, and we did. You're
absolutely correct and thinking about we did mention some of
these these other altercations, which is almost a dismissive word,
and we don't mean it in that sense. But these conflicts, right,
what you could call battles, you know, in the sense
of war studies. The Philadelphia Police Department drop two explosive
(37:22):
devices from a helicopter onto a house occupied by MOVE.
The members of the organization MOVE, you have to agree
with their ideology or specifics thereof. They were civilians. And
what happens when you drop explosives on old houses in Philadelphia? Spoiler,
(37:44):
they catch on fire. And what do you do if
you are a first responder, if you're the Philly Fire
Departments or you're the PHILLYPD Well, you're supposed to stop
the fire and you're supposed to help the people caught
in those flames. Instead, the Philadelphia Police Department just watch
the fire burn. They just let it go for a while. AKA,
(38:07):
teach you move a lesson.
Speaker 4 (38:09):
Jesus. Yeah, that's like joker type behavior.
Speaker 3 (38:12):
It destroyed sixty one homes over two city blocks. The
Philadelphia Police Department did this. It is not a conspiracy theory.
Speaker 5 (38:22):
This is a fire department from Fahrenheit four fifty one
we're talking about.
Speaker 2 (38:26):
It's intense, man, Okay, I just joked to.
Speaker 3 (38:30):
Evacuate the surrounding homes.
Speaker 2 (38:33):
To be clear, they did, but they also killed five
adults or five children and six adults.
Speaker 3 (38:38):
Five children and six adults they did. They also left
two hundred and fifty people homeless.
Speaker 2 (38:43):
Yeah. There's a quote in some of the writing about
this that I completely forgot that they showed up and
they said according to uh yeah, according to some official
this is actual reporting. This is what the police said. Quote, attention, move,
this is a you have to abide by the laws
of the United States. And they were literally given fifteen
(39:05):
minutes to get out of house, and when they didn't,
it just escalated, escalated, escalated.
Speaker 5 (39:10):
I'm sorry, what's their beef with this organization?
Speaker 4 (39:12):
Exactly? Like I get the gist, I think, but.
Speaker 3 (39:16):
They were all, yeah, parole, I would say, state actions
subjugating black Americans, Oh yeah, is the primary thesis here.
Speaker 2 (39:25):
But the official crimes that were committed were a parole viola.
A couple of people were content of court because they
didn't show.
Speaker 3 (39:31):
Up yet, right, there was a zoning thing.
Speaker 2 (39:33):
Yes, and they had firearms, right.
Speaker 3 (39:37):
And this was the second of one of their major
altercations with Philadelphia Police in nineteen seventy eight. There was
an earlier standoff. One officer from PHILLYPD died. Sixteen first responders,
meaning firefighters and officers, were wounded, as well as members
(39:58):
of the organization Moved itself. What we see here differs
depending on the perspective of the observer. It is a
sociological version of what we could call the observer effect.
If you find yourself very much opposed to the ideology
(40:18):
of the Move organization, then you may be tempted to
think in terms of a greater good. Right, Philly PD
did an objectively evil thing, but they did it to
prevent further evil things. But if you are on the
side of I don't like state power cracking down on
people just because they disagree with me, you know, or
(40:41):
even if indeed just objectively, if you look at the
stats of parole violations state by state, right or or
some you know, some problematic gun ownership stuff right, contempt
of court. A ton of people. Unfortunately, some of us
listening right now are technically in contempt to court. You
(41:02):
just don't know it because you got a traffic ticket
you ignored he didn't show up. Now you're in contempt.
You might have one more.
Speaker 4 (41:08):
Out up in jail for that very reason.
Speaker 5 (41:12):
I had mailed in a payment for a traffic citation
and it didn't get there in time, or didn't get there,
and then I got into a little thunder bender and
I was very much in contempt of court and I
got taken to jail and it sucked. And you know
who was in that jail cell with me a dude
who had been in a very similar situation but couldn't
afford to get bail bonded out and had lost his
(41:34):
job as a result of being held there for multiple days.
