December 1, 2025 • 10 mins
YouTube: https://www.youtube.com/@BreakfastClubPower1051FM
See omnystudio.com/listener for privacy information.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Say that the Maine say the gang.
Speaker 2 (00:02):
Don't get shame Maine.
Speaker 1 (00:04):
You are a don't It's time for donkeys to day.
Donkey of today does not discriminate.
Speaker 2 (00:12):
I might not have the song of today, but I
got the donkey.
Speaker 3 (00:14):
Of day time.
Speaker 1 (00:14):
So if you ever feel I needed to be a
donkey man the.
Speaker 2 (00:19):
Breakfast club, Fitch, please don't keep today today.
Speaker 4 (00:22):
Well at sharing donkey of today for Monday December. First,
go to Jewel Santana. Now, I know, in this fast
moving medio ecosystem, a story that's a week old like
this one can be considered ancient.
Speaker 1 (00:34):
Okay, but damn it.
Speaker 4 (00:35):
If you're still eating things giving left over today, then
shut it up.
Speaker 1 (00:38):
All right? Your concept of old is off.
Speaker 4 (00:39):
But the reason I want to do this story is
because we spoke about it last week during the Latest
and I kept thinking to myself, why didn't I give
Jewel Santana donkey of to day for this? I was
thinking about that over the holiday break and it could
be such a teachable moment.
Speaker 1 (00:51):
Okay, so let's spin the block, all right.
Speaker 4 (00:53):
Jules was on the No Funny Podcast with a Kenny
KP Supreme and DP Salute to those brothers. And Joelle
said that financial literacy holds more importance than reading.
Speaker 1 (01:05):
Let's go to the No Funny podcast to hear what
you Els had to say.
Speaker 5 (01:08):
We gotta start teaching our kids, though, just financial wealth
and literatcy and all that. That's early because by the
time they get the ninth grade, they should be just
learning how to start businesses and reading how to how to,
but they don't really need to learn know how to read.
Speaker 1 (01:23):
I say that respectfully.
Speaker 5 (01:24):
I'm not saying that in a way to be literally,
because you're not supposed to be literate, but you can.
Speaker 1 (01:30):
Or math.
Speaker 5 (01:31):
You can still obtain the information and you don't have
to know how to read. I believe common sense is
better than everything. I'm on common sense. I'd rather have
zero booksmarts and common sense. Be able to read the room,
be able to read life, be able to read people.
I try to understand people understanding. I'm saying, like, Nowaday,
you can listen to a book. Contract you don't have
(01:51):
to listen to them too. They got they got apps
you could put it in and to read it to you.
Speaker 1 (01:56):
Are you crazy? Now?
Speaker 4 (01:58):
I admit I don't speak like I used to, but
I still speaking very fluently, okay, And I understand a
lot of what Juel Santana's attempting to say, and I
want to tell you why I don't agree. First of all,
there shouldn't be an either or to this discussion.
Speaker 1 (02:13):
All right.
Speaker 4 (02:13):
You should be able to read, and you should learn
financial literacy. And you know, if you're going to learn
financial literacy, you need to know how to read.
Speaker 1 (02:24):
Okay.
Speaker 4 (02:24):
You need to know how to read to really become
financially literate. If you rely on the apps and audiobooks,
then you're always going to be dependent on someone else's translation.
But if you know how to read, then you have
direct access to the information yourself.
Speaker 1 (02:38):
Then you can.
Speaker 4 (02:39):
Read it, okay. And what you can't comprehend, what you
don't understand, then you can ask questions.
Speaker 1 (02:44):
That is the beauty of reading. Okay. But you can't
do any of that, all right.
Speaker 4 (02:48):
You can't comprehend or understand if you don't know how
to read. First, all right, Kids need to learn how
to read full stop, all right. Adults need to know
how to read full stop. Reading matters so much, man.
