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October 30, 2025 11 mins

💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Worried about the latest government shutdown and what it means for your finances? Tim breaks down the noise and shares how shutdowns have historically impacted markets and retirees. Discover why short-term volatility doesn’t have to derail your retirement plans, and why emotional decisions, not headlines, pose the bigger risk. Tim also offers practical advice on staying grounded and focused, no matter the news cycle.

Here’s some of what we discuss in this episode:

🎯 The Real Risk: reacting emotionally instead of staying the course

🏛️ Government Shutdown Impact: what it really means for your money and retirement

💡 Understanding the Shutdown: how essential and non-essential functions are affected

📈 Market Reactions: why short-term drops rarely change long-term outcomes

🧾 IRS Slowdowns: processing delays for refunds, not for payments

Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html

Website: https://www.dyerwealthmanagement.com/

Phone: 858-459-3937

Email: tim@dyerwm.com


The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice.

The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

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