Speaker 4 (41:38):
So where's the money gonna come from? Now? The government?
I'm sorry, and it's sort of self defeated.
Speaker 5 (41:44):
It's just so the lack of humanitarianism, you know in
some of these organizations is mind boggle.
Speaker 2 (41:50):
We'll get it when you make all the goods you'll
produce for us whilst in prisons.
Speaker 3 (41:56):
Also, this probation company as a private entity and you
have a subscription fee. So back to the move organization
here to answer some of your questions. We do know
that later there was a federal lawsuit and they did
find PHILLYPD guilty of violating constitutional productions and of the
(42:19):
excessive use of force. However, make no mistake, it's not
bringing those civilians back from the dead. And this is
one of those stories that becomes kind of easy to ignore.
And the reason we're bringing this out here first off,
thank you, Ryan, is we want to hear more stories
(42:39):
like this. History is always closer than it looks in
the rear view mirror. Nineteen eighty five was not that
long ago, right, and we see other actions like this
in multiple instances. As Matt noted, please check out our
earlier episode Who Killed Fred Hampton? It is worth a listen,
(43:00):
even if you don't find yourself, you know, particularly uh
enthused by this type of conspiracy. These conspiracies are real.
Never forget it goes deeper than the government's debt. I'm
gonna stop freestyling. H We have we have one other
thing one to move on to. Guys. I don't know
(43:20):
if you saw the news, but Walmart is going to
replace it's uh its physical price tags with digital signs.
Speaker 5 (43:29):
Are they gonna have dynamic pricing?
Speaker 4 (43:31):
Like they're talking about.
Speaker 3 (43:32):
They're like they're pinky squear levels saying no, whoa.
Speaker 2 (43:37):
Reminds me of Have you guys been in a best
Buy recently?
Speaker 3 (43:40):
No? You know, I'm frugal. I go to second best Buy.
Speaker 2 (43:44):
Second best purchases. But in best Buy I didn't know this.
All their price tags are digital things.
Speaker 5 (43:52):
Yeah, you're on a little like a little almost like
a thermostat looking.
Speaker 2 (43:55):
Well, no, but if you look at them into my
eye at least, it looks like what are those tablets
that are meant to paper or whatever? They're meant to look.
Speaker 4 (44:04):
Like Kendall e Yes, I think they call it.
Speaker 2 (44:07):
Yeah, it looks like that to me. So when I
look at it, I think there's a piece of paper
behind that piece of plastic.
Speaker 4 (44:12):
It's very matt like. Yes, but there was one with.
Speaker 2 (44:17):
An error on it, and it was like error and wait,
why would they put that in there?
Speaker 3 (44:21):
I would I would totally buy something with my errors.
Would my errors be a currency?
Speaker 4 (44:28):
I will say?
Speaker 5 (44:30):
The thought of hand pricing, the amount of inventory that
a big box store like that would have is mind
boggling to me. Is I think this is good for everybody?
I don't necessarily think it'll affect jobs because people there's
not just one job for the price tagging. I mean
it certainly, you know, could have consolidation potential. But I
fully applaud this move.
Speaker 3 (44:51):
I'm going, well, I'll get to that point in second.
We've got we've got another letter. I'll keep this brief
from Nutcase, who says, hey, guys, Nutcase from Tennessee. Here,
I just heard the rent software conversation one to share
other markets with you that use similar evils, I've evils, Nutcase.
I've been in the construction industry for close to thirty
years and recently learned how the company I work for,
(45:13):
as well as many other companies, charge for service work.
I do residential HVAC, plumbing and gas piping currently, and
we use a software called house Call for pricing and billing.
The prices are set with a few ways to alter them,
like a digital cartel. Some of the prices are three
hundred to four hundred percent markups. Some are higher. For example,
(45:36):
a twenty five pounds can of free on is three
hundred and seventy nine dollars at contractor prices. I was
billed nine hundred and thirty eight dollars for ten pounds
at my home. Yeah, and our service plumber continues. Nutcase
was called to set three toilets for a customer who
provided the toilets. The bill was seven hundred and fifty bucks.