First of all, reading scrimp is your brain, Okay. When
you're flipping pages, the coding sentences, visualizing ideas. It helps
(03:08):
to build mental discipline and build your vocabulary, and build
your reasoning skills, even empathy. All right, reading trained critical thinking,
which is really a lost art nowadays. Okay, books expose
you the complexity Okay, not just in regards them understanding
the complexity of financial literacy, but emotional intelligence, Okay, moral judgment,
pattern recognition. If you don't understand anything I'm saying right now,
(03:31):
then there's another example of why you should read more.
Speaker 1 (03:34):
Okay. Financial literacy is vital.
Speaker 4 (03:36):
There's no argument there, But there are studies that show
financial education efforts produce better outcomes when coupled with general literacy. Okay, Budgeting, investing,
financial resilience, all improve and people have a broad literacy foundation. Also, guys,
I don't know if y'all know this or not, but
math and financial literacy are not the same thing.
Speaker 1 (03:57):
Okay, they overlap, but they're not the same thing.
Speaker 4 (03:59):
Math app is like the toolbox, right, You got your
numbers and your equations, and you know your operations and
your logic. You know adding and the subtracting, the multiplying, dividing.
Math is about how numbers work. But financial literacy is
about how money works. Okay, it's about how people use
money in the real world. So yes, you need math
to understand financial literacy, especially in regards the percentages and
(04:20):
interest rates and basic calculation. So I understand what y'all
was trying to say in that conversation, but I need
y'all to understand how stupid y'all look to a lot
of people. Okay, nothing worse than watching a group of
black men be happy about not knowing nothing. Okay, right,
there's nothing worse than watching a group of black men
be happy about not being able to read. All right,
(04:42):
Joel's you from Halem. Okay, you know you know who
else was from Harlem. Malcolm X was from Harlem, and
Malcolm X used reading to realize his full potential. I
would say reading is the superpower that turned Malcolm Little
into Malcolm X.
Speaker 1 (04:55):
Okay.
Speaker 4 (04:55):
Malcolm X once told Alix Haley, I knew right there
in prison that read had changed forever the course of
my life as I see it today. The ability to
read or woke inside me something long dormant, craving to
be mentally alive.
Speaker 1 (05:13):
That was Malcolm X. You know what my daddy used
to say.
Speaker 4 (05:17):
He used to say, if you want to hide something
from a niggas, put it in a book, all right,
all right, That right there should make us intellectually curious
enough to want to know what the hell they hiding
from us. All right, pick up a damn book, kids,
all right. Everything that Juell's was saying you should learn
can be learned.
Speaker 1 (05:33):
By reading books.
Speaker 4 (05:34):
Teach history and culture, and you know, most importantly, something
that's missing from the world.
Speaker 1 (05:39):
They teach you context, all right.
Speaker 4 (05:41):
The world is out of context because people don't even
understand they don't even understand what context is nowadays. And
you can do audiobooks. Okay, you do audiobooks. I recommend
you do both, all right, But I'm telling you if
you want to work out your brain, if you want to,
you know, do some exercise on your brain.
Speaker 1 (05:57):
Read, okay.
Speaker 4 (05:58):
And it's more importive now than ever that we read,
because according to the National Literacy Institute, not only a
twenty one percent of American adults are literate, but also
one hundred and thirty million adults are now unable to
read a simple story to their children.
Speaker 1 (06:15):
You can't even give your kids cat and that hat. Okay,
you don't know how to read to your kids.
Speaker 4 (06:19):
Man, that's something money can't buy. Okay, reading to your
kids before bedtime. You can't put a dollar amount on that.
But the way this world is going, you're gonna have
kids in first grade reading the daddy before he goes
to bed, if the father is even in the house. Okay, listen.
I'm off for teaching on people how to handle money. Okay,
I'm all for teaching on people how to invest and
(06:40):
build businesses. But to think that reading is secondary, it's
like saying the foundation don't matter as long as you
got nice windows. Okay, I promise you one of the
fastest ways the level up is reading.
