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October 1, 2024 24 mins

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Bread, guap, and loud budgeting, are just a few “new age” financial terms. In this 2 Cents episode, Drew and Jeff have some fun, and get schooled on current financial lingo, as well as some old school financial slang from generations ago. How many terms did you know?

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Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish 

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This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Jeff Matevish (00:12):
Welcome back to another episode of Bank Chats, 2
Cents, a mini, more relaxedepisode where we chat about
interesting financial topics inthe news or in articles, or
really anything fun that'sfinancial related. Today we're
going to check off that funcategory. I'm Jeff Matevish, and
with me, the man, the myth, thelegend.

Drew Thomas (00:31):
Drew Thomas. Yeah.

Jeff Matevish (00:35):
Okay, Drew I'm hip, I'm down with the times.
But I was watching a Tik Tok theother day, and they used so many
new words and phrases that itwas like watching a video in a
different language.

Drew Thomas (00:44):
I could believe that.

Jeff Matevish (00:46):
But the silver lining was, first thing that I
thought was, this would make agood 2 Cents episode.

Drew Thomas (00:51):
This is wonderful.
That is really funny, actually,that you say that because I read
stuff all the time, and I thinkto myself, ooh, I was on
vacation, and I emailed myself agood idea.

Jeff Matevish (01:00):
You were sending me stuff when you were on
vacation.

Drew Thomas (01:02):
Yeah, so, so we're so we're talking about hip, what
did you say? These are hip?
What?

Jeff Matevish (01:08):
I'm down with the times, down with the times,
there's hip. Yeah, hip, yeah.
So, I scoured the internet andfound a handful of Gen Z terms.
Okay? And we're gonna quiz youand see if, if I give you the
term, if you know what it means.
Okay? Okay.

Drew Thomas (01:22):
Okay, that sounds good. Let's do it. I'm down for
it.

Jeff Matevish (01:24):
Okay, you're down for it.

Drew Thomas (01:27):
I am all that and a bag of chips.

Jeff Matevish (01:29):
Alright. Number one, loud budgeting. What do you
think loud budgeting is?

Drew Thomas (01:33):
Loud budgeting. So, loud budgeting, I'm gonna say
overspending.

Jeff Matevish (01:41):
Not quite, actually it's the opposite. So
it's...

Drew Thomas (01:44):
Oh, so see, I would think that would be quiet
spending is being...

Jeff Matevish (01:47):
Loud budgeting.

Drew Thomas (01:49):
Oh, loud budget.

Jeff Matevish (01:50):
Yes. Loud budgeting is letting people know
that you're good with yourmoney. Ah, okay. It's all about
saving money. It was actually,it was coined by a TikTok user.
And the quote was, it's not Idon't have enough money, it's I
don't want to spend that money.
So, the term is all about beingloud and proud about saving.

Drew Thomas (02:07):
Okay, all right, I get it. I maybe I should listen
more closely whenever you giveme the term.

Jeff Matevish (02:13):
How about soft savings?

Drew Thomas (02:15):
Soft savings? Okay, so, so I'm going to say soft
savings is the opposite of loudbudging. I'm gonna say you don't
have a lot of savings if youhave soft savings.

Jeff Matevish (02:24):
Yeah. But yeah, yeah. In particular, they want
to, these Gen Z people want tospend their money on experience
like travel and concerts, not somuch tangible items.

Drew Thomas (02:35):
You know, I think that there's, there's that's
interesting that you say thatbecause there's a psychological
thing that I read about a longtime ago, probably when I was in
college, that actually says youget more long-term value out of
experiences than you do things.

Jeff Matevish (02:50):
I could see that, yeah.

Drew Thomas (02:51):
You know, and I never understood that whenever I
was really young, because when Iwas young and I'd watch game
shows with my grandparents,because, like when I was a
little kid, like game shows wereon TV in the morning. That, that
was what you watched, Press YourLuck, and Price Is Right, and
all that kind of stuff, yeah.
And they would give away trips.
And I was always like, man, thatreally stinks, because you want
a trip, like, okay, you get togo on the trip, but then it's

(03:12):
done. You don't have it anymore,as opposed to, like, getting a
new computer or new TV, a newcar, right? But they actually
say that the trip gives you morelong-term value and long-term
happiness than, than the itemdoes.

Jeff Matevish (03:23):
Huh? I'm actually an example of that. When I was
younger, my family and I wentto, to Mexico because I won that
trip off the back of a TV dinnerbox.