(45:59):
Just let you know this pricing, dynamic pricing is in
other trades as well as in the real estate industry.
Love the show. Really appreciate the way you all try
to stay non biased on most topics. Sometimes, I know
it gets hard to do that. Keep up the good work.
This is what got me because it came in. This
correspondence came in the same time the Walmart news broke
(46:21):
and in defense to that earlier point, you anticipated their no.
In defense, it is siss a fia to have to
go through because the folks who are changing those physical tags,
they're usually working overnight. It's like long division. There aren't
a ton of shortcuts, right or good audio editing, They're
not a ton of shortcuts. So you have to go
product by product, rip off the little you know, three p.
(46:45):
Fifty nine and then put in the little three forty
nine and you start to think, what is life?
Speaker 2 (46:52):
I was telling you guys off air, I just went
a store to get something for my son. Yeah, And
while I was in there, the employees were doing a
exactly what you're describing, going around and changing all of
the price tags on all of the stuff. And it's
interesting because it was such a monotonous thing to do
that took so much time. It was just crazy to
(47:14):
watch it happen at the entire time I was in
the store, which is like forty five minutes or something.
Speaker 3 (47:19):
Yeah, I'm with the idea, though it seems inevitable, like
you were talking about with Best Buy. As long as
everyone's a good faith actor, this is a actionable solution
and saving money, it's helping people. It's definitely helping the
psychology or the psychological state and mental wellness of some
of the employees. But still the shadow of surge pricing,
(47:42):
dynamic pricing looms. Right. It always starts as an incentive,
the way that Kroger, a popular grocery store here in
the United States, instituted, or i should say deployed the
Kroger card. Right, give us some of your information and
at first you will get a discount. But now if
you go to any Kroger and you don't have that card,
(48:02):
you will essentially be text right wow, just like social
credit over in China. It starts as an opt in.
Speaker 5 (48:09):
Well, and like any kind of perceived you know, savings
most of the time or whatever. Even we're talking about
like shifting around, you know what, whether we pay tax
or get more tariffs or whatever, you're paying for it somewhere.
Speaker 4 (48:22):
You're definitely paying for it somewhere.
Speaker 5 (48:24):
And in the case of to bring it background to
what we talked about in the last listener Mail episode,
to bring back around to social media, and if you're
not paying anything for it, then you are the product
the question there.
Speaker 3 (48:35):
Yeah, And with this, I think we're going to ask
our fellow conspiracy realists for more more first hand experience
with what we will call dynamic pricing or surge pricing.
And this goes you know, I thought this was a
nice thematic thread with the concept of different pricing for
(48:55):
the same drugs in different parts of the world. What
is the actual price of a thing, a good, or
a service, and indeed who should determine that price? Is
there any recourse against bad faith actors here? I don't
want to sound cynical, but I am almost entirely certain
(49:15):
that digital price tags and brick and mortar stores are
going to be the new normal, and I am likewise
almost certain that they will be used to manipulate prices
to the advantage of the stores.
Speaker 5 (49:27):
This is interesting, how it's a slow burned kind of
or like a frog and boiling water. Where there are
certain industries that we totally accept dynamic pricing.
Speaker 4 (49:38):
We don't like it, but we accept it.
Speaker 5 (49:39):
Airline tickets, even certain you know, fees and stuff for
concert tickets or whatever. More so, the airline thing, hotel
room rates, it all fluctuates depending on demand and supply.
So it's not that far of a walk to think that.
Speaker 4 (49:54):
Could eventually just include.
Speaker 5 (49:56):
We know that McDonald's prices are up one thousand percent
year over year or whatever, why not.
Speaker 4 (50:02):
Just just do that daily?
Speaker 3 (50:05):
You know, you remember when you could go to the
dollar store and things cost just one dollar.