Speaker 1 (06:54):
Okay. That's how you learn.
Speaker 4 (06:56):
That'll teach you how to question things, that'll teach you
how to think. That's what literacy teaches you how to do.
Speaker 1 (07:02):
Read, learn, question, think.
Speaker 4 (07:04):
So kids, Okay, invest in your mind, all right, invest
in your mind just like you want to invest in
your pockets. Not because you're trying to get rich, but
so you can stay sharp and not sound illiterate on
somebody's podcast.
Speaker 1 (07:17):
Please give you all say Tanna the biggest he huh Okay,
I just wanted to put that on record. O. Yes,
what it's sad. It is, it's sad, but you just
it's just decide.
Speaker 6 (07:34):
But you know where the frustration comes from, right, It
comes from him being in the industry early, making all
this money and then losing a lot of it and
being damn there broke and saying I wish I knew
generational wealth and financial literacy to figure out what to
do with that money. Because him, he's probably in a
situation was like, I wish I knew what to do
with the money more than anything else. But it's also
(07:56):
with you still reading how to read. It's also with
the and you a rapper.
Speaker 4 (08:00):
The more you read, the better you get his m
steed like you in the world economy.
Speaker 6 (08:04):
But that comes from I'm sure personal the fact that
he had a whole lot and had all his money
and money coming in and he didn't know what to
do with the finance, what to do with the money,
how to invest.
Speaker 2 (08:13):
He lost it all.
Speaker 6 (08:14):
So that's what that frustration comes from, him saying, I
wish I went to class and did you know financial
literacy opposed to.
Speaker 4 (08:20):
But the morail of the story, But it's not either
or no, it's not. It's all encompassing. It's all part
of education. It's all part of an education that you
should try to.
Speaker 1 (08:29):
Acquire on this planet while you're here.
Speaker 6 (08:31):
All of it all right, Well, thank you for that
donkey today, charlamae. Now can we bring Lauren back in?
Can we have a real conversation? Eight hundred five eight
five one oh five one?
Speaker 1 (08:42):
It's the jus instrumental.
Speaker 2 (08:45):
Y'all, y'all? Eight hundred five eight five one five one.
Speaker 6 (08:49):
Now, over the weekend she went out of the country
for her birthday, and during this I guess vacation, her
baby put it on the I guess it was like.
Speaker 2 (08:58):
A note on the window that said, you go out
with me?
Speaker 1 (09:01):
So the question is.
Speaker 6 (09:02):
Eight hundred five eight five one oh five one. Is
it necessary to ask the question will you go out
with me? First of all, do you have to ask
whether I'll go out with you?
Speaker 1 (09:10):
As an uncle? I was embarrassed.
Speaker 4 (09:12):
And the reason I was embarrassed or because you already
out the country. So you already went out the country
with the guys. So clearly you'all have established something right.
So you post a picture and your close friends and
on the window it says, will you be my girlfriend?
I thought it was a proposal my girl, the roses
and everything.
Speaker 3 (09:31):
I said, Oh, I said down there, I thought you
was getting proposed to because then but see I know
how to read, so I when I.
Speaker 1 (09:44):
Read it, I was like, will you be my girlfriend?
Speaker 3 (09:46):
Yes?
Speaker 1 (09:46):
I thought it was really really cute.
Speaker 2 (09:47):
Why do you hate it so bad? It was cute?
And then that only sets him up for the proposal.
What the hell we gonna do for that? If you
had you know what sixteen anymore?
Speaker 1 (09:57):
Like when the country together?
Speaker 6 (09:59):
So at that point asked you do we go out
or do I just was like, see exactly, let's discuss.
Speaker 1 (10:08):
It's the breakfast club.
Speaker 4 (10:09):
Good Morning Donkey of Today is sponsored by renowned personal
injury attorney Michael to Bull, Lamb and Soft. Don't be
a donkey. When you need a fighter on your side.
If you're ever injured, go to Michael to Bull dot com.
