In this episode of 'Keep Rising with Kristy Kuhl,' I discuss important financial strategies with nationally recognized personal finance expert Bernadette Joy. The conversation covers Bernadette's journey of paying off $300,000 in debt within three years and her passion for helping others achieve financial independence.
Bernadette provides invaluable advice on dealing with current economic issues like tariffs and inflation, emphasizing the importance of basic financial practices such as stacking cash and paying off credit card debt.
Additionally, Bernadette and I explore the psychological aspects of financial management, including self-worth, handling negative feedback, and building financial habits that lead to long-term success.
This episode is packed with insights on how to take small steps towards big financial changes.
00:00 Introduction and Podcast Subscription Appeal
00:33 Introducing Bernadette Joy: Financial Independence Expert
01:43 Economic Insights: Tariffs and Inflation
02:50 Personal Finance Basics: Cash and Debt Management
07:38 Weekly Credit Card Payments: A Game Changer
10:19 Budgeting and Financial Mindset
15:27 Addressing Financial Fears and Money Wounds
18:39 Self-Worth vs. Self-Esteem in Finances
21:23 Cultural Influences on Financial Behavior
24:32 Money Wounds and Financial Stress
30:54 Planning for Financial Independence
31:28 Understanding Financial Growth and Inflation
32:08 Realizing Financial Independence
33:35 Overcoming Financial and Social Barriers
35:33 Aligning with Personal Success
37:03 The Impact of Small Financial Changes
40:05 The Debate on Leveraging Debt
42:19 The Journey of Building a Debt-Free Business
48:15 Handling Criticism and Staying Authentic
58:54 Conclusion and Resources
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www.kristykuhl.com
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