Mike Douglas explains the historical context of retirement tools and why the 401k on its own is not a retirement plan. With pensions becoming rare and Social Security facing potential cuts, understanding and maximizing your 401k is essential to income planning.
Mike explores strategies for supplementing retirement income, including the rule of 4%, dividend funds, and annuities. He lays out the pros and cons for each why the focus needs to be on individual circumstances and goals.
Ready to see if you’re maximizing your 401k? Visit MichigansRetirementCoach.com to connect with Mike and his team today!
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