Drew Thomas (03:32):
Really, yes, so Stouffers gave you a trip to
Mexico.

Jeff Matevish (03:35):
Close, Hungry Man, I'm a big boy.

Drew Thomas (03:39):
That's cool, though. Really, like, well, how
did you, where did you go? Wherein Mexico did you go?

Jeff Matevish (03:43):
We went to right outside of Cancun.

Drew Thomas (03:46):
So, was it like a resort?

Jeff Matevish (03:47):
A resort, yeah, okay, all inclusive resort,
yeah.

Drew Thomas (03:49):
So you went to, like American Mexico.

Jeff Matevish (03:52):
We went to American Mexico, yeah, yeah,
yeah.

Drew Thomas (03:55):
That's, I mean, seriously though, that's pretty
cool though.

Jeff Matevish (03:57):
I mean, we did that for what back then, $3.

Drew Thomas (04:00):
Yeah. So, did they say, your whole family got to
go?

Jeff Matevish (04:02):
Yeah, we all got to go.

Drew Thomas (04:04):
That's really neat.
Yep. Okay, yeah. Cool.

Jeff Matevish (04:06):
So, that does happen.

Drew Thomas (04:08):
I've mean, not to me.

Jeff Matevish (04:09):
Well, it hasn't happened since.

Drew Thomas (04:12):
All right, so what do we got next?

Jeff Matevish (04:13):
How about doom spending?

Drew Thomas (04:15):
Doom spending, I don't know what it means, but
it's fantastic. I love the term,doom spending. I'm gonna say
spending money on things thatyou don't really want or none or
that you don't really need.

Jeff Matevish (04:26):
Yeah, yeah. Doom spending is defined as spending
money despite concerns about theeconomy, so.

Drew Thomas (04:33):
So, not really my personal economy, but the
economy in general. Yeah? Allright, so the so the economy's
going to the toilet, but I'mstill buying myself the new
whatever.

Jeff Matevish (04:41):
Yeah, and I'll pull a you, and I'll give you a
statistic.

Drew Thomas (04:44):
Oh please.

Jeff Matevish (04:44):
27% of Americans doom spend to cope with stress,
according to a study conductedfrom Intuit Credit Karma. For
Gen Z, that percentage rises to35%, so 35% of Gen Z are doom
spending.

Drew Thomas (04:58):
I mean, you know what though, that's, I think
that applies to a lot of people.
I think there's a lot of peoplethat, I can honestly say, there
have been times whenever I'mjust depressed, and so I window
shop on Amazon. and that's like,you have to treat yourself,
yeah, yeah. And sometimes thewindow shopping turns into
actual shopping, yeah, a littletoo easily these days, with
the...

Jeff Matevish (05:16):
I know one click away and...

Drew Thomas (05:18):
Yeah, the buy now with one click is, like, the
most horrible thing ever.

Jeff Matevish (05:21):
Oh, my wife sends me, like, something to buy, and
she's like, can you buy thisnext time you're online? And by
the time she, you know, saysanother sentence that's already
bought.

Drew Thomas (05:29):
Right. You know, yeah. Well, that's because
you're a good husband.

Jeff Matevish (05:32):
Well, she's wrapped around her finger.

Drew Thomas (05:34):
I guess it's all right. I know you're I mean, I
don't, I don't know your wifevery well, but I know your wife.
She's a fantastic woman.

Jeff Matevish (05:41):
How about, okay, this is a good one. How about
cash stuffing?

Drew Thomas (05:45):
Cash stuffing?
Okay, well, I know it hasnothing to do with Thanksgiving.

Jeff Matevish (05:50):
Okay. Do you want a hint?

Drew Thomas (05:52):
Yeah, yeah, give me a hand.

Jeff Matevish (05:53):
We have covered this term many times before.
This is just a new way of sayingwhat we've covered in previous
episodes of the full length BankChats.

Drew Thomas (06:02):
Cash stuffing, yes, so savings?

Jeff Matevish (06:05):
Yeah, it's envelope budgeting. A new way of
saying envelope budgeting.

Drew Thomas (06:10):
Why do we need a new way to say this?

Jeff Matevish (06:12):
I guess that's the cool hip way of saying it
now.

Drew Thomas (06:14):
You said hip a couple of times. I don't think
hips a cool term anymore. Idon't know if cool is a cool
term anymore, come to think ofit.