Speaker 5 (50:10):
I'm just saying, Remember, I understand we're almost kidding ourselves
that we're not already being dynamically priced. It just doesn't
happen on the daily. It happens over a longer period
of time.
Speaker 3 (50:22):
Just wait till it hits the hospitals. My dudes, it's
on the way. We can't like that this is going
to be the conclusion of our listener mail program, we
like to end it with a little bit of a
letter from home. This is a special one, guys. This
is what we can call a letter from home. I
r L talked with some locals who who appear to
(50:47):
enjoy our podcast. We got made over at Elmere, so
dropped off a book in a little T shirt with
their buddy Sam, who is opinionated about case ideas.
Speaker 4 (50:59):
What's his take.
Speaker 5 (51:00):
Oh, he's for them, not sandwich.
Speaker 4 (51:04):
I need more than that. Oh we like them Sandwich.
Speaker 3 (51:08):
I didn't ask him that. We're exercising diplomacy. We've got
to deepen the relationship before we get to the real
geopolitical issues.
Speaker 4 (51:17):
Break a friendship the.
Speaker 2 (51:19):
Former security guard MTG.
Speaker 3 (51:23):
We also know there is a letter from home that
will shout out to you, Sam. Thanks for supporting the show.
We always love to be able to interact with people
in the real world.
Speaker 4 (51:32):
And well Mayor has a fine case Ida. By the way, they.
Speaker 3 (51:35):
Have a great selection of case IDAs, which is a
weird sentence to say at our jobs. But they have
their green burrito with all.
Speaker 4 (51:43):
The veggies and stuff and the's spicy.
Speaker 3 (51:46):
Now here's the thing. Here's the thing. Those burritos. Yes, agreed.
It is known. They are amazing Elmere burritos. This is
the way. However, they're big burritos. Those are like barrel ritos.
Speaker 4 (52:00):
You know.
Speaker 3 (52:00):
I've never eaten one in a single sitting green burrito.
Speaker 5 (52:04):
Qualified maybe there's a bigger one that I'm not aware of.
But it is about you know, forearms.
Speaker 3 (52:09):
It's like a Popeye forearm.
Speaker 5 (52:10):
Yeah, yeah, full of good superpower and beuing veggies.
Speaker 3 (52:14):
And yes, we also have one letter from home that
we might save for later. Stuff they don't want you to.
Sandwich has given us, as a professional courtesy, a warning
about our somewhat controversial discourse on lasagna, tacos and sandwiches.
Speaker 2 (52:32):
Oh yeah, that's that's what I was thinking about. That's
what I was thinking about with former security guard and
MTG that it was this specific warning.
Speaker 3 (52:40):
Dude, want to just play it. We'll go on that one.
Speaker 4 (52:42):
Yeah, it goes.
Speaker 2 (52:45):
He just wants to point out a couple of things.
Speaker 4 (52:48):
Here we are.
Speaker 3 (52:49):
We're never above corrections and clarification, folks. We're all in
this together. And we received a courteous diplomatic warning from
a colleague of ours.
Speaker 8 (53:01):
Stuff that don't want you to know.
Speaker 7 (53:03):
It is, I Wayne, stuff that don't want you to standwich.
Speaker 8 (53:07):
And I'm actually calling in response to your most recent
Listener Male episode where you discuss tacos and lasagna as well.
Another way to say it, sandwiches directly into my purview.
Speaker 7 (53:28):
So I'm gonna have to ask y'all to keep your
little podcast, yeah, little podcast to your own bounds. That's
mine that goes into my area, my jurisdiction.
Speaker 8 (53:38):
It's stuff they don't wants you to standwich and you
talk about sandwiches. I mean, it's a blatant violation of
our treaty, and uh, there's probably gonna.
Speaker 7 (53:48):
Be some percussions, sanctions, just a new a formal warning,
a professional courtesy, if you will, as a fellow podcaster.
Speaker 5 (53:58):
I don't have a podcast, Sandwich King.
