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November 2, 2023 17 mins

Dustin Ryan Walker from Ross Mortgage joins us today. Dustin's insights into the current housing market shed light on the factors affecting housing prices and inventory shortages. The pandemic, work shortages in shipping, and a growing population have all contributed to the current situation. The idea of a housing bubble or collapse is dispelled, and we touch on the impact of factors like Airbnb and the growth of wealth among property investors.

Did you know there's a "do not call list" for solicitors that get your information and call you as soon as you inquire about a mortgage?  There's an effort to outlaw this practice, but for now, Dustin tells us how to opt out.

The conversation then delves into different mortgage options, including USDA loans with 0% down for first-time homeowners and VA loans. Dustin emphasizes the importance of choosing the right lender and building a strong team, including a reliable realtor.

Dustin's explanation of the "household blended rate" highlights how it considers various factors in a mortgage decision.

In their spare time, Dustin enjoys tending to his home, gardening, and golfing, while Lisa thrives in helping clients find their dream homes.

To reach Dustin, find him online at https://www.rossmortgage.com/dustin-ryan-walker/ or call his cell, which he gives at the end of the podcast.

Connect with our hosts:

Trish Carruth from The Personal Jeweler - https://www.thepersonaljeweler.com/

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

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