Jeff Matevish (06:20):
So, yeah, apparently, though it's not a
new term, it's becomepopularized by TikTok again.

Drew Thomas (06:26):
So, again, how do these, so we've talked in the
past about how Gen Z is probablymore technological with their
money than almost any othergeneration, like they use Venmo
and they use PayPal and allthis. So, where do they get the
cash to do the cash stuffing?

Jeff Matevish (06:39):
Maybe it's like everything else you know, our
generation, you know, is comingback with clothes and habits,
and, you know, everything thatwe had, you know, as generation,
is now becoming popular. So,yeah, maybe, maybe cash is
becoming the, you know, the nextthing again.

Drew Thomas (06:55):
I guess that's true. There's a lot of 90s stuff
coming back.

Jeff Matevish (06:57):
Yeah, that's what I'm saying.

Drew Thomas (06:58):
Yeah, yeah. You're not Gen Z, though.

Jeff Matevish (07:01):
No, I'm a Millennial.

Drew Thomas (07:02):
Yeah, yeah, you're millennial. I'm on that cusp.
I'm like, I'm like, the lastgasp of Gen X, and then like,
the right, on the right, on thebridge there, between Gen X's
and millennials. But yeah, socash stuffing. Okay, that's
cool.

Jeff Matevish (07:16):
Cash stuffing. I guess there's another, another
term. I didn't find too much onit, 100-envelope challenge that
goes hand in hand with cashstuffing.

Drew Thomas (07:23):
Oh, okay, well, I guess, yeah, every envelope has
$1 in it.

Jeff Matevish (07:27):
Yeah. Free money.

Drew Thomas (07:32):
Free money.

Jeff Matevish (07:34):
It's almost as easy as it sounds, but there's a
little more to it.

Drew Thomas (07:37):
Money that you've won? Like, money there somebody
gives you money?

Jeff Matevish (07:40):
Yeah. I mean, so not, not only like free money,
but free gift cards, zeroing outyour account balance, that's
considered free money.

Drew Thomas (07:48):
Oh, okay.

Jeff Matevish (07:50):
Yeah, store credit.

Drew Thomas (07:52):
Oh, okay, I get you, all right. So, money that
you kind of, like, just kind offound on the street, like, yeah,
money, yeah. Found money, yeah,money, okay, see, I would call
that found I would Yeah, okay,yeah. Gotcha free money, yeah.

Jeff Matevish (08:03):
The next one we heard two Bank Chats episodes
ago with Emma King, okay, and Ijust assumed that it was, I
didn't, I didn't assume it was anew term, okay, she used the
term girl math, that is a Gen Zterm, and I didn't know that.

Drew Thomas (08:20):
Oh, I didn't know that either. I just thought that
was something that she said.

Jeff Matevish (08:23):
That's what I thought, too. Okay, okay. Now
they, well, now they call itgirl math, or gender math, but
okay, it refers to, like,creative justification for
people spending their money. So,an example would be someone
buying Starbucks, and since itwas under $5 it was pretty much
free.

Drew Thomas (08:41):
Oh, I gotcha. Okay.

Jeff Matevish (08:42):
So that logic that doesn't quite make sense,
but it makes sense of your mind.

Drew Thomas (08:45):
Well, you know, so again, I'm gonna, I'm not trying
to pick on any one gender oranything like that, but I'm from
the generation where most of thewomen in my life are really good
at looking at a price. And theylook at a price and they say, if
it's $5.99 it's $5 okay? And if,and if, most of the men in my
life, including myself, when Ilook at $5.99, I say $6 dollars,

(09:06):
right? Yeah. So, it's like, ifyou rounded everything by $1 one
way or the other, my wifereally, she just absolutely
spends less than I do on thesafe stuff. It's amazing.

Jeff Matevish (09:19):
Yeah, yeah, I can see that. Yeah, we're the same
way. Yeah, okay, okay. And sothe next few are not, they're
not long terms or anything likethat, but, bread in terms of
finance.

Drew Thomas (09:32):
Okay, so we're going back to the 60s now?

Jeff Matevish (09:34):
Well, sort of.

Drew Thomas (09:36):
So, bread is like cash.

Jeff Matevish (09:38):
Yes. Okay, so bread, bread is made of dough,
which is another common slangfor money. So, they're using the
word bread, now they're notusing dough.

