Robert Kiyosaki Has 5 Levels of Investing. Which Level Are You? | Ep 17

(Watch the YouTube video of this episode HERE)

In this episode of the Furlo Capital Real Estate Podcast, we explore the five levels of investing outlined in Robert Kiyosaki’s book Cashflow Quadrant. We discuss how each level impacts wealth accumulation, the impact of actively managing investments, and highlight the substantial impact of financial education.

// Timestamps

• 00:00 Kicking Off with a Light-hearted Intro
• 01:50 Exploring Robert Kiyosaki's Five Levels of Investing
• 04:20 Level 1 & 2: From Zero Financial Intelligence to Savers as Losers
• 07:55 Level 3: The 'I'm Too Busy' Investor
• 15:01 Level 4: The DIY Investor
• 18:11 Level 5: The Capitalist Level
• 20:16 Reflecting on Personal Financial Journeys

// Key Lessons

1. Get started today: Understand that investing is not just for the affluent; it can start with you, regardless of your current financial situation.
2. Risk comes with potential reward: Embrace calculated investment risks to enable substantial wealth accumulation. This mindset shift is crucial for moving from passive saving to active investing​​.
3. Never stop learning: The most successful investors continually educate themselves about financial markets, strategies, and opportunities. Regularly seek knowledge to enhance your financial intelligence.
4. Diversify, but be informed: While it's wise to diversify your investments, ensure you have a solid understanding of where your money is going. Blindly trusting others with your investments without understanding the basics can be detrimental.
5. Active involvement leads to better outcomes: Taking an active role in your investments, rather than just setting and forgetting, can lead to more substantial growth and learning from both successes and failures.
6. Seek synergy in investments: Look for opportunities to add value, whether through direct involvement or strategic partnerships. This 'wedge' can significantly increase your investment's worth over time​​.
7. Passivity has its place but comes with trade-offs: Understand that while passive investments like 401(k)s or mutual funds can offer moderate growth, they may not provide the learning or larger returns that come with more active involvement​​.
8. Leverage experts and partnerships wisely: Collaborating with experts and leveraging partnerships can amplify your investment potential. However, choose partners who align with your investment philosophy and goals.
9. Understand the impact of taxes on investments: Be aware of how different investments are taxed. This understanding can significantly affect the net return on your investments and influence your strategy.
10. Investing is a commitment to your future self: Recognize that investing isn't just about making money; it's about securing your future. Make decisions that will benefit you in the long term, not just for immediate gain​​.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give others the opportunity to partner with us and experience the joy of building wealth while helping to provide housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights. https://furlo.com/

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

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