DR 367: The 4% Rule, 3 Financial Planning Tools, and the Optimal Credit Card Rewards Strategy

In today's podcast we cover three topics:

1. The 4% Rule: Just how realistic is the 4% rule for most retirees? I have my doubts, and will briefly discuss an alternative called the Spend Safely in Retirement Strategy.
2. Financial Planning Tools: We'll look at three of my favorite financial planning tools.
3. Finally, we'll cover what I think is an optimal credit card rewards strategy.

• FICalcApp: https://ficalc.app/
• 2% Cash Back Credit Cards: https://www.allcards.com/best-2-cash-back-credit-cards/
• Empower: https://go.robberger.com/empower/yt-dr367
• ProjectionLab: https://go.robberger.com/projectionlab/yt-dr367
• New Retirement: https://go.robberger.com/new-retirement/yt-dr367
• Spend Safely in Retirement Strategy Video: https://www.youtube.com/watch?v=aZJCHkvwvAU
• ProjectLab Video Review: https://www.youtube.com/watch?v=k0iEIfMxBEc
• New Retirement Video Review: https://www.youtube.com/watch?v=Ne56mF2xMeE&ab_channel=RobBerger
• Empower Video Review: https://www.youtube.com/watch?v=Ta3s61BJk1w&ab_channel=RobBerger

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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.