Drew Thomas (09:45):
What song is it that the Beach Boys, I got, I
got bread. I think it's in I GetAround, you know? Yeah, yeah, I
get it's, I Get Around. I getaround around, I get around,
right, that one. But the lyricis at the beginning, it's, it's
round, I mean, I got, I getaround, yeah, get around. I'm a
real cool head, I'm making realgood bread.

Drew and Jeff (10:03):
Oh, is, is, was it, were they time travelers,

Jeff Matevish (10:04):
So, that's in, I Get Around by the Beach Boys,
which was, what, 1960 something,yeah.

Drew Thomas (10:06):
So, okay, so the the terms been around for a
apparently, wow. Yeah. Okay, so,yeah.
while. It's just become morepopular.

Jeff Matevish (10:16):
There was also a music group, I might add.
Bread?

Drew and Jeff (10:21):
Yeah. Okay. it's a Band. Sure. Move on. All
right.

Jeff Matevish (10:26):
Mr. DJ, this one, this one came with, like,
phonetics, guap?

Drew Thomas (10:33):
Like an avocado, like guac?

Jeff Matevish (10:35):
No, guap.

Drew Thomas (10:36):
Oh, guap.

Jeff Matevish (10:37):
G, U, A, P, pronounced, G, W, O, P.

Drew Thomas (10:40):
Oh, man, I don't know. I'm feeling like three
amigos, like, Mexican, like,guapo. Like, El Guapo. But that
that's, I'm sure that's notright?

Jeff Matevish (10:50):
No, no, it's a lot of money. Guap means is a
lot of money. Guap means a lotof money.

Drew Thomas (10:55):
Yeah, I wouldn't have gotten that in a million
years, okay.

Jeff Matevish (10:58):
Like a serious amount of money.

Drew Thomas (11:00):
So, Bill Gates level.

Jeff Matevish (11:02):
Yeah, used no, well, used in a sentence, I just
got my first paycheck, do yousee me getting all of this guap
right now? Wow. Okay, okay, Istill. I mean, if you just gave
me that sentence, I wouldn'tknow what that meant.

Drew Thomas (11:15):
So, you're, so, so you're guap rich on payday, and
you're and then you're okay.

Jeff Matevish (11:19):
Then you got no bread.

Drew Thomas (11:21):
Then you got no bread. Bread goes stale.

Jeff Matevish (11:23):
Secure the bag.

Drew Thomas (11:25):
Okay, so secure the bag I only know because my,
okay, so my wife's brother,right, always says secure the
bag, because he's the same ageas I am. But he tries, he thinks
of himself as being like, 15,okay, so secure the bag is
basically like, go out and earnthe money. Okay, yeah, yeah,
right, yeah.

Jeff Matevish (11:45):
I didn't know that.

Drew Thomas (11:46):
I only know it because of him, yeah. Okay,
sorry, sorry, I'm sorry, Jeff,if you're listening to this. No
different, Jeff, different,Jeff, different, Jeff, yes,
that's right, we have lots ofJeffs, we do have lots of Jeffs
in our lives, yeah.

Jeff Matevish (11:58):
The 48-hour rule.

Drew Thomas (12:01):
The 48-hour rule has nothing to do with dropping
food on the floor, I'm sure.

Jeff Matevish (12:05):
No, no, no.

Drew Thomas (12:06):
The 48-hour rule, I'm guessing, I don't know, as
it applies to money? Like youhave to pay your bills within 48
hours?

Jeff Matevish (12:13):
Not quite. So, it's...

Drew Thomas (12:15):
You can just tell me I'm wrong.

Jeff Matevish (12:16):
Well, I'm trying to find the right in your
answer, but so it's waiting 48hours before making a purchase.
It's like a budgeting strategy,like, Okay, I should think about
it before you actually go spendmoney that you may not actually
have to spend.

