Cut Your Healthcare Costs With Lauren Gajdek

What options and rates do Christian Health Ministries offer?

CHM is not health insurance, but medical cost-sharing, and nonprofit, enabling us to keep member costs down. CHM shares 100% of eligible medical bills, over $10 billion since its founding in 1981. Here are some of the plan costs to start (for individuals):

• Bronze, $92 per unit, per month 
• Silver, $138 per unit, per month
• Gold, $240 per unit, per month
• Senior Share, $115 per unit, per month

How is being a member of Christian Healthcare Ministries more flexible than most health insurance plans?

CHM members are not limited to a provider network. They can go to any doctor or hospital if the treatment is eligible according to CHM guidelines. This gives members more flexibility and control over their healthcare than typical health insurance plans.

Where does CHM’s ministry concept originate?

CHM draws its concepts from the New Testament, where the Book of Acts says that all the believers pooled their resources together and shared what they had. So, CHM practically does that nowadays with medical costs. The spiritual component of what they do is vital to CHM, as they also pray for each other and send cards and emails of encouragement. It is an excellent example of the body of Christ serving one another.

Where can people get more information?

chministries.org/faithfi

On Today’s Program, Rob Answers Listener Questions:

• I've been through over a decade of financial abuse, so I'm starting off having to reestablish with a low income. Are there any investment opportunities with a smaller amount that I can receive returns on, keeping some and then reinvesting the other? Also, do you have any other ideas for someone with a low income?
• I'm considering retiring to get my money out of the company I work for now, but I don't know how much the government will take because I'm not 65 yet. Is there a cut-off where they don't take anything?
• When I was stationed in Fort Polk and Fort Hood and bought houses, we had insurance that covered me if something happened to me, and the house would be paid for. I can't find those insurance policies anymore. Do you know of a resource that can help me track those down?

Resources Mentioned:

• Christian Healthcare Ministries
• National Association of Insurance Commissioners
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA)
• FaithFi App

Remember, you can call in to ask your questions most days at [phone]. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.