That's Michael to Bull dot com. And when you mess
with the bull, you get the horns.
Say that the Maine say the gang.
Speaker 2 (00:02):
Don't get shame Maine.
Speaker 1 (00:04):
You are a don't It's time for donkeys to day.
Donkey of today does not discriminate.
Speaker 2 (00:12):
I might not have the song of today, but I
got the donkey.
Speaker 3 (00:14):
Of day time.
Speaker 1 (00:14):
So if you ever feel I needed to be a
donkey man the.
Speaker 2 (00:19):
Breakfast club, Fitch, please don't keep today today.
Speaker 4 (00:22):
Well at sharing donkey of today for Monday December. First,
go to Jewel Santana. Now, I know, in this fast
moving medio ecosystem, a story that's a week old like
this one can be considered ancient.
Speaker 1 (00:34):
Okay, but damn it.
Speaker 4 (00:35):
If you're still eating things giving left over today, then
shut it up.
Speaker 1 (00:38):
All right? Your concept of old is off.
Speaker 4 (00:39):
But the reason I want to do this story is
because we spoke about it last week during the Latest
and I kept thinking to myself, why didn't I give
Jewel Santana donkey of to day for this? I was
thinking about that over the holiday break and it could
be such a teachable moment.
Speaker 1 (00:51):
Okay, so let's spin the block, all right.
Speaker 4 (00:53):
Jules was on the No Funny Podcast with a Kenny
KP Supreme and DP Salute to those brothers. And Joelle
said that financial literacy holds more importance than reading.
Speaker 1 (01:05):
Let's go to the No Funny podcast to hear what
you Els had to say.
Speaker 5 (01:08):
We gotta start teaching our kids, though, just financial wealth
and literatcy and all that. That's early because by the
time they get the ninth grade, they should be just
learning how to start businesses and reading how to how to,
but they don't really need to learn know how to read.
Speaker 1 (01:23):
I say that respectfully.
Speaker 5 (01:24):
I'm not saying that in a way to be literally,
because you're not supposed to be literate, but you can.
Speaker 1 (01:30):
Or math.
Speaker 5 (01:31):
You can still obtain the information and you don't have
to know how to read. I believe common sense is
better than everything. I'm on common sense. I'd rather have
zero booksmarts and common sense. Be able to read the room,
be able to read life, be able to read people.
I try to understand people understanding. I'm saying, like, Nowaday,
you can listen to a book. Contract you don't have
(01:51):
to listen to them too. They got they got apps
you could put it in and to read it to you.
Speaker 1 (01:56):
Are you crazy? Now?
Speaker 4 (01:58):
I admit I don't speak like I used to, but
I still speaking very fluently, okay, And I understand a
lot of what Juel Santana's attempting to say, and I
want to tell you why I don't agree. First of all,
there shouldn't be an either or to this discussion.
Speaker 1 (02:13):
All right.
Speaker 4 (02:13):
You should be able to read, and you should learn
financial literacy. And you know, if you're going to learn
financial literacy, you need to know how to read.
Speaker 1 (02:24):
Okay.
Speaker 4 (02:24):
You need to know how to read to really become
financially literate. If you rely on the apps and audiobooks,
then you're always going to be dependent on someone else's translation.
But if you know how to read, then you have
direct access to the information yourself.
Speaker 1 (02:38):
Then you can.
Speaker 4 (02:39):
Read it, okay. And what you can't comprehend, what you
don't understand, then you can ask questions.
Speaker 1 (02:44):
That is the beauty of reading. Okay. But you can't
do any of that, all right.
Speaker 4 (02:48):
You can't comprehend or understand if you don't know how
to read. First, all right, Kids need to learn how
to read full stop, all right. Adults need to know
how to read full stop. Reading matters so much, man.