Drew Thomas (12:30):
Okay, I gotcha, yeah, yeah, yeah. I get well,
you know what? That kind of tiesinto the girl math for me.
Because while I understand whatyou mean by the old girl math
thing where it's like, oh, well,it was $5 it was really nothing.
Like, yeah, I will do the 48hour thing, but like, I will,
I'll give you an example. I'mright now, I'm currently in the
process of convincing myself togo with a different subscription

(12:51):
plan on something that I have athome. Okay, that is more
expensive, but gives you more,more for your money. Okay,
right? So, this, this thing thatI'm, the subscription I'm
looking at, typically, I spendabout $50 a year on it. Okay.
They're increasing the pricefrom $50 to $75 so it's going up
by 50% right? Yeah. Or you cando an a monthly subscription for

(13:17):
$20 a month. Okay, okay. So, inmy mind, this is, this is the
48-hour thing, plus the girlmath, I guess, right? In my
mind, I'm like, well, I'm gonnaspend $75 anyway. So, instead of
it being $240 a year, which is$19, you know, $20 bucks a
month, yeah, it's actually not$240 a year, it's actually $165

(13:37):
a year, right? Because we'regonna spend the $75 anyway.
Okay, right? And then I'm like,well, if it's $165 a year and
then it, there's a bunch ofgames that come with it and
stuff. So, I'm like, well, if Ijust, if I didn't buy two games
at like, $60 bucks a piece, it'sactually free.

Jeff Matevish (13:57):
Okay, yeah, I see the gender math.
So, yeah, yeah.
Don't forget to cancel thatother subscription when you go
to the new one.

Drew Thomas (14:06):
Good point, yeah, yeah. We've, learned, yeah, we
have learned about that.

Jeff Matevish (14:09):
The next one is one again we've talked about
before. The term hasn't changed,but it was on this list, so I
thought it was great to talkabout, or at least bring it up.
Gen Z is now using the 50/30/20rule.

Drew Thomas (14:19):
Really, the 50/30/20 rule, yeah, yeah. We
have talked about that, yep,yep. And that's, it is a good
rule. It really is. Yeah, Iagree, definitely. If you don't
know what it is, go back andlisten to that episode. Yes.
See, we're not going to tell youwhat it is, because we want you
to go back and listen to theother episode. Yeah, that's,
that is how we're tricky.

Jeff Matevish (14:35):
Deinfluencing?

Drew Thomas (14:37):
Is it what it sounds like? Pretty much. Yeah.
So I'm, I don't know, how do youdeinfluence somebody? You're
still influencing them, right? Imean, if I'm influencing you to
not do something.

Jeff Matevish (14:47):
Well, it's other influencers. So, with all of the
social media now and all of theinfluencers that are pushing
products and sponsorships, it'skind of, you know, take a step
back and don't cave into all ofthose influencers that are
profiting off, you know, you,you're spending, if you don't
have to do that spending.

Drew Thomas (15:06):
That's, you know what? And you mentioned TikTok,
because you said a lot of theseterms are on TikTok, right?
Yeah. But TikTok, the TikTokShop, I might tell you, is that.
Yes, exactly. It constantly iscoming up in your TikTok feed
now about, I keep gettingflashlights. I don't know if
flashlight like, what you get?
Like, I keep getting theseflashlights to come up, and
they're like, and laser levels,okay, flashlights and laser

(15:26):
levels. I get tablets, okay,yeah. And they're, they're
constantly pushing these thingson me, and they say, oh, it's a
great deal right now. You shouldbuy it immediately before the
sale ends. Yeah, yeah, yeah. Butthat's exactly it. So, being,
being disciplined about notcaving into that is, yeah,
deinfluencing, okay, right?
Okay.

Jeff Matevish (15:44):
Money dysmorphia.

Drew Thomas (15:47):
Is that imagining that a $5 bill is bigger than it
is?

Jeff Matevish (15:50):
Pretty much, yeah, that occurs when an
individual feel richer orpoorer than they are, due to
constant comparison with othersonline.

Drew Thomas (15:57):
So, that's a takeoff of body dysmorphia,
right? My thought, okay, yeah,you got it. Once in a while I
rub two brain cells together,they just spark away.

Jeff Matevish (16:06):
You do better than I would have done if I
didn't read this list first. So,yeah, that was the short list
that I found of current Gen Z,current Gen Z that are financial
related. Yeah.

Drew Thomas (16:16):
Yeah. I'm surprised they're not going back to like,
the 1920s, you know, I need somescratch, see? Yeah, you know, I
mean, scratch was one for cash.
Yeah, it was a slang term forcash. What is two bits? Let me
ask you that, do you know whatthe bits is?

Jeff Matevish (16:30):
Well, in programming terms, two bits is a
little different than money. So,yeah, no, no, I don't.

Drew Thomas (16:37):
Two bits is a quarter.

Jeff Matevish (16:38):
Two bits is a quarter?

