November 14, 2025 • 28 mins
In today’s #SwampWatch, Gary kicks things off live from News & Brews. Justin Worsham joins the show to talk real estate and plenty of fun from the event. Plus, Luchador Brewing co-founder Jaime Benson stops by to share the story behind the brewery and preview this weekend’s big community event Hops in the Hills.
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Episode Transcript
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Speaker 1 (00:00):
This is Gary and Shannon and you're listening to KFI
AM six forty the Gary and Shannon Show on demand
on the iHeartRadio on app.
Speaker 2 (00:10):
Today live at Luchador Brewing. We are Lucha a brewing
company here in Chino Hills. They are hosting the Hops
in the Hills event tomorrow, by the way, so we
still are going to be giving away tickets to that.
If you are in the building here and like I said,
walk across the parking lot and grab a room at
the old little hotel right there, stay here and then
(00:31):
enjoy the rest of your weekend, right get a late
checkout on Sunday, because you're gonna need it at that point.
We also are going to be giving away some Gary
and Shannon Show swag that we have some Lucador stuff
that came our way, two pairs of tickets to the
Eric Church concert that's coming up tomorrow night at Into
a Dome and Clippers tickets as well.
Speaker 3 (00:51):
Also at the end of a Dome.
Speaker 2 (00:53):
We have more special guests that are on their way,
so we'll be getting to those guys in just a bit.
For those of you who didn't or didn't know, Shannon's
not here today, because she's already on the plane to
go to Jacksonville, as she referred to the armpit of
the United States, because the Chargers are taking on the
Jacksonville Jaguars on Sunday morning. They moved up the flight,
(01:15):
something about weather, something about air traffic, et cetera. So
thank you for everybody that's come out here, your first
timers like Shauna and Tina and other people that have
come in today.
Speaker 3 (01:25):
Huge thank you.
Speaker 2 (01:26):
I also want to point out that Anne and Judy
are here and they said today not only did they say,
screw pilates, We're going to go to the news and.
Speaker 3 (01:35):
Bruise they met in treatment.
Speaker 2 (01:40):
These two are fighting right now, fighting cancer. So huge
round of applause for you guys coming out here today.
It is a it is a big deal and we
appreciate it. I'm glad that glad that you came out today.
There's food. By the way, do you guys know there's food.
Eat the food. I mean, you got to pay for it.
I'm not buying it for you, but I'm telling you
(02:01):
that there's some pretty amazing food that's available here. All right,
at eleven o'clock we jump into the world that is
swamp watch.
Speaker 4 (02:07):
I'm a politician, which means I'm a cheat and a liar,
and when I'm not kissing babies, I'm stealing their lollipops.
Speaker 3 (02:12):
Here we got.
Speaker 1 (02:13):
The real problem is that our leaders are done.
Speaker 3 (02:16):
The other side never quits.
Speaker 2 (02:17):
So what I'm not going anywhere, So that now you
train the.
Speaker 4 (02:23):
Swap, I can imagine what can be and be unburdened
by what has been.
Speaker 3 (02:27):
You know, amans have always been going at present, but
they're not stupid.
Speaker 4 (02:31):
A political flunder is when a politician actually tells the truth.
Speaker 3 (02:34):
We haven't. People voting for you were not swamp watch.
They're all counting on.
Speaker 2 (02:39):
One of the big deals that's going on today is
yet another mortgage fraud criminal inquiry, in this case California
Congressman Eric Swallwell, this is the guy with the personality
of a bowl of mayonnaise. NBC News is reporting that
he's facing a federal criminal investigation for alleged mortgage fraud,
just as other Democrats have in the last few months.
(03:03):
The outlet said that the director NBC News said, the
director of the Federal Housing Finance Agency.
Speaker 3 (03:09):
It's a guy named Bill Poulty. If that name rings
a Bell.
Speaker 2 (03:11):
He sent a letter to the Attorney General claiming that
Eric Swalwell may have committed mortgage and tax fraud. And
Eric Swalwell fights back and basically says, the only reason
I'm being investigated is because I am a vocal critic
of Donald Trump. He said, the most vocal critic of
Donald Trump. So he's going to try to wear that
as a badge of honor. Leticia James, New York Attorney General.
(03:35):
She's been brought up on these same similar charges, I
should say, Fed Reserve Governor Lisa Cook, Senator Adam Schiff,
all of them are being looked at now for a
potential mortgage fraud that originates from the Federal Housing Finance Agency.
Speaker 3 (03:48):
The other big deal, and.
Speaker 2 (03:49):
We didn't really spend a whole lot of time on
it yesterday, was Dana Williamson. Dana Williamson is a name
that unless you're a complete Sacramento nerd, not going to know.
But she was at one time the chief of staff
for Governor Gavin Newsom.
Speaker 3 (04:06):
And get it out, go ahead, say okay.
Speaker 2 (04:12):
While Gavin Newsom was flying around the country campaigning for
Kamala Harris last year, Dana Williamson was lining her pockets
with other people's money, allegedly. Allegedly, this thing came into
everybody's view on Wednesday when information was released that she
had been dipping into and using some of the money
(04:33):
not just campaign funds from Hobby or Bessera, but also
COVID nineteen recovery funds that she was dipping into. She's
putting money into her pockets, She's putting money into her
friend's pockets. She was claiming personal luxuries like fifteen thousand
dollars handbags as personal business expenses.
Speaker 3 (04:56):
All of this goes on.
Speaker 2 (04:57):
There are other connected aids in this that were charged
in a third, one of them with pretty deep ties
to everybody in Sacramento. All of them charged. Couple of
them have already flipped. So the information that we have
so far is only going to get better. The attorney
for this for Dana Williamson, by the way, as a
former US attorney, said the authorities had approached her more
(05:19):
than a year ago trying to find out information on somebody.
This is where the story gets great. They wanted to
go after Gavin Newsom. This is the Department of Justice.
They wanted to investigate Gavin Newsom and they were asking
his former chief of staff if she had any dirt
on Gavin Newsom. This is not two months ago or
six months ago or even during the Trump administration. This
(05:44):
is Joe Biden's Department of Justice who was investigating Gavin
Newsom looking for dirt on this guy.
Speaker 3 (05:51):
We have no idea if they have an open investigation.
Speaker 2 (05:54):
They're usually pretty tight lipped about this, so they don't
let us know what they're looking for. And in fact,
Newsom's office did say yesterday they're not aware of any
federal investigation involving the governor, but that could be coming
down the pipe. All this momentum that Gavin Newsom has
for twenty twenty eight would be cut off in a
(06:15):
heartbeat if he's brought up for any sort of federal investigation.
So I know there's a lot of people sad about
that in this room, So I'll just leave it at that.
When we come back, we're going to talk a little
bit more about this. Everybody loves a concert, right, We're
giving away tickets to Eric Church.
Speaker 3 (06:35):
You like live music, right, but the.
Speaker 2 (06:39):
Question is live music better than sex? Okay, there needed
to be a better response than that, either, You guys
aren't doing it right or well.
Speaker 3 (06:53):
Depends on the band.
Speaker 2 (06:54):
It does depend on the band, Heather. It also depends
on the partner. Here you go if there's a part
and are involved, even uh my goodness, I'm just saying
Gary and Shannon will continue.
Speaker 1 (07:07):
You're listening to Gary and Shannon on demand from KFI
AM six forty.
Speaker 2 (07:13):
Again, thank you everybody for showing up today. We have
multiple birthdays in here as well. We have another birthday
that's right over here, So happy birthday to everyone. Another
birthday back there as well. Wow, congratulations, happy birthday. Thanks
for sharing it with us, even if you didn't come
here because of us and you're just here for lunch.
But okay, all right, we'll take it. We'll take it.
We have a chance. It's your birthday too, oh in
(07:38):
one week. I don't that's not the same, but I
appreciate that. I love enthusiasm. We have a chance for
you to win a thousand dollars. Here's how you're gonna
pick it up.
Speaker 1 (07:48):
Now, your chance to win one thousand dollars. Just enter
this nation wide keyword on our website, bills. That's bills
b I L L S. Enter it now at KFIAM
six forty dot com slash Cash Howard by Sweet James
Accident Attorneys. If you're hurting an accident, Winning is everything,
call the Winning Attorneys at Sweet James one eight hundred
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(08:10):
James dot com Again.