Speaker 8 (54:03):
I'm a little disappointed, though luckily you didn't bring up
hot dogs, but you were dangerously close.
Speaker 4 (54:11):
Hot dogs of sandwich hot dogs.
Speaker 8 (54:13):
Definitely look forward to a call from my fake lawyers
and know that we're no longer friends. Goodbye, Wade, Wade.
Speaker 3 (54:23):
If this is how it ends, had a good run.
I also look forward to, uh, you will also be
hearing from our fake lawyers who are world class experts.
By the way, dude in Sandwich law you know and
h and I don't know. I just I love these
letters from home because it.
Speaker 5 (54:45):
So much skin in this game. I don't think I
heard his sandwich credential. Maybe I missed it.
Speaker 2 (54:50):
He is stuff. They don't want to watch Sandandwich so like, yeah,
I mean, oh, that's his nickname. Yeah, that's his jurisdiction.
Speaker 3 (54:57):
It's his jurisdiction.
Speaker 4 (54:58):
I didn't realize it was so official.
Speaker 3 (55:01):
We're messing with big Sandwich.
Speaker 5 (55:04):
I feel like it was a missed opportunity that we
should have gotten his take.
Speaker 4 (55:08):
I know.
Speaker 3 (55:09):
I that's that's why I'm playing this man. I'm hoping Wayne,
we need we need your boots on the ground, right.
You're in the deli spiritually here, So tell us what
more people need to know about.
Speaker 2 (55:23):
So well, he's from he was from Philly, so I mean,
I bet he's got some sandwich knowledge.
Speaker 3 (55:28):
Gosh, yeah, what is Oh? No, I remember I ruined
our Philly show one time because I asked people for
the best Philly sandwich restaurant in Philly.
Speaker 4 (55:38):
You got Geno's and Pats Those are very Yeah.
Speaker 3 (55:41):
I thought some folks were talking to us after the
live show. But they just came up and argued about
sandwiches in front of us, who was amazing.
Speaker 5 (55:48):
Ginos and Pats are right next to each other. Those
are the kind of the more touristy ones. But then
if you really talk to someone who knows their business,
they won't even mention those. They'll mention some special hole
in the wall off the beaten path, you know, Steak.
Speaker 3 (56:01):
Join So shout out to Cabeza Devaka, Shout out to
Skippy the Prozac Elf. Shout out to Sam I'm calling
you the Emperor Casadias from now on. Shout out to
our new geopolitical rival stuff. They don't want you to
sandwich And big thanks to Ryan and thanks also to
everybody who took the time to write in, to contact
(56:22):
us or support us on social media. Thanks for everybody
who dialed our number. Join up with us. The exploration continues.
Go to the edge of the map and walk with
us into the dark. We try to be easy to
find online.
Speaker 4 (56:36):
Find us online at the handle conspiracy Stuff, where we
exist on.
Speaker 5 (56:39):
EXFKA, Twitter, Facebook, where we have our Facebook group Here's
where it gets crazy, And on YouTube, where we're throwing
video content at you, Willy and or nilly. You can
find it to the handle conspiracy to show on Instagram
and TikTok.
Speaker 2 (56:52):
If you've got a way to make phone calls, then
point your device towards one eight three three st d WYTK.
That's us. It's our voicemail system. When you choose to call,
give yourself a cool nickname, and then say whatever you'd like.
Just do include whether or not we can use your
name and message on one of our listener mail episodes
such as this one. If you've got more to say
(57:13):
they can fit in that three minutes, why not instead
send us a good old fashioned email.
Speaker 3 (57:18):
We are the entities, just realizing that we have a
higher level of ethical behavior requirements than the US Supreme Court.
Drop us a lie, be well aware. Sometimes the void
writes back, We'll see you in the dark. Conspiracy at
iHeartRadio dot com.
Speaker 2 (57:55):
Stuff they don't want you to know is a production
of iHeartRadio. For more podcasts from iHeartRadio, visit the iHeartRadio app,
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Matt Frederick
Ben Bowlin
Noel Brown
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