Drew Thomas (16:39):
Two bits a quarter.
Do you know that little songthat everybody knows, but nobody
knows the name of it. It goesbump, ba da bump, bump, bump,
bump, bump. Yeah, that one, thelittle musical thing there is,
it's called shave and a haircut.
And, and the lyrics were, shaveand a haircut, two bits. Yes,
that's, that's what it was,shave and a haircut, 25 cents.

Jeff Matevish (16:55):
Ha, didn't know that.

Drew Thomas (16:56):
See, I know slang too.

Jeff Matevish (16:58):
You do, because you're hip. We're gonna get that
back. We're gonna get that termback. Yeah, yeah.

Drew Thomas (17:05):
So, with the two bits deal, since you did the Gen
Z terms, I went back and foundsome 1920s slang. Okay, okay,
not that I was alive in the1920s but some of these are,
some of these terms are stillaround. Some of them are really
not, okay, but it's been 100years. You think about that, I
think, wow, yeah. All right, so1920s to 2020s it's been 100

(17:26):
years. These are some of theterms that were used for money
or, or money related things 100years ago. Wow. Okay, okay, so
what do you think some of theterms for money were? Can you
think of anything that wouldhave been back then, other than
scratch and...

Jeff Matevish (17:39):
Scratch and dough.

Drew Thomas (17:41):
Scratch and dough, yeah, those are, those are both
in there, yeah, yeah.

Jeff Matevish (17:44):
Coin, maybe, or...

Drew Thomas (17:46):
No, not coin. So, you got cabbage, cabbage, okay,
so cabbage meant money. Okay. Inaddition to cabbage, you also
had sugar. That meant money, allright. You also had, let's see,
what else was it? Okay? What isa sawbuck?

Jeff Matevish (18:02):
A sawbuck?

Drew Thomas (18:03):
Yes, what is a sawbuck?
It's not $1 it is money, though.

Jeff Matevish (18:06):
I'm gonna say it's not $1.
So, is it a coin?
So, I'm thinking saw as in theteeth or the ridges around a
coin maybe?

Drew Thomas (18:16):
I think you're putting too much into it. Okay.
A Sawback is $10. Nope. Okay,yeah, a sawbuck is $10. Also
terms for money, spinach.

Jeff Matevish (18:25):
Spinach. Okay, we like our vegetables.

Drew Thomas (18:27):
You got the spinach? You got the lettuce?

Jeff Matevish (18:30):
Okay, when you say it like that, I can hear
that in like, a movie orsomething, yeah, oh, yeah,
right, yeah,

Drew Thomas (18:34):
You got the spondulix? No, that's actually a
term spondulix. Okay, what's ayard? A yard, yeah, what's a
yard?

Jeff Matevish (18:44):
$300?

Drew Thomas (18:46):
I could see where you would go that, but no, it's
$100. $100 was a yard. Also acentury is $100.

Jeff Matevish (18:54):
Okay, I could see the century.

Drew Thomas (18:56):
Which is where we get the term C-note from. Ah,
okay, right. So, we still callit a C-note. A lot of people
still call it a C-note, yeah,sure. It was because it was in
the 1920s it was called acentury, huh? And they shortened
it to C-note, yeah. What is abox job?

Jeff Matevish (19:09):
Box job? Oh, I don't even want to guess that
one.

Drew Thomas (19:14):
A box job is a safe cracking. So, so if you're, if
you're safe cracking, breakinginto a safe, you're doing a box
job. Okay, drop a dime.

Jeff Matevish (19:26):
Spend 10 cents or $10.

Drew Thomas (19:29):
Close. Spend 10 cents on what.

Jeff Matevish (19:33):
I don't know.

Drew Thomas (19:34):
So, you're, so it's making a phone call, oh, and
usually to the police. So, ifyou're dropping a dime on
somebody you're reporting themto the cops, okay?

Jeff Matevish (19:42):
With one of those phones that has a tail, right?

Drew Thomas (19:44):
Yeah, yeah, phone with a tail. Oh my gosh, that's
true, yeah. Which, I mean,payphones were a dime well into
the 1960s even.

Jeff Matevish (19:54):
I mean, even in the 90s...

Drew Thomas (19:57):
Jim Croce. Jim Croce just wanted his dime back
from the operator whenever hetalked to her.

Jeff Matevish (20:01):
I was born in the 90s, and I remember...