Speaker 2 (08:13):
That keyword is going to go on the website. The
keyword is where.
Speaker 3 (08:17):
Did it go?
Speaker 2 (08:17):
Just want to make sure I was just listening with
everybody else was bills. Thank you appreciate that somebody was
paying attention. It goes on that website. KFI AM sixty
dot com slash Cash Live today at lucid Or Brewing
Company in Chino Hills again to get ready for tomorrow's
big Hops in the Hills event, their Brewfest. If you
(08:38):
go on their website luchidorbrew dot com slash Hops in
the Hills, type in KFI fifteen.
Speaker 3 (08:43):
That's the code.
Speaker 2 (08:44):
You'll get fifteen bucks off your your VIP or general
admission ticket.
Speaker 3 (08:48):
Hey, we have yet another special guest that's here today.
Speaker 2 (08:52):
You hear them on Wednesdays on our show. You've heard
them on Sundays every once in a.
Speaker 3 (08:56):
While on KFI.
Speaker 2 (08:58):
Longtime member of the Ki family doing different odd jobs
justin worship.
Speaker 3 (09:03):
Hey guysie, how are you?
Speaker 1 (09:05):
Hello? Hello?
Speaker 2 (09:08):
Justin and I have been have been co workers for
twelve years, yeah, twelve years and friends for about six months. Yeah, yeah,
give or take a month, give her take, and it's
off and on. It's not consecutive months.
Speaker 4 (09:21):
I thought we've been friends for eleven years, and I'm
just now finding out in this moment that it's just
been a few months.
Speaker 3 (09:26):
It's just a few months.
Speaker 2 (09:27):
Good to know, Just good to know. We love to
talk to Justin about all kinds of things. He's got
a second life now as a real estate.
Speaker 3 (09:34):
I actually have something for you. Can I interrupt you? Okay? Yeah,
here's the thing. An exam.
Speaker 4 (09:40):
Nobody knows. It's not an exam. I heard, and the
timing is crazy coincidental. I heard you talking with Michael
Monk earlier about how you'd never gotten.
Speaker 2 (09:48):
An old multiple monks, multiple monks, Michael Monks, monks.
Speaker 3 (09:52):
My bad. All right, that's fine. This is how it
lose friends. Anyway.
Speaker 4 (09:55):
The point is I am here on behalf of the
association performers, Press Thedigitator's lyricists and entertainment specialists to tell
you Gary Hoffman that you have been nominated for Best
Performer in Adult Theater.
Speaker 3 (10:09):
Where did you just hide that?
Speaker 4 (10:12):
It's a very big honor to come from Apples. It
comes around once a year. It's a Wars season. So
congratulations on your nomination.
Speaker 3 (10:20):
Well, seriously, where were you hiding that?
Speaker 4 (10:23):
It's listen, I think you got a good chance at
this Hoffman.
Speaker 3 (10:26):
There's a lot of buzz.
Speaker 4 (10:27):
Around Kyle Wasnouski, who is doing the revival of Puppetry.
Speaker 3 (10:31):
The Penis in Pacoima, and he is.
Speaker 4 (10:34):
The Susan Lucci of the Apples Award for Adult Theater.
But we think this is your year, So congratulations.
Speaker 3 (10:40):
Take it for that. I appreciate that.
Speaker 2 (10:41):
I appreciate that two things with Nouski only has one hand,
which makes it harder to do the puppetreat.
Speaker 4 (10:48):
And that's why I really think this could be his year.
Speaker 2 (10:50):
And second, why do I get a trophy for a nomination?
Speaker 3 (10:52):
Listen? Apples does what Apples does? I don't know.
Speaker 4 (10:55):
I appreciate it's just their process. I just I was
here as a proxy.
Speaker 2 (10:58):
I appreciate that you are a father, you have two kids,
You've had sex at least twice, and I appreciate we can.
Speaker 3 (11:06):
I mean they're yours. I mean that second time might
be debatable.
Speaker 2 (11:08):
Sure, there was a story that came out a survey.
Speaker 3 (11:16):
Okay, good about whether or not it was a good one.
Speaker 4 (11:18):
It's a long way to drive to get comfort confronted
about your sex life.
Speaker 2 (11:22):
Think about the best concert you've ever been to? Okay, right,
and don't everybody you have to rout it.
Speaker 3 (11:26):
Out, But but the best concert you've ever been to?
For you? It was recently? Yeah, what was it?
Speaker 4 (11:31):
We went to go see Tyler Childers at the Hollywood
Bowl with my family.
Speaker 3 (11:34):
That's great. Was an incredible show.
Speaker 4 (11:36):
He's like my son's favorite artist and he turned the
whole family onto it.
Speaker 3 (11:39):
It was great.
Speaker 2 (11:40):
Uh would you say is our best?
Speaker 3 (11:43):
Uh?
Speaker 2 (11:43):
I saw a Tyrone Wells in the Cave and the
Wine Cave up in Santa Ynez.
Speaker 3 (11:49):
That was a good one.
Speaker 2 (11:50):
Live Nation is one of those organizations that puts on
corporation that puts on a lot of comedy shows everything. Yeah,
they do something called a Living for Life Report. It's
all about people, the activities they like to do, et cetera.
They surveyed forty forty four zero forty thousand people diferent
than between eighteen and fifty four, and they said they
(12:12):
wanted you to rank different forms of entertainment sports, movies, sex,
et cetera. It if limited to one type of entertainment
for the rest of their lives one type. Thirty nine
percent of people chose live music. What what that's all
(12:33):
you get to do for the rest of your life.
Speaker 4 (12:34):
For the first time ever, I feel like I must
be better at sex than a lot of people.
Speaker 3 (12:39):
This is a great day for me.
Speaker 2 (12:41):
Well, I do believe I have your wife's number in
my phone.
Speaker 3 (12:45):
We shouldn't. I mean, I wouldn't confirm anything I know.
This is this is I'm not.
Speaker 4 (12:49):
A part of this story. Why would you take this
away from me? When I got it so quickly?
Speaker 2 (12:53):
By the way, thirty nine percent of people chose live
music versus going to the movies, which would have been
seventeen percent.
Speaker 3 (12:59):
Sporting events it's fourteen percent. They were also more than.
Speaker 2 (13:01):
Twice as likely to choose seeing their favorite artist in
concert seventy percent of them over. When given two choices,
your favorite person in concert or sex for the rest
of your life, you only get one of those. Seventy
percent of people chose seeing their favorite person in concert.
Speaker 3 (13:21):
Okay, I act a round of applause.
Speaker 4 (13:24):
Would anybody anybody have an artist you'd rather see than
have sex? I'm just curious people here, really I asked
for applause, and all I got was ye yeep yep
from two different women.
Speaker 3 (13:37):
Good for them, by the way, yeah, good for them.
Speaker 2 (13:39):
I don't know if you might have been the same
woman just in an echo, very adamant about that.
Speaker 4 (13:44):
Everybody else. It was like you could hear a pin
drop everybody else.
Speaker 2 (13:48):
Now listen, you take this with a with a grain
of salt, because again it is Live Nation. They do
promote concerts. They want you to think that their concerts
are better than sex. There is that aspect of it.
Speaker 4 (13:58):
Is there some kind of loophole where you could have
sex at said concert?
Speaker 3 (14:03):
Anybody done that?
Speaker 4 (14:03):
Can I get around of anybody had sex at a concert?
Speaker 3 (14:06):
She's like, yeah, happy birthday?
Speaker 4 (14:08):
Next week she's coming, Yeah, she's what what's up?
Speaker 2 (14:15):
We have a bunch of stuff that we're still giving away.
Gary and Shannon show swag, luchid or swag. We have
tickets to Hops in the Hills Brewfest that we're giving away.
Speaker 3 (14:25):
Let's see Eric Church concert tickets.
Speaker 2 (14:27):
Maybe he's the guy that you want to see instead
of having sex clippers ticket to tell that stuff is
still coming up. Justin Warsham has joined us Gary and
Shannon Live Today Luchador Brewing Company in Chino Hills for
our news and bruis. We'll be out here until one o'clock.
Speaker 1 (14:44):
You're listening to Gary and Shannon on demand from KFI
Am sixty.
Speaker 3 (14:50):
Live Today luchen Or Brewing Company here in Chino Hills.
Speaker 2 (14:54):
Uh drinking Listen, the rain is no reason to not
be here. We have a bunch of stuff that we're
giving away. Shannon is represented, I guess you could say.
And for those of you who don't know, this is
a life size, life size representation of Shannon.
Speaker 4 (15:12):
Like to scale, the resemblance is uncanny. If you could
see Shannon Fairn in a two dimensional form.
Speaker 2 (15:19):
That is exactly what is like? I mean, it's a
filtered photo. I don't want to, you know, pull the
curtain back a little bit. Richie's usually sworn to secrecy
about the things that he filters she pictures.
Speaker 3 (15:29):
But sorry, sorry. Justin Warsham has joined us.
Speaker 2 (15:33):
Justin, you spent a long time also, and hey listen,
maybe there's a future in it as well as a
stand up comedian.
Speaker 3 (15:40):
Yeah, maybe is that a thing you'd ever go back to. No,
I'll be honest, nevermind.
Speaker 4 (15:46):
There's a there was talk of once the kids, So
I used to be a stand up comic for almost
like I was like ten years on the road, and
then I quit traveling because I missed my wife and kids.
And so when you're a comedian, you come off the road.
Speaker 3 (16:00):
Somebody booed that I boot it. Oh I heard awe.
Speaker 4 (16:03):
Well, anyway, so you either become a writer or you
go into radio. And I decided I didn't write very
good jokes.
Speaker 3 (16:09):
All of my jokes were like stories.
Speaker 4 (16:11):
So I got into radio and I loved it, and
I haven't honestly, I have not missed doing the stand up.
I mean, the shows and stuff were fun, but I
haven't missed the road or any of that stuff. So,
but there was talk once the kids are grown up
and done with school and out of the house that
the wife and I would do like an RV tour
and I would just go do like comedy clubs around
the world.
Speaker 2 (16:29):
You can find just the country albums on spot of
music and Spotify and all these other places.
Speaker 3 (16:34):
By the way, if you guys want to listen. This
happened recently.
Speaker 4 (16:37):
The way I subsidized the beginning of my radio career
when I first started working at KFI.
Speaker 3 (16:41):
Fun fact, when you.
Speaker 4 (16:42):
Come in there at an entry level and you're in
your mid thirties, it is not a salary that can
sustain someone with a mortgage.
Speaker 3 (16:47):
No, sir, so I lived off.
Speaker 2 (16:49):
You couldn't sustain a seven year old. It's too bad
we don't have child labor law.
Speaker 3 (16:53):
I told the program director one time.
Speaker 4 (16:54):
I'm like, just so you know, like I'm in my
mid thirties, I got two kids and a mortgage, Like,
I don't. I can't mess around in this area that
I'm in for a long time.
Speaker 3 (17:02):
So anyway, well, the.
Speaker 4 (17:03):
Less I was on the road, I used to get paid.
I get paid royalties for my albums getting played on
like satellite and all of these internet things. So anyway,
you can recently that went. Money dwindled. But my son
started telling their friends and they started googling me, and
so they started listening to my albums and I have
my money.
Speaker 3 (17:20):
Is you double see it? Oh? Yeah? They doubled. It
doubled from just.
Speaker 4 (17:23):
Those high school kids listening to my stuff on Spotify.
Speaker 3 (17:26):
Wow, listen, yeah, you and I. Yeah, how much you're
making on that.
Speaker 4 (17:30):
When I was first working I'm probably being more honest
than I should. When I was first working at KFI,
I was making about eighty grand a year off of
those royalties.
Speaker 3 (17:37):
What.
Speaker 4 (17:37):
Yeah, Now it's probably around fifteen to twenty Wow.
Speaker 3 (17:42):
Yeah, well I still pay taxes. People's going to bounce
that number back up. Damn right.
Speaker 2 (17:46):
But you've been doing real estate now, real estate for
the last seven seven years, seven years now, twenty eighteen.
Speaker 3 (17:51):
I started full time. That was a good time to
get in, right, Huh.
Speaker 4 (17:55):
Now it's not a good time when you're new to
real estate and then you're like, oh, this is how
my life is going to be now.
Speaker 3 (18:02):
And then they decided the Fed's like I made jokes for.
Speaker 4 (18:04):
So many years where people are like, I'm gonna wait
for interest rates to come down because that's when our
interest rates to come up, because then the prices will
come down. And I was like, okay, yeah, but blah
blah blah. There's They've tried to get the interest rates
even before the pandemic, up before four percent, but then
the economy would stalled out, so they had to lower them.
I would go round around and I made this joke
where I said, the only way that I think the
interest rates are going to go up is if the
FED just decides they're going to nose dive the economy.
Speaker 3 (18:26):
And I didn't know that.
Speaker 4 (18:27):
They were going to be forced to do it to
stop inflation.
Speaker 3 (18:29):
But I was pretty spot on for being a dummy.
Speaker 4 (18:31):
And uh so when those interest rates jumped up, my
income dropped, and that that's when I was like, oh,
there are.
Speaker 3 (18:37):
Cycles to being this being a realtor. Should have stayed
in radio. No. I like this. I like all these people.
Speaker 2 (18:43):
See this is fun, This is great for you. These
are all prospective clients. That's the best part about it.
Speaker 3 (18:48):
Maybe sure, yeah, I'm happy to talk to all of you.
Speaker 4 (18:51):
Did you're bringing business card? Absolutely, I'm not an idiot.
I brought an award you think, I don't think.
Speaker 3 (18:56):
Still, I don't know where that was pocket. That was
not in your post it was I promise. This is okay.
Speaker 4 (19:02):
Well whatever you for adult theater, you have to understand
how showmanship works. I had it hidden so there will
be a a surprise and a reveal.
Speaker 3 (19:10):
I will say this.
Speaker 2 (19:11):
This is not the first award that I've received for
adult theater. Oh really, yes, Michelle, producer Michelle gave me
an award for adult theater four years ago.
Speaker 3 (19:19):
Brilliant minds. Look at that cue. There, she beat you
to it. She did. Fifty year mortgage. Good idea, bad idea.
Here's the thing.
Speaker 4 (19:27):
I'm sure it's a good idea, because I think if
you can afford to get a house, you're better off
in a house.
Speaker 3 (19:32):
Right.
Speaker 4 (19:33):
There's lots of people that are talking about how renting
is more cost effective than buying, but really it's only
cost effective if you're taking the money that you're saving
that you would be putting towards a mortgage, and you're
investing that in your retirement or your future, which next
to no one does that, right. So, really, in Southern California,
I think the bare minimum benefit of owning your home
in Southern California is that it's like this built in
(19:55):
retirement plan that when you get to the point where
you say, don't work anymore and you don't want to
live here anymore, you can usually cash out of your
house and go pay cash for another place that's a
much better place and more affordable place to live, right,
And you could go there and live.
Speaker 3 (20:07):
Like a king, and it's great.
Speaker 2 (20:09):
Do you know anything about the idea of being able
to proposals to take your current mortgage with you somewhere else?
I've heard, Like, the only thing I've heard is that
there was new construction in Arizona and they had sold
a house to somebody who was getting like a four
percent rate, and at the time rates were like five
and a half percent.
Speaker 3 (20:30):
But they had already sold.
Speaker 4 (20:31):
It to that person and they backed out, and so
they were doing it as like the sales pitch. But
I haven't heard anybody transferring it, because, honestly, if you're
a bank right now, why would you want to continue
to have a mortgage for somebody who's like two point
seventy five or three and a half.
Speaker 3 (20:44):
You're not making You're not making as much money.
Speaker 4 (20:46):
There's no incentive for you as a lender to do that.
It doesn't make sense for you. You're gonna make twice
as much money in interest.
Speaker 3 (20:53):
What else?
Speaker 2 (20:53):
What else you want to talk about? There was one
more question I was going to ask you, and I
totally forgot about it.
Speaker 4 (20:57):
I mean, I think you're talking about this idea of
a fifty year mortgage. I just think it's a sad
state of affairs where I believe, and I don't know.
I obviously wasn't there, but I believe the system is
designed so you try to buy a house by the
time you're thirty, and then you just stay in that
house and you pay it off, so when you hit
your early sixties around retirement age, your house is paid
for and you've removed about thirty well, in southern California,
(21:18):
for most of the clients I help, it's forty to
fifty percent of their monthly income is their mortgage payment
that's gone off the table.
Speaker 3 (21:24):
Your income comes down when you retire, and.
Speaker 4 (21:25):
You're comfortable when you do that at a fifty year
mortgage that that's not going to work for anybody.
Speaker 2 (21:30):
My wife and I were talking about this on the
drive over here, and I remember specifically the day my
dad wrote his last check to the bank. They own
the house outright, and I think it was like a
thirty one dollars mortgage payment.
Speaker 3 (21:43):
I mean, this is the old days.
Speaker 2 (21:45):
But still I remember the joy with which he wrote
that check was like, that's it, we own the house,
and that was it.
Speaker 3 (21:53):
A fifty year mortgage. That's an unachievable dream. It's not.
Speaker 4 (21:55):
It never happens. It's not realistic, it's just not. I mean,
you could do a fit fifty year term and then
you can make you know, thirty year payments because then
you're you're you know how like it's amorturized in the
first year.
Speaker 3 (22:06):
I think usually your payment is.
Speaker 4 (22:08):
Like sixty to seventy percent interest every month, and then
it dwindles down the longer you go. So you could
sign up for this fifty year mortgage, but then make
a thirty year payment, just like people make fifteen year
payments on their thirty year.
Speaker 3 (22:18):
Mortgage and pay it off a little faster. The only
winner and a fifty or more.
Speaker 2 (22:21):
Well, the majority of time, the only winner is going
to be the bank.
Speaker 3 (22:25):
Yeah, because they're going to get all your money exactly.
Most people don't pay off their house unfortunately. Okay, real state.
Speaker 4 (22:32):
Although when I started in real estate in twenty eighteen,
the average time people were living in their house was
seven to twelve years. Just last year they bumped that
up to twenty to thirty.
Speaker 3 (22:40):
Wow. Because of these interest rates.
Speaker 4 (22:42):
It's like now I think we're at eighty seven percent
of the country has an interest rate below six percent,
that's not bad.
Speaker 2 (22:47):
And then there's another percentage that has it below three percent.
And those people they're in the hard part. They're in
the hardest position of all because you do not want
to leave a sub three percent mortgage to go somewhere else.
Speaker 3 (22:58):
Yeah, well, stick around.
Speaker 2 (23:01):
I have Jamie coming and he's gonna sit in your
seat neck but Rick, let me until you finish that.
Speaker 3 (23:05):
So I hope that was free.
Speaker 2 (23:08):
Uh no, I'll pay for it. I don't know Richie
brought it for me. Well, then it was free. Okay,
he's got magic hands.
Speaker 3 (23:12):
I don't know how thatpened. I mean, I'll rephrase that.
Well that in post. Yeah, I can't wait to hear more.
Speaker 2 (23:17):
Carrie Shannon Today Live justin Orson has joined us. We're
at Luchador Brewing Company here in Chino Hills for our
latest news and bruise. We're gonna be talking with Jamie
Benson from lucid Or coming up next.
Speaker 1 (23:32):
You're listening to Gary and Shannon on demand from KFI
AM six forty.
Speaker 2 (23:40):
No, you don't get that, please get out of here.
The difference between Gino and Chino Hills is one is flat.
One is not right he's from the flatland, so but
thanks for coming, Thanks everybody for coming out here today
for our latest news and bruise at at lucid Or
Brewing Company. We've talked with Jamie Benson before our host today.
Round of applause for Jamie and everybody here. Luchador Brewing Company.
Speaker 3 (24:03):
Hit that butt right in the middle. There you go.
So give us the basics of the history of Luchador.
Speaker 5 (24:10):
Well we we we My partner and I we both
had restaurants before, and we kind of wanted to bring
something to China Hills and and a friend of mine
said how about brewery? And that just started everything. And
my partner, Brent, was drinking with some buddies. Everybody knows
the story, but and watching Nacho Libre with Jack Black.
(24:34):
Everybody knows that that movie, and the next day, after
his hangover, said how abouts, how about Luchador, and all
things kind of just fill into place.
Speaker 3 (24:46):
It's great.
Speaker 2 (24:47):
I mean, the images of the mural on the back wall.
It's always been fun to come here because it's such
a great imagery is so great beers.
Speaker 3 (24:55):
Who's in charge? Who's in charge coming up with and
and and making the beers?
Speaker 5 (24:59):
Well, we haven't. We have a new brew named Ryan.
He's now leaving the pack. I'm gonna bring out some
great stuff. So it's all starting and soon be exciting.
Speaker 2 (25:11):
Tomorrow, of course, is the Hops in the Hills event
that you've got.
Speaker 3 (25:14):
This is the how many times have you done the
Hops in the Hills.
Speaker 5 (25:17):
Here would be the number two out in cast City,
number two, so yeah, I mean too here.
Speaker 3 (25:21):
Yeah, so tomorrow.
Speaker 2 (25:22):
By the way, just to give you an idea, the
promo code that you can use for fifteen dollars off
your tickets when you go to luchadorbrew dot com slash
Hops in the Hills use code KFI fifteen and you'll
get fifteen dollars off of those tickets. What's gonna go
on tomorrow, Rain or Shine?
Speaker 3 (25:40):
We know what's going on tomorrow, well, rail Shine.
Speaker 5 (25:43):
This is all for the Chino Valley Fire Foundation. Give
some money backed. They do a lot of good things
with the community around giving toys to kids, helping out
the community. It's a really good cause. They are great,
great guys. It help us with more than that. But
(26:03):
and then we're gonna have a dunk tank that's it'll
fill up on his own I mean.
Speaker 2 (26:11):
Rain in the forecast, and we're still gonna have the
dunk tank.
Speaker 5 (26:14):
I mean, already paid for it, so just coming out.
Speaker 2 (26:17):
It's I like that idea.
Speaker 5 (26:20):
I'm just saying, you know, I I'm gonna announce it today,
then I'm gonna go in it.
Speaker 3 (26:24):
So I'm gonna jump in there.
Speaker 5 (26:26):
And if you're around, I'd love to see you.
Speaker 3 (26:28):
And your nipples. Yeah, yeah, because I know you talked
about that a lot, so I didn't talk about it.
Speaker 5 (26:34):
I know a couple of seconds, a couple of a
couple of.
Speaker 2 (26:36):
Days ago, days ago, nipples were brought up, but I
didn't bring it up.
Speaker 3 (26:39):
Just to be clear. Now I'm self conscious.
Speaker 5 (26:45):
We have a red Hot Cholo Pepper's playing. They're a great,
great tribute band. Just come out to see them. We
have we we added some tents. We're bringing some tents out.
You'll see them being put up in a little bit.
I mean a lot of a lot of breweries from
uh all around. I think we had about twelve breweries plus,
so unlimited samplings of beer and some good food, some
(27:06):
good treats, some Tchotsky vendors that some have some good
things to sell as well.
Speaker 3 (27:10):
Very cool.
Speaker 2 (27:11):
The the Chino Valley Fire Foundation is also the beneficiary
of at least some of the proceeds are going to them.
Can you talk at all about that what they do
and why it's important to support them.
Speaker 5 (27:22):
Yeah, I know, not a little bit before. They do
a lot of with the community. Round Christmas time, they
do a lot more giving back. I mean, I think
last year they give out bikes the kids that underserved.
They reach out to communities they need food and stuff.
They just support however they can.
Speaker 3 (27:44):
Yeah, well, it's great.
Speaker 2 (27:45):
We're absolutely delighted that you had us back to help
kick off hops in the Hills for tomorrow. And anytime
you need us to come by, you just ask and
will come by and all these people will come with us.
Speaker 3 (27:56):
Heard that, Heard that?
Speaker 2 (27:58):
Yeah, Jamie Benson once again one of the co founders
here at lucid Or Brewing Company.
Speaker 3 (28:03):
Thanks for having us. We appreciate it very much. We
got one more hour.
Speaker 2 (28:06):
We still have stuff that we're given away, by the way,
so if you're in the.
Speaker 3 (28:08):
Building, stick around.
Speaker 2 (28:10):
We have stuff that we're going to be giving away,
including concert tickets, some of the Luchador swag, We have
Gary and Shannon show stuff, Clippers tickets, concert tickets.
Speaker 3 (28:18):
Everything is still coming up. Thanks Jamie, Thank you. All right,
Gary and Shannon, we'll continue right after this. You've been
listening to The Gary and Shannon Show.
Speaker 2 (28:26):
You can always hear us live on KFI AM six
forty nine am to one pm every Monday through Friday,
and anytime on demand on the iHeartRadio app
This is Gary and Shannon and you're listening to KFI
AM six forty the Gary and Shannon Show on demand
on the iHeartRadio on app.
Speaker 2 (00:10):
Today live at Luchador Brewing. We are Lucha a brewing
company here in Chino Hills. They are hosting the Hops
in the Hills event tomorrow, by the way, so we
still are going to be giving away tickets to that.
If you are in the building here and like I said,
walk across the parking lot and grab a room at
the old little hotel right there, stay here and then
(00:31):
enjoy the rest of your weekend, right get a late
checkout on Sunday, because you're gonna need it at that point.
We also are going to be giving away some Gary
and Shannon Show swag that we have some Lucador stuff
that came our way, two pairs of tickets to the
Eric Church concert that's coming up tomorrow night at Into
a Dome and Clippers tickets as well.
Speaker 3 (00:51):
Also at the end of a Dome.
Speaker 2 (00:53):
We have more special guests that are on their way,
so we'll be getting to those guys in just a bit.
For those of you who didn't or didn't know, Shannon's
not here today, because she's already on the plane to
go to Jacksonville, as she referred to the armpit of
the United States, because the Chargers are taking on the
Jacksonville Jaguars on Sunday morning. They moved up the flight,
(01:15):
something about weather, something about air traffic, et cetera. So
thank you for everybody that's come out here, your first
timers like Shauna and Tina and other people that have
come in today.
Speaker 3 (01:25):
Huge thank you.
Speaker 2 (01:26):
I also want to point out that Anne and Judy
are here and they said today not only did they say,
screw pilates, We're going to go to the news and.
Speaker 3 (01:35):
Bruise they met in treatment.
Speaker 2 (01:40):
These two are fighting right now, fighting cancer. So huge
round of applause for you guys coming out here today.
It is a it is a big deal and we
appreciate it. I'm glad that glad that you came out today.
There's food. By the way, do you guys know there's food.
Eat the food. I mean, you got to pay for it.
I'm not buying it for you, but I'm telling you
(02:01):
that there's some pretty amazing food that's available here. All right,
at eleven o'clock we jump into the world that is
swamp watch.
Speaker 4 (02:07):
I'm a politician, which means I'm a cheat and a liar,
and when I'm not kissing babies, I'm stealing their lollipops.
Speaker 3 (02:12):
Here we got.
Speaker 1 (02:13):
The real problem is that our leaders are done.
Speaker 3 (02:16):
The other side never quits.
Speaker 2 (02:17):
So what I'm not going anywhere, So that now you
train the.
Speaker 4 (02:23):
Swap, I can imagine what can be and be unburdened
by what has been.
Speaker 3 (02:27):
You know, amans have always been going at present, but
they're not stupid.
Speaker 4 (02:31):
A political flunder is when a politician actually tells the truth.
Speaker 3 (02:34):
We haven't. People voting for you were not swamp watch.
They're all counting on.
Speaker 2 (02:39):
One of the big deals that's going on today is
yet another mortgage fraud criminal inquiry, in this case California
Congressman Eric Swallwell, this is the guy with the personality
of a bowl of mayonnaise. NBC News is reporting that
he's facing a federal criminal investigation for alleged mortgage fraud,
just as other Democrats have in the last few months.
(03:03):
The outlet said that the director NBC News said, the
director of the Federal Housing Finance Agency.
Speaker 3 (03:09):
It's a guy named Bill Poulty. If that name rings
a Bell.
Speaker 2 (03:11):
He sent a letter to the Attorney General claiming that
Eric Swalwell may have committed mortgage and tax fraud. And
Eric Swalwell fights back and basically says, the only reason
I'm being investigated is because I am a vocal critic
of Donald Trump. He said, the most vocal critic of
Donald Trump. So he's going to try to wear that
as a badge of honor. Leticia James, New York Attorney General.
(03:35):
She's been brought up on these same similar charges, I
should say, Fed Reserve Governor Lisa Cook, Senator Adam Schiff,
all of them are being looked at now for a
potential mortgage fraud that originates from the Federal Housing Finance Agency.
Speaker 3 (03:48):
The other big deal, and.
Speaker 2 (03:49):
We didn't really spend a whole lot of time on
it yesterday, was Dana Williamson. Dana Williamson is a name
that unless you're a complete Sacramento nerd, not going to know.
But she was at one time the chief of staff
for Governor Gavin Newsom.
Speaker 3 (04:06):
And get it out, go ahead, say okay.
Speaker 2 (04:12):
While Gavin Newsom was flying around the country campaigning for
Kamala Harris last year, Dana Williamson was lining her pockets
with other people's money, allegedly. Allegedly, this thing came into
everybody's view on Wednesday when information was released that she
had been dipping into and using some of the money
(04:33):
not just campaign funds from Hobby or Bessera, but also
COVID nineteen recovery funds that she was dipping into. She's
putting money into her pockets, She's putting money into her
friend's pockets. She was claiming personal luxuries like fifteen thousand
dollars handbags as personal business expenses.
Speaker 3 (04:56):
All of this goes on.
Speaker 2 (04:57):
There are other connected aids in this that were charged
in a third, one of them with pretty deep ties
to everybody in Sacramento. All of them charged. Couple of
them have already flipped. So the information that we have
so far is only going to get better. The attorney
for this for Dana Williamson, by the way, as a
former US attorney, said the authorities had approached her more
(05:19):
than a year ago trying to find out information on somebody.
This is where the story gets great. They wanted to
go after Gavin Newsom. This is the Department of Justice.
They wanted to investigate Gavin Newsom and they were asking
his former chief of staff if she had any dirt
on Gavin Newsom. This is not two months ago or
six months ago or even during the Trump administration. This
(05:44):
is Joe Biden's Department of Justice who was investigating Gavin
Newsom looking for dirt on this guy.
Speaker 3 (05:51):
We have no idea if they have an open investigation.
Speaker 2 (05:54):
They're usually pretty tight lipped about this, so they don't
let us know what they're looking for. And in fact,
Newsom's office did say yesterday they're not aware of any
federal investigation involving the governor, but that could be coming
down the pipe. All this momentum that Gavin Newsom has
for twenty twenty eight would be cut off in a
(06:15):
heartbeat if he's brought up for any sort of federal investigation.
So I know there's a lot of people sad about
that in this room, So I'll just leave it at that.
When we come back, we're going to talk a little
bit more about this. Everybody loves a concert, right, We're
giving away tickets to Eric Church.
Speaker 3 (06:35):
You like live music, right, but the.
Speaker 2 (06:39):
Question is live music better than sex? Okay, there needed
to be a better response than that, either, You guys
aren't doing it right or well.
Speaker 3 (06:53):
Depends on the band.
Speaker 2 (06:54):
It does depend on the band, Heather. It also depends
on the partner. Here you go if there's a part
and are involved, even uh my goodness, I'm just saying
Gary and Shannon will continue.
Speaker 1 (07:07):
You're listening to Gary and Shannon on demand from KFI
AM six forty.
Speaker 2 (07:13):
Again, thank you everybody for showing up today. We have
multiple birthdays in here as well. We have another birthday
that's right over here, So happy birthday to everyone. Another
birthday back there as well. Wow, congratulations, happy birthday. Thanks
for sharing it with us, even if you didn't come
here because of us and you're just here for lunch.
But okay, all right, we'll take it. We'll take it.
We have a chance. It's your birthday too, oh in
(07:38):
one week. I don't that's not the same, but I
appreciate that. I love enthusiasm. We have a chance for
you to win a thousand dollars. Here's how you're gonna
pick it up.
Speaker 1 (07:48):
Now, your chance to win one thousand dollars. Just enter
this nation wide keyword on our website, bills. That's bills
b I L L S. Enter it now at KFIAM
six forty dot com slash Cash Howard by Sweet James
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(08:10):
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Speaker 2 (08:13):
That keyword is going to go on the website. The
keyword is where.
Speaker 3 (08:17):
Did it go?
Speaker 2 (08:17):
Just want to make sure I was just listening with
everybody else was bills. Thank you appreciate that somebody was
paying attention. It goes on that website. KFI AM sixty
dot com slash Cash Live today at lucid Or Brewing
Company in Chino Hills again to get ready for tomorrow's
big Hops in the Hills event, their Brewfest. If you
(08:38):
go on their website luchidorbrew dot com slash Hops in
the Hills, type in KFI fifteen.
Speaker 3 (08:43):
That's the code.
Speaker 2 (08:44):
You'll get fifteen bucks off your your VIP or general
admission ticket.
Speaker 3 (08:48):
Hey, we have yet another special guest that's here today.
Speaker 2 (08:52):
You hear them on Wednesdays on our show. You've heard
them on Sundays every once in a.
Speaker 3 (08:56):
While on KFI.
Speaker 2 (08:58):
Longtime member of the Ki family doing different odd jobs
justin worship.
Speaker 3 (09:03):
Hey guysie, how are you?
Speaker 1 (09:05):
Hello? Hello?
Speaker 2 (09:08):
Justin and I have been have been co workers for
twelve years, yeah, twelve years and friends for about six months. Yeah, yeah,
give or take a month, give her take, and it's
off and on. It's not consecutive months.
Speaker 4 (09:21):
I thought we've been friends for eleven years, and I'm
just now finding out in this moment that it's just
been a few months.
Speaker 3 (09:26):
It's just a few months.
Speaker 2 (09:27):
Good to know, Just good to know. We love to
talk to Justin about all kinds of things. He's got
a second life now as a real estate.
Speaker 3 (09:34):
I actually have something for you. Can I interrupt you? Okay? Yeah,
here's the thing. An exam.
Speaker 4 (09:40):
Nobody knows. It's not an exam. I heard, and the
timing is crazy coincidental. I heard you talking with Michael
Monk earlier about how you'd never gotten.
Speaker 2 (09:48):
An old multiple monks, multiple monks, Michael Monks, monks.
Speaker 3 (09:52):
My bad. All right, that's fine. This is how it
lose friends. Anyway.
Speaker 4 (09:55):
The point is I am here on behalf of the
association performers, Press Thedigitator's lyricists and entertainment specialists to tell
you Gary Hoffman that you have been nominated for Best
Performer in Adult Theater.
Speaker 3 (10:09):
Where did you just hide that?
Speaker 4 (10:12):
It's a very big honor to come from Apples. It
comes around once a year. It's a Wars season. So
congratulations on your nomination.
Speaker 3 (10:20):
Well, seriously, where were you hiding that?
Speaker 4 (10:23):
It's listen, I think you got a good chance at
this Hoffman.
Speaker 3 (10:26):
There's a lot of buzz.
Speaker 4 (10:27):
Around Kyle Wasnouski, who is doing the revival of Puppetry.
Speaker 3 (10:31):
The Penis in Pacoima, and he is.
Speaker 4 (10:34):
The Susan Lucci of the Apples Award for Adult Theater.
But we think this is your year, So congratulations.
Speaker 3 (10:40):
Take it for that. I appreciate that.
Speaker 2 (10:41):
I appreciate that two things with Nouski only has one hand,
which makes it harder to do the puppetreat.
Speaker 4 (10:48):
And that's why I really think this could be his year.
Speaker 2 (10:50):
And second, why do I get a trophy for a nomination?
Speaker 3 (10:52):
Listen? Apples does what Apples does? I don't know.
Speaker 4 (10:55):
I appreciate it's just their process. I just I was
here as a proxy.
Speaker 2 (10:58):
I appreciate that you are a father, you have two kids,
You've had sex at least twice, and I appreciate we can.
Speaker 3 (11:06):
I mean they're yours. I mean that second time might
be debatable.
Speaker 2 (11:08):
Sure, there was a story that came out a survey.
Speaker 3 (11:16):
Okay, good about whether or not it was a good one.
Speaker 4 (11:18):
It's a long way to drive to get comfort confronted
about your sex life.
Speaker 2 (11:22):
Think about the best concert you've ever been to? Okay, right,
and don't everybody you have to rout it.
Speaker 3 (11:26):
Out, But but the best concert you've ever been to?
For you? It was recently? Yeah, what was it?
Speaker 4 (11:31):
We went to go see Tyler Childers at the Hollywood
Bowl with my family.
Speaker 3 (11:34):
That's great. Was an incredible show.
Speaker 4 (11:36):
He's like my son's favorite artist and he turned the
whole family onto it.
Speaker 3 (11:39):
It was great.
Speaker 2 (11:40):
Uh would you say is our best?
Speaker 3 (11:43):
Uh?
Speaker 2 (11:43):
I saw a Tyrone Wells in the Cave and the
Wine Cave up in Santa Ynez.
Speaker 3 (11:49):
That was a good one.
Speaker 2 (11:50):
Live Nation is one of those organizations that puts on
corporation that puts on a lot of comedy shows everything. Yeah,
they do something called a Living for Life Report. It's
all about people, the activities they like to do, et cetera.
They surveyed forty forty four zero forty thousand people diferent
than between eighteen and fifty four, and they said they
(12:12):
wanted you to rank different forms of entertainment sports, movies, sex,
et cetera. It if limited to one type of entertainment
for the rest of their lives one type. Thirty nine
percent of people chose live music. What what that's all
(12:33):
you get to do for the rest of your life.
Speaker 4 (12:34):
For the first time ever, I feel like I must
be better at sex than a lot of people.
Speaker 3 (12:39):
This is a great day for me.
Speaker 2 (12:41):
Well, I do believe I have your wife's number in
my phone.
Speaker 3 (12:45):
We shouldn't. I mean, I wouldn't confirm anything I know.
This is this is I'm not.
Speaker 4 (12:49):
A part of this story. Why would you take this
away from me? When I got it so quickly?
Speaker 2 (12:53):
By the way, thirty nine percent of people chose live
music versus going to the movies, which would have been
seventeen percent.
Speaker 3 (12:59):
Sporting events it's fourteen percent. They were also more than.
Speaker 2 (13:01):
Twice as likely to choose seeing their favorite artist in
concert seventy percent of them over. When given two choices,
your favorite person in concert or sex for the rest
of your life, you only get one of those. Seventy
percent of people chose seeing their favorite person in concert.
Speaker 3 (13:21):
Okay, I act a round of applause.
Speaker 4 (13:24):
Would anybody anybody have an artist you'd rather see than
have sex? I'm just curious people here, really I asked
for applause, and all I got was ye yeep yep
from two different women.
Speaker 3 (13:37):
Good for them, by the way, yeah, good for them.
Speaker 2 (13:39):
I don't know if you might have been the same
woman just in an echo, very adamant about that.
Speaker 4 (13:44):
Everybody else. It was like you could hear a pin
drop everybody else.
Speaker 2 (13:48):
Now listen, you take this with a with a grain
of salt, because again it is Live Nation. They do
promote concerts. They want you to think that their concerts
are better than sex. There is that aspect of it.
Speaker 4 (13:58):
Is there some kind of loophole where you could have
sex at said concert?
Speaker 3 (14:03):
Anybody done that?
Speaker 4 (14:03):
Can I get around of anybody had sex at a concert?
Speaker 3 (14:06):
She's like, yeah, happy birthday?
Speaker 4 (14:08):
Next week she's coming, Yeah, she's what what's up?
Speaker 2 (14:15):
We have a bunch of stuff that we're still giving away.
Gary and Shannon show swag, luchid or swag. We have
tickets to Hops in the Hills Brewfest that we're giving away.
Speaker 3 (14:25):
Let's see Eric Church concert tickets.
Speaker 2 (14:27):
Maybe he's the guy that you want to see instead
of having sex clippers ticket to tell that stuff is
still coming up. Justin Warsham has joined us Gary and
Shannon Live Today Luchador Brewing Company in Chino Hills for
our news and bruis. We'll be out here until one o'clock.
Speaker 1 (14:44):
You're listening to Gary and Shannon on demand from KFI
Am sixty.
Speaker 3 (14:50):
Live Today luchen Or Brewing Company here in Chino Hills.
Speaker 2 (14:54):
Uh drinking Listen, the rain is no reason to not
be here. We have a bunch of stuff that we're
giving away. Shannon is represented, I guess you could say.
And for those of you who don't know, this is
a life size, life size representation of Shannon.
Speaker 4 (15:12):
Like to scale, the resemblance is uncanny. If you could
see Shannon Fairn in a two dimensional form.
Speaker 2 (15:19):
That is exactly what is like? I mean, it's a
filtered photo. I don't want to, you know, pull the
curtain back a little bit. Richie's usually sworn to secrecy
about the things that he filters she pictures.
Speaker 3 (15:29):
But sorry, sorry. Justin Warsham has joined us.
Speaker 2 (15:33):
Justin, you spent a long time also, and hey listen,
maybe there's a future in it as well as a
stand up comedian.
Speaker 3 (15:40):
Yeah, maybe is that a thing you'd ever go back to. No,
I'll be honest, nevermind.
Speaker 4 (15:46):
There's a there was talk of once the kids, So
I used to be a stand up comic for almost
like I was like ten years on the road, and
then I quit traveling because I missed my wife and kids.
And so when you're a comedian, you come off the road.
Speaker 3 (16:00):
Somebody booed that I boot it. Oh I heard awe.
Speaker 4 (16:03):
Well, anyway, so you either become a writer or you
go into radio. And I decided I didn't write very
good jokes.
Speaker 3 (16:09):
All of my jokes were like stories.
Speaker 4 (16:11):
So I got into radio and I loved it, and
I haven't honestly, I have not missed doing the stand up.
I mean, the shows and stuff were fun, but I
haven't missed the road or any of that stuff. So,
but there was talk once the kids are grown up
and done with school and out of the house that
the wife and I would do like an RV tour
and I would just go do like comedy clubs around
the world.
Speaker 2 (16:29):
You can find just the country albums on spot of
music and Spotify and all these other places.
Speaker 3 (16:34):
By the way, if you guys want to listen. This
happened recently.
Speaker 4 (16:37):
The way I subsidized the beginning of my radio career
when I first started working at KFI.
Speaker 3 (16:41):
Fun fact, when you.
Speaker 4 (16:42):
Come in there at an entry level and you're in
your mid thirties, it is not a salary that can
sustain someone with a mortgage.
Speaker 3 (16:47):
No, sir, so I lived off.
Speaker 2 (16:49):
You couldn't sustain a seven year old. It's too bad
we don't have child labor law.
Speaker 3 (16:53):
I told the program director one time.
Speaker 4 (16:54):
I'm like, just so you know, like I'm in my
mid thirties, I got two kids and a mortgage, Like,
I don't. I can't mess around in this area that
I'm in for a long time.
Speaker 3 (17:02):
So anyway, well, the.
Speaker 4 (17:03):
Less I was on the road, I used to get paid.
I get paid royalties for my albums getting played on
like satellite and all of these internet things. So anyway,
you can recently that went. Money dwindled. But my son
started telling their friends and they started googling me, and
so they started listening to my albums and I have
my money.
Speaker 3 (17:20):
Is you double see it? Oh? Yeah? They doubled. It
doubled from just.
Speaker 4 (17:23):
Those high school kids listening to my stuff on Spotify.
Speaker 3 (17:26):
Wow, listen, yeah, you and I. Yeah, how much you're
making on that.
Speaker 4 (17:30):
When I was first working I'm probably being more honest
than I should. When I was first working at KFI,
I was making about eighty grand a year off of
those royalties.
Speaker 3 (17:37):
What.
Speaker 4 (17:37):
Yeah, Now it's probably around fifteen to twenty Wow.
Speaker 3 (17:42):
Yeah, well I still pay taxes. People's going to bounce
that number back up. Damn right.
Speaker 2 (17:46):
But you've been doing real estate now, real estate for
the last seven seven years, seven years now, twenty eighteen.
Speaker 3 (17:51):
I started full time. That was a good time to
get in, right, Huh.
Speaker 4 (17:55):
Now it's not a good time when you're new to
real estate and then you're like, oh, this is how
my life is going to be now.
Speaker 3 (18:02):
And then they decided the Fed's like I made jokes for.
Speaker 4 (18:04):
So many years where people are like, I'm gonna wait
for interest rates to come down because that's when our
interest rates to come up, because then the prices will
come down. And I was like, okay, yeah, but blah
blah blah. There's They've tried to get the interest rates
even before the pandemic, up before four percent, but then
the economy would stalled out, so they had to lower them.
I would go round around and I made this joke
where I said, the only way that I think the
interest rates are going to go up is if the
FED just decides they're going to nose dive the economy.
Speaker 3 (18:26):
And I didn't know that.
Speaker 4 (18:27):
They were going to be forced to do it to
stop inflation.
Speaker 3 (18:29):
But I was pretty spot on for being a dummy.
Speaker 4 (18:31):
And uh so when those interest rates jumped up, my
income dropped, and that that's when I was like, oh,
there are.
Speaker 3 (18:37):
Cycles to being this being a realtor. Should have stayed
in radio. No. I like this. I like all these people.
Speaker 2 (18:43):
See this is fun, This is great for you. These
are all prospective clients. That's the best part about it.
Speaker 3 (18:48):
Maybe sure, yeah, I'm happy to talk to all of you.
Speaker 4 (18:51):
Did you're bringing business card? Absolutely, I'm not an idiot.
I brought an award you think, I don't think.
Speaker 3 (18:56):
Still, I don't know where that was pocket. That was
not in your post it was I promise. This is okay.
Speaker 4 (19:02):
Well whatever you for adult theater, you have to understand
how showmanship works. I had it hidden so there will
be a a surprise and a reveal.
Speaker 3 (19:10):
I will say this.
Speaker 2 (19:11):
This is not the first award that I've received for
adult theater. Oh really, yes, Michelle, producer Michelle gave me
an award for adult theater four years ago.
Speaker 3 (19:19):
Brilliant minds. Look at that cue. There, she beat you
to it. She did. Fifty year mortgage. Good idea, bad idea.
Here's the thing.
Speaker 4 (19:27):
I'm sure it's a good idea, because I think if
you can afford to get a house, you're better off
in a house.
Speaker 3 (19:32):
Right.
Speaker 4 (19:33):
There's lots of people that are talking about how renting
is more cost effective than buying, but really it's only
cost effective if you're taking the money that you're saving
that you would be putting towards a mortgage, and you're
investing that in your retirement or your future, which next
to no one does that, right. So, really, in Southern California,
I think the bare minimum benefit of owning your home
in Southern California is that it's like this built in
(19:55):
retirement plan that when you get to the point where
you say, don't work anymore and you don't want to
live here anymore, you can usually cash out of your
house and go pay cash for another place that's a
much better place and more affordable place to live, right,
And you could go there and live.
Speaker 3 (20:07):
Like a king, and it's great.
Speaker 2 (20:09):
Do you know anything about the idea of being able
to proposals to take your current mortgage with you somewhere else?
I've heard, Like, the only thing I've heard is that
there was new construction in Arizona and they had sold
a house to somebody who was getting like a four
percent rate, and at the time rates were like five
and a half percent.
Speaker 3 (20:30):
But they had already sold.
Speaker 4 (20:31):
It to that person and they backed out, and so
they were doing it as like the sales pitch. But
I haven't heard anybody transferring it, because, honestly, if you're
a bank right now, why would you want to continue
to have a mortgage for somebody who's like two point
seventy five or three and a half.
Speaker 3 (20:44):
You're not making You're not making as much money.
Speaker 4 (20:46):
There's no incentive for you as a lender to do that.
It doesn't make sense for you. You're gonna make twice
as much money in interest.
Speaker 3 (20:53):
What else?
Speaker 2 (20:53):
What else you want to talk about? There was one
more question I was going to ask you, and I
totally forgot about it.
Speaker 4 (20:57):
I mean, I think you're talking about this idea of
a fifty year mortgage. I just think it's a sad
state of affairs where I believe, and I don't know.
I obviously wasn't there, but I believe the system is
designed so you try to buy a house by the
time you're thirty, and then you just stay in that
house and you pay it off, so when you hit
your early sixties around retirement age, your house is paid
for and you've removed about thirty well, in southern California,
(21:18):
for most of the clients I help, it's forty to
fifty percent of their monthly income is their mortgage payment
that's gone off the table.
Speaker 3 (21:24):
Your income comes down when you retire, and.
Speaker 4 (21:25):
You're comfortable when you do that at a fifty year
mortgage that that's not going to work for anybody.
Speaker 2 (21:30):
My wife and I were talking about this on the
drive over here, and I remember specifically the day my
dad wrote his last check to the bank. They own
the house outright, and I think it was like a
thirty one dollars mortgage payment.
Speaker 3 (21:43):
I mean, this is the old days.
Speaker 2 (21:45):
But still I remember the joy with which he wrote
that check was like, that's it, we own the house,
and that was it.
Speaker 3 (21:53):
A fifty year mortgage. That's an unachievable dream. It's not.
Speaker 4 (21:55):
It never happens. It's not realistic, it's just not. I mean,
you could do a fit fifty year term and then
you can make you know, thirty year payments because then
you're you're you know how like it's amorturized in the
first year.
Speaker 3 (22:06):
I think usually your payment is.
Speaker 4 (22:08):
Like sixty to seventy percent interest every month, and then
it dwindles down the longer you go. So you could
sign up for this fifty year mortgage, but then make
a thirty year payment, just like people make fifteen year
payments on their thirty year.
Speaker 3 (22:18):
Mortgage and pay it off a little faster. The only
winner and a fifty or more.
Speaker 2 (22:21):
Well, the majority of time, the only winner is going
to be the bank.
Speaker 3 (22:25):
Yeah, because they're going to get all your money exactly.
Most people don't pay off their house unfortunately. Okay, real state.
Speaker 4 (22:32):
Although when I started in real estate in twenty eighteen,
the average time people were living in their house was
seven to twelve years. Just last year they bumped that
up to twenty to thirty.
Speaker 3 (22:40):
Wow. Because of these interest rates.
Speaker 4 (22:42):
It's like now I think we're at eighty seven percent
of the country has an interest rate below six percent,
that's not bad.
Speaker 2 (22:47):
And then there's another percentage that has it below three percent.
And those people they're in the hard part. They're in
the hardest position of all because you do not want
to leave a sub three percent mortgage to go somewhere else.
Speaker 3 (22:58):
Yeah, well, stick around.
Speaker 2 (23:01):
I have Jamie coming and he's gonna sit in your
seat neck but Rick, let me until you finish that.
Speaker 3 (23:05):
So I hope that was free.
Speaker 2 (23:08):
Uh no, I'll pay for it. I don't know Richie
brought it for me. Well, then it was free. Okay,
he's got magic hands.
Speaker 3 (23:12):
I don't know how thatpened. I mean, I'll rephrase that.
Well that in post. Yeah, I can't wait to hear more.
Speaker 2 (23:17):
Carrie Shannon Today Live justin Orson has joined us. We're
at Luchador Brewing Company here in Chino Hills for our
latest news and bruise. We're gonna be talking with Jamie
Benson from lucid Or coming up next.
Speaker 1 (23:32):
You're listening to Gary and Shannon on demand from KFI
AM six forty.
Speaker 2 (23:40):
No, you don't get that, please get out of here.
The difference between Gino and Chino Hills is one is flat.
One is not right he's from the flatland, so but
thanks for coming, Thanks everybody for coming out here today
for our latest news and bruise at at lucid Or
Brewing Company. We've talked with Jamie Benson before our host today.
Round of applause for Jamie and everybody here. Luchador Brewing Company.
Speaker 3 (24:03):
Hit that butt right in the middle. There you go.
So give us the basics of the history of Luchador.
Speaker 5 (24:10):
Well we we we My partner and I we both
had restaurants before, and we kind of wanted to bring
something to China Hills and and a friend of mine
said how about brewery? And that just started everything. And
my partner, Brent, was drinking with some buddies. Everybody knows
the story, but and watching Nacho Libre with Jack Black.
(24:34):
Everybody knows that that movie, and the next day, after
his hangover, said how abouts, how about Luchador, and all
things kind of just fill into place.
Speaker 3 (24:46):
It's great.
Speaker 2 (24:47):
I mean, the images of the mural on the back wall.
It's always been fun to come here because it's such
a great imagery is so great beers.
Speaker 3 (24:55):
Who's in charge? Who's in charge coming up with and
and and making the beers?
Speaker 5 (24:59):
Well, we haven't. We have a new brew named Ryan.
He's now leaving the pack. I'm gonna bring out some
great stuff. So it's all starting and soon be exciting.
Speaker 2 (25:11):
Tomorrow, of course, is the Hops in the Hills event
that you've got.
Speaker 3 (25:14):
This is the how many times have you done the
Hops in the Hills.
Speaker 5 (25:17):
Here would be the number two out in cast City,
number two, so yeah, I mean too here.
Speaker 3 (25:21):
Yeah, so tomorrow.
Speaker 2 (25:22):
By the way, just to give you an idea, the
promo code that you can use for fifteen dollars off
your tickets when you go to luchadorbrew dot com slash
Hops in the Hills use code KFI fifteen and you'll
get fifteen dollars off of those tickets. What's gonna go
on tomorrow, Rain or Shine?
Speaker 3 (25:40):
We know what's going on tomorrow, well, rail Shine.
Speaker 5 (25:43):
This is all for the Chino Valley Fire Foundation. Give
some money backed. They do a lot of good things
with the community around giving toys to kids, helping out
the community. It's a really good cause. They are great,
great guys. It help us with more than that. But
(26:03):
and then we're gonna have a dunk tank that's it'll
fill up on his own I mean.
Speaker 2 (26:11):
Rain in the forecast, and we're still gonna have the
dunk tank.
Speaker 5 (26:14):
I mean, already paid for it, so just coming out.
Speaker 2 (26:17):
It's I like that idea.
Speaker 5 (26:20):
I'm just saying, you know, I I'm gonna announce it today,
then I'm gonna go in it.
Speaker 3 (26:24):
So I'm gonna jump in there.
Speaker 5 (26:26):
And if you're around, I'd love to see you.
Speaker 3 (26:28):
And your nipples. Yeah, yeah, because I know you talked
about that a lot, so I didn't talk about it.
Speaker 5 (26:34):
I know a couple of seconds, a couple of a
couple of.
Speaker 2 (26:36):
Days ago, days ago, nipples were brought up, but I
didn't bring it up.
Speaker 3 (26:39):
Just to be clear. Now I'm self conscious.
Speaker 5 (26:45):
We have a red Hot Cholo Pepper's playing. They're a great,
great tribute band. Just come out to see them. We
have we we added some tents. We're bringing some tents out.
You'll see them being put up in a little bit.
I mean a lot of a lot of breweries from
uh all around. I think we had about twelve breweries plus,
so unlimited samplings of beer and some good food, some
(27:06):
good treats, some Tchotsky vendors that some have some good
things to sell as well.
Speaker 3 (27:10):
Very cool.
Speaker 2 (27:11):
The the Chino Valley Fire Foundation is also the beneficiary
of at least some of the proceeds are going to them.
Can you talk at all about that what they do
and why it's important to support them.
Speaker 5 (27:22):
Yeah, I know, not a little bit before. They do
a lot of with the community. Round Christmas time, they
do a lot more giving back. I mean, I think
last year they give out bikes the kids that underserved.
They reach out to communities they need food and stuff.
They just support however they can.
Speaker 3 (27:44):
Yeah, well, it's great.
Speaker 2 (27:45):
We're absolutely delighted that you had us back to help
kick off hops in the Hills for tomorrow. And anytime
you need us to come by, you just ask and
will come by and all these people will come with us.
Speaker 3 (27:56):
Heard that, Heard that?
Speaker 2 (27:58):
Yeah, Jamie Benson once again one of the co founders
here at lucid Or Brewing Company.
Speaker 3 (28:03):
Thanks for having us. We appreciate it very much. We
got one more hour.
Speaker 2 (28:06):
We still have stuff that we're given away, by the way,
so if you're in the.
Speaker 3 (28:08):
Building, stick around.
Speaker 2 (28:10):
We have stuff that we're going to be giving away,
including concert tickets, some of the Luchador swag, We have
Gary and Shannon show stuff, Clippers tickets, concert tickets.
Speaker 3 (28:18):
Everything is still coming up. Thanks Jamie, Thank you. All right,
Gary and Shannon, we'll continue right after this. You've been
listening to The Gary and Shannon Show.
Speaker 2 (28:26):
You can always hear us live on KFI AM six
forty nine am to one pm every Monday through Friday,
and anytime on demand on the iHeartRadio app
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