First of all, reading scrimp is your brain, Okay. When
you're flipping pages, the coding sentences, visualizing ideas. It helps
(03:08):
to build mental discipline and build your vocabulary, and build
your reasoning skills, even empathy. All right, reading trained critical thinking,
which is really a lost art nowadays. Okay, books expose
you the complexity Okay, not just in regards them understanding
the complexity of financial literacy, but emotional intelligence, Okay, moral judgment,
pattern recognition. If you don't understand anything I'm saying right now,
(03:31):
then there's another example of why you should read more.
Speaker 1 (03:34):
Okay. Financial literacy is vital.
Speaker 4 (03:36):
There's no argument there, But there are studies that show
financial education efforts produce better outcomes when coupled with general literacy. Okay, Budgeting, investing,
financial resilience, all improve and people have a broad literacy foundation. Also, guys,
I don't know if y'all know this or not, but
math and financial literacy are not the same thing.
Speaker 1 (03:57):
Okay, they overlap, but they're not the same thing.
Speaker 4 (03:59):
Math app is like the toolbox, right, You got your
numbers and your equations, and you know your operations and
your logic. You know adding and the subtracting, the multiplying, dividing.
Math is about how numbers work. But financial literacy is
about how money works. Okay, it's about how people use
money in the real world. So yes, you need math
to understand financial literacy, especially in regards the percentages and
(04:20):
interest rates and basic calculation. So I understand what y'all
was trying to say in that conversation, but I need
y'all to understand how stupid y'all look to a lot
of people. Okay, nothing worse than watching a group of
black men be happy about not knowing nothing. Okay, right,
there's nothing worse than watching a group of black men
be happy about not being able to read. All right,
(04:42):
Joel's you from Halem. Okay, you know you know who
else was from Harlem. Malcolm X was from Harlem, and
Malcolm X used reading to realize his full potential. I
would say reading is the superpower that turned Malcolm Little
into Malcolm X.
Speaker 1 (04:55):
Okay.
Speaker 4 (04:55):
Malcolm X once told Alix Haley, I knew right there
in prison that read had changed forever the course of
my life as I see it today. The ability to
read or woke inside me something long dormant, craving to
be mentally alive.
Speaker 1 (05:13):
That was Malcolm X. You know what my daddy used
to say.
Speaker 4 (05:17):
He used to say, if you want to hide something
from a niggas, put it in a book, all right,
all right, That right there should make us intellectually curious
enough to want to know what the hell they hiding
from us. All right, pick up a damn book, kids,
all right. Everything that Juell's was saying you should learn
can be learned.
Speaker 1 (05:33):
By reading books.
Speaker 4 (05:34):
Teach history and culture, and you know, most importantly, something
that's missing from the world.
Speaker 1 (05:39):
They teach you context, all right.
Speaker 4 (05:41):
The world is out of context because people don't even
understand they don't even understand what context is nowadays. And
you can do audiobooks. Okay, you do audiobooks. I recommend
you do both, all right, But I'm telling you if
you want to work out your brain, if you want to,
you know, do some exercise on your brain.
Speaker 1 (05:57):
Read, okay.
Speaker 4 (05:58):
And it's more importive now than ever that we read,
because according to the National Literacy Institute, not only a
twenty one percent of American adults are literate, but also
one hundred and thirty million adults are now unable to
read a simple story to their children.
Speaker 1 (06:15):
You can't even give your kids cat and that hat. Okay,
you don't know how to read to your kids.
Speaker 4 (06:19):
Man, that's something money can't buy. Okay, reading to your
kids before bedtime. You can't put a dollar amount on that.
But the way this world is going, you're gonna have
kids in first grade reading the daddy before he goes
to bed, if the father is even in the house. Okay, listen.
I'm off for teaching on people how to handle money. Okay,
I'm all for teaching on people how to invest and
(06:40):
build businesses. But to think that reading is secondary, it's
like saying the foundation don't matter as long as you
got nice windows. Okay, I promise you one of the
fastest ways the level up is reading.
Speaker 1 (06:54):
Okay. That's how you learn.
Speaker 4 (06:56):
That'll teach you how to question things, that'll teach you
how to think. That's what literacy teaches you how to do.
Speaker 1 (07:02):
Read, learn, question, think.
Speaker 4 (07:04):
So kids, Okay, invest in your mind, all right, invest
in your mind just like you want to invest in
your pockets. Not because you're trying to get rich, but
so you can stay sharp and not sound illiterate on
somebody's podcast.
Speaker 1 (07:17):
Please give you all say Tanna the biggest he huh Okay,
I just wanted to put that on record. O. Yes,
what it's sad. It is, it's sad, but you just
it's just decide.
Speaker 6 (07:34):
But you know where the frustration comes from, right, It
comes from him being in the industry early, making all
this money and then losing a lot of it and
being damn there broke and saying I wish I knew
generational wealth and financial literacy to figure out what to
do with that money. Because him, he's probably in a
situation was like, I wish I knew what to do
with the money more than anything else. But it's also
(07:56):
with you still reading how to read. It's also with
the and you a rapper.
Speaker 4 (08:00):
The more you read, the better you get his m
steed like you in the world economy.
Speaker 6 (08:04):
But that comes from I'm sure personal the fact that
he had a whole lot and had all his money
and money coming in and he didn't know what to
do with the finance, what to do with the money,
how to invest.
Speaker 2 (08:13):
He lost it all.
Speaker 6 (08:14):
So that's what that frustration comes from, him saying, I
wish I went to class and did you know financial
literacy opposed to.
Speaker 4 (08:20):
But the morail of the story, But it's not either
or no, it's not. It's all encompassing. It's all part
of education. It's all part of an education that you
should try to.
Speaker 1 (08:29):
Acquire on this planet while you're here.
Speaker 6 (08:31):
All of it all right, Well, thank you for that
donkey today, charlamae. Now can we bring Lauren back in?
Can we have a real conversation? Eight hundred five eight
five one oh five one?
Speaker 1 (08:42):
It's the jus instrumental.
Speaker 2 (08:45):
Y'all, y'all? Eight hundred five eight five one five one.
Speaker 6 (08:49):
Now, over the weekend she went out of the country
for her birthday, and during this I guess vacation, her
baby put it on the I guess it was like.
Speaker 2 (08:58):
A note on the window that said, you go out
with me?
Speaker 1 (09:01):
So the question is.
Speaker 6 (09:02):
Eight hundred five eight five one oh five one. Is
it necessary to ask the question will you go out
with me? First of all, do you have to ask
whether I'll go out with you?
Speaker 1 (09:10):
As an uncle? I was embarrassed.
Speaker 4 (09:12):
And the reason I was embarrassed or because you already
out the country. So you already went out the country
with the guys. So clearly you'all have established something right.
So you post a picture and your close friends and
on the window it says, will you be my girlfriend?
I thought it was a proposal my girl, the roses
and everything.
Speaker 3 (09:31):
I said, Oh, I said down there, I thought you
was getting proposed to because then but see I know
how to read, so I when I.
Speaker 1 (09:44):
Read it, I was like, will you be my girlfriend?
Speaker 3 (09:46):
Yes?
Speaker 1 (09:46):
I thought it was really really cute.
Speaker 2 (09:47):
Why do you hate it so bad? It was cute?
And then that only sets him up for the proposal.
What the hell we gonna do for that? If you
had you know what sixteen anymore?
Speaker 1 (09:57):
Like when the country together?
Speaker 6 (09:59):
So at that point asked you do we go out
or do I just was like, see exactly, let's discuss.
Speaker 1 (10:08):
It's the breakfast club.
Speaker 4 (10:09):
Good Morning Donkey of Today is sponsored by renowned personal
injury attorney Michael to Bull, Lamb and Soft. Don't be
a donkey. When you need a fighter on your side.
If you're ever injured, go to Michael to Bull dot com.
That's Michael to Bull dot com. And when you mess
with the bull, you get the horns.
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