Drew Thomas (20:03):
Jim Croce?

Jeff Matevish (20:04):
No, no, payphones.

Drew Thomas (20:09):
Yeah, no. Do you remember the, do you remember
the song, Operator? We're goingback to songs again. We did
Beach Boys, might as well do JimCroce too.

Jeff Matevish (20:15):
I may, but you got to sing it.

Drew Thomas (20:16):
Yeah, whenever he says, he says, operator, can you
help me make this call?
Probably, yeah and then, but hesays, he says, you can keep the
dime in the song, yeah. Okay,coffee and donut.

Jeff Matevish (20:27):
I'm gonna assume it's not a pastry and a drink.

Drew Thomas (20:31):
No, not exactly, no.

Jeff Matevish (20:33):
Donut is a coin and coffee is a bill.

Drew Thomas (20:37):
No, coffee and donut is something that is cheap
or of little value. Oh, so theywould say something like, these
are coffee and donut scissors.
They're just cheap. They'recheap. Okay, they're coffee and
donut.

Jeff Matevish (20:50):
They didn't have Starbucks or Krispy Kreme back
then.

Drew Thomas (20:54):
Also true. Okay, I missed another one on money that
you said about vegetables waskale, kale, kale, is also, so
you got cabbage, kale, lettuceand spinach, spinach, yeah.
These are sort of moneyadjacent. What is ice?

Jeff Matevish (21:09):
Ice, diamonds?

Drew Thomas (21:12):
Yes, very good, diamonds. And then one other one
here I got for you. What isoyster fruit?

Jeff Matevish (21:18):
Oyster fruit? Oh, pearls?

Drew Thomas (21:22):
Yes. See, you said that, you said you wouldn't be
able to do this very well, butyou did quite well.

Jeff Matevish (21:27):
Two out of 30 is not bad.

Drew Thomas (21:28):
Ah, maybe it's a 20s decade thing. The 1920s were
big on slang, yeah, the 2020sare big on slang.

Jeff Matevish (21:35):
It could be, yeah, 100 year cycle.

Drew Thomas (21:38):
Something like that. Yeah, yeah. I'll tell you
what I mean, you what I mean,you can go back and look at some
1920s slang beyond money, andit's just weird. It's a whole
another language, yep. It isreally a whole other language.
Well, yeah, heavens and Betsy.

Jeff Matevish (21:52):
I can't even think of any right now.

Drew Thomas (21:54):
All right. That was fun. That was I like it, yeah?
So, if you know any slang termsthat we didn't touch on, you
know, let us know. Drop, drop itin the comments, or let us know.
Send us an email. Send us,there's a link in the
description you can click onthat you can send us feedback on
the show. Love to know if youhave any slang terms that maybe
we didn't touch on, or some oldslang terms that you think maybe

(22:16):
should come back. Yeah, that'dbe kind of fun.

Jeff Matevish (22:18):
That'd be a good one, yeah.

Drew Thomas (22:20):
Like two bits.

Jeff Matevish (22:21):
Like two bits.

Drew Thomas (22:21):
You can't buy anything for two bit.

Jeff Matevish (22:23):
We'll change our name, not 2 Cents anymore we'll
be 2 Bits.

Drew Thomas (22:26):
Oh, yeah, see, we should have done that. That
would have been awesome.

Jeff Matevish (22:28):
Because of inflation.

Drew Thomas (22:32):
Good times. Thanks, Jeff. That was fun.

Jeff Matevish (22:34):
Hey, no problem Drew.

Drew Thomas (22:44):
This podcast focuses on having valuable
conversations on various topicsrelated to banking and financial
health. The podcast is groundedin having open conversations
with professionals and expertswith the goal of helping to take
some of the mystery out offinancial and related topics, as
learning about financialproducts and services can help
you make more informed financialdecisions. Please keep in mind

(23:04):
that the information containedwithin this podcast and any
resources available for downloadfrom our website or other
resources relating to Bank Chatsis not intended and should not
be understood or interpreted tobe financial advice. The host,
guests, and production staff ofBank Chats expressly recommend
that you seek advice from atrusted financial professional
before making financialdecisions. The host of Bank

(23:27):
Chats is not an attorney,accountant or financial advisor,
and the program is simplyintended as one source of
information. The podcast is nota substitute for a financial
professional who is aware of thefacts and circumstances of your
individual situation.